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1989 Survey of Consumer Finances Here: Question Text, Variable Names, & Responses Next: Editing Instructions Previous: Introduction |
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IMPORTANT NOTE: Not all variables listed below appear in the public use dataset -- see the Public Data Set Variable List for included variables.
IMPORTANT NOTE: For the public use dataset, all dollar amounts $1 to $999 and -$1 to -$999 are rounded to the nearest 10. Values larger in abolute value than $999 are rounded to the nearest 1000. Values of less than negative 1 million are truncated at -1000000.
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MISC. CONTROL FILE DATA AND WEIGHTS
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40202 FRB model-based weight
(Included for historical reasons only)
Replicate weights and multiplicity factor corresponding to X40202
(Included for historical reasons only)
80201 Multiplicity of boostrap replicate weight #1
80202 Multiplicity of boostrap replicate weight #2
80203 Multiplicity of boostrap replicate weight #3
80204 Multiplicity of boostrap replicate weight #4
80205 Multiplicity of boostrap replicate weight #5
80206 Multiplicity of boostrap replicate weight #6
80207 Multiplicity of boostrap replicate weight #7
80208 Multiplicity of boostrap replicate weight #8
80209 Multiplicity of boostrap replicate weight #9
80210 Multiplicity of boostrap replicate weight #10
80211 Multiplicity of boostrap replicate weight #11
(Included for historical reasons only)
80101 Bootstrap replicate weight #1 for model-based weight
80102 Bootstrap replicate weight #2 for model-based weight
80103 Bootstrap replicate weight #3 for model-based weight
80104 Bootstrap replicate weight #4 for model-based weight
80105 Bootstrap replicate weight #5 for model-based weight
80106 Bootstrap replicate weight #6 for model-based weight
80107 Bootstrap replicate weight #7 for model-based weight
80108 Bootstrap replicate weight #8 for model-based weight
80109 Bootstrap replicate weight #9 for model-based weight
80110 Bootstrap replicate weight #10 for model-based weight
80111 Bootstrap replicate weight #11 for model-based weight
40125 Preliminary SRC design-based weight used in Jan
1992 FRB Bulletin article (included for historical
reasons only)
40131 Final SRC design-based weight (S1 series)
40137 Final SRC design-based weight (S2 series) -- not on
this release
40133 Area-probability weight for 1983 part of
overlapping panel-cross-section sample.
40134 Area-probability weight for 1989 part of
overlapping panel-cross-section sample.
40135 Area-probability weight for merged 1983 and 1989
parts of overlapping panel-cross-section sample.
42000 Final FRB weight: designed to be consistent with
the weights for later SCFs.
42001 Revised Kennickell-Woodburn consistent weight:
accounts for systemative deviations from CPS
estimates of homeownership by racial/ethnic groups.
This weight should be used for all estimations
using the final 1989 SCF data for which weights are
appropriate.
Replicate weights corresponding to X42000 and X42001
As noted in the introduction, there are separate files which contain
multiplicity factors and replicate weights corresponding to X42000 and
X42001 for use in estimating sampling variances.
The replicate weights are of the form WT1Bi, where i=1,...999
The multiplicity factors are of the form MMi, where i=1,...999
Replicate weights with a given index correspond to multiplicity
factors with the same index.
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XX1 Original case ID (4-digit) -- identical for
all 5 imputation replicates
Case ID's for New X Section
0001-2000
Case ID's for Panel Sample
2001 - X Section only Iw's
3001 - Panel and X Section
4001 - Panel only Iw
1 New ID number -- XX1*10 + imputation replicate
number (1-5)
2 1. IWER ID No. (4-digit)
.N NA
3 3. Start Date of IW--MONTH (*Month 6-12=1989, 1-5=1990)
Code MONTH If only one date is
.N NA given, code it as the
start date and code
zero's for end date.
4 3. Start Date of IW--DAY
Code DAY
.N NA
8095 R Start date of IW--YEAR
Code YEAR
5 3. End Date of IW--MONTH
Code MONTH
.N NA
0. Only one date given
6 3. End Date of IW--DAY
Code DAY
.N NA
0. Only one data given
7 4. Length of IW
Code MINUTES
.N NA
8 6. Mode of Interview
1. Face-to-Face (include New X Section)
2. Telephone
9 Precode for List Sample (from Field Office list)
1. Yes, "SPEC" precoded on facesheet
5. Not in Special Sample
10 SAMPLE ID (8 digit)
All 0 for new Cross Section sample (Iw's 001-1999)
For Panel Sample (2001, 3001, 4001 series), see HOUSEHOLD
LISTING UPDATE SHEET
40078 CENSUS REGION
40080 U.S CENSUS DIVISION
40081 MSA STATUS INDICATOR
1 SMA
2 Non-MSA
40082 TYPE OF PSU
1 Major metropolitan area (self-representing PSU)
2 Other metropolitan area (other PSU)
3 Non-MSA
40083 U.S. CENSUS REGION
1. Northeast
2. North central
3. South
4. West
30098 9-level Census Division Code
1. Northeast: New England Division (CT, ME, MA, NH, RI, VT)
2. Northeast: Middle Atlantic Division (NY, NJ, PA)
3. South: South Atlantic Division: (DE, DC, FL, GA, MD, NC
SC, VA, WV)
4. South: East South Central Division: (AL, KY, MS, TN)
5. South: West South Central Division: (AR, LA, OK TX)
6. Midwest: East North Central Division (IL, IN, MI OH WI)
7. Midwest: West North Central Division (IA, KS, MN, MO,
NE, ND, SD)
8. West: Mountain Division (AZ, CO, ID, MT, NV, UT, WY, NM)
9. West: Pacific Division (AK, CA, HI, OR, WA)
30099 State where PSU is located
Standard two-character code
40084 WEALTH STRATUM FOR LIST CASES
40090 1987 WEALTH INDEX
8188 CSAMP (SOI stratum code)
8189 AGICAT (SOI stratum code)
Variables available only for cases with cross-section representation:
NOTE: NONE OF THE 30000 SERIES VARIABLES ARE AVAILABLE IN THE
PUBLIC USE DATASET
30001 SAMPLE ID#
30002 PSU#
SELF-REPRESENTING PSU
1 New York, NY
2 Los Angeles, CA
3 Chicago, IL
4 Philadelphia, PA
5 Detroit, MI
6 San Francisco, CA
7 Washington, DC
8 Dallas-Ft. Worth, TX
9 Houston, TX
10 Boston, MA
11 Nassau-Suffolk, NY
12 St. Louis, MO
13 Pittsburgh, PA
14 Baltimore, MD
15 Minneapolis, MN
16 Atlanta, GA
NONSELF-REPRESENTING PSU, SMSA
17 Buffalo, NY
18 Newark, NJ
19 Albany, NY
20 Providence, RI
21 New Haven, CT
22 Harrisburg, PA
23 Atlantic City, NJ
24 Manchester, NH
25 Cleveland, OH
26 Milwaukee, WI
27 Dayton, OH
28 Kansas City, MO
29 Des Moines, IA
30 Columbus, OH
31 Grand Rapids, MI
32 Fort Wayne, IN
33 Steubenville, OH
34 Saginaw, MI
35 Madison, WI
36 Birmingham, AL
37 Charleston, SC
38 Jackson, MS
39 Columbus, GA
40 Miami, FL
41 Tampa, FL
42 Jacksonville, FL
43 Lakeland, FL
44 McAllen, TX
45 Waco, TX
46 Johnson City, TN
47 Wheeling, WV
48 Oklahoma City, OK
49 Knoxville, TN
50 Richmond, VA
51 Charlotte, NC
52 San Diego, CA
53 Seattle, WA
54 Portland, OR
55 Denver, CO
56 Anaheim, CA
57 Riverside, CA
58 Fresno, CA
59 Eugene, OR
60 Phoenix, AZ
61 Provo, UT
NONSELF-REPRESENTING PSU, NON-SMSA
62 Lawrence Co., PA
63 Schuyler Co., NY
64 Gardner, MA
65 Sanilac, MI
66 Starke, IN
67 Ramsey, ND
68 Phillips Co., KS
69 La Salle, IL
70 Mower, MN
71 Cape Girardeau, MO
72 Crenshaw, AL
73 Bullock, GA
74 Vernon Pr., LA
75 Citrus Co., FL
76 Hale Co., TX
77 Monroe Co., AR
78 Bedford Co., TN
79 Nicholas Co., KY
80 Montgomery Co., VA
81 Robeson Co., NC
82 Eldorado, CA
83 Alamosa, CO
84 Carbon C., WY
30003 SEGMENT#
30004 LINE#
30005 HU#
30006 NEW SAMPLE LINE?
IS THIS EITHER A NEW SAMPLE LINE DISCOVERED DURING
THE UPDATING PROCESS OR A PREVIOUSLY UNLISTED HU AT
AN ALREADY LISTED ADDRESS?
0 No
1 Yes
30008 FIELD AREA CODE
30009 REPLICATE GROUP
30011 LIST SAMPLE CODE
30013 INITIAL INTERVIEWER
30014 INTERVIEWER OF RECORD
30015 RC INDICATOR
Refusal Conversion Indicator
1 Refusal Conversion Situation
0 Not a Refusal Conversion Situation
30016 OTHER IWER
OTHER INTERVIEWER (involved in RC situation)
If final result is an interview, the other interviewer
is the interviewer who obtained the initial refusal.
If the final result is not an interview, the other
interviewer is the interviewer who attempted to convert
the initial refusal.
0000 Not a Refusal Conversion Situation
30017 VERIFICATION INDICATOR
0 Not Flagged for Verification
1 Flagged for Verification
30018 PROBLEM CODE
01 Interviewer Error
02 Not an Interviewer Error
00 INAP., not a problem
30019 IWER TO WHOM PROB SENT
0000 INAP., not a problem
30020 DATE PROBLEM SENT
30021 RESOLUTION INDICATOR
0NO.PROB 1RESOLVED
PROBLEM RESOLUTION INDICATOR
Problem not yet resolved or INAP., not a problem
30022 DATE RESOLUTION RETURNED
30023 CASE#
0001 Interview Series Start
5001 NonInterview Series Start
7001 NonSample Series Start
30024 RECEIPT DATE
30025 RECEIPT MONTH
01 January
02 February
08 August
09 September
10 October
11 November
12 December
99 NA
00 INAP., Coversheet never sent out
30026 RECEIPT DAY
99 NA
00 INAP., Coversheet never sent out
30027 INTERVIEWERS IW# âQ.4ã
999 NA
000 INAP., not an interview
30028 INTERVIEW DATE
INTERVIEW DATE (OR DATE OF FINAL CALL IF NOT AN IW)
Q.5 or Q.10
30029 INTERVIEW MONTH
06 June
07 July
08 August
09 September
10 October
11 November
12 December
99 NA
00 INAP., no calls made
30030 INTERVIEW DAY
99 NA
00 INAP., no calls made
30031 LENGTH OF IW
LENGTH OF INTERVIEW Q.6
999 NA
000 INAP., not an interview
30032 LENGTH OF EDIT Q.7
999 NA
000 INAP., not an interview
30033 PERSUATION LETTER?
1 YES 5 NO
PERSUATION LETTER REQUESTED? Q.8
1 Yes
5 No
9 NA
30034 TOTAL CALLS (CALL# OF FINAL CALL) Q.9
99 NA
30035 NUMBER OF HUS AT LISTED ADDRESS Q.12
9 NA
30036 RESULT CODE
01 Interview: Complete
05 Interview: Partial
51 Refusal: By R (REF-R)
52 Refusal: By someone other than R (REF-O)
53 Refusal: Before HU listed (REF-U)
55 Refusal: Returned postcard
62 NI: No Contact (NOC)
63 NI: Permanent condition (NIP)
65 NI: Moved out of range
67 NI: Other reason (NIO)
69 NI: Unable to locate R (LOST)
71 NS: House Vacant (HV)
72 NS: Seasonal Vacant (SV) or Seasonal Occupants
Residence Elsewhere (SORE)
73 NS: Occupants in Residence Elsewhere (ORE)
81 NS: Sample Listing Isn't Proper (SLIP)
83 NS: Vacant Trailer Space (VTS)
91 NS: No Eligible Respondent (NER)
97 HELD: Received by Ann Arbor Office; Not logged
98 HELD: By Study Staff
99 HELD: By Ann Arbor Office
30037 R'S SEX Q.15b
1 Male
2 Female
9 NA
0 INAP., Not an occupied HU; NER
30038 R'S AGE Q.15c
99NA
00 INAP., Not an occupied HU; NER
30046 WAS RESPONDENT'S NAME OBTAINED?
1 Yes
5 No
9 NA
0 INAP., not an interview
30048 MAILING ADDRESS AT R2 IS: Q.R2
1 Identical to original sample label address
2 Corrected version of sample label address
3 Different from sample label address
4 Mailing address refused
9 NA
0 INAP., not an interview
30049 IF MAILING ADDRESS IS DIFFERENT FROM SAMPLE LABEL
ADDRESS, WHAT IS THE MAILING ADDRESS? Q.R3
1 Mailing address
2 Address to which R is moving
3 Relative
4 Friend
5 Business
7 Other
9 NA
0 INAP., not an interview or mailing address not
different from sample label address
30050 R'S TELEPHONE NUMBER OBTAINED? Q.R4
1 Yes
5 No, R has no phone
7 No, R refused to give it
9 NA
0 INAP., not an interview
30051 R'S PHONE NUMBER LISTED IN THE CURRENT TELEPHONE
DIRECTORY? Q.R5
1 Yes, listed
5 No, not listed
8 Not sure, DK
9 NA
0 INAP., not an interview or phone number not
obtained
30052 IS PHONE LISTED IN R'S NAME? Q.R5a
1 Yes
5 No
9 NA
0 INAP., not an interview or phone number not
obtained or phone number not listed (or dk if is listed)
in current directory
30053 DO YOU HAVE ANOTHER PLACE OF RESIDENCE OR SOMEWHERE ELSE
YOU LIVE DURING DIFFERENT TIMES OF THE YEAR? âQ.R6ã
1 Yes
5 No
9 NA
0 INAP., not an interview
30054 WAS AN ADDRESS OF A CLOSE FRIEND OR RELATIVE
OBTAINED? Q.R7
1 Yes
5 No
9 NA
0 INAP., not an interview
30060 LOG DATE
30061 #TRANSFERS
30062 TRANSFER IWER
30063 TRANSFER RESULT
30064 TRANSFER REPORT
30065 TRANSFER DATE
30066 TRANSFER LOG DATE
Variables available only for cases with panel representation:
(maybe this is the 1803 file and the other is the 2000 file???????)
NOTE: NONE OF THE 40000 SERIES VARIABLES ARE AVAILABLE IN THE
PUBLIC USE DATASET
40001 ID#
40002 Respondent
1 Original Panel Member
2 '86 Splitoff
3 '89 Splitoff
0 Cross-Section Only
40003 1983 PSU
10. Baltimore, MD
20. Boston, MA
30. Chicago, IL
40. Cleveland, OH
50. Detroit, MI
60. Los Angeles, CA
70. Jersey City, NJ
80. New York, NY
90. Philadelphia, PA
100. Pittsburgh, PA
110. St. Louis, MO
120. San Francisco, CA
130. Washington, DC
150. Arcadia Co., LA
190. Bridgeport, CT
200 Charelston, WV
220. Columbia, SC
240. Currituck Co., NC
280. Flint, MI
290. Franklin Co., NB
310. Hamilton-Middletown, OH
320. Hancock Co., OH
330. Harris Co., TX
340. Indianapolis, IN
350. Knox Co., OH
360. Logan Co., IL
370. Little Rock, AR
380. Logan Co., CO
390. Louisville, KY
400. Lowndes Co., GA
410. Miami, FL
480. Phoenix, AZ
560. Sarasota, FL
570. Seattle, WA
590. Simpson Co., MS
610. Snyder Co., PA
620. Stoddard Co., MO
650. Trenton, NJ
660. Visalla-Tulane-Porterville, CA
680. Ulster Co., NY
690. Vallejo-Fairfield-Napa, CA
700. Watauga Co., NC
710. Waterloo-Cedar Falls, IA
740. Worcester, MA
40004 '83 SEGMENT
40005 '83 LINE
40006 FIELD AREA CODE
40007 Coversheet Color
1 Green
2 Yellow
3 Pink
4 White
40008 Strata
01 1983 Area Sample R Age 22-44
02 1983 Area Sample R Age 45+
03 1983 Area Sample R Less than 22 years - Not Panel
04 1983 Area Sample R - Not Panel due to Item MData
05 1983 Area Sample Refusal
06 1983 Area Sample NonInterview
07 1983 Area Sample NonSample
08 1983 List Sample Age 22-44
09 1983 List Sample Age 45+
11 1986 Splitoff
00 1989 Cross-Section only
40009 SEGMENT SUBSAMPLE
0 Area Sample: Not in Segment Subsample
1 Area Sample: Included in Segment Subsample
9 List Sample
40010 SAMPLE TYPE
1 List Sample (Panel Only)
2 Area Sample (Potential Panel/Cross-Section)
3 Area Sample (Cross-Section Only)
40011 '86 MOVE CODE
1 Yes, moved
5 No, didn't move
0 Not interviewed in '86
40012 TRACKING CODE
1 Track Respondent only
2 Track Respondent and '83 Spouse
3 Do not track
4 Cross-Section Only
5 See Tracking Memo (Special instructions for
selected splitoff pairs)
different housing units
40013 '83 CASE#
40014 '83 RESULT
40015 '86 CASE#
40016 '86 RESULT
40017 '86 MARITAL STATUS
1 Married in '83; no spouse in '86
2 Not married in '83; married in '86
3 Married in both '83 and '86 - same spouse
4 Married in both '83 and '86 - different spouse
5 Not married in either '83 or '86
6 Married in '83; not interviewed in '86
7 Not married in '83; not interviewed in '86
9 NA
0 Cross-Section Only
40018 SPLIT-OFF INDICATOR
0 Only R in sample
1 R and '83 spouse in sample independently
40019 INITIAL MODE INDICATOR
1 Face-to-face
2 Telephone
0 Cross-Section Only
40021 INITIAL IWER
40022 IWER OF RECORD
40023 Refusal Conversion Indicator
40024 Other Interviewer (involved in RC situation)
40025 VERIFICATION INDICATOR
40026 PROBLEM CODE
40027 Interviewer to whom problem sent
40028 DATE PROBLEM SENT
40029 Problem resolution indicator
40030 DATE RESOLUTION RETURNED
40031 '89 CASE#
2001 Cross-section only Interview series start
(1983 address, new people)
3001 Panel/Cross-section Interview series start
(1983 address, 1983 people)
4001 Panel only Interview series start
(new address, old people / 1983 list cases)
5001 Cross-section only NonInterview series start
6001 Panel/Cross-section NonInterview series start
7001 Panel only NonInterview series start
8001 Cross-section only NonSample series start
9001 Panel/Cross-section NonSample series start
9501 Panel only NonSample series start
40032 SAMPLE GROUP
1 Cross-section only (at '83 sample address but not
'83 R or spouse)
2 Panel/Cross-section ('83 R or spouse still at '83
sample address)
3 Panel Only ('83 R or spouse not at '83 sample
address)
40033 RECEIPT DATE
40034 RECEIPT MONTH
99 NA
40035 RECEIPT DAY
Receipt Day
99 NA
40036 IWER IW#
3. Interviewer's Iw#
999 NA
000 INAP., not an interview
40037 IW LENGTH
4. Length of Interview (in minutes)
999 NA
000 INAP., not an interview
40038 EDIT LENGTH
5. Length of Edit (in minutes)
999 NA
000 INAP., not an interview
40039 PERSUASION LETTER
6. Persuasion letter required?
1 Yes
5 No
9 NA
40040 TOTAL CALLS
7. Total calls (call # of final call)
99 NA
40041 FINAL RESULT DATE
8. Date of Final Result
40042 FINAL RESULT MONTH
8. Month of Final Result
99 NA
40043 FINAL RESULT DAY
8. Day of Final Result
99 NA
40044 RESULT
9. '89 Final Result Code
40045 INTERVIEW MODE
9a. Mode of Interview
1 Face-to-face
2 Telephone
9 NA
0 INAP., not an interview
40046 R THERE?
10. Does R live at HU?
1 Yes
5 No
9 NA
0 INAP., white (cross only)/pink (split-off)
coversheet
40047 0R'S SPOUSE THERE?
10b. Does R's '83 spouse live at HU?
1 Yes
5 No
9 NA
0 INAP., white (cross only)/pink (split-off)
coversheet; R not married in '83
40048 INFORMANT AT '83 ADDR?
11. Currently living at '83 sample address?
1 Yes, R living at '83 sample address
2 Yes, '83 spouse only living at '83 sample address
3 Yes, current resident living at '83 sample address
(not R or '83 spouse)
5 No, HU not '83 sample address
9 NA
0 INAP., white (cross only)/pink (split-off)
coversheet
40049 ADDITIONAL HUS
10. Number of additional HU's at '83 sample address.
9 NA
0 INAP., not a cross-section only coversheet
40050 SPLITOFF GENERATION?
Has '83 spouse splitoff since last interview?
1 Yes
5 No
9 NA
0 INAP., cross-section only; not married in '83;
splitoff prior to '86 iw.
40051 ADD HU SOURCE
Additional HU generation source.
1 Green Panel/Cross-section coversheet (mover from
'83 sample address - determined by iwer).
2 An HU structure added to Listing Sheet and
selected for this study.
3 An added HU found at a listed and selected line.
4 Green Panel/Cross-section coversheet (mover from
'83 sample address - determined prior to field period;
panel R put on yellow coversheet and cross-section
coversheet labeled.
0 INAP., not an additional cross-section coversheet
40070 LOG DATE
40071 TRANSFERS
40072 TRANSFER IWER
40073 TRANSFER RESULT
40074 TRANSFER REPORT
40075 TRANSFER DATE
40076 TRANSFER LOG DATE
Variables for all types of cases unless otherwise indicated
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HOUSEHOLD LISTING
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8000 R: Respondent and spouse variables reversed to
male and spouse/partner in all subsequent
occurences in dataset (data rearranged except
when male not living at sampled address). Also,
all response categories altered to reflect this
change.
1. REVERSED
5. NOT REVERSED
13 Respondent:
18 Spouse: Age computed from date of birth
Code age
.N NA
14 Respondent: "Imputed age"
19 Spouse: "Imputed age"
(IF HHL AGE=COMPUTED AGE, THE IMPUTED AGE=SAME.
IF HHL AGE=COMPUTED AGE +/- 2 YEARS, THEN IMPUTED AGE=
COMPUTED AGE (I.E., BASED ON DATE OF BIRTH). IN ALL
OTHER CASES, COMPUTED AGE DERIVED BY EDITORS FROM
BEST INFORMATION AVAILABLE IN THE IW.)
(IMPUTED AGE WAS BE USED IN CONVERSIONS OR CALCULATIONS
INVOLVING AGE OF R/S.)
Code age
100 ABSENT SPOUSE: Income, debts, assets
1. Included in Iw
5. Not included in Iw
0. Inap. (No absent spouse)
101 SUMMARY: # persons in HHL
Code total # of persons in HHL
8020(#1) Before we start the interview, I need to (re-)list the people who
102(#2) live here and obtain some basic information about each one. Let's
108(#3) start with you--how old are you?
114(#4)
120(#5) HHL-A. Relationship to Respondent
126(#6)
132(#7) If a spouse or partner
202(#8) 1. RESPONDENT is present in HH, he/
208(#9) 2. Spouse of Respondent she must be coded as
214(#10 3. "Partner" of Respondent person #2.
220(#11) 4. Child (incl. in-laws)
226(#12) 13. Child of Partner Child (04) here
5. Grandchild includes step and
6. Parent (incl. in-laws) adopted children
7. Grandparent (incl. in-laws) and child's spouse.
8. Aunt/uncle Code foster child
9. Cousin in 36.
10. Niece/nephew
11. Sister/brother (incl. in-laws)
12. Great grandchild
29. Other relative
31. Roommate
32. "Friend" (exc. 3)
33. Relative of Partner (except Child, code 13)
34. Boarder or roomer/lodger
35. Paid help (maid, etc.)
36. Foster child
39. Other unrelated person
45. Absent spouse (I created this one)
0. Inap. (No further persons)
8021(#1) HHL-B. SEX
103(#2)
109(#3) 1. Male
115(#4) 2. Female
121(#5) 0. Inap. (No further persons)
127(#6)
133(#7)
203(#8)
209(#9)
215(#10)
221(#11)
227(#12)
8022(#1) HHL-C. AGE
104(#2)
110(#3) Code AGE
116(#4)
122(#5) 1. One year or less
128(#6) 0. Inap. (No further persons)
134(#7)
204(#8)
210(#9) For the public use dataset, all ages after X104
216(#10) (spouse's age), the ages are rounded to the nearest 5 years
222(#11)
228(#12)
HHL1. (ASK OF ALL PERSONS 18 AND OLDER, EXCEPT SPOUSE) (Are
you/Is [RELATIONSHIP] currently married or living with a
partner, separated, divorced, widowed, or (have you/has
[he/she]) never been married? (RECORD IN COL. D. ABOVE.)
8023(#1) HHL-D. MARITAL STATUS
105(#2)
111(#3) 1. (M) Married
117(#4) 2. (P) Living with a partner If Person is 17 or
123(#5) 3. (S) Separated less, assume marital
129(#6) 4. (D) Divorced status=6, do not code
135(#7) 5. (W) Widowed NA for persons 0-17.
205(#8) 6. (NM) Never married
211(#9) 7. Married but spouse in institution (nursing home/jail)
217(#10) or outside U.S. (not available to be sampled
223(#11) elsewhere)
229(#12) 8. Married but spouse not current resident of HU or in
institution (samplable at another residence)
12. Corresponds to 7 for spouse field
13. Corresponds to 8 for spouse field
0. Inap. (No further persons)
HHL2. (ASK FOR ALL PERSONS 18 YEARS AND OLDER, EXCEPT RESPONDENT
AND SPOUSE) Does (he/she) usually live here? (RECORD IN
COL. E. ABOVE.)
8024(#1) HHL-E. USUALLY LIVES HERE?
106(#2)
112(#3) 1. YES (incl. R and Spouse/Partner)
118(#4) 2. Child (17 and under) living in HU for part of each
124(#5) year
130(#6) 3. Child (18 and over) away at college part of year
136(#7) 4. Other adult living in this HU for part of each year
206(#8) 5. NO
212(#9) 0. Inap. (No further persons)
218(#10)
224(#11)
230(#12)
HHL4. (ASK ABOUT ALL [related] ADULTS 22 YEARS AND OLDER EXCEPT
RESPONDENT AND SPOUSE) Does (RELATIONSHIP) depend on you
(and your [husband/wife]) for most of (his/her) support or
is (he/she) financially independent for the most part?
(RECORD IN COL. F. ABOVE.)
8098(#1) HHL-F.
107(#2)
113(#3) 1. FINANCIALLY DEPENDENT; R (Unit #1)
119(#4) Col F should be
125(#5) 2. INDEPENDENT FINANCES--Unit #2 coded/edited
131(#6) 3. " " --Unit #3 for each indi-
137(#7) 4. " " --Unit #4 vidual listed.
207(#8) 5. " " --Unit #5 Codes 2-5 will
213(#9) 0. Inap. (No institutions listed, be edited in
219(#10) no further institutions) green.
225(#11)
231(#12)
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FINANCIAL INSTITUTIONS
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305 A5. The next few questions are about the financial
institutions that you do business with.
How many financial institutions do you (and your family
living here) have accounts with or regularly do personal
financial business with? Include banks, savings and
loans, credit unions, loan companies, and brokerages. Do
not include institutions where you have only a credit card
account.
Code NUMBER
-1. NONE
306 A5k. Can you (or your family living here) deposit or withdraw
money from (this institution/any of these institutions)
using an automated teller machine or ATM?
1. YES
5. NO
0. Inap. (No institutions listed, no further
institutions)
308(#1) A6. (About Institution #[1/2/3/4/5/6]), what kind of
312(#2) institution is this? (Is it a commercial bank, a savings
316(#3) and loan or savings bank, a credit union, a finance or
320(#4) loan company, a brokerage, or what?)
324(#5)
328(#6) See FINANCIAL INSTITUTIONS master reference list
0. Inap. (No institutions listed, no further
institutions)
For the public use dataset, different institution cells are
collapsed for different variables. The SAS code that performs
this collapsing is given after the master list below.
FINANCIAL INSTITUTIONS MASTER REFERENCE LIST
1. Institution #1 from Card A
2. Institution #2 from Card A
3. Institution #3 from Card A
4. Institution #4 from Card A
5. Institution #5 from Card A
6. Institution #6 from Card A
11. Commercial bank; "trust company"
12. Savings & loan association or savings bank
13. Credit union
14. Finance or loan company
15. Store or dealer
16. Brokerage company; "mutual fund"--NFS
17. Insurance company
18. Mortgage company
19. Contractor or developer
20. Prior owner
21. Automobile finance company; GMAC; Ford CDT
22. Doctor or hospital; dentist
23. Lawyer
24. Accountant
25. Employer
26. Friend or relative (not codeable above)
27. Individual lender (not codeable above)
31. Real estate (investment) company
32. School/college/university
33. Local/county/state government (exc. 42)
34. Special federal government agency: FMHA; SBA; VA;
FHA; HUD; NDSL
35. Federal government general or NA agency; IRS
37. (83=K22b only; 89=N45 only) Self/spouse (manages
own trust)
38. Bank or general purpose credit card company: VISA;
Carte Blanche; MasterCard (except American Express,
code 51)
39. Union
40. Church
41. AARP (American Association of Retired Persons)
42. Courts
50. (Sears)/Discover Card (V415-418 only) (Code "Sears"
mention in 15)
51. American Express/Optima Card
61. Other membership organization: AAA; NEA; NTA
(V415-418 only)
92. Money market (mutual) funds, NFS
93. Farm related lenders, not codeable above or NA if
membership group or government agency
94. Investment/management companies or consultants--NEC
95. Non-financial institution (exc. 40-42, 61)
-1. Combinations of types of financial institutions
-7. OTHER
***************************************************************************
code to collapse institution cells
***************************************************************************
ARRAY INST1 {*} X308 X312 X316 X320 X324 X328;
DO I=1 TO DIM(INST1);
IF (INST1{I}=15 OR INST1{I}=19 OR INST1{I}=32 OR INST1{I}=40) THEN DO;
INST1{I}=-7;
END;
END;
ARRAY INST2 {*} X415 X416 X417 X418;
DO I=1 TO DIM(INST2);
IF (INST2{I}=32 OR INST2{I}=92) THEN DO;
INST2{I}=-7;
END;
END;
ARRAY INST3 {*} X817 X917 X1017 X1046;
DO I=1 TO DIM(INST3);
IF (INST3{I}=13 OR INST3{I}=15 OR INST3{I}=32 OR INST3{I}=94) THEN DO;
INST3{I}=-7;
END;
END;
ARRAY INST4 {*} X1112 X1123 X1134;
DO I=1 TO DIM(INST4);
IF (INST4{I}=34) THEN DO;
INST4{I}=-7;
END;
END;
IF (X1217=13 OR X1217=27) THEN X1217=-7;
ARRAY INST6 {*} X1728 X1828 X1928;
DO I=1 TO DIM(INST6);
IF (INST6{I}=13 OR INST6{I}=31 OR INST6{I}=32 OR INST6{I}=35
OR INST6{I}=94) THEN DO;
INST6{I}=-7;
END;
END;
ARRAY INST7 {*} X2220 X2320 X2420 X2521 X2621;
DO I=1 TO DIM(INST7);
IF (INST7{I}=18 OR INST7{I}=20 OR INST7{I}=39) THEN DO;
INST7{I}=-7;
END;
END;
ARRAY INST8 {*} X2725 X2742 X2825 X2842 X2925 X2942;
DO I=1 TO DIM(INST8);
IF (INST8{I}=20 OR INST8{I}=25 OR INST8{I}=42 OR INST8{I}=61
OR INST8{I}=93) THEN DO;
INST8{I}=-7;
END;
END;
ARRAY INST9 {*} X3505 X3509 X3513 X3517 X3521 X3525;
DO I=1 TO DIM(INST9);
IF (INST9{I}=25 OR INST9{I}=92) THEN DO;
INST9{I}=-7;
END;
END;
ARRAY INST10 {*} X3606 X3607 X3608 X3609 X3616 X3617 X3618 X3619
X3626 X3627 X3628 X3629;
DO I=1 TO DIM(INST10);
IF (INST10{I}=40 OR INST10{I}=93) THEN DO;
INST10{I}=-7;
END;
END;
ARRAY INST11 {*} X3705 X3710 X3715;
DO I=1 TO DIM(INST11);
IF (INST11{I}=61) THEN DO;
INST11{I}=-7;
END;
END;
ARRAY INST12 {*} X3722 X3723 X3724 X3725;
DO I=1 TO DIM(INST12);
IF (INST12{I}=17 OR INST12{I}=94) THEN DO;
INST12{I}=-7;
END;
END;
ARRAY INST13 {*} X3803 X3806 X3809 X3812 X3815;
DO I=1 TO DIM(INST13);
IF (INST13{I}=17 OR INST13{I}=92 OR INST13{I}=93) THEN DO;
INST13{I}=-7;
END;
END;
ARRAY INST15 {*} X3943 X3944 X3945 X3946;
DO I=1 TO DIM(INST15);
IF (INST15{I}=12 OR INST15{I}=31 OR INST15{I}=33 OR INST15{I}=34
OR INST15{I}=35 OR INST15{I}=61) THEN DO;
INST15{I}=-7;
END;
END;
***************************************************************************
309(#1) A7. How (do you/does your family) typically do business with
313(#2) this institution (--by ATM, in person, by mail, by phone,
317(#3) or some other way)? (NOT ASKED IF NON-FINANCIAL INST.)
321(#4)
325(#5) 1. BY ATM
329(#6) 2. IN PERSON--R or R's messenger If adjacent boxes
3. BY MAIL checked, code
4. BY PHONE smallest number.
5. Payroll deduction; direct deposit
6. DON'T DO REG. BUSINESS
-7. OTHER
0. Inap. (No institutions listed, no further
institutions)
310(#1) A8. Roughly, how many miles is the office or ATM of this
314(#2) institution from the home or workplace of the person who
318(#3) uses it most often? (ACCEPT RANGE.) (IF R ASKS: WE WANT
322(#4) THE CLOSER OF THE DISTANCE FROM HOME OR WORKPLACE.)
326(#5) (NOT ASKED IF NON-FINANCIAL INST.)
330(#6)
Code MILES
51. OVER 50 MILES
-1. LESS THAN A MILE
-7. LOCAL PHONE OR POST BOX
0. Inap. (No institutions listed, no further
institutions)
Top of page
-----------------------------------------------------------------------------
CREDIT CARDS
-----------------------------------------------------------------------------
410 B5. Now I have some questions about credit cards. Do you (or
anyone in your family living here) have any credit cards?
1. YES
5. NO
TYPES OF CREDIT CARDS
#1: bank-type cards
#2: store cards
#3: gasoline cards
#4: general purpose cards
#5: other types of cards
411 (#1) B6-A. How many different (TYPE) credit card accounts such
419 (#2) as (EXAMPLES) do you (and your family living here) have?
422 (#3) (READ ONCE: Please do not count duplicate cards for the
425 (#4) same account or any business or company accounts.)
428 (#5)
Code # ACCTS
-1. NONE
0. Inap. (No credit cards)
The number of credit cards is top-coded at 20.
412 (#1) B7-A. During the last month, roughly how much were the new
420 (#2) charges made to (this/all these) (TYPE) account(s)?
423 (#3)
426 (#4)
429 (#5)
Code $ amount
-1. NONE
0. Inap. (No credit cards, no TYPE cards)
413 (#1) B8-A. After the last payment(s) (was/were) made on (this/these)
421 (#2) account(s), roughly what was the balance still owed on
424 (#3) (this/all these) (TYPE) account(s)?
427 (#4)
430 (#5)
Code $ amount
-1. NONE
0. Inap. (No credit cards, no TYPE cards)
414 (#1) B9. What is the maximum amount you could borrow on (this/all
of these) bank-type account(s); that is, what is your
total credit limit?
Code actual amount
-1. NONE/No limit
0. Inap. (No credit cards, no bank-type cards)
415 (#1a) B10. Please look at Card A. (Is this/are these) with any of
416 (#1b) the institution(s) on Card A, or from someplace else?
417 (#1c) (CHECK ALL THAT APPLY.) [IF CARD A: Which
418 (#1d) institution(s)?] [IF "SOMEPLACE ELSE": What type(s) of
institution(s)?]
Code up to 4 mentions
See FINANCIAL INSTITUTIONS master reference list
0. Inap. (No credit cards, no bank-type cards, no
additional institutions)
9082(#1a) R. Type of institution
9151(#1b)
9152(#1c) Code type of intsitution
9153(#1d) See FINANCIAL INSTITUTIONS master reference list
0. Inap. (No credit cards, no bank-type cards, no
additional institutions)
432 B12. Thinking only about bank cards or store cards, do you
almost always, sometimes, or hardly ever pay off the total
balance owed on the account each month?
1. ALMOST ALWAYS
3. SOMETIMES
5. HARDLY EVER
0. Inap. (No credit cards, no bank or store credit
cards)
Top of page
-----------------------------------------------------------------------------
PRINCIPAL RESIDENCE
-----------------------------------------------------------------------------
501 D1. INTERVIEWER CHECKPOINT
1. R LIVES ON A RANCH OR FARM
2. R LIVES IN A MOBILE HOME
3. ALL OTHERS
R LIVES ON FARM/RANCH
502 D2. Now I have some questions about this property. About how
many acres is this (farm/ranch)?
Code ACRES
0. Inap. (Does not live on a farm)
503 D3. Do you (or anyone in your family living here) operate a
farming or ranching business on this property?
1. YES
5. NO
0. Inap. (Does not live on a farm)
504 D3a. Do you (or anyone in your family living here) rent out any
part of this property to others?
1. YES
5. NO
0. Inap. (Does not live on a farm, farm business)
505 D3b. How much rent do you collect each month?--$ AMOUNT
Code actual amount
-7. Other; non-cash rent
0. Inap. (Does not live on a farm, farm business,
no rent)
506 D3b. PER
2. Week
3. Biweekly
4. Month
5. Quarter
6. Year
-7. Other
0. Inap. (Does not live on a farm, farm business,
no rent)
507 D4. What part of this property is used for the farming or
ranching business?
Code PERCENT to 2 decimal places
9995. ALMOST ALL
-1. VERY LITTLE
0. Inap. (Does not live on a farm, no farm business)
508 D5. What is the legal ownership status of this (farm/ranch).
Do you (or your family living here) own this (farm/ranch),
do you own part of it, do you rent it, is it all owned by
a business, or what?
1. OWNS ALL
2. OWNS PART
3. RENTS
4. OWNED BY A BUSINESS
-7. OTHER
0. Inap. (Does not live on a farm, no farm business)
R OWNS ENTIRE FARM
509 D5a. Does the (farming/ranching) business pay any rent for the
use of the property?
1. YES
5. NO
0. Inap. (Does not live on a farm, no farm business,
does not own entire farm)
510 D5b. How much rent do you (or your family living here) collect
each month?--$ AMOUNT
Code actual amount
-7. Other; not-cash rent
0. Inap. (Does not live on a farm, no farm business,
does not own entire farm, business does not
pay rent)
511 D5b. PER
2. Week
3. Biweekly
4. Month
5. Quarter
6. Year
-7. Other
0. Inap. (Does not live on a farm, no farm business,
does not own entire farm, business does not
pay rent)
512 D5c. Could you tell me the present value of this house and the
immediately surrounding land? I mean, about what would it
bring if it were sold today?
Code actual amount
0. Inap. (Does not live on a farm, no farm business,
does not own entire farm)
513 D5d. I will ask you more about the business operation later.
The rest of the questions in this section will refer to
the entire property. Could you tell me the present value
of this entire property--that is, what would it bring if
it were sold today?
Code actual amount
0. Inap. (Does not live on a farm, no farm business,
does not own entire farm)
FARM OWNED BY A BUSINESS
514 D5e. Do you (or your family living here) pay the business any
rent for this house?
1. YES
5. NO
0. Inap. (Does not live on a farm, no farm business,
farm not owned by a business)
515 D5f. In what month and year did you move into this
(farm/ranch)?--MONTH
Code MONTH
0. Inap. (Does not live on a farm, no farm business,
farm not owned by a business)
516 D5f. In what month and year did you move into this
(farm/ranch)?--YEAR
Code YEAR
1901. 1901 or earlier
0. Inap. (Does not live on a farm, no farm business,
farm not owned by a business)
R OWNS PART OF FARM/RANCH
517 D6. Does the (farming/ranching) business pay you (or your
family living here) any rent for the use of the property?
1. YES
5. NO
0. Inap. (Does not live on a farm, no farm business,
does not own part of farm)
518 D6a. How much rent do you (or your family living here) collect
each month?
Code actual amount
-7. Other
0. Inap. (Does not live on a farm, no farm business,
does not own part of farm, farm does not pay rent)
519 D6a. PER
2. Week
3. Biweekly
4. Month
5. Quarter
6. Year
-7. Other
0. Inap. (Does not live on a farm, no farm business,
does not own part of farm, farm does not pay rent)
520 D7. Do you (or anyone in your family living here) pay any rent
for this property?
1. YES
5. NO
0. Inap. (Does not live on a farm, no farm business,
does not own part of farm)
521 D7a. How much rent do you (or your family living here) pay each
month?
Code actual amount
-7. Other
0. Inap. (Does not live on a farm, no farm business,
does not own part of farm, does not pay rent)
522 D7a. PER
2. Week
3. Biweekly
4. Month
5. Quarter
6. Year
-7. Other
0. Inap. (Does not live on a farm, no farm business,
does not own part of farm, does not pay rent)
523 D8. I will ask you more about the business operation later.
Now I'd like to ask about the part of the property that
you (and your family living here) personally own. About
what percent of the total property is that?
Code PERCENT to 2 decimal places
0. Inap. (Does not live on a farm, no farm business,
does not own part of farm)
524 D9. Do you (or anyone in your family living here) own this
house and the immediately surrounding land?
1. YES
5. NO
0. Inap. (Does not live on a farm, no farm business,
does not own part of farm)
525 D9a. Could you tell me the present value of just this house and
lot? I mean, about what would it bring if it were sold
today?
Code actual amount
0. Inap. (Does not live on a farm, no farm business,
does not own part of farm)
526 D10. Could you tell me the present value of the entire part of
the property you own? I mean, what would it bring if it
were sold today?
Code actual amount
0. Inap. (Does not live on a farm, no farm business,
does not own part of farm)
R LIVES IN MOBILE HOME
601 D11. Now I have some questions about your home. Do you (or
your family living here) own both this mobile home and
site or lot, do you own only the mobile home, do you own
only the site, do you rent both the home and site, or
what?
1. OWN BOTH HOME AND SITE
2. OWN ONLY SITE
3. OWN ONLY HOME
4. RENT BOTH
-7. NEITHER OWNS NOR RENTS
0. Inap.
R OWNS ONLY SITE
602 D11a. About how much rent do you pay on this home each month?
Code actual amount
-1. Nothing; zero
-7. Other
0. Inap. (Does not liven in mobile home, other
than owns only site of mobile home)
603 D11a. PER
2. Week
3. Biweekly
4. Month
5. Quarter
6. Year
-7. Other
0. Inap. (Does not liven in mobile home, other
than owns only site of mobile home)
604 D11b. Could you tell me the present value of the site? I mean,
about what would it bring if it were sold today?
Code actual amount
0. Inap. (Does not liven in mobile home, other
than owns only site of mobile home)
605 D11c. In what month and year was this site purchased?--MONTH
Code MONTH
0. Inap. (Does not liven in mobile home, other
than owns only site of mobile home)
606 D11c. In what month and year was this site purchased?--YEAR
Code YEAR
0. Inap. (Does not liven in mobile home, other
than owns only site of mobile home)
607 D11d. How much did this site cost when it was purchased?
Code actual amount
0. Inap. (Does not liven in mobile home, other
than owns only site of mobile home)
608 D11d. GIFT/INHERITANCE
1. Checked
5. Not checked
0. Inap. (Does not liven in mobile home, other
than owns only site of mobile home)
R NEITHER OWNS NOR RENTS MOBILE HOME
609 D11e. How is that?
1. Housing is part of job compensation; live-in
servant; housekeeper; gardener; farm laborer
2. Housing is a gift paid for by someone outside HU;
owned by relative outside HU; R pays only taxes
3. Sold home, has not moved yet
4. Living in house which will inherit; estate in
process
5. Living in temporary quarters (garage, shed) while
home is under construction
-7. Other
0. Inap. (Does not liven in mobile home, owns or
rents mobile home)
610 D11f. In what month and year did you move into this mobile home?
--MONTH
Code MONTH
0. Inap. (Does not liven in mobile home, owns or
rents mobile home)
611 D11f. In what month and year did you move into this mobile home?
--YEAR
Code YEAR
0. Inap. (Does not liven in mobile home, owns or
rents mobile home)
R OWNS ONLY MOBILE HOME
612 D12. About how much rent do you pay on this site each month?
Code actual amount
-1. Zero; pays no rent
-7. Other
0. Inap. (Does not liven in mobile home, other
than owns only mobile home)
613 D12. PER
2. Week
3. Biweekly
4. Month
5. Quarter
6. Year
-7. Other
0. Inap. (Does not liven in mobile home, other
than owns only mobile home)
614 D12a. Could you tell me the present value of this mobile home?
I mean, about what would it bring if it were sold today?
Code actual amount
0. Inap. (Does not liven in mobile home, other
than owns only mobile home)
615 D12b. In what month and year was this mobile home purchased?
--MONTH
Code MONTH
0. Inap. (Does not liven in mobile home, other
than owns only mobile home)
616 D12b. In what month and year was this mobile home purchased?
--YEAR
Code YEAR
0. Inap. (Does not liven in mobile home, other
than owns only mobile home)
617 D12c. How much did this mobile home cost when it was purchased?
Code actual amount
0. Inap. (Does not liven in mobile home, other
than owns only mobile home)
618 D12c. GIFT/INHERITANCE
1. Checked
5. Not checked
0. Inap. (Does not liven in mobile home, other
than owns only mobile home)
R RENTS MOBILE HOME AND SITE
619 D13. About how much rent do you pay on this home and site each
month?
Code actual amount
-7. Other
0. Inap. (Does not liven in mobile home, does
not rent mobile home and site)
620 D13. PER
2. Week
3. Biweekly
4. Month
5. Quarter
6. Year
-7. Other
0. Inap. (Does not liven in mobile home, does
not rent mobile home and site)
621 D13a. In what month and year did you move into this mobile home?
--MONTH
Code MONTH
0. Inap. (Does not liven in mobile home, does
not rent mobile home and site)
622 D13a. In what month and year did you move into this mobile home?
--YEAR
Code YEAR
0. Inap. (Does not liven in mobile home, does
not rent mobile home and site)
R OWNS BOTH MOBILE HOME AND SITE
623 D14. Could you tell me the present value of this home and site?
I mean, about what would they bring if they were sold
today?
Code actual amount
0. Inap. (Does not liven in mobile home, does
not own mobile home and site)
624 D15. Were the site and mobile home purchased separately?
1. YES
5. NO
0. Inap. (Does not liven in mobile home, does
not own mobile home and site)
625 D15a. In what month and year was this mobile home purchased?
--MONTH
Code MONTH
0. Inap. (Does not liven in mobile home, does
not own mobile home and site, mobile home and
site purchased together)
626 D15a. In what month and year was this mobile home purchased?
--YEAR
Code YEAR
0. Inap. (Does not liven in mobile home, does
not own mobile home and site, mobile home and
site purchased together)
627 D15b. How much did the mobile home cost when it was purchased?
Code actual amount
0. Inap. (Does not liven in mobile home, does
not own mobile home and site, mobile home and
site purchased together)
628 D15b. GIFT/INHERITANCE
1. Checked
5. Not checked
0. Inap. (Does not liven in mobile home, does
not own mobile home and site, mobile home and
site purchased together)
629 D15c. In what month and year was this site purchased?--MONTH
Code MONTH
0. Inap. (Does not liven in mobile home, does
not own mobile home and site, mobile home and
site purchased together)
630 D15c. In what month and year was this site purchased?--YEAR
Code YEAR
0. Inap. (Does not liven in mobile home, does
not own mobile home and site, mobile home and
site purchased together)
631 D15d. How much did this site cost when it was purchased?
Code actual amount
0. Inap. (Does not liven in mobile home, does
not own mobile home and site, mobile home and
site purchased together)
632 D15d. GIFT/INHERITANCE
1. Checked
5. Not checked
9. NA
0. Inap. (Does not liven in mobile home, does
not own mobile home and site, mobile home and
site purchased together)
633 D15e. In what month and year was this mobile home and site
purchased?--MONTH
Code MONTH
0. Inap. (Does not liven in mobile home, does
not own mobile home and site, mobile home and
site purchased separately)
634 D15e. In what month and year was this mobile home and site
purchased?--YEAR
Code YEAR
0. Inap. (Does not liven in mobile home, does
not own mobile home and site, mobile home and
site purchased separately)
635 D15f. How much did the mobile home and site cost when they were
purchased?
Code actual amount
0. Inap. (Does not liven in mobile home, does
not own mobile home and site, mobile home and
site purchased separately)
636 D15f. GIFT/INHERITANCE
1. Checked
5. Not checked
0. Inap. (Does not liven in mobile home, does
not own mobile home and site, mobile home and
site purchased separately)
701 D16. Now I have some questions about your home. Do you (and
your family living here) own this (house and
lot/apartment/farm/ranch), do you pay rent, do you own it
as a part of a condo, co-op, townhouse association, or
what?
1. OWNS OR IS BUYING; LAND CONTRACT
2. PAYS RENT
3. CONDO
4. CO-OP
5. TOWNHOUSE ASSOC.
-7. NEITHER OWNS NOR RENTS
0. Inap. (Lives on farm run as business,
lives in mobile home)
703 D16b. How much are your condo/co-op/townhouse association) fees?
Code actual amount
-1. NONE/No regular payment/No typical payment
0. Inap. (Lives on farm run as business,
lives in mobile home, house not condo/co-op/townhouse)
704 D16b. PER
2. Week
3. Biweekly
4. Month
5. Quarter
6. Year
-7. Other
0. Inap. (Lives on farm run as business,
lives in mobile home, house not condo/co-op/townhouse)
R NEITHER OWNS NOR RENTS
705 D16c. How is that?
1. Housing is part of job compensation; live-in
servant; housekeeper; gardener; farm laborer
2. Housing is a gift paid for by someone outside HU;
owned by relative outside HU; R pays only taxes
3. Sold home, has not moved yet
4. Living in house which will inherit; estate in
process
5. Living in temporary quarters (garage, shed) while
home is under construction
-7. Other
0. Inap. (Lives on farm run as business,
lives in mobile home, owns or rents house)
706 D16d. In what month and year did you move into this home?--MONTH
Code MONTH
0. Inap. (Lives on farm run as business,
lives in mobile home, owns or rents house)
707 D16d. In what month and year did you move into this home?--YEAR
Code YEAR
0. Inap. (Lives on farm run as business,
lives in mobile home, owns or rents house)
R PAYS RENT
708 D17. How much rent do you pay a month for this (house/
apartment/farm/ranch)?
Code actual amount
-2. Rental housing fully subsidized
-1. Tenant farmer and rent not given in dollars
0. Inap. (Lives on farm run as business and does
not rent farm, lives in mobile home, does not
rent house)
709 D17. PER
2. Week
3. Biweekly
4. Month
5. Quarter
6. Year
-7. Other
0. Inap. (Lives on farm run as business and does
not rent farm, lives in mobile home, does not
rent house)
710 D17a. Does that include some or all utilities?
1. YES, ALL
3. YES, SOME
5. NO
0. Inap. (Lives on farm run as business and does
not rent farm, lives in mobile home, does not
rent house)
711 D17b. Do you rent it furnished or unfurnished?
1. FURNISHED
3. PARTIALLY FURNISHED
5. UNFURNISHED
0. Inap. (Lives on farm run as business and does
not rent farm, lives in mobile home, does not
rent house)
712 D17c. In what month and year did you move into this (house/
apartment/farm/ranch)?--MONTH
Code MONTH
0. Inap. (Lives on farm run as business and does
not rent farm, lives in mobile home, does not
rent house)
713 D17c. In what month and year did you move into this (house/
apartment/farm/ranch)?--YEAR
Code YEAR
0. Inap. (Lives on farm run as business and does
not rent farm, lives in mobile home, does not
rent house)
R LIVES IN MULTIPLE HU STRUCTURE
702 D16a. INTERVIEWER CHECKPOINT: OBSERVATION
1. R LIVES IN MULTIPLE HU STRUCTURE
2. ALL OTHERS
0. Inap. (Lives on farm run as business,
lives in mobile home)
714 D18. Do you own the entire building or just your unit?
1. ENTIRE BUILDING
2. JUST R'S UNIT
0. Inap. (Lives on farm run as business, lives
in mobile home, does not own house, does not
live in a multiple HU structure)
715 D18a. The next few questions are about the entire property. How
many housing units are in this building?
Code UNITS
95. 95 units or more
0. Inap. (Lives on farm run as business, lives
in mobile home, does not own house, does not
live in a multiple HU structure)
ALL HOMEOWNERS EXCEPT MOBILE HOMES/FARMS OWNED BY A BUSINESS
716 D19. What is the present value of this (home and land/
apartment/property)? I mean, about what would it bring if
it were sold today?
(IWER: PROPERTY REFERS TO WHATEVER PART R OWNS OF THEIR
HOUSE AND LOT, APARTMENT, BUILDING, FARM, RANCH, MOBILE
HOME, AND SITE.)
Code actual amount
0. Inap. (Lives on farm run as business, lives
in mobile home, does not own house)
717 D20. How much did it cost when it was purchased?
Code actual amount
0. Inap. (Lives on farm owned by a business, rents
farm, lives in mobile home, does not own house)
718 D20. GIFT/INHERITANCE
1. Checked
5. Not checked
0. Inap. (Lives on farm owned by a business, rents
farm, lives in mobile home, does not own house)
719 D21. In what month and year was it purchased?--MONTH
Code MONTH
0. Inap. (Lives on farm owned by a business, rents
farm, lives in mobile home, does not own house)
720 D21. In what month and year was it purchased?--YEAR
Code YEAR
0. Inap. (Lives on farm owned by a business, rents
farm, lives in mobile home, does not own house)
721 D22. What are the real estate taxes per year on this (home and
land/apartment/property)?
Code actual amount
-1. NONE/No regular payment/No typical payment
0. Inap. (Lives on farm owned by a business, rents
farm, does not own house)
722 D22. PER
2. Week
3. Biweekly
4. Month
5. Quarter
6. Year
-7. Other
0. Inap. (Lives on farm owned by a business, rents
farm, lives in mobile home, does not own house)
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PRINCIPAL RESIDENCE MORTGAGES/LAND CONTRACTS
-----------------------------------------------------------------------------
723(1) D23. Is there a mortgage or land contract on this (home and
land/apartment/ property)? (IF R ASKS, DO NOT INCLUDE HOME
EQUITY LOANS OR LINES OF CREDIT)
1. YES, MORTGAGE
2. YES, LAND CONTRACT
5. NO
0. Inap. (Not homeowner)
830(2) D40. Do you have a second mortgage or a land contract on this
property? (Please do not include any home equity lines of
credit.)
1. YES, 2ND MORTGAGE
2. YES, LAND CONTRACT
5. NO
0. Inap. (Not homeowner, no first loan)
931(3) D40a. Do you have any other loans that use this property as
collateral? (Please do not include any home equity lines
of credit.)
1. YES
5. NO
0. Inap. (Not homeowner, no second loan)
724 D24. Is the first or main mortgage a federally guaranteed
mortgage, such as FHA or VA?
1. YES
5. NO
0. Inap. (Not homeowner, no loan, 1st loan is
land contract)
725 D24a. Does this mortgage carry any type of private mortgage
insurance or PMI against default? (IF R ASKS: DO NOT
INCLUDE MORTGAGE LIFE INSURANCE.)
1. YES
5. NO
0. Inap. (Not homeowner, no loan, 1st loan is
land contract, FHA/VA loan)
726 D25. Is it an FHA mortgage, a VA mortgage, or is it from some
other program?
1. FHA (Federal Housing Admin.)
2. VA
3. Federal Land Bank
4. "Fannie Mae" (Federal National Mortgage Assn)
5. "Freddie Mac" (Federal Home Loan Mortgage Corp)
-7. OTHER
0. Inap. (Not homeowner, no loan 1st loan is
land contract, not FHA/VA loan)
727 D26. Why did you choose this type of loan?
728
CREDIT TERMS/COST OF LOAN
1. Interest rate--low(er)/reasonable/best available
rates
4. Finance charges low(er) or none (other than interest
or NA if includes interest)
5. Amount of the down payment
6. Size of (monthly) payments; payment amount; longer
contracts--more time to pay off loan
9. Easier to get credit--require less information/
collateral; less stringent rules for giving credit;
get credit approval faster; no red tape
25. Credit terms/arrangements--NA what; "affordable
terms"
26. Give the best (a better) deal--NA how
29. Other credit terms or cost of loan
CHARACTERISTICS OF CREDIT INSTITUTION
31. Good reputation--reputable, well known; honest;
stable; reliable; experienced; professional
41. Availability of credit: "they would lend me the
money"; "I could qualify for a loan"; "only place I
could get a loan"; was eligible; qualified; a
veteran (VA loan)
49. Other characteristics of credit institution
MISCELLANEOUS
80. No choice; only source/lender/institution (not 41);
"only place in town"
81. Familiarity; R has previous/good experience dealing
with institution; has (other) accounts there, been
treated well/fairly in past; am a credit union
member
83. Recommended or arranged by dealer/store/contractor/
realtor
84. Recommended by others
88. Convenient/Easy--n.e.c.
90. Reason for lender choice related to item
purchased-- "assumed mortgage" (i.e., lender choice
already made when R chose this house) (low priority)
91. Like/Trust them--NA why
-7. Other
0. Inap. (Not homeowner, no loan, 1st loan is
land contract, not FHA/VA loan)
801(1) D27. About the (mortgage/land contract/second mortage/other
901(2) loan), in what month and year was it obtained or last
1001(3) refinanced?--MONTH
Code MONTH
0. Inap. (Not homeowner, no loan, no further loans)
802(1) D27. About the (mortgage/land contract/second mortage/other
902(2) loan), in what month and year was it obtained or last
1002(3) refinanced?--YEAR
Code YEAR
0. Inap. (Not homeowner, no loan, no further loans)
803(1) D27a. Was this (mortgage/land contract) assumed from the
903(2) previous owner?
1. YES
5. NO
0. Inap. (Not homeowner, no loan, no further loans)
804(1) D28. How much was borrowed or refinanced?
904(2)
1004(3)
Code actual amount
0. Inap. (Not homeowner, no loan, no further loans)
805(1) D29. How much is still owed on this loan?
905(2)
1005(3)
Code actual amount
0. Inap. (Not homeowner, no loan, no further loans)
806(1) D30. How many years or payments were agreed upon when the loan
906(2) was taken out or refinanced?--# YEARS
1006(3)
Code # YEARS
-1. NO SET #
0. Inap. (Not homeowner, no loan, no further loans)
807(1) D30. How many years or payments were agreed upon when the loan
907(2) was taken out or refinanced?--# PAYMENTS
1007(3)
Code # PAYMENTS
0. Inap. (Not homeowner, no loan, no further loans)
9154(1) R. Term of loan in months
9155(2)
9156(3) Code # MONTHS
0. Inap. (Not homeowner, no loan, no further loans)
808(1) D31. How much are the payments and how often are they due?
908(2)
1008(3)
Code actual amount
-1. NO REG. PAYMENTS
0. Inap. (Not homeowner, no loan, no further loans,
no set # payments)
809(1) D31. PER
909(2)
1009(3)
2. Week
3. Biweekly
4. Month
5. Quarter
6. Year
-7. Other
0. Inap. (Not homeowner, no loan, no further loans,
no set # payments)
810(1) D32. Do the payments include property taxes or insurance?
(Which?)
1. TAXES ONLY
2. INSURANCE ONLY
3. BOTH
4. NEITHER
0. Inap. (Not homeowner, no loan, no further loans,
no set # payments, no regular payments)
811(1) D33. Will the regular payments repay the loan completely, or
911(2) will there be a balance payable, or "balloon" payment,
1011(3) when the loan is due?
1. REPAY COMPLETELY
2. BALLOON
0. Inap. (Not homeowner, no loan, no further loans,
no set # payments, no regular payments)
812(1) D33a. What will the balance due or balloon payment be?
912(2)
1012(3)
Code actual amount
0. Inap. (Not homeowner, no loan, no further loans,
no set # payments, no regular payments, no balloon)
813(1) D34. What is the typical payment and how often is it made?
913(2)
1013(3)
Code actual amount
-1. NO TYPICAL PAYMENTS
0. Inap. (Not homeowner; no loan; no further loans;
set number of payments and regular payments)
814(1) D34. PER
914(2)
1014(3)
2. Week
3. Biweekly
4. Month
5. Quarter
6. Year
-7. Other
0. Inap. (Not homeowner; no loan; no further loans;
set number of payments and regular payments)
815(1) D34a. When do you expect this loan to be repaid?
915(2)
1015(3)
Code YEAR
-1. NEVER; won't ever be repaid
0. Inap. (Not homeowner; no loan; no further loans;
set number of payments and regular payments)
816(1) D35. What is the current annual rate of interest being charged
916(2) on the loan?
1016(3)
Code % to 2 decimal places
(ex. 10 3/4 = 1075)
-1. Zero; no interest
0. Inap. (Not homeowner, no loan, no further loans)
817(1) D36. Please look at Card A. Is the loan with any of the
917(2) institutions on Card A, or from someplace else? (IF CARD
1017(3) A: Which institution?) (IF SOMEPLACE ELSE: What type of
institution is that?)
See FINANCIAL INSTITUTIONS master reference list
0. Inap. (Not homeowner, no loan, no further loans)
9083(1) R. Type of institution in X817
9084(2)
9085(3) See FINANCIAL INSTITUTIONS master reference list
0. Inap. (Not homeowner, no loan, no further loans)
918(2) D37. Was the money from this loan used for the purchase of this
1018(3) home or for some other purpose? (What other purpose?)
Use LOAN PURPOSE Master Code, except:
0. Inap. (Not homeowner, no loan, no further loans)
819(1) D38. (RB, P. 1) What is the most important reason you chose
this lender? (Was it because they were recommended to
you, had low interest rates, because of the location of
their offices, because you had done other business with
them, because it was easier to qualify for the loan, or
for some other reason?)
1. RECOMMENDED
2. LOW INTEREST
3. LOCATION
4. OTHER BUSINESS
5. EASY TO QUALIFY; only place that would give us a
loan
6. Many services at one location
7. Low fees/service charges
8. Safety
9. Other convenience mentions: payroll deduction
feature; "convenience"--NFS
11. Personal relationship; they know me; know/like them
21. No choice--assumed existing debt and lender from
previous owner
22. No choice--financed through contractor/developer/
prev. owner/builder and this was their financial
institution
23. No choice--mortgage sold/transferred
-7. OTHER including combinations
0. Inap. (Not homeowner, no loan)
820(1) D39. (Not using the booklet) Is this an adjustable rate
920(2) (mortgage/loan); that is, does it have an interest rate
1020(3) that can rise or fall from time time?
1. YES
5. NO
0. Inap. (Not homeowner, no loan)
821(1) D39a. Does the change in your interest rate depend on some other
interest rate?
1. YES
5. NO
0. Inap. (Not homeowner, no loan, not adjustable rate)
822(1) D39b. On what other rate does it depend?
1. Consumer Price Index; "CPI"; "cost of living"
2. GNP (Gross National Produce) Deflater
3. Prime (interest) Rate
4. Treasury Bill Rate; "T-Bill rate"
5. "Current rate" or "going rate"--NFS
6. District/regional rate
11. FHLBB (Fed. Home Loan Bank Board)
12. FSLIC (Fed. Savings and Loan Ins. Corp.)
-7. Other
0. Inap. (Not homeowner, no loan, not adjustable rate,
rate doe not depend on another rate)
823(1) D39c. How often can your interest rate change?
Code number of times
7. Seven times or more
0. Inap. (Not homeowner, no loan, not adjustable rate)
824(1) D39c. PER
1. Once per 2 years
2. Once per 3 years
3. Once per 5 years
4. Month
5. Quarter
6. Year
8. Lump sum/one payment only/in total
-7. Other
0. Inap. (Not homeowner, no loan, not adjustable rate)
825(1) D39d. When the interest rate changes, will the size of your
monthly payments change at the same time?
1. YES
5. NO
0. Inap. (Not homeowner, no loan, not adjustable rate)
826(1) D39e. What is the most the rate can rise at any one time?
(POINTS = PERCENTAGE POINTS)
Code % to 2 decimal places
(ex. 10 3/4 = 1075)
-2. NO LIMIT
0. Inap. (Not homeowner, no loan, not adjustable rate)
827(1) D39f. What is the highest the rate can go over the life of the
loan?
Code % to 2 decimal places
-2. NO LIMIT
0. Inap. (Not homeowner, no loan, not adjustable rate)
828(1) D39g. What was the interest rate on this mortgage when you first
got it?
Code % to 2 decimal places
0. Inap. (Not homeowner, no loan, not adjustable rate)
829(1) D39m. Is this a convertible mortgage; that is do you have an
option to convert it to a mortgage with a fixed interest
rate?
1. YES
5. NO
0. Inap. (Not homeowner, no loan, not adjustable rate)
FOR OTHER LOANS ASSOCIATED WITH HOME PURCHASE, SEE "CONSUMER LOANS"
-----------------------------------------------------------------------------
LINES OF CREDIT
-----------------------------------------------------------------------------
1101 D52. Do you (or anyone in your family living here) have a home
equity line of credit, or any other lines of credit, not
counting credit cards or business lines of credit? Please
include such lines of credit even if you are not currently
drawing against them.
(IF R ASKS: A LINE OF CREDIT IS A FORMAL AGREEMENT WITH A
LENDER THAT ALLOWS R TO BORROW UP TO AN AGREED UPON LIMIT
AND PAY IT OFF AS R DESIRES. A HOME EQUITY LINE OF CREDIT
IS A LINE OF CREDIT SECURED BY THE EQUITY IN R'S HOME.)
(ASKED OF HOMEOWNERS)
D68. Do you (or anyone in your family living here) have any
lines of credit, not counting credit cards or business
lines of credit? Please include such lines of credit
even if you are not currently drawing against them.
(IF R ASKS: A LINE OF CREDIT IS A FORMAL AGREEMENT WITH A
LENDER THAT ALLOWS R TO BORROW UP TO A SPECIFIED LIMIT AND
PAY IT OFF AS R DESIRES.) (ASKED OF NON-HOMEOWNERS)
1. YES
5. NO
1102 D53. How many lines of credit do you (and your family living
here) have? (ASKED OF HOMEOWNERS; INFERRED FOR NON-
HOMEOWNERS)
Code # LINES OF CREDIT
0. Inap. (No lines of credit)
1302 D68a. Altogether, what is the maximum amount you could borrow on
these lines of credit? (ASKED FOR NON-HOMEOWNERS;
INFERRED FOR HOMEOWNERS)
Code actual amount
0. Inap. (No lines of credit)
1303 D68b. Are you currently borrowing any money against such lines
of credit? (ASKED OF NON-HOMEOWNERS; INFERRED FOR
HOMEOWNERS)
1. YES
5. NO
0. Inap. (No lines of credit)
1308 D68d. How many such lines of credit are you currently borrowing
against? ASKED OF NON-HOMEOWNERS; INFERRED FOR HOMEOWNERS)
Code # LINES OF CREDIT (LOC)
0. Inap. (No lines of credit, not borrowing)
1103 (#1) D53a. Is (this/the largest/next) line of credit secured by the
1114 (#2) equity in your home?
1125 (#3)
1. YES
5. NO
0. Inap. (No lines of credit, no further lines of credit)
1104 D53b. What is the maximum amount you could borrow on this line
1115 of credit?
1126
Code actual amount
0. Inap. (No lines of credit, no further lines of credit)
1105 D53c. Are you currently borrowing any money against this line of
1116 credit? (AKSED FOR HOMEOWNERS; INFERRED FOR NON-HOMEOWNERS)
1127
1. YES
5. NO
0. Inap. (No lines of credit, no further lines of credit)
1106 (#1a) D53d. What was the money used for? (What was its major use?)
1107 (#1b) (ASKED FOR HOMEOWNERS)
1117 (#2a) D70. What was the (largest/next) line of credit used for?
1118 (#2b) (What was its major purpose?) (ASKED FOR NON-HOMEOWNERS)
1128 (#3a)
1129 (#3b)
Use LOAN PURPOSE Master Code, except:
0. Inap. (No lines of credit, not borrowing, no
further lines of credit)
1108 D53e./D71. How much is currently owed?
1119
1130 Code actual amount
0. Inap. (No lines of credit, not borrowing, no
further lines of credit)
1109 D53f./D72. What is the typical payment and how often is it made?
1120
1131 Code actual amount
-1. NO TYPICAL PAYMENTS
0. Inap. (No lines of credit, not borrowing, no
further lines of credit)
1110 D53f./D72. PER
1121
1132 2. Week
3. Biweekly
4. Month
5. Quarter
6. Year
-7. Other
0. Inap. (No lines of credit, not borrowing, no
further lines of credit)
1111 D53g./D73. What is the current annual rate of interest being
1122 charged on this loan?
1133
Code %
0. Inap. (No lines of credit, not borrowing, no
further lines of credit)
1112 D53h./D74. (Please look at Card A.) Is this line of credit with
1123 any of the institutions on Card A, or from someplace else?
1134 (IF CARD A: Which institution?)
???? (IF SOMEPLACE ELSE: What type of institution is that?
(ASKED OF RESPONDENTS WHO WERE HOMEHOWNERS WHO WERE
BORROWING ON LINE OF CREDIT)
D68c. (Please look at Card A.) Are these lines of credit with
any of the institutions on Card A, or from someplace else?
(CHECK ALL THAT APPLY.)
(IF CARD A: Which institutions?)
(IF SOMEPLACE ELSE: What types of institutions are they?
(ASKED OF NON-HOMEOWNERS WHO WERE NOT BORROWING ON
ANY LINES OF CREDIT)
See FINANCIAL INSTITUTIONS master reference list
0. Inap. (No lines of credit, not borrowing, no
further lines of credit)
9087 R: Type of institution
9088
9089
8096 (4th possibility at D68c)
See FINANCIAL INSTITUTIONS master reference list
0. Inap. (No lines of credit, not borrowing, no
further lines of credit)
1136 D53m./D76. What is the total amount that you (and your family
living here) currently owe on all other remaining lines of
credit?
Code actual amount
-1. Nothing; zero
0. Inap. (No lines of credit, no further lines of credit)
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ADDITIONS AND IMPROVEMENTS TO PRINCIPAL RESIDENCE
-----------------------------------------------------------------------------
1201 D54. Have you (and your family living here) ever made any major
additions or done extensive remodeling to this property?
1. YES
5. NO
0. Inap. (Not homeowner)
1202 D54a. Roughly what was the total cost of all such major
additions or remodeling?
Code actual amount
0. Inap. (Not homeowner, no home improvements)
FOR LOANS ASSOCIATED WITH HOME IMPROVEMENTS, SEE "CONSUMER LOANS"
-----------------------------------------------------------------------------
RENT OUT PART OF PRINCIPAL RESIDENCE
-----------------------------------------------------------------------------
1223 D67. Do you or anyone in your family here) rent out any portion
of this (house or lot/apartment/mobile home/building) to
others? (ASKED OF RS WHO DO NOT LIVE ON FARM/RANCH)
1. YES
5. NO
0. Inap. (Not homeowner, lives on farm or ranch)
1224 D67a. How much rent do you collect each month?
Code actual amount
-7. Other
0. Inap. (Not homeowner, lives on farm or ranch,
no rent)
1225 D67a. PER
2. Week
3. Biweekly
4. Month
5. Quarter
6. Year
-7. Other
0. Inap. (Not homeowner, lives on farm or ranch,
no rent)
Top of page
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LAND CONTRACTS AND NOTES FOR REAL ESTATE SALES
-----------------------------------------------------------------------------
1401 E1. Have you (or anyone in your family living here) ever sold
real estate for which you loaned money to the buyer?
Please include accepting a note, land contract or mortgage
from the buyer. (IF YES, SAY: We do not want to include
any property owned by a business which you own or have an
interest in.)
1. YES
5. NO
1402 E2. Does the buyer still owe (you/your family) money on any of
these notes, land contracts, or mortgages?
1. YES
5. NO
0. Inap. (Never sold real estate)
1403 E2a. Altogether, on how many such loans (are you/is your
family) owed money?
Code # NOTES/LAND CONTRACTS/MORTGAGES
95. 95 or more
0. Inap. (Never sold real estate, no money still owed)
LOAN/LAND CONTRACT
1404 E3. (About the [largest/next] loan ...) Is it a land
1504 contract, a mortgage, or a note?
1604
1. LAND CONTRACT
2. MORTGAGE
3. NOTE
0. Inap. (Never sold real estate, no money still
owed, no other loan)
1405 E4. How much are you (and your family) owed on this note?
1505
1605
Code actual amount
0. Inap. (Never sold real estate, no money still
owed, no other loan, type of loan is mortgage)
1406 E5. In what month and year was this (mortgage/land contract)
1506 taken out?--MONTH
1606
Code MONTH
0. Inap. (Never sold real estate, no money still
owed, no other loan, type of loan is note)
1407 E5. In what month and year was this (mortgage/land contract)
1507 taken out?--YEAR
1607
Code YEAR
0. Inap. (Never sold real estate, no money still
owed, no other loan, type of loan is note)
1408 E6. How much did (you/your family) lend the borrower?
1508
1608
Code actual amount
0. Inap. (Never sold real estate, no money still
owed, no other loan, type of loan is note)
1409 E7. How much is still owed on this (mortgage/land contract)?
1509
1609
Code actual amount
0. Inap. (Never sold real estate, no money still
owed, no other loan, type of loan is note)
1410 E8. How much are the (mortgage/land contract) payments and how
1510 often are they due?
1610
Code actual amount
-1. NO REGULAR PAYMENTS
0. Inap. (Never sold real estate, no money still
owed, no other loan, type of loan is note)
1411 E8. PER
1511
1611
2. Week
3. Biweekly
4. Month
5. Quarter
6. Year
-7. Other
9. NA
0. Inap. (Never sold real estate, no money still
owed, no other loan, type of loan is note, no
regular payments)
1412 E9. How many years or payments were agreed upon when the
1512 (mortgage/land contract) was taken out?--# YRS
1612
Code # YRS
-1. NO SET NUMBER
0. Inap. (Never sold real estate, no money still
owed, no other loan, type of loan is note, no
regular payments)
1413 E9. How many years or payments were agreed upon when the
1513 (mortgage/land contract) was taken out?--# PAYMENTS
1613
Code # PAYMENTS
0. Inap. (Never sold real estate, no money still
owed, no other loan, type of loan is note, no
regular payments)
1414 E10. Will the regular payments pay off the (mortgage/land
1514 contract) completely or will there be a balance payable or
1614 "balloon" when the (mortgage/land contact) is due?
1. REPAY COMPLETELY
5. BALLOON
0. Inap. (Never sold real estate, no money still
owed, no other loan, type of loan is note, no
regular payments)
1415 E10a. What will the balance payable or balloon payment be?
1515
1615
Code actual amount
0. Inap. (Never sold real estate, no money still
owed, no other loan, type of loan is note, no
regular payments, no balloon)
1416 E11. Do you (or your family living here) still owe any money on
1516 loans for this property?
1616
1. YES
5. NO
0. Inap. (Never sold real estate, no money still
owed, no other loan)
1417 E11a. How much do you still owe?
1517
1617
Code actual amount
0. Inap. (Never sold real estate, no money still
owed, no other loan, nothing still owed)
1619 E13. About how much in total is owed to (you/your family) on
the remaining notes, land contracts or mortgages?
Code actual amount
0. Inap. (Never sold real estate, no money still
owed, no other loan)
1620 E13a. Do you (or your family here) still owe any money on loans
for these other properties?
1. YES
5. NO
0. Inap. (Never sold real estate, no money still
owed, no other loan)
1621 E13b. Altogether how much (do you/does your family) still owe?
Code actual amount
0. Inap. (Never sold real estate, no money still
owed, no other loan, nothing still owed)
-----------------------------------------------------------------------------
OTHER REAL ESTATE
-----------------------------------------------------------------------------
1700 E14. Do you (or anyone in your family living here) own any
(other) real estate such as a lot, vacation home,
apartment building, commercial property, including
properties owned in partnership with other people? (IF
YES SAY: We do not want to include any property owned by
a business that you have an interest in, or any limited
partnerships.)
1. YES
5. NO
1701 E15. How many such properties do you (and your family living
here) own or have an interest in?
Code # PROPERTIES
0. Inap. (No property)
1702 E16. EDITOR PRECODE--BUSINESS/JOB CONNECTION
1802
1902
1. This property associated with Bus #1 at M5a
2. " " " " Bus #2 " "
3. " " " " Bus #3 " "
4. This property is associated with business listed at
M5a, BUT it is a) a business beyond #3 (at M19a-c)
or (b) associated with more than one M5a business or
(c) NA which business
5. Property not associated with a business at M5a-M19c
or a property at E2
6. This property is associated with R's main job (at R2
or R14)
7. This property is associated with S/P's main job (at
S2 or S14)
0. Inap. (No property, no additional property)
1703 E16. (About the [largest/next] property..) What type of
1803 property is this?
1903
LOTS/LAND
10. Farm/ranch--any mention
11. Land only: lot, tract, acreage; building lots;
"farmland"
12. Land and (seasonal) residence (exc. 14); "house +
50 acres"
13. Land and some other type of structure
14. Land and trailer/mobile home
SEASONAL RESIDENCE
21. Seasonal/vacation house (winter/summer home;
cottage; hunting cabin)
22. Trailer/Mobile home
25. Time-share ownership--any
OTHER REAL ESTATE
40. One single family house
41. Multiple single family houses
42. Duplex; 2 unit residential
43. Triplex; 3 unit residential
44. Fourplex; 4 unit residential
45. 5 or more unit residential
46. "Apartment house"-NA # units; "rental" units or
property--NFS
47. Other business/commercial property (exc. 41-46)
48. Business/commercial and residential combination
49. Condominium (include NA if own use or if one unit or
a building)
-7. Other, including combinations
0. Inap. (No property, no additional property)
1704 E17. Is this property owned by you (and your family living
1804 here), is it owned jointly with others, owned by a
1904 partnership, or what?
1. OWNED BY R
2. OWNED JOINTLY
3. PARTNERSHIP
4. REAL ESTATE INVEST TRUST
5. Limited partnership
-7. OTHER including combinations
0. Inap. (No property, no additional property)
1705 E17a. What percentage of the property do you (and your family
1805 living here) own?
1905
(SET TO 10000 WHEN E17=1)
Code PERCENT to 2 decimal places
10000. ALL
0. Inap. (No property, no additional property)
1706 E18. How much in total is this property worth; I mean what
1806 would it bring if it were sold today? (WE WANT THE TOTAL
1906 VALUE NOT JUST R'S SHARE. FOR E18-E29, NOTE IF R ONLY
KNOWS THEIR SHARE.)
Code actual amount
0. Inap. (No property, no additional property)
1707 E19. In what month and year was the property acquired? (When
1807 did R acquire it?)--MONTH
1907
Code MONTH
0. Inap. (No property, no additional property)
1708 E19. In what month and year was the property acquired? (When
1808 did R acquire it?)--YEAR
1908
Code YEAR
0. Inap. (No property, no additional property)
1709 E20. What was the total purchase price?
1809
1909
Code actual amount
0. Inap. (No property, no additional property)
1710 E20. GIFT/INHERITANCE
1810
1910
1. Checked
5. Not checked
0. Inap. (No property, no additional property)
1711 E21. Are there any outstanding loans or mortgages on this
1811 property?
1911
1. YES
5. NO
0. Inap. (No property, no additional property)
1712 E22. In what month and year was the loan obtained or last
1812 refinanced?--MONTH
1912
Code MONTH
0. Inap. (No property, no additional property, no loan)
1713 E22. In what month and year was the loan obtained or last
1813 refinanced?--YEAR
1913
Code YEAR
0. Inap. (No property, no additional property, no loan)
1714 E23. How much was borrowed or refinanced?
1814
1914
Code actual amount
0. Inap. (No property, no additional property, no loan)
1715 E24. How much is still owed?
1815
1915
Code actual amount
0. Inap. (No property, no additional property, no loan)
1716 E25. How many years or number of payments were agreed upon when
1816 the loan was taken out?--# YEARS
1916
Code # YEARS
-1. NO SET NUMBER
0. Inap. (No property, no additional property, no loan)
1717 E25. How many years or number of payments were agreed upon when
1817 the loan was taken out?--# PAYMENTS
1917
Code # PAYMENTS
-1. NO SET NUMBER
0. Inap. (No property, no additional property, no loan)
9157 (1) R: Term of loan in months
9158 (2)
9159 (3) Code amount
-1. NO SET NUMBER
0. Inap. (No property, no additional property, no loan)
1718 E26. How much are the payments and how often are they due?
1818
1918
Code actual amount
-1. NO REGULAR PAYMENTS
0. Inap. (No property, no additional property,
no loan, no set # or payments)
1719 E26. PER
1819
1919
2. Week
3. Biweekly
4. Month
5. Quarter
6. Year
-7. Other
0. Inap. (No property, no additional property,
no loan, no set # or payments)
1720 E27. Do the payments include property taxes or insurance?
1820 (Which?)
1920
1. TAXES
2. INSURANCE
3. BOTH
4. NEITHER
0. Inap. (No property, no additional property,
no loan, no set # or payments, no regular payments)
1721 E28. Will the regular payments repay the loan completely or
1821 will there be a balance payable, or "balloon" payment when
1921 the loan is due?
1. REPAY COMPLETELY
5. BALLOON
0. Inap. (No property, no additional property,
no loan, no set # or payments, no regular payments)
1722 E28a. What will the balance due or balloon payment be?
1822
1922
Code actual amount
0. Inap. (No property, no additional property,
no loan, no set # or payments, no regular
payments, no balloon)
1723 E29. What is the typical payment and how often is it made?
1823
1923
Code actual amount
-1. NO TYPICAL PAYMENTS
0. Inap. (No property; no additional property;
no loan; number of payments not "NO SET #"
and payments not "NO REGULAR PAYMENTS")
1724 E29. PER
1824
1924
2. Week
3. Biweekly
4. Month
5. Quarter
6. Year
-7. Other
0. Inap. (No property; no additional property;
no loan; number of payments not "NO SET #"
and payments not "NO REGULAR PAYMENTS")
1725 E30. When do you expect this loan to be repaid?
1825
1925
Code YEAR
-1. NEVER; won't ever be repaid
0. Inap. (No property; no additional property;
no loan; number of payments not "NO SET #"
and payments not "NO REGULAR PAYMENTS")
1726 E31. What is the current annual interest rate being charged on
1826 the loan?
1926
Code % to 2 decimal places
-1. Zero; no interest
0. Inap. (No property, no additional properties,
no loan)
1727 E32. Does this loan have an adjustable rate; that is does it
1827 have an interest rate that can rise and fall from time to
1927 time?
1. YES
5. NO
0. Inap. (No property, no additional properties,
no loan)
1728 E33. (Please look at Card A.) Is this loan with any of the
1828 institutions on Card A, or from someplace else?
1928 (IF CARD A: Which institution?)
(IF SOMEPLACE ELSE: What type of institution is that?)
See FINANCIAL INSTITUTIONS master reference list
0. Inap. (No property, no additional properties,
no loan)
9099 (1) R: Type of institution
9100 (2)
9101 (3) See FINANCIAL INSTITUTIONS master reference list
0. Inap. (No property, no additional properties,
no loan)
1729 E34. Did (you/your family living here) receive any income from
1829 this property in 1988?
1929
1. YES
5. NO
0. Inap. (No property, no additional properties)
1730 E34a. How much gross income did (you/your family) receive?
1830
1930
Code actual amount
0. Inap. (No property, no additional properties,
no income)
2001 E36. About the remaining properties that you (and your family
living here) own, are any of these vacation homes or land
you use for recreational purposes?
1. YES
5. NO
0. Inap. (3 or fewer properties)
2002 E36a. How much in total is your (family's) share of these
vacation homes or recreational property worth?
Code actual amount
0. Inap. (3 or fewer properties, no recreational
properties)
2003 E36b. What was your (family's) total purchase price for these
properties?
Code actual amount
0. Inap. (3 or fewer properties, no recreational
properties)
2004 E36b. GIFT/INHERITANCE
1. Checked
5. Not checked
9. NA
0. Inap. (3 or fewer properties, no recreational
properties)
2005 E36c. Are there any mortgages or loans outstanding against these
vacation homes or recreational land?
1. YES
5. NO
0. Inap. (3 or fewer properties, no recreational
properties)
2006 E36d. Altogether, about how much is owed on your (family's)
share of these mortgages or loans?
Code actual amount
0. Inap. (3 or fewer properties, no recreational
properties, no mortgage)
2007 E36e. How much are the payments on these loans or mortgages and
how often are they due?
Code actual amount
-1. NO REGULAR PAYMENT
0. Inap. (3 or fewer properties, no recreational
properties, no mortgage)
2008 E36e. PER
2. Week
3. Biweekly
4. Month
5. Quarter
6. Year
-7. Other
0. Inap. (3 or fewer properties, no recreational
properties, no mortgage)
2009 E36f. Did you (or your family living here) receive any income in
1988 from renting out these vacation homes or recreational
land?
1. YES
5. NO
0. Inap. (3 or fewer properties, no recreational
properties)
2010 E36g. Altogether, how much gross income did (you/your family)
receive?
Code actual amount
0. Inap. (3 or fewer properties, no recreational
properties, no rent)
2011 E36h. Are there any remaining properties you own that you have
not told me details about?
(ASKED DIRECTLY WHERE >=4 PROPERTIES AND E36=YES,
INFERRED OTHERWISE FOR ALL HAVING >=4 PROPERTIES)
1. YES
5. NO
0. Inap. (3 or fewer properties)
2012 E37. For the remaining properties that you own, about how much
in total is your (family's) share worth? I mean, what
could you sell them for?
Code actual amount
-1. Nothing, almost nothing
0. Inap. (3 or fewer properties, no remaining
properties)
2013 E37a. About how much was your (family's) total purchase price
for these properties?
Code actual amount
-1. Nothing; zero
0. Inap. (3 or fewer properties, no remaining
properties)
2014 E37a. GIFT/INHERITANCE
1. Checked
5. Not checked
0. Inap. (3 or fewer properties, no remaining
properties)
2015 E37b. Are there mortgages or loans outstanding against these
properties?
1. YES
5. NO
0. Inap. (3 or fewer properties, no remaining
properties)
2016 E37c. Altogether, about how much is owed on your (family's)
share of these mortgages or loans?
Code actual amount
0. Inap. (3 or fewer properties, no remaining
properties, no mortgage)
2017 E37d. How much are the payments on these loans or mortgages and
how often are they due?
Code actual amount
-1. NO REGULAR PAYMENT
0. Inap. (3 or fewer properties, no remaining
properties, no mortgage)
2018 E37d. PER
2. Week
3. Biweekly
4. Month
5. Quarter
6. Year
-7. Other
0. Inap. (3 or fewer properties, no remaining
properties, no mortgage)
2019 E37e. Did you (or your family living here) receive any income in
1988 from renting out any of these other properties?
1. YES
5. NO
0. Inap. (3 or fewer properties, no remaining
properties)
2020 E37f. Altogether, how much gross income did (you/your family)
receive in 1988?
Code actual amount
0. Inap. (3 or fewer properties, no remaining
properties, no rent)
Top of page
-----------------------------------------------------------------------------
VEHICLES
-----------------------------------------------------------------------------
2101 G1. Are you (or anyone in your family living here) currently
leasing any cars or other vehicles? (IF YES, SAY: Do not
include any vehicle that is leased by a business.)
1. YES
5. NO
2102 G2. Altogether, how many cars or other vehicles do you (and
your family living here) lease?--VEHICLE #1
Code # LEASED VEHICLES
0. Inap. (No leased vehicle)
2103 G3. What make and model is the (newest/next) vehicle?
2110
Enter MAKE/MODEL as given by R up to 25 characters
0. Inap. (No leased vehicles)
2104 G4. What model year is it?
2111
Code YEAR
0. Inap. (No leased vehicles)
8163 (1) R: Value of vehicle
8164 (2)
2105 G5. How much are your monthly lease payments?
2112
Code $ amount
-1. NONE
0. Inap. (No leased vehicles)
2106 G5. PER
2113
2. Week
3. Biweekly
4. Month
5. Quarter
6. Year
-7. Other
0. Inap. (No leased vehicles)
2107 G5a. How many years or months was the original lease?
2114 (YRS)
Code YRS
0. Inap. (No leased vehicles)
2108 G5a. How many years or months was the original lease?
2115 (MOS)
Code MOS
0. Inap. (No leased vehicles)
2117 G6a. Altogether, about how much per month are the lease
payments on your other leased vehicle(s)?
Code actual amount
0. Inap. (No leased vehicles)
2118 G6a. PER
2. Week
3. Biweekly
4. Month
5. Quarter
6. Year
-7. Other
0. Inap. (No leased vehicles)
2201 G7. Do you (or anyone in your family here) own any cars, or
any kind of truck, van, or jeep-type vehicle? Do not
include vehicles owned by a business.
1. YES
5. NO
2202 G7a. Altogether, how many such cars or other vehicles do you
(and your family living here) own?
Code # OWNED VEHICLES
0. Inap. (No owned vehicle)
2203 G8. What type of vehicle is (it/the newest/the next)--(a car,
2303 van, jeep, pickup, or what?)
2403
1. CAR
2. VAN
3. JEEP
4. PICKUP
5. Antique/classic/collector vehicle
6. Truck (except pickup)
-7. OTHER
0. Inap. (No owned vehicle)
2204 G9. What make and model is it? (2-WORD ANSWER: MAKE AND MODEL)
2304
2404
Enter MAKE/MODEL as given by R up to 25 characters
0. Inap. (No owned vehicles)
2205 G10. What model year is it?
2305
2405
Code YEAR
0. Inap. (No owned vehicles)
8166 (1) R: Value of vehicle
8167 (2)
8168 (3) Code amount
0. Inap. (No owned vehicles)
2422 G23a. How much (is/are all) the other such vehicle(s) that you
(and others in your family living here) own worth in
today's prices?
Code actual amount
0. Inap. (No owned vehicles)
FOR LOANS ASSOCIATED WITH VEHICLES, SEE "CONSUMER LOANS"
2501 G24. Do you (or anyone in your family living here) have any
(other) vehicles that are owned by a business but which
you also use regularly for personal purposes?
1. YES
5. NO
2502 G24a. How many such vehicles do you (or someone in your family
living here) regularly use?
Code # BUSINESS VEHICLES
0. Inap. (No business vehicles)
2503 G25. Do you (or anyone in your family here) own any other
vehicles such as a motorhome, RV, boat, or airplane?
1. YES
5. NO
2504 G25a. Altogether, how many of these other vehicles do you (and
your family living here) own?
Code # VEHICLES
0. Inap. (No other vehicle)
2505 G26. What type of vehicle is (it/the newest/the next)--(Is it a
2605 motorhome, RV, airplane, boat, or what?)
1. MOTORHOME (one piece that you drive)
2. RV (hauled by a car or truck); "trailer"--NA type;
"travel trailer"
3. AIRPLANE
4. BOAT
11. Motorcycle; motor scooter
12. Snowmobile
13. Golf cart
-7. OTHER
0. Inap. (No other vehicle)
For the public use dataset, Motorhomes (1) and RVs
(2) are combined in 1, and Boats (3) and Airplanes
(4) are combined in 3.
2506 G27. About how much is this (TYPE OF VEHICLE) worth?
2606
Code actual amount
0. Inap. (No other vehicle)
2623 G39a. How much (is/are all) the other such vehicle(s) that you
(and others in your family living here) own worth?
Code actual amount
0. Inap. (No other vehicle)
FOR LOANS ASSOCIATED WITH VEHICLES, SEE "CONSUMER LOANS"
Top of page
-----------------------------------------------------------------------------
CONSUMER LOANS
-----------------------------------------------------------------------------
THIS SECTION CONTAINS LOANS ORIGINALLY ASKED IN SECTION D (OTHER LOANS
FOR THE PURCHASE OF THE PRINCIPAL RESIDENCE -- LOANS 7 BELOW, HOME
IMPROVEMENT LOANS -- LOANS 8 AND 9 BELOW), SECTION G (OWN VEHICLES --
LOANS 10 THROUGH 13 BELOW, OTHER VEHCICLES -- LOANS 14 THROUGH 16
BELOW), AND SECTION H (ALL CONSUMER LOANS -- LOANS 1 THROUGH 6 BELOW).
NOTE: THERE MAY BE SOME DEVIATIONS FROM THE STRUCTURE OF INAPPLICABLE
ANSWERS NOTED BELOW. IN CASES WHERE THE RESPONDENT DID NOT KNOW
WHETHER THE TYPE OF LOAN WAS "REGULAR INSTALLMENT" OR DID NOT KNOW THE
TERM OF THE LOAN, RESPONDENTS WERE ASKED ABOUT THEIR TYPICAL PAYMENTS
AND WHEN THEY EXPECT THE LOAN TO BE REPAID. DATA WILL REMAIN IN THESE
VARIABLES WHEN THE LOAN TYPE IS SUBSEQUENTLY IMPUTED TO BE "REGULAR
INSTALLMENT" OR IN ALL CASES WHERE THE TERM WAS MISSING. WHILE THIS
MAY CAUSE SOME CONFUSION, IT SEEMS THE BEST WAY OF PRESERVING THE
ORIGINAL RESPONSES TO THE QUESIONNAIRE.
H1. Not counting credit cards or loans you have already told
me about, do you (and your family living here) owe any
money on loans for:
H1a. ..household appliances, furniture, or hobby or
recreational equipment?
H1b. ..loans for educational expenses or medical bills?
H1c. ..loans from friends or relatives?
H1d. ..any other loans? (IF R ASKS: INCLUDE CHECKING ACCOUNT
OVERDRAFTS. DO NOT INCLUDE LIFE INS. POLICY LOANS.)
1. YES
5. NO
H2a. FOR EACH "YES", ASK: How many such loans do you have?
Code #
0. Inap.
2709 H3. IWER CHECKPOINT: ADD TOTAL NUMBER OF LOANS FROM H2a - H2d
Code TOTAL #
-1. NONE
For the public use dataset, the number of loans in
top-coded at 20.
2710(1a) H4. What was (this/the largest/the next) loan for?--LOAN #1
2711(1b)
2727(2a)
2728(2b)
2810(3a)
2811(3b)
2827(4a)
2828(4b)
2910(5a)
2911(5b)
2927(6a)
2928(6b)
For the public use dataset, different loan purpose cells are
collapsed for different variables. The SAS code that performs
this collapsing is given after the master list below.
LOAN PURPOSE MASTER CODE
HOME PURCHASE, ADDITION OR REPAIR OF CURRENT RESIDENCE
01. Own home purchase
03. Home improvement or addition (incl. assessments for sewer/
sidewalk, etc.)
04. Home repairs/maintenance/upkeep
CAR/HOUSEHOLD DURABLE GOODS
10. Car
11. Refrigerator
12. Stove/Range; microwave oven
13. Dishwasher
14. Freezer
15. Air conditioner
16. Washing machine (incl. washer/dryer combination)
17. Dryer
18. Furniture (excluding pianos and organs--see 34); lamps;
mattress and spring combinations; rug and/or carpet; other
household furnishings
20. Vacuum cleaners
23. Home computer; calculator; computer terminal
24. Truck/jeep/utility vehicle
25. Combination of appliances (incl. TV); "appliances"--NA type
26. Combination of furniture + appliances
29. Other appliances or durable goods; sewing machine;
typewriter
SMALL/INDOOR HOBBY OR ENTERTAINMENT GOODS
31. Stereo; phonograph (may include radio); include sound
equipment, amplifiers here; radio (AM or FM); tuner; CB
equipment; tape recorder, tape player (cassette or reel-to-
reel); CD player
34. Piano; organ
35. Musical instruments (excluding pianos and organs)
36. TV--color or black and white; "home entertainment center"
(incl. combination TV, radio, phonograph); video cassette
recorder/player (VCR); video camera (Cam-corder)
49. Other small/indoor hobby or entertainment items (incl. pool
tables and regular cameras)
50. Power tools and yard equipment
OUTDOOR HOBBY AND RECREATION GOODS
61. Boat; boating equipment (including trailer)
63. Motorcycles; bicycle; moped; snowmobiles; off-road vehicles
65. Camper-trailers; "RV"--NFS
67. Cottage; vacation property; mobile homes--seasonal residence
(if current residence, code 01); "motorhome"; "second home"
69. Other outdoor recreation items; horse
SAVINGS AND INVESTMENTS
High 71. Invest in Bus #1 (from Section M)
Priority 72. " " Bus #2 " " "
73. " " Bus #3 " " "
74. Invest in own business, other than 71-73 or NA which or all
75. Business investment (own) (exc. 71-74), incl.
businesses now defunct
76. Other asset investment; bought stocks/bonds; IRA
deposit; gold; "investment" -- NFS
78. Investment real estate (incl. cemetery plots and additions
and repairs to investment property); farmland (exc. 71-74);
include businesses of self-employed R's who don't report a
business in the M section
79. Other investments
SPECIAL EXPENSES
81. Travel/vacation expenses
82. Medical/dental expenses; attorney's fees
83. Education/school expenses
84. Tax and insurance expenses (exc. vehicle, code 93)
85. Weddings/funerals
88. Moving expenses
89. Other special expenses; encyclopedia; health membership
MISCELLANEOUS PERSONAL NEEDS
90. "Personal loan"--NA what for
91. Bill consolidation; "bills"
92. Personal items, incl. clothing, jewelry
93. Vehicle repair/upkeep (incl. insurance)
94. Gifts; goods or gifts of money; "Christmas"
95. Living/general expenses
96. Loans made to others; "loaned friend/son money for a house"
-7. Other (incl. combinations)
0. Inap. (No loan)
***************************************************************************
code to collapse loan purpose
***************************************************************************
ARRAY LOAP1 {*} X1106 X1107 X1117 X1118 X1128 X1129;
ARRAY LOAP2 {*} X2710 X2711 X2727 X2728 X2810 X2811
X2827 X2828 X2910 X2911 X2927 X2928;
ARRAY LOAP3 {*} X5316 X5324 X5332 X5416 X5424 X5432;
IF (X918=61 OR X918=67 OR X918=75 OR X918=76 OR X918=79 OR
X918=81 OR X918=88 OR X918=94 OR X918=95) THEN X918=-7;
IF (X1018=61 OR X1018=67 OR X1018=75 OR X1018=76 OR X1018=79 OR
X1018=81 OR X1018=88 OR X1018=94 OR X1018=95) THEN X1018=-7;
DO I=1 TO DIM(LOAP1);
IF (LOAP1{I}=16 OR LOAP1{I}=17 OR LOAP1{I}=23 OR LOAP1{I}=49 OR
LOAP1{I}=50 OR LOAP1{I}=61 OR LOAP1{I}=63 OR LOAP1{I}=82 OR
LOAP1{I}=85 OR LOAP1{I}=88 OR LOAP1{I}=92) THEN
LOAP1{I}=-7;
END;
DO I=1 TO DIM(LOAP2);
IF (LOAP2{I}=13 OR LOAP2{I}=20 OR LOAP2{I}=26 OR LOAP2{I}=34 OR
LOAP2{I}=35 OR LOAP2{I}=49 OR LOAP2{I}=61 OR LOAP2{I}=63 OR
LOAP2{I}=65 OR LOAP2{I}=67 OR LOAP2{I}=69 OR LOAP2{I}=96) THEN
LOAP2{I}=-7;
END;
DO I=1 TO DIM(LOAP3);
IF (LOAP3{I}=11) THEN LOAP3{I}=2;
END;
***************************************************************************
1032(7) D41. Do you (and your family living here) owe money on any
(other) loans used for the purchase of this property, such
as loans from relatives or the seller? (Please do not
include any home equity lines of credit.) (OTHER
LOANS FOR PURCHASE OF PRINCIPAL RESIDENCE)
1203(8) D54b. Other than what I have already recorded, do you (or your
family living here) owe any money on loans taken out for
these projects? (HOME IMPROVEMENT LOANS)
1218(9) D65. Do you owe money on more than one loan for home additions
or improvements?
(HOME IMPROVEMENT LOANS)
2206(10) G11. Not counting any loans I've already recorded, is any money
2306(11) still owed on loans for this (MAKE/MODEL)?
2406(12) (OWN VEHICLE GRID)
2423(13) G23b. Not counting loans I have already recorded, is any money
still owed on loans for (this/these) vehicle(s)?
(LOANS ON OWN VEHICLES BEYOND THE 3RD VEHICLE)
2507(14) G28. Not counting any loans I have already recorded, is any
2607(15) money still owed on loans for this (TYPE OF VEHICLE)?
(OTHER VEHICLE GRID)
2624(16) G39b. Not counting loans I have already recorded, is any money
still owed on loans for (this/these) vehicle(s)?
(LOANS ON OTHER VEHICLES BEYOND THE 2ND VEHICLE)
1. YES
5. NO
0. Inap. (Not homeowner/no home improvements on
current own home/only 3 or fewer own vehicles/
only 2 or fewer other vehicles)
2712(1) H5. In what month and year was this loan taken out?--MONTH
2729(2)
2812(3)
2829(4)
2912(5)
2929(6)
1033(7) D42. In what month and year was this loan taken out?--MONTH
1204(8) D55. In what month and year was the most recent such loan taken
out?--MONTH
2207(10) G13. In what month and year was the loan taken out?--MONTH
2307(11)
2407(12)
2508(14) G29. In what month and year was the loan taken out?--MONTH
2608(15)
(NOTE: NOT ASKED FOR LOANS 9, 13, AND 16)
Code MONTH (01-12)
0. Inap. (No loan)
2713(1) H5. In what month and year was this loan taken out?--YEAR
2730(2)
2813(3)
2830(4)
2913(5)
2930(6)
1034(7) D42. In what month and year was this loan taken out?--YEAR
1205(8) D55. In what month and year was the most recent such loan taken
out?--YEAR
2208(10) G13. In what month and year was the loan taken out?--YEAR
2308(11)
2408(12)
2509(14) G29. In what month and year was the loan taken out?--YEAR
2609(15)
(NOTE: NOT ASKED FOR LOANS 9, 13, AND 16)
Code YEAR (1949-1990)
0. Inap. (No loan)
2714(1) H6. How much was borrowed or financed, not counting the
2731(2) finance charges?
2814(3)
2831(4)
2914(5)
2931(6)
1035(7) D43. How much was borrowed, not including finance charges?
1206(8) D56. How much was borrowed, not including finance charges?
2209(10) G14. How much was borrowed or financed?
2309(11)
2409(12)
2510(14) G30. How much was borrowed or financed, not counting the
2610(15) finance charges?
(NOTE: NOT ASKED FOR LOANS 9, 13, AND 16)
Code actual amount
0. Inap. (No loan)
2715(1) H7. Is this a regular installment loan where you pay a fixed
2732(2) dollar amount each month for a fixed number of months
2815(3) until the loan is repaid, or some other kind?
2832(4)
2915(5)
2932(6)
1036(7) D44. Is this a regular installment loan where you pay a fixed
dollar amount each month for a fixed number of months
until the loan is repaid, or some other kind?
1207(8) D57. Is this a regular installment loan where you pay a fixed
dollar amount each month for a fixed number of months
until the loan is repaid, or some other kind?
2210(10) G15. Is this a regular installment loan where you pay a fixed
2310(11) dollar amount each month for a fixed number of months
2410(12) until the loan is repaid, or some other kind?
2511(14) G31. Is this a regular installment loan where you pay a fixed
2611(15) dollar amount each month for a fixed number of months
until the loan is repaid, or some other kind?
(NOTE: NOT ASKED FOR LOANS 9, 13, AND 16)
1. REGULAR INSTALLMENT
2. OTHER KIND
0. Inap. (No loan)
2716(1) H8. How many monthly payments or years were agreed upon when
2733(2) the loan was received?--# PAYMENTS
2816(3)
2833(4)
2916(5)
2933(6)
1037(7) D45. How many monthly payments or years were agreed upon when
the loan was received?--# PAYMENTS
1208(8) D58. How many monthly payments or years were agreed upon when
the loan was received?--# PAYMENTS
2211(10) G16. How many monthly payments or years were agreed upon when
2311(11) the loan was received?--# PAYMENTS
2411(12)
2512(14) G32. How many monthly payments or years were agreed upon when
2612(15) the loan was received?--# PAYMENTS
(NOTE: NOT ASKED FOR LOANS 9, 13, AND 16)
Code # PAYMENTS
-1. NO SET #
0. Inap. (No loan, type of loan "OTHER KIND")
2717(1) H8. How many monthly payments or years were agreed upon when
2734(2) the loan was received?--# YEARS
2817(3)
2834(4)
2917(5)
2934(6)
1038(7) D45. How many monthly payments or years were agreed upon when
the loan was received?--# YEARS
1209(8) D58. How many monthly payments or years were agreed upon when
the loan was received?--# YEARS
2212(10) G16. How many monthly payments or years were agreed upon when
2312(11) the loan was received?--# YEARS
2412(12)
2513(14) G32. How many monthly payments or years were agreed upon when
2613(15) the loan was received?--# YEARS
(NOTE: NOT ASKED FOR LOANS 9, 13, AND 16)
Code # YEARS
0. Inap. (No loan, type of loan "OTHER KIND")
2718(1) H9. How much are the monthly payments?
2735(2)
2818(3)
2835(4)
2918(5)
2935(6)
1039(7) D46. How much are the monthly payments?
1210(8) D59. How much are the monthly payments?
1220(9) D65b. Altogether, how much are the monthly payments?
2213(10) G17. How much are the monthly payments?
2313(11)
2413(12)
2425(13) G23d. How much are the total monthly payments on (this/these)
loans?
2514(14) G33. How much are the monthly payments?
2614(15)
2626(16) G39d. How much are the total monthly payments on (this/these)
loan(s)?
Code $ amount
-1. NO REGULAR PAYMENTS
0. Inap. (No loan, type of loan "OTHER KIND,"
"NO SET # OF PAYMENTS)
1221(9) D65b. PER
2426(13) G23d. PER
2627(16) G39d. PER
(NOTE: NOT ASKED FOR LOANS 1-8, 10-12, AND 14-15)
2. Week
3. Biweekly
4. Month
5. Quarter
6. Year
-7. Other
0. Inap. (No loan, type of loan "OTHER KIND,"
"NO SET # OF PAYMENTS)
2719(1) H10. What is the typical payment and how often is it made?
2736(2)
2819(3)
2836(4)
2919(5)
2936(6)
1040(7) D47. What is the typical payment, and how often is it made?
1211(8) D60. What is the typical payment, and how often is it made?
2214(10) G18. What is the typical payment and how often is it made?
2314(11)
2414(12)
2515(14) G34. What is the typical payment and how often is it made?
2615(15)
(NOTE: NOT ASKED FOR LOANS 9, 13, AND 16)
Code $ amount
-1. NO TYPICAL PAYMENT; no payment being made
-2. Not currently making payments
0. Inap. (No loan; loan "REGULAR INSTALLMENT;"
number of payments not "NO SET #" and monthly
payments not "NO REGULAR PAYMENTS")
2720(1) H10. PER
2737(2)
2820(3)
2837(4)
2920(5)
2937(6)
1041(7) D47. PER
1212(8) D60. PER
2215(10) G18. PER
2315(11)
2415(12)
2516(14) G34. PER
2616(15)
(NOTE: NOT ASKED FOR LOANS 9, 13, AND 16)
2. Week
3. Biweekly
4. Month
5. Quarter
6. Year
-7. Other
0. Inap. (No loan; loan "REGULAR INSTALLMENT;"
number of payments not "NO SET #" and monthly
payments not "NO REGULAR PAYMENTS")
2721(1) H11. In what month and year do you expect this loan to be
2738(2) repaid?--MONTH
2821(3)
2838(4)
2921(5)
2938(6)
1042(7) D48. In what month and year do you expect this loan to be
repaid?--MONTH
1213(8) D61. In what month and year do you expect this loan to be
repaid?--MONTH
2216(10) G19. In what month and year do you expect this loan to be
2316(11) repaid?--MONTH
2416(12)
2517(14) G35. In what month and year do you expect this loan to be
2617(15) repaid?--MONTH
(NOTE: NOT ASKED FOR LOANS 9, 13, AND 16)
Code MONTH
0. Inap. (No loan; loan "REGULAR INSTALLMENT;"
number of payments not "NO SET #" and monthly
payments not "NO REGULAR PAYMENTS")
2722(1) H11. In what month and year do you expect this loan to be
2739(2) repaid?--YEAR
2822(3)
2839(4)
2922(5)
2939(6)
1043(7) D48. In what month and year do you expect this loan to be
repaid?--YEAR
1214(8) D61. In what month and year do you expect this loan to be
repaid?--YEAR
2217(10) G19. In what month and year do you expect this loan to be
2317(11) repaid?--YEAR
2417(12)
2518(14) G35. In what month and year do you expect this loan to be
2618(15) repaid?--YEAR
(NOTE: NOT ASKED FOR LOANS 9, 13, AND 16)
Code YEAR
-1. NEVER; won't ever be repaid
0. Inap. (No loan; loan "REGULAR INSTALLMENT;"
number of payments not "NO SET #" and monthly
payments not "NO REGULAR PAYMENTS")
2723(1) H12. How much is still owed on this loan?
2740(2)
2823(3)
2840(4)
2923(5)
2940(6)
1044(7) D49. How much is still owed on this loan?
1215(8) D62. How much is still owed on this loan?
1219(9) D65a. Altogether, how much is still owed on other loans for
additions or improvements?
2218(10) G20. How much is still owed on this loan?
2318(11)
2418(12)
2424(13) G23c. Altogether, about how much is still owed on (this/these)
loan(s)? (ACCEPT RANGE.)
2519(14) G36. How much is still owed on this loan?
2619(15)
2625(16) G39c. Altogether, about how much is still owed on (this/these)
loan(s)?
(ASKED DIRECTLY FOR CASES WITH "OTHER KIND" OF LOAN,
FOR CASES WITH NO SET # OF PAYMENTS, AND FOR CASES
WITH NO REGULAR MONTHLY PAYMENTS; COMPUTED FOR ALL
OTHER CASED USING TERMS OF LOAN)
Code actual amount
0. Inap. (No loan)
2724(1) H13. What is the current annual rate of interest being charged
2741(2) on this loan?
2824(3)
2841(4)
2924(5)
2941(6)
1045(7) D50. What is the current annual rate of interest being charged
on this loan?
1216(8) D63. What is the current annual rate of interest being charged
on this loan?
2219(10) G21. What is the current annual rate of interest being charged
2319(11) on this loan?
2419(12)
2520(14) G37. What is the current annual rate of interest being charged
2620(15) on this loan?
(NOTE: NOT ASKED FOR LOANS 9, 13, AND 16)
Code % to 2 decimal places
-1. Zero; no interest
0. Inap. (No loan)
2725(1) H14. (Please look at Card A.) Is this loan with any of the
2742(2) institutions on Card A,or from someplace else?
2825(3) (IF CARD A: Which institution?)
2842(4) (IF SOMEPLACE ELSE: What type of institution is that?)
2925(5)
2942(6)
1046(7) D51. Please look at Card A. Is the loan with any of the
institutions on Card A, or from someplace else?
(IF CARD A: Which institution?)
(IF SOMEPLACE ELSE: What type of institution is that?)
1217(8) D64. (Please look at Card A.) Is the loan with any of the
institutions on Card A, or from someplace else?
(IF CARD A: Which institution?)
(IF SOMEPLACE ELSE: What type of institution is that?)
2220(10) G22. (Please look at Card A.) Is the loan with any of the
2320(11) institutions on Card A, or from someplace else?
2420(12) (IF CARD A: Which institution?)
(IF SOMEPLACE ELSE: What type of institution is that?)
2521(14) G38. (Please look at Card A.) Is the loan with any of the
2621(15) institutions on Card A, or from someplace else?
(IF CARD A: Which institution?)
(IF SOMEPLACE ELSE: What type of institution is that?)
(NOTE: NOT ASKED FOR LOANS 9, 13, AND 16)
See FINANCIAL INSTITUTIONS master reference list
0. Inap. (No loan)
9107(1) R: Type of institution
9108(2)
9109(3)
9110(4)
9111(5)
9112(6)
9086(7) R: Type of institution
9090(8) R: Type of institution
9102 (10) R: Type of institution
9103 (11)
9104 (12)
9105 (14) R: Type of institution
9106 (15)
(NOTE: NOT AVAILABLE FOR LOANS 9, 13, AND 16)
See FINANCIAL INSTITUTIONS master reference list
0. Inap. (No loan)
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-----------------------------------------------------------------------------
BUSINESSES
-----------------------------------------------------------------------------
3103 M3. Do you (and your family living here) own or share
ownership in any privately-held businesses, farms,
professional practices or partnerships? (SEE INSTRUCTION
IN BOX ABOVE.) (asked of Rs who do not operate
farm/ranch business, inferred for others)
1. YES
5. NO
3104 M4. Do you (or anyone in your family living here) have an
active management role in any of these businesses?
(INCLUDE THE GENERAL PARTNERS IN A LIMITED PARTNERSHIP,
BUT NOT THE LIMITED PARTNERS.) (asked of Rs who do not
operate farm/ranch business, inferred for others
with businesses)
1. YES
5. NO
0. Inap. (No businesses)
M2. (Not using the booklet.) Including your (farm/ranch)
business here, in how many (farms/ranches), privately-held
businesses, professional practices or partnerships do you
(or your family living here) own or share ownership in and
have an active management role? (INCLUDE THE GENERAL
PARTNERS IN A LIMITED PARTNERSHIP, BUT NOT THE LIMITED
PARTNERS.) (asked of Rs who operate farm/ranch business)
M2a. READ THE FOLLOWING: I will ask you first about your
(farm/ranch) business.
RECORD # OF BUSINESSES (FROM M2) IN BOX M5 AT TOP OF NEXT
PAGE, THEN GO TO M5a
3105 M4a. In how many businesses do you (or anyone in your family
living here) have an active management role? (asked of
Rs who do not operate farm/ranch business)
Code # BUSINESSES
0. Inap. (No businesses, no businesses with active
management role)
For the public use dataset, the number of such
businesses is top-coded at 10.
3107 M5a. What kind of business is (it/the largest business/the next
3207 business) -- that is, what does the business make or do?
3307
1. Farm; nursery; train dogs; forest management;
agricultural services; landscaping
2. Restaurant; bar
3. Auto repair; car wash
4. Direct sales: Amway; Avon; Mary Kay; Tupperware;
Stanley Home products
5. Contracting; construction services; plastering;
painting; plumbing
6. Real estate; insurance
7. Professional practice, incl. law, medicine,
architecture; accounting; bookkeeping
8. Beauty shop; barber shop
9. Manufacturing, incl. printing/publishing; oil field
services
10. Gas station
11. Food/liquor store
12. Other retail and/or wholesale business (exc. 2, 4,
10,11)
13. Trucking; moving and storage; warehousing
14. Repair services (exc. auto, code 3): appliances,
TV, upholstery, furniture, shoes
15. Personal services (exc. beauty shop, code 8):
hotel, dry cleaners, funeral home
16. Entertainment services, incl. dance studio, drive-in
theatre
17. Business management and consulting services
18. Other business services (exc. 17): advertising,
equipment rental, computer programming,
auctioneering, pest control
19. Banks and brokerage firms; mortgage/finance company
20. Communications; (cable) TV or radio stations
-7. Other, incl. businesses operated outside U.S.
0. Inap. (No businesses, no businesses with active
management role, no further businesses with
active management role)
3108 M6. How did you (or your family living here) acquire this
3208 business; was it bought or invested in, started by you,
3308 inherited, given to you, or what?
1. BOUGHT/INVEST
2. STARTED
3. INHERITED
4. GIVEN
5. Joined/became partner
-7. OTHER
0. Inap. (No businesses, no businesses with active
management role, no further businesses with
active management role)
3109 M7. When you invested did you (or anyone in your family living
3209 here) intend to make day-to-day decisions and work at
3309 least 5 hours per week in the business?
1. YES
5. NO
0. Inap. (No businesses, no businesses with active
management role, no further businesses with
active management role)
3110 M8. In what year did you (start/acquire) the business?
3210
3310
Code YEAR
0. Inap. (No businesses, no businesses with active
management role, no further businesses with
active management role)
3111 M9. How many employees does it have including you (and members
3211 of your family)?
3311
Code # EMPL
-1. No one working in business; business is about to
be sold
0. Inap. (No businesses, no businesses with active
management role, no further businesses with
active management role)
For the public use dataset, the number of employees
is top-coded at 2500.
M9b. Which members of your family living here work in the
business? (Asked for R does not live alone,
inferred for R lives alone)
3113 M9b. A. R
3213
3313
3114 M9b. B. SPOUSE
3214
3314
3115 M9b. C. ADULT CHILD
3215
3315
3116 M9b. D. OTHER ADULT IN HH
3216
3316
3117 M9b. E. OTHER--Person(s) under 18 in HH
3217
3317
1. Checked
5. Not checked
0. Inap. (No businesses, no businesses with active
management role, no further businesses with
active management role)
3118 M9c. (Other than you [and your husband/wife]), how many hours
3218 does the (other/most involved) family member work in this
3318 business in a normal week?
Code HRS
0. Inap. (No businesses, no businesses with active
management role, no further businesses with
active management role, no one in family living
there other than respondent and spouse works
for business)
3119 M9d. Is it a partnership, a sole proprietorship, a subchapter S
3219 corporation, another type of corporation, or what?
3319
1. PARTNERSHIP
2. SOLE PROPRIETORSHIP
3. SUBCHAPTER S
4. OTHER CORPORATION
-7. OTHER
0. Inap. (No businesses, no businesses with active
management role, no further businesses with
active management role)
3120 M10. Are you (or your family living here) using personal assets
3220 as collateral or did you have to cosign or guarantee any
3320 loans for this business?
1. YES
5. NO
0. Inap. (No businesses, no businesses with active
management role, no further businesses with
active management role)
3121 M10a. How much is guaranteed or collateralized?
3221
3321
Code actual amount
0. Inap. (No businesses, no businesses with active
management role, no further businesses with
active management role, no cosigned loans or
loan guarantees)
3122 M10b. Did I record this earlier?
3222
3322
1. YES
5. NO
8. DK
9. NA
0. Inap. (No businesses, no businesses with active
management role, no further businesses with
active management role, no cosigned loans or
loan guarantees)
3123 M11. (Other than guarantees,) does the business owe you (or
3223 your family living here) any money?
3323
1. YES
5. NO
0. Inap. (No businesses, no businesses with active
management role, no further businesses with
active management role)
3124 M11a. How much is owed?
3224
3324
Code actual amount
0. Inap. (No businesses, no businesses with active
management role, no further businesses with
active management role, business does not owe R
money)
3125 M12. Do you (or your family living here) owe the business any
3225 money?
3325
1. YES
5. NO
0. Inap. (No businesses, no businesses with active
management role, no further businesses with
active management role)
3126 M12a. How much do you owe?
3226
3326
Code actual amount
0. Inap. (No businesses, no businesses with active
management role, no further businesses with
active management role, R and family do not owe
business money)
3127 M12b. Did I record this earlier?
3227
3327
1. YES
5. NO
0. Inap. (No businesses, no businesses with active
management role, no further businesses with
active management role, R and family do not owe
business money)
3128 M13. What percentage of the business do you (and your family
3228 living here) own?
3328
Code PERCENT to 2 decimal places
10000. ALL
0. Inap. (No businesses, no businesses with active
management role, no further businesses with
active management role)
3129 M14. What could you sell it for? (What is your share worth?)
3229
3329
Code actual amount
-1. NOTHING
0. Inap. (No businesses, no businesses with active
management role, no further businesses with
active management role)
3130 M15. If you sold the business now, what would be the cost basis
3230 for tax purposes of this share? (What was your original
3330 investment?)
Code actual amount
-1. NOTHING
0. Inap. (No businesses, no businesses with active
management role, no further businesses with
active management role)
3131 M16. What were the gross receipts or gross sales of the
3231 business as a whole in 1988?
3331
Code actual amount
-1. NONE
0. Inap. (No businesses, no businesses with active
management role, no further businesses with
active management role)
3132 M17. What was the business's total net income before taxes in
3232 1988?
3332
Code actual amount
-1. NONE
0. Inap. (No businesses, no businesses with active
management role, no further businesses with
active management role)
3133 M18. What is the total book value of all owners' or
3233 shareholders' equity in this business?
3333
Code actual amount
-1. NONE
0. Inap. (No businesses, no businesses with active
management role, no further businesses with
active management role)
3335 M19a. For the remaining business(es) you (and your family living
here) own and actively manage, what could you sell your
share for? (What is your share worth?)
Code actual amount
-1. NOTHING
0. Inap. (No businesses, no businesses with active
management role, no further businesses with
active management role)
3336 M19b. If you sold (these businesses/this business) now, what
would be the cost basis for tax purposes of your share?
(What was your original investment?)
Code actual amount
-1. NOTHING
0. Inap. (No businesses, no businesses with active
management role, no further businesses with
active management role)
3337 M19c. What was the total net income you (and your family living
here) received from (these businesses/this business) in
1988?
Code actual amount
-1. NONE
0. Inap. (No businesses, no businesses with active
management role, no further businesses with
active management role)
3401 M20. Do you (or anyone in your family living here) own or have
an interest in any other businesses or partnerships where
you do not have an active management role? (Asked
if R has business with managment interest, inferred
for others with businesses)
1. YES
5. NO
0. Inap. (No businesses)
3402 M20a. How many of these (other) businesses or partnerships do
you (and your family living here) own or share ownership
in?
Code NUMBER
0. Inap. (No businesses, no businesses without
management role)
#1: Limited partnerships
#2: Other partnerships
#3: S-corporations
#4: Other corporations
#5: Sole proprietorships
#6: Other types
3407(#1) M20b. Is it a sole-proprietorship, a limited partnership,
3411(#2) another type of partnership, a Subchapter S-corporation,
3415(#3) another type of corporation, or what? (ASKED IF
3419(#4) ONLY ONE BUSINESS)
3423(#5) M21. (I need to know what type of businesses these are.) Are
3427(#6) any of them (TYPE: Limited Partnerships, Other
Partnerships, S-Corporations, Sole Proprietorships,
Other Types)? (ASKED IF MORE THAN ONE BUSINESS)
1. YES
5. NO
0. Inap. (No businesses, no businesses without
management role no TYPE businesses with
active management role)
3408(#1) M20c. What could you sell your (family's) share for? (What is
3412(#2) it worth?) (ASKED IF ONLY ONE BUSINESS)
3416(#3) M22a. What could you sell your (family's) share of all these
3420(#4) (TYPE) for? (What is it worth?) (ASKED IF MORE
3424(#5) THAN ONE BUSINESS)
3428(#6)
Code actual amount
-1. Nothing; zero
-2. LOSS; negative amount
0. Inap. (No businesses, no businesses without
management role no TYPE businesses with
active management role)
3409(#1) M20d. If you sold this (business/partnership) now, what would be
3413(#2) the cost basis for tax purposes? (What was your original
3417(#3) investment?) (ASKED IF ONLY ONE BUSINESS)
3421(#4) M23a. If you sold these (TYPE) now, what would be the cost basis
3425(#5) for tax purposes of these shares? (What was your original
3429(#6) investment?) (ASKED IF MORE THAN ONE BUSINESS)
Code actual amount
-1. Nothing; zero
-2. LOSS; negative amount
0. Inap. (No businesses, no businesses without
management role no TYPE businesses with
active management role)
3410(#1) M20e. What was the total net income you (and your family living
3414(#2) here) received from this (business/partnership) in 1988?
3418(#3) (ASKED IF ONLY ONE BUSINESS)
3422(#4) M24a. What was the total net income you (and your family living
3426(#5) here) received from all such (TYPE) in 1988? (ASKED
3430(#6) IF MORE THAN ONE BUSINESS)
Code actual amount
-1. Nothing; zero
0. Inap. (No businesses, no businesses without
management role no TYPE businesses with
active management role)
Top of page
-----------------------------------------------------------------------------
FINANCIAL AND OTHER ASSETS, MISC.
-----------------------------------------------------------------------------
3501 N1. Now I'd like to ask about different types of assets that
you might have. First, do you (or anyone in your family
living here) have any checking accounts?
1. YES
5. NO
3502 N2. Have you (or anyone in your family living here) ever had a
checking account?
1. YES
5. NO
0. Inap. (R has checking account)
3503 N2a. (RB, P. 10) Looking at this list, please tell me which is
the most important reason (you don't/your family
doesn't) have a checking account.
1. DON'T WRITE ENOUGH CHECKS TO MAKE IT WORTHWHILE
2. MINIMUM BALANCE IS TOO HIGH
3. DO NOT LIKE DEALING WITH BANKS
4. SERVICE CHARGES ARE TOO HIGH
5. NO BANK HAS CONVENIENT HOURS OR LOCATION
95. Don't have (enough) money
96. Can't manage/balance a checking account
-7. OTHER
0. Inap. (R has checking account)
3504 N3. (Not using the booklet.) How many checking accounts do
you (and your family living here) have?
(IF R ASKS: INCLUDE MONEY MARKET ACCOUNTS WITH CHECK-
WRITING PRIVILEGES ONLY IF THEY ARE AT BANKS, SAVINGS AND
LOANS, OR CREDIT UNIONS)
Code # ACCOUNTS
0. Inap. (No checking accounts)
For the public use dataset, the number of checking
accounts is top-coded at 20.
3505(#1) N4. (Please look at Card A.) (Thinking about your main
3509(#2) checking account, the one used to write most of your
3513(#3) checks, / About the next account) is this account with any
3517(#4) of the institutions on Card A, or from someplace else?
3521(#5) (IF CARD A: Which institution?)
3525(#6) (IF SOMEPLACE ELSE: What type of institution is that?)
See FINANCIAL INSTITUTIONS master reference list
0. Inap. (No checking accounts, no further
checking accounts)
9113 (1) R: Type of institution
9114 (2)
9115 (3)
9116 (4)
9117 (5)
9118 (6)
See FINANCIAL INSTITUTIONS master reference list
0. Inap. (No checking accounts, no further
checking accounts)
3506(#1) N5. How much is in this account? (What was the average over
3510(#2) the last month?)
3514(#3)
3518(#4) Code actual amount
3522(#5) -1. Nothing; zero
3526(#6) 0. Inap. (No checking accounts, no further
checking accounts)
3507(#1) N6. Is this a money market-type account?
3511(#2)
3515(#3) 1. YES
3519(#4) 5. NO
3523(#5) 0. Inap. (No checking accounts, no further
3527(#6) checking accounts)
3529 N8. How much is in all your (family's) remaining checking
accounts? (What was the average over the last month?)
Code actual amount
0. Inap. (No checking accounts, no further
checking accounts)
3530 N9. (RB, P. 11) Which of the reasons on this page is the most
important reason (you/your family living here) chose the
institution that you did for your main checking account?
(Was it because of the location of their offices, because
they had the lowest fees or minimum balance requirement,
because you were able to obtain many services at one
place, because they offered safety and an absence of risk,
or some other reason?)
1. Recommended
2. Low interest rate
3. LOCATION OF OFFICES
4. Other business done here
5. Easy to qualify (for credit); only place that would
give us a loan
6. MANY SERVICES IN ONE PLACE
7. LOW FEES or service charges; they pay interest on
account(s)
8. SAFETY
9. Other convenience mentions: payroll deduction
feature; "convenience"--NFS
11. Personal relationship; they know me; know/like them;
R/Spouse works there
-7. OTHER
0. Inap. (No checking accounts)
3531 N9a. (Not using the booklet.) For how many years (have you/has
someone in your family living here) done business with
this institution?
Code YEARS
-1. LESS THAN ONE YEAR
0. Inap. (No checking accounts)
3601 N10. Do you (or anyone in your family here) have any Individual
Retirement Accounts, that is, IRA or Keogh accounts?
1. YES
5. NO
#1: Respondent
#2: Spouse
#3: Other family members
N10a. Who has IRA or Keogh accounts?
3602 N10a. RESPONDENT
3612 N10a. SPOUSE ACCOUNTS
3622 N10a. OTHER PERSONS
1. YES
5. NO (or: no spouse or partner in PEU: X107^=1/no other
PEU members: (X113, X125, X131, X137, X207, X213,
X219, X225)^=1)
0. Inap. (No IRA/Keogh accounts: X3601^=1)
3603 N11. How many IRA and Keogh accounts does (PERSON) have?
3613
3623
Code # ACCTS
0. Inap. (No IRA or Keogh accounts, PERSON has no
IRA or Keogh accounts)
For the public use dataset, the number of accounts
is top-coded at 20.
N12. About (PERSON'S) accounts (are these/is this an) IRA or
Keogh account(s)? (CHECK ALL THAT APPLY.)
3604 N12A. IRA
3614
3624
1. Checked (IRA)
2. IRA/SEP (volunteered)
5. Not checked
0. Inap. (No IRA or Keogh accounts, PERSON has no
IRA or Keogh accounts)
3605 N12B. KEOGH
3615
3625
1. Checked
5. Not checked
0. Inap. (No IRA or Keogh accounts, PERSON has no
IRA or Keogh accounts)
3606 (#1a) N13. (Please look at Card A.) (Is this/Are they) with any of
3607 (#1b) the institutions on Card A, or from someplace else? (CHECK
3608 (#1c) ALL THAT APPLY.)
3609 (#1d) (IF CARD A: Which institution(s)?)
3616 (#2a) (IF SOMEPLACE ELSE: What type(s) of institution(s)?
3617 (#2b)
3618 (#2c) See FINANCIAL INSTITUTIONS master reference list
3619 (#2d) 0. Inap. (No IRA or Keogh accounts, PERSON has no
3626 (#3a) IRA or Keogh accounts)
3627 (#3b)
3628 (#3c)
3629 (#3d)
9119 (#1a) R: Type of institution
9120 (#1b)
9121 (#1c)
9122 (#1d)
9123 (#2a)
9124 (#2b)
9125 (#2c)
9126 (#2d)
9127 (#3a)
9128 (#3b)
9129 (#3c)
9130 (#3d)
See FINANCIAL INSTITUTIONS master reference list
0. Inap. (No IRA or Keogh accounts, PERSON has no
IRA or Keogh accounts)
3610 N14. How much in total is in (PERSON'S) account(s)?
3620
3630
Code actual amount
0. Inap. (No IRA or Keogh accounts, PERSON has no
IRA or Keogh accounts)
3631 N15. How is the money in (this/all of your [family's]) IRA and
Keogh account(s) invested? Is most of it in CDs or other
bank accounts, most of it in stocks, most of it in bonds
or similar assets, or what?
1. CD'S/BANK ACCOUNTS; "money market"
2. STOCK; "mutual funds"
3. BONDS/SIMILAR ASSETS; T-bills; Treasury notes
4. Combination of 1, 2, and 3; "mixed"/"diversified"--NFS
5. Combination of 2 & 3 above
6. Combination of 1 & 2 above
-7. OTHER (incl. combinations exc. 5 & 6 above)
0. Inap. (No IRA or Keogh accounts)
3701 N16. Not including any accounts I have already recorded, do you
(or anyone in your family here) have any money market
accounts?
1. YES
5. NO
3702 N16a. Altogether, how many money market accounts do you (and
your family living here) have?
Code # OF MONEY MARKET ACCOUNTS
0. Inap. (No money market accounts)
3703(#1) N17. Does the (largest/next) account have check-writing
3708(#2) privileges?
3713(#3)
1. YES
5. NO
0. Inap. (No money market accounts, no further
money market accounts)
3704(#1) N18. Is this a tax-free money market account?
3709(#2)
3714(#3) 1. YES
5. NO
0. Inap. (No money market accounts, no further
money market accounts)
3705(#1) N19. (Please look at Card A.) Is this account with any of the
3710(#2) institutions on Card A, or from someplace else?
3715(#3) (IF CARD A: Which institution?)
(IF SOMEPLACE ELSE: What type of institution is that?)
See FINANCIAL INSTITUTIONS master reference list
0. Inap. (No money market accounts, no further
money market accounts)
9131 (1) R: Type of institution
9132 (2)
9133 (3)
See FINANCIAL INSTITUTIONS master reference list
0. Inap. (No money market accounts, no further
money market accounts)
3706(#1) N20. How much is in this account?
3711(#2)
3716(#3) Code actual amount
-1. Zero; none now
0. Inap. (No money market accounts, no further
money market accounts)
3718 N21a. How much is in all your (family's) remaining money market
accounts?
Code actual amount
0. Inap. (No money market accounts, no further
money market accounts)
3719 N22. Do you (or anyone in your family here) have any CD's or
certificates of deposit at financial institutions? (IF
YES, SAY: Please do not include CD's that are part of
IRAs or Keoghs.)
(IF R ASKS: CD'S ARE CERTIFICATES HELD FOR A SET PERIOD
OF TIME THAT MUST BE CASHED OR RENEWED AT THE MATURITY
DATE.)
1. YES
5. NO
3720 N22a. Altogether, how many such CD's do you (and your family
living here) have?
Code # CERTIFICATES
0. Inap. (No CDs)
3721 N22b. What is the total dollar value of (this/all these) CD's?
Code actual amount
0. Inap. (No CDs)
3722 N22c. (Please look at Card A.) (Is this/Are these) CD's with any
3723 of the institutions on Card A, or from someplace else?
3724 (CHECK ALL THAT APPLY)
3725 (IF CARD A: Which institution?)
(IF SOMEPLACE ELSE: What type of institution is that?)
See FINANCIAL INSTITUTIONS master reference list
0. Inap. (No CDs, no further institutions)
9134 (1) R: Type of institution
9135 (2)
9136 (3)
9137 (4)
See FINANCIAL INSTITUTIONS master reference list
0. Inap. (No CDs, no further institutions)
3801 N23. Do you (or anyone in your family living here) have any
(other) accounts at banks, savings and loan associations,
or credit unions? These could be passbook accounts, share
accounts, Christmas Club accounts, or any other type of
savings account.
1. YES
5. NO
3802 N23a. Altogether, how many such accounts do you (and your family
living here) have?
Code # ACCOUNTS
0. Inap. (No savings accounts)
3803(#1) N24. (Please look at Card A.) Is the (next) largest account
3806(#2) with any of the institutions on Card A, or from someplace
3809(#3) else?
3812(#4) (IF CARD A: Which institution?)
3815(#5) (IF SOMEPLACE ELSE: What type of institution is that?)
See FINANCIAL INSTITUTIONS master reference list
0. Inap. (No savings accounts, no further savings
accounts)
9138 (#1) R: Type of institution
9139 (#2)
9140 (#3)
9141 (#4)
9142 (#5)
See FINANCIAL INSTITUTIONS master reference list
0. Inap. (No savings accounts, no further savings
accounts)
3804(#1) N25. How much is in this account?
3807(#2)
3810(#3) Code actual amount
3813(#4)
3816(#5)
-1. Nothing; zero
0. Inap. (No savings accounts, no further savings
accounts)
3818 N26a. How much is in all your (family's) remaining such
accounts?
Code actual amount
-1. Nothing; zero
0. Inap. (No savings accounts, no further savings
accounts)
3819 N27. Do you (or anyone in your family here) have any mutual
fund holdings? (IF YES, SAY: Please do not include any
pension-type, thrift-saving, 401-K, or IRA/Keogh plans, or
accounts I have already recorded.)
1. YES
5. NO
3820 N27a. In how many different mutual funds (do you/does your
family) own shares?
Code # MUTUAL FUNDS
0. Inap. (No mutual funds)
N28. I need to know what type(s) of mutual fund(s) (this
is/these are)? (Is it/Are any of them)...
3821 N28a. Stock Funds
3823 N28b. (Are any of them) Tax-Free Bond Funds
3825 N28c. (Are any of them) Government or Government backed Bond Funds
3827 N28d. (Are any of them) other Bond Funds
3829 N28e. Combination funds or any other mutual funds (INCLUDE
"DK TYPE" HERE)
1. YES
5. NO
0. Inap. (No mutual funds)
3822 N29a. What is the total market value of all of the (TYPE)
3824 that you (and your family living here) have?
3826
3828
3830
Code actual amount
0. Inap. (No mutual funds, no TYPE mutual funds)
3831 N30. Overall has there been a gain or loss in the value of all
these mutual fund shares since you (or someone in your
family here) obtained them?
1. GAIN
3. NEITHER GAIN NOR LOSS
5. LOSS
0. Inap. (No mutual funds)
3832 N30a. How much have they gained in value since they were
obtained?--PERCENT
Code PERCENT to 2 decimal places
-2. Virtually all
0. Inap. (No mutual funds, loss or no change in
value of mutual funds)
3833 N30a. How much have they gained in value since they were
obtained?--AMOUNT
Code actual amount
-2. Virtually all
0. Inap. (No mutual funds, loss or no change in
value of mutual funds)
3834 N30b. How much have they lost in value since they were
obtained?--PERCENT
Code PERCENT to 2 decimal places
-2. Virtually all
0. Inap. (No mutual funds, gain or no change in
value of mutual funds)
3835 N30b. How much have they lost in value since they were
obtained?--AMOUNT
Code actual amount
-2. Virtually all
0. Inap. (No mutual funds, gain or no change in
value of mutual funds)
3901 N31. Do you (or anyone in your family here) have any U.S.
government savings bonds?
(THESE MAY BE CALLED SERIES EE OR HH. THEY CAN BE
PURCHASED BY PAYROLL DEDUCTION.)
1. YES
5. NO
3902 N31a. What is the total face value of all the savings bonds that
you (and your family) have?
Code actual amount
0. Inap. (No savings bonds)
3903 N32. Do you (or anyone here) have any other corporate,
municipal, government, or other type of bonds or bills?
(IF YES, SAY: Please do not include any bonds or bills
held in pension accounts or trusts, or in accounts I have
already recorded.)
1. YES
5. NO
3904 N32a. How many different bonds or bills do you (or your family)
own?
Code # BONDS OR BILLS
0. Inap. (No bonds or bills)
For the public use dataset, the number of bonds is
is top-coded at 150.
N33. I need to know what type(s) of bond or bill (this is/these
are)? (Is it/Are any of them)...
3905 N33a. Mortgage-backed bonds such as those from "Ginnie-Mae",
"Fannie-Mae" or "Freddie-Mac"
3907 N33b. U.S. Government bonds or Treasury bills
3909 N33c. State or municipal bonds, or other taxfree bonds
3911 N33d. Corporate or foreign bonds, or any other type of bonds
(INCLUDE "DK TYPE" HERE)
1. YES
5. NO
0. Inap. (No bonds or bills)
3906 N34a. What is the total face value of all of the (TYPE) that you
3908 (and your family living here) have?
3910
3912 Code actual amount
0. Inap. (No bonds or bills, no TYPE bonds or bills)
3913 N35. Do you (or anyone in your family living here) own any
publicly traded stock? (IF YES, SAY: Please do not
include any stock held through mutual funds, pension
accounts or trusts, or in accounts or businesses that I
have already recorded.)
1. YES
5. NO
3914 N36. In how many different companies do you (or your family
living here) own stock?
Code # COMPANIES
0. Inap. (No publicly traded stock)
For the public use dataset, the number of companies
is top-coded at 150.
3915 N37. What is the total market value of this stock?
Code actual amount
0. Inap. (No publicly traded stock)
3916 N38. Overall has there been a gain or loss in the value of this
stock since you (or someone in your family here) obtained
it?
1. GAIN
3. NEITHER GAIN NOR LOSS
5. LOSS
0. Inap. (No publicly traded stock)
3917 N38a. How much has it gained in value since it was obtained?
--PERCENT
Code PERCENT to 2 decimal places
-2. Virtually all
0. Inap. (No publicly traded stock, loss or no
change in value of publicly traded stock)
3918 N38a. How much has it gained in value since it was obtained?
--AMOUNT
Code actual amount
-2. Virtually all
0. Inap. (No publicly traded stock, loss or no
change in value of publicly traded stock)
3919 N38b. How much has it lost in value since it was obtained?
--PERCENT
Code PERCENT to 2 decimal places
-2. Virtually all
0. Inap. (No publicly traded stock, gain or no
change in value of publicly traded stock)
3920 N38b. How much has it lost in value since it was obtained?
--AMOUNT
Code actual amount
-2. Virtually all
0. Inap. (No publicly traded stock, gain or no
change in value of publicly traded stock)
3921 N39. Of your (family's) stock, is any of it stock in a company
where you (or anyone in your family living here) have
worked?
1. YES
5. NO
0. Inap. (No publicly traded stock)
3922 N39a. What is the total market value of this stock in the
company?
Code actual amount
0. Inap. (No publicly traded stock, no publicly
traded stock in company where work)
3923 N40. Do you (or anyone in your family here) have a brokerage
account for the purchase or sale of stocks and other
securities?
1. YES
5. NO
0. Inap. (No publicly traded stock)
3924 N40a. (Please look at Card A.) (Is this/Are these) accounts
3925 with any of the institutions on Card A, or from someplace
3926 else? (CHECK ALL THAT APPLY.)
3927 (IF CARD A: Which institution(s)?)
(IF SOMEPLACE ELSE: What type(s) of institution(s)?)
See FINANCIAL INSTITUTIONS master reference list
0. Inap. (No publicly traded stock, no brokerage account,
no further institutions)
9143 (1) R: Type of institution
9144 (2)
9145 (3)
9146 (4)
See FINANCIAL INSTITUTIONS master reference list
0. Inap. (No publicly traded stock, no brokerage account,
no further institutions)
3928 N40b. Over the past year, about how many times did you (or
anyone in your family living here) buy or sell stocks or
other securities through a broker? (ACCEPT RANGE.)
Code # TIMES
-1. NONE
0. Inap. (No publicly traded stock, no brokerage account)
For the public use dataset, the number of time the R
traded stock is top-coded at 150.
3929 N40c. Not including any accounts you've told me about, do you
(or anyone in your family living here) have a "cash" or
"call money" account at a stock brokerage?
(IF R ASKS: CASH OR CALL MONEY ACCOUNTS HOLD MONEY
RECEIVED FROM THE SALE OF STOCK UNTIL THE MONEY IS
REINVESTED.)
1. YES
5. NO
0. Inap. (No publicly traded stock, no brokerage account)
3930 N40d. What is the total dollar value of all the cash or call
money accounts that you (and your family living here)
have?
Code actual amount
-1. Zero; nothing now
0. Inap. (No publicly traded stock, no brokerage account,
no call account)
3931 N40e. Other than loans you have already told me about, do you
(or anyone in your family living here) have any margin
loans at a stock brokerage?
1. YES
5. NO
0. Inap. (No publicly traded stock, no brokerage account)
3932 N40f. Altogether, how much is owed on these margin loans?
Code actual amount
0. Inap. (No publicly traded stock, no brokerage account,
no margin loans)
3933 N41. Do you (or anyone in your family here) receive income from
or have assets in a trust, annuity, or managed investment
account that you have not already told me about? (IF YES,
SAY: Please do not include pension-type accounts, or any
assets that I have already recorded.)
1. YES
5. NO
N42. What are these; are they legal trusts, annuities, or
managed investment accounts? (CHECK ALL THAT APPLY)
3934 N42A. LEGAL TRUSTS
3935 N42B. ANNUITIES
3936 N42C. MANAGED INVESTMENT ACCOUNTS
3937 N42D. OTHER:
1. Checked
5. Not checked
0. Inap. (No trusts, annuities, or managed
investment accounts)
3938 N43. Are any of these set up so that you (or your family living
here) are legally entitled only to the income and do not
have an equity interest?
1. YES
5. NO
0. Inap. (No trusts, annuities, or managed
investment accounts)
3939 N43a. How much income did (you/your family living here) receive
from these income-only trusts, annuities, or accounts in
1988?
Code actual amount
-1. ZERO; none yet
0. Inap. (No trusts, annuities, or managed
investment accounts; no income-only accounts)
3940 N43b. Do you (or your family living here) also have annuities,
trusts, or managed investment accounts in which you (or
your family) have an equity interest?
1. YES
5. NO
0. Inap. (No trusts, annuities, or managed
investment accounts; no income-only accounts)
N43c. What is the total dollar amount of your (family's)
interest in these accounts? (Asked if R has
income-only accounts)
3942 N44. What is the total dollar value of your (family's) interest
in all annuities, trusts, or managed investment accounts?
(Asked if R does not have income-only accounts)
Code actual amount
0. Inap. (No trusts, annuities, or managed
investment accounts; no equity interest in such
accounts)
3943 N45. Who manages your (family's) trusts, annuities, or
3944 investment accounts,--is it any of the institutions on
3945 Card A, or are they managed by someone else?
3946 (CHECK ALL THAT APPLY.)
(IF CARD A: Which institution(s)?)
(IF SOMEPLACE ELSE: What type of institution(s) or who
manages them?)
See FINANCIAL INSTITUTIONS master reference list
0. Inap. (No trusts, annuities, or managed
investment accounts; no further institutions)
9147 (1) R: Type of institution
9148 (2)
9149 (3)
9150 (4)
See FINANCIAL INSTITUTIONS master reference list
0. Inap. (No trusts, annuities, or managed
investment accounts; no further institutions)
3947 N46. How is the money in these trusts and managed accounts
invested? Is most of it in stocks, most of it in bonds or
other interest-earning assets, or what?
1. STOCKS; "mutual fund" (exc. money market)
2. BONDS/INTEREST/CD's/money market
3. Real estate
5. Combination of 1 & 2; "mutual funds and CD's"
6. "Mixed"; "diversified"
-7. OTHER; combination of 1, 2 & 3
8. DK
9. NA
0. Inap. (No trusts, annuities, or managed
investment accounts)
4001 N47. Do you (or anyone in your family living here) have any
life insurance, including individual or group policies?
1. YES
5. NO
4002 N48. Are any of these group or individual term insurance
policies?
(IF R ASKS: TERM INSURANCE POLICIES HAVE NO VALUE UNLESS
THE PERSON DIES. MANY SUCH POLICIES ARE ISSUED THROUGH
EMPLOYERS AND UNIONS.)
1. YES
5. NO
0. Inap. (No life insurance)
4003 N48a. What is the current face value of all the term life
policies that you (and your family living here) have?
Code actual amount
0. Inap. (No life insurance, no term insurance)
4004 N49. Do you have any policies that build up a cash value or
that you can borrow on?
(IF R ASKS: THESE ARE SOMETIMES CALLED "WHOLE LIFE" OR
"STRAIGHT LIFE".)
1. YES
5. NO
0. Inap. (No life insurance)
N50. What is the current face value of all the (other) life
insurance policies that you (and your family living here)
own? (Amount assigned to term or whole-life
insurance in imputation)
4005 N49a. What is the current face value of all of the policies that
build up a cash value that you (and your family living
here) have?
Code actual amount
0. Inap. (No life insurance, no whole-life insurance)
4006 N49b. What is the total cash value of these policies?
(EDITED TO BE GROSS CASH VALUE WHEN REPORTED AS NET)
Code actual amount
-1. Zero; none yet
0. Inap. (No life insurance, no whole-life insurance)
4007 N49c. Are you (or your family) borrowing against these policies?
1. YES
5. NO
0. Inap. (No life insurance, no whole-life insurance)
4008 N49d. (ASK ONLY IF AN AMOUNT WAS GIVEN IN N49b.) Is the cash
value you just gave me net of any loans you have against
the policy or is it the gross cash value?
(IF R ASKS: THE NET VALUE IS THE TOTAL CASH VALUE MINUS
ANY LOANS.)
1. NET
2. GROSS
3. Value reported at N49b reported as net, but
recoded to gross
0. Inap. (No life insurance, no whole-life
insurance, not borrowing against whole-life insurance)
4009 N49e. Did I record these loans earlier in the interview?
1. YES
5. NO
0. Inap. (No life insurance, no whole-life
insurance, not borrowing against whole-life insurance)
8175 R: Link code for loan mentioned earlier
1. B10, #1
2. B10, #2
3. B10, #3
4. B10, #4
5. D36, col. 1
6. D36, col. 2
7. D36, col. 3
8. D51
9. D53h, col. 1
10. D53h, col. 2
11. D53h, col. 3
12. D64
13. E33, col. 1
14. E33, col. 2
15. E33, col. 3
16. G22, col. 1
17. G22, col. 2
18. G22, col. 3
19. G38, col. 1
20. G38, col. 2
21. H14, col. 1
22. H14, col. 2
23. H14, col. 3
24. H14, col. 4
25. H14, col. 5
26. H14, col. 6
101. Link not made
0. Inap. (No life insurance, no whole-life
insurance, not borrowing against whole-life insurance)
4010 N49f. How much is currently borrowed?
Code actual amount
0. Inap. (No life insurance, no whole-life
insurance, not borrowing against whole-life insurance)
4011 N49g. Typically how often (do you/does your family) make
payments on these loans and how large are the payments?
Code $ amount
-1. NO TYPICAL PAYMENTS
0. Inap. (No life insurance, no whole-life
insurance, not borrowing against whole-life insurance)
4012 N49g. PER
2. Week
3. Biweekly
4. Month
5. Quarter
6. Year
-7. Other
0. Inap. (No life insurance, no whole-life
insurance, not borrowing against whole-life insurance)
4013 N49h. What is the current annual rate of interest being charged
on these loans?
Code % to 2 decimal places
-1. Zero; none
0. Inap. (No life insurance, no whole-life
insurance, not borrowing against whole-life insurance)
4014 N49j. How much in total are the yearly premiums for these
policies that build up a cash value?
Code actual amount
-1. Nothing; paid in full
0. Inap. (No life insurance, no whole-life
insurance)
4015 N49j. PER
2. Week
3. Biweekly
4. Month
5. Quarter
6. Year
-7. Other
0. Inap. (No life insurance, no whole-life
insurance)
4017 N51. We have talked about various types of savings,
investments, and loans. Other than what I have already
recorded, are you (or anyone in your family living here)
owed any money by friends, relatives, businesses, or
others?
(WE DO NOT WANT TO INCLUDE PENSION-TYPE OR EMPLOYER
PROFIT-SHARING ACCOUNTS HERE.)
1. YES
5. NO
4018 N51a. Altogether, how much are you owed?
Code actual amount
0. Inap. (No other loans owed to R)
4019 N52. Do you (or anyone in your family living here) have any
other substantial assets that I haven't already recorded -
- for example, artwork, precious metals, antiques, future
proceeds from a lawsuit or estate, oil and gas leases,
futures contracts, royalties, or something else?
(DO NOT INCLUDE PENSION-TYPE OR EMPLOYER PROFIT-SHARING
ACCOUNTS HERE.)
1. YES
5. NO
4020 (#1a) N52a. (About the most valuable of these ..) What kind of asset
4021 (#1b) is it?
4024 (#2a)
4025 (#2b) 1. Gold
4028 (#3a) 2. Silver (incl. silverware)
4029 (#3b) 3. Other metals or metals NA type
10. Jewelry; gem stones (incl. antique)
11. Cars (antique or classic)
12. Antiques; furniture
13. Art objects; paintings; sculpture
14. (Rare) books
15. Coin collections
16. Stamp collection
17. Guns
18. Real estate (exc. cemetery) (overflow from C20)
19. Cemetery plots
20. China; figurines; crystal
21. Musical instruments
22. Livestock; horses
23. Oriental rugs
24. Furs
25. Other collections, incl. baseball cards, records,
wine
61. Loans to friends/relatives
62. Other loans/debts owed to R
63. Cash, n.e.c.
64. Future proceeds from a lawsuit
65. " " " an estate
66. Deferred compensation
71. Oil/gas/mineral leases or investments
72. (Commodity) futures contracts
73. Royalties
74. Non-publicly traded stock
-7. Other
0. Inap. (No other assets, no additional other assets)
For the public use dataset, Future proceeds from a
lawsuit (64) and Future proceeds from an estate
(65) are combined in 64; antiques and furniture
(12), art objects (13), rare books (14), and
oriental rugs (23) are combined in 12.
4022(#1) N52b. What is the total dollar value that you (and your family
4026(#2) living here) have in (TYPE)?
4030(#3)
Code actual amount
0. Inap. (No other assets, no additional other assets)
4031 N53. Do you (or anyone in your family living here) owe any
other money not recorded earlier?
1. YES
5. NO
4032 N53a. How much is still owed on these loans?
Code actual amount
0. Inap. (No other money owed)
Top of page
-----------------------------------------------------------------------------
CURRENT JOB
-----------------------------------------------------------------------------
R1. We are interested in your present job status. Are you
working now, temporarily laid off, unemployed and looking
for work, disabled and unable to work, retired, a student
(a homemaker), or what? (CHECK ALL THAT APPLY.)
S1. We are interested in your (husband's/wife's) present
job status. Is (he/she) working now, temporarily laid
off, unemployed and looking for work, disabled and
unable to work, retired, a student (a homemaker),
or what? (CHECK ALL THAT APPLY.)
IF R/S IS "WORKING NOW" AND ANY OTHER CATEGORY, ASK ALL
FOLLOW-UP QUESTIONS AND GO TO NEXT PAGE, R2/S2.
4100 R1-R1e. SUMMARY OF OCCUPATION STATUS AND WORKING NOW
4700 S1-S1e. SUMMARY OF OCCUPATION STATUS AND WORKING NOW
CURRENTLY WORKING FOR PAY:
11. Worker only
12. Worker + disabled
13. Worker + retired
14. Worker + student
15. Worker + homemaker
16. Worker + unemployed/looking for work
17. Worker + temporarily laid off (NO at R1a, YES at
R1c, R2=current job)
NO CURRENT WORK FOR PAY:
20. Temporarily laid off only (R2=job laid off from, to
which R expects to return [YES or DK at R1a])
21. Temporarily laid off--does not expect to return to
job and no current work
30. Unemployed and looking for work
50. Retired only
52. Disabled only
"Homemaker" is a low priority
working status coded only in
80 and 15. For other combina-
tions including "Homemaker",
choose a code on the basis of
the other item(s) checked.
70. Student only
80. Homemaker/other not in labor force only
90. Unpaid family workers: R's who volunteer that they
work in a family business or farm and are unpaid.
(Do not include here "volunteer work" for charitable
or non-profit organizations.)
96. Other combination incl. WORKER
97. Other (incl. combination) not including WORKER
199. Absent spouse not included in IW
0. Inap. (No spouse)
4101 R1a. Do you expect to go back to this job?
4701 S1a. Does (he/she) expect to go back to this job?
1. YES
5. NO
0. Inap. (No spouse, not temporarily laid off)
4102 R1b. When did you last work on this job?--MONTH
4702 S1b. When did (he/she) last work on this job? MONTH
Code MONTH
0. Inap. (No spouse, not temporarily laid off)
4103 R1b. When did you last work on this job?--YEAR
4703 S1b. When did (he/she) last work on this job? YEAR
Code YEAR
0. Inap. (No spouse, not temporarily laid off)
4104 R1d. When did you (retire/become disabled)?
4704 S1d. When did (he/she) (retire/become disabled)?
Code YEAR
0. Inap. (No spouse, not retired/disabled)
4105 R1c/R1e. Are you doing any work for pay at the present time?
4705 S1c/S1e. Is (he/she) doing any work for pay at the present time?
1. YES
5. NO
0. Inap. (No spouse, currently working)
4106 R2. Next are some questions about your current, main job. Do
you work for someone else, are you self-employed, or what?
4706 S2. Next are some questions about (his/her) current,
main job. Does (he/she) work for someone else, is
(he/she) self employed, or what?
1. SOMEONE ELSE
2. SELF-EMPLOYED
0. Inap. (No spouse, not currently working)
4107 R2. EDITOR PRECODE: BUSINESS/JOB CONNECTION (R NOT SE)
R14. MARK BOX (BUSINESS IS FROM SECT. M) (R SE)
4707 S2. EDITOR PRECODE: BUSINESS/JOB CONNECTION (S NOT SE)
S14. MARK BOX (BUSINESS IS FROM SECT. M) (S SE)
Precoded by editor in green
1. This job associated with Bus #1 at M5a
2. " " " " Bus #2 " "
3. " " " " Bus #3 " "
4. This job is associated with business listed at M5a,
BUT it is a) a business beyond #3 (at M19a-c) or (b)
associated with more than one M5a business or
(c) NA which business
5. Job not associated with a business at M5a-M19c or a
property at E5; NO businesses listed in M5a-M19c and
no properties listed at E15
9. NA
0. Inap. (No spouse, not currently working)
4108 R3. What is the official title of your job? (The title that
your employer uses?) (R NOT SE)
R4. What sort of work do you do on your main job? (Tell me a
little more about what you do.) (R NOT SE)
R14. What sort of work do you do? (Tell me a little more about
what you do.) (IWER: IF R WORKS FOR BUSINESS REPORTED IN
SECTION M, MARK BOX.) (R SE)
4708 S3. What is the official title of (his/her) job? (The title
that (his/her) employer uses?) (S NOT SE)
S4. What sort of work does (he/she) do on (his/her) main job?
(Tell me a little more about what (he/she) does.)
(S NOT SE)
S14. What sort of work does (he/she) do? (Tell me a
little more about what (he/she) does.) (IWER: IF
S WORKS FOR BUSINESS REPORTED IN SECTION M, MARK BOX.)
( S SE)
Code 3-digit 1970 Census OCCUPATION Code
0. Inap. (No spouse, not currently working)
7401 R: 1980 Occupation code
7411
Code 3-digit 1980 Census OCCUPATION Code
0. Inap. (No spouse, not currently working)
The 1980 industry codes were collaped using the SAS
code that follows below.
***************************************************************************
Code to collapse occupations
***************************************************************************
ARRAY OCC {*} X7401 X7405 X7407 X7409
X7411 X7415 X7417 X7419;
DO I=1 TO DIM(OCC);
IF (3 <= OCC{I} <=37) THEN OCC{I}=1;
IF (43 <= OCC{I} <=199) THEN OCC{I}=1;
IF (203 <= OCC{I} <=235) THEN OCC{I}=2;
IF (243 <= OCC{I} <=285) THEN OCC{I}=2;
IF (303 <= OCC{I} <=389) THEN OCC{I}=2;
IF (403 <= OCC{I} <=407) THEN OCC{I}=3;
IF (413 <= OCC{I} <=427) THEN OCC{I}=3;
IF (433 <= OCC{I} <=469) THEN OCC{I}=3;
IF (473 <= OCC{I} <=499) THEN OCC{I}=6;
IF (503 <= OCC{I} <=699) THEN OCC{I}=4;
IF (703 <= OCC{I} <=799) THEN OCC{I}=5;
IF (803 <= OCC{I} <=859) THEN OCC{I}=5;
IF (863 <= OCC{I} <=889) THEN OCC{I}=5;
IF (905 <= OCC{I} <=905) THEN OCC{I}=3;
END;
***************************************************************************
4109 R5. What kind of business or industry do you work in--that is,
what do they make or do at the place where you work?
(R NOT SE)
R14a. What industry do you work in? That is, what do they do or
make? (What industry do you typically work in?) (R SE)
4709 S5. What kind of business or industry does (he/she) work
in that is, what do they make or do at the place where
(he/she) works? (S NOT SE)
S14a. What industry does (he/she) work in? That is, what
do they do or make? (What industry does (he/she)
typically work in?) (S SE)
Code 3-digit 1970 Census INDUSTRY Code
0. Inap. (No spouse, not currently working)
7402 R: 1980 Industry code
7412
Code 3-digit 1980 Census INDUSTRY Code
0. Inap. (No spouse, not currently working)
The 1980 industry codes were collaped using the SAS
code that follows below.
***************************************************************************
Code to collapse industries
***************************************************************************
ARRAY IND {*} X7402 X7406 X7408 X7410
X7412 X7416 X7418 X7420;
DO I=1 TO DIM(IND);
IF (10 <= IND{I} <=31) THEN IND{I}=1;
IF (40 <= IND{I} <=50) THEN IND{I}=2;
IF (60 <= IND{I} <=60) THEN IND{I}=2;
IF (100 <= IND{I} <=392) THEN IND{I}=3;
IF (500 <= IND{I} <=571) THEN IND{I}=4;
IF (580 <= IND{I} <=691) THEN IND{I}=4;
IF (700 <= IND{I} <=712) THEN IND{I}=5;
IF (721 <= IND{I} <=760) THEN IND{I}=5;
IF (400 <= IND{I} <=472) THEN IND{I}=6;
IF (761 <= IND{I} <=791) THEN IND{I}=6;
IF (800 <= IND{I} <=802) THEN IND{I}=6;
IF (812 <= IND{I} <=892) THEN IND{I}=6;
IF (900 <= IND{I} <=932) THEN IND{I}=7;
END;
***************************************************************************
4110 R6. How many hours do you work on your main job in a normal
week? (R NOT SE)
R14d. How many hours do you work (for yourself/in this business)
in a normal week? (R SE)
4710 S6. How many hours does (he/she) work on (his/her) main
job in a normal week? (S NOT SE)
S14d. How many hours does (he/she) work (for himself/for
herself/in this business) in a normal week? (S SE)
Code # HOURS
95. 95 hours or more; "all the time"; "24 hours a day"
0. Inap. (No spouse, not currently working)
4111 R7. (READ SLOWLY) Counting paid vacations as weeks of work,
how many weeks do you work on this job in a normal year?
(R NOT SE)
R14e. (READ SLOWLY) Counting paid vacations as weeks of work,
how many weeks per year do you work on this job? (R SE)
4711 S7. (READ SLOWLY) Counting paid vacations as weeks of work,
how many weeks does (he/she) work on this job in a normal
year? (S NOT SE)
S14e. (READ SLOWLY) Counting paid vacations as weeks of work,
how many weeks per year does (he/she) work on this job?
(S SE)
Code # WEEKS
0. Inap. (No spouse, not currently working)
R14f. How are you paid? Are you paid a regular salary or wages,
do you receive a portion of the net earnings, or what?
(CHECK ALL THAT APPLY AND ASK BOTH FOLLOW-UP QUESTIONS IF
APPLICABLE.) (ONLY ASKED IF R SE)
S14f. How is (he/she) paid? Is (he/she) paid a regular
salary or wages, does (he/she) receive a portion of
the net earnings, or what? (CHECK ALL THAT APPLY AND
ASK BOTH FOLLOW UP QUESTIONS IF APPLICABLE.)
(ONLY ASKED IF SPOUSE SE)
4125 R14f. A. SALARY
4126 R14f. B. WAGES
4127 R14f. C. NET EARNINGS
4128 R14f. D. OTHER
4725 S14f. A. SALARY
4726 S14f. B. WAGES
4727 S14f. C. NET EARNINGS
4728 S14f. D. OTHER
1. CHECKED
5. NOT CHECKED
2. Commission (4128/4728 only)
0. Inap. (No spouse, not currently working, not
self-employed)
For the public use dataset, Commission (2) is combined
with responses in 1.
4112 R8. About how much do you earn before taxes on your main job?
(Is that per hour, week, month, year, or what?) (R NOT SE)
R14g. How much in salary or wages are you paid before taxes?
(R SE -- NOT ANSWERED UNLESS 4125/6 = 1)
4712 S8. About how much does (he/she) earn before taxes on
(his/ her) main job? (Is that per hour, week,
month, year, or what?) (S NOT SE)
S14g. How much in salary or wages is (he/she) paid before
taxes? (S SE -- NOT ANSWERED UNLESS 4725/6 = 1)
)
Code actual amount
-1. Zero; take no pay out of business
0. Inap. (No spouse, not currently working)
4113 R8. PER (R NOT SE)
R14g. PER (R SE)
4713 S8. PER (S NOT SE)
S14g. PER (S SE)
1. Day
2. Week
3. Biweekly
4. Month
5. Quarter
6. Year
-7. Other
8. Wages per hour edited to $ per week
0. Inap. (No spouse, not currently working)
4131 R14h. (In addition to regular salary,) how much do you
personally earn from the business before taxes? (What did
you earn in 1988?) (ONLY ASKED IF R SE)
4731 S14h. (In addition to regular salary,) how much does (he/she)
personally earn from the business before taxes? (What did
(he/she) earn in 1988?) (ONLY ASKED IF S SE)
Code actual amount
-1. Zero; none in 1988
0. Inap. (No spouse, not currently working, not
self-employed, no non-wage/salary income from job)
4132 R14h. PER (ONLY ASKED IF R SE)
4732 S14h. PER (ONLY ASKED IF S SE)
1. Day
2. Week
3. Biweekly
4. Month
5. Quarter
6. Year
-7. Other
0. Inap. (No spouse, not currently working, not
self-employed, no non-wage/salary income from job)
4114 R9. About how many employees work for this company or
organization, including all locations? (Is it fewer than
10, 10 to 19, 20 to 99, 100 to 499, or 500 or more?)
(ONLY ASKED FOR R NOT SE; INFERRED FROM SECTION M
WHERE POSSIBLE; OTHERWISE, IMPUTED)
4714 S9. About how many employees work for this company or
organization, including all locations? (Is it fewer than
10, 10 to 19, 20 to 99, 100 to 499, or 500 or more?)
(ONLY ASKED FOR S NOT SE; INFERRED FROM SECTION M
WHERE POSSIBLE; OTHERWISE, IMPUTED)
1. LESS THAN 10
2. 10 TO 19
3. 20 TO 99
4. 100 TO 499
5. 500 OR MORE
0. Inap. (No spouse, not currently working)
4115 R10. How many years in total have you worked for this employer?
(R NOT SE)
R14b. How many years have you worked for (yourself/this
business)? (R SE)
4715 S10. How many years in total has (he/she) worked for this
employer? (S NOT SE)
S14b. How many years has (he/she) worked for (himself/herself/
this business)? (S SE)
Code # YEARS
1. ONE YEAR OR LESS
0. Inap. (No spouse, not currently working)
For the public use dataset, the number of year with
the current employer is top-coded at 50.
4116 R11. How many years do you expect to continue working for this
employer? (ACCEPT RANGE.) (R NOT SE)
R14c. About how many years do you expect to continue working for
(yourself/this business)? ACCEPT RANGE (R SE)
4716 S11. How many years does (he/she) expect to continue working
for this employer? (ACCEPT RANGE.) (S NOT SE)
S14c. About how many years does (he/she) expect to continue
working for (himself/herself/this business)? ACCEPT RANGE
(S SE)
Code # YEARS
-1. NEVER STOP
0. Inap. (No spouse, not currently working)
4117 R12. Are you covered on this job by a union or employee-
association contract? (R NOT SE)
R14j. Are you covered on this job by a union or employee-
association contract? (R SE)
4717 S12. Is (he/she) covered on this job by a union or employee
association contract? (S NOT SE)
S14j. Is (he/she) covered on this job by a union or employee
association contract? (R SE)
1. YES
5. NO
0. Inap. (No spouse, not currently working)
INFORMATION LINKED FROM 1989 CURRENT POPULATION SURVEY BY OCCUPATION CODE
8112 (R) R: Average for occupation group of fraction of last 52
8113 (S) weeks worked; multipled by 10,000
8114 (R) R: Average for occupation group of hours worked per week
8115 (S) in 1989
8116 (R) R: Fraction of occupartion group unemployed in 1989;
8117 (S) multiplied by 10,000
8169 (R) R: Unconditional mean wage for occupation group in 1989
8170 (S)
For each occupation group, regressions were run separately for
males and females of the log of annualized wages on a constant,
a spline on age (AGE, MAX(0, AGE-35), MAX(0,AGE-55)), a dummy
variable for part-time employemnt (1 = working 20 or fewer hours
per week), a dummy variable for self-employment (1 = self-
employed), a dummy for race (1 = Hispanic or non-white), and
dummy variables for years of education (1 = : 12 years of
education, more than 13 to 15 years of education, 16 years of
education, more than 16 years of education). If there were
too few people in a CPS 3-digit occupation group, either the SCF
case was matched to a neighboring occupation group, or the match
was made at the level of the 2-digit occupation code. Some of
the model coefficients may be identically zero where there are
too few cases in the appropriate cells in the CPS to identify the
coefficients.
8105 (R) R: Intercept
8106 (S)
8099 (R) R: Coefficient of AGE
8100 (S)
8101 (R) R: Coefficient of MAX(0,AGE-35)
8102 (S)
8103 (R) R: Coefficient of MAX(0,AGE-55)
8104 (S)
8318 (R) R: Coefficient of dummy for part-time employment
8319 (S)
8320 (R) R: Coefficient of dummy for self-emlpoyment
8321 (S)
8322 (R) R: Coefficient of dummy for Hispanic or nonwhite
8323 (S)
8324 (R) R: Coefficient of dummy for 12 years of education
8325 (S)
8326 (R) R: Coefficient of dummy for 13 to 15 years of education
8327 (S)
8328 (R) R: Coefficient of dummy for 16 years of education
8329 (S)
8330 (R) R: Coefficient of dummy for more than 16 years of education
8331 (S)
8107 (R) R: Standard error log regression
8108 (S)
8109 (R) R: Annualized level of expected income from regression
8111 (S) (corrected for non-zero expectation of error term
for level)
-----------------------------------------------------------------------------
CURRENT JOB PENSIONS
-----------------------------------------------------------------------------
4135 R15. Many employers have pension or retirement plans, and some
provide tax-deferred plans such as thrift, savings,
401K's, profit sharing, or stock ownership plans. Are you
included in any pension or retirement plans, or in any
tax-deferred savings plans on this job? (DO NOT INCLUDE
SOCIAL SECURITY.)
IF R MENTIONS IRA OR KEOGH PLANS, NOTE IN MARGIN AND SAY:
"We covered those earlier in the interview. Here, I just
want to find out about other plans operated through your
employer." (R NOT SE)
R14k. Aside from IRA or Keogh plans, are you included in any
pension plans or tax-deferred savings plans through (your
work/the business)? (R SE)
4735 S15. Many employers have pension or retirement plans, and some
provide tax deferred plans such as thrift, savings,
401K's, profit sharing, or stock ownership plans. Is
(he/she) included in any pension or retirement plans,
or in any tax deferred savings plans on this job?
(DO NOT INCLUDE SOCIAL SECURITY.)
IF R MENTIONS IRA OR KEOGH PLANS, NOTE IN MARGIN AND SAY:
"We covered those earlier in the interview. Here, I just
want to find out about other plans operated through
(his/her) employer." (S NOT SE)
S14k. Aside from IRA or Keogh plans, is (he/she) included
in any pension plans or tax deferred savings plans
through [(his/her) work/the business? (S SE)
1. YES
5. NO
0. Inap. (No spouse, not currently working)
4136 R16. Does your employer offer any such plans?
(ONLY ASKED IF R NOT SE)
4736 S16. Does (his/her) employer offer any such plans?
(ONLY ASKED IF SP NOT SE)
1. YES
5. NO
0. Inap. (No spouse, not currently working,
included in pension plan on main job, self-employed)
4137 R16a. Are you eligible to be included in any of these plans?
(ONLY ASKED IF R NOT SE)
4737 S16a. Is (he/she) eligible to be included in any of these plans?
(ONLY ASKED IF SP NOT SE)
1. YES
5. NO
0. Inap. (No spouse, not currently working,
included in pension plan on main job, self-employed,
plan not offered)
4138 R16b. Will you be eligible if you continue to work for this
employer? (ONLY ASKED IF R NOT SE)
4738 S16b. Will (he/she) be eligible if (he/she) continues to work
for this employer? (ONLY ASKED IF SP NOT SE)
1. YES
3. DEPENDS
5. NO
0. Inap. (No spouse, not currently working,
included in pension plan on main job, self-employed,
plan not offered, eligible to be included in
plan)
4139 R17. In how many different plans of this sort are you included
on this job? (ONLY ASKED IF R NOT SE)
4739 S17. In how many different plans of this sort is (he/she)
included on this job? (ONLY ASKED IF SP NOT SE)
Code # PLANS
0. Inap. (No spouse, not currently working,
not included in pension plan on main job)
4140 R17a. Are you currently receiving benefit payments from any
retirement plans from this job?
4740 S17a. Is (he/she) currently receiving benefit payments
from any retirement plans from this job?
1. YES
5. NO
0. Inap. (No spouse, not currently working,
not included in pension plan on main job)
4141 R17b. I'll ask about the benefits later. Are there any
retirement or savings plans from this job where you are
not yet drawing benefit payments?
4741 S17b. I'll ask about the benefits later. Are there any
retirement or savings plans from this job where (he/she)
are not yet drawing benefit payments?
1. YES
5. NO
0. Inap. (No spouse, not currently working,
not included in pension plan on main job, not
receiving benefits from any plans on main job)
4201 R17c./R18. How many such plans do you have? (ASKED IF SOME
PLANS ON MAIN JOB NOT CURRENLY PAYING BENEFITS,
INFERRED FOR OTHER CASES WITH PLANS)
4801 S17c./S18. How many such plans does (he/she) have? (ASKED IF SOME
PLANS ON MAIN JOB NOT CURRENLY PAYING BENEFITS,
INFERRED FOR OTHER CASES WITH PLANS)
Code # PLANS--NOT YET RECEIVING BENEFITS
0. Inap. (No spouse, not currently working,
not included in pension plan on main job,
receiving benefits from all plans on main job)
4202(1) R19. (Is this/About the (next) most important of these plans,
4302(2) is it) a pension or retirement plan, or a tax-deferred
4402(3) savings plan of some sort? (IF R ASKS: 401-K, 403-B,
ESOP, SRA, THRIFT/SAVINGS, STOCK/PROFIT SHARING ARE ALL
TAX-DEFERRED SAVINGS PLANS.)
4802(1) S19. (Is this/About the (next) most important of these plans,
4902(2) is it) a pension or retirement plan, or a tax-deferred
5002(3) savings plan of some sort? (IF R ASKS: 401 K, 403 B,
ESOP, SRA, THRIFT/SAVINGS, STOCK/PROFIT SHARING ARE ALL
TAX DEFERRED SAVINGS PLANS.)
1. PENSION OR RETIREMENT
2. TAX-DEFERRED SAVINGS
-7. OTHER
0. Inap. (No spouse, not currently working,
not included in pension plan on main job,
receiving benefits from all plans on main job,
no further plans)
4203(1) R20. (RB, P. 12) I would like to know what general type of plan
4303(2) this is. (In the most common pension or retirement plan,
4403(3) Type A, the amount of the benefit is usually based on a
formula involving age, years of service and salary. In
other plans, Type B, money is accumulated in an account
for you until your retirement.) Is your (first/next) plan
like Type A or Type B? ("2" FILLED IN HERE IF R19=2)
4803(1) S20. (RB, P. 12) I would like to know what general type of plan
4903(2) this is. (In the most common pension or retirement plan,
5003(3) Type A, the amount of the benefit is usually based on a
formula involving age, years of service and salary. In
other plans, Type B, money is accumulated in an account
for you until your retirement.) Is (his/her) (first/next)
plan like Type A or Type B? ("2" FILLED IN HERE IF S19=2)
1. TYPE A (FORMULA)
2. TYPE B (ACCOUNT)
3. BOTH A & B
0. Inap. (No spouse, not currently working,
not included in pension plan on main job,
receiving benefits from all plans on main job,
no further plans)
FORMULA-TYPE PENSIONS AND MIXTURE PLANS
4204(1) R21. (Not using the booklet.) For that part of your plan where
4304(2) money is accumulated in an account, how much is in the
4404(3) account?
4804(1) S21. For that part of (his/her) plan where money is accumulated
4904(2) in an account, how much is in the account?
5004(3)
Code actual amount
-1. Zero; nothing yet
0. Inap. (No spouse, not currently working,
not included in pension plan on main job,
receiving benefits from all plans on main job,
no further plans, plan not like both types A
and B)
4205(1) R22. Do you currently make contributions to this plan?
4305(2) (IF R ASKS: INCLUDE CONTRIBUTIONS THROUGH SALARY
4405(3) DEDUCTIONS, UNION DUES OR OTHER SOURCES)
4805(1) S22. Does (he/she) currently make contributions to this plan?
4905(2) (IF R ASKS: INCLUDE CONTRIBUTIONS THROUGH SALARY
5005(3) DEDUCTIONS, UNION DUES OR OTHER SOURCES)
1. YES
5. NO
0. Inap. (No spouse, not currently working,
not included in pension plan on main job,
receiving benefits from all plans on main job,
no further plans, plan not like type A/A&B)
4206(1) R23. What percent of your pay or amount of money per month or
4306(2) year do you currently contribute?--PERCENT
4406(3)
4806(1) S23. What percent of (his/her) pay or amount of money per
4906(2) month or year does (he/she) currently contribute? PERCENT
5006(3)
Code PERCENT to 2 decimal places
-7. Percent calculated from lump sum amount
0. Inap. (No spouse, not currently working,
not included in pension plan on main job,
receiving benefits from all plans on main job,
no further plans, plan not like type A/A&B,
R/S does not make contributions)
4207(1) R23. What percent of your pay or amount of money per month or
4307(2) year do you currently contribute?--AMOUNT
4407(3)
4807(1) S23. What percent of (his/her) pay or amount of money per month
4907(2) or year does (he/she) currently contribute? AMOUNT
5007(3)
Code actual amount
0. Inap. (No spouse, not currently working,
not included in pension plan on main job,
receiving benefits from all plans on main job,
no further plans, plan not like type A/A&B,
R/S does not make contributions)
4208(1) R23. PER
4308(2)
4408(3)
4808(1) S23. PER
4908(2)
5008(3)
1. Day
2. Week
3. Biweekly
4. Month
5. Quarter
6. Year
-7. Other
0. Inap. (No spouse, not currently working,
not included in pension plan on main job,
receiving benefits from all plans on main job,
no further plans, plan not like type A/A&B
R/S does not make contributions)
4209(1) R24. At what age do you expect to start receiving benefits from
4309(2) this plan?
4409(3)
4809(1) S24. At what age does (he/she) expect to start receiving
4909(2) benefits from this plan?
5009(3)
Code AGE
-1. DON'T EXPECT BENEFITS
0. Inap. (No spouse, not currently working,
not included in pension plan on main job,
receiving benefits from all plans on main job,
no further plans, plan not like type A/A&B)
4210(1) R25. About how much do you expect your benefits to be? (As a
4310(2) proportion of your pay at retirement, or as an amount per
4410(3) month or year when you start receiving them?)--AMOUNT
4810(1) S25. About how much does (he/she) expect (his/her) benefits
4910(2) to be? [As a proportion of (his/her) pay at retirement,
5010(3) or as an amount per month or year when (he/she) starts
receiving them?]
Code actual amount
0. Inap. (No spouse, not currently working,
not included in pension plan on main job,
receiving benefits from all plans on main job,
no further plans, plan not like type A/A&B, R/S
does not expect benefits)
4211(1) R25. PER
4311(2)
4411(3)
4811(1) S25. PER
4911(2)
5011(3)
1. Day
2. Week
3. Biweekly
4. Month
5. Quarter
6. Year
-7. Other
8. Lump sum; one payment only
0. Inap. (No spouse, not currently working,
not included in pension plan on main job,
receiving benefits from all plans on main job,
no further plans, plan not like type A/A&B, R/S
does not expect benefits)
4212(1) R25. About how much do you expect your benefits to be? (As a
4312(2) proportion of your pay at retirement, or as an amount per
4412(3) month or year when you start receiving them?)--PERCENT
4812(1) S25. About how much does (he/she) expect (his/her) benefits
4912(2) to be? [As a proportion of (his/her) pay at retirement,
5012(3) or as an amount per month or year when (he/she) starts
receiving them?] PERCENT
Code PERCENT to 2 decimal places
0. Inap. (No spouse, not currently working,
not included in pension plan on main job,
receiving benefits from all plans on main job,
no further plans, plan not like type A/A&B, R/S
does not expect benefits)
4213(1) R26. If you were to (leave this job/sell this business) now,
4313(2) would you start receiving a monthly or annual pension
4413(3) benefit now, would you receive one later, would you get a
cash settlement now, would you get nothing or what? (IF R
SAYS "ROLL OVER" MARK "CASH SETTLEMENT".)
4813(1) S26. If (he/she) were to (leave this job/sell this business)
4913(2) now, would (he/she) start receiving a monthly or annual
5013(3) pension benefit now, would (he/she) receive one later,
would (he/she) get a cash settlement now, would (he/she)
get nothing or what? (IF R SAYS "ROLL OVER" MARK "CASH
SETTLEMENT".)
1. Monthly or annual BENEFIT NOW If multiple
2. Monthly or annual BENEFIT LATER checks, code
smallest #
3. CASH SETTLEMENT now; "Roll Over" checked.
4. NOTHING
-7. OTHER incl. any combinations; "lump sum later"
0. Inap. (No spouse, not currently working,
not included in pension plan on main job,
receiving benefits from all plans on main job,
no further plans, plan not like type A/A&B)
4214(1) R26a. About how much per month would you receive?
4314(2)
4414(3)
4914(1) S26a. About how much per month would (he/she) receive?
4914(2)
5014(3)
Code $ amount
0. Inap. (No spouse, not currently working,
not included in pension plan on main job,
receiving benefits from all plans on main job,
no further plans, plan not like type A/A&B,
if R/S left job now would get cash settlement/
nothing/other)
ACCOUNT-TYPE PENSIONS
4216(1) R28. (Could you tell me a little more about this plan?) Is it
4316(2) a thrift or savings plan, a 401K, a profit-sharing plan, a
4416(3) stock purchase plan or what?
4816(1) S28. (Could you tell me a little more about this plan?) Is it
4916(2) a thrift or savings plan, a 401K, a profit sharing plan, a
5016(3) stock purchase plan or what?
1. THRIFT OR SAVINGS; "Savings and Investment plan"
2. 401k/403b/SRA
3. PROFIT SHARING
4. STOCK PURCHASE, ESOP (Employee Stock Option Plan)
5. Annuity; "insurance co."
11. IRA; IRA/SEP
-7. OTHER
0. Inap. (No spouse, not currently working,
not included in pension plan on main job,
receiving benefits from all plans on main job,
no further plans, plan not like type B)
4217(1) R29. For how many years altogether have you been included in
4317(2) this plan? (INCLUDE YEARS WITH OTHER EMPLOYERS, IF SAME
4417(3) PLAN.)
4817(1) S29. For how many years altogether has (he/she) been included
4917(2) in this plan? (INCLUDE YEARS WITH OTHER EMPLOYERS, IF SAME
5017(3) PLAN.)
Code # YEARS
0. Inap. (No spouse, not currently working,
not included in pension plan on main job,
receiving benefits from all plans on main job,
no further plans, plan not like type B)
4218(1) R30. (Does your employer/Does the business) make contributions
4318(2) to this plan?
4418(3)
4818(1) S30. [Does (his/her) employer/Does the business] make
4918(2) contributions to this plan?
5018(3)
1. YES
5. NO
0. Inap. (No spouse, not currently working,
not included in pension plan on main job,
receiving benefits from all plans on main job,
no further plans, plan not like type B)
4219(1) R30a. What percent of your pay or amount of money per month or
4319(2) year does (your employer/the business) contribute?--
4419(3) PERCENT
4819(1) S30a. What percent of (his/her) pay or amount of money per
4919(2) month or year does [(his/her) employer/the business]
5019(3) contribute? PERCENT
Code PERCENT to 2 decimal places
-7. Percent calculated from lump sum amount
0. Inap. (No spouse, not currently working,
not included in pension plan on main job,
receiving benefits from all plans on main job,
no further plans, plan not like type B,
employer does not contribute to plan)
4220(1) R30a. What percent of your pay or amount of money per month or
4320(2) year does (your employer/the business) contribute?--
4420(3) AMOUNT
4820(1) S30a. What percent of (his/her) pay or amount of money per
4920(2) month or year does [(his/her) employer/the business]
5020(3) contribute? AMOUNT
Code actual amount
0. Inap. (No spouse, not currently working,
not included in pension plan on main job,
receiving benefits from all plans on main job,
no further plans, plan not like type B,
employer does not contribute to plan)
4221(1) R30a. PER
4321(2)
4421(3)
4821(1) S30a. PER
4921(2)
5021(3)
1. Day
2. Week
3. Biweekly
4. Month
5. Quarter
6. Year
-7. Other
0. Inap. (No spouse, not currently working,
not included in pension plan on main job,
receiving benefits from all plans on main job,
no further plans, plan not like type B,
employer does not contribute to plan)
4222(1) R31. Do you currently make contributions to this plan? (IF R
4322(2) ASKS: INCLUDE CONTRIBUTIONS THROUGH SALARY DEDUCTIONS,
4422(3) UNION DUES, OR OTHER SOURCES.)
4822(1) S31. Does (he/she) currently make contributions to this plan?
4922(2) (IF R ASKS: INCLUDE CONTRIBUTIONS THROUGH SALARY
5022(3) DEDUCTIONS, UNION DUES, OR OTHER SOURCES.)
1. YES
5. NO
0. Inap. (No spouse, not currently working,
not included in pension plan on main job,
receiving benefits from all plans on main job,
no further plans, plan not like type B)
4223(1) R31a. What percent of your pay or amount of money per month or
4323(2) year do you currently contribute?--PERCENT
4423(3)
4823(1) S31a. What percent of (his/her) pay or amount of money per month
4923(2) or year does (he/she) currently contribute? PERCENT
5023(3)
Code PERCENT to 2 decimal places
-7. Percent calculated from lump sum amount
0. Inap. (No spouse, not currently working,
not included in pension plan on main job,
receiving benefits from all plans on main job,
no further plans, plan not like type B,
R/S does not contribute to plan)
4224(1) R31a. What percent of your pay or amount of money per month or
4324(2) year do you currently contribute?--AMOUNT
4424(3)
4824(1) S31a. What percent of (his/her) pay or amount of money per month
4924(2) or year does (he/she) currently contribute? AMOUNT
5024(3)
Code actual amount
0. Inap. (No spouse, not currently working,
not included in pension plan on main job,
receiving benefits from all plans on main job,
no further plans, plan not like type B,
R/S does not contribute to plan)
4225(1) R31a. PER
4325(2)
4425(3)
4825(1) S31a. PER
4925(2)
5025(3)
1. Day
2. Week
3. Biweekly
4. Month
5. Quarter
6. Year
-7. Other
0. Inap. (No spouse, not currently working,
not included in pension plan on main job,
receiving benefits from all plans on main job,
no further plans, plan not like type B,
R/S does not contribute to plan)
4226(1) R32. Roughly how much money is in your account at present?
4326(2)
4426(3)
4826(1) S32. Roughly how much money is in (his/her) account at present?
4926(2)
5026(3)
Code actual amount
-1. Zero; none yet
0. Inap. (No spouse, not currently working,
not included in pension plan on main job,
receiving benefits from all plans on main job,
no further plans, plan not like type B)
4227(1) R33. Can you borrow against that account?
4327(2)
4427(3)
4827(1) S33. Can (he/she) borrow against that account?
4927(2)
5027(3)
1. YES
5. NO
0. Inap. (No spouse, not currently working,
not included in pension plan on main job,
receiving benefits from all plans on main job,
no further plans, plan not like type B)
4228(1) R34. Do you currently have a loan against that account?
4328(2)
4428(3)
4828(1) S34. Does (he/she) currently have a loan against that account?
4929(2)
5028(3)
1. YES
5. NO
0. Inap. (No spouse, not currently working,
not included in pension plan on main job,
receiving benefits from all plans on main job,
no further plans, plan not like type B,
cannot borrow aginst account)
4229(1) R34a. What is the amount of the loan balance?
4329(2)
4429(3)
4829(1) S34a. What is the amount of the loan balance?
4929(2)
5029(3) Code actual amount
0. Inap. (No spouse, not currently working,
not included in pension plan on main job,
receiving benefits from all plans on main job,
no further plans, plan not like type B,
cannot borrow against account, no loan against
account)
4230(1) R34b. Did you tell me about this loan earlier?
4330(2)
4430(3)
4830(1) S34b. Did you tell me about this loan earlier?
4930(2)
5030(3)
1. YES
5. NO
0. Inap. (No spouse, not currently working,
not included in pension plan on main job,
receiving benefits from all plans on main job,
no further plans, plan not like type B,
cannot borrow against account, no loan against
account)
4231(1) R35. If you needed money in an emergency, could you withdraw
4331(2) some of the funds in that account? (CHECK "YES" EVEN IF
4431(3) WITHDRAWAL INVOLVES PENALTY.)
4831(1) S35. If (he/she) needed money in an emergency, could (he/she)
4931(2) withdraw some of the funds in that account? (CHECK "YES"
5031(3) WITHDRAWAL INVOLVES PENALTY.)
1. YES
5. NO
0. Inap. (No spouse, not currently working,
not included in pension plan on main job,
receiving benefits from all plans on main job,
no further plans, plan not like type B)
4232(1) R36. If you were to (leave this job/sell the business) now,
4332(2) would you lose all, some, or none of the money in this
4432(3) account?
4832(1) S36. If (he/she) were to (leave this job/sell the business)
4932(2) now, would (he/she) lose all, some, or none of the money
5032(3) in this account?
1. ALL
3. SOME
5. NONE
-7. OTHER
0. Inap. (No spouse, not currently working,
not included in pension plan on main job,
receiving benefits from all plans on main job,
no further plans, plan not like type B)
4233(1) R36a. What proportion would you lose?
4333(2) (ASKED IF R36=SOME OR OTHER, FILLED IN IF R36=ALL
4433(3) OR NONE)
4833(1) S36a. What proportion would (he/she) lose?
4933(2) (ASKED IF S36=SOME OR OTHER, FILLED IN IF S36=ALL
5033(3) OR NONE)
Code PERCENT to 2 decimal places
-1. Nothing
-7. Other including $ amount
0. Inap. (No spouse, not currently working,
not included in pension plan on main job,
receiving benefits from all plans on main job,
no further plans, plan not like type B)
4234(1) R37. How is the money in this account invested? Is it mostly in
4334(2) stocks, mostly in interest earning assets, is it split
4434(3) between these, or what?
4834(1) S37. How is the money in this account invested? Is it mostly in
4934(2) stocks, mostly in interest earning assets, is it split
5034(3) between these, or what?
1. MOSTLY OR ALL STOCK
2. MOSTLY OR ALL INTEREST EARNING
3. SPLIT
-7. OTHER
0. Inap. (No spouse, not currently working,
not included in pension plan on main job,
receiving benefits from all plans on main job,
no further plans, plan not like type B)
4436 R39. (IF 4 OR MORE) Altogether how much do you have in your
account balance(s) for any other pension plans or savings
plan(s) from this job?
5036 S39. (IF 4 OR MORE) Altogether how much does (he/she) have
in (his/her) account balance(s) for any other pension plans
or savings plan(s) from this job?
Code actual amount
-1. NOTHING
0. Inap. (No spouse, not currently working,
not included in pension plan on main job,
receiving benefits from all plans on main job,
no further plans)
4437 R39a. Altogether, what other benefit payments do you expect to
4438 receive from (this/these) other pension plan(s) from this
job?
5037 S39a. Altogether, what other benefit payments does (he/she)
5038 expect to receive from (this/these) other pension plan(s)
from this job?
-1. NONE
-7. OTHER
0. Inap. (No spouse, not currently working,
not included in pension plan on main job,
receiving benefits from all plans on main job,
no further plans, account balance given at R/S39)
-----------------------------------------------------------------------------
SECOND JOBS
-----------------------------------------------------------------------------
4501 R40. Are you doing any other work for pay now, such as a second
job, the military reserves, or (another) business of your
own?
5101 S40. Is (he/she) doing any other work for pay now, such as a
second job, the military reserves, or (another) business
of (his/her) own?
1. YES
5. NO
0. Inap. (No spouse, not currently working)
R40a. Is this a second job, the military reserves, your own
business, or what? (CHECK ALL THAT APPLY.)
4502 R40a. A. SECOND JOB
4503 R40a. B. MILITARY (Reserves including Cost Guard, National Guard
Service)
4504 R40a. C. BUSINESS
4505 R40a. D. OTHER:
S40a. Is this a second job, the military reserves, (his/her)
own business, or what? (CHECK ALL THAT APPLY.)
5102 S40a. A. SECOND JOB
5103 S40a. B. MILITARY (Reserves including Cost Guard, National Guard
Service)
5104 S40a. C. BUSINESS
5105 S40a. D. OTHER:
1. Checked
5. Not checked
0. Inap. (No spouse, not currently working, no
second job)
4506 R40b. IWER: IF BUSINESS IS ONE OF THE BUSINESSES REPORTED IN
SECTION M, MARK BOX.
5106 S40b. IWER: IF BUSINESS IS ONE OF THE BUSINESSES REPORTED IN
SECTION M, MARK BOX.
Precoded by Editor in green
1. This job associated with Bus #1 at M5a
2. " " " " Bus #2 " "
3. " " " " Bus #3 " "
4. This job is associated with business listed at M5a,
BUT it is a) a business beyond #3 (at M19a-c) or (b)
associated with more than one M5a business or
(c) NA which business
5. Job not associated with a business at M5a-M19c or a
property at E5; NO businesses listed in M5a-M19c and
no properties listed at E15
6. (Not codeable in 1-4) R's "second" job is associated
with a property in Section E
0. Inap. (No spouse, not currently working, no
second job)
4507 R41. How many hours do you work on these other jobs in a normal
week?
5107 S41. How many hours does (he/she) work on these other jobs in a
normal week?
Code # HOURS
-2. 95 hours or more; "all the time"; "24 hours a day"
-1. None; hours accounted for in main job
0. Inap. (No spouse, not currently working, no
second job)
4508 R42. Counting paid vacations as weeks of work, how many weeks
do you work on these other jobs in a normal year?
5108 S42. Counting paid vacations as weeks of work, how many weeks
does (he/she) work on these other jobs in a normal year?
Code # WEEKS
0. Inap. (No spouse, not currently working, no
second job)
4509 R43. About how much do you earn before taxes from these other
jobs? (Is that per hour, week, month, year, or what?)
5109 S43. About how much does (he/she) earn before taxes from
these other jobs? (Is that per hour, week, month, year,
or what?)
Code actual amount
-1. Zero; Nothing yet; Unpaid work in family
business/farm
0. Inap. (No spouse, not currently working, no
second job)
4510 R43. PER
5110 R43. PER
1. Day
2. Week
3. Biweekly
4. Month
5. Quarter
6. Year
-7. Other
8. Wages per hour edited to $ per week
0. Inap. (No spouse, not currently working, no
second job)
4511 R44. Thinking about all your current work for pay, do you
consider yourself to be working full-time or part-time?
(IF R IS LAID OFF OR A SEASONAL WORKER, ASK ABOUT "JOBS
WHEN R IS WORKING".)
5111 S44. Thinking about all (his/her) current work for pay,
does(he/she) consider (himself/herself) to be working
full-time or part-time? (IF S IS LAID OFF OR A SEASONAL
WORKER, ASK ABOUT "JOBS WHEN S IS WORKING".)
1. FULL-TIME
2. PART-TIME
0. Inap. (No spouse, not currently working)
-----------------------------------------------------------------------------
WORK HISTORY
The questions on employment history were asked directly of new
survey respondents. For households in the panel sample, the
answers to these questions has been inferred from the 1983 and 1986
data .
-----------------------------------------------------------------------------
WORK HISTORY FOR THOSE CURRENTLY WORKING FULL-TIME
4512 R45. (READ SLOWLY:) Now I have a few questions about your past
jobs. Including any periods of self-employment, the
military, and your current job, since you were 18, how
many years have you worked full-time for all or most of
the year? (Roughly how many years?)
5112 S45. (READ SLOWLY:) Now I have a few questions about
(his/her)past jobs. Including any periods of self-
employment, themilitary, and (his/her) current job,
since (he/she) was18, how many years has (he/she)
worked full-time for all or most of the year?
(Roughly how many years?)
Code # YEARS
-1. NONE
0. Inap. (No spouse, R/S44 not full-time)
4513 R45a. Including any self-employment and your current job, for
how many different employers have you worked in full-time
jobs lasting one year or more?
(If R has worked on current job less than a year --
coded as 1 -- R45a can be 0 or 1.)
5113 S45a. Including any selfemployment and (his/her) current job,
for how many different employers has (he/she) worked in
full-time jobs lasting one year or more?
(If S has worked on current job less than a year --
coded as 1 -- S45a can be 0 or 1.)
Code # EMPLOYERS
-1. None; not yet worked a full time year
0. Inap. (No spouse, R/S44 not full-time)
4514 R45b. Now, not counting your current job, have you ever had a
full-time job that lasted for three years or more?
5114 S45b. Now, not counting (his/her) current job, has (he/she) ever
had a full-time job that lasted for three years or more?
1. YES
5. NO
0. Inap. (No spouse, R/S44 not full-time, less
than 1 year of full-time employment)
4515 R45c. I want to know about the longest such job you had. Did
you work for someone else, were you self-employed, or
what?
5115 S45c. I want to know about the longest such job (he/she) had.
Did (he/she) work for someone else, was (he/she) self-
employed, or what?
1. SOMEONE ELSE
2. SELF-EMPLOYED
-7. Other
0. Inap. (No spouse, R/S44 not full-time, no past
job of 3 or more years)
4516 R45d. What sort of work were you doing when you left that job?
(Tell me a little more about what you did.)
5116 S45d. What sort of work was (he/she) doing when (he/she) left
that job? (Tell me a little more about what [he/she] did.)
Code 3-digit 1970 Census OCCUPATION Code
0. Inap. (No spouse, R/S44 not full-time, no past
jobs of 3 or more years)
7405 (R) R: 1980 occupation code
7415 (S)
Code 3-digit 1980 Census OCCUPATION Code
0. Inap. (No spouse, R/S44 not full-time, no past
jobs of 3 or more years)
4517 R45e. What kind of business or industry did you work in -- that
is, what did they make or do at the place where you
worked?
5117 S45e. What kind of business or industry did (he/she) work in
-- that is, what did they make or do at the place where
(he/she) worked?
Code 3-digit 1970 Census INDUSTRY Code
0. Inap. (No spouse, R/S44 not full-time, no past
jobs of 3 or more years)
7406 (R) R: 1980 industry code
7416 (S)
Code 3-digit 1980 Census INDUSTRY Code
0. Inap. (No spouse, R/S44 not full-time, no past
jobs of 3 or more years)
4518 R45f. When did you start working at that job?
5118 S45f. When did (he/she) start working at that job?
Code YEAR
0. Inap. (No spouse, R/S44 not full-time, no past
jobs of 3 or more years)
4519 R45g. When did you stop working at that job?
5119 S45g. When did (he/she) stop working at that job?
Code YEAR
-1. Didn't stop; still working in this job
0. Inap. (No spouse, R/S44 not full-time, no past
jobs of 3 or more years)
4520 R45h. About how much were you earning before taxes when you
stopped? (Is that per hour, week, month, year, or what?)
5120 S45h. About how much was (he/she) earning before taxes when
(he/she) stopped? (Is that per hour, week, month, year,
or what?)
Code actual amount
0. Inap. (No spouse, R/S44 not full-time, no past
jobs of 3 or more years)
4521 R45h. PER
5121 S45h. PER
1. Day
2. Week
3. Biweekly
4. Month
5. Quarter
6. Year
-7. Other
8. Wages per hour edited to $ per week
0. Inap. (No spouse, R/S44 not full-time, no past
jobs of 3 or more years)
4522 R45j. Since you were 18, have there been years when you only
worked part-time for all or most of the year?
5122 S45j. Since (he/she) was 18, have there been years when (he/she)
only worked part-time for all or most of the year?
1. YES
5. NO
0. Inap. (No spouse, R/S44 not full-time)
4523 R45k. About how many years in total did you work part-time for
all or most of the year?
5123 S45k. About how many years in total did (he/she) work part-time
for all or most of the year?
Code # YEARS
-1. None
0. Inap. (No spouse, R/S44 not full-time, never
worked part-time for most of a year)
4524 R45m. Thinking now of the future, when do you expect to stop
working full-time?
5124 S45m. Thinking now of the future, when does (he/she) expect to
stop working full-time?
Code YEARS
-1. NEVER STOP
0. Inap. (No spouse, R/S44 not full-time)
4525 R45n. Do you expect to work part-time after that?
5125 S45n. Does (he/she) expect to work part-time after that?
1. YES
5. NO
0. Inap. (No spouse, R/S44 not full-time, never
expects to stop working full-time)
4526 R45p. When do you expect to stop working altogether?
5126 S45p. When does (he/she) expect to stop working altogether?
Code YEARS
-1. NEVER STOP
0. Inap. (No spouse, R/S44 not full-time, never
expects to stop working full-time, does not
expect to work part-time after ending full-time work)
WORK HISTORY FOR THOSE CURRENTLY WORKING PART-TIME
4527 R46. Now I have a few questions about your past jobs.
Including any periods of self-employment, the military,
and your current job, since you were 18, about how many
years in total have you worked part-time for all or most
of the year? (Roughly how many years?)
5127 S46. Now I have a few questions about (his/her) past jobs.
Including any periods of self-employment, the military,
and (his/her) current job, since (he/she) was 18, about
how many years in total has (he/she) worked part-time for
all or most of the year? (Roughly how many years?)
Code # YEARS
-1. LESS THAN 1 YEAR
0. Inap. (No spouse, R/S44 not part-time)
4528 R46a. Since you were 18, have you ever worked full-time for pay
--including any self-employment and the military?
5128 S46a. Since (he/she) was 18, has (he/she) ever worked fulltime
for pay -- including any selfemployment and the military?
1. YES
5. NO
0. Inap. (No spouse, R/S44 not part-time)
4529 R46b. How many years have you worked full-time for all or most
of the year? (Roughly how many years?)
5129 S46b. How many years has (he/she) worked full-time for all or
most of the year? (Roughly how many years?)
Code # YEARS
-1. None
0. Inap. (No spouse, R/S44 not part-time, never
worked full-time)
4530 R46c. INTERVIEWER CHECKPOINT
5130
1. R HAS WORKED AT LEAST 5 YEARS FULL-TIME OR DK
2. ALL OTHERS
0. Inap. (No spouse, R/S44 not part-time, never
worked full-time)
4531 R46d. When did you last work full time for pay?
5131 S46d. When did (he/she) last work full time for pay?
Code YEAR
0. Inap. (No spouse, R/S44 not part-time, never
worked full-time, worked full-time 5 or more years)
4532 R46e. About how much did you earn before taxes that year? (Is
that per hour, week, month, year, or what?)
5132 S46e. About how much did (he/she) earn before taxes that year?
(Is that per hour, week, month, year, or what?)
Code actual amount
0. Inap. (No spouse, R/S44 not part-time, never
worked full-time, worked full-time 5 or more years)
4533 R46e. PER
5133 S46e. PER
1. Day
2. Week
3. Biweekly
4. Month
5. Quarter
6. Year
-7. Other
8. Wages per hour edited to $ per week
0. Inap. (No spouse, R/S44 not part-time, never
worked full-time, worked full-time 5 or more years)
4534 R46f. Including any self-employment and your current job, for
how many different employers have you worked in full-time
jobs lasting one year or more?
5134 S46f. Including any self-employment and (his/her) current
job,for how many different employers has (he/she) worked
in full-time jobs lasting one year or more?
Code # EMPLOYERS
-1. None
0. Inap. (No spouse, R/S44 not part-time, never
worked full-time, worked full-time fewer than
5 years)
4535 R46g. I want to know about the longest full-time job you had.
Did you work for someone else, were you self-employed, or
what?
5135 S46g. I want to know about the longest fulltime job (he/she)had.
Did (he/she) work for someone else, was (he/she)
self-employed, or what?
1. SOMEONE ELSE
2. SELF-EMPLOYED
-7. OTHER
0. Inap. (No spouse, R/S44 not part-time, never
worked full-time, worked full-time fewer than
5 years)
4536 R46h. What sort of work were you doing when you left that job?
(Tell me a little more about what you did.)
5136 S46h. What sort of work was (he/she) doing when (he/she) left
that job? (Tell me a little more about what [he/she] did.)
Code 3-digit 1970 Census OCCUPATION Code
0. Inap. (No spouse, R/S44 not part-time, never
worked full-time, worked full-time fewer than
5 years)
7407 (R) R: 1980 occupation code
7417 (S)
Code 3-digit 1980 Census OCCUPATION Code
0. Inap. (No spouse, R/S44 not part-time, never
worked full-time, worked full-time fewer than
5 years)
4537 R46i. What kind of business or industry did you work in -- that
is, what did they make or do at the place where you
worked?
5137 S46i. What kind of business or industry did (he/she) work in
that is, what did they make or do at the place where
(he/she) worked?
Code 3-digit 1970 Census INDUSTRY Code
0. Inap. (No spouse, R/S44 not part-time, never
worked full-time, worked full-time fewer than
5 years)
7408 (R) R: 1980 industry code
7418 (S)
Code 3-digit 1980 Census INDUSTRY Code
0. Inap. (No spouse, R/S44 not part-time, never
worked full-time, worked full-time fewer than
5 years)
4538 R46j. When did you start working at that job?
5138 S46j. When did (he/she) start working at that job?
Code YEAR
0. Inap. (No spouse, R/S44 not part-time, never
worked full-time, worked full-time fewer than
5 years)
4539 R46k. When did you stop working at that job?
5139 S46k. When did (he/she) stop working at that job?
Code YEAR
-1. Didn't stop; still working (part-time) at that job
0. Inap. (No spouse, R/S44 not part-time, never
worked full-time, worked full-time fewer than
5 years)
4540 R46m. About how much were you earning before taxes when you
stopped? (Is that per hour, week, month, year, or what?)
5140 S46m. About how much was (he/she) earning before taxes when
(he/she) stopped? (Is that per hour, week, month, year,
or what?)
Code actual amount
0. Inap. (No spouse, R/S44 not part-time, never
worked full-time, worked full-time fewer than
5 years)
4541 R46m. PER
5141 S46m. PER
1. Day
2. Week
3. Biweekly
4. Month
5. Quarter
6. Year
-7. Other
8. Wages per hour edited to $ per week
0. Inap. (No spouse, R/S44 not part-time, never
worked full-time, worked full-time fewer than
5 years)
4542 R46n. When did you last work full-time for pay?
5142 S46n. When did (he/she) last work fulltime for pay?
Code YEAR
0. Inap. (No spouse, R/S44 not part-time, never
worked full-time, worked full-time fewer than
5 years)
4543 R46p. Thinking now of the future, do you expect to do any full
-time work for pay?
5143 S46p. Thinking now of the future, does (he.she) expect to do
any full-time work for pay?
1. YES
5. NO
0. Inap. (No spouse, R/S44 not part-time)
4544 R46q. When do you expect to start working full-time?
5144 S46q. When does (he/she) expect to start working full-time?
Code # YEARS
0. Inap. (No spouse, R/S44 not part-time, does not
expect to work full-time in future)
4545 R46r. And when do you expect to stop working full-time?
5145 S46r. And when does (he/she) expect to stop working full-time?
Code # YEARS
-1. NEVER STOP
0. Inap. (No spouse, R/S44 not part-time, does not
expect to work full-time in future)
4546 R46s. When do you expect to stop working for pay altogether?
5146 S46s. When does (he/she) expect to stop working for pay
altogether?
Code # YEARS
-1. NEVER STOP
0. Inap. (No spouse, R/S44 not part-time, never
expects to stop full-time work)
WORK HISTORY FOR THOSE CURRENTLY RETIRED/DISABLED, HOMEMAKER, STUDENT,
OR OTHER
4601 R47. Since you were 18 have you ever worked full-time for pay?
5201 S47. Since (he/she) was 18 has (he/she) ever worked full time
for pay?
1. YES
5. NO
0. Inap. (No spouse, currently working)
4602 R47a. How many years have you worked full-time for all or most
of the year? Include any periods of self-employment, and
the military. (Roughly how many years?)
5202 S47a. How many years has (he/she) worked full time for all or
most of the year? Include any periods of self-employment,
and the military. (Roughly how many years?)
Code # YEARS
-1. None
0. Inap. (No spouse, currently working, never
worked full-time)
4603 R47b. INTERVIEWER CHECKPOINT
5203 S47b. INTERVIEWER CHECKPOINT
1. R HAS WORKED AT LEAST 5 YEARS FULL-TIME OR DK
2. ALL OTHERS
0. Inap. (No spouse, currently working, never
worked full-time)
4604 R47c. When did you last work full-time for pay?
5204 S47c. When did (he/she) last work full time for pay?
Code YEAR
0. Inap. (No spouse, currently working, never
worked full-time, worked full-time 5 years or more)
4605 R47d. About how much did you earn before taxes that year? (Is
that per hour, week, month, year, or what?)
5205 S47d. About how much did (he/she) earn before taxes that year?
(Is that per hour, week, month, year, or what?)
Code actual amount
0. Inap. (No spouse, currently working, never
worked full-time, worked full-time 5 years or more)
4606 R47d. PER
5206 S47d. PER
1. Day
2. Week
3. Biweekly
4. Month
5. Quarter
6. Year
-7. Other
8. Wages per hour edited to $ per week
0. Inap. (No spouse, currently working, never
worked full-time, worked full-time 5 years or more)
4607 R47e. Including any self-employment and your current job, for
how many different employers have you worked in full-time
jobs lasting one year or more?
5207 S47e. Including any self-employment and (his/her) current job,
for how many different employers has (he/she) worked in
full-time jobs lasting one year or more?
Code # EMPLOYERS
-1. None
0. Inap. (No spouse, currently working, never
worked full-time, worked full-time less than
5 years)
4608 R47f. I want to know about the longest full-time job you had.
Did you work for someone else, were you self-employed, or
what?
5208 S47f. I want to know about the longest full-time job (he/she)
had. Did (he/she) work for someone else, was (he/she)
self-employed, or what?
1. SOMEONE ELSE
2. SELF-EMPLOYED
-7. OTHER
0. Inap. (No spouse, currently working, never
worked full-time, worked full-time less than
5 years)
4609 R47g. What sort of work were you doing when you left that job?
(Tell me a little more about what you did.)
5209 S47g. What sort of work was (he/she) doing when (he/she) left
that job? (Tell me a little more about what [he/she]
did.)
Code 3-digit 1970 Census OCCUPATION Code
0. Inap.
7409 (R) R: 1980 occupation code
7419 (S)
Code 3-digit 1980 Census OCCUPATION Code
0. Inap. (No spouse, currently working, never
worked full-time, worked full-time less than
5 years)
4610 R47h. What kind of business or industry did you work in -- that
is, what did they make or do at the place where you
worked?
5210 S47h. What kind of business or industry did (he/she) work in --
that is, what did they make or do at the place where
(he/she) worked?
Code 3-digit 1970 Census INDUSTRY Code
0. Inap. (No spouse, currently working, never
worked full-time, worked full-time less than
5 years)
7410 (R) R: 1980 industry code
7420 (S)
Code 3-digit 1980 Census INDUSTRY Code
0. Inap. (No spouse, currently working, never
worked full-time, worked full-time less than
5 years)
4611 R47i. When did you start working at that job?
5211 S47i. When did (he/she) start working at that job?
Code YEAR
0. Inap. (No spouse, currently working, never
worked full-time, worked full-time less than
5 years)
4612 R47j. When did you stop working at that job?
5212 S47j. When did (he/she) stop working at that job?
Code YEAR
0. Inap. (No spouse, currently working, never
worked full-time, worked full-time less than
5 years)
4613 R47k. About how much were you earning before taxes when you
stopped? (Is that per hour, week, month, year, or what?)
5213 S47k. About how much was (he/she) earning before taxes when
(he/she) stopped? (Is that per hour, week, month, year,
or what?)
Code actual amount
-1. Nothing; zero; "had a loss"
0. Inap. (No spouse, currently working, never
worked full-time, worked full-time less than
5 years)
4614 R47k. PER
5214 S47k. PER
1. Day
2. Week
3. Biweekly
4. Month
5. Quarter
6. Year
-7. Other
8. Wages per hour edited to $ per week
0. Inap. (No spouse, currently working, never
worked full-time, worked full-time less than
5 years)
4615 R47m. Since you were 18, were there any years when you (only)
worked part-time for all or most of the year?
5215 S47m. Since (he/she) was 18, were there any years when (he/she)
(only) worked part-time for all or most of the year?
1. YES
5. NO
0. Inap. (No spouse, currently working)
4616 R47n. For about how many years did you work part-time (for all
or most of the year)?
5216 S47n. For about how many years did (he/she) work part-time (for
all or most of the year)?
Code # YEARS
-1. None
0. Inap. (No spouse, currently working, never
worked part-time)
4617 R47p. Do you expect to work for pay in the future?
5217 S47p. Does (he/she) expect to work for pay in the future?
1. YES
5. NO
0. Inap. (No spouse, currently working)
4618 R47q. When do you expect to start working?
5218 S47q. When does (he/she) expect to start working?
Code # YEARS
0. Inap. (No spouse, currently working, does not
expect to work in future)
4619 R47r. Will any of that be full-time work?
5219 S47r. Will any of that be full-time work?
1. YES
5. NO
0. Inap. (No spouse, currently working, does not
expect to work in future)
4620 R47s. When do you expect to start working full-time?
5220 S47s. When does (he/she) expect to start working full-time?
Code # YEARS
0. Inap. (No spouse, currently working, does not
expect to work in future, does not expect to
work full-time in future)
4621 R47t. And when do you expect to stop working full-time?
5221 S47t. And when does (he/she) expect to stop working full-time?
Code # YEARS
-1. NEVER STOP
0. Inap. (No spouse, currently working, does not
expect to work in future, does not expect to
work full-time in future)
4622 R47u. When do you expect to stop working for pay altogether?
5222 S47u. When does (he/she) expect to stop working for pay
altogether?
Code # YEARS
-1. NEVER STOP
0. Inap. (No spouse, currently working, does not
expect to work in future, does not expect to
work full-time in future, never expects to
stop full-time work in future)
INFORMATION LINKED FROM 1989 CURRENT POPULATION SURVEY BY OCCUPATION CODE
FOR PRIOR JOB
8171 (R) R: Unconditional mean wage for occupation group in 1989
8172 (S)
For each occupation group, regressions were run separately for
males and females of the log of annualized wages on a constant,
a spline on age (AGE, MAX(0, AGE-35), MAX(0,AGE-55)), a dummy
variable for part-time employment (1 = working 20 or fewer hours
per week), a dummy variable for self-employment (1 = self-
employed), a dummy for race (1 = Hispanic or non-white), and
dummy variables for years of education (1 = : 12 years of
education, more than 13 to 15 years of education, 16 years of
education, more than 16 years of education). If there were
too few people in a CPS 3-digit occupation group, either the SCF
case was matched to a neighboring occupation group, or the match
was made at the level of the 2-digit occupation code. Some of
the model coefficients may be identically zero where there are
too few cases in the appropriate cells in the CPS to identify the
coefficients.
8125 (R) R: 10000 * Intercept
8126 (S)
8119 (R) R: For age in [1, 35]: 10000 * Coefficient of AGE
8120 (S)
8121 (R) R: For age in [36, 55]: 10000 * Coefficient of MAX(0,AGE-35)
8122 (S)
8123 (R) R: For age in [55, 999]: 10000 * Coefficient of MAX(0,AGE-55)
8124 (S)
8332 (R) R: 10000 * Coefficient of dummy for part-time employment
8333 (S)
8334 (R) R: 10000 * Coefficient of dummy for self-emlpoyment
8335 (S)
8336 (R) R: 10000 * Coefficient of dummy for Hispanic or nonwhite
8337 (S)
8338 (R) R: 10000 * Coefficient of dummy for 12 years of education
8339 (S)
8340 (R) R: 10000 * Coefficient of dummy for 13 to 15 years of education
8341 (S)
8342 (R) R: 10000 * Coefficient of dummy for 16 years of education
8343 (S)
8344 (R) R: 10000 * Coefficient of dummy for more than 16 years of education
8345 (S)
8127 (R) R: 10000 * Standard error log regression
8128 (S)
8129 (R) R: Annualized level of expected income from regression
8130 (S) (corrected for non-zero expectation of error term
for level)
-----------------------------------------------------------------------------
SOCIAL SECURITY, CURRENTLY RECEIVED PENSIONS, PENSIONS TO BE RECEIVED
IN THE FUTURE
-----------------------------------------------------------------------------
5301 R50. Are you (or your [husband/wife]) currently receiving
Social Security benefit payments, or any other type of
pension, retirement, or disability benefit payment?
1. YES
5. NO
5302 R50a. (Do these include Social Security benefit payments?)
1. YES
5. NO
0. Inap. (Not receiving pension or Social Security
income)
R50b. (Are you both receiving Social Security payments or is
only one of you? [Which one?])
IWER: CHECK PERSON(S) (RESP, SPOUSE) IN R50c. THEN ASK
FOLLOWUP QUESTIONS R50d-R50f FOR EACH.
5303 R50c. RECIPIENT -- RESPONDENT
5308 R50c. RECIPIENT -- SPOUSE
1. Checked
5. Not checked (including no spouse)
0. Inap. (not receiving pension or Social Security
benefits: X5301^=1; not receiving Social Security:
X5302^=1)
5304 R50d. Are (your/your [husband's/wife's] payments for retirement
5309 or are they disability benefits?
1. RETIREMENT
2. DISABILITY
3. Widow's/survivor's benefits
-7. Other
0. Inap. (Not receiving pension or Social Security
income, no spouse, PERSON not receiving Social
Security benefits)
For the public use dataset, Widow's/survivor's
benefits (3) are combined with Other (-7) in -7.
5305 R50e. How long (have you/has he/has she) received these
5310 benefits?
Code # YEARS
0. Inap. (Not receiving pension or Social Security
income, no spouse, PERSON not receiving Social
Security benefits)
5306 R50f. How much (do you/does he/does she) receive each month or
5311 year?
Code actual amount
0. Inap. (Not receiving pension or Social Security
income, no spouse, PERSON not receiving Social
Security benefits)
5307 R50f. PER
5312
2. Week
3. Biweekly
4. Month
5. Quarter
6. Year
-7. Other
0. Inap. (Not receiving pension or Social Security
income, no spouse, PERSON not receiving Social
Security benefits)
5313 R51. Are you (or your [husband/wife]) currently receiving any
other retirement, pension, or disability benefit payments?
1. YES
5. NO
0. Inap.
5314 R51a. Not counting Social Security, how many retirement, pension
or disability benefit payments are you (and your
[husband/wife]) currently receiving? (ASKED IF R/S
RECEIVING SOCIAL SECURITY BENEFITS, INFERRED FOR OTHERS)
Code # PENSION/DISABILITY PAYMENTS
0. Inap. (Not receiving pension or Social Security
income)
R51b. (RB, P. 13) Who is receiving these benefit payments and
what kind are they?
IWER: MARK ONE RECIPIENT AND TYPE OF BENEFIT FOR ALL
BENEFITS REPORTED. THEN ASK FOLLOWUP QUESTIONS R51d-
R51h FOR EACH BENEFIT.
5315(#1) RECIPIENT
5323(#2)
5331(#3) 1. RESPONDENT
5415(#4) 2. SPOUSE
5423(#5) 0. Inap. (Not receiving pension or Social Security
income, no spouse)
5431(#6)
5316(#1) R51c. TYPE OF BENEFIT
5324(#2)
5332(#3) 1. CURR JOB PENS
5416(#4) 2. PAST JOB PENS
5424(#5) 3. DISABILITY
5432(#6) 4. MILITARY (retirement or disability)
5. SPOUSE PENS
11. Union pension
-7. OTHER
0. Inap. (Not receiving pension or Social Security
income, no further benefits)
For the public use dataset, Union pension (2) and
Past job pension (2) are combined in 2.
5317(#1) R51d. How long have (you/he/she) received this [TYPE] benefit?
5325(#2)
5333(#3) Code # YEARS
5417(#4) 0. Inap. (Not receiving pension or Social Security
5425(#5) income, no further benefits)
5433(#6)
5318(#1) R51e. How much is received each month or year?
5326(#2)
5334(#3) Code actual amount
5418(#4) 0. Inap. (Not receiving pension or Social Security
5426(#5) income, no further benefits)
5434(#6)
5319(#1) R51e. PER
5327(#2)
5335(#3) 2. Week
5419(#4) 3. Biweekly
5427(#5) 4. Month
5435(#6) 5. Quarter
6. Year
-7. Other
0. Inap. (Not receiving pension or Social Security
income, no further benefits)
5320(#1) R51f. Has this benefit been increased when the cost of living
5328(#2) has increased?
5336(#3)
5420(#4) 1. YES
5428(#5) 5. NO
5436(#6) 0. Inap. (Not receiving pension or Social Security
income, no further benefits)
5322(#1) R51h. If (RECIPIENT) were to die, what percent of this benefit
5330(#2) would (you/your husband/your wife) continue to receive or
5338(#3) would the benefits stop?
5422(#4)
5430(#5) Code PERCENT to 2 decimal places
5438(#6) -1. STOP
-7. OTHER
0. Inap. (Not receiving pension or Social Security
income, no further benefits, no spouse)
5501 R52. Have you (or your [husband/wife]) ever received a cash
settlement from a pension or retirement plan of a previous
job?
1. YES
5. NO
5502 R52a. How many different cash settlements have you (or your
[husband/wife]) received?
Code # CASH SETTLEMENTS
0. Inap. (No cash settlements)
R52b. FOR EACH SETTLEMENT: Who received it, about how much was
received, and when was it received?
5503(#1) R52b. WHO
5506(#2)
5509(#3) 1. RESPONDENT
5512(#4) 2. SPOUSE
5515(#5) 0. Inap. (No cash settlements, no further settlements)
5504(#1) R52c. AMOUNT
5507(#2)
5510(#3) Code actual amount
5513(#4) 0. Inap. (No cash settlements, no further settlements)
5516(#5)
5505(#1) R52d. YEAR RECEIVED
5508(#2)
5511(#3) Code YEAR
5514(#4) 0. Inap. (No cash settlements, no further settlements)
5517(#5)
5601 R53. Now I want to ask about future pension benefits that you
(and your[husband/wife]) have earned rights to. Aside
from Social Security and any pension benefits you have
already told me about, do you (and your [husband/wife])
expect to receive any (other) pension benefits in the
future from any past jobs?
1. YES
5. NO
5602 R53a. How many such benefits do you (and your [husband/wife])
expect to receive in the future?
Code # FUTURE BENEFITS
0. Inap. (No other future pension benefits)
5603(A) R53b. About (this/the largest/the next) benefit, is this from a
5611(B) pension plan where a certain amount of money is
5619(C) accumulated in an account for you, a formula plan that
5627(D) will give you a specific amount of income each month or
5635(E) year when you retire, or what?
5643(F)
1. INCOME FORMULA
2. ACCOUNT
3. BOTH
0. Inap. (No other future pension benefits, no
further future pension benefits)
5604(A) R53c. How much is in the account now?
5612(B)
5620(C) Code actual amount
5628(D) 0. Inap. (No other future pension benefits, no
5636(E) further future pension benefits, not account-type
5644(F) pension)
5606(A) R53e. Is this benefit based on your earnings (or your
5614(B) [husband's/wife's] earnings)?
5622(C)
5630(D) 1. Respondent
5638(E) 2. Spouse
5646(F) 3. R's ex-spouse
4. S's ex-spouse
-7. OTHER
0. Inap. (No other future pension benefits, no
further future pension benefits)
5607(A) R53f. When do you expect these benefits to start?
5615(B)
5623(C) Code AGE
5631(D) 0. Inap. (No other future pension benefits, no
5639(E) further future pension benefits)
5647(F)
5608(A) R53g. About how much per month do you expect them to be?
5616(B)
5624(C) Code $ amount
5632(D) -1. NONE
5640(E) 0. Inap. (No other future pension benefits, no
5648(F) further future pension benefits)
5609(A) R53g. PER
5617(B)
5625(C)
5633(D) 2. Week
5641(E) 3. Biweekly
5649(F) 4. Month
5. Quarter
6. Year
-7. Other
8. Lump sum; one payment only
0. Inap. (No other future pension benefits, no
further future pension benefits)
Top of page
-----------------------------------------------------------------------------
INCOME, AGI, MISC.
-----------------------------------------------------------------------------
T1. We have talked about various sources of income. Now we
would like to get the overall picture of all the different
sources of income that you (and members of your family
living here) had in 1988. Did (you/anyone) have income
from wages and salaries, including bonuses, overtime and
commissions? (RECORD IN COLUMN T1 AND ASK T2 FOR EACH
SOURCE OF INCOME AS IT IS MENTIONED.)
5701 T1a. WAGES AND SALARIES?
5703 T1b. Did (you/anyone) have income or loss from a professional
practice, business or farm? (Other than wages or
salaries)
5705 T1c. ...non-taxable investments such as municipal bonds?
5707 T1d. ...other interest income?
5709 T1e. ...dividends?
5711 T1f. ...net gains or losses from the sale of stocks, bonds, or
real estate?
5713 T1g. ...net rent, trust income, or royalties from any other
investment or business?
5715 T1h. ...unemployment or worker's compensation?
5717 T1j. ...child support or alimony?
5719 T1k. Did (you/anyone) have income from ADC AFDC, food stamps,
or other forms of welfare or assistance, such as SSI?
5721 T1m. ...income from Social Security or other pensions,
annuities, or other disability or retirement programs?
1. YES
5. NO
5702 T2a. In total, how much income from (SOURCE) did you (and your
5704 family) receive in 1988, before deductions for taxes and
5706 anything else? [WRITE LOSSES ( ).]
5708
5710 Code actual amount
5712 0. Inap. (No SOURCE income)
5714
5716
5718
5720
5722
5723 T1n. Did you (or anyone in your family living here) have income
from any other sources? (What other sources?)
1. YES
5. NO
5724(1st) T2n. In total, how much income from (SOURCE) did you (and your
5726(2nd) family) receive in 1988, before deductions for taxes and
anything else? [WRITE LOSSES ( ).]
Code actual amount
0. Inap. (No other income, no additional sources
of other income)
5725(1st) T1n. PROBE: What other sources?
5727(2nd)
1. Settlements: from lawsuits, divorce, insurance
2. Gambling winnings; prize money
3. Education scholarships or grants (not incl. loans);
G.I. Bill; "fellowships"
4. Honorarium
11. "IRA", NFS; IRA withdrawal
12. Inheritance/gifts
13. Other help/support from relatives
21. Care of foster child in the home
22. Housing subsidy/rent paid by some (gov't) agency
-7. Other
0. Inap. (No other income, no additional sources
of other income)
For the public use dataset, Education (3), Honoraria (4),
Care of foster children (21), and Other (-7) are
combined in -7.
5728 SUMMARY: # of Refused $ amounts T2a-T2n
Count and code
5729 T3. How much was the total income you (and your family living
here) received in 1988 from all sources, before taxes and
other deductions were made?
Code actual amount
-1. Zero; no income
8182 R: Sum of values given in T2a through T2n
Code amount
5731 T5. During 1988, did you (or anyone in your family living
here) pay any alimony or child support?
1. YES
5. NO
5732 T5a. Altogether, how much alimony and/or child support did you
(and your family) pay in 1988?
Code actual amount
0. Inap. (Paid no alimony or child support)
5733 T6. During 1988, did you (or anyone in your family living
here) provide any (other) financial support for relatives
or friends who do not live here?
1. YES
5. NO
5734 T6a. How much support did you (and your family) pay?
Code actual amount
0. Inap. (Provided no financial support)
T6b. To whom was this support given? (Anyone else?) (CHECK ALL
THAT APPLY.)
5735 T6b. A. CHILDREN UNDER 18
5736 T6b. B. CHILDREN 18 AND OVER
5737 T6b. C. PARENTS (IN-LAW)
5738 T6b. D. GRANDCHILDREN
5739 T6b. E. GRANDPARENTS
5740 T6b. F. SIBLINGS (IN-LAW)
5741 T6b. G. NIECE/NEPHEW
5742 T6b. H. FRIEND
5743 T6b. J. OTHER
1. Checked
2. Aunt/uncle (5743 only)
5. Not checked
0. Inap. (Provided no financial support)
5744 T7. Did you (or your [husband/wife]) file or do you expect to
file a 1988 Federal Income tax return?
1. YES
5. NO
5746 T7b. Did you and your (husband/wife) file a joint return, did
you file separately, or did only one of you file? (Which
one?)
1. FILE JOINTLY
2. FILE SEPARATE
3. ONLY R FILE
4. ONLY S FILE
0. Inap. (Did not file 1988 return, not married)
T7c. Did you (or your [husband/wife]) file a Schedule C, E or F
with your return? (CHECK ALL THAT APPLY.)
(IF R ASKS: SCHEDULE "C" IS FOR BUSINESS INCOME, "E" IS
FOR TRUST AND PARTNERSHIP INCOME, AND "F" IS FOR FARM
INCOME.)
5747 T7c. A. SCHED C
5748 T7c. B. SCHED E
5749 T7c. C. SCHED F
5750 T7c. D. NO
1. Checked
5. Not checked
0. Inap. (Did not file 1988 return)
5751 T7d. Approximately what was your (and your [husband's/wife's])
total adjusted gross income (AGI) on your 1988 return?
(What do you think it will be?)
Code actual amount
-1. Zero; nothing
0. Inap. (Did not file 1988 return)
Top of page
-----------------------------------------------------------------------------
INHERITANCES, MISC.
-----------------------------------------------------------------------------
5801 X1. Have you (or your [husband/wife]) ever received an
inheritance, or been given substantial assets in a trust
or in some other form?
1. YES (Include if mentioned, inheritances to
R's resident "dependent" children--if not from R
or spouse.
5. NO
5802 X2. How many of these have you (or your [husband/wife]) ever
received?
Code # OF INHERITANCES, TRUSTS, OTHER TRANSFERS
0. Inap. (Never received inheritances)
For the public use dataset, the number of inheritances
is top-coded at 10.
5803(#1) X3. (Thinking about the [largest/next largest] of these) was
5808(#2) that an inheritance, a trust, or what? (CHECK ALL THAT
5813(#3) APPLY.)
1. INHERITANCE
2. TRUST
3. Gift
4. Settlements; insurance; lawsuits
6. Inheritance and trust (1 & 2 checked)
-7. OTHER
0. Inap. (Never received inheritances, no further
inheritances)
For the public use dataset, Settlements (4) and Other
(-7) are combined in -7; Inheritance and trust (6)
are combined with Inheritance (1) in 1.
accounts is top-coded at 20.
5804(#1) X4. What was its approximate value at the time it was
5809(#2) received?
5814(#3)
Code actual amount
-1. Nothing; zero
0. Inap. (Never received inheritances, no further
inheritances)
5805(#1) X5. In what year was it received?
5810(#2)
5815(#3) Code YEAR
0. Inap. (Never received inheritances, no further
inheritances)
For the public use dataset, the years were rounded to
the nearest 5.
5806(#1) X6. From whom was it received?
5811(#2)
5816(#3) 1. GRANDPARENT
2. PARENT (incl. in-law or step-parent)
3. CHILD
4. AUNT/UNCLE
5. SIBLING
6. FRIEND
7. Cousin
11. Deceased spouse
12. Deceased ex-spouse
-7. OTHER
0. Inap. (Never received inheritances, no further
inheritances)
For the public use dataset, Child (3) and Other (-7)
are combined in -7; Deceased spouses (11) and
Deceased ex-spouses (12) are combined in 11.
5818 (#4) X8. How much altogether were any others you have received?
Code actual amount
0. Inap. (Never received inheritances, no further
inheritances)
8183 (#1) R: Link code for inheritance/gift reported as source of
8184 (#2) an asset earlier in the questionnaire
8185 (#3) (For #4 only, multiple links may be established:
8186 (#4) these links are coded by summing multiple link
codes multiplied by 100 -- e.g. 1506 indicates that
there were unlinked assets reported at X8, the
principal residence was inherited or received as a
gift, and all of these assets are included in
variable 5818))
1. Mobile home site only (Question D11d)
2. Mobile home only (Question D12c)
3. Mobile home site only (Question D15b)
4. Mobile home only (Question D15d)
5. Mobile home and site (Question D15f)
6. Other principal residence (Question D20)
7. Other real estate (Question E20, property #1)
8. Other real estate (Question E20, property #2)
9. Other real estate (Question E20, property #3)
10. Other vacation real estate (Question E36b)
11. Other investment real estate (Question E37a)
12. Active management business (Question M6,
business #1)
13. Active management business (Question M6,
business #2)
14. Active management business (Question M6,
business #3)
15. No link identified
0. Inap. (Never received inheritances, no further
inheritances)
5819 X9. Do you (or your [husband/wife]) expect to receive a
substantial inheritance or transfer of assets in the
future?
1. YES
5. NO
5820 X9a. Is that likely to involve a large amount of money, a
moderate amount, or what?
1. LARGE
2. MODERATE
3. Small (volunteered)
-7. OTHER
0. Inap. (Does not expect future inheritance)
5821 X9b. IWER: RECORD AMOUNT IF R VOLUNTEERS IT
Code actual amount
0. Inap. (Does not expect future inheritance)
5822 X10. During 1988, did you (or anyone in your family living
here) make charitable contributions of money or property
totaling $500 or more?
1. YES
5. NO
5823 X10a. Roughly, how much did (you/your family) contribute?
Code actual amount
0. Inap. (Did not make charitable contributions)
5824 X11. Some people think it is important to leave an estate or
inheritance to their surviving heirs, while others don't.
Which is closer to your (and your [husband's/wife's])
feelings? Would you say it is very important, important,
somewhat important, or not important?
1. VERY IMPORTANT
2. IMPORTANT
3. R & S DIFFER
4. SOMEWHAT IMPORTANT
5. NOT IMPORTANT
5825 X12. Do you (and your [husband/wife]) expect to leave a
sizeable estate to others?
1. YES
3. POSSIBLY
5. NO
Top of page
-----------------------------------------------------------------------------
MISC. DEMOGRAPHICS
-----------------------------------------------------------------------------
5901 Y1. I'd now like to ask you some questions about your
background. What is the highest grade of school or year
of college you completed?
6101 Y17. I'd now like to ask you some questions about your
(husband's/wife's/partner's) background. What is the
highest grade of school or year of college (he/she)
completed?
Code number of years
0. Inap. (No spouse)
-1. No education
5902 Y1a. Did you get a high school diploma or pass a high school
equivalency test?
6102 Y17a. Did (he/she) get a high school diploma or pass a high
school equivalency test?
1. YES
5. NO
0. Inap. (No spouse, more than 12 years of education)
5903 Y1b. Since completing your formal education, have you had on-
the-job training or other vocational training lasting 100
hours or more?
6103 Y17b. Since completing (his/her) formal education, has (he/she)
had on-the-job training or other vocational training
lasting 100 hours or more?
1. YES
5. NO
0. Inap. (No spouse, more than 12 years of education)
5904 Y1c. Did you get a college degree?
6104 Y17c. Did (he/she) get a college degree?
1. YES
5. NO
0. Inap. (No spouse, fewer than 12 years of education)
5905 Y1d. What is the highest degree you have earned?
6105 Y17d. What is the highest degree (he/she) earned?
1. ASSOCIATES
2. BACHELORS
3. MA/MBA
4. PHD
5. MD; DDS
6. LAW
-7. OTHER
0. Inap. (No spouse, fewer than 12 years of education,
no college degree)
For the public use dataset, PHD (4), MD; DDS (5) and LAW (6)
are combined in 4.
5906 Y2. Have you ever been in the military service?
6106 Y18. Has (he/she) ever been in the military service?
1. YES
5. NO
0. Inap. (No spouse)
5907 Y3. What is the month and year of your birth?--MONTH
6107 Y19. What is the month and year of (his/her) birth?--MONTH
Code MONTH
0. Inap. (No spouse)
5908 Y3. What is the month and year of your birth?--YEAR
6108 Y19. What is the month and year of (his/her) birth?--YEAR
Code YEAR
1890. 1890 or earlier
0. Inap. (No spouse)
5909 Y4. Are you American Indian, Asian, Hispanic, black, white, or
another race?
1. AMERICAN INDIAN/ESKIMO/ALEUT
2. ASIAN
3. HISPANIC
4. BLACK
5. WHITE
-7. OTHER
For the public use file, American Indian/Eskimo/Aleut
and Asian are combined with the OTHER (-7) category.
5910 Y5. Now I'd like to ask some questions about your family
living elsewhere. Altogether, including children from
previous marriages and adopted children, how many sons and
daughters do you (or your [husband/wife]) have who do not
live with you?
Code # CHILDREN
-1. NONE
5911 Y5a. How many of them are 25 or older?
Code # 25 OR OLDER
-2. ALL OF THEM
-1. NONE
0. Inap. (No children outside home)
5912 Y5b. And how many of them are less than 18 years old?
(INFERRED WHERE Y5a = ALL OF THEM)
Code # LESS THAN 18
-2. ALL OF THEM
-1. NONE
0. Inap. (No children outside home)
5913 Y6. How many living brothers and sisters do you have?
6109 Y20. How many living brothers and sisters does (he/she) have?
Code # BROTHERS/SISTERS
-1. NONE
0. Inap. (No spouse)
5914 Y6a. How many are older than you?
6110 Y20a. How many are older than (he/she) is?
Code # OLDER
-2. ALL
-1. NONE
0. Inap. (No spouse, no living siblings)
6026 Y14. Now I'd like to ask about your parents. Is your mother
still living?
6120 Y23. Is your (husband's/wife's/partner's) mother still living?
1. YES
5. NO
0. Inap. (No spouse)
6027 Y14a. What is her age?
6121 Y23a. What is her age?
Code AGE
0. Inap. (No spouse, mother not living)
Age is rounded to the nearest 5 years.
6028 Y14b. Is your father still living?
6122 Y23b. Is your (husband's/wife's/partner's) father still living?
1. YES
5. NO
0. Inap. (No spouse)
6029 Y14c. What is his age?
6123 Y23c. What is his age?
Code AGE
0. Inap. (No spouse, father not living)
Age is rounded to the nearest 5 years.
-----------------------------------------------------------------------------
MARITAL HISTORY RECODE VARIABLES
-----------------------------------------------------------------------------
When sufficient underlying data were available, the following
marital history variables were constructed directly. For 1986 panel
cases these variables were computed using marital history information
obtained in 1986 SCF updated with new quesions; for new cross-section
cases and those with no 1986 interview, these variables were computed
using new questions. Where sufficient data were not collected to
infer this information directly, the missing information was imputed.
See the panel and cross-section questionnaires for the underlying
questions.
8001 (R) R: Total number of marriages (incl. current partner)
8013 (S)
Code number
0. None
8002 (R) R: Total number of times divorced
8014 (S)
Code number
0. None; Inap.
8003 (R) R: Total number of times widowed
8015 (S)
Code number
0. None; Inap.
8004 R: Month current marriage or partnership began
Code month
0. Inap.
8005 R: Year current marriage or partnership began
Code year
0. Inap.
8006 (R) R: Month most recent past marriage ended (or separated)
Code month
0. Inap.
8007 (R) R: Year most recent past marriage ended (or separated)
8016 (S)
Code year
0. Inap.
8008 (R) R: Year most recent past marriage began
8017 (S)
Code year
0. Inap.
8009 (R) R: Year next most recent marriage ended
Code year
0. Inap.
8010 (R) R: Year next most recent marriage began
Code year
0. Inap.
8011 (R) R: Age at first marriage
8018 (S)
Code age
0. Inap.
8012 (R) R: Total number of years married, H
8019 (S)
Code number of years
0. Inap.
5925 Y8b. Do you receive support from your (husband/wife), do you
pay support, or is there no support involved?
(ASKED OF SEPARATED RESPONDENTS)
1. RECEIVE SUPPORT
2. NO SUPPORT INVOLVED
3. PAY SUPPORT
0. Inap.
5926 Y8c. How much do you receive?
(ASKED OF SEPARATED RESPONDENTS RECEIVING SUPPORT)
Code actual amount
0. Inap.
5927 Y8c. PER
(ASKED OF SEPARATED RESPONDENTS RECEIVING SUPPORT)
2. Week
3. Biweekly
4. Month
5. Quarter
6. Year
-7. Other
0. Inap.
5928 Y8d. How much do you pay?
(ASKED OF SEPARATED RESPONDENTS PAYING SUPPORT)
Code actual amount
0. Inap.
5929 Y8d. PER
(ASKED OF SEPARATED RESPONDENTS PAYING SUPPORT)
2. Week
3. Biweekly
4. Month
5. Quarter
6. Year
-7. Other
0. Inap.
5930 Y8e. Are the assets and debts that you've told me about in this
interview owned mainly by you, are they owned jointly with
your (husband/wife), or what?
(ASKED OF SEPARATED RESPONDENTS)
1. OWNED BY R
2. OWNED JOINTLY
-7. OTHER
0. Inap.
6111 Y21. Has your (husband/wife/partner) been married before?
1. YES
5. NO
0. Inap.
6112 Y22. Altogether, how many times was your (husband/wife/partner)
married before?
Code NUMBER
0. Inap.
6113 Y22a. When did (his/her) first marriage begin?
Code YEAR
0. Inap.
6114 Y22b. And when did that marriage end?
Code YEAR
0. Inap.
6115 Y22c. Did that marriage end in divorce, or was (he/she) widowed?
3. Separated and not yet divorced
4. DIVORCE
5. WIDOWED
0. Inap.
6116 Y22d. Did any of these marriages end by your (husband/wife/
partner) being widowed?
1. YES
5. NO
0. Inap.
6117 Y22e. How many?
Code # TIMES WIDOWED
0. Inap.
6118 Y22f. At what age was your (husband/wife/partner) first married?
Code YEARS OLD
0. Inap.
6119 Y22g. Finally, for about how many years in total has your
(husband/wife/partner) been married? (ACCEPT RANGE)
Code YEARS
0. Inap.
-----------------------------------------------------------------------------
HEALTH
-----------------------------------------------------------------------------
6030 Y15. Now I'd like to ask you about your health; would you say
your health is excellent, good, fair, or poor?
6124 Y24. Now I'd like to ask you some questions about your family's
health; would you say your (husband's/wife's/partner's)
health in general is excellent, good, fair, or poor?
1. EXCELLENT
2. GOOD
3. FAIR
4. POOR
0. Inap. (No spouse)
READ: For the rest of the questions in the interview, please
include the adults in your household who have independent
finances.
6202 Y25a. Do you or anyone in your household (including those with
independent finances) have any persistent or chronic
health conditions or problems? (R DOES NOT LIVE ALONE)
Y26. Do you have any persistent or chronic health conditions or
problems? (R LIVES ALONE)
1. YES
5. NO
Y25b. Which household members have these health conditions or
problems and what are they? (Any others?) (LIST FAMILY
MEMBERS BY RELATION TO R) (ASKED FOR R DOES NOT
LIVE ALONE; FILLED IN FOR R LIVES ALONE)
6203(#1) Y25c. HOUSEHOLD MEMBER
6207(#2)
6211(#3) 1. RESPONDENT
6215(#4) 2. Spouse of Respondent
6219(#5) 3. "Partner" of Respondent
4. Child (incl. in-laws)
13. Partner's child
5. Grandchild
6. Parent (incl. in-laws)
7. Grandparent (incl. in-laws)
8. Aunt/uncle
9. Cousin
10. Niece/nephew
11. Sister/brother (incl. in-laws)
12. Great grandchild
29. Other relative
31. Roommate
32. "Friend" (exc. 3)
33. Relative of Partner (except Child, code 13)
34. Boarder or roomer/lodger
35. Paid help (maid, etc.)
36. Foster child
39. Other unrelated person
0. Inap. (No chronic health conditions, no
further chronic health conditions)
6204(#1) Y25d. AGE (ASKED FOR R DOES NOT LIVE ALONE; FILLED IN
6208(#2) FOR R LIVES ALONE)
6212(#3)
6216(#4) Code AGE
6220(#5) 0. Inap. (No chronic health conditions, no
further chronic health conditions)
Ages of household members other than the respondent
and spouse are rounded to the nearest 5 years
6205(#1a) Y25e. HEALTH CONDITIONS (R DOES NOT LIVE ALONE)
6206(#1b) Y26a. What are these health conditions or problems? (Any
6209(#2a) others?) (R LIVES ALONE)
6210(#2b)
6213(#3a) If a person has more health conditions than there is
6214(#3b) room to code:
6217(#4a) 1) if there is room, code that person more than once
6218(#4b) (i.e., use 2 or more adjacent person mentions for
6221(#5a) the same person--same REL & AGE);
6222(#5b) 2) otherwise, attempt to select the 2 most serious
health problems for the person who has excess
mentions;
3) if you're still stuck--see Supervisor.
HEALTH CONDITIONS MASTER CODE
(revised version for 1989 SCF)
Cancers and tumors; skin conditions
101. Cancer--any site or type; leukemia; Hodgkin's disease;
melanomas; "tumors" if specified as malignant
102. Tumors, cysts or growths (exc. 101); "polyps"
103. Skin conditions--any mention exc. cancer (101) or tumor
(102); dermatitis; eczema; "rashes"
Musculoskeletal system and connective tissue
111. Arthritis; rheumatism; bursitis
112. Back or spine problems: chronic stiffness, deformity or
pain; disc problems; scoliosis; spinal bifida; "bad back"
113. Stiffness, deformity or chronic pain in foot, leg, arm or
hand (exc. 104); "bad knee"
114. Missing legs, feet, arms, hands, or fingers (from
amputation or congenital deformity)
115. Paralysis--any mention (incl. from polio)
116. Hernias; hiatal hernia
117. Muscular dystrophy
119. Other musculoskeletal or connective tissue problems;
lupus; osteoporosis; pinched nerve
Heart, circulatory and blood conditions
121. Heart problems: heart attack (coronary) or failure;
arteriosclerosis; aneurysms; heart deformities; angina;
"bad heart"; congestive heart disease
122. High blood pressure (hypertension)
123. Stroke; cerebral hemorrhage or accident
124. Blood disorders: anemia; hemophilia; polycythemia; "bad
blood"
129. Other circulatory problems; phlebitis, clots, embolisms;
varicose veins; hemorrhoids; low blood pressure
Respiratory system conditions
131. Allergies; hayfever; sinusitis; tonsillitis
132. Asthma
133. Bronchitis; pneumonia; "acute upper respiratory problems"
134. Emphysema
139. Other respiratory problems; tuberculosis
Endocrine, metabolic and nutritional conditions
141. Diabetes
142. Thyroid trouble; goiter
143. Cystic fibrosis
144. Nutritional problems; weight problems; eating disorders;
high cholesterol
149. Other endocrine/metabolic problems; pancreatitis;
pituitary problems
Digestive system (stomach, liver, gallbladder, kidney, bladder)
151. Stomach and intestinal conditions: ulcers; colitis;
gastritis; diverticulosis; appendicitis; Chron's disease;
"stomach pains"
152. Liver conditions: cirrhosis; hepatitis
153. Kidney conditions: kidney stones; kidney failure (incl.
dialysis)
154. Gallbladder conditions
155. Bladder conditions
159. Other digestive system problems
Neurological and sensory conditions
161. Blindness or vision problems: glaucoma; cataracts;
detached retina
162. Deafness, hearing loss or other ear conditions
163. Multiple sclerosis; cerebral palsy; epilepsy; Parkinson's;
ALS
164. Speech conditions--any mention: congenital speech defects;
stuttering
165. Mental retardation; learning disabilities; Down syndrome
169. Other neurological/sensory problems; sciatica;
"headaches"; "dizziness"; "blackouts"
Reproductive system and prostate conditions
171. Pregnancy and childbirth problems; miscarriage;
stillbirth; RH factor
172. Infertility; sterilization; vasectomy; tubal ligation
173. Prostate conditions
179. Other problems of reproductive system; hysterectomy;
ovarian problems; PMS; menopause
Emotional and psychological conditions
181. Alcoholism
182. Drug abuse, addiction
183. Other severe psychological conditions: (chronic)
depression; schizophrenia; mania; paranoia; autism
189. Other emotional and psychological problems; "mental
problems"; "nerves"; "nervous breakdown"
Miscellaneous
191. Alzheimer's disease; "senility"
192. Dental and gum conditions--any mention
193. Infectious diseases; flu, colds, fever, mumps, etc.
194. Injuries and traumas: broken bones; pulled muscles;
strains; tendon damage; burns, lacerations; concussion
-7. Other health condition
0. Inap. (No chronic health conditions, no
further chronic health conditions)
HEALTH CONDITIONS ALPHABETIC LIST
149. Acromegaly
133. Acute upper respiratory diseases
181. Alcoholism
131. Allergies
103. Alopecia
191. Alzheimer's disease
114. Amputation of limbs
124. Anemia
121. Aneurysm
121. Angina
183. Anxiety
151. Appendectomy
151. Appendicitis
121. Arterial blockage
121. Arteries, hardening
121. Arteriosclerosis
111. Arthritis
132. Asthma
194. Back injuries
112. Back, bad
189. Behavioral problems
102. Benign tumors
183. Bipolar depression
171. Birth of child
139. Black lung
155. Bladder conditions
161. Blindness
129. Blood clots
124. Blood disorders, specific
124. Blood disorders, NFS
194. Bones, broken/damaged from injuries/accidents
151 Bowel, irritable
194. Brain damage, from injuries/accidents
169. "Brain damage," NFS
139. Breathing problems
133. Bronchitis
194. Burns
111. Bursitis
121. Bypass surgery
101. Cancer
101. Carcinoma
161. Cataracts
163. Cerebral palsy
??? Chest pains
171. Childbirth
171. Childbirth, hemorrhaging from
171. Childbirth, complications from
144. Cholesterol, high
129. "Circulation"
129. Circulatory system, other specific
152. Cirrhosis
193. Colds
151. Colitis
151. Colostomy
194. Concussions
121. Congestive heart disease
161. Conjunctivitis
121. Coronary
151. Crohn's disease
143. Cystic fibrosis
155. Cystitis
102. Cysts
162. Deafness
183. Depression
103. Dermatitis
161. Detached retina
141. Diabetes
153. Dialysis
112. Disc, slipped
112. Disc, worn
151. Diverticulosis
182. Drug addiction
182. Drug dependence
179. Dysmenorrhea
162. Ear conditions, all
103. Eczema
134. Emphysema
179. Endometriosis
151. Enteritis
163. Epilepsy
171. Episiotomy
161. Eye conditions, NFS
179. Female problems
193. "Fever"
193. "Flu"
154. Gallbladder conditions
154. Gallbladder, removal
154. Gallstones
151. Gastritis
161. Glaucoma
149. Gout
149. Gland problem
102. "Growths"
179. Gynecological problems, NFS
142. Goiter
131. Hayfever
162. Hearing, loss of
121. Heart attack
121. Heart bypass surgery
121. Heart condition, NFS
121. Heart deformities, congenital
121. Heart murmurs
121. Heart valve blockage
121. Heart valve prolapse
121. Heart valve replacement
124. Hemophilia
129. Hemorrhoids
152. Hepatitis
116. Hernia, hiatal
122. High blood pressure
141. High blood sugar
149. Hormone problems
149. Hyperpituitarism
122. Hypertension
149. Hypoglycemia
179. Hysterectomy
151. Ileitis
193. "Infection"
172. Infertility
193. Influenza
194. Injuries, accidental
189. Insomnia
151. Intestinal conditions
151. Irritable bowel conditions
152. Jaundice
153. Kidney failure
153. Kidney removal
153. Kidney stones
113. Knee, bad
194. Lacerations
164. Laryngectomy
189. Learning disabilities
101. Leukemia
152. Liver conditions
142. Low blood sugar
119. Lupus
101. Malignant tumors
183. Manic-depression
193. Measles
101. Melanoma
101. Melanoma, removal
162. Meniere's disease
179. Menopause
179. Menstrual periods, painful
189. Mental health problem, vague
189. Mental problems
165. Mental retardation
169. Migraines
171. Miscarriage
121. Mitral valve prolapse
102. Mole removal
193. Mononucleosis
163. Multiple sclerosis
193. Mumps
117. Muscular dystrophy
119. Myasthenia gravis
121. Myocardial infarction
121. Myocardial schemia
194. Neck injuries
153. Nephritis
119. Nerve, pinched
189. Nerves, bad
189. Nervous breakdown
189. Nervous condition
119. Neuritis
144. Obesity
144. Overweight
119. Osteoporosis
149. Pancreatitis
183. Panic attacks
163. Parkinson's disease
151. Peritonitis
129. Phlebitis
139. Pleurisy
133. Pneumonia
115. Polio
124. Polycythemia
102. Polyps
179. Premenstrual syndrome (P.M.S.)
173. Prostate conditions
103. Psoriasis
194. Pulled muscle
103. Rash, skin
179. Reproductive organs, removal of (exc. for cancer, tumors)
133. Respiratory diseases, acute upper
161. Retina, detached
161. Retina, torn
121. Rheumatic heart disease
111. Rheumatism
193. Rubella
139. Sarcoidosis
169. Sciatica/sciatic nerve problem
112. Scoliosis
191. Senility
169. "Shaky hands"
169. Shingles
124. Sickle cell anemia
131. Sinusitis
194. Skull bone injuries
194. Skull fracture
164. Speech conditions, all
164. Speech impediment
194. Spinal cord damage, from injuries/accident
194. Sprain
171. Stillbirth
151. Stomach conditions
151. Stomach pains
151. Stomach, removal
193. Strep throat
123. Stroke
164. Stuttering
172. Sterilization
142. Thyroid problems
131. Tonsillitis
139. Tuberculosis
102. Tumors, benign
101. Tumor, malignant (or cancerous)
102. Tumor, NA whether malignant or benign
172. Tubal ligation
172. Tubes tied
151. Ulcerative colitis
151. Ulcers, stomach (peptic or duodenal)
103. Ulcers, skin
172. Vasectomy
129. Varicose veins
193. "Virus," NFS
161. Vision problems, NFS
144. Vitamin deficiency
102. Warts
144. Weight problems
0. Inap. (No chronic health conditions, no
further chronic health conditions)
-----------------------------------------------------------------------------
HEALTH INSURANCE
-----------------------------------------------------------------------------
6301 Y29. Are you or anyone in your household (including family
members with independent finances) currently eligible to
receive benefits from any government health insurance
programs, such as Medicare, Medicaid, or CHAMPUS, VA, or
other military programs? (R DOES NOT LIVE ALONE)
Y27. Are you currently eligible to receive benefits from any
government health insurance programs, such as Medicare,
Medicaid, or CHAMPUS, VA, or other military programs?
(R LIVES ALONE)
1. YES
5. NO
Y29a. Which program is that? (Anything else?) (CHECK ALL THAT
APPLY.) (IWER: ONLY PERSONS 65 OR OLDER SHOULD BE
ELIGIBLE FOR MEDICATE. ONLY POOR PERSONS SHOULD BE
ELIGIBLE FOR MEDICAID. CHAMPUS IS FOR ACTIVE MILITARY.)
(R DOES NOT LIVE ALONE)
Y27a. Which program is that? (Anything else?) (CHECK ALL THAT
APPLY.) (IWER: ONLY PERSONS 65 OR OLDER SHOULD BE
ELIGIBLE FOR MEDICARE. ONLY POOR PERSONS SHOULD BE
ELIGIBLE FOR MEDICAID. CHAMPUS IS FOR ACTIVE MILITARY.)
(R LIVES ALONE)
6302 Y27a./Y29a. A. MEDICARE
6303 Y27a./Y29a. B. MEDICAID (include MediCal)
6304 Y27a./Y29a. C. VA/CHAMPUS
6305 Y27a./Y29a. D. OTHER
1. Checked
5. Not checked
0. Inap. (Not eligible for any government health
insurance programs)
6306 Y29b. Is everyone living here covered by (this/one of these)
program(s)?
1. YES
5. NO
0. Inap. (Not eligible for any government health
insurance programs)
Y29d. Who is not covered? (Anyone else?) (CHECK ALL THAT
APPLY.)
6308 Y29d. A. R
6309 Y29d. B. SPOUSE
6310 Y29d. C. CHILD(REN) UNDER 18
6311 Y29d. D. CHILD(REN) 18 AND OVER
6312 Y29d. E. FATHER (IN-LAW)
6313 Y29d. F. MOTHER (IN-LAW)
6314 Y29d. G. OTHER:
1. Checked
2. Grandchild (6314 only)
5. Not checked
0. Inap. (Not eligible for any government health
insurance programs, everyone covered by
government health insurance programss)
6315 Y29c. Do you or anyone living here have any other type of health
coverage such as employer plans, or Blue Cross-Blue
Shield, or a Health Maintenance Organization?
(R DOES NOT LIVE ALONE)
Y30. Do you or anyone living here have any (other) type of
health coverage such as employer plans, or Blue Cross-Blue
Shield, or a Health Maintenance Organization?
Y27b. Do you have any other type of health coverage such as
employer plans, or Blue Cross-Blue Shield, or a Health
Maintenance Organization? (R LIVES ALONE)
Y28. Do you have any type of health coverage such as employer
plans or Blue Cross-Blue Shield, or a Health Maintenance
Organization? (R LIVES ALONE)
1. YES
5. NO
Y31. Is this coverage obtained through your employer, former
employer, or union, (your [husband's/wife's/partner's]
employer, former employer, or union,) through direct
payments to an insurance company, or what? (CHECK ALL
THAT APPLY.)
Y28a. Is this coverage obtained through your employer or former
employer, a union, through direct payments to an insurance
company, or what? (CHECK ALL THAT APPLY.) (R LIVES ALONE)
6316 Y28a./Y31. A. R'S EMPLOYER (incl. R's own business)
6317 Y28a./Y31. B. R'S FORMER EMPLOYER
6318 Y28a./Y31. C. R'S UNION
6319 Y31. D. S'S EMPLOYER
6320 Y31. E. S'S FORMER EMPLOYER
6321 Y31. F. S'S UNION
6322 Y28a./Y31. G. DIRECT PAYMENT
6323 Y28a./Y31. H. OTHER:
1. Checked
2. Employer of HU member (except R or Spouse) (6323 only)
3. Through a relative outside the HU (incl. Ex-spouse);
former spouse's employer (R lives alone)
(6323 only)
5. Not checked
0. Inap. (No private health insurance coverage)
Y31a. How is this coverage paid for -- by you or someone in your
household, by an employer, by you and an employer, by a
relative not living here, or what? (CHECK ALL THAT
APPLY.) (R DOES NOT LIVE ALONE)
Y28b. How is this coverage paid for -- by you, by an employer,
by you and an employer, by a relative, or what? CHECK ALL
THAT APPLY. (R LIVES ALONE)
6324 Y28b./Y31a. A. R/FAMILY
6325 Y28b./Y31a. B. EMPLOYER (incl. R's or S's own business)
6326 Y28b./Y31a. C. RELATIVE
6327 Y28b./Y31a. D. FORMER EMPLOYER
6328 Y28b./Y31a. E. OTHER:
1. Checked
2. Employer of someone else in HH other than R/Spouse
(6328 only)
3. Employer of person outside HH, incl. relatives/
ex-spouse (6328 only)
5. Not checked
0. Inap. (No private health insurance coverage)
6329 Y31b. Is everyone in your household covered by at least one of
these private health programs?
1. YES
5. NO
0. Inap. (No private health insurance coverage)
Y31c. Who is not covered (including those with independent
finances)? (Anyone else?) (CHECK ALL THAT APPLY.)
6330 Y31c. A. R
6331 Y31c. B. SPOUSE/PARTNER
6332 Y31c. C. CHILD(REN) UNDER 18
6333 Y31c. D. CHILD(REN) 18 AND OVER
6334 Y31c. E. FATHER (IN-LAW)
6335 Y31c. F. MOTHER (IN-LAW)
6336 Y31c. G. OTHER:
1. Checked
2. Other adult relative(s) (6336 only)
3. Non-relative(s) (6336 only)
5. Not checked
0. Inap. (No private health insurance coverage,
everyone covered by private health insurance)
6337 Y32. (RB, P. 14) This is a list of reasons why some people
don't have health insurance. Which number best describes
why (you/some members of your household) are not covered?
1. TOO EXPENSIVE, CAN'T AFFORD HEALTH INSURANCE
2. CAN'T GET INSURANCE BECAUSE OF POOR HEALTH, AGE, OR
ILLNESS
3. DON'T BELIEVE IN HEALTH INSURANCE
4. NOT MUCH SICKNESS IN THE FAMILY; WE HAVEN'T NEEDED
INSURANCE
5. DISSATISFIED WITH PREVIOUS INSURANCE
6. JOB LAYOFF OR JOB LOSS
11. Not covered on job yet, but will be soon
95. Those without private insurance are already covered
by Medicare/Medicaid
-7. OTHER
0. Inap. (Has private health insurance coverage
or all covered by a government program)
Top of page
-----------------------------------------------------------------------------
FINANCES OF OTHER ECONOMIC UNITS WITHIN THE HOUSEHOLD
-----------------------------------------------------------------------------
6401 Y33. INTERVIEWER CHECKPOINT
1. 1 OR MORE ADULTS WITH INDEPENDENT FINANCES (COL. F
MARKED "INDEP")
2. ALL OTHERS
0. Inap. (R lives alone)
6402 Y34. I'd like to ask some questions just about the other adults
22 and over who live with you (and your family) but have
independent finances. (Does he/Does she/Do any of these
other adults) receive any income from wages or salaries?
1. YES
5. NO
0. Inap. (No adults with independent finances)
6403 Y34a. Roughly how much total income did (he/she/they) have from
wages and salaries in 1988 before taxes and deductions?
(ACCEPT RANGE.)
Code actual amount
-1. Zero; none in 1988
0. Inap. (No adults with independent finances,
independent adults have no wages/salaries)
6405 Y35. (Does he/Does she/Do they) receive income from any other
sources (such as social security, a pension, disability
payments, public assistance, or income from a business or
other assets)?
1. YES
5. NO
0. Inap. (No adults with independent finances)
Y35a. What other sources of income (does he/does she/do they)
have? (CHECK ALL THAT APPLY.)
6406 Y35a. A. SOCIAL SECURITY
6407 Y35a. B. PENSIONS
6408 Y35a. C. DISABILITY
6409 Y35a. D. PUBLIC ASSISTANCE
6410 Y35a. E. INTEREST INCOME
6411 Y35a. F. DIVIDENDS
6412 Y35a. G. BUSINESS
6413 Y35a. H. REAL ESTATE
6414 Y35a. J. OTHER
1. Checked
5. Not checked
0. Inap. (No adults with independent finances,
independent adults have no income from other sources)
6415 Y35b. Roughly how much total income did (he/she/they) have from
(all these/this) source(s) in 1988 before taxes and
deductions?
Code actual amount
-1. Zero; none in 1988
0. Inap. (No adults with independent finances,
independent adults have no income from other sources)
6417 Y36. (Does he/Does she/Do any of them) have any cars or other
vehicles?
1. YES
5. NO
0. Inap. (No adults with independent finances)
6418 Y36a. Roughly, how much (is this/are these) vehicle(s) worth in
today's prices? (ACCEPT RANGE.)
Code actual amount
-1. Zero; worth nothing
0. Inap. (No adults with independent finances,
independent adults have no vehicles)
6420 Y37. (Does he/Does she/Do they) have any bank accounts, savings
accounts, or savings bonds?
1. YES
5. NO
0. Inap. (No adults with independent finances)
6421 Y37a. Roughly, how much in total (does he/does she/do they) have
in bank accounts, savings accounts, or savings bonds?
(ACCEPT RANGE.)
Code actual amount
-1. Zero; account with no balance
0. Inap. (No adults with independent finances,
independent adults have no accounts/savings bonds)
6423 Y38. (Does he/Does she/Do they) have any other assets (such as
stocks, bonds, a business, or any properties, including
any part of the [house/apartment] you live in)?
1. YES
5. NO
0. Inap. (No adults with independent finances)
Y38a. What other kinds of assets (does he/does she/do they)
have? (CHECK ALL THAT APPLY.)
6424 Y38a. A. R'S HOME
6425 Y38a. B. STOCKS
6426 Y38a. C. BONDS
6427 Y38a. D. MUTUAL FUNDS
6428 Y38a. E. MONEY MARKET FUNDS
6429 Y38a. F. BUSINESS
6430 Y38a. G. OTHER REAL ESTATE
6431 Y38a. H. OTHER
1. Checked
5. Not checked
0. Inap. (No adults with independent finances,
independent adults have no other assets)
6432 Y38b. Roughly, how much in total (does he/does she/do they) have
in (all these/this) asset(s)? (ACCEPT RANGE.)
Code actual amount
-1. Zero value; currently a loss
0. Inap. (No adults with independent finances,
independent adults have no other assets)
6435 Y39a. What share of this home (does he/does she/do they) own?
Code PERCENT to 2 decimal places
0. Inap. (No adults with independent finances,
independent adults do not own part of R's home)
6436 Y39b. What is the present value of this home? I mean, about
what would it bring if it were sold today?
Code actual amount
0. Inap. (No adults with independent finances,
independent adults do not own part of R's home)
6437 Y39c. What is the amount still owed on all the mortgages, land
contracts and loans on the home? (ACCEPT RANGE.)
Code actual amount
-1. NOTHING
0. Inap. (No adults with independent finances,
independent adults do not own part of R's home)
6438 Y40. Not including any debts (he/she/they) owe(s) you (or your
[husband/wife]), (does he/does she/do they) have any
debts? (IF R ASKS: DO NOT INCLUDE MORTGAGE ON R'S HOME.)
1. YES
5. NO
0. Inap. (No adults with independent finances)
6439 Y40a. Roughly how much in total are (his/her/their) debts?
Code actual amount
0. Inap. (No adults with independent finances,
independent adults do have any debts)
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-----------------------------------------------------------------------------
EXPECTATIONS AND ATTITUDES
-----------------------------------------------------------------------------
301 A1. I'd like to start this interview by asking you about your
expectations for the future. Over the next five years, do
you expect the U.S. economy as a whole to perform better,
worse, or about the same as it has over the past five
years?
1. BETTER
2. WORSE
3. ABOUT THE SAME
302 A2. Five years from now, do you think interest rates will be
higher, lower, or about the same as today?
1. HIGHER
2. LOWER
3. ABOUT THE SAME
303 A3. Over the next five years, do you expect your total
(family) income to go up more than prices, less than
prices, or about the same as prices?
1. UP MORE
2. UP LESS
3. ABOUT THE SAME
304 A4. Over the past five years, did your total (family) income
go up more than prices, less than prices, or about the
same as prices?
1. UP MORE
2. UP LESS
3. ABOUT THE SAME
401 B1. Now I would like to ask you some questions about how you
feel about credit. In general, do you think it is a good
idea or a bad idea for people to buy things on the
installment plan?
1. GOOD IDEA
3. GOOD IN SOME WAYS, BAD IN OTHERS
5. BAD IDEA
B2. People have many different reasons for borrowing money
which they pay back over a period of time. For each of
the reasons I read, please tell me whether you feel it is
all right for someone like yourself to borrow money...
402 B2a. first, to cover the expenses of a vacation trip?
403 B2b. next, to cover living expenses when income is cut?
404 B2c. (next,) to finance the purchase of a fur coat or jewelry?
405 B2d. (next,) to finance the purchase of a car?
406 B2e. finally, to finance educational expenses?
1. YES
5. NO
407 B3. In the past five years, has a particular lender or
creditor turned down any request you (or your
[husband/wife]) made for credit, or not given you as much
credit as you applied for? (Turned down, or not as much
credit?)
1. YES, TURNED DOWN
3. YES, NOT AS MUCH CREDIT
5. NO
408 B3a. Were you later able to obtain the full amount you (or your
husband/wife) requested by reapplying to the same
institution or by applying elsewhere?
1. YES
5. NO
0. Inap. (Not turned down)
409 B4. Was there any time in the past five years that you (or
your [husband/wife]) thought of applying for credit at a
particular place, but changed your mind because you
thought you might be turned down?
1. YES
5. NO
3001 H16. R HAS ANY LOANS -- RECODED FROM INTERVIEWER CHECKPOINT
1. R HAS ANY TYPE OF LOAN OR DEBT -- MORTGAGE, HOUSING
LOAN, PROPERTY, VEHICLE OR OTHER LOANS
2. ALL OTHERS
3. CHECKED "NO DEBTS," BUT R HAD DEBTS
4. CHECKED "DEBTS," R HAD NO DEBTS
3002 H17. (RB, P. 2) Thinking about the loan or mortgage that you
took out most recently, what was the main reason you chose
the lender that you did? (Was it because of the location
of their offices, because they had the best interest
rates, because you were able to obtain many services at
one place, because they were recommended by someone else,
or some other reason?)
1. RECOMMENDED
2. INTEREST RATES
3. LOCATION OF OFFICES
4. Other business done here
5. Easy to qualify (for credit); only place that would
give us a loan
6. MANY SERVICES IN ONE PLACE
7. Low fees/service charges
8. Safety
9. Other convenience mentions: payroll deduction
feature; "convenience"--NFS
11. Personal relationship; they know me; know/like them;
R/Spouse works there
21. No choice--assumed existing debt and lender from
previous owner
22. No choice--financed through store/dealer and this
was their financial institution
-7. OTHER
0. Inap. (R has no loans)
3003 H18. (Not using the booklet.) (READ SLOWLY:) Again thinking
about the same loan, roughly how far was the office where
the application was made from the home or workplace of the
person who made the application? (IF R ASKS: WE WANT THE
CLOSER OF THE DISTANCE FROM HOME OR OFFICE.) (ACCEPT
RANGE.)
Code MILES
51. OVER 50 MILES
-1. LESS THAN A MILE
0. Inap. (R has no loans)
3004 H19. Now thinking of all the various loan payments you made
during the last year, were all the payments made the way
they were scheduled, or were payments on any of the loans
sometimes made later or missed?
1. ALL PAID AS SCHEDULED
5. SOMETIMES GOT BEHIND OR MISSED PAYMENTS
-1. Payments not due/started yet
-7. Other
0. Inap. (R has no loans)
3005 H19a. Were you ever behind in your payments by two months or
more?
1. YES
5. NO
0. Inap. (R has no loans, all payments made as scheduled)
3006 J1. Now I'd like to ask a few questions about your (family's)
3007 savings. People have different reasons for saving. What
are your (family's) most important reasons for saving?
1. Children's education; education of grandchildren
2. Own education; spouse's education; education--NA for
whom
3. "For the children/family"--NFS; "to help the kids
out"
11. Buying own house (code summer cottage in 12)
12. Purchase of cottage or second home for own use
13. Buy a car
14. Home improvements/repairs
15. To travel; take vacations
16. Buy durable household goods, appliances, home
furnishings; hobby items; for other purchases not
codable above or not further specified; "buy things
when we need/want them"; moving/special occasions
17. Burial; funeral expenses
18. Charitable or religious contributions
21. Buying (investing in) own business/farm; equipment
for business/farm
22. Retirement; old age
23. Reserves in case of unemployment
24. In case of illness; medical/dental expenses
25. Emergencies; "rainy days"; other unexpected needs;
for "security"/independence
26. Investment reasons (to get interest, to be
diversified, to buy other forms of assets)
27. To meet contractual commitments (debt repayment,
insurance, taxes, etc.); to pay off house
28. "To get ahead"; for the future; to advance standard
of living
29. Ordinary living expenses/bills
90. Had extra income; saved because had the money left
over--no other purpose specified
91. Wise/prudent thing to do; good discipline to save
92. Liquidity; to have cash available/on hand
-1. Don't/can't save; "have no money"
-7. Other
0. Inap. (No additional reason)
3008 J2. (RB, P. 3) In deciding how much of their (family) income
to spend or save, people are likely to think about
different financial planning periods. In planning your
(family's) saving and spending, which of the time periods
listed on this page is most important to you (and your
[husband/wife])?
1. NEXT FEW MONTHS
2. NEXT YEAR
3. NEXT FEW YEARS
4. NEXT 5 - 10 YEARS
5. LONGER THAN 10 YEARS
-1. R only says: "no savings"/"can't (don't) save"
3009 J3. Which is the least important to you? (RECORD ANSWER IN
GRID ABOVE.)
1. NEXT FEW MONTHS
2. NEXT YEAR
3. NEXT FEW YEARS
4. NEXT 5 - 10 YEARS
5. LONGER THAN 10 YEARS
-1. R only says: "no savings"/"can't (don't) save"
3010 J4. (Not using the booklet.) Are there any foreseeable major
financial obligations that you (and your family) expect
will have to be met in the future, such as educational
expenses, health care costs, and so forth? (IF R ASKS,
THE FUTURE MEANS THE NEXT FIVE TO TEN YEARS.)
1. YES
5. NO
3011 J4a. (RB, P.4) What kinds of obligations are these? (CHECK
3012 ALL THAT APPLY.
3013
Code up to 3 mentions
1. EDUCATION: R'S CHILDREN (incl. step & adopted
children); grandchildren
2. EDUCATION: OTHERS (incl. R & spouse)
3. HEALTH CARE: SELF/SPOUSE
4. HEALTH CARE: OTHERS (incl. elderly parents/disabled
child)
5. Health care/Medical expenses -- NA for whom
11. General support for R/spouse in retirement or old
age
12. General support for (disabled) child/grandchild;
"raising my grandson"
13. General support for parents
14. General support for others or NA for whom
21. Home purchase (incl. vacation home)
22. Purchase of car or other large durable goods
23. Burial expenses
24. Taxes
25. Home repairs/improvements
26. Weddings, vacations, moving and other special
expenditures
31. Business/investment; start/expand own business
41. Bills/living expenses--NFS
-7. OTHER
0. Inap. (No financial obligations, no additional
financial obligations)
3014 J5. (RB, P. 5) Which of the statements on this page comes
closest to the amount of financial risk that you (and your
[husband/wife]) are willing to take when you save or make
investments?
If more than one box checked, code smallest category #.
1. TAKE SUBSTANTIAL FINANCIAL RISKS EXPECTING TO EARN
SUBSTANTIAL RETURNS.
2. TAKE ABOVE AVERAGE FINANCIAL RISKS EXPECTING TO EARN
ABOVE AVERAGE RETURNS.
3. TAKE AVERAGE FINANCIAL RISKS EXPECTING TO EARN
AVERAGE RETURNS.
4. NOT WILLING TO TAKE ANY FINANCIAL RISKS.
J6. (RB, P. 6) Which of the following statements on this
page comes closest to describing you(r) (and your
[husband's/wife's]) saving habits? (CHECK MORE THAN ONE
ONLY IF NECESSARY.)
3015 J6-1. DON'T SAVE -- USUALLY SPEND MORE THAN INCOME
3016 J6-2. DON'T SAVE -- USUALLY SPEND ABOUT AS MUCH AS INCOME
3017 J6-3. SAVE WHATEVER IS LEFT OVER AT THE END OF THE MONTH--NO
3018 J6-4. SAVE INCOME OF ONE FAMILY MEMBER, SPEND THE OTHER
3019 J6-5. SPEND REGULAR INCOME, SAVE OTHER INCOME
3020 J6-6. SAVE REGULARLY BY PUTTING MONEY ASIDE EACH MONTH
1. Checked
5. Not checked
3021 J7. (RB, P. 7) Now I'd like to ask a few questions about how
you see various risks. First, on a scale from 0 to 10,
where 0 equals almost no risk and 10 equals very great
risk, what do you think is the risk that the U.S. economy
will experience a major depression sometime during the
next ten years or so?
0. ALMOST NO RISK
1.
2.
3.
4.
5.
6.
7.
8.
9.
10. VERY GREAT RISK
3022 J8. (RB, STILL ON P. 7) And what number would you give to
the risk that the U.S. economy will experience double
digit inflation sometime during the next ten years or so?
0. ALMOST NO RISK
1.
2.
3.
4.
5.
6.
7.
8.
9.
10. VERY GREAT RISK
3023 J9. (RB, P. 8) On a different scale, how would you rate the
retirement income you (expect to receive/are receiving)
from Social Security and job pensions?
0. TOTALLY INADEQUATE
1.
2.
3.
4.
5. ENOUGH TO MAINTAIN LIVING STANDARDS
6.
7.
8.
9.
10. VERY SATISFACTORY
3024 J10. (RB, P. 9) When making major decisions about borrowing
and saving, some people shop around for the very best
terms while others don't. Where would your family be on
the scale?
0. ALMOST NO SHOPPING
1.
2.
3.
4.
5.
6.
7.
8.
9.
10. A GREAT DEAL OF SHOPPING
Top of page
-----------------------------------------------------------------------------
LINKAGE TO PENSION PROVIDER
-----------------------------------------------------------------------------
6501 Y42. END OF IW REFERENCE: RESPONDENT'S EMPLOYMENT/PENSION
INFORMATION
1. R IS COVERED BY PENSION ON CURRENT JOB (1 OR MORE
PLANS AT R18, P. 82)
2. ALL OTHERS
6502 Y43. END OF IW REFERENCE: SPOUSE'S EMPLOYMENT/PENSION
INFORMATION
3. R IS NOT MARRIED/LIVING WITH PARTNER
4. S IS COVERED BY PENSION ON CURRENT JOB
5. ALL OTHERS
Top of page
-----------------------------------------------------------------------------
INTERVIEWER OBSERVATIONS
-----------------------------------------------------------------------------
6503 ZZ1. RELATIONSHIP OF R TO INFORMANT:
1. R IS INFORMANT
2. Spouse of Informant; partner of Informant
3. Child " "
4. Parent " "
5. Roommate/friend
6. Employer of Informant (e.g., maid was Informant)
-7. OTHER: R IS __________ OF INFORMANT
.N NA
6504 ZZ2. TYPE OF STRUCTURE IN WHICH FAMILY LIVES:
0. IW NOT CONDUCTED AT R'S HOME (low priority code)
1. TRAILER; MOBILE HOME
2. DETACHED SINGLE FAMILY HOUSE
3. 2-FAMILY HOUSE, 2 UNITS SIDE BY SIDE
4. 2-FAMILY HOUSE, 2 UNITS ONE ABOVE THE OTHER;
"duplex"--NA whether 3 or 4
5. DETACHED 3-4 FAMILY HOUSE
6. ROW HOUSE (3 OR MORE UNITS IN AN ATTACHED ROW)
7. APARTMENT HOUSE (4 OR FEWER UNITS)
8. CONDO/APARTMENT HOUSE (5 OR MORE UNITS, 3 STORIES OR
LESS)
9. CONDO/APARTMENT HOUSE (5 OR MORE UNITS, 4 STORIES OR
MORE)
10. APARTMENT IN PARTLY COMMERCIAL STRUCTURE
11. Gov't. housing "projects"--not codeable above
-7. OTHER
.N NA
ZZ3. NEIGHBORHOOD: Look at the structures on R's block and
check as many as apply.
6505 ZZ3. A. VACANT LAND (include "lake", "farmland")
6506 ZZ3. B. TRAILER/MOBILE HOME
6507 ZZ3. C. DETACHED SINGLE FAMILY HOUSE
6508 ZZ3. D. 2-FAMILY HOUSE; SIDE BY SIDE OR ONE ABOVE THE OTHER
6509 ZZ3. E. DETACHED 3-4 FAMILY HOUSE
6510 ZZ3. F. ROW HOUSE (3 OR MORE UNITS IN AN ATTACHED ROW)
6511 ZZ3. G. APARTMENT HOUSE (4 OR FEWER UNITS)
6512 ZZ3. H. CONDO/APARTMENT HOUSE (5 OR MORE UNITS, 3 STORIES OR
LESS)
6513 ZZ3. J. CONDO/APARTMENT HOUSE (5 OR MORE UNITS, 4 STORIES OR
MORE)
6514 ZZ3. K. COMMERCIAL OR INDUSTRIAL STRUCTURE
6515 ZZ3. L. PARK; golf course
6516 ZZ3. M. SCHOOL OR OTHER GOV'T. BUILDING
6517 ZZ3. N. VACANT BUILDING
6518 ZZ3. P. OTHER
1. Checked
2. Gov't/Housing Project--not codeable above
3. Church (6518 only)
5. Not checked
.N NA
0. Inap. (Interview not conducted in R's home)
6519 ZZ4. BUILDINGS IN THE IMMEDIATE NEIGHBORHOOD (LOOK UP AND DOWN
THE BLOCK) ARE:
1. ALL RESIDENTIAL
2. MOSTLY RESIDENTIAL
3. ABOUT EQUALLY RESIDENTIAL AND NONRESIDENTIAL
4. MOSTLY NONRESIDENTIAL
.N NA
0. NONE IN VIEW;
Inap. (Interview not conducted in R's home)
6520 ZZ5. HOUSING STRUCTURES ON BLOCK ARE:
1. 0-20 FEET APART
2. 21-100 FEET APART
3. OVER 100 FEET APART
.N NA
0. Inap. (Interview not conducted in R's home)
6521 ZZ6. CONDITION OF BUILDING EXTERIOR IS:
1. CLEAN AND SOUND
2. SOME PAINT PEELING OR CRACKS IN MASONRY
3. NEEDS SUBSTANTIAL PAINTING, REFILLING, OR REPAIR
4. DILAPIDATED
.N NA
0. Inap. (Interview not conducted in R's home)
6522 ZZ7. CONDITION OF THE EXTERIOR OF BUILDINGS ON BLOCK IN GENERAL
(BOTH SIDES OF STREET) LOOKS:
1. BETTER THAN R'S
2. AS GOOD AS R'S
3. WORSE THAN R'S
.N NA
0. NO OTHER BUILDINGS IN VIEW;
Inap. (Interview not conducted in R's home)
6523 ZZ8. PLEASE RATE THE PHYSICAL CONDITION OF THE INTERIOR OF THE
HU:
1. EXCELLENT: WALLS AND CEILINGS HAVE NO CRACKS; PAINT OR
PANELLING IS IN GOOD CONDITION
2. GOOD: NEEDS SOME MINOR PAINTING OR REFINISHING
3. FAIR: NEEDS MAJOR INTERIOR WORK--HOLES AND/OR CRACKS
NEED PATCHING, PAINTING NEEDED, ETC.
4. POOR: SOME WALLS OR CEILINGS NEED REPLACEMENT
8. DON'T KNOW--WASN'T INSIDE HOUSE
.N NA
0. Inap. (Interview not conducted in R's home)
6524 ZZ9. NEIGHBORHOOD RESIDENTS SEEM TO BE:
1. ALL BLACK
2. ALMOST ALL BLACK
3. HALF BLACK AND HALF NON-BLACK
4. ALMOST ALL NON-BLACK
5. ALL NON-BLACK
8. DON'T KNOW
.N NA
0. Inap. (Interview not conducted in R's home)
6525 ZZ10. R'S UNDERSTANDING OF THE QUESTIONS WAS . . .
1. EXCELLENT
2. GOOD
3. FAIR
4. POOR
6526 ZZ11. R'S ABILITY TO EXPRESS (HIMSELF/HERSELF) WAS . . .
1. EXCELLENT
2. GOOD
3. FAIR
4. POOR
6527 ZZ12. WAS R SUSPICIOUS ABOUT THE STUDY BEFORE THE INTERVIEW?
1. NO, NOT AT ALL SUSPICIOUS
2. YES, SOMEWHAT SUSPICIOUS
5. YES, VERY SUSPICIOUS
6528 ZZ13. WAS R SUSPICIOUS ABOUT THE STUDY AFTER THE INTERVIEW?
1. NO, NOT AT ALL SUSPICIOUS
2. YES, SOMEWHAT SUSPICIOUS
5. YES, VERY SUSPICIOUS
6529 ZZ14. OVERALL, HOW GREAT WAS R'S INTEREST IN THE INTERVIEW?
1. VERY HIGH
2. ABOVE AVERAGE
3. AVERAGE
4. BELOW AVERAGE
5. VERY LOW
ZZ15. OTHER PERSONS PRESENT AT THE INTERVIEW: (CHECK ALL THAT
APPLY.)
6530 ZZ15 A. CHILDREN UNDER 6
6531 ZZ15. B. CHILDREN 6 & OVER
6532 ZZ15. C. SPOUSE
6533 ZZ15. D. OTHER RELATIVES
6534 ZZ15. E. OTHER ADULTS
6535 ZZ15. F. NO ONE
1. Checked
5. Not checked
9. NA
6536 ZZ16. DID R REFER TO DOCUMENTS TO ANSWER QUESTIONS?
1. FREQUENTLY
2. SOMETIMES
4. RARELY
5. NEVER
8. DK
9. NA
ZZ17. WHICH DOCUMENTS DID R REFER TO? (CHECK ALL THAT APPLY)
6537 ZZ17. A. LOAN DOCUMENTS
6538 ZZ17. B. CHECKING; SAVINGS; INVESTMENTS
6539 ZZ17. C. PENSION DOCUMENTS
6540 ZZ17. D. INCOME TAX RETURN
1. Checked
5. Not checked
8. DK
9. NA
0. Inap. (Did not refer to documents)
Top of page
***********************************************************************
***********************************************************************
MISC. RECODED VARIABLES
***********************************************************************
***********************************************************************
8161 variable to link head/spouse with 1983
(0) not a panel case
1989 R single
(1) single in 1983
married/partner in 1983
(2) R was head in 1983
(3) R was spouse in 1983
1989 R married/partner
single in 1983
(4) R is head in 1989
(5) R is spouse in 1989
married/partner in 1983
same R and spouse
(6) R is head in 1989
(7) R is spouse in 1989
different spouse
(8) R is head in 1989
(9) R is spouse in 1989
* note that if absent spouse (i.e. x105=7 or x105=8 or x100 ne 0)
then resp is always head and new values for x102,x105,and x107
x102=45
x105=12 or 13 if x8023=7 or 8
x107=12
8152 assets of new spouse since 1983
8153 debt of new spouse since 1983
8154 for widows since 1983, amount of assets bequeathed outside HH
8155 for widows since 1983, amount of insurance settlement
8156 for div since 1983, amount of assets R kept
8157 for div since 1983, amount of assets old S kept
8158 for div since 1983, alimony involved?
8159 for div since 1983, child custody agreement?
8160 for div since 1983, child support?
X. VEHICLES
8346 place holder for imputed value of x2103
8347 place holder for imputed value of x2110
8348 place holder for imputed value of x2204
8349 place holder for imputed value of x2304
8350 place holder for imputed value of x2404
XIII. FINANCIAL ASSETS
4016 n50.face val oth life in
8174 intrm var - original value of 4006
4019 n52.if other assets
8173 number of other assets (N52)
XIV. EMPLOYMENT
8067 total annual earnings (main job), H -- RECODE AND J
8068 total annual earnings (main job), Sp -- RECODE AND J
EMPLOYMENT HISTORY RECODES + J
8069 total years worked full-time, H
8082 total years worked full-time, Sp
8269 total years worked f.t. through 86 (for imp bounds), H
no j-code var
8282 total years worked f.t. through 86 (for imp bounds), S
no j-code var
8569 total years worked f.t. through 83 (for imp bounds), to
be used if 8269 = . , no j-code var H
8582 total years worked f.t. through 83 (for imp bounds), to
be used if 8282 = . , no j-code var S
8070 total number of employers >= yr, H (remember to make proper
J code for cases where person is pt/nw and worked for < 5 yrs
8083 total number of employers >= yr, Sp (remember to make proper
J code for cases where person is pt/nw and worked for < 5 yrs
8270 total number of employers >= yr through 86 (for imp bounds), H
no j-code var
8283 total number of employers >= yr through 86 (for imp bounds), S
no j-code var
8071 total years worked part-time, H
8084 total years worked part-time, Sp
8271 total years worked p.t. through 86 (for imp bounds), H
no j-code var (for new 86 spouses a bound using 89 data only)
8284 total years worked p.t. through 86 (for imp bounds), S
no j-code var (for new 86 spouses a bound using 89 data only)
8571 total years worked p.t. through 83 (for imp bounds), to
be used if 8271 = . , no j-code var H
8584 total years worked p.t. through 83 (for imp bounds), to
be used if 8284 = . , no j-code var S
8501 l.p.j var = < .z when f.t. l.p.j. can't be calculated due to bad data
(=.f new sp 89 (p.t. or n.w.) or 86, and questions not asked)
=86 if f.t. l.p.j. is 86 job
=83 if f.t. l.p.j. is 83 job
=1 if new 89 sp never wk f.t.
=2 if no f.t. l.p.j. ( >= 3 years if f.t. in 89)
=5 if f.t. l.p.j. from new sp info
=6 from 83 f.t. l.p.j.
=89 from 83-86/90 job H
8601 l.p.j var = < .z when f.t. l.p.j. can't be calculated due to bad data
(=.f new sp 89 (p.t. or n.w.) or 86, and questions not asked)
=86 if f.t. l.p.j. is 86 job
=83 if f.t. l.p.j. is 83 job
=1 if new 89 sp never wk f.t.
=2 if no f.t. l.p.j. ( >=3 years if f.t. in 89)
=5 if f.t. l.p.j. from new sp info
=6 from 83 f.t. l.p.j.
=89 from 83-86/90 job S
8072 wdk for other/self longest prior job, H
8085 wdk for other/self longest prior job, Sp
8073 occ longest prior job, H
8086 occ longest prior job, Sp
8273 occ longest prior job, H (80 code)
8286 occ longest prior job, Sp (80 code)
8074 ind longest prior job, H
8087 ind longest prior job, Sp
8274 ind longest prior job, H (80 code)
8287 ind longest prior job, Sp (80 code)
8075 when started longest prior job, H (beware J codes)
8088 when started longest prior job, Sp (beware J codes)
8076 when left longest prior job, H (include R46c and R47c)
8089 when left longest prior job, Sp (include R46c and R47c)
8276 imp lower bound for 8076, H
8289 imp lower bound for 8089, Sp
8077 how much made when left longest prior job, H (include R46d and R47d)
8090 how much made when left longest prior job, Sp (include R46d and R47d)
8131 per for how much made, R
8097 per for how much made, R
8078 when expect to start working, nw, h
8091 when expect to start working, nw, Sp
8079 when expect to start pt, ft+nw, h
8092 when expect to start pt, ft+nw, Sp
8080 when stop working full-time, h
8093 when stop working full-time, Sp
8081 when stop working altogether, h
8094 when stop working altogether, Sp