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1989 Survey of Consumer Finances Here: Editing Instructions Next: Net Worth Program Previous: Question Text, Variable Names, & Responses |
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1989 SURVEY OF CONSUMER FINANCES
REVISED EDITING INSTRUCTIONS
GENERAL EDITING INSTRUCTIONS
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Recording 1. Editors must write in the interviews in GREEN pencil
only. Check editors must use RED pencil only. The
Editing Supervisors must use red pencil and must
initial all decisions they make.
Deleting Items 2. Never erase an interviewer's entries. Instead, delete
them by circling them out. The interviewer's entries
must always remain readable even after deletion.
Editing marks may be erased if editing changes are
made.
Moving Items 3. When it is necessary to move a response from one part
of the interview to another, circle the item out, and
enter it in the new place. Be sure to place a note at
the old place stating where the item was moved to and
why. Add another note at the new place stating where
the item was moved from.
Explanatory 4. Explanatory notes should also be made (in addition to
Notes item 3 above) whenever a decision is made which might
not be apparent to someone reviewing the interview.
THE REASON FOR YOUR EDITING SHOULD BE MADE CLEAR.
Missing 5. Edit a response NA (NOT ASCERTAINED) whenever:
Responses (NA's)
a. A question was skipped which should have been
asked.
b. R refused to answer a question and there is no
'REFUSED' box.
The Golden Rule 6. READ ALL MARGINAL NOTES and the THUMBNAIL SKETCH (on
the back page) and utilize the information contained
in them in your editing. If any information from them
will be lost due to following the editing
instructions, or if it contradicts other information,
or you do not know how to incorporate it, see the
Editing Supervisor. WE DO NOT WANT TO LOSE ANY
IMPORTANT INFORMATION CONTAINED IN MARGINAL NOTES.
Control 7. MAKE SURE CONTROL QUESTIONS ARE CHECKED
Questions
a. If a control question was left blank but the
questions contingent upon it were answered, you
can edit the control question to agree with the
contingent Q's.
b. If a control question was left blank and the
questions contingent upon it were also left
blank, the control question should be NA'd,
unless the I'wer has circled or underlined a
skip instruction at the control Q indicating
which box was meant. Then the appropriate
control box may be edited in.
c. If, however, the control question was checked
and the series of questions contingent upon it
were left blank, the control question should be
left as is and the contingent questions that
follow should be NA'd.
Ranges and 8. If a range is given, circle it out and edit it to the
Rounding midpoint, rounding when necessary to the nearest whole
number. If the midpoint should be halfway between two
whole numbers, edit it to the odd number.
Card B 9. Whenever CARD B was used, the I'wer should have
recorded a letter; edit in the appropriate numeric
code for that category from the Card B code below next
to the I'wers letter. Watch for dollar ranges in
which the I'wer recorded the dollar ranges from CARD B
rather than the corresponding letter. These will be
characterized by dollar ranges where the first number
ends in 01 and the range reads the same as on CARD B.
Edit these as though the letters C-J were given. Do
not, however, assume that the ranges "Less than $500"
or "$500-$1000" are the same as "A" & "B" on CARD B.
Edit these normally. If 2 letters are given as a
range (e.g., "C-D"), edit these to the number on the
lower end of the range for the second letter given
("2,501" for the above example is the lower end of the
"D" range).
CARD B CODES
IW'ERS INDICATED
LETTER RANGE CODE
A LESS THAN $500 9-980
B $500-$1,000 9-981
C $1,001-$2,500* 9-982
D $2,501-$10,000* 9-983
E $10,001-$50,000* 9-984
F $50,001-$250,000* 9-985
G $250,001-$1 MILLION* 9-986
H $1 MILLION-$10 MILLION* 9-987
I $11 MILLION-$100 MILLION* 9-988
J MORE THAN $100 MILLION* 9-989
* If these ranges are found, you can assume the R gave
the range from CARD B instead of the letter, and edit
to the CODE specified above.
Modified 10. Do not make adjustments to qualified amounts such as
Amounts "a little more," "over $X". Do, however, use the
special codes listed below for the following:
"over 1 million" = 1,111,111
"over 10 million" = 11,111,111
"only a little"; = 00 000 001
"not much"
Cents Recorded 11. If dollars and cents are recorded in amount fields
OTHER THAN HOURLY WAGES, circle out the cents portion.
However, if you are using such a number for
calculations, use the cents.
Supervisor's 12. When an editor makes a decision with the help of an
Decisions editing supervisor or a study director, he/she should
record the initials of the person who helped them next
to the explanatory note.
Editors' Problem 13. The purpose of the "Problem Sheet" is to provide a
Case Summary more complete description of certain types of problem
Sheet cases. The information will be used to review
decisions made, to provide additional data for the
imputation process, and to give a more complete
picture of the case than the data alone allows. These
sheets should be filled out in all the following
circumstances:
a. Whenever there are marginal notes or other
volunteered information that is not captured in
the editing/coding, especially dollar amounts
and including responses to questions that
Interviewers asked in error.
b. When a decision has been made that was somewhat
arbitrary and could have been made another way
using the information provided. In these cases,
all information relevant to the decision should
be recorded.
c. Wherever specifically instructed to do so in the
Edit Instructions.
d. When requested to do so by the Editing
Supervisor.
e. When an item must be NA'd because only "partial"
information is known, record the "partial"
information which would otherwise be lost.
f. When significant detail is volunteered about
assets or debts in "mop-up" questions which will
not otherwise be incorporated into the data.
g. When certain "wide" ranges are edited to their
midpoints they should also be recorded. These
"wide" ranges are whenever:
THE TOP OF THE RANGE WIDTH
THE RANGE IS... AND IS AT LEAST...
UNDER 100,000 10,000 or more
100,000-1,000,000 100,000 or more
OVER 1,000,000 1,000,000 or more
Problem Sheets should be written in BLACK PENCIL or
INK. Complicated or complex marginal notes and
problems can be xeroxed and attached. They should be
left in the Interview and removed by the check-editor.
Double Counting 14. Editors need to be continually on the lookout for
instances where the respondent has reported the same
information twice. In many cases, a marginal note
from the I'wer will signal double-counting; if the
note is clear, edit accordingly; if it is not so
clear, you will have to use your best judgment and, if
necessary, see the Editing Supervisor. In all cases,
where a marginal note leaves significant doubt about
whether or not an amount is double-counted, put it on
a Problem Sheet, whether your best judgment has led
you to edit it out or not.
In some cases, you will suspect double-counting only
because the same amount occurs in two different
places. If the number is a simple, whole amount (such
as $2,000), you will only be able to suspect, but do
nothing. If, however, the number is precise (say,
$2,212, or better yet, $2,212.48), you may (depending
on the circumstances) have clear evidence for double-
counting. See the Editing Supervisor if it is not
certain.
The question-by-question instructions that follow will
include specific instructions where double-counting is
likely to occur and should be watched for, so be
especially alert in these places.
In some cases where double-counting is found, data
will be removed from one location; in other cases, the
double counting will be allowed to stay in both
places. Cases of special note follow:
Section M: A debt owed by R or other PEU member to a
(M12-M12b) family business listed at M12-M12b can
also be reported at H4-H14.
Section R: Amounts listed as cash settlements at R52c
(R52-R52d) can be double-counted in other sections.
If the cash settlement is the source of
funds, they may be validly double-counted
as investments or holdings in accounts.
Section Y: Information that appears in Section Y as
(Y33-Y40b) assets or debts of Financially Independent
household members and in the other
sections of the I'w will be removed from
the other sections and left in Y33-Y40b,
with the exception of the data on R's home
(Y39-Y39c).
Section X: Assets that appear in Section X and also
in earlier sections may be left in both
places, since Section X refers to the
source of the assets, and the earlier
sections about how it's currently held.
Section T: Income amounts that are reported in other
places in the interview and in Section T
should be left in both places. Section T
asks for all income and stands
independently of the other sections except
where noted.
General Rule 15. If it is necessary to split $ amounts in order to move
for Splitting only a part of a debt, income, or asset to either a
Items different place in the Interview or out of the
interview, one should use all available evidence and
common sense to decide on the proportions. If no
evidence at all is available, you should split the
amount(s) in equal parts. IN ALL UNCLEAR CASES,
however, you must get the help and advice of the
Editing Supervisor or have the Editing Supervisor
review the procedure you used and you must write it on
a Problem Sheet.
Financially 16. The information about financially independent adults
Independent living in the HU is to be edited out of all sections
Adults except the HHL and:
a. Section Y, where their assets and debts are
recorded.
b. M9b, where they can legitimately be recorded as
working in R/S's business.
Editing 17. a. When adding or deleting columns to or from a
Grids grid be sure the checkpoints at the bottom of
the grid are edited to reflect the changes made;
also change the #'s in the phrase "ONLY ___
LOANS (SAVINGS ACCTS, etc.)" so they agree.
b. After editing out columns, renumber the
remaining columns by circling out the #'s in the
column headings.
c. If an item is edited out of a full grid, thus
creating an empty column, and there is
information entered in the following mop-up Q's,
move it forward into the empty column.
d. If amounts from the "mop-up" questions following
a grid must be entered into a grid column and
the amount in the mop-up Q is a lump sum of more
than one item, split the amount proportionately.
If unclear how to split, see the Editing
Supervisor. In any case, write up what you did
on a Problem Sheet.
e. After all deletions or additions to a grid take
care to edit the control # entered in the box
before the grid to the correct new total # of
items (i.e., after editing a "tractor" out of
the vehicle grid, which also contains a car and
pick-up truck, be sure to edit the control box
at G25a to "2").
"Partners" 18. For the purposes of this study, a "Partner" is assumed
to play the same financial role in a P.E.U. as does a
"Spouse" and, for this reason, "Partners" are handled
in the Interview exactly the same as "Spouses." If
you, however, think you have found evidence that an
Interviewer did not treat a "Partner" the same or that
a particular "Partner" might be better considered
(financially) a "Friend" or "Roommate", bring the
problem to the attention of the Editing Supervisor and
write them on a Problem Sheet.
Confidential 19. If confidential information (such as names, names of
Info businesses, etc.) is found in the interview or in the
TN, you should blot it out with a black pen. If
information would be lost because of this, edit non-
identifying information in to replace it in green
pencil (i.e., if the name of R's business is written
in the TN, blacken it out and write in "R's
business").
Loan/Mortgage 20. If a marginal note indicates that a Mortgage or Reg.
Payments Installment payment reported is not the payment amount
agreed on (for example, if R is "prepaying" on a
loan), edit the payment to the payment amount formally
agreed to (or NA it if that amount is not known) and
write it and the amount actually being paid on a
Problem Sheet.
Checking Type of 21. In the grid in Section A, R is asked to enter
Financial Inst. information on the financial institution he/she does
business with in columns labelled "INSTITUTION #1-#6".
In later grids at Q's D36, D51, D53h, D64, D74, E33,
G22, G38, H14, N4, N19 and N24, these "INSTITUTIONS"
are referred to in code boxes 01-06. In these Q's
only one box should be checked in each column of the
grid. If more than one is checked you should edit it
to one using the following rules:
a. If category 1-6 and category 11-97 are checked,
edit it to only category 1-6 if, on checking at
A6, it is found that category 1-6 is the same
type of financial institution as category 11-97.
b. If they are found to be different types, or more
than one of category 11-97 boxes are checked,
see the Editing Supervisor.
IF "FINANCIAL INST" Q IS "CHECK ALL THAT APPLY"
However, at D68b, N13, N22c, N40c and N45 the
instructions in the questions are to "(CHECK ALL THAT
APPLY)". For these you should ONLY make sure that the
number of items mentioned at the beginning of the
sequence is not LESS THAN the number of institutions
checked. If they are, then see the Editing
Supervisor, unless rule a. above applies.
Edit Fractional 22. At various places in the Interview (D30, D45, D58, E9,
Years E25, G16, G32, H8) R is asked to respond with ___# YRS
or ___# PYMTS. If the responses to any of these is a
fractional number of years in the # YRS blank (e.g.,
"1-1/2" YRS), these should be edited out of the # YRS
blank and the corresponding number of payments should
be computed and edited into the # PYMTS blank, as per
the following:
a. At D30, E9 and E25 the Q just before or
following specifies the frequency with which the
payments are made (i.e., $___ PER ___) and the
number of payments would be computed from that
(e.g., if "1-1/2 YEARS" paid PER "QUARTER" to
"6" # PYMTS).
b. For the rest, the # of payments should be
computed assuming one payment per month (e.g.,
"1-1/2" YRS = "18" # PYMTS).
c. If any marginal notes or information should
indicate that some other "regular" frequency of
payments is reported than the frequency formally
agreed on (because the loan is being prepaid,
for instance), then use the frequency agreed
upon to compute the # of payments and it should
also be noted on the Problem Sheet.
$___ PER ___ 23. Throughout this interview, dollar amounts are asked
for as $___ PER___ where the PER frequency is left
optional for the R. These are coded in two variables
and the "PER" variable contains codes for "WEEK",
"BIWEEKLY", "MONTH", "QUARTER", "YEAR" and "Other-MAKE
A CARD" and, in addition, "DAY" when wages are asked
for. Thus, THERE IS NO REASON FOR YOU TO EDIT THESE
UNLESS SPECIALLY INSTRUCTED, even if the Q asks for an
answer in a different time period than the R answers
in (e.g., N49j asks for "yearly premium"; you should
not edit a response of $"20" PER "MONTH").
$___ PER MONTH If, however, the time period is specified in the
format (e.g., $___ PER MONTH), you should edit a
response in any other time period to a response
consistent with the time period specified in the
format (e.g., at H9 a response of $"20" PER "week"
should be edited to $"86" PER MONTH).
Grid Control 24. At the beginning of most of the grids in the interview
Boxes (at D53, E2a, E15, G2, G7a, G25a, H3, M5, N3, N16a,
N23a, R18, R51a, R52a, R53a and X2) are large boxes
which function as CONTROL BOXES for the grid. The
number in the box should be equal to or greater than
the number of items recorded in the grid.
a. If the grid does not have a set of "mop-up"
questions at the end of it, in which more than
one item may be lumped, then the number in the
grid will match or be greater than the number of
items entered in the columns of the grid.
b. If the grid does have a set of "mop-up"
questions at the end, then the number in the box
must be at least as large as the number of
columns in the grid plus the number known to be
in the mop-up questions.
c. If you edit items into or out of a grid, you
must edit the control box for it, to keep it
consistent with the grid and mop-up questions.
Gift/Inheritance 25. Throughout the interview (at D15b, d & f, D20, E20,
Boxes E36b and E37a), when the value of an asset is asked, a
"GIFT/INHERITANCE" box is included. Whenever you
encounter one of these and marginal notes or
information says that the asset, or part of the asset,
was a gift or inheritance, you should:
a. Make sure the box is checked.
b. Make sure the value given was the value of the
asset when it was received.
c. If an asset was received as a gift or
inheritance in parts, at different times, see
the Editing Supervisor.
Business Debts 26. In Sections G, H, N and at E1-E13b you are instructed
and Assets to edit out "business" debt or assets in order not to
double-count them, as they are assumed to be included
in Section M. Whenever so instructed, we mean
"business" debts and assets to be defined as follows:
a. The "business" is a business that R or some
other PEU member owns or has an interest in
which is included in Section M as an active or
passive business.
If R or a PEU member does self-employed work but
does not consider it to constitute a "business"
(and does not list it in Section M), then any
income producing assets they use or debt they
incur for it are "personal" asset and debt and
should be left in.
An example of this would be an R who owns a tow
truck (which he still owes money on) to do part-
time towing, but does not consider that he has a
business, so answers M3 "NO". You would leave
his tow truck in the Section G grid.
b. The "business asset" should be owned "in the
name of" the business rather than being owned as
a "personal" asset by the PEU. Likewise, the
business should be liable for the debt rather
than the PEU.
Thus, if R borrows money for his business in his
name and he is liable for it, it is not
"business debt." Also, if R's business owns an
asset (like a car), but R uses it, it is a
"business asset."
NOTE: Solely owned proprietorships (see M9d)
are particular problems and in general you
should consult the Editing Supervisor if you
encounter "business" debt or assets for a solely
owned proprietorship outside of Section M.
ABBREVIATIONS USED IN EDITING
DU Dwelling Unit = HU Housing Unit I'w Interview
EU Economic Unit Mtg Mortgage
Ed. Sup. Editing Supervisor NA Not Ascertained
FU Family Unit OCC Occupation
HU Housing Unit PEU Primary Economic Unit
Inap. Inap.plicable Unit Pmt Payment
I'er Interviewer R Respondent
IND Industry S Spouse
USEFUL DEFINITIONS
1. HOUSING UNIT (HU):
a. A one-family house or half of a two-family house, or
b. An apartment or flat in an apartment house or other
building, or
c. A trailer or mobile home (as long as it has cooking
facilities), or
d. Living quarters in back of stores, over garages, etc., or
e. A rooming house.
We do not sample institutions such as old people's homes,
sanitariums, convents, military bases, dormitories, etc., which
contain ten or more unrelated families.
2. FAMILY UNIT (FU): A Family Unit is a group of persons living in
the same Housing Unit who are related to each other by blood,
marriage, or adoption. Couples who are living as married are
treated as if they were married.
3. PRIMARY ECONOMIC UNIT (PEU): The members of the FU that includes
the Respondent, who are Financially Dependent upon the R. For our
purposes, the PEU consists of all the people listed in the HH
Listing Box who are not checked "INDEP" in Column F.
LISTING BOX -- P. 1, HHL1-HHL5
FS INITIAL THE INTERVIEW AT THE TOP LEFT OF FACESHEET
TN READ THE THUMBNAIL ON LAST PAGE AND Y41 FOR ADDITIONAL INFORMATION
AND TO LOCATE TROUBLE SPOTS IN THE INTERVIEW. UNDERLINE USEFUL
INFORMATION IN GREEN.
HHL CHECK WHETHER THE INTERVIEW SHOULD HAVE BEEN TAKEN. If you find
BOX an interview taken:
1. where the current PEU did not live in the HU at the time the
I'wer first went to the HU (except for the list
'SPEC' sample).
2. where the R is not a member of the PEU.
3. at a place which does not fit our definition of a HU (except
for the list 'SPEC' sample).
Take it to the Editing Supervisor. The decision whether to accept
it or not will be made elsewhere.
HHL CHECK THE LISTING BOX AND EDIT OUT NON-HU MEMBERS
BOX
1. The listing box should contain all persons living in the
housing unit at the time the interviewer first had contact
with the household.
2. It should not include visitors or persons who are not
currently living in the HU.
3. Edit out non-HU members (by circling in green) and writing
an explanatory note. Use information from the HHL as well
as the rest of the Interview and the TN. In cases where the
situation is complex, the final test is whether or not the
person could have, theoretically speaking, been interviewed
somewhere else at the time that the interviewer CALLED ON
THE HU for the first time. In order to ascertain the date
of the interviewer's first call it is necessary to obtain
this information from the Cover Sheet in the Field Control
Office. See a Check Editor or Supervisor for this. As much
as possible, the judgment of the Interviewer should be
maintained. If it is unclear if a person should be included
or not and the Interviewer has included them (and thus their
financial information), then usually we should include them.
Likewise, if it would mean NA'ing a lot of data because the
Interviewer did not not include them, then we shouldn't.
4. If you edit anyone out of the HHL box you must also edit out
any financial information for the person from the interview.
You should take any such cases to the Editing Supervisor and
you must write it up on a Problem Sheet.
5. If you edit any children of R, Spouse or Partner out of the
Listing Box you must edit them into Y5-Y5b (the number of
children of R and Spouse/Partner living elsewhere).
HHL COL C PRECODE R AND S/P's DOB, COMPUTED AND IMPUTED AGES
1. Transfer R's (Y3 on p.107) and Spouse/Partner's (Y19 on
p.114) Date of Birth to the "DOB" blanks in the large boxed
stamp under the U of M seal on the I'w facesheet.
2. Compute R's and S/P's ages at the time of the Interview from
their Date of Births and enter them in the "COMP" age boxes
in the large boxed stamp on the facesheet.
a. Use the Date of IW" at 3 on the facesheet to compute
these ages. If more than one date is entered there,
use the earliest.
b. If birth year is NA or DK, code COMP AGE '99'.
3. Check the Computed "COMP" ages for R and S/P against their
reputed ages in Column C of the HHL box and:
a. If they are both the same or there is only a one or
two year difference between them, enter the "COMP" age
in the "IMPUT" (imputed) age boxes next to the "COMP"
age boxes on the facesheet.
b. If there is more than a two year difference between
the computed ages in the "COMP" boxes and the reputed
ages in COL C of the HHL box, then:
1) Try to reconcile the difference using all
available information (specified below) and, if
you can, enter that imputed age in the "IMPUT"
age boxes.
However, if other information leaves doubt as to
what R's or S/P's "correct" age should be, then:
2) Enter the mid-point of the computed age and the
reputed age in the imputed age boxes.
LOCATIONS OF AGE RELATED INFO
R45-R45k: "Work History" -- R
S45-S45k: " " -- S
R46-R46k: " " -- R
S46-S46k: " " -- S
R47-R47k: " " -- R
S47-S47k: " " -- S
R50e: Social Security Payments
Y5-Y5b: # Children
Y7-Y13a: Marriage History
Y22-Y22g: Spouse's Marriage History
TN: General Info
HHL COL D CHECK MARITAL STATUS AND MOVE SPOUSE/PARTNER TO LINE 2:
1. Check that the marital status for R and Spouse/Partner is
the same -- either both married or both living with a
partner (M or P). If there are any discrepancies, bring
them to the attention of a supervisor.
2. If R reports "married", but is not currently living with
his/her spouse, edit the spouse out of the listing box (if
listed) and code R as either '7' or '8' as per the code
below, by printing "7" or "8" next to "M" in Col. D. These
cases must be entered on a Problem Sheet.
ABSENT SPOUSE CODE:
7. Spouse is institutionalized or otherwise not
eligible to be sampled (out of U.S., living on
military base, in nursing home, in prison, etc.)
8. Other non-resident spouses, including those living
elsewhere because of job; moved and R will follow
later; "commuter marriage," etc.
You should then:
a. Edit the Interview with the debts, assets and income
of the missing spouse being included or not being
included depending on how the Interviewer conducted
the interview; i.e., if the Interviewer included them,
then leave them included; if the Interviewer excluded
them, then exclude them while editing.
b. Pre-code the "appropriate" absent spouse code,
specifying whether or not the missing spouse's
financial information has been included in Sections A-
X nor not, in the upper left corner of page 1 using
the code below:
ABSENT SPOUSE PRECODE:
1. The absent spouse's financial information is
included in Sections A-X.
5. The absent spouse's financial information is
not included in Sections A-X.
c. If there is a Spouse Booklet for the missing Spouse,
leave it in and edit it. If there is not a Spouse
Booklet, you should get a blank Spouse Booklet and
edit in as much information as you have.
d. Edit CHECKPOINTS at R49, Y7 and Y16 to include the
missing Spouse.
3. If the spouse/partner is not listed on the second line,
renumber the HH members, giving the spouse/partner #2. Draw
an arrow from the S/P to line 2 indicating that the
spouse/partner should be entered on Line 2.
4. NOTE: "S" means "Separated" (not "single"). "NM" means
"Never Married."
5. If a child/stepchild of R/S is over 18 and marital status is
not marked, code it 'NA'.
HHL COL E PRECODE RESIDENT STATUS
Read over any marginal notes and use the following code for each
person in the HHL box.
RESIDENT STATUS CODE
1. An adult or child who is marked "YES" in COL E or a person
not marked in COL E who has no marginal notes indicating
any irregularities.
2. A person who is a child under 18 who lives at this HU for
only part of the year (e.g. joint custody; "summers spent
with R, school year with spouse").
3. R's or S's child/grandchild 18 or over who goes away to
school for part of the year.
4. Another adult who lives at this HU only part of the year
(e.g., R's parent who lives with R for 6 months and with
another relative for 6 months); living here temporarily.
5. "NO" is marked in COL E and no explanation given.
MAKE 9. Some other situation, not codeable above, e.g., a foster
CARD child when COL E is left unmarked and there is no
indication how it is to be marked.
For codes 2-4 and 7, circle out the YES or NO response and enter
the new code in the middle of COL. E (between the 'S' and the
'5'). For codes '1' and '5', underline the "1" or "5" in green.
HHL COL F PRECODE THE ECONOMIC UNIT
Code the "economic unit" to which each person in the listing box
belongs. Enter the code to the left of the center bar of COL. F,
under 'FINANC DEPEND'. Use the following code; R is always coded
'1'.
E.U. CODE
1. THE PRIMARY ECONOMIC UNIT always contains R, R's
Spouse/Partner and their children under 18. In addition,
it contains their children 18-22 not marked INDEPENDENT
as well as all others listed who are marked FINANCIALLY
DEPENDENT. It also includes anyone not marked in COL F
for whom there is no evidence to indicate that they are
FINANCIALLY INDEPEND.
2. THE SECONDARY ECONOMIC UNIT contains the first FINANCIALLY
INDEPENDENT adult listed and any other adult or child who
are financially dependent on that person, such as a the
the independent person's spouse or their children.
3. THE THIRD ECONOMIC UNIT contains the next FINANCIALLY
INDEPENDENT person and persons clearly dependent on them.
OTHER ECONOMIC UNITS are identified and numbered
consecutively (4-7).
If it is unclear whether a person is FINANCIALLY DEPENDENT or
INDEPENDENT or which EU a person should be a member of, see the
Editing Supervisor.
EU MEMBERS The debts, assets and income of all PEU members (coded 1) should
FINANCIAL be included in Sections A-X and none of them should be included in
INFO IN Y33-Y43. Likewise, all persons not in the PEU (i.e., in 2nd, 3rd,
WRONG PLACE etc. EU) should have their finances reported in Y33-Y40b and
should not be reported in Sections A-X (with the exception of
house value and mortgage information to be explained later).
Thus, if you edit anyone into or out of the PEU or you find any
evidence that anyone's finances are reported in the wrong place,
you must edit them to agree with the HHL box and it should be
entered on a Problem Sheet. If there are any doubts concerning
this issue, you should bring the Interview to the Editing
Supervisor.
PARTNER If any Spouse or Partner is marked "FINANC INDEP":
OR SPOUSE
MARKED 1. If it is a partner marked "INDEP" and their finances are
INDEP. clearly reported in Y33-Y43 and not in Sections A-X the
"partner" should be edited to "friend" in the HHL box. If
their finances are included in Sects. A-X and not in
Y33/Y43, edit COL F of the HHL box to 'FINANC DEPEND'.
2. If it is a spouse marked "INDEP", COL F should be edited to
"FINANC DEPEN". In either of the above cases, the Interview
should be taken to the Editing Supervisor and a Problem
Sheet written up.
UNDER 22 If a person under 22 years old is marked "INDEP":
MARKED
INDEP 1. If it is clear that their finances are reported in Y33-Y43
and not in Sections A-X, leave things as they are.
2. If their finances have not been included in Y33-Y43, but
instead in Sections A-X, edit them to "FINANC DEPEND".
SECTION A: ATTITUDES AND FINANCIAL INSTITUTIONS
A5, A5M Check that the number entered at A5 agrees with the number entered
in the box at A5m. If it does not, see the Editing Supervisor.
A5m Edit the # INST entered in the box at A5m is equal to or greater
than the number of Institutions recorded in A6-A9 for Columns #1-
#6. If R reports more than 6 institutions, the number in this box
may be greater than 6 even though only 6 institutions will be
listed in the grid.
A6-A9 FINANCIAL INSTITUTIONS GRID
1. Columns should be neither added to this grid nor deleted.
If, however, more than six institutions are entered in the
columns, edit those beyond six out. There should only be
six institutions listed in the columns. See the Editing
Supervisor if there is any confusion here concerning which
institution R regarded as #1, #2, etc.
A6 Edit "OTHER INSTITUTION TYPE" Questions. If no box is checked in
a column at A6, but instead the type is written in the "OTHER"
box, edit the written response to category 11-14 or 16 if it is
quite clear that the institution type in the written response is
consistent with the type of institution in category 11-14 or 16.
A8 Check for Banks Less Than or Over 50 Miles Away. If a distance of
less than one or over 50 miles is written in the "MILES" blank in
any column for A8, edit it out and check box 96 or 51.
SECTION B: ATTITUDES TOWARD CREDIT/CREDIT CARDS
B6-B10 CREDIT CARD GRID
1. If R does not know how many cards of a particular type other
family members have, or the balance on those cards, the
interviewer is instructed to make a marginal note. Enter
this information on a Problem Sheet.
2. Edit out all credit cards in the name of a business
(including businesses that the PEU has an interest). Do
not, however, edit out credit cards in R's or PEU members'
names but which may be used for business.
3. Check Column E credit card type. If it is clear that a
credit card listed in COL E really belongs in one of the
other columns, edit the information into its proper
location. Most commonly a store credit card will have been
entered here and should be edited to COL B.
a. Telephone credit cards should be left, or included, in
COL E.
B6,B10 Check the Number of Financial Institutions against the Number of
COL A Bank-Type Cards. If there are more institutions checked at B10
than the # of accounts entered at B6, see the Editing Supervisor.
SECTION D: HOUSING STATUS (D1-D22)
D1 1. Check that the correct sequence was followed at interviewer
checkpoint. Check ZZ2 and D16 to help in identifying
problems.
2. See farm guidelines, p. 24.
D4 Edit # acres to percent by dividing the # acres in D4 or D8 by the
# acres in D2. Round to two decimal points. 100% is allowable if
given by R (even though R lives on part of it).
D5 OWNERSHIP STATUS OF FARM/RANCH
1. Check that R's who live on farms or ranches have gone
through the own/rent sequence appropriately. Look for
marginal notes that explain any unusual situations, and
bring these to the attention of the supervisor if the
sequence marked does not appear to incorporate all
information.
2. If PEU are share croppers or tenant farmers: A share
cropper does not own the farm but uses the farm and pays
rent in the form of a share of the crops to the owner. A
tenant farmer rents his farm and pays rent in cash. For
people in these classifications, make sure the "RENTS" box
is checked at D5. Check the rent amount given at D17; if it
is given as a dollar amount, leave it as is. If R "doesn't
know", edit it to 9,999,996. In either case, write it on
the Problem Sheet if the rent, or part of the rent, is not
paid in money.
3. If the "OTHER" box at D5 is marked, examine the response to
see if it should be edited to boxes 1-4 only if the proper
skips have been followed. If the response should remain in
the 'OTHER' box, write it on a Problem Sheet.
D5c Edit as per D19 below.
D8 Edit the # ACRES to PERCENT as per D4.
January 12, 1990
FARM EDIT GUIDELINES
We have arrived at a set of guidelines for handling farms that we think will
be fairly clear in most cases. The guidelines are:
For farm owners and operators:
1. All property of the farm, whether adjacent or not, as long as it
is reported as a single business, will be included in the D
section. D2 should contain all the acreage of the farm; D5d (or
D10) will contain the value of all the land of the farm that the
PEU owns; and D20 should be the total cost of all the property of
the farm.
2. Frequently farmland that is not adjacent to the land the home is
located on is reported in section E. Such property and any
associated debt should be moved from the E section to the
appropriate section D sequences.
3. The above assumes that the PEU actively manages a farming business
that is reported in the M5-M18 sequence. The amounts in M14, M15,
and M18 will contain the following:
M14 The total current value of all the farmland plus the
house and immediately surrounding land plus any tools,
implements, or stock.
M15 The amount that was paid for all of the above.
M18 The amount at M14 minus any debt on the farmland or
the farm business.
In all cases these items will need to be checked by the Editing
Supervisor.
For all cases that do not fit the situations outlined above, see the Editing
Supervisor.
D11,D11e MOBILE HOMES:
1. Look for marginal notes that explain any unusual situations,
and bring these to the attention of the supervisor if the
sequence marked does not incorporate all relevant
information. Write such cases on a Problem Sheet.
2. If "NEITHER OWNS NOR RENTS" is marked, examine the responses
to see if R owns any part of the site or mobile home. If
so, edit D11 and follow-up questions appropriately to agree
with the information you have. If there is any uncertainty
about how to code D11, see the Editing Supervisor.
D16-D16b HOUSE/APARTMENT/FARMHOUSE OWNERSHIP STATUS:
1. Look for marginal notes that explain any unusual situations.
If the sequence marked does not appear to incorporate all
information, bring these to the attention of the Editing
Supervisor. Write up any problem cases on a Problem Sheet.
2. If R mentions Homeowners' Association at D16, edit it to
'5. TOWNHOUSE ASSOC.'
a. If notes make it clear that the fees are not paid or
that they are paid but are optional or for
recreational purposes only, edit D16 to OWNS OR IS
BUYING and edit D16a to ALL OTHERS.
b. OTHERWISE, edit D16 to TOWNHOUSE ASSOC. and D16b to
the fees given (NA them if the amount is not given).
3. If the home is owned wholly or partly by a business owned by
the PEU (in Section M), see the Editing Supervisor.
4. If "R LIVES IN MULTIPLE HU STRUCTURE" is checked at D16a,
check the responses to D18 and D18a.
5. If "NEITHER OWNS NOR RENTS" is checked, read the explanation
given at D16c and check that the correct sequence was taken.
a. If it appears that R owns any part of his/her home,
edit D16 to "OWNS OR IS BUYING" and edit the follow-up
questions appropriately, using all the information
given. If there is any uncertainty, see the Editing
Supervisor and write any problem cases on the Problem
Sheet.
b. If R's housing is fully subsidized by the government,
including military personnel, edit D16 to "PAYS RENT".
DEFINITIONS
1. NEITHER OWNS NOR RENTS are those who:
a. receive rent as part of their pay
b. have sold the house in which they live, have not
moved out as yet, but pay no rent
c. who receive housing as a gift from someone outside
the HU.
2. IF BOTH "OWNS" AND "RENTS" BOXES ARE CHECKED, a correction
must be made. For example:
a. when someone rents the dwelling they live in now,
but owns a home somewhere else, it is the residence
currently occupied that is wanted here, and they
should be considered a renter. The home they own
is real estate which should be counted at E15.
b. If someone rents their home now but has built or
bought, or is building, a home into which they are
about to move, only the RENT box should be checked.
3. WHEREVER R IS CURRENTLY LIVING IS WHAT SHOULD BE RECORDED.
If you find someone reporting on a residence which they
are not currently living in, take it to the Editing
Supervisor. A Problem Sheet will have to be written up.
D17-D17c IF PEU PAYS RENT:
1. If R pays for both room and board, edit out the amount paid
for board. If the amount paid is not known, assume half of
what is paid is rent. If this seems unreasonable, see the
Editing Supervisor.
2. We want the rent most recently paid (or due). For example,
if "the rent was just raised to $275, but when the rent was
paid last it was $260," edit it to $260 per month. If R
mentions several different rents paid over the past year and
gives an average, edit to the rent last paid (or due).
3. If the rent is shared with other EU's, edit D17 to the PEU's
share only. If several "Independent Adult" roommates share
the rent with R and the proportions are unknown, split the
total rent equally among them and edit D17 to R's share. If
the situation is more complex, see the Editing Supervisor.
4. If all of R's rent is subsidized by a governmental unit,
edit D17 to '9 999 995' and NA D17a and D17b if they have
been left blank. Check T1k&n to make sure that the value of
the subsidized rent is included in those income amounts. If
it isn't, edit it at T1k or T1n as per instructions there.
5. FOR TENANT FARMERS & SHARECROPPERS -- see D5.
D17a Water is not assumed to be a utility for purposes of D17a. If
"Yes, water" or "only water," edit the response to "NO"
D17b If only stove and/or refrigerator are provided, edit D17b to
"UNFURNISHED" if it is not already so marked.
D17c If R "lived here before," moved out and then moved back, edit D17c
to date R moved back this time. If R lived in another apartment
in this building or project before moving to this apartment, edit
D17c to date R moved to this apartment.
D18, D18a Look for marginal notes here explaining any unusual situations.
If it is unclear how such information should be coded, see the
Editing Supervisor. Write it up on a Problem Sheet if there are
any unusual or confusing situations. Check ZZ2 for clarification.
D19 FOR HOME (FARM) OWNERS:
1. The house value at D19 should include the part R owns. For
farmers this includes the house, farm buildings, and
contiguous farm land.
2. If R says they have been offered $80,000 but wouldn't take
less than $100,000, code the midpoint.
3. If R has been offered more than the actual value of the
property ("I've been offered $50,000, but it's actually
worth only $30,000"), code the amount offered.
4. If R mentions only the TAX assessed value edit it to
"9,999,996" and put it and the tax assessed value on the
Problem Sheet.
5. If part of the house is owned by persons with independent
finances, the whole value of the house should be at D19-D22
as long as 100% of the house is owned by HU members.
If others outside the HU own part of the house, only the
part owned by HU members should be in D19-D22.
The value of the HU's share should be at Y39b & Y39c as
well, if relevant.
D20 If R bought a house furnished, do not attempt to separate out the
value of the furnishings.
D21 DATE OF PURCHASE:
1. In cases where multiple dates are given at D21 (purchase
date, the house occupancy date, and/or the date of the
mortgage), edit in the date as per the following priorities:
1st Priority: The purchase (closing) date of the house
2nd Priority: The date of the mortgage on the house
3rd Priority: The date moved in
Record the uncoded dates on the Problem Sheet. If the
purchase date of the land is given, edit it out.
2. If the house was purchased/inherited/built in increments,
edit it to the priorities above for the earliest increment
of the house itself (not incl. land purchases).
3. If farmers bought their farm in increments, use the date the
house was purchased/built.
4. If the house was inherited (the GIFT/INHERITANCE box at D20
is checked), this date should be the date inherited.
D22 Add land and house taxes together if they are given separately.
If the period of taxes is not given, write in "YEAR."
SECTION D: HOME MORTGAGES AND OTHER HOME LOANS
(D23-D53)
D23 If R reports both "YES, MORTGAGE" and "YES, LAND CONTRACT" at D23,
check the grid to make sure that at least two columns of the grid
have been filled out. If they have, edit D23 to "YES, MORTGAGE"
and follow that sequence.
If at least two columns of the mortgage grid have not been filled
out, see the Editing Supervisor.
D27-D40a THE MORTGAGE GRID
1. Be on the lookout for any unusual or confusing mortgage
arrangements which may be problems. Take them to the
Editing Supervisor and, if necessary, write them up on the
Problem Sheet.
2. Mortgages reported in this grid should always be left in
unless it is clear:
a. that it is not the home the PEU is currently living in
(move these debts to E15-E34, "Other Property");
b. the home the PEU is currently living in is not
collateral for the mortgage (these may be moved to
D41-D51 or D54-D64) depending on the purpose of the
loan;
c. the PEU is not liable for the mortgage.
d. NOTE: Another exception would be a HOME EQUITY LINE
OF CREDIT (see Quick Reference Guide for definition)
that was NOT a first mortgage. These should be edited
out of COL B or C for D27-D40 or D41-D51 and moved to
D53-D53m.
In all these cases see the Editing Supervisor and the case
should be written up on the Problem Sheet.
3. If it is discovered that the PEU does not own any of the
home and are living rent-free, D16a will have to be edited
to NEITHER OWNS NOR RENTS, and Section D re-edited, UNLESS
the owner is an Independent Adult living in the HU. Then
the full house value and mortgage should be left in and
edited as per item 2 for D28, D29, D31. Be sure, in these
cases, that Y39a is "100%". See the Editing Supervisor and
write this up on a Problem Sheet.
4. If it is found that the mortgage is partly or wholly assumed
or paid for by a business in Section M owned by the PEU, you
should see the Editing Supervisor.
5. If marginal notes indicate that the payments change during
the life of the mortgage for reasons other than variable
interest or balloon payments (which are handled by the
grid), see the Editing Supervisor and put it on the Problem
Sheet. Examples of these would be "negative amortization"
or "graduated payments".
6. Co-ops may have mortgages on the entire building, as well as
on the PEU's unit. If you encounter any such as these, edit
them to include only PEU's unit.
D27, D28, In the case of assumed mortgages, the data in D27, D28, and D30
D30 should be as of the date that the mortgage was assumed by the PEU,
not the date it was originally taken out by the seller.
D27a Beware of confusions between "seller-provided" mortgages (where
the seller provides the financing for the mortgage and the PEU
pays the seller) and "assumed" mortgages where the PEU takes over
the payments from the seller. For "seller-provided" mortgages,
D27a should be edited to "NO".
D28, D29 1. If the PEU owns the house jointly with others outside the
D31 HU, D28, D29 and D31 should be edited to include only the
PEU's share. If a split must be made, see the Editing
Supervisor.
2. If it is jointly owned with an Independent Adult living in
the HU, then the FULL mortgage should be in Section D. Y39
should record the Independent Adult's percentage. The FULL
value of the house should be included at both D19 and Y39b
and the FULL amount still owed on the mortgage should be
included at both D29 and Y39c. In addition, in these cases,
the editor should check to insure that D20 includes the FULL
purchase price and D22 ALL of the real estate taxes on the
home. NOTE: The I'wer Instruction in parens following the
Q at D19 does not apply to these cases.
3. If D28, D29 and D31 are given for an entire building which
is only partly occupied by the PEU, they should be edited to
include only that part occupied. In these cases you must
see the Editing Supervisor and write the case on the Problem
Sheet.
D29 If D29 is NA, do NOT compute it from D30 and D31; leave it blank.
D30 1. If D30 is answered in a fractional # of years, edit it as
per the GENERAL INSTRUCTION 22a.
2. If "NO SET #" is checked, check D52-D53k for possible
double-counting. If double-counting is found, see the
Editing Supervisor.
D36 Edit the Type of Institution at D36 as per GENERAL INSTRUCTION 21.
D37 Precode the purpose of the 2nd mortgage at D37 using the LOAN
PURPOSE CODE.
D40, D40a Check that the D40 and D40a boxes are checked correctly after all
editing of this section is finished.
D41-D51 OTHER HOME LOANS
1. Watch for cases here which have:
a. HOME EQUITY LINE OF CREDIT loans, which should be in
D53-D53m;
b. 2nd and 3rd Mortgages (for which the home is clearly
noted as being collateral) which should be in COLUMNS
B & C of the D27-D40 mortgage grid;
c. Home improvement loans (purpose clearly stated), for
which the home is not collateral, should be in D54-
D64.
If you think you have found any of these, see the Editing
Supervisor. They should be edited to their proper place.
If you find such a loan here double-counted with one in D53-
D53m, the Section H loan grid, or D54-D64, edit it out here
and leave it in its proper place. These should be written
on the Problem Sheet.
2. If more than one "other" loan is itemized here, leave the
largest (in terms of the amount borrowed) here and move any
other to the grid at H3-H15 (where they should be coded "01"
for loan purpose).
D45 If D45 is answered in a fractional # of years, edit it as per the
GENERAL INSTRUCTION 22.
D51 Edit the type of institution at D51 as per GENERAL INSTRUCTION 21.
D53 Edit the # LINES OF CREDIT entered in the box at D53 to be
consistent with the number recorded in Columns #1-#3 of the grid
and D53m as per GENERAL INSTRUCTION 24.
D53a-D53h THE HOME EQUITY LINES OF CREDIT (HELC) GRID
1. If a HELC here is double counted in the Mortgage grid at
D27-D39, leave it in there if it is the first mortgage;
leave it in here if it is not a first mortgage; put it on a
Problem Sheet in either case.
2. Check for Credit Cards which may be included or double-
counted here. They should be edited out of this sequence to
Section B. If they are double counted, remove them from
Section B and put the information on a Problem Sheet. If
they can't be separated out of Section B, see the Editing
Supervisor.
3. Edit out any business lines of credit found here.
D53d Pre-code the purpose of the loan using the LOAN PURPOSE CODE
If the purpose of the loan is coded "10" (to purchase a car),
check the "owned vehicle" grid (G8-G23) to see if this loan is
double-counted there.
a. If it clearly is, edit the debt out of the vehicle
grid.
b. If it may be, but it is not clear, see the Editing
Supervisor.
NOTE: A car used for business purposes (but not owned
by the business) may be left here.
D53h Edit the type of institution at D53h as per GENERAL INSTRUCTION
21.
D53m If the PEU has more than three HELC, any money owed on these
surplus lines will be entered at D53m. If marginal notes should
include more information on one or more of them than just the
amount owed, move it to the loan grid at H1-H15, if there is an
available empty column. If the purpose of the loan is not
specified, you will have to precode loan purpose NA.
SECTION D: ADDITIONS AND REPAIRS AND LINES OF CREDIT
(D54-D76)
D54-D54a ADDITIONS AND IMPROVEMENTS
1. Check marginal notes to make sure R has not failed to
include an addition such as "landscaping", "built a garage",
or some other exterior addition which he/she thought should
not be included but which is an addition. If you find such
cases, bring them to the Editing Supervisor.
2. Additions on farms and businesses should be edited out. But
additions on the farmhouse, or that part of a business which
contains the PEU's home, should be left in.
3. If a home was built in increments and an addition seems to
be one or more of the increments, take it to the Editing
Supervisor. Building of the home and its cost and loans
should not be here.
D55-D65 LOANS FOR ADDITIONS
1. If a loan here is clearly collateralized by the house, it
should be moved to column 2 or 3 in the mortgage grid.
2. If you find a loan here that is clearly a Home Equity Line
of Credit, it should be moved to D53-D53m.
3. Loans here that are double-counted in the mortgage or HELC
sections should be edited out here and left in those
sections.
D58 If D58 is answered in a fractional # of years, edit it as per the
GENERAL INSTRUCTION 22.
D64 Edit the type of institution at D64 as per GENERAL INSTRUCTION 21.
D65-D65b If another home addition and improvement loan is at D65-D65b and
marginal notes provide more information on it than can be
contained in D65a&b, move it to the loan grid at H1-H15, if there
is an available column there.
LINES OF CREDIT FOR NON-OWNERS ONLY:
D68c Edit the type of institution at D68c as per GENERAL INSTRUCTION
21--"CHECK ALL THAT APPLY".
D68d Check that the # LINES OF CREDIT (LOC) recorded in the blank at
& D69 D68d is the same number as is entered in the box at D69 on the
next page. If it is not, see the Editing Supervisor.
D69 Edit the # LINES OF CREDIT (LOC) entered in the box at D69 to be
consistent with the number recorded in Columns #1-#3 of the grid
and D76 as per GENERAL INSTRUCTION 24.
D70-D74 LINES OF CREDIT (LOC) GRID
1. Business lines of credit should not be included here. Edit
any that are found out, with a note saying "business debt."
If it is for a "Sole Proprietorship", see the Editing
Supervisor as per General Instruction 26.
D70 Precode the purpose of the loan using the LOAN PURPOSE CODE.
See the instructions for D53d if the purpose is code "10" (to
purchase a car).
D74 Edit the type of institution at D74 as per GENERAL INSTRUCTION 21.
D76 If there are more than three LOC, any money currently owed on the
surplus LOC's will be in D76. If enough detail is included in
marginal notes concerning this debt, edit it out of D76 and into
H1-H15 if there is an empty column. The purpose of the loan will
have to be NA'd if it is not given here.
SECTION E: OTHER PROPERTIES, LAND CONTRACTS
E2a Edit the # NOTES/LAND CONTRACTS/MORTGAGES entered in the box at
E2a to be consistent with the number recorded in Columns #1-#3 of
the grid and E13-E13b as per GENERAL INSTRUCTION 24.
E3-E13b NOTES/LAND CONTRACTS/MORTGAGES OWNED
1. Check for double-counting of properties between E3-E11
(sold) and E16-E34a (currently owned). If a property is
clearly listed in both places, leave it here and edit it out
of E16-E34a. If you suspect double-counting but it's not
clear, take it to the Editing Supervisor.
2. Edit out all notes, land contracts or mortgages held or
owned by any business that the PEU owns or has an interest
in.
E9 If E9 is answered in a fractional # of years, edit it as per
GENERAL INSTRUCTION 22.
E11a If E11 is YES: Check the amount the PEU still owes at E11a and
the amount it is still owed at E4 or E7. If the amount at E11a is
considerably larger than the amount at E4 or E7, and there are
marginal notes, write them on the Problem Sheet.
E15 Edit the # PROPERTIES entered in the box at E15 to be consistent
with the number recorded in Columns #1-#3 of the grid and E36-
E37f, as per GENERAL INSTRUCTION 24.
E15-E37e THE OTHER PROPERTY OWNED GRID
1. Do NOT edit out "any property owned by a business that [PEU]
has an interest in" as instructed by the question at E14,
unless it is perfectly clear that the property is included
or is the same as the business listed in Section M. If you
suspect that it is, but it is not perfectly clear, see the
Editing Supervisor. These will be flagged with a special
code (see PROPERTY LINK CODE below).
2. Do edit out properties owned by limited partnerships where R
is a limited partner if you find them in this section
(UNLESS R or the PEU member owning them are GENERAL
PARTNERS). Edit them out of here (E16-E34a) AND edit them
into the M20-M21a section on passive businesses. See the
Editing Supervisor for such cases and write them up on the
Problem Sheet.
3. Burial Plots, if listed here, should be moved to N52a-N52b.
If there is any debt on them, move that to the Section H
loan grid.
4. Mobile Homes should be included here, unless they are the
current residence of the PEU. (See definition at G8, note
3.)
5. Be particularly alert in this section for unusual or
confusing situations. Take anything that seems suspicious
to the Editing Supervisor.
E16 Precode each property, using the PROPERTY LINK CODE, above the
PROPERTY # heading for each column. If you are unsure which code
to use for a property, see the Editing Supervisor.
E17 1. If "Limited Partnerships" are noted here, see E15-E37e, item
2 above.
2. Box 1 "OWNED BY R" is meant to include ownership by R's
Spouse, either with R or alone.
E17a-E33 Value and Debt on Property
1. If marginal notes indicate that only the PEU's share is
recorded in E18-E29, compute and edit E18, E20, E23, E24 and
E26 to the totals for the property using the PEU's share at
E17a.
2. If the PEU owns TIMESHARE property, then leave E18-E29 as
only the PEU's share and edit E17 to "OWNED JOINTLY". If
the entire value and debt on TIMESHARE property is given,
compute and edit it to the PEU's share only.
3. Except for item 2 above, if E17a is NA or DK and it appears
that E18, E20, E23 and E24 are only the PEU's share, then NA
E18, E20, E23 and E24 and put this on the Problem Sheet.
E18 If "TAX ASSESSED" value is given, edit it out and precode
"9 999 996". Write the tax assessed value with appropriate notes
on the Problem Sheet.
E25 If E25 is answered in a fractional # of years, edit it as per
GENERAL INSTRUCTION 22a.
E33 Edit the Type of Institution at E33 as per GENERAL INSTRUCTION 21.
E34a, Gross Income from Property
E36g,
E37f 1. If there is any clear indication at E34a, E36b or E37f that
the income amount given is "net" (see definition in Quick
Reference Guide) instead of "gross", NA the amount and write
the details on the Problem Sheet.
2. If Income was received from the property other than RENTAL
income (such as parking fees, etc.) include them in the
total. Total income from the property is wanted here,
despite the wording ("renting out") of the questions at E36f
and E37e.
PROPERTY LINK CODES
For every property at E16 (page 31) precode at top of each column:
High 1. This property associated with Bus #1 at M5a
Priority
2. " " " " Bus #2 " "
3. " " " " Bus #3 " "
4. This property is associated with a business listed at
M5a, BUT it is
MAKE (a) a business beyond #3 (at M19a-c) or
CARD (b) associated with more than one M5a
business or
(c) NA which business
(d) business located in R's home
Low 5. No business or job connection; property not associated
priority with a business at M5a-M19c (i.e., no info present
which ties this property to an M5a-M19c business) OR
NO businesses listed in M5a-M19c; AND no link to R/S's
main job.
6. This property is associated with R's main job (at R3
or R14)
7. This property is associated with S/P's main job (at S3
or S14)
SEE ED SUP 9. This property cannot be linked with reasonable
certainty
SECTION G: VEHICLES
G2 Edit the # LEASED VEHICLES entered in the box at G2 to be
consistent with the number recorded in Columns #1, #2 and G6a as
per GENERAL INSTRUCTION 24.
G3-G6a THE LEASED VEHICLE GRID
1. Move any vehicles which are leased by a business but used by
the PEU for personal purposes to G24. These would include
those leased by a business that the PEU has an interest in.
If the vehicle is leased by a business but not used by PEU
for personal purposes, then edit them out.
2. Edit out all leased motorhomes, travel trailers,
motorcycles, snowmobiles, all-terrain vehicles as well as
tractors and mowers from G3-G5a.
G7a Edit the # OWNED VEHICLES entered in the box at G7a to be
consistent with the number recorded in Columns #1-#3 and G23a-
G23d, as per GENERAL INSTRUCTION 24.
G8-G23d THE OWNED VEHICLE GRID
1. Move any vehicles owned by a business (including any the PEU
has an interest in) but used by the PEU for personal
purposes to G24. If there are already vehicles at G24, and
you are not sure whether the ones you are moving are already
included there, leave them out and record all details on the
Problem Sheet. Those owned by a business but not used for
personal purposes should be edited out.
2. Edit out any vehicles:
a. not in running order
b. not licensed now nor planned for licensing in 1990
c. not yet purchased, or ordered but not yet received
d. not owned by the PEU.
3. Check for double-counting of debt in Section H. If you find
any, edit it out of Section H and leave it here. If it is a
part of a larger debt there, and needs to be split, see the
Editing Supervisor.
G8 Type of Vehicle
1. Move all motorhomes, travel trailers, motorcycles,
snowmobiles, and all-terrain vehicles to G25a-G39d and write
the description of the vehicle on a Problem Sheet.
2. Edit tractors/mowers out. If they are for personal use and
have debt, move debt to Section H.
3. Edit mobile homes to Section D and the mortgage grid if it
is the current residence of the PEU or to the Section E
Other Property Grid if it is not.
DEFINITION
A mobile home is fixed to its lot. A motorhome has a
motor and is self-propelled. A travel trailer, for
purposes of this study, is towed by a car and "parked",
when not being towed. It is not fixed to its lot. If
it becomes fixed to its lot it should be considered a
mobile home. Be aware, however, that R's confuse these
terms and may not be using our definitions.
G16 If G16 is answered in a fractional # of years, edit it as per
GENERAL INSTRUCTION 22.
G22 Edit the type of institution at G22 as per GENERAL INSTRUCTION 21.
G23a-G23d If there is more information about cars and the debt volunteered
at G23a-G23d than can be captured in the Q's, write it on the
Problem Sheet.
G24 Do not include vehicles leased by a business which the PEU uses
regularly for personal purposes; write these on the Problem Sheet
if found.
G25a Edit the # (Other) VEHICLES box at G25a to be consistent with the
number recorded in Columns #1, #2 and G39a-G39d in the OTHER
VEHICLE GRID as per GENERAL INSTRUCTION 24.
G26-G39d THE OTHER VEHICLE GRID
Edit as per the Car Grid, G8-G23d, items 2a-d & 4 and G8, items 2
& 3.
G32 If G32 is answered in a fractional # of years, edit it as per
GENERAL INSTRUCTION 22.
G38 Edit the type of institution at G38 as per GENERAL INSTRUCTION 21.
G39a-G39d If there is more information on the vehicles in G39a-G39d
volunteered than can be captured in the Q's, write it on the
Problem Sheet.
SECTION H: LOANS
H1a-d 1. In general, the number of loans recorded in H1a-d should sum
to the number recorded in the box at H3, except when 2 or
more smaller loans have been combined into one column to fit
into the grid and are counted as only one loan there. In
that case, H1a-d will sum to the actual number of loans and
the box at H3 will reflect the number after being combined.
If you edit loans into or out of the grid you must change
the numbers recorded in H1a-d, as well as the H3 control
box.
2. If it should be necessary to distinguish between the
categories of a-d, assume a and b have high priority and d
has low priority.
H3 Edit the # OF LOANS entered in the box at H3 to be consistent with
the number recorded in Columns #1-#6 (including LOANS #4-#6 on the
EXTRA LOAN PAGES), as well as the number of loans from the grid
that were moved to N53a, as per GENERAL INSTRUCTION 24. (NOTE:
Loans #5 and #6 may be misnumbered in the printing of the Iw on
p.45b.)
H4-H15 THE (OTHER) LOAN GRID
1. EXCLUDE:
a. Business or farm debt that the PEU is not personally
liable for. If it is unclear whether the
business/farm or the PEU is liable, check M10-M10b.
If it is still unclear, leave it in and write it on
the Problem Sheet.
b. Past due bills, UNLESS:
1) a specific repayment arrangement has been made;
or
2) the bill is more than 3 months past due; or
3) it amounts to $200 or more.
c. Debts which R clearly has no intention of repaying.
d. Credit card debt (this should be edited to Section B).
e. Intra-PEU debt (i.e., owed by one PEU member to
another PEU member).
2. INCLUDE:
a. Back taxes.
b. Money borrowed from a pension plan.
c. Medical debt (of $200 or more).
d. Loans for home improvements which R listed here
(unless it is double-counted at D55-D65b, then it
should be left there only).
e. Education loans, whether currently being paid on or
not (if it is owed by a current member of the PEU).
f. Defaulted co-signed notes: loans which a PEU member
had co-signed for someone else and for which the PEU
member now assumes the obligation. These must also be
written on the Problem Sheet.
g. Intra-HU debt: debt that a PEU member owes to an
Independent Adult living in the HU.
h. All other debts or loans owed by a member of the PEU
listed by R in this section and not edited out or
moved by any of the other instructions here, or found
anywhere else in the interview and not excluded by any
instructions here.
H4 Code the purpose of the loan at H4 using the LOAN PURPOSE CODE.
Code the first two mentions if more than one is given. Use code
97 if more than two mentions are given.
H5 1. For REGULAR INSTALLMENT loans (H7=1), if marginal notes
indicate that the date that the loan was taken out is
different than when the payments started, edit H5 to the
date the payments started. If it is known that the date is
different, but it is not known the date they started, write
it on the Problem Sheet.
2. If payments haven't started yet, but date is known when they
will start, edit H5 to that date.
H7 1. H7 should be edited to "REGULAR PAYMENTS" in all cases in
which current regular monthly payments have been agreed
upon, including overdue bills which the PEU has made
"arrangements" for.
2. H7 should be edited to "OTHER KIND" for:
a. loans not yet due or not yet being paid on (such as
Educational Loans on which payments won't start until
sometime in the future);
b. past due bills on which no "arrangements" have been
made;
c. loans for which the regular payments agreed on are not
monthly (i.e., "twice a month," "quarterly").
NOTE: In these cases, payments, and the frequency of
them, should be edited to H10. You will have to NA
H11 & H12 UNLESS R volunteered them.
H8 If H8 is answered in a fractional # of years, edit it as per
GENERAL INSTRUCTION 22.
H9 For regular installment loans where payments are not currently
being made, edit H9 to '9995. No payment being made.' If they
are behind or not paying the full payment amount, edit H9 to the
amount they should pay and put other information on a Problem
Sheet.
H10 For loans and debts on which payments are not yet being made (such
as deferred education loans), edit the "typical payment" to $"0"
PER ___.
H13 If the current interest rate for medical bills owed to doctors,
dentists and medical facilities is NA or DK, leave it NA/DK.
H14 1. Edit the type of institution at H14 as per GENERAL
INSTRUCTION 21.
2. For medical debts owed to doctors, hospitals or dentists,
precode "22".
H18 Edit the number of miles written in the blank to check boxes "LESS
THAN A MILE" or "OVER 50 MILES" whenever appropriate.
LOAN PURPOSE MASTER CODE
Precode purpose of loan at D37, D53d, D70 and H4 using this code.
Precode up to 2 mentions in each location.
HOME PURCHASE, ADDITION OR REPAIR OF CURRENT RESIDENCE
01. Own home purchase
03. Home improvement or addition (incl. assessments for sewer/
sidewalk, etc.)
04. Home repairs/maintenance/upkeep
CAR/HOUSEHOLD DURABLE GOODS
10. Car
11. Refrigerator
12. Stove/Range; microwave oven
13. Dishwasher
14. Freezer
15. Air conditioner
16. Washing machine (incl. washer/dryer combination)
17. Dryer
18. Furniture (excluding pianos and organs--see 34); lamps;
mattress and spring combinations; rug and/or carpet; other
household furnishings
20. Vacuum cleaners
23. Home computer; calculator; computer terminal
24. Truck/jeep/utility vehicle
25. Combination of appliances (incl. TV); "appliances"--NA type
26. Combination of furniture + appliances
29. Other appliances or durable goods; sewing machine;
typewriter
SMALL/INDOOR HOBBY OR ENTERTAINMENT GOODS
31. Stereo; phonograph (may include radio); include sound
equipment, amplifiers here; radio (AM or FM); tuner; CB
equipment; tape recorder, tape player (cassette or reel-to-
reel); CD player
34. Piano; organ
35. Musical instruments (excluding pianos and organs)
36. TV--color or black and white; "home entertainment center"
(incl. combination TV, radio, phonograph); video cassette
recorder/player (VCR); video camera (Cam-corder)
49. Other small/indoor hobby or entertainment items (incl. pool
tables and regular cameras)
50. Power tools and yard equipment
OUTDOOR HOBBY AND RECREATION GOODS
61. Boat; boating equipment (including trailer)
63. Motorcycles; bicycle; moped; snowmobiles; off-road vehicles
65. Camper-trailers; "RV"--NFS
67. Cottage; vacation property; mobile homes--seasonal residence
(if current residence, code 01); "motorhome"; "second home"
69. Other outdoor recreation items; horse
SAVINGS AND INVESTMENTS
High 71. Invest in Bus #1 (from Section M)
Priority 72. " " Bus #2 " " "
73. " " Bus #3 " " "
74. Invest in own business, other than 71-73 or NA which or all
75. Business investment (own) (exc. 71-74), incl.
businesses now defunct
76. Other asset investment; bought stocks/bonds; IRA
deposit; gold; "investment" -- NFS
78. Investment real estate (incl. cemetery plots and additions
and repairs to investment property); farmland (exc. 71-74);
include businesses of self-employed R's who don't report a
business in the M section
79. Other investments
SPECIAL EXPENSES
81. Travel/vacation expenses
82. Medical/dental expenses; attorney's fees
83. Education/school expenses
84. Tax and insurance expenses (exc. vehicle, code 93)
85. Weddings/funerals
88. Moving expenses
89. Other special expenses; encyclopedia; health membership
MISCELLANEOUS PERSONAL NEEDS
90. "Personal loan"--NA what for
91. Bill consolidation; "bills"
92. Personal items, incl. clothing, jewelry
93. Vehicle repair/upkeep (incl. insurance)
94. Gifts; goods or gifts of money; "Christmas"
95. Living/general expenses
96. Loans made to others; "loaned friend/son money for a house"
-7. Other (incl. combinations)
SECTION M: BUSINESSES
M1, M2 Check D1; if "R LIVES ON A RANCH AND FARM" is checked AND D3 is
checked "YES", then box "R OR R"S FAMILY OPERATE FARM/RANCH
BUSINESS ON THEIR PROPERTY" should be checked at M1 and there
should be at least one business at M2 connected to the farm or
ranch. If not, bring the Interview to the Editing Supervisor.
M2, M4a, Edit the number entered in "# BUSINESSES" at M4a to be
M5 consistent with the number entered in the control box at M5.
M5 Edit the # OF BUSINESSES entered in the box at M5 to be consistent
with the number recorded in Columns #1-#3 and M19a-c of the grid.
M6 If more than one box is checked or marginal notes are inconsistent
with the box checked at M6, edit the boxes to one choice to
indicate how the PEU originally acquired the business.
If necessary, edit the date at M8 to agree with the editing of M6.
M9d If R reports that a business is a "limited partnership" at M9d, it
should be moved to M20-M20e (PASSIVE BUSINESSES), but only if it
is clearly stated that they (the PEU) are "limited partners" and
not general partners.
If the limited partnership is moved to M20-M20e, all the details
of the business should be written on the Problem Sheet and, if it
is the only business, M4 should be edited to "NO".
M10, M10a CHECK FOR CURRENT COLLATERALIZED LOAN
1. If M10 has been marked YES, but the answer to M10a indicates
that R does not currently have a personal loan (i.e., M10a
is "nothing"), edit M10 to NO.
M14, M15 Edit to include only PEU's share.
M16, M17 If the net income reported in M17 exceeds the gross receipts
reported in M16, leave the inconsistency unless there are
explanatory notes which support reversing the figures at M16
& M17. If any explanatory information is available, write
it on the Problem Sheet.
M20a, Check the number of other (non-actively managed) businesses
M21a-f reported at M20a. It should be equal to or greater than the
number of types of businesses ("YES" boxes) checked for M21a-f.
See the Editing Supervisor if it is not.
SECTION N: FINANCIAL ASSETS
N1-N43a GENERAL SECTION N INSTRUCTIONS
1. Watch for accounts and assets that belong wholly or partly
to a business or to persons not in the PEU.
a. If they belong wholly to the business or person
outside the HU, edit them out unless the business is a
"sole proprietorship", in which case see the Editing
Supervisor.
b. If they belong to an INDEPENDENT ADULT, check to make
sure they are included at Y37-Y38c.
c. If they are owned jointly with the PEU, and it is not
clear how to split them, leave them in, but NA the
amount. Write these on the Problem Sheet.
2. Watch for margin notes or specific $ amounts reoccurring in
different places which would indicate the double-counting of
assets within Section N.
Amounts double-counted in two different places in Section N
should be left in the most specific type of account, unless
otherwise instructed (e.g., if listed in a savings account
and as an IRA--edit it out of the savings account and leave
it in the IRA).
3. Assets from pension and profit sharing plans may be held in
a variety of ways and could be double counted in both
Section N and Sections R/S. Check assets and accounts in
this section against pension accounts for current jobs at
R21, R32, S21 and S32 and against pension accounts from past
jobs at R53c-d and S53c-d. If double counting is found,
edit it out of Section N and leave it in Sections R/S,
except for IRA's which may be left in the R53b-g future
pension grid and the N11-N14 IRA grid if R53d is marked
"YES, IRA/KEOGH".
If assets are found in this section (N) which are clearly
labelled as being part of R's or S's current or future
pension or profit-sharing plans and which are not double-
counted in Sections R or S, see the Editing Supervisor. For
SEP-IRAs, see Note 2 at N12.
4. Check for instances where a R has not known total figures
because they did not know a component -- possibly because an
account belongs to another FU member (for example, R may not
know the amount of a daughter's U.S. Government bonds, but
does know the amount of his/her own bonds). In these cases,
NA the amount and write the known, given amount on the
Problem Sheet, as well as noting there that there is also an
unknown amount.
5. Edit out any accounts that were not set-up at the time of
the first contact for the Interview.
6. Be sure that accounts which are jointly held by two people
in the PEU are only counted once.
7. If margin notes anywhere in Section N, except at N41-N46,
indicate that the assets listed are part of a CMA or FMA,
take it to the Editing Supervisor.
N3 Edit the # of Checking ACCOUNTS entered in the box at N3 to be
consistent with the number recorded in Columns #1-#6 of the
Checking Account Grid and N8 as per GENERAL INSTRUCTION 24.
THE CHECKING ACCOUNT GRID
N4 Edit the type of institution at N4 as per GENERAL INSTRUCTION 21.
N6 Check all accounts checked "YES" at N6 against the money market
grid at N17-N20 for double-counting. If any of them are clearly
double-counted, edit them out of the checking account grid and
leave them in the money market grid. NOTE: If that would edit
all of the PEU checking accounts out, leave the first one listed
in, and edit its counterpart out of the money market grid.
NEVER edit the main checking account (account #1) out of the
checking account grid. See the Editing Supervisor in such cases.
N8 If more detail is given concerning the remaining checking accounts
than is asked for at N8, enter it on the Problem Sheet.
N10-N14 THE IRA, KEOGH ACCOUNT GRID
1. Watch particularly for double-counting here with pension
plans as per instruction 3 at the beginning of this section.
2. However, if a SEP-IRA (Simplified Employee Pension) is
listed here and is not double-counted in Sections R or S,
leave it in this grid and precode a "2" under the "IRA" box
at N12.
N11, N13 Edit the type of institution at N13 as per GENERAL
INSTRUCTION 21 -- "CHECK ALL THAT APPLY".
N14a Be sure the correct skips are marked at the bottom of each column.
(This grid is not filled in sequentially, but in order of who has
an IRA/KEOGH account.)
THE MONEY MARKET GRID
N16a Edit the # OF MONEY MARKET ACCOUNTS entered in the box at N16a to
agree with the number recorded in Columns #1-#3 and N21a as per
GENERAL INSTRUCTION 24.
N19 Edit the type of institution at N19 as per GENERAL INSTRUCTION 21.
N21a If more detail is given concerning the remaining money market
accounts than is asked for at N21a, enter it on the Problem Sheet.
N22-N22c CERTIFICATES OF DEPOSIT
1. Be particularly alert to double-counting with IRA's at N11-
N14; edit them out of here if such double-counting is found.
2. Watch for double-counting also with Sections R/S. See
GENERAL SECTION N INSTRUCTIONS item 3 if you find any.
N22a, Edit the type of institution at N22c as per GENERAL INSTRUCTION
N22c 21--"CHECK ALL THAT APPLY".
N23a Edit the # of Savings ACCOUNTS entered in the box at N23a to agree
with the number of savings accounts recorded in Columns #1-#5 and
N26a as per GENERAL INSTRUCTIONS 24.
N24-N25 THE SAVINGS ACCOUNT GRID
1. This grid is intended to pick up any other savings-type
accounts that have not been included in earlier grids.
Watch for double-counting with checking account, IRA, CD and
Money Market grids; edit them out of here if found. Move
any such assets to their proper grids if they are found
clearly marked here and not there.
2. Include here passbook, statement savings and credit union
share accounts, Christmas Clubs and all other savings
accounts, as well as accounts at foreign banks, unions, AARP
or other organizations, building and loan associations, and
colleges.
N24 Edit the type of institution at N24 as per GENERAL INSTRUCTION 21.
N26a If more detail is given concerning the remaining savings accounts
than is asked for at N26a, enter it on the Problem Sheet.
N28a-e MUTUAL FUND GRID
1. Watch for double-counting of mutual funds with pension funds
in Sections R & S as per instruction 3 for this section.
2. Check for double-counting of:
a. STOCK FUNDS at N28a and stock at N37 & N39, and
b. BOND FUNDS at N28b-d and bonds at N31a, N32a or
N33a-d.
If any are found, leave them here at N28a-d and edit them
out of the later section(s).
BONDS AND BILLS
N32 Check that the number entered in the # BONDS OR BILLS blank is not
less than the number of boxes checked "YES" at N33a-N33d.
N33a-d Watch for double-counting of bonds with pension funds in Sections
R & S as per instruction 3 for this section.
PUBLICLY TRADED STOCK
N37, N39 1. Watch for double-counting with pension or profit
sharing funds in Sections R & S as per instruction 3
for this section.
2. Check for consistency between N37 & N39a if N39 is "YES".
a. N39a must be equal to or less than N37.
b. If N36 is "1", then N37 and N39a must be the same.
If either of the above is not true, see the Editing
Supervisor.
3. If there is any indication that the amount of N39a includes
stock in a business in Section M, see the Editing
Supervisor.
4. Stock which is clearly not publicly traded and can be
separated from publicly traded stock should be moved to
N52--"other assets." You should check Section M for double-
counting.
5. IF R DOES NOT GIVE A VALUE ON STOCKS, but names the stock
and the number of shares or the dividends paid, record it on
the STOCK HELD sheet at the front of the Problem Sheet book.
BROKERAGE ACCOUNTS
N40a-N40f If any significant extra detail (not codeable in N40a-f) regarding
a brokerage account (such as the amount due on a margin account)
is volunteered by R, add it to the Problem Sheet.
N41-N46 TRUSTS, ANNUITIES, AND MANAGED INVESTMENT ACCOUNTS
1. Check the margin notes in this sequence for any indication
that the assets recorded are double-counted in any of the
accounts reported earlier in this section. If you find any,
see the Editing Supervisor.
2. If R mentions a "limited time annuity" and any details are
given in margin notes, add them to the Problem Sheet.
LIFE INSURANCE
N47-N50 Exclude life insurance policies whose beneficiary is a business in
Section M.
N48, N48a If "burial insurance" is mentioned at N48-N48a, leave it.
N51, N51a MONEY OWED TO THE PEU
1. Exclude:
a. money owed to a PEU business;
b. money owed to one PEU member by another PEU member
c. money that R doesn't expect to be repaid, including
"probably won't."
2. If at N51 a note says the PEU is owed money by a business in
Section M, check M11-M11a to determine if it is included
there:
a. if it is, edit it out of here (N51-N51a).
b. if it is not, move it to M11-M11a.
c. if you are unsure about the double-counting, take it
to the Editing Supervisor.
3. Money owed to the PEU by a business that has been sold
should be left here.
N52-N52c OTHER ASSETS
1. Move items that should be included in other sections to
their appropriate place. If you have doubts concerning
whether or not to move something, see the Editing
Supervisor.
a. Move any vehicles found here (including antique and
valuable vehicles) to Section G. Assume that there is
no debt on them unless there is contrary evidence.
Code [such] vehicles moved to the G8-G22 grid '6' at
G8.
2. Some items which should be included here:
a. antique and valuable items and collections
b. silver, gold, jewelry
c. cash
3. Do not edit items out just because the value seems small.
4. Move any future inheritances or estates mentioned here to X9
and delete them from here.
N53-N53a OTHER DEBTS
1. Edit out any debts which have been listed in other sections.
2. Move all bills of $200 or more whose purpose is clear to the
Section H loan grid if they meet the qualifications there.
3. Debts for business purposes should be moved to the Section H
loan grid if is clear that the PEU is personally liable. (A
bankruptcy debt for an unincorporated business or debt on a
business no longer in operation would be examples.)
BUSINESS OR PROPERTY LINK CODE FOR JOBS
Precode at R2 (R2='SOMEONE ELSE') or R14 (self-employed) and/or R40b
(second job, if 'BUSINESS' is checked). Precode also S2, S14, and
S40b for Spouse/Partner.
1. This job associated with Bus #1 at M5a
High
2. " " " " Bus #2 " "
Priority
3. " " " " Bus #3 " "
4. This job is associated with business listed at M5a,
BUT it is:
MAKE a) a business beyond #3 (at M19a-c) or
CARD b) associated with more than one M5a business or
c) NA which business
5. No Business or Property link; this job not associated
with a business at M5a-M19c (i.e., no info present
which ties this job to businesses) OR NO businesses
listed in M5a-M19c, and not associated with Properties
at Section E or no properties listed.
6. Code at R40b or S40b only. This job (not codable 1-4
above) is associated with properties listed in Section
E. Note: This information only available if
volunteered by R.
SEE ED SUP 9. It is unclear whether or not a link exists with a
business or property.
Where to Precode:
At R2: in left margin above the OCC precode
At R14: to right of box
At R40b: to right of little box in larger box
SECTION R: EMPLOYMENT OF RESPONDENT
R1 1. Check that a two-digit occupation status code has been
precoded in green next to the status boxes. If not, see an
occupation coder or the Editing Supervisor.
2. If R mentions here that his/her work is 'volunteer' work,
see the Editing Supervisor.
R1d RETIREMENT DATE
1. If both "RETIRED" and "DISABLED" are checked at R1 AND two
dates are given at R1d, edit R1d to the date which is
consistent with the green two-digit occupation status code.
"50" is "RETIRED"; "52" is "DISABLED."
2. If R has retired twice (2 dates are given), keep only the
most recent date. Put the other date on a Problem Sheet.
This will occur often with career military persons who go on
to second careers.
R2 CHECK SELF-EMPLOYMENT
1. If the "RUN MY OWN BUSINESS" box at R2 is checked, edit R2
to "SELF-EMPLOYED."
2. Make sure no self-employed persons followed the "SOMEONE
ELSE" sequence. If they did, move the information in R3-R12
to the appropriate matching questions at R14-R14k. R8
should be moved to R14g and R15 to R14k.
3. If you are unsure whether you should consider someone "SELF-
EMPLOYED," see the Editing Supervisor.
NOTE: A person does not need to have a business listed in Section
M to be self-employed. Not all self-employed people own
businesses.
R3, R4 MAIN OCCUPATION: R WORKS FOR SOMEONE ELSE
1. Check that there is a three-digit green precode to the left
of R3 and R5. If either is missing, see an occupation coder
or the Editing Supervisor.
2. If R's response to R3 and R4 seems to include two different
jobs, one of them should have been moved to R's second job
at R40-R44. Check in these cases to see that a second job
is at R40-R44; if it is not, see an occupation coder or the
Editing Supervisor.
3. Precode the JOB/BUSINESS LINK CODE, for the job coded at R3,
to the right of the "I RUN MY OWN BUSINESS' box at R2.
R7 EDIT WEEKS WORKED
1. Edit any non-week response to # of WEEKS normally worked,
assuming 4.3 weeks to a month.
2. For teachers and other school personnel:
a. Do not edit teachers or "school personnel" to 52 weeks
worked, if the answer is less.
b. Check that the salary reported at R8 is consistent
with the # WEEKS R reported at R7. If not, edit the
salary to an annual basis.
3. Note that Q reads "...in a normal year." If R answers that
he/she hasn't worked for a full year yet and it is
reasonably clear that the job is not seasonal, edit R7 to 52
weeks.
R8 EDIT HOURLY JOB EARNINGS TO A WEEKLY WAGE
1. Edit dollars per hour at R8 to dollars per week by
multiplying the dollars per hour times the number of hours
per weeks worked given at R6 and then precode an "8" in the
PER blank, to indicate that this conversion was performed.
NOTE: If R6 is NA or DK, check R44 and assume the following:
For females: full-time = 35 hrs/wk, 5 days;
part-time = 15 hrs/wk, 3 days.
For males: full-time = 40 hrs/wk; 5 days;
part-time = 20 hrs/wk, 4 days.
2. Tips, bonuses, overtime, commissions and piecework should be
included in calculating the wage rate.
a. If tips are mentioned, but the amount is NA, multiply
the wage rate by 1.5 and put the information on a
Problem Sheet.
b. If overtime is mentioned, but the amount is NA, assume
time-and-a-half for any hours per week over 40 and put
the information on a Problem Sheet.
c. If salary/wages are given for one time period and
commissions, bonuses, tips or other payments are given
for a different time period, see the Editing
Supervisor.
d. If R is paid by commission and the amount is not
known, edit R8 to the known amount and put all details
on the Problem Sheet.
e. If the base wage rate is given or can be calculated,
do not NA it because of unknown or uncalculable tips,
bonuses, overtime, commissions or incentivesm etc.;
edit R8 to the known base wage rate and write the
uncoded details on the Problem Sheet.
3. If the salary/wages are given "after taxes", NA R8 and
record the details on the Problem Sheet.
4. If R says he/she isn't paid:
a. If R does volunteer work (such as with United Way,
church work, etc.), take it to the Editing Supervisor
and put it on a Problem Sheet if R works more than 35
hrs/week.
b. For those whose income is "paid in kind", include the
value of the "in kind payment" in or as their wage
(e.g., someone who manages an apartment building and
receives their own rent free as their wage earns the
value of their rent).
c. Whenever the marginal notes or amounts for the above
are unclear, write the information on the Problem
Sheet.
R10 EDIT "SINCE" TO "# YEARS"
1. If R reports R10 as being "SINCE" a specific year, edit it
to the number of years since that specific year by
subtracting it from the date of the Interview ('89 or '90--
see facesheet). Enter that calculation into the # YEARS
blank (i.e., if "SINCE 1960" and the Interview date is 1989,
edit out "1960" and edit "29" into # OF YEARS).
2. If R gives dates and there was a break in service, edit the
total number of years, not including the break, into the #
YEARS blank.
R11 EDIT "UNTIL AGE" TO "# YEARS"
1. If R answers R11 as being "UNTIL AGE ___", edit to "___ #
YEARS" by subtracting R's inputed age (from the IMPUT AGE
for R on the facesheet) from the AGE given here. Enter this
calculation into the "# YEARS" blank and edit the response
in the "UNTIL AGE" blank out.
2. For reasponses like "until I can't work any longer", "as
long as I can", "indefinitely", mark the "NEVER STOP" box.
R14, R14a MAIN OCCUPATION: SELF-EMPLOYED
1. Check that the three digit occupation and industry codes are
precoded to the left of R14 and R14a. See an occupation
coder or the Editing Supervisor if they are missing.
2. If R's response to R14 and R14a seems to be two different
jobs, edit as per instruction 2 for R3, R4.
3. Precode the JOB/BUSINESS LINK CODE to the right of the small
box to the right of R14. Make sure the box is checked if
the job is linked to a business in Section M.
R14b Edit "SINCE" to "# YEARS" as per R10.
R14c Edit "UNTIL AGE" to "# YEARS" as per R11.
R14e Edit R14e as per instructions for R7.
R14f Edit R14f using all information available. If it is not clear
which box should be checked, see the Editing Supervisor.
R14g or h 1. Edit hourly wages given at R14g or h to a dollar per week
amount as per instructions at R8.
2. For those who work in a family business or farm without
wages, edit R14h to '0' per 'WK'.
R17a IF RECEIVING BENEFITS
1. If R17a is "YES", check R51c (pp. 98-99) to verify that
"CURR JOB PENS" is checked, for at least one column, for
this R. (NOTE: RECIPIENT is found checked at the top of the
column).
2. If R17a is "NO", check that the # PLANS entered in R17
agrees exactly with the # OF PLANS entered in the box at
R18. If they do not, see the Editing Supervisor.
R17b If R17b is "YES", check that the # PLANS--NOT YET RECEIVING
BENEFITS at R17c agrees exactly with the # OF PLANS entered in the
box at R18. If they do not, see the Editing Supervisor.
R18 Edit the # OF Pension or Retirement PLANS entered in the box at
R18 to be consistent with the number of plans recorded in Columns
#1-#3 and R39-R39a as per GENERAL INSTRUCTION 24.
R21 Double-check that amounts at R21 are not double-counted in Section
N. If they are, edit them out of Section N.
R23 If "Employer Contributions" are mentioned, write this on the
Problem Sheet.
R24 1. If R answers R24 as "IN ___ YEARS", edit it to "AT AGE ___"
by adding the number of YEARS given to R's imputed age (from
the IMPUT AGE box, for R, on the facesheet). Enter that
calculation into the "AT AGE" blank and edit the response
out of the "IN ___ YEARS" blank.
2. If R answers with a range, edit it to the midpoint and
record the range on a Problem Sheet.
R26 If more than one box is checked, priority code the lowest number
and the benefit amount at R26a, consistently if possible.
R26a Convert any annual payments to monthly payments.
R30a, R31a Check these questions for complex responses (e.g., "match 2% and
then 1/2 of next 4%). If you find one, take it to the Editing
Supervisor and put it on the Problem Sheet.
R32 Double-check N14 (p.63), N20 (p.64), N25 (p.66) and N28a-e (p.68)
to make sure the amounts mentioned here at R32 are not double-
counted there. If they are, edit them out of the location in
Section N and leave them here in Section R.
R36 Check for write-in responses at R36.
1. If "I wouldn't get anything until I retire," check the
"OTHER" box and NA the "PERCENT" at R36a.
2. If "It would roll over into another account," check the
"NONE" box, unless marginal notes indicate this is not true.
R39a If anything is entered in R39a, enter it on the Problem Sheet.
R40-R43 SECOND (OTHER) JOB
1. If R works for a business reported in Section M (see M9a &
b) in addition to his main job and R does not report a
second job here, you should edit it in. Do not edit in a
second job only on the basis of the "R/S" box being checked
at M9b. (If this has been done by an OCC coder, see Editing
Supervisor.)
R40b Precode the JOB/BUSINESS LINK CODE to the right of the smaller box
within the larger box around R40b.
R41-R43 If it is necessary to edit in R's second job at R40-R40b and it is
clear that R has already included all of his HOURS, WEEKS and
INCOME for this job in R6-R8 with his main job and it is unclear
how to separate them you should leave them in R6-R8 and code R41-
R43 "0", unless the job being edited in is Military Reserve or
National Guard. In that case, see R41, R42 below.
R41,R42 If R's second job is the Military Reserve or the National Guard
and R41 (# HOURS) and R42 (# WEEKS) are NA or DK, assume 20 hours
per week for 13 weeks.
R43 EDIT SECOND JOB EARNINGS
1. Edit any dollars per hour responses at R43 to dollars per
week using the hours given at R41.
2. Edit other responses to R43 as per R8.
3. In addition, edit the following cases to $"0" per week if
their earnings are NA:
a. Wives who work on the family farm or in the family
business but who haven't reported it as their main job
and report no second job. (For wives who do report it
as a job, but without pay--see note 4b at R8.)
b. Those cases specified for R41-R43 above.
WORK HISTORY--FULL TIME NOW
R45d & e Check that three-digit OCC and IND codes have been precoded
to the left of R45d & e.
R45f & g 1. Edit "YEARS AGO" to "19___" by subtracting the number
of "years ago" given from the year of the Interview
('89 or '90, from item 3 on facesheet). Edit the
calculation into the "YEARS AGO" blank and edit the
year out of the "19___" blank.
2. If there was a break in service between the 'START' date at
R45f and the 'STOP' date at R45g, write the break details on
the Problem Sheet.
R45h Convert $ per hour to $ per week and edit other problems of job
earnings as per instructions for R8.
R45m, 1. Edit "AT AGE ___" to "IN ___ YEARS" by subtracting R's
R45p imputed age (from the facesheet) from the age entered in "AT
AGE" and editing the result into the "IN ___ YEARS" blank.
Edit out the response left in the "AT AGE" blank.
2. If R answers with a range, edit it to the midpoint and
record the range on a Problem Sheet.
3. The intention of the question is to find when R plans to
stop working full-time for good. If R answers that he/she
plans to stop, but then start again at a later date, NA the
response or edit it to the data consistent with the intent
of the question, if that is known.
WORK HISTORY--PART TIME NOW
R46d Edit "# YEARS AGO" to "19___" as per instructions for R45f & g.
R46e Convert $ per hour to $ per week and edit other problems of job
earnings as per instructions for R8.
R46h & i Check that three-digit OCC and IND codes have been precoded
to the left of R46h & i.
R46j & k Edit "# YEARS AGO" to "19___" as per instructions for R45f & g.
R46m Convert $ per hour to $ per week and edit other problems of job
earnings as per instructions for R8.
R46q Edit "AT AGE" to "IN ___ YEARS" as per instructions for R45m & p.
R46r
R46s
R46r & s If R answers with a range, edit it to the midpoint and
record the range on the Problem Sheet.
WORK HISTORY--NOT WORKING NOW
R47c Edit "# YEARS AGO" to "19___" as per instructions for R45f & g.
R47d Convert $ per hour to $ per week (for a FULL-TIME job) and edit
other problems of job earnings as per instructions for R8.
R47g & h Check that three-digit OCC and IND codes have been precoded
to the left of R47g & h.
R47i & j Edit "# YEARS AGO" to "19___" as per instructions for R45f & g.
R47k Convert $ per hour to $ per week (for a FULL-TIME job) and edit
other problems of job earnings as per instructions for R8.
R47q 1. Edit "AT AGE" to "IN ___ YEARS" as per instructions for R45m
R47s & p.
R47t
R47u 2. If R answers with a range, edit it to the midpoint and
record the range on a Problem Sheet.
R49 CHECK FOR CONSISTENCY BETWEEN R49, HHL BOX, AND SPOUSE BOOKLET
1. If R49 is checked "R. IS MARRIED/LIVING WITH PARTNER" then:
a. R should have "M" or "P" circled in column D of the
HHL or a "7" or "8" should be precoded there AND
b. there should be a SPOUSE BOOKLET included in the
Interview. (If COL D of the HHL box is precoded "7"
or "8" and the SPOUSE BOOKLET is missing--see the
instruction for COL D in the HHL box section.
c. If the S booklet is missing, see the Editing
Supervisor.
2. If R49 is checked "ALL OTHERS" then R will not have "M" or
"P" circled nor have "7" or "8" precoded in COL D of the HHL
box nor should a SPOUSE BOOKLET be included with the
Interview.
a. If a SPOUSE BOOKLET is included in this case, see the
Editing Supervisor and then print "DO NOT CODE" in
large letters across the cover of the booklet.
S1-S49 Edit the SPOUSE BOOKLET as per R1-R47u above. All Q #s in the
SPOUSE BOOKLET correspond to the Qs in the R Section except that
they are prefixed with an "S" rather than an "R".
R50d-R50f SOCIAL SECURITY PAYMENTS
1. Edit out all non-Social Security payments; if in doubt, see
the Editing Supervisor.
2. Edit out SSI payments (Supplemental Security Income) and if
it was received in 1988, check T1k & T2k to make sure it is
included there.
3. Edit out all Social Security benefits for anyone except the
Respondent and the Spouse/Partner (however, make sure they
are included at T2m before you do).
4. "SURVIVORS BENEFITS":
a. if they are for a widowed person 62 or over, leave
them here and edit R50d "RETIRE";
b. Otherwise, leave as it is.
5. If Social Security benefits for minor HH children are being
received (e.g., disability), include the amount with the
payment of the adult who is receiving them.
R50d If both "RETIRE" and "DISAB" are checked, and there are no notes
to explain why:
1. If the person is 62 years old or older, edit to "RETIRE".
2. If under 62, edit to "DISAB".
R50e Edit "SINCE" to "# YEARS" for both columns as per instructions at
R10.
R50f 1. Check that R50f (S.S. benefits being received) is not
double-counted at R51e (other benefits being received) or at
R53g (benefits expected to be received in the future). If
any are, edit them out of the Inap.propriate place.
NOTE: Benefits for which no payment has yet been received
are expected benefits.
2. If a single amount is given for both R & S, and is based all
or mostly on the earnings of one individual, split the
amount and allocate 2/3 to the primary wage earner and 1/3
to the other person.
R51a 1. Edit the # PENSIONS/DISABILITY PAYMENTS entered in the box
at R51a to agree with the number recorded in columns 1-6
(FIRST BENEFIT-SIXTH BENEFIT) as per GENERAL INSTRUCTION 24.
R51c If "CURR JOB PENS" is checked in any column, after ascertaining
the RECIPIENT from the top of the column:
1. Check the Recipient's job status at R1-R6 or S1-S6 to verify
they have a current job.
2. Check R17a or S17a to verify that they reported that they
are receiving benefits from it.
3. If information is inconsistent, see the Editing Supervisor.
4. Delete SSI if reported here. If it was received in 1988,
check T1k and T2k to make sure it is included there.
R51d Edit "SINCE" to "# YEARS" for each column as per R10.
R52a Edit the # CASH SETTLEMENTS entered in the box at R52a to be
consistent with the number recorded in Rows #1-#5.
R52b-R52d CASH SETTLEMENT GRID
Cash settlements may match assets reported elsewhere, especially
in Section N. Leave any double reporting, since the question is
concerned only with the source of the asset.
R53f Edit "IN ___ YRS" to "AT AGE" for all columns as per R24.
SECTION T: INCOME
T1-T7d GENERAL SECTION INSTRUCTIONS
1. Section T should contain the 1988 income of all of the
current PEU, i.e., the PEU members who are included in the
HHL box. This may be a problem for recently married,
divorced, or separated Rs. Edit out any income clearly not
belonging to the current PEU and bring to the Editing
Supervisor any unclear cases or cases where 1988 income of a
current PEU member has been left out.
NOTE: If a deceased spouse was in the Household during
1988, include his/her income.
2. If income of a financially independent household member is
reported in Section T, it should be moved to Section Y, if
it is not already included there.
3. Do not force consistency between this section (T) and any of
the other sections of the Interview unless specifically
directed to by these instructions or unless important 1988
income information will not be reported anywhere else in the
Interview. Thus, for example, if R reports an income amount
at E34a (where income from property is asked for), but does
not report any income at T1g, you should not change T1g.
However, if R mentions an income component in a margin note
somewhere in the Interview which will not be coded anywhere
else, edit it in to T2a-n if it is not there. In all cases,
check with the Editing Supervisor before editing any income
into the T section.
T1a-T1n Check consistency between T1 and T2 for income components a-n.
T2a-T2n
1. If T1 is checked "NO" or left blank and an amount is entered
in T2, edit T1 to "YES", unless it is clear that the
Interviewer checked the wrong box or entered the amount in
the wrong place.
2. If T1 is checked "YES" but T2 is left blank, NA T2, unless
there is some indication what the amount should be (e.g., "I
already told you that").
3. Otherwise, the boxes at T1 should not be changed, unless
specifically directed to by these instructions or the
Editing Supervisor, even if T1 is checked "NO" but you know
from evidence in other sections of the Interview that the
PEU had income from this source (e.g., an amount is reported
at E34a but T1g is checked "NO").
4. Losses are only expected to appear at T2b, T2f, T2g, and
T2n. Mark all losses clearly with parentheses. If losses
are reported at any other location, see the Editing
Supervisor.
T2a-T2n 1988 INCOME COMPONENTS
1. Edit all non-yearly amounts in T2a-T2n to annual amounts for
1988. Use all information given in margin notes and, in the
absence of other evidence, assume 12 months, 52 weeks and 26
bi-weekly periods in a year and 4.3 weeks in a month.
2. Pre-code the # of refusals, at the bottom of p.102, prefixed
by "REF", which is a count of the number of items (00-13) at
T2a-T2n for which T1 is checked "YES" but which R has
refused to give an amount.
T2c This should include income from tax-free bonds/mutual funds/money
market funds. If these are reported elsewhere in T2a-T2n, move
them here to T2c, but only if clearly specified as 'tax-free'.
T2k If R's housing is partially or fully subsidized by a governmental
unit (learned from the TN or marginal notes), check T1n "YES" and
write in 'SUBSIDIZED RENT'. Enter the amount at T2n if it is
known, NA if it is not. If the rent subsidy is included in the
amount given at T2k, move it to T1n if the amount is known. If it
can't be separated, code T2k as given and record on the Problem
Sheet that Subsidized Rent is included.
T2n 1. Move items listed at T2n that belong in T2a-T2m to their
proper location. Move the types below to the locations
noted:
TYPE OF INCOME MOVE TO:
Net gain from sale of business. . . . . . T2f
Child care income . . . . . . . . . . . . T2a
U.S. Army VAQ (HOUSING ALLOWANCE) pay . . T2a
Jury duty pay . . . . . . . . . . . . . . T2a
Corporate Board of Directors fees . . . . T2a
Deferred compensation (from a job). . . . T2a
2. Edit out: Tax refunds
Student Loans
Employer contributions to Pension Plans
3. Leave in T1n: money from relatives
IRA withdrawals
T3 Do not edit T3 for consistency with its components. In general,
T3 should not be edited at all (i.e., it should be kept as
independent as possible from T2a-T2n) EXCEPT:
1. If T3 is missing (i.e., left blank), edit NA into the blank.
2. If R volunteers information in marginal notes at T3 which is
a codeable response or which must be added or subtracted
from the response given, you should edit it in. E.g.,
"$25,000" (at T3) "and the commission I mentioned before"
(volunteered). Otherwise, you should leave any codeable
response at T3 unedited.
a. If R volunteers "just add it up", then just add it up
(i.e., sum T2a-T2n).
3. As indicated at T4-T4f below.
T4-T4f If, in the process of responding to T4-T4f, R volunteers a
codeable response for T3 (e.g., at T4b R states "more like
$150,000" or T4f R volunteers "$24,000"), you should move the
response to T3 and edit out the DK/REF box checked there.
T6 1. DO NOT edit out gifts or presents to others (including to
relatives and friends). Thus, you would not edit out
"Christmas present to mother" and "We gave brother $2000 for
his birthday".
2. Edit charitable contributions to other than relatives and
friends to X10a. Thus, "sent $40 per month to an orphan
child in Mexico" should be moved to X10a.
3. Also, edit out loans which it is clear are expected to be
repaid.
T7 For R's recently divorced or separated, and not living with their
spouse, check T7a-d to make sure they are edited as follows:
1. T7a must be checked "ALL OTHERS".
2. T7d should be only the AGI of the current PEU. If it
includes the income of the separated/divorced spouse, or may
include it, leave T7d as is but write it on the Problem
Sheet.
3. If there is any indication that R and the divorced/separated
spouse filed their 1988 taxes jointly (i.e., box is checked
or marginal note says so), put this information on a Problem
Sheet.
SECTION X: CHARITY AND INTER-FAMILY TRANSFERS
X1-X8 Assets mentioned in Section X may match amounts listed in Section
N or other places in the I'w. Leave the double counting, since
this section is concerned with the source of the asset.
X2 Edit the # OF INHERITANCES, TRUSTS, OTHER TRANSFERS entered in the
box at X2 to be consistent with the number recorded in Columns #1-
#3 and X8 as per GENERAL INSTRUCTION 24.
X2-X6 Edit out gifts or inheritances received by HU members other than R
or Spouse, such as R's children or parents. Write them on the
Problem Sheet.
X5 If more than one date is given at X5, indicating more than one
inheritance from the same source, leave the earliest and move the
other(s) to the next columns, if they are available. If there are
no empty column(s) to edit them to, move them to the mop-up Q at
X8.
X10 If R volunteered time (not money or property) and gave charitable
contributions in that way, edit it out.
SECTION Y: RESPONDENT DEMOGRAPHICS
GENERAL INSTRUCTIONS ON DEMOGRAPHICS
Y7-Y23b Edit these questions to agree with other information in the
Interview and in the HHL box. See the Editing Supervisor if you
are unsure.
Y5 If R mentions "children" in the Interview but none are in the HHL
box and "NONE" is checked at Y5, see the Editing Supervisor.
Y7 Check the CHECKPOINT at Y7 for accuracy and make sure the
appropriate sequence has been followed.
Y8e For separated Rs: This question should be consistent with the
information reported in other sections. If R reports, for
example, assets are mostly 'OWNED BY R', edit all sections to
reflect only the R's assets, debts, and income. If they are
'OWNED JOINTLY', make the sections consistent with this response.
If you have reason to believe the data do not reflect what the R
reported in Y8e, take the interview to the Editing Supervisor.
Y8a, Y9a, Edit "YEARS AGO" to "19___" by subtracting the number of "YEARS
Y10a, Y12, AGO" from the date of Interview (89 or 90) and entering the result
Y12a in the "19___" blank. Then edit out the "YEARS AGO" response.
Y16 Check the CHECKPOINT at Y16 to agree with the HHL box and to make
sure the appropriate sequence was followed.
Y13, Y22f Edit "19___" to "AT ___ YEARS OLD" by subtracting the year entered
in "19___" from the year of the Interview (89 or 90) and
subtracting that result from R's imputed age (from the IMPUT AGE
box for R on the facesheet). Enter that result in the "AT ___
YEARS OLD" blank and edit out the response in the "19___" blank.
Y25 Check the CHECKPOINT at Y25 to agree with the HHL box and to make
sure the appropriate sequence has been followed.
Y25c&d 1. Check each person listed here against the HHL for accuracy
of Relationship to Head (Y25c and HHL box A) and Age (Y25d
and HHL box C) to insure that each person listed here in
Y25c-Y25e can accurately be matched with the listing box.
2. Edit out anyone found in Y25c-Y25e who is not included in
the HHL listing box, or see the Editing Supervisor if it
seems that someone found here should have been listed.
Y33 Check the CHECKPOINT at Y33 to agree with the HHL box and to make
sure the appropriate sequence has been followed.
Y34b 1. If Y34b is checked "YES", edit the amount reported at Y34a
out of T2a-T2n and T3 (on pp. 102-103). Then edit this
question (Y34b) from "YES" to "3" to indicate that the
information was double-counted but is now corrected.
2. If it is unclear where or whether the amount at Y34b is
double-counted, see the Editing Supervisor and put the
information on the Problem Sheet. If the amount is not
moved out of the income section, leave Y34b marked "YES".
Y35c If Y35c is checked "YES", edit the amount at Y35b out of the
income component (on p. 102) indicated by Y35a:
Y35a BOX EDIT COMPONENT
CHECKED AT:
A-C T2m, T3
D T2k, T3
E T2c/d, T3
F T2e, T3
G T2a/b, T3
H T2f/g, T3
J T2a-n, T3
Then edit Y35c as per Y34b, item 1.
Y36b If Y36b is checked "YES", check the vehicle grids at G8-G23d (pp.
37-39) and G2b-G39d (pp. 41-43) and see if you can determine with
assurance which of the vehicles there is the one whose value is
specified at Y36a. If you can, edit that vehicle out of the G
section and edit this Q (Y36h) as per Y34b, item 1.
If it is not clear which vehicle is specified, then do nothing and
leave Y34b checked "YES".
Y37b If Y37b is checked "YES" edit the amount reported at Y37a out of:
ACCOUNT
LOCATION PAGE #
N5 & N8 60, 61
N14 63
N20 & N21a 64
N22b 65
N25 & N26a 66, 67
N31a 69
and edit Y37b as per instruction for Y34b, item 1.
If it is clear that the amount at Y37a is only part of the amount
in the account (i.e., it is a joint account with a PEU member),
edit out only the amount specified. If, however, the amount is
the whole account, then edit the account out, remembering to
adjust the # of accounts at that location.
Y38b If Y38c is checked "YES", edit the amount reported at Y38b (except
for the amount which is reported at Y39b, if box A at Y38a is
checked) out of the following locations depending on which boxes
are checked at Y38a:
IF Y38a CHECK &ON
BOX EDIT PAGE #
A (see instructions for Y39 below)
B N37, N39*70
C N32a, N33a-d69
D N28a-N28e*68
E N20 64
F M14* 54
G E18* 31
H (as needed)
* Other amounts are affected by editing these accounts;
see the Editing Supervisor. and then edit Y38c as per
instructions for Y34b (unless BOX A at Y38a is checked,
in which case you should leave Y38a "YES").
Y39 Check the CHECKPOINT at Y39 to agree with Y38a and to make sure
the appropriate sequence has been followed.
If "Rs HOME" is checked, see the Editing Supervisor. Section D
will have to be edited as per instructions for D27-D40a, note 3
and D28, D29 & D31, item 1a. The independent adults share will
remain (also) at Y38b and Y39b-Y39c. Y39b should equal D19 and
Y39c should equal all the debts on the home.
Y42-Y43 CHECK FOR ACCURACY OF THESE CHECKPOINTS
If R is covered by a pension on a current job, BOX 1 at Y42 should
be checked; if S is covered by a pension on a current job, BOX 4
at Y43 should be checked. If either of these are not consistent,
bring to the Editing Supervisor.
Y43 NOTE: The box labelled "R IS NOT MARRIED" at Y43 should be edited
as though it reads "R IS NOT MARRIED/LIVING WITH PARTNER".
SECTION ZZ: OBSERVATION
ZZ2 CHECK TYPE OF STRUCTURE
There should be just one box checked at ZZ2. If more than one is
checked, edit out all but one. You can probably determine which
is right by checking Section D. If not, see Editing Supervisor.
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Survey of Consumer Finance--1989
General Coding Instructions
1) PERCENT VS. %: Answers requiring the R to respond in a percentage will
be coded in one of two ways.
a) Where answer line is labelled "PERCENT" (as at D4 on page 10), we
will code a 3 digit whole per cent plus 2 decimal places (xxx.xx).
b) Where answer line is labelled "%" (as at D35 on page 19), we will
code a 2 digit whole percent field plus 2 decimal places (xx.xx).
In these cases (usually asking interest rates being charged on
loans) an answer of 10-3/4% will be coded 1075.
c) Conversion of fractional percentages into 2 decimal places:
1/4 = .25
1/2 = .50
3/4 = .75
1/8 = .13
3/8 = .37
5/8 = .63
7/8 = .87
2) DOLLAR FIELDS: Most $ fields are coded as 4 or 7 digit fields. The
four digit fields are indicated by a boxed precoded item (usually--as at
D60 on page 25--9996. No regular/usual payment or 9998. DK) OR by a Q
which specifically asks for a monthly payment. All others which have no
such indications are coded as 7 digits. Please be especially careful of
these large fields--it's very easy to miss-key in a value and the error
may be very substantial.
RANGE OF VALID CODES FOR DOLLAR FIELDS: Please note that, due to the
use of a "range card" (Card B) for DK answers to $ fields, the code
values are as follows:
1-(999)9979.
(999)9979. $(999)9979 or more -- This is the code to use when an
actual amount is given by R
which exceeds our field width.
ANSWERS GIVEN FROM CARD B:
(999)9980. A. LESS THAN $500
(999)9981. B. $500-$1,000
(999)9982. C. $1,001-$2,500
(999)9983. D. $2,501-$10,000
(999)9984. E. $10,001-$50,000
(999)9985. F. $50,001-$250,000
(999)9986. G. $250,001-$1 MILLION
(999)9987. H. $1 MILLION-$10 MILLION
(999)9988. I. $11 MILLION-$100 MILLION
(999)9989. J. MORE THAN $100 MILLION
(999)9996. NONE; NO USUAL/REGULAR/TYPICAL PAYMENT
(present at some locations) R only gives
assessed (home) value
(999)9997. OTHER/NEGATIVE AMOUNT; LOSS; amount in parens
(present at some locations)
(999)9998. DK
(999)9999. NA
In addition, there will be "warning" messages on several fields when
large amounts are entered to try to clear up miss-punches as they occur.
3) CODEBOOK JARGON:
DK: (Respondent answers) Don't Know
NA: Not Ascertained
Inap.: Inappropriate (item or question)
NFS: Not further specified
NEC: Not elsewhere classified
4) If MONTH is NA, but season is given, code:
Winter = 02 Summer = 08 Spring = 05 Fall = 11
5) For all Q's asking "# of years", code "01" will include one year or less
but will not include "NONE".
6) RESTRICTED AMOUNT CODES: Whenever the full range of numbers is not
available for an item (example V5, Length of Iw: the current valid
range is 15-240 minutes only), make a card for any amount falling
outside the valid range.
Never assume an "XX or more" unless it is printed at the particular
location.
7) If an answer exceeds the valid range specified in the codebook, make
a card and put on Joan's desk. Example: # of vehicles range is (01-25).
If R says "32" we will adjust the valid range.
8) Tab items as you choose, but do not remove pages -- get a xerox if you
want copies of codes to keep out of the codebook.
FINANCIAL INSTITUTIONS MASTER REFERENCE LIST
**** NOTE TO CODERS: Not all of the categories listed here are valid codes
at every location which asks for Financial Institution. If you need one
that is currently invalid, code 97 AND make a card.
1989 1983
Codes Codes
01-06. Inst. #1-#6 from Card A ---
11. Commercial bank; "trust company" 01.
12. Savings & loan association or savings bank 02.
13. Credit union 03.
14. Finance or loan company 04.
15. Store or dealer 05.
16. Brokerage company; "mutual fund"--NFS 06.
17. Insurance company 07.
18. Mortgage company 08.
19. Contractor or developer 09.
20. Prior owner 10.
21. Automobile finance company; GMAC; Ford CDT 11.
22. Doctor or hospital; dentist 12.
23. Lawyer 13.
24. Accountant 14.
25. Employer 15.
26. Friend or relative (not codeable above) 16.
27. Individual lender (not codeable above) 17.
31. Real estate (investment) company 21.
32. School/college/university 22.
33. Local/county/state government (exc. 42) 23.
34. Special federal government agency: FMHA; SBA; VA; 24.
FHA; HUD; NDSL
35. Federal government general or NA agency; IRS 25.
37. (83=K22b only; 89=N45 only) Self/spouse (manages 27.
own trust)
38. Bank or general purpose credit card company: VISA; 28.
Carte Blanche; MasterCard (except American Express,
code 51)
39. Union 29.
40. Church 30.
41. AARP (American Association of Retired Persons) 31.
42. Courts 32.
50. (Sears)/Discover Card (V415-418 only) (Code "Sears" ---
mention in 15)
51. American Express/Optima Card ---
61. Other membership organization: AAA; NEA; NTA ---
(V415-418 only)
92. Money market (mutual) funds, NFS ---
93. Farm related lenders, not codeable above or NA if 93.
membership group or government agency
94. Investment/management companies or consultants--NEC 94.
95. Non-financial institution (exc. 40-42, 61) --
-1. Combinations of types of financial institutions 96.
-7. OTHER 97.
98. DK 98.
99. NA 99.
-----------------------------------------------------------------------------
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PANEL PRE-EDIT INSTRUCTIONS
The purpose of the 1989 SCF Panel Study Pre-edit is to assure
that the household listing data is as complete and accurate as
possible. The procedures involve correcting inconsistencies
which exist in the identifying information of the Respondent,
his/her Spouse, or of other household members, based on
comparisons of the '89 listings to the '83 and '86 household
member listings as they appear on the 1989 SCF Panel "HOUSEHOLD
LISTING UPDATE" (HHL) sheet.
The purpose of the first part of the pre-edit is to examine all
HHL UPDATE sheets in order to identify cases where discrepancies
exist from one time period to the next and where household
members cannot be tracked with certainty.
The second part of the pre-edit procedures consists of looking up
additional information for problem cases to clear up and correct
cases that can be explained by normal changes in household
membership such as children leaving or returning home, re-
marriage of the Respondent, or by errors in age/sex information.
The third part of the pre-edit handles correction of the more
difficult problem cases -- those that do not have an explanation
after looking at the available information and that may require
staff decisions to change data to create consistency between time
periods.
MARKING CORRECTIONS:
a. Corrections to the HHL UPDATE sheet should be marked in
green with bad data crossed out and the corrected data
written in next to it.
b. Any corrections to the '83 and '86 listings on the
FRONT of the HHL UPDATE sheet will later need to be
recorded on the actual coversheets. To facilitate
this, XEROX the FRONT of the sheet, circle the changes
in green, and file the sheets in the folder marked
"COVERSHEET CHANGES".
c. Corrections to other '83 or '86 data should be marked
on the "Data Listing Sheet" in green.
d. Corrections to data in the '89 interview form should be
done by circling out bad information and putting in
changes in red; these must be initialed by study staff.
PART 1: Routine Interview Checks
1. Check that there is a HOUSEHOLD LISTING UPDATE sheet in each
interview. If there isn't, circle the Case number on the
"Sample ID Printout" and inform the Editing Supervisor.
NOTE: If 2 listing sheets are found in one case, pull out
the blank one (with no Iwer handwriting) and place it in the
"Extra Listing Sheets" folder.
2. Verify that each case has its correct sheet by checking the
Sample ID. Write the 1989 ID (3000 or 4000 sequence) in the
upper left-hand corner of the UPDATE sheet if it is missing.
3. On the BACK, calculate the current ages of all listed
household members, using birthdate in column (f), and (if
needed) date in Interview on the facesheet. Cross out the
printed age in Column (d) and write the current age on the
right-hand edge of Column (b) for each person. (See Example
#1)
If birthdate is missing for R or S, look it up on the "Data
Listing Sheets".
4. Trace each household member who appears on any of the
listings, checking age and sex information for consistency.
Age will be allowed to increase by 2 - 4 years from '83 to
'86 and from '86 to '89, and by 5 - 7 years from '83 to '89
without being considered a problem. However, if you are
certain that a listed age was inaccurate, cross out the
wrong age and write in the correct age next to it.
***************************************************
* To help in calculating ages, the interview *
* periods for the three studies are as follows: *
* *
* 1983: February - August '83 *
* 1986: June - September '86 *
* 1989: October '89 - March '90 *
***************************************************
The actual dates of interview are printed on the HHL sheets.
5. Look at columns 'g' and 'h' on the BACK of sheet, top grid,
and Column 'h' in the 'Mover In' (bottom) grid. Check that
the dates given for household members coming and going is
consistent with the listings at each time point. A number
of differences are expected to turn up here. (See Example
#2)
6. Where children's ages vary from time point to time point,
check page 121 of the '89 interview or the "'83 - '86 Data
Listing Sheets" book for that case to see if the situation
is explainable by different children being there at
different times. The rule of thumb for deciding a case is
O.K. is: If the recorded information is consistent with a
plausible explanation, then no further look-ups need to be
done.
7. If Column (e) " '89 R" is checked in the "Mover In" grid,
put the case aside to show the Edit Supervisor.
8. PRE-CODES At the bottom of the BACK side of the HHL update
sheet, pre-code the following in green: (See Example #1)
a. HISTORY OF '89 R: Traces the '89 Respondent through
the three possible interview points as follows:
"R="
In ... '83 '86 '89 Code
-------------------------------------------------
R was: Resp Resp Resp 01
Resp No Int Resp 02
Spouse Split-off R Resp 03
Spouse No Int Split-off R 04
Spouse Spouse Split-off R 05
R/S Reversals or deaths/institutionalization (For Supervisor's Use Only)
'89 R was No Int Resp** 10
'83 Spouse
'89 R was '89 R(*?) was Resp** 11
'83 Spouse '86 Spouse
'89 R was Resp* Resp** 12
'83 Spouse
Resp '83 R* was Resp 13
'86 Spouse
'89 R not '89 R was Resp** 20
in HH '86 Spouse
* R and Spouse data need switching in '86 I'view.
** R and Spouse sections need switching in '89 I'view. (DONE IN
EDITING)
PRE-CODES (CONT.)
b. HISTORY OF SPOUSES: Traces the history of Spouses through
the three possible interview points as follows:
Spouse History -- Original R's only
"S="
In ... '83 '86 '89 Code
-------------------------------------------------
No Spouse No Spouse No Spouse 00
Spouse* Spouse* Spouse* 01
Spouse* No Int Spouse* 02
Spouse* No Int New Sp #1 03
Spouse* New Sp #1 New Sp #1 04
Spouse* New Sp #1 New Sp #2 05
No Spouse New Sp #1 New Sp #1 06
No Spouse New Sp #1 New Sp #2 07
No Spouse No Spouse New Sp #1 08
No Spouse No Int New Sp #1 09
Spouse* Spouse* No Spouse 10
Spouse* No Int No Spouse 11
No Spouse No Int No Spouse 12
Spouse* No Spouse No Spouse 13
No Spouse New Sp #1 No Spouse 14
Spouse* No Spouse New Sp #1 15
Spouse* Spouse* New Sp #1 16
Spouse* New Sp #1 No Spouse 17
Make Other, not described above ................. 19
Card
and put in problem pile
Spouse* refers to original '83 Spouse
Spouse History -- Split-off R's only
In ... '83 '86 '89 Code
-------------------------------------------------
Split-offs in '86
--- No Spouse No Spouse 50
--- Spouse #1 Spouse #1 51
--- Spouse #1 Spouse #2 52
--- No Spouse Spouse #1 53
--- Spouse #1 No Spouse 54
Split-offs in '89
--- No Int No Spouse 60
--- No Int Split-off
Spouse #1 61
--- --- No Spouse 62
--- --- Split-off
Spouse #1 63
Spouse* refers to original '83 Spouse
* R and Spouse data need switching in '86 I'view.
** R and Spouse sections need switching in '89 I'view. (Done in
Editing)
R/S Reversals (For Supervisor's Use Only)
'83 Sp is No Int '89 Sp was 70
'89 Resp '83 Resp**
'83 Sp is '86 Sp is '89 Sp was 71
'89 Resp '89 Resp '83 Resp**
'83 Sp is No Spouse No Spouse 72
'89 R('83 R died)
Spouse* '83 R* was Spouse* 73
'86 Spouse
'83 S is No Int No Spouse 74
'89 R('83 R
died or inst.)
" '86 Sp is No Spouse 75
'89 R
" '83 R was No Spouse 76
'86 Spouse
No Spouse '86 Sp (new) '89 Sp was 77
is '89 R '83 R**
'83 S is '86 Sp was '89 Sp was 78
'89 R('83 R '83 R* '83 R
died or inst.)
Make Other, not described above ................. 79
Card
and put in problem pile
Spouse* refers to original '83 Spouse
* R and Spouse data need switching in '86 I'view.
** R and Spouse sections need switching in '89 I'view. (Done in
Editing)
c. EXTENT OF PROBLEMS IN HHL DATA:
00. No problems noted; all listings are accurate and consistent.
No corrections to the data.
01. Corrections to '83 ages only
02. Corrections to '86 ages only
03. Corrections to both '83 and '86 ages
04. Birthdate(s) changed on '89 HHL to make consistent w/ age.
05. Birthdate(s) changed on '83 DATA LISTING to be consistent w/
age.
06. Sex changes made to HH members other than R/S -- '83
listing.
07. Sex changes made to HH members other than R/S -- '86
listing.
08. (Do not Use) Sex changes to R/S in '83 listing (See 40 - 42)
09. (Do not Use) Sex changes to R/S in '86 listing (See 40 - 42)
10. Corrections to '89 "Movers In"
11. Corrections to '89 "Movers out"
12. Corrections to both "Movers in" and "Movers out"
20. People missing on '89 pre-printed listing; were there but
not coded in '83; added to '83 and '89 listing.
21. People missing on '89 pre-printed listing; were there but
not coded in '86; added to '86 and '89 listing.
22. People removed from '86 and '89 listing (R did not live with
them.
30. Corrections to relationship codes (other than R/S) in '83
list
31. Corrections to relationship codes (other than R/S) in '86
list
32. Corrections to relationship codes (other than R/S) in both
'83 and '86 list
40. R/S reversed on '83 listing.
41. R/S reversed on '86 listing.
42. R/S reversed on both '83 and '86 listing.
50. "Spouse" changed to "Partner" (or vice versa) in '83.
51. "Spouse" changed to "Partner" (or vice versa) in '86.
90. Both age and sex corrections made to '83 listing (other than
R/S).
91. Both age and sex corrections made to '86 listing (other than
R/S).
92. Both age and sex corrections made to both '83 and '86
listing (other than R/S).
95. Persons deleted from '83 list.
96. No listing sheet found; made up by Editing Supervisor.
97. Other combination or corrections, not specified above.
9. For cases where everything is all right -- for example, the only
problems are that either the ages are off within the limits
specified above, or that children's age differences are
explainable by their being different children, -- such cases may
be refiled. All other cases should be set aside as problem
cases.
PART 2: HANDLING THE PROBLEM CASES.
1. Look up any information in the current (1989) interview that
might clear up the problem. Helpful places to look are Y6 - Y12
(pp 122-132) or YY1 - YY7 (pp 133-140) for marital history, Y16
for spouse marital history, and Y1 for children living elsewhere.
2. Look up remaining cases in the data listings. See if the problem
is explainable or correctable from looking at all the information
available -- e.g. marital history, ages of children living
elsewhere.
3. If corrections need to be made to the data or the coversheet,
follow the procedures outlined below for noting them.
4. On a "yellow sticky", write up a description of each problem
case, noting what additional information is needed, and place
this on the face sheet of the interview; insert HH Listing
update in the interview. Sort the problem interviews into piles
of similar kinds of problems.
PART 3: FURTHER LOOK-UPS.
1. Additional information may be needed on cases that still remain
as problems. Possible sources are the '83/'86 coversheets, or
the '83/'86 interviews themselves.
2. If none of the information available provides an answer to the
problem of a particular case, that interview should be set aside
in a special pile with all its associated material; these will
be resolved by the study staff and the Feds.
-----------------------------------------------------------------------------
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89 SCF EDITING ADDENDUM FOR PANEL
HOUSEHOLD LISTING UPDATE SHEET:
It is crucial that these are carefully edited and checked to eliminate
problems down the road.
1. Do not do the computed and imputed ages on the face-sheet; this
will be handled by the pre-edit being done on the 'HOUSEHOLD
LISTING UPDATE SHEET'.
2. Do the "ABSENT SPOUSE PRE-CODE" (v100 = ____) as before if the
spouse is absent. Write it next to the Sample ID on the BACK of
the HHL UPDATE sheet.
3. Check over the HHL UPDATE sheet and read through the Thumbnail and
interviewer notes to see that everything looks consistent; confirm
that the designated R on the HHL update (top grid on the back) is
the R that was actually interviewed AND is in Section R of the Iw.
If you have any suspicions about the listing, see the Editing
Supervisor.
4. If the '89 R and Spouse have been reversed from the '83 R and
Spouse, this must be corrected on the HHL Update sheet because the
person interviewed as the R in '83 must be listed on line 1 of the
household listing box, (Item 8 on the HHL Update sheet) if that
person was in the household in '89. In addition, the interview
must be edited for these cases so that the data specified as data
for "R" is the data for the person listed on line 1 -- the '83 R.
Therefore, any time you find a case where you have the slightest
suspicion that the '89 Resp and Spouse have been reversed from
'83, or that the '89 Respondent is not the same person as the '83
Respondent, you must take it to the Editing Supervisor for Pre-
Editing. She will consult the '83 coversheet to verify who the
actual '83 Respondent was, will make corrections as needed in red
on the HHL Update sheet, and return the interview to you. When
you receive the interview back, you will follow one of two
possible courses of action.
A. If the R and Spouse have not been switched, you can proceed
to edit the interview in a normal manner.
B. If, however, the R and Spouse have been reversed, then you
must check the data at all locations specified below to
assure that it is consistent with this change. The
following data locations need to be corrected:
1) M9b and N11
2) IN THE SPOUSE BOOKLET:
a. Carefully remove p. 14a.
b. If S1c or S1f is checked "NO", change the Skip
Instruction to "S47".
c. If S44 is checked "FULL-TIME", cross out the
Skip Instruction.
d. If S44 is checked "PART-TIME", change the Skip
Instruction (S.I.) to "S46".
IN THE R SECTION:
a. Staple p.14a (from the Spouse Booklet) over p.
91.
b. If R1c or R1f is checked "NO", change the S.I.
to "S44c" and check the correct S44c box on P.
14a.
c. If R44 is checked "FULL-TIME", change the S.I.
to "S44a" and check the correct S44a box on P.
14a.
d. If R44 is checked "PART-TIME", change the S.I.
to "S44b" and check the correct S44b box on P.
14a.
e. On p. 14a: Delete the box the Interviewer had
checked if it is different from the new box you
checked.
3) R50c-f, R51b (recipient), R52b, R53e, T7b (boxes 3 and
4)
4) V16 - V17k must be switched with V19 - V19m
5) V26a
6) Demographics in Section Y:
Resp Spouse
Y2-Y3b,Y5 with Y18 - Y21
7) Checkpoint at Y6 must be checked and corrected if
wrong.
8) Y25a (health conditions), Y29d, Y31, Y31c,
9) The checkboxes at Y42 and Y43 need to be fixed to
correspond to the corrected R and S.
5. Precode Item 1 on the FRONT of the sheet. Underline the correct
code if marked, or mark the correct code if it is incorrectly
marked. If R says he/she is married, but the spouse does not live
in the household, code use codes '7' or '8' as on the Cross-
section to indicate the spouse is not in the house.
6. Precode Marital Status for everyone currently in the household
using Column (e) to write the code. Enter the numbers 1-6
(corresponding to the numbers at Item 1) plus '7' and '8' (for the
Respondent only). Code Marital Status for all HH members 18 and
older for whom there is some indication what their status is. For
young adults who were in the household in both '83 and '86 and are
now age 20-22, assume 'Never Married' (code '6'). For any person
under 18, leave blank unless marital status is known. (These will
be coded '6' by machine.) For others, if no indication, code '9'.
7. Code Column (g) for everyone in the listing {including 'Movers
In'-- mark to the left of the lined dividing columns (f) and (h)}
using the "RESIDENT STATUS CODE" from the Cross-section with the
following revisions:
Code:
5. NO is marked, and a DATE LEFT must be indicated. If
none is listed, code 99/99 in column (h).
6. A "mover in" who is assumed to live there all the
time; no other notes are given.
7. A "mover in" for whom there is some indication that
they do not live there all the time. Check the HHL
UPDATE sheet and the Thumbnail.
8. Code the "economic units" as for the Cross-section. There may be
less consistency in the marking of these, since a number of new
interviewers started working on the study when the Panel portion
began.
All movers out should be coded "0" here.
R: RESPONDENT EMPLOYMENT
R1e: Edit any hourly wages to dollars per week using full-time hours which is
40 hours/wk for males and 35 hours/wk for females. Use the '8' code to show a
conversion was done.
In cases where the information recorded in this section is for the person that
was the '83 Spouse, write in BIG RED LETTERS "CODE FOR SPOUSE".
R45-R47u This section is different from the Cross
S45-S47u section in that it asks about the job R had in 1983 and then
updates work history only for the past 3 years (36 months). Not
much to do here that the computer can't do with more ease.
S: SPOUSE BOOKLET
The Spouse booklet is the same as for the Cross-section except for (1) the
checkpoints at S44a - S44c on page 14a
and (2) the work history section has 2 possible routes through it -- the 'S'
questions for updating old spouse work history, and the 'SS' questions for
Spouses that are new to the R's household. The checkpoints S14a-S14c direct
the R to the correct sequence.
In cases where the information recorded in this section is for the person that
was the '83 Respondent write in BIG RED LETTERS "CODE FOR RESPONDENT", and see
Editing Supervisor.
In the some copies of the questionnaire, new Questions S14a-S14c have been
stapled onto the page to correct for erroneous checkpoints. A copy of the
corrected page is attached; see Editing Supervisor if the replacement page was
not stapled in.
T: INCOME QUESTIONS
T8,T10 1. Make all figures annual, as you have been doing on the
Cross-section.
If R states the amounts for '86 or '87 income were "a little
less than now" or some other explanation indicating that
there have only been cost of living or inflation
adjustments, and no dollar amount is given, code the amount
as equal to the known amount.
T8-T15 Amounts given in these questions should include the income
and support of all persons living in the household at that
time. So for currently divorced persons, income of their
ex-spouses should be included.
T9,T11 Look over the 'Refused' sequence, to see that it makes
sense. If unclear, see Editing Supervisor.
V: CHANGES IN FAMILY FINANCES
This section did not appear in the Cross-section version of the questionnaire.
In general, you should leave information as given; do not check for
consistencies with earlier sections except as specified below.
This section should refer to persons in the HU, and not just to those in the
Primary Economic Unit, since PEU was not a concept applied to the
questionnaire in the 1983 survey.
V1-V2 Check for gross inconsistencies with the D Section. Bring them to the
Editing Supervisor if you find any.
V20 1. If V20 = '1. YES', check that someone actually left the household
since 1983.
2. Code V20 as follows:
If there is an inconsistency between the V20 report and the
listing update, code V20 "3" If the reports are consistent,
underline the "1. YES" box. If the "5. NO" box is checked,
underline it.
V22 1. If V22 = '1. YES', check that someone other than a new spouse
joined the household since 1983.
2. Code V22 as follows:
If there is an inconsistency between the V22 report and the
listing update, code V22 "3" If the reports are consistent,
underline the "1. YES" box. If the "5. NO" box is checked,
underline it.
V33 If an inheritance is already mentioned at X3-X6, delete from here
and leave in Section X.
Y: DEMOGRAPHICS
The questions in the Y section are similar to the questions in the Cross-
section version of the questionnaire, but the layout is somewhat different.
Respondents go through either the Y7 - Y12f sequence if they were interviewed
in 1986, or they go through the YY1 - YY8 sequence if they were not
interviewed in 1986.
Look for inconsistencies in the marital history and marital status questions
that may be indicative of other, more serious problems. If the information is
inconsistent, see the Editing Supervisor.
Verify these checkpoints using the HHL UPDATE sheet:
Y6,Y6a,
Y6b,Y10b,
Y11b,Y12b
YY1,YY3h,YY4h,YY6c,
YY6d,YY7b,YY8
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1989 Survey of Consumer Finances--Panel
Occupation Coding Instructions
NOTE: The instructions for current job refer only to R, but they also apply to
Spouse.
Section M:
1. Code any business listed at M5a, then check M9b (P.52) to see if R
works in the business; you may need this when editing/coding
Section R.
2. If an M5a business is listed as R's current job in Section R, use
M5a information as an aid to coding industry at R5/R14a (the
information at M5a is often better than that in Section R).
Section R:
1. R1 Status: If the only combination checked is RETIRED and
DISABLED, check P.1 Listing Box for R's age. If 62 or older, code
as RETIRED; if under 62, code as DISABLED.
2. R2: If SOMEONE ELSE is checked, and the industry given at R5 is
clearly an M5a business in which R works (M9b), write in "M5a"
under the "IF R SAYS" box at R2.
3. R14/R14a (SELF-EMPLOYED): If the industry given is clearly an M5a
business in which R works (M9b), make sure box to right of R14 is
checked; if not, mark it.
4. In combinatiuon with anything except worker (code 15), HOUSEWIFE
is low priority.
5. Other examples of resolving multiple checks at R1:
a. WORKING + STUDENT + UNEMPLOYED = 14 (worker and student)
b. UNEMPLOYED + STUDENT + HOMEMAKER = 30 (unemployed)
Occupation and Industry Locations
Key to Codes: OCC = 1970 Census 3-digit occupation code
IND = 1970 Census 3-digit industry code
SUM = 2-digit occupation summary code
SPI = Special 2-digit industry code (M5a only)
PAGE QREF CODE
51 M5a SPI
RESPONDENT 77 R1 SUM
78 R3-R5 OCC + IND
80 R14,R14a OCC + IND
SPOUSE 1 S1 SUM
SUPPLEMENT
2 S3-S5 OCC + IND
4 S14,S14a OCC + IND
89SCF
BUSINESS AND PROPERTY LINK CODES
For Every Property at E16 (page 31) precode at top of each column:
High 1. This property associated with Bus #1 at M5a
Priority 2. " " " " Bus #2 " "
3. " " " " Bus #3 " "
4. This property is associated with business listed at M5a,
BUT it is
(a) a business beyond #3 (at M19a-c) or
(b) associated with more than one M5a business or
(c) NA which business
5. Property not associated with a business at M5a-M19c
(i.e., no info present which ties this property to an
M5a-M19c business) OR NO businesses listed in M5a-M19c
6. This property is associated with R's main job (at R2 or R14)
7. This property is associated with S/P's main job (at S2 or S14)
Precodes at R2 or R14 and/or R40b (also S2, S14, S40b):
1. This job associated with Bus #1 at M5a
2. " " " " Bus #2 " "
3. " " " " Bus #3 " "
4. This job is associated with business listed at M5a, BUT it is
(a) a business beyond #3 (at M19a-c) or
(b) associated with more than one M5a business or
(c) NA which business
5. Job not associated with a business at M5a-M19c (i.e., no
info present which ties this job to businesses) OR NO
businesses listed in M5a-M19c
BUSINESS AND PROPERTY LINK CODES
For Every Property at E16 (page 31) precode at top of each column:
High 1.This property associated with Bus #1 at M5a
Priority 2. " " " " Bus #2 " "
3. " " " " Bus #3 " "
4. This property is associated with business listed at M5a,
BUT it is
(a) a business beyond #3 (at M19a-c) or
(b) associated with more than one M5a business or
(c) NA which business
5. Property not associated with a business at M5a-M19c
i.e., no info present which ties this property to an
M5a-M19c business) OR NO businesses listed in M5a-M19c
6. This property is associated with R's main job (at R2 or R14)
7. This property is associated with S/P's main job (at S2 or S14)
Precodes at R2 or R14 and/or R40b (also S2, S14, S40b):
1. This job associated with Bus #1 at M5a
2. " " " " Bus #2 " "
3. " " " " Bus #3 " "
4. This job is associated with business listed at M5a,
BUT it is
(a) a business beyond #3 (at M19a-c) or
(b) associated with more than one M5a business or
(c) NA which business
5. Job not associated with a business at M5a-M19c
(i.e., no info present which ties this job to
businesses) OR NO businesses listed in M5a-M19c