1996
Pennyslvania

Name of Bank

Location

Rank

SBL
($000)

Bank Size

SBF

JERSEY SHORE ST BK Jersey Shore 39 52,392 100M-500M Y
COMMUNITY B& TC Forest City 38 48,160 100M-500M Y
FIRST NB OF BERWICK Berwick 38 47,745 100M-500M Y
PENNSYLVANIA ST BK Camp Hill 36 31,632 < 100M Y
OLD FORGE BK Old Forge 36 24,644 100M-500M Y
FIRST NB OF LEESPORT Leesport 36 34,230 100M-500M Y
FIRST COLUMBIA B& TC Bloomsburg 36 45,250 100M-500M Y
COLUMBIA CTY FARMERS NB Bloomsburg 35 28,540 100M-500M Y
WILLIAMSPORT NB Williamsport 35 32,287 100M-500M Y
FARMERS NB OF EMLENTON Emlenton 34 20,131 100M-500M Y
JUNIATA VALLEY BK Mifflintown 34 27,073 100M-500M Y
COUNTY NB Clearfield 34 44,893 100M-500M Y
1ST SUMMIT BK Johnstown 34 24,381 100M-500M Y
PFC BK Ford City 33 24,078 100M-500M
REGENT NB Philadelphia 33 35,791 100M-500M
GLEN ROCK ST BK Glen Rock 32 22,172 100M-500M
SUN BK Selinsgrove 32 43,675 100M-500M
CLEARFIELD B& TC Clearfield 32 23,165 100M-500M
YORK B& TC York 31 122,784 1B- 10B Y
IRON & GLASS BK Pittsburgh 31 27,816 100M-500M
FIRST PHILSON BK NA Berlin 31 22,579 100M-500M
PEOPLES BK Oxford 31 25,878 100M-500M
FIRST NB OF SLIPPERY ROCK Slippery Rock 31 21,933 100M-500M
NATIONAL PENN BK Boyertown 30 131,640 1B- 10B
FIRST NB OF PORT ALLEGANY Port Allegany 30 14,855 < 100M
DIME BK Honesdale 30 21,210 100M-500M
HOLLIDAYSBURG TC Hollidaysburg 30 30,799 100M-500M
NEW TRIPOLI NB New Tripoli 30 18,303 100M-500M
MERCER CTY ST BK Sandy Lake 30 18,362 100M-500M
PENNSYLVANIA CAPITAL BK Pittsburgh 30 25,549 100M-500M

Name of Bank

Location

Rank

SBL
($000)

Bank Size

SBF

AMBASSADOR BK OF THE CMMWLTH Allentown 30 21,953 100M-500M
OMEGA BK NA State College 29 45,795 500M- 1B Y
CITIZENS & NORTHERN BK Ralston 29 37,194 500M- 1B Y
LUZERNE NB Luzerne 29 13,917 < 100M
NORTHSIDE BK Pittsburgh 29 27,681 100M-500M
SOMERSET TC Somerset 29 28,199 100M-500M
FAYETTE BK Uniontown 29 35,200 100M-500M
FIRST CITIZENS NB Mansfield 29 23,253 100M-500M
FIRST COMMONWEALTH BK Indiana 28 160,519 1B- 10B
ELDERTON ST BK Elderton 28 10,186 < 100M
PEOPLES ST BK OF WYALUSING Wyalusing 28 13,010 < 100M
WAYNE BK Honesdale 28 26,632 100M-500M
BERKS CTY BK Reading 28 24,096 100M-500M
FIRST REPUBLIC BK Philadelphia 28 32,771 100M-500M
FIRST NB OF PA Greenville 27 72,070 1B- 10B
UNION NAT MT JOY BK Mount Joy 27 19,330 100M-500M
SECOND NB OF MASONTOWN Masontown 27 16,070 100M-500M
FIRST NAT CMNTY BK Dunmore 27 31,484 100M-500M
COMMUNITY BK NA Carmichaels 27 17,703 100M-500M
CSB BK Curwensville 27 15,514 100M-500M
JOHNSTOWN B& TC Johnstown 26 58,263 500M- 1B
PENNSYLVANIA NB& TC Pottsville 26 92,119 1B- 10B
COMMUNITY FIRST BK NA Reynoldsville 26 6,942 < 100M
FIRST CAPITOL BK York 26 14,984 < 100M
MADISON BK Blue Bell 26 17,561 < 100M
FIRST COMMERCIAL BK OF PHILA Philadelphia 26 17,614 < 100M
ADAMS CTY NB Cumberland Township 26 30,839 100M-500M
SCOTTDALE B& TC Scottdale 26 14,861 100M-500M
HAMLIN B& TC Smethport 26 15,211 100M-500M
ELVERSON NB Elverson 26 25,508 100M-500M

Name of Bank

Location

Rank

SBL
($000)

Bank Size

SBF

KISHACOQUILLAS VALLEY NB Belleville 26 13,935 100M-500M
JONESTOWN B& TC Jonestown 26 13,203 100M-500M
DROVERS & MECHANICS BK York 26 33,629 100M-500M
HARLEYSVILLE NB& TC Harleysville 25 51,113 500M- 1B
LEBANON VALLEY NB Lebanon 25 42,344 500M- 1B
MID-STATE B& TC Altoona 25 71,194 1B- 10B
FULTON BK Lancaster 25 100,162 1B- 10B
FRANKFORD BK NA Horsham 25 58,429 1B- 10B
S& T BK Indiana 25 80,428 1B- 10B
GRANGE NB Laceyville 25 12,947 < 100M
FIRST NB OF WEST CHESTER West Chester 25 32,541 100M-500M
COMMUNITY BK NA Millersburg 25 31,437 100M-500M
FIRST NB IN FLEETWOOD Fleetwood 25 14,177 100M-500M
FARMERS TR BK Lebanon 25 18,838 100M-500M
BRYN MAWR TC Bryn Mawr 25 27,626 100M-500M
COMMERCE BK HARRISBURG NA Camp Hill 25 19,216 100M-500M
FULTON CTY NB MCCCONNELLSBUR Mcconnellsburg 25 12,483 100M-500M
FIDELITY DEPOSIT & DISCOUNT Dunmore 25 22,227 100M-500M
NATIONAL CITY BK OF PA Pittsburgh 24 593,402 > 10B Y
BLUE BALL NB Blue Ball 24 43,545 500M- 1B
FARMERS FIRST BK Lititz 24 47,442 500M- 1B
FIRST WESTERN BK NA New Castle 24 55,209 1B- 10B
FIRST UNITED NB Fryburg 24 8,795 < 100M
UNION NB OF MT CARMEL Mount Carmel 24 8,629 < 100M
WOODLANDS BK Williamsport 24 10,101 < 100M
DOWNINGTOWN NB Downingtown 24 21,939 100M-500M
LA BK NA Lake Ariel 24 20,928 100M-500M
EPHRATA NB Ephrata 24 22,909 100M-500M
BANK OF HANOVER & TC Hanover 24 23,848 100M-500M
PIONEER AMERICAN BK NA Carbondale 24 13,503 100M-500M

Name of Bank

Location

Rank

SBL
($000)

Bank Size

SBF

COMMONWEALTH ST BK Newtown 24 16,336 100M-500M
COMMERCIAL NB OF WESTMORELAN Latrobe 24 20,742 100M-500M
UNITED VALLEY BK Philadelphia 24 19,426 100M-500M
BANK OF LANCASTER CTY NA Strasburg 23 35,876 500M- 1B
NORTHERN CENTRAL BK Williamsport 23 57,705 1B- 10B
FIRST NB OF MIFFLINTOWN Mifflintown 23 10,194 < 100M
EAGLE NB Upper Darby 23 7,157 < 100M
MARION CTR NB Marion Center 23 9,423 < 100M
EAST PENN BK Emmaus 23 11,848 < 100M
ORRSTOWN BK Orrstown 23 15,002 100M-500M
QUAKERTOWN NB Quakertown 23 22,997 100M-500M
MARS NB Mars 23 16,905 100M-500M
CORESTATES BK NA Philadelphia 22 1,059,388 > 10B
PNC BK NA Pittsburgh 22 820,972 > 10B
MELLON BK NA Greensburg 22 926,821 > 10B
UNION NB& TC SOUDERTON Souderton 22 40,825 500M- 1B
JEFFERSON BK Haverford 22 47,722 500M- 1B
DAUPHIN DEPOSIT B& TC Harrisburg 22 195,688 1B- 10B
FIRST VALLEY BK Bethlehem 22 89,569 1B- 10B
FOUNDERS BK Bryn Mawr 22 14,413 < 100M
REEVES BK Beaver Falls 22 14,894 100M-500M
APOLLO TC Apollo 22 8,848 100M-500M
HONESDALE NB Honesdale 22 14,518 100M-500M
SOUTHWEST NB OF PA Greensburg 21 30,438 500M- 1B
FINANCIAL TC Carlisle 21 30,097 500M- 1B
FIRST NB OF SPANGLER Spangler 21 3,675 < 100M
MUNCY B& TC Muncy 21 7,208 < 100M
GRATZ NB Gratz 21 4,233 < 100M
SECURITY NB Pottstown 21 7,884 < 100M
PEOPLES ST BK East Berlin 21 13,613 100M-500M

Name of Bank

Location

Rank

SBL
($000)

Bank Size

SBF

SWINEFORD NB OF MIDDLEBURG Middleburg 21 13,600 100M-500M
FARMERS & MRCH TC OF CHMRSBR Chambersburg 21 21,682 100M-500M
LAUREL BK Ebensburg 21 17,687 100M-500M
MID PENN BK Millersburg 21 19,412 100M-500M
MAUCH CHUNK TC Jim Thorpe 21 10,585 100M-500M
FIRST STERLING BK Devon 21 19,995 100M-500M
PREMIER BK Doylestown 21 17,468 100M-500M
GUARANTY BK NA Shamokin 20 7,276 < 100M
TURBOTVILLE NB Turbotville 20 4,801 < 100M
NATIONAL BK OF NORTH EAST North East 20 7,167 < 100M
UNITED BK OF PHILADELPHIA Philadelphia 20 8,247 < 100M
FIRST AMERICAN NB OF PA Everett 20 10,388 100M-500M
WILMINGTON TR OF PA West Chester 20 16,478 100M-500M
CITIZENS NB OF MEYERSDALE Meyersdale 19 3,850 < 100M
CITIZENS NB OF SLATINGTON Slatington 19 8,784 < 100M
CITIZENS TC Coudersport 19 7,372 < 100M
DAUPHIN NB Dauphin 19 4,803 < 100M
FIRST NB OF MINERSVILLE Minersville 19 4,266 < 100M
FIRST BK OF PHILADELPHIA Philadelphia 19 10,236 < 100M
JIM THORPE NB Jim Thorpe 19 5,609 < 100M
FIRSTSERVICE BK Lansdale 19 4,682 < 100M
ALLEGHENY VALLEY BK OF PITTS Pittsburgh 19 12,404 100M-500M
FIRST NB OF PALMERTON Palmerton 19 16,095 100M-500M
HERITAGE NB Pottsville 19 17,110 100M-500M
PEOPLES BK OF GLEN ROCK Glen Rock 19 19,681 100M-500M
MIFFLINBURG B& TC Mifflinburg 19 12,461 100M-500M
COMMERCE BK PA NA Philadelphia 19 19,288 100M-500M
COMMUNITY ST BK OF ORBISONIA Orbisonia 18 5,381 < 100M
FIRST NB FREDERICKSBURG Fredericksburg 18 8,387 < 100M
FIRST NB OF CANTON Canton 18 3,368 < 100M

Name of Bank

Location

Rank

SBL
($000)

Bank Size

SBF

PEOPLES NB OF SUSQUEHANNA CT Hallstead 18 11,516 100M-500M
PENN SECURITY B& TC Scranton 18 17,159 100M-500M
CITIZENS NB OF SOUTHERN PA Greencastle 18 11,706 100M-500M
NAZARETH NB& TC Nazareth 18 16,187 100M-500M
FIRST NB& TC NEWTOWN Newtown 18 19,951 100M-500M
TWIN RIVERS CMNTY BK Easton 18 8,743 100M-500M
PENN CENTRAL NB Huntingdon 17 10,315 100M-500M
FNB BK NA Danville 17 10,589 100M-500M
SMITHFIELD ST BK Smithfield 17 7,466 100M-500M
PEOPLES BK OF UNITY Pittsburgh 17 11,392 100M-500M
FIRST NAT TR BK Sunbury 17 14,916 100M-500M
MERCHANTS NB OF BANGOR Bangor 17 7,512 100M-500M
CENTURY NB& TC Rochester 17 15,396 100M-500M
FIRST NB OF SPRING MILLS Spring Mills 16 1,660 < 100M
HALIFAX NB Halifax 16 3,392 < 100M
FIRST HERITAGE BK Wilkes-Barre 16 9,234 < 100M
THREE RIVERS B& TC Jefferson 16 17,707 100M-500M
FIRST LEHIGH BK Walnutport 16 9,142 100M-500M
NBO NB Olyphant 16 13,701 100M-500M
WEST MILTON ST BK West Milton 16 7,914 100M-500M
LEWISTOWN TC Lewistown 16 5,955 100M-500M
CHAMBERSBURG TC Chambersburg 16 13,430 100M-500M
COMMUNITY NB OF NORTHWESTERN Albion 15 3,509 < 100M
MINERSVILLE SAFE DEPOSIT B& T Minersville 15 2,597 < 100M
BERNVILLE BK NA Bernville 15 4,917 < 100M
FIRST NB OF GREENCASTLE Greencastle 15 8,485 100M-500M
CITIZENS NB OF EVANS CITY Evans City 15 17,985 100M-500M
CITIZENS NB OF LANSFORD Lansford 15 7,658 100M-500M
HOBLITZELL NB OF HYNDMAN Hyndman 14 1,975 < 100M
FIRST NB OF MARYSVILLE Marysville 14 4,070 < 100M

Name of Bank

Location

Rank

SBL
($000)

Bank Size

SBF

ATLANTIC CENTRAL BKR BK Camp Hill 14 9,204 < 100M
NATIONAL BK OF MALVERN Malvern 14 2,806 < 100M
BUCKTAIL B& TC Emporium 14 6,317 100M-500M
NEFFS NB Neffs 14 5,646 100M-500M
ROYAL BK OF PENNSYLVANIA King Of Prussia 14 17,503 100M-500M
FIRST NB OF JERMYN Jermyn 14 14,553 100M-500M
UNITED STATES NB IN JOHNSTOW Johnstown 13 13,315 1B- 10B
FIRST NB MCCONNELLSBURG Mcconnellsburg 13 4,263 < 100M
FIRST NB OF NEWPORT Newport 12 2,891 < 100M
EAST PROSPECT ST BK East Prospect 12 2,617 < 100M
FIRST NB OF MERCERSBURG Mercersburg 12 3,631 < 100M
FIRST NB& TC Waynesboro 12 8,644 100M-500M
PORTAGE NB Portage 12 6,686 100M-500M
MANOR NB Manor 11 286 < 100M
PEOPLES NB RURAL VALLEY Rural Valley 11 1,123 < 100M
FIRST NB OF LILLY Lilly 11 510 < 100M
FIRST NB OF LIVERPOOL Liverpool 11 767 < 100M
UNION B& TC Pottsville 11 4,505 < 100M
MINERS BK OF LYKENS Lykens 11 709 < 100M
FARMERS NB OF KITTANNING Kittanning 11 3,575 < 100M
MONTOUR BK Danville 11 1,210 < 100M
FIRST NB OF HERMINIE Herminie 11 8,677 100M-500M
LAFAYETTE BK Easton 11 10,790 100M-500M
BANK OF LANDISBURG Landisburg 11 2,586 100M-500M
IRWIN B& TC Irwin 11 13,578 100M-500M
NORTHUMBERLAND NB Northumberland 10 1,899 < 100M
MERCHANTS BK OF PA Shenandoah 10 2,725 < 100M
CITIZENS B& TC Palmerton 10 4,906 100M-500M
FARMERS NB OF NEWVILLE Newville 9 1,020 < 100M
MERCHANTS NB KITTANNING Kittanning 9 4,095 100M-500M

Name of Bank

Location

Rank

SBL
($000)

Bank Size

SBF

RITTENHOUSE TC Radnor 7 205 < 100M
HERNDON NB Herndon 7 460 < 100M
PNC MORTGAGE BK NA Pittsburgh 4 1,695 1B- 10B

SBL = Small business loans (loans of less than $250,000)
SBF = Small-Business-Friendly

Source: Adapted by the Office of Advocacy, U.S. Small Business Administration from
the Consolidated Reports of Condition and Income for U.S. Banks.

*Last Modified 6-15-01