Residential Finance Survey |
|
Holder of First Mortgage | ||||||||||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Total | Commercial bank or trust company |
Savings and loan association |
Mutual savings bank |
Life insurance company |
Mortgage banker or mortgage company |
Federally- sponsored agency or mortgage pool |
Conventional mortgage pool |
Other federal agency |
Real estate investment trust (REIT) |
Pension fund or retirement fund |
Credit union |
Finance company |
State or municipal government or housing finance agency |
Individual or individual's estate |
Other | |
1-housing-unit properties with traditional first mortgage |
1055 | 78 | 45 | 7 | 21 | 92 | 699 | 14 | 34 | 0 | 4 | 16 | 0 | 31 | 8 | 5 |
PROPERTY CHARACTERISTICS Property Location by Geographic Area Inside MAs |
943 | 69 | 38 | 7 | 21 | 92 | 623 | 8 | 25 | 0 | 4 | 16 | 0 | 27 | 8 | 5 |
In central cities | 322 | 27 | 11 | 0 | 16 | 30 | 211 | 3 | 8 | 0 | 0 | 8 | 0 | 4 | 5 | 0 |
Not in central cities | 622 | 42 | 27 | 7 | 5 | 63 | 412 | 5 | 17 | 0 | 4 | 8 | 0 | 23 | 3 | 5 |
Outside MAs | 111 | 9 | 7 | 0 | 0 | 0 | 76 | 6 | 9 | 0 | 0 | 0 | 0 | 4 | 0 | 0 |
Year Structure Built 1999 to March 2000 |
58 | 5 | 0 | 4 | 0 | 3 | 36 | 0 | 4 | 0 | 0 | 4 | 0 | 4 | 0 | 0 |
1997 and 1998 | 63 | 5 | 4 | 0 | 0 | 7 | 37 | 0 | 0 | 0 | 0 | 0 | 0 | 5 | 0 | 5 |
1995 and 1996 | 55 | 0 | 4 | 0 | 5 | 0 | 46 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
1990 to 1994 | 152 | 7 | 5 | 0 | 0 | 15 | 104 | 3 | 5 | 0 | 0 | 3 | 0 | 4 | 5 | 0 |
1980 to 1989 | 175 | 20 | 0 | 0 | 0 | 30 | 122 | 0 | 3 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
1970 to 1979 | 174 | 15 | 4 | 0 | 0 | 12 | 116 | 0 | 4 | 0 | 4 | 5 | 0 | 14 | 0 | 0 |
1960 to 1969 | 101 | 3 | 2 | 4 | 0 | 5 | 79 | 0 | 4 | 0 | 0 | 0 | 0 | 0 | 3 | 0 |
1950 to 1959 | 156 | 7 | 19 | 0 | 12 | 9 | 98 | 0 | 8 | 0 | 0 | 0 | 0 | 4 | 0 | 0 |
1940 to 1949 | 31 | 0 | 0 | 0 | 0 | 3 | 18 | 4 | 6 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
1939 or earlier | 88 | 16 | 6 | 0 | 4 | 6 | 45 | 6 | 0 | 0 | 0 | 4 | 0 | 0 | 0 | 0 |
Purchase Price Properties acquired by purchase 1997 to 2001 (part) |
392 | 21 | 20 | 4 | 5 | 50 | 240 | 11 | 16 | 0 | 0 | 7 | 0 | 9 | 5 | 5 |
Less than $20,000 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
$20,000 to $39,999 | 4 | 0 | 0 | 0 | 0 | 0 | 0 | 4 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
$40,000 to $59,999 | 27 | 0 | 0 | 0 | 0 | 8 | 14 | 0 | 5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
$60,000 to $79,999 | 47 | 0 | 5 | 0 | 0 | 4 | 34 | 0 | 4 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
$80,000 to $99,999 | 65 | 9 | 0 | 0 | 0 | 14 | 32 | 6 | 0 | 0 | 0 | 0 | 0 | 4 | 0 | 0 |
$100,000 to $124,999 | 72 | 0 | 0 | 4 | 0 | 12 | 39 | 0 | 3 | 0 | 0 | 0 | 0 | 5 | 5 | 5 |
$125,000 to $149,999 | 78 | 0 | 2 | 0 | 5 | 4 | 56 | 0 | 4 | 0 | 0 | 7 | 0 | 0 | 0 | 0 |
$150,000 to $174,999 | 38 | 3 | 4 | 0 | 0 | 0 | 31 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
$175,000 to $199,999 | 30 | 0 | 0 | 0 | 0 | 9 | 21 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
$200,000 to $249,999 | 16 | 5 | 0 | 0 | 0 | 0 | 10 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
$250,000 to $299,999 | 5 | 0 | 5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
$300,000 to $499,999 | 7 | 0 | 4 | 0 | 0 | 0 | 4 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
$500,000 or more | 3 | 3 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Median | 118492 | 158519 | 165683 | 112500 | 137500 | 98708 | 125656 | 85369 | 76159 | 0 | 0 | 137500 | 0 | 103163 | 112500 | 112500 |
Mean | 127581 | 211375 | 188847 | 105000 | 140000 | 106113 | 125676 | 76701 | 91224 | 0 | 0 | 136370 | 0 | 98544 | 110000 | 114000 |
Other properties | 663 | 57 | 24 | 4 | 16 | 43 | 459 | 3 | 18 | 0 | 4 | 9 | 0 | 22 | 3 | 0 |
Value Less than $20,000 |
6 | 0 | 0 | 0 | 0 | 0 | 6 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
$20,000 to $39,999 | 15 | 5 | 0 | 0 | 0 | 0 | 6 | 0 | 0 | 0 | 0 | 0 | 0 | 3 | 0 | 0 |
$40,000 to $59,999 | 69 | 0 | 6 | 0 | 6 | 7 | 43 | 4 | 0 | 0 | 0 | 4 | 0 | 0 | 0 | 0 |
$60,000 to $79,999 | 151 | 19 | 10 | 0 | 6 | 8 | 100 | 0 | 5 | 0 | 0 | 0 | 0 | 4 | 0 | 0 |
$80,000 to $99,999 | 153 | 5 | 0 | 0 | 0 | 16 | 121 | 0 | 7 | 0 | 4 | 0 | 0 | 0 | 0 | 0 |
$100,000 to $124,999 | 157 | 12 | 0 | 7 | 0 | 17 | 83 | 3 | 9 | 0 | 0 | 0 | 0 | 13 | 8 | 5 |
$125,000 to $149,999 | 154 | 0 | 5 | 0 | 5 | 24 | 102 | 6 | 4 | 0 | 0 | 7 | 0 | 0 | 0 | 0 |
$150,000 to $174,999 | 96 | 0 | 11 | 0 | 0 | 4 | 77 | 0 | 0 | 0 | 0 | 0 | 0 | 4 | 0 | 0 |
$175,000 to $199,999 | 74 | 12 | 0 | 0 | 0 | 7 | 50 | 1 | 4 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
$200,000 to $249,999 | 103 | 16 | 0 | 0 | 0 | 5 | 74 | 0 | 0 | 0 | 0 | 0 | 0 | 7 | 0 | 0 |
$250,000 to $299,999 | 34 | 0 | 5 | 0 | 0 | 3 | 21 | 0 | 5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
$300,000 to $499,999 | 35 | 6 | 7 | 0 | 0 | 0 | 17 | 0 | 0 | 0 | 0 | 5 | 0 | 0 | 0 | 0 |
$500,000 or more | 7 | 3 | 0 | 0 | 4 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Median | 121279 | 122425 | 152665 | 112500 | 75246 | 121058 | 122531 | 124184 | 114091 | 0 | 90000 | 139563 | 0 | 116474 | 112500 | 112500 |
Mean | 136064 | 177666 | 171374 | 101615 | 159811 | 121973 | 131543 | 106257 | 135535 | 0 | 90000 | 188300 | 0 | 119186 | 112017 | 120000 |
Value of Capital Improvements Properties with capital improvements between 1998 and 2000 |
602 | 42 | 27 | 0 | 10 | 54 | 433 | 6 | 14 | 0 | 0 | 5 | 0 | 11 | 0 | 0 |
Less than $500 | 4 | 0 | 0 | 0 | 0 | 0 | 4 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
$500 to $999 | 11 | 0 | 0 | 0 | 0 | 0 | 11 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
$1,000 to $2,499 | 104 | 6 | 5 | 0 | 0 | 11 | 73 | 6 | 3 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
$2,500 to $4,999 | 167 | 6 | 0 | 0 | 6 | 23 | 126 | 0 | 7 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
$5,000 to $7,499 | 122 | 9 | 11 | 0 | 0 | 8 | 80 | 0 | 4 | 0 | 0 | 5 | 0 | 4 | 0 | 0 |
$7,500 to $9,999 | 27 | 3 | 0 | 0 | 0 | 0 | 20 | 0 | 0 | 0 | 0 | 0 | 0 | 4 | 0 | 0 |
$10,000 to $14,999 | 51 | 3 | 0 | 0 | 0 | 0 | 45 | 0 | 0 | 0 | 0 | 0 | 0 | 3 | 0 | 0 |
$15,000 to $19,999 | 35 | 7 | 2 | 0 | 0 | 0 | 26 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
$20,000 to $29,999 | 48 | 5 | 4 | 0 | 0 | 9 | 30 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
$30,000 or more | 32 | 3 | 4 | 0 | 4 | 3 | 17 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Median | 5299 | 7528 | 6813 | 0 | 4590 | 4264 | 5087 | 1750 | 3871 | 0 | 0 | 6250 | 0 | 8626 | 0 | 0 |
Mean | 9493 | 16584 | 20362 | 0 | 14449 | 8021 | 8572 | 2000 | 3699 | 0 | 0 | 7000 | 0 | 7920 | 0 | 0 |
Properties with no capital improvements between 1998 and 2000 |
401 | 36 | 13 | 7 | 11 | 34 | 230 | 5 | 20 | 0 | 4 | 8 | 0 | 20 | 8 | 5 |
Capital improvements not reported |
52 | 0 | 5 | 0 | 0 | 4 | 36 | 3 | 0 | 0 | 0 | 3 | 0 | 0 | 0 | 0 |
Age Restrictions Property located in subdivision restricted to people age 55 or older |
76 | 0 | 5 | 0 | 0 | 8 | 63 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Property located in subdivision not restricted to people age 55 or older |
936 | 74 | 39 | 7 | 21 | 82 | 601 | 14 | 34 | 0 | 4 | 16 | 0 | 31 | 8 | 5 |
Not reported | 42 | 4 | 0 | 0 | 0 | 3 | 35 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Neighborhood Composition Property located in subdivision or neighborhood occupied predominantly by people age 55 or older |
93 | 0 | 0 | 0 | 0 | 0 | 74 | 4 | 11 | 0 | 4 | 0 | 0 | 0 | 0 | 0 |
Property located in subdivision or neighborhood not occupied predominantly by people age 55 or older |
692 | 66 | 33 | 4 | 21 | 78 | 424 | 11 | 16 | 0 | 0 | 12 | 0 | 24 | 0 | 5 |
Don't know or not reported | 269 | 12 | 11 | 4 | 0 | 15 | 201 | 0 | 7 | 0 | 0 | 4 | 0 | 7 | 8 | 0 |
OWNER CHARACTERISTICS Age of Owner Under 25 |
6 | 0 | 0 | 0 | 0 | 0 | 6 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
25 to 34 | 142 | 5 | 11 | 0 | 5 | 20 | 80 | 1 | 12 | 0 | 0 | 0 | 0 | 4 | 0 | 5 |
35 to 44 | 317 | 31 | 14 | 0 | 0 | 38 | 195 | 9 | 12 | 0 | 0 | 4 | 0 | 9 | 5 | 0 |
45 to 54 | 243 | 17 | 9 | 0 | 6 | 7 | 184 | 0 | 4 | 0 | 4 | 5 | 0 | 4 | 3 | 0 |
55 to 64 | 214 | 14 | 11 | 4 | 4 | 20 | 133 | 4 | 6 | 0 | 0 | 7 | 0 | 11 | 0 | 0 |
65 to 74 | 65 | 7 | 0 | 4 | 6 | 4 | 41 | 0 | 0 | 0 | 0 | 0 | 0 | 3 | 0 | 0 |
75 and over | 20 | 0 | 0 | 0 | 0 | 0 | 20 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Not reported | 47 | 3 | 0 | 0 | 0 | 3 | 40 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Median | 47 | 46 | 43 | 65 | 54 | 41 | 48 | 41 | 39 | 0 | 50 | 54 | 0 | 53 | 43 | 30 |
Race of Owner White alone |
892 | 74 | 28 | 7 | 21 | 72 | 587 | 14 | 29 | 0 | 4 | 12 | 0 | 31 | 8 | 5 |
Black or African American alone | 137 | 4 | 17 | 0 | 0 | 20 | 96 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
American Indian or Alaska Native alone | 6 | 0 | 0 | 0 | 0 | 0 | 6 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Asian alone | 13 | 0 | 0 | 0 | 0 | 0 | 4 | 0 | 5 | 0 | 0 | 4 | 0 | 0 | 0 | 0 |
Native Hawaiian or Other Pacific Islander alone |
1 | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Two or more races | 5 | 0 | 0 | 0 | 0 | 0 | 5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Sex of Owner Male/Male and female co-owners |
939 | 64 | 45 | 7 | 9 | 88 | 617 | 14 | 30 | 0 | 4 | 16 | 0 | 31 | 8 | 5 |
Female | 115 | 14 | 0 | 0 | 12 | 4 | 82 | 0 | 4 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Hispanic/Latino Origin Hispanic/Latino owner(s) only |
70 | 8 | 0 | 0 | 6 | 4 | 39 | 0 | 9 | 0 | 0 | 4 | 0 | 0 | 0 | 0 |
No Hispanic/Latino owner(s) | 984 | 70 | 45 | 7 | 15 | 88 | 660 | 14 | 25 | 0 | 4 | 12 | 0 | 31 | 8 | 5 |
Veteran Status@1 Veteran |
686 | 42 | 7 | 4 | 9 | 78 | 464 | 14 | 30 | 0 | 4 | 3 | 0 | 22 | 3 | 5 |
Active member of Reserves or National Guard for at least 6 years |
97 | 5 | 0 | 0 | 0 | 5 | 72 | 0 | 7 | 0 | 0 | 0 | 0 | 7 | 0 | 0 |
Persian Gulf War or after (August 1990 to present) |
214 | 6 | 4 | 0 | 5 | 41 | 130 | 5 | 16 | 0 | 0 | 0 | 0 | 8 | 0 | 0 |
Vietnam or after (August 1964 to July 1990) |
469 | 31 | 7 | 0 | 4 | 44 | 333 | 13 | 13 | 0 | 4 | 3 | 0 | 7 | 3 | 5 |
Korean conflict or after (July 1950 to July 1964) |
70 | 6 | 0 | 4 | 0 | 4 | 53 | 0 | 0 | 0 | 0 | 0 | 0 | 3 | 0 | 0 |
World War II or after (September 1940 to June 1950) |
20 | 4 | 0 | 0 | 0 | 0 | 16 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Nonveteran | 288 | 36 | 38 | 4 | 12 | 0 | 178 | 0 | 4 | 0 | 0 | 9 | 0 | 4 | 5 | 0 |
Not reported | 81 | 0 | 0 | 0 | 0 | 14 | 57 | 0 | 0 | 0 | 0 | 4 | 0 | 5 | 0 | 0 |
Income Less than $5,000 |
54 | 0 | 0 | 0 | 0 | 7 | 41 | 6 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
$5,000 to $9,999 | 14 | 0 | 0 | 0 | 0 | 0 | 14 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
$10,000 to $14,999 | 36 | 0 | 0 | 0 | 12 | 0 | 24 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
$15,000 to $19,999 | 16 | 3 | 0 | 0 | 0 | 0 | 10 | 0 | 0 | 0 | 0 | 0 | 0 | 4 | 0 | 0 |
$20,000 to $24,999 | 18 | 0 | 0 | 0 | 0 | 0 | 18 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
$25,000 to $29,999 | 37 | 5 | 0 | 0 | 0 | 0 | 28 | 0 | 0 | 0 | 4 | 0 | 0 | 0 | 0 | 0 |
$30,000 to $34,999 | 41 | 4 | 0 | 0 | 0 | 0 | 33 | 0 | 0 | 0 | 0 | 4 | 0 | 0 | 0 | 0 |
$35,000 to $39,999 | 68 | 5 | 0 | 0 | 0 | 17 | 41 | 0 | 5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
$40,000 to $49,999 | 155 | 17 | 16 | 4 | 0 | 14 | 77 | 0 | 8 | 0 | 0 | 4 | 0 | 9 | 3 | 5 |
$50,000 to $59,999 | 112 | 6 | 5 | 4 | 0 | 13 | 66 | 0 | 18 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
$60,000 to $79,999 | 217 | 17 | 5 | 0 | 0 | 27 | 143 | 3 | 4 | 0 | 0 | 5 | 0 | 7 | 5 | 0 |
$80,000 to $99,999 | 143 | 8 | 5 | 0 | 5 | 7 | 104 | 5 | 0 | 0 | 0 | 3 | 0 | 4 | 0 | 0 |
$100,000 to $119,999 | 98 | 8 | 4 | 0 | 0 | 7 | 72 | 0 | 0 | 0 | 0 | 0 | 0 | 7 | 0 | 0 |
$120,000 or more | 48 | 5 | 10 | 0 | 4 | 0 | 29 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Median | 58052 | 60384 | 65849 | 49736 | 14414 | 56661 | 59724 | 67028 | 52510 | 0 | 27500 | 61787 | 0 | 67717 | 63238 | 45000 |
Mean | 63482 | 63723 | 87482 | 49744 | 64002 | 55545 | 64452 | 47169 | 50785 | 0 | 27000 | 59685 | 0 | 65283 | 57352 | 48000 |
Owned Home Previously Previously owned home |
524 | 41 | 24 | 4 | 15 | 34 | 349 | 0 | 22 | 0 | 0 | 12 | 0 | 15 | 3 | 5 |
Never owned home before | 498 | 37 | 21 | 4 | 6 | 50 | 328 | 14 | 12 | 0 | 4 | 4 | 0 | 12 | 5 | 0 |
Not reported | 33 | 0 | 0 | 0 | 0 | 7 | 22 | 0 | 0 | 0 | 0 | 0 | 0 | 4 | 0 | 0 |
MORTGAGE CHARACTERISTICS Number of Mortgages 1 mortgage |
748 | 49 | 36 | 4 | 17 | 58 | 499 | 7 | 30 | 0 | 4 | 16 | 0 | 19 | 5 | 5 |
2 mortgages | 267 | 24 | 9 | 4 | 4 | 29 | 175 | 3 | 4 | 0 | 0 | 0 | 0 | 11 | 3 | 0 |
3 or more mortgages | 39 | 5 | 0 | 0 | 0 | 5 | 25 | 4 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Form of Debt of First Mortgage Mortgage or deed of trust |
1055 | 78 | 45 | 7 | 21 | 92 | 699 | 14 | 34 | 0 | 4 | 16 | 0 | 31 | 8 | 5 |
Contract to purchase | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Some other loan secured by this property | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Type of First Mortgage Instrument Fixed-rate, level-payment mortgage |
943 | 62 | 40 | 7 | 15 | 92 | 647 | 14 | 23 | 0 | 4 | 9 | 0 | 24 | 0 | 5 |
Short-term with balloon payment mortgage | 26 | 0 | 0 | 0 | 6 | 0 | 6 | 0 | 6 | 0 | 0 | 0 | 0 | 0 | 8 | 0 |
Reverse mortgage | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Adjustable rate mortgage (ARM) | 78 | 12 | 4 | 0 | 0 | 0 | 42 | 0 | 5 | 0 | 0 | 7 | 0 | 7 | 0 | 0 |
Other | 8 | 4 | 0 | 0 | 0 | 0 | 4 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Method of Loan Application By computer over the Internet or by e-mail |
7 | 0 | 0 | 0 | 0 | 0 | 7 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
By telephone or FAX | 74 | 0 | 6 | 4 | 0 | 9 | 50 | 1 | 4 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
By regular mail | 25 | 10 | 4 | 0 | 0 | 3 | 4 | 0 | 0 | 0 | 0 | 0 | 0 | 4 | 0 | 0 |
By personal visit | 520 | 35 | 20 | 0 | 11 | 27 | 355 | 9 | 23 | 0 | 0 | 12 | 0 | 23 | 5 | 0 |
Through third party (such as real estate agent or builder) |
367 | 20 | 15 | 4 | 0 | 53 | 248 | 4 | 7 | 0 | 4 | 0 | 0 | 4 | 3 | 5 |
Some other way | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Not reported | 36 | 6 | 0 | 0 | 10 | 0 | 16 | 0 | 0 | 0 | 0 | 4 | 0 | 0 | 0 | 0 |
Not available | 26 | 7 | 0 | 0 | 0 | 0 | 19 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Origin of First Mortgage Mortgage made at time property acquired |
839 | 49 | 40 | 7 | 21 | 77 | 556 | 14 | 20 | 0 | 4 | 11 | 0 | 27 | 8 | 5 |
Mortgage assumed at the time property acquired |
29 | 10 | 0 | 0 | 0 | 0 | 19 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Mortgage placed later than acquisition of property |
186 | 19 | 5 | 0 | 0 | 15 | 125 | 0 | 14 | 0 | 0 | 5 | 0 | 4 | 0 | 0 |
Refinanced mortgage | 182 | 15 | 5 | 0 | 0 | 15 | 125 | 0 | 14 | 0 | 0 | 5 | 0 | 4 | 0 | 0 |
Same lender | 77 | 9 | 5 | 0 | 0 | 11 | 52 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Different lender | 105 | 6 | 0 | 0 | 0 | 4 | 73 | 0 | 14 | 0 | 0 | 5 | 0 | 4 | 0 | 0 |
Mortgage placed on property owned free and clear of debt |
4 | 4 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Not available | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Purpose of First Mortgage Placed Later Than Acquisition of Property Properties on which mortgages placed later than acquisition of property |
186 | 19 | 5 | 0 | 0 | 15 | 125 | 0 | 14 | 0 | 0 | 5 | 0 | 4 | 0 | 0 |
Obtain lower interest rate | 124 | 15 | 0 | 0 | 0 | 15 | 77 | 0 | 14 | 0 | 0 | 0 | 0 | 4 | 0 | 0 |
Increase payment period for mortgage | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Reduce payment period for mortgage | 4 | 0 | 0 | 0 | 0 | 0 | 4 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Renew or extend loan that had fallen due, without increasing outstanding balance |
5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 5 | 0 | 0 | 0 | 0 |
Receive cash or increase outstanding balance of loan |
31 | 4 | 5 | 0 | 0 | 0 | 23 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Other reason | 6 | 0 | 0 | 0 | 0 | 0 | 6 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Not reported | 15 | 0 | 0 | 0 | 0 | 0 | 15 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Other properties | 868 | 59 | 40 | 7 | 21 | 77 | 575 | 14 | 20 | 0 | 4 | 11 | 0 | 27 | 8 | 5 |
Not available | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Cash Received From Refinancing or Placing Mortgage on Property Owned Free and Clear Properties on which cash received |
58 | 4 | 5 | 0 | 0 | 3 | 38 | 0 | 8 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Less than $20,000 | 32 | 0 | 5 | 0 | 0 | 0 | 19 | 0 | 8 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
$20,000 to $39,999 | 10 | 0 | 0 | 0 | 0 | 0 | 10 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
$40,000 to $59,999 | 12 | 4 | 0 | 0 | 0 | 0 | 9 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
$60,000 to $79,999 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
$80,000 to $99,999 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
$100,000 to $124,999 | 3 | 0 | 0 | 0 | 0 | 3 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
$125,000 to $149,999 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
$150,000 to $174,999 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
$175,000 to $199,999 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
$200,000 to $249,999 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
$250,000 to $299,999 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
$300,000 or more | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Median | 17869 | 50000 | 10000 | 0 | 0 | 112500 | 19438 | 0 | 10000 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Mean | 24625 | 42000 | 15000 | 0 | 0 | 105000 | 21824 | 0 | 1294 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Properties that refinanced and did not receive cash back |
118 | 15 | 0 | 0 | 0 | 12 | 76 | 0 | 6 | 0 | 0 | 5 | 0 | 4 | 0 | 0 |
Properties that refinanced and did not report if received cash back |
11 | 0 | 0 | 0 | 0 | 0 | 11 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Properties that did not refinance |
868 | 59 | 40 | 7 | 21 | 77 | 575 | 14 | 20 | 0 | 4 | 11 | 0 | 27 | 8 | 5 |
Not available | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Use of Cash From Refinancing or Placing Mortgage on Property Owned Free and Clear Properties on which cash received@1 |
58 | 4 | 5 | 0 | 0 | 3 | 38 | 0 | 8 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
For additions, improvements or repairs to this property |
34 | 0 | 5 | 0 | 0 | 3 | 22 | 0 | 4 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
To consolidate debts | 24 | 0 | 0 | 0 | 0 | 0 | 20 | 0 | 4 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
For investment in other real estate | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
For other types of investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
For educational or medical expenses | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
To start a business | 10 | 4 | 0 | 0 | 0 | 0 | 6 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
To settle a divorce | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
To pay taxes | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
To purchase an automobile, truck, or other vehicle |
7 | 0 | 0 | 0 | 0 | 0 | 7 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
To purchase consumer product other than automobile, truck, or other vehicle |
0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Other | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Not reported | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Properties that refinanced and did not receive cash back |
118 | 15 | 0 | 0 | 0 | 12 | 76 | 0 | 6 | 0 | 0 | 5 | 0 | 4 | 0 | 0 |
Properties that refinanced and did not report if received cash back |
11 | 0 | 0 | 0 | 0 | 0 | 11 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Properties that did not refinance |
868 | 59 | 40 | 7 | 21 | 77 | 575 | 14 | 20 | 0 | 4 | 11 | 0 | 27 | 8 | 5 |
Not available | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Year First Mortgage Made or Assumed 1999 to 2001 (part) |
284 | 26 | 9 | 4 | 5 | 28 | 173 | 1 | 26 | 0 | 0 | 4 | 0 | 4 | 5 | 0 |
1997 and 1998 | 305 | 11 | 11 | 0 | 0 | 39 | 212 | 10 | 0 | 0 | 0 | 8 | 0 | 9 | 0 | 5 |
1995 and 1996 | 109 | 8 | 0 | 0 | 6 | 12 | 73 | 3 | 3 | 0 | 0 | 0 | 0 | 4 | 0 | 0 |
1990 to 1994 | 233 | 21 | 18 | 0 | 0 | 11 | 174 | 0 | 5 | 0 | 0 | 0 | 0 | 4 | 0 | 0 |
1985 to 1989 | 30 | 5 | 6 | 0 | 0 | 0 | 19 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
1980 to 1984 | 30 | 0 | 0 | 0 | 4 | 0 | 23 | 0 | 0 | 0 | 0 | 0 | 0 | 4 | 0 | 0 |
1979 or earlier | 64 | 7 | 0 | 4 | 6 | 3 | 26 | 0 | 0 | 0 | 4 | 4 | 0 | 7 | 3 | 0 |
Traditional First Mortgage Loan Less than $20,000 |
22 | 5 | 0 | 0 | 0 | 0 | 14 | 0 | 0 | 0 | 0 | 4 | 0 | 0 | 0 | 0 |
$20,000 to $29,999 | 51 | 15 | 0 | 4 | 0 | 0 | 25 | 0 | 0 | 0 | 4 | 0 | 0 | 3 | 0 | 0 |
$30,000 to $39,999 | 40 | 0 | 6 | 0 | 12 | 0 | 15 | 4 | 0 | 0 | 0 | 0 | 0 | 4 | 0 | 0 |
$40,000 to $49,999 | 57 | 0 | 5 | 0 | 0 | 7 | 45 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
$50,000 to $59,999 | 84 | 11 | 0 | 0 | 4 | 5 | 52 | 0 | 5 | 0 | 0 | 0 | 0 | 7 | 0 | 0 |
$60,000 to $79,999 | 202 | 6 | 10 | 0 | 0 | 21 | 150 | 0 | 4 | 0 | 0 | 0 | 0 | 4 | 8 | 0 |
$80,000 to $99,999 | 163 | 9 | 0 | 4 | 0 | 14 | 113 | 9 | 9 | 0 | 0 | 0 | 0 | 4 | 0 | 0 |
$100,000 to $149,999 | 265 | 18 | 8 | 0 | 5 | 37 | 166 | 0 | 11 | 0 | 0 | 7 | 0 | 9 | 0 | 5 |
$150,000 to $199,999 | 125 | 10 | 4 | 0 | 0 | 9 | 96 | 1 | 5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
$200,000 to $249,999 | 24 | 0 | 9 | 0 | 0 | 0 | 16 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
$250,000 to $299,999 | 12 | 0 | 4 | 0 | 0 | 0 | 4 | 0 | 0 | 0 | 0 | 5 | 0 | 0 | 0 | 0 |
$300,000 or more | 5 | 0 | 0 | 0 | 0 | 0 | 5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Not reported | 3 | 3 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Median | 88378 | 81060 | 109719 | 29736 | 38829 | 98920 | 88692 | 87059 | 98390 | 0 | 25000 | 129125 | 0 | 64101 | 70000 | 125000 |
Mean | 101137 | 85939 | 117201 | 52645 | 63468 | 100215 | 104976 | 78530 | 101364 | 0 | 22950 | 146058 | 0 | 71700 | 66136 | 114000 |
Traditional First Mortgage Outstanding Debt Less than $10,000 |
54 | 4 | 0 | 4 | 0 | 0 | 36 | 0 | 0 | 0 | 4 | 4 | 0 | 3 | 0 | 0 |
$10,000 to $19,999 | 30 | 8 | 0 | 0 | 6 | 0 | 12 | 0 | 0 | 0 | 0 | 0 | 0 | 4 | 0 | 0 |
$20,000 to $29,999 | 36 | 12 | 6 | 0 | 0 | 3 | 15 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
$30,000 to $39,999 | 49 | 0 | 5 | 0 | 6 | 0 | 31 | 4 | 0 | 0 | 0 | 0 | 0 | 0 | 3 | 0 |
$40,000 to $49,999 | 82 | 4 | 0 | 0 | 4 | 4 | 63 | 0 | 0 | 0 | 0 | 0 | 0 | 7 | 0 | 0 |
$50,000 to $59,999 | 80 | 9 | 4 | 0 | 0 | 13 | 49 | 0 | 5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
$60,000 to $79,999 | 187 | 0 | 5 | 0 | 0 | 16 | 140 | 3 | 13 | 0 | 0 | 0 | 0 | 4 | 5 | 0 |
$80,000 to $99,999 | 138 | 13 | 5 | 4 | 0 | 18 | 88 | 6 | 0 | 0 | 0 | 0 | 0 | 4 | 0 | 0 |
$100,000 to $149,999 | 248 | 14 | 2 | 0 | 5 | 30 | 159 | 1 | 16 | 0 | 0 | 7 | 0 | 9 | 0 | 5 |
$150,000 to $199,999 | 120 | 10 | 4 | 0 | 0 | 9 | 97 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
$200,000 to $249,999 | 23 | 0 | 12 | 0 | 0 | 0 | 5 | 0 | 0 | 0 | 0 | 5 | 0 | 0 | 0 | 0 |
$250,000 to $299,999 | 4 | 0 | 0 | 0 | 0 | 0 | 4 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
$300,000 or more | 1 | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Not reported | 3 | 3 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Median | 80973 | 80752 | 85627 | 9736 | 37691 | 90803 | 80935 | 79347 | 78860 | 0 | 5000 | 129125 | 0 | 64101 | 63238 | 125000 |
Mean | 88906 | 76882 | 109298 | 41358 | 55960 | 91885 | 90729 | 73965 | 96109 | 0 | 7989 | 137562 | 0 | 62369 | 53909 | 108106 |
Total Mortgage Outstanding Debt Less than $10,000 |
43 | 4 | 0 | 0 | 0 | 0 | 28 | 0 | 0 | 0 | 4 | 4 | 0 | 3 | 0 | 0 |
$10,000 to $19,999 | 25 | 3 | 0 | 0 | 6 | 0 | 16 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
$20,000 to $29,999 | 48 | 17 | 6 | 4 | 0 | 3 | 15 | 0 | 0 | 0 | 0 | 0 | 0 | 4 | 0 | 0 |
$30,000 to $39,999 | 36 | 0 | 5 | 0 | 6 | 0 | 25 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
$40,000 to $49,999 | 73 | 4 | 0 | 0 | 4 | 4 | 54 | 4 | 0 | 0 | 0 | 0 | 0 | 4 | 0 | 0 |
$50,000 to $59,999 | 71 | 9 | 4 | 0 | 0 | 9 | 44 | 0 | 5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
$60,000 to $79,999 | 172 | 0 | 5 | 0 | 0 | 13 | 128 | 0 | 13 | 0 | 0 | 0 | 0 | 7 | 5 | 0 |
$80,000 to $99,999 | 145 | 13 | 5 | 4 | 0 | 18 | 88 | 9 | 0 | 0 | 0 | 0 | 0 | 4 | 3 | 0 |
$100,000 to $149,999 | 276 | 9 | 2 | 0 | 5 | 37 | 185 | 1 | 16 | 0 | 0 | 7 | 0 | 9 | 0 | 5 |
$150,000 to $199,999 | 112 | 10 | 4 | 0 | 0 | 9 | 89 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
$200,000 to $249,999 | 40 | 5 | 12 | 0 | 0 | 0 | 18 | 0 | 0 | 0 | 0 | 5 | 0 | 0 | 0 | 0 |
$250,000 to $299,999 | 7 | 0 | 0 | 0 | 0 | 0 | 7 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
$300,000 or more | 1 | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Not reported | 3 | 3 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Median | 87771 | 80752 | 85627 | 29736 | 37691 | 98859 | 88903 | 87059 | 78860 | 0 | 5001 | 129125 | 0 | 72051 | 76762 | 125000 |
Mean | 94842 | 79645 | 110433 | 51509 | 55960 | 97458 | 97914 | 80211 | 98133 | 0 | 7989 | 137562 | 0 | 65427 | 74070 | 108106 |
Current Interest Rate on First Mortgage Less than 6.0 percent |
22 | 0 | 0 | 0 | 4 | 0 | 7 | 0 | 4 | 0 | 0 | 4 | 0 | 3 | 0 | 0 |
6.0 percent | 9 | 6 | 0 | 0 | 0 | 0 | 3 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
6.1 to 6.4 percent | 22 | 5 | 0 | 0 | 0 | 0 | 9 | 0 | 0 | 0 | 0 | 0 | 0 | 8 | 0 | 0 |
6.5 to 6.9 percent | 123 | 0 | 4 | 0 | 0 | 11 | 95 | 0 | 10 | 0 | 0 | 0 | 0 | 4 | 0 | 0 |
7.0 percent | 156 | 3 | 4 | 4 | 0 | 18 | 120 | 4 | 0 | 0 | 0 | 4 | 0 | 0 | 0 | 0 |
7.1 to 7.4 percent | 83 | 7 | 0 | 0 | 0 | 27 | 29 | 1 | 10 | 0 | 0 | 0 | 0 | 9 | 0 | 0 |
7.5 to 7.9 percent | 153 | 3 | 16 | 0 | 0 | 19 | 108 | 6 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
8.0 percent | 117 | 0 | 0 | 0 | 5 | 4 | 108 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
8.1 to 8.4 percent | 9 | 0 | 0 | 0 | 0 | 0 | 9 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
8.5 to 8.9 percent | 69 | 9 | 0 | 0 | 6 | 0 | 47 | 3 | 0 | 0 | 4 | 0 | 0 | 0 | 0 | 0 |
9.0 percent | 23 | 5 | 0 | 0 | 0 | 6 | 12 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
9.1 to 9.4 percent | 31 | 9 | 11 | 0 | 0 | 0 | 11 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
9.5 to 9.9 percent | 53 | 5 | 0 | 4 | 0 | 8 | 28 | 0 | 0 | 0 | 0 | 8 | 0 | 0 | 0 | 0 |
10.0 percent | 7 | 0 | 0 | 0 | 0 | 0 | 7 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
10.1 to 10.4 percent | 9 | 0 | 5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 4 | 0 | 0 |
10.5 to 10.9 percent | 23 | 0 | 0 | 0 | 0 | 0 | 23 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
11.0 percent | 6 | 0 | 0 | 0 | 0 | 0 | 6 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
11.1 to 12.9 percent | 53 | 8 | 0 | 0 | 0 | 0 | 26 | 0 | 6 | 0 | 0 | 0 | 0 | 0 | 8 | 5 |
13.0 percent | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
13.1 percent or more | 85 | 18 | 5 | 0 | 6 | 0 | 49 | 0 | 4 | 0 | 0 | 0 | 0 | 4 | 0 | 0 |
Not reported | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Median | 7.9 | 9.1 | 8.0 | 7.1 | 8.6 | 7.4 | 7.9 | 7.7 | 7.2 | 0.0 | 8.8 | 9.5 | 0.0 | 7.1 | 12.0 | 12.0 |
Points Paid as Interest on First Mortgage With mortgage placed |
1026 | 68 | 45 | 7 | 21 | 92 | 680 | 14 | 34 | 0 | 4 | 16 | 0 | 31 | 8 | 5 |
No points | 145 | 0 | 4 | 4 | 6 | 10 | 98 | 1 | 10 | 0 | 0 | 4 | 0 | 9 | 0 | 0 |
Less than 1 point | 37 | 0 | 0 | 0 | 0 | 31 | 5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
1 point | 14 | 0 | 0 | 0 | 0 | 0 | 10 | 0 | 0 | 0 | 0 | 0 | 0 | 4 | 0 | 0 |
1.1 to 1.9 points | 45 | 5 | 0 | 0 | 0 | 6 | 35 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
2 points | 5 | 0 | 0 | 0 | 0 | 0 | 5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
2.1 to 2.9 points | 15 | 0 | 0 | 0 | 0 | 9 | 5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
3 points | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
3.1 to 3.9 points | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
4 points | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
4.1 to 4.9 points | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
5 points | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
5.1 to 5.9 points | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
6 points or more | 15 | 0 | 0 | 0 | 0 | 4 | 11 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Not reported or don't know | 750 | 63 | 41 | 4 | 15 | 32 | 511 | 13 | 24 | 0 | 4 | 12 | 0 | 18 | 8 | 5 |
With mortgage assumed | 29 | 10 | 0 | 0 | 0 | 0 | 19 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Type of Interest Rate Buydown Properties with interest rate buydown |
39 | 6 | 0 | 0 | 0 | 0 | 34 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Constant payment | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
3-2-1 buydown | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Other | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Not reported | 39 | 6 | 0 | 0 | 0 | 0 | 34 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Properties without interest rate buydown |
526 | 17 | 0 | 0 | 11 | 28 | 419 | 13 | 14 | 0 | 4 | 4 | 0 | 16 | 0 | 0 |
Not reported | 489 | 55 | 45 | 7 | 10 | 65 | 247 | 1 | 20 | 0 | 0 | 12 | 0 | 14 | 8 | 5 |
Term of First Mortgage Less than 5 years |
0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
5 years | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
6 to 9 years | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
10 years | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
11 to 14 years | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
15 years | 44 | 6 | 0 | 0 | 0 | 0 | 34 | 4 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
16 to 19 years | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
20 years | 3 | 0 | 0 | 0 | 0 | 3 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
21 to 24 years | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
25 years | 4 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 4 | 0 | 0 |
26 to 29 years | 4 | 4 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
30 years | 1000 | 68 | 45 | 7 | 21 | 89 | 665 | 11 | 34 | 0 | 4 | 16 | 0 | 27 | 8 | 5 |
More than 30 years | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
No stated term | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Median | 30 | 30 | 31 | 31 | 31 | 30 | 30 | 30 | 31 | 0 | 31 | 31 | 0 | 30 | 31 | 31 |
Unexpired Term of First Mortgage Less than 5 years |
22 | 7 | 0 | 4 | 0 | 0 | 8 | 0 | 0 | 0 | 0 | 0 | 0 | 3 | 0 | 0 |
5 to 9 years | 72 | 0 | 0 | 0 | 6 | 3 | 45 | 0 | 0 | 0 | 4 | 4 | 0 | 7 | 3 | 0 |
10 to 14 years | 60 | 11 | 0 | 0 | 4 | 0 | 42 | 4 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
15 to 19 years | 33 | 0 | 11 | 0 | 0 | 3 | 15 | 0 | 0 | 0 | 0 | 0 | 0 | 4 | 0 | 0 |
20 to 24 years | 267 | 21 | 13 | 0 | 6 | 19 | 196 | 3 | 8 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
25 to 29 years | 539 | 35 | 15 | 4 | 5 | 67 | 358 | 7 | 10 | 0 | 0 | 12 | 0 | 16 | 5 | 5 |
30 or more years | 61 | 4 | 5 | 0 | 0 | 0 | 36 | 0 | 16 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
No stated term or not computed | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Median | 26 | 25 | 24 | 5 | 21 | 27 | 26 | 25 | 29 | 0 | 8 | 27 | 0 | 25 | 26 | 28 |
Servicer of First Mortgage Commercial bank or trust company |
122 | 61 | 0 | 0 | 0 | 0 | 58 | 0 | 3 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Savings and loan association, federal savings bank |
91 | 0 | 45 | 0 | 0 | 0 | 30 | 3 | 0 | 0 | 0 | 4 | 0 | 9 | 0 | 0 |
Mutual savings bank | 4 | 0 | 0 | 4 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Life insurance company | 10 | 0 | 0 | 0 | 10 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Mortgage banker or mortgage company | 730 | 17 | 0 | 4 | 11 | 92 | 584 | 11 | 11 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Federally-sponsored secondary market agency or pool |
7 | 0 | 0 | 0 | 0 | 0 | 7 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Conventional mortgage pool | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Other federal agency | 20 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 20 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Real estate investment trust | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Pension or retirement fund | 4 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 4 | 0 | 0 | 0 | 0 | 0 |
Credit union | 32 | 0 | 0 | 0 | 0 | 0 | 20 | 0 | 0 | 0 | 0 | 12 | 0 | 0 | 0 | 0 |
Finance company | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
State or municipal government or housing finance agency |
22 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 22 | 0 | 0 |
Individual or individual's estate | 8 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 8 | 0 |
Other | 5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 5 |
Holder's Acquisition of First Mortgage Originated directly from borrower |
272 | 17 | 19 | 4 | 9 | 29 | 134 | 14 | 23 | 0 | 0 | 4 | 0 | 15 | 0 | 5 |
Purchased from present servicer | 374 | 27 | 25 | 0 | 6 | 60 | 229 | 0 | 11 | 0 | 0 | 12 | 0 | 4 | 0 | 0 |
Purchased from someone else | 408 | 34 | 0 | 4 | 6 | 3 | 336 | 0 | 0 | 0 | 4 | 0 | 0 | 12 | 8 | 0 |
Not reported | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
First Mortgage Loan as a Percent of Purchase Price Properties acquired by purchase with first mortgage made or assumed at time of purchase | 834 | 59 | 40 | 7 | 21 | 74 | 543 | 14 | 20 | 0 | 4 | 11 | 0 | 27 | 8 | 5 |
Less than 40 percent | 4 | 0 | 0 | 0 | 0 | 0 | 4 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
40 to 49 percent | 14 | 6 | 0 | 0 | 0 | 0 | 8 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
50 to 59 percent | 10 | 3 | 0 | 0 | 0 | 0 | 3 | 0 | 0 | 0 | 0 | 0 | 0 | 4 | 0 | 0 |
60 to 69 percent | 41 | 5 | 4 | 0 | 4 | 0 | 20 | 0 | 0 | 0 | 0 | 0 | 0 | 3 | 5 | 0 |
70 to 79 percent | 35 | 0 | 8 | 0 | 0 | 0 | 14 | 0 | 5 | 0 | 4 | 0 | 0 | 4 | 0 | 0 |
80 to 89 percent | 81 | 10 | 8 | 7 | 6 | 0 | 50 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
90 to 94 percent | 20 | 0 | 0 | 0 | 0 | 0 | 20 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
95 to 99 percent | 90 | 17 | 0 | 0 | 6 | 13 | 48 | 4 | 3 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
100 percent or more | 535 | 14 | 21 | 0 | 5 | 62 | 377 | 11 | 12 | 0 | 0 | 11 | 0 | 16 | 3 | 5 |
Not reported | 3 | 3 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Median | 22530 | 96 | 3597 | 85 | 95 | 39820 | 27983 | 31685 | 14830 | 0 | 75 | 50050 | 0 | 16351 | 68 | 50050 |
Other properties | 221 | 19 | 5 | 0 | 0 | 18 | 156 | 0 | 14 | 0 | 0 | 5 | 0 | 4 | 0 | 0 |
Not available | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
First Mortgage Loan as a Percent of Value Properties acquired by purchase with first mortgage made or assumed at time of purchase |
834 | 59 | 40 | 7 | 21 | 74 | 543 | 14 | 20 | 0 | 4 | 11 | 0 | 27 | 8 | 5 |
Less than 40 percent | 4 | 0 | 0 | 0 | 0 | 0 | 4 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
40 to 49 percent | 16 | 6 | 0 | 0 | 0 | 0 | 3 | 4 | 3 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
50 to 59 percent | 10 | 0 | 0 | 0 | 0 | 0 | 10 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
60 to 69 percent | 218 | 16 | 10 | 4 | 4 | 21 | 147 | 0 | 5 | 0 | 0 | 0 | 0 | 7 | 5 | 0 |
70 to 79 percent | 34 | 3 | 8 | 0 | 0 | 0 | 14 | 0 | 5 | 0 | 0 | 0 | 0 | 4 | 0 | 0 |
80 to 89 percent | 47 | 3 | 8 | 4 | 6 | 3 | 24 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
90 to 94 percent | 33 | 0 | 0 | 0 | 0 | 0 | 33 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
95 to 99 percent | 80 | 17 | 0 | 0 | 0 | 9 | 42 | 0 | 3 | 0 | 0 | 4 | 0 | 5 | 0 | 0 |
100 percent or more | 388 | 10 | 15 | 0 | 11 | 41 | 267 | 11 | 4 | 0 | 4 | 7 | 0 | 11 | 3 | 5 |
Not reported | 3 | 3 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Median | 98 | 89 | 83 | 70 | 576 | 1024 | 99 | 3230 | 74 | 0 | 5050 | 2564 | 0 | 98 | 68 | 5050 |
Other properties | 221 | 19 | 5 | 0 | 0 | 18 | 156 | 0 | 14 | 0 | 0 | 5 | 0 | 4 | 0 | 0 |
Not available | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
First Mortgage Risk Subprime loan |
21 | 0 | 4 | 0 | 0 | 0 | 9 | 0 | 0 | 0 | 0 | 0 | 0 | 4 | 5 | 0 |
Not subprime loan | 1033 | 78 | 41 | 7 | 21 | 92 | 690 | 14 | 34 | 0 | 4 | 16 | 0 | 27 | 3 | 5 |
Not reported | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Total Outstanding Debt as a Percent of Value Less than 20 percent |
62 | 7 | 0 | 0 | 4 | 0 | 39 | 0 | 0 | 0 | 4 | 4 | 0 | 3 | 0 | 0 |
20 to 29 percent | 45 | 3 | 5 | 4 | 6 | 0 | 28 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
30 to 39 percent | 39 | 6 | 0 | 0 | 0 | 0 | 22 | 0 | 0 | 0 | 0 | 0 | 0 | 11 | 0 | 0 |
40 to 49 percent | 46 | 19 | 0 | 0 | 0 | 6 | 12 | 0 | 5 | 0 | 0 | 0 | 0 | 4 | 0 | 0 |
50 to 59 percent | 76 | 0 | 10 | 0 | 0 | 3 | 63 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
60 to 69 percent | 88 | 10 | 6 | 0 | 0 | 4 | 57 | 0 | 0 | 0 | 0 | 5 | 0 | 0 | 5 | 0 |
70 to 79 percent | 206 | 5 | 15 | 0 | 6 | 27 | 123 | 9 | 13 | 0 | 0 | 0 | 0 | 4 | 3 | 0 |
80 to 89 percent | 190 | 10 | 0 | 4 | 0 | 29 | 138 | 5 | 5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
90 to 99 percent | 174 | 5 | 4 | 0 | 5 | 13 | 116 | 0 | 11 | 0 | 0 | 7 | 0 | 9 | 0 | 5 |
100 percent or more | 123 | 10 | 5 | 0 | 0 | 11 | 97 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Not reported or not computed | 6 | 3 | 0 | 0 | 0 | 0 | 3 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Median | 78 | 63 | 71 | 30 | 71 | 82 | 80 | 78 | 79 | 0 | 10 | 68 | 0 | 42 | 68 | 95 |
MORTGAGE PAYMENTS AND OTHER EXPENSES Method of Payment of First Mortgage Regular payments of interest and/or principal |
1043 | 74 | 45 | 7 | 17 | 92 | 695 | 14 | 34 | 0 | 4 | 16 | 0 | 31 | 8 | 5 |
Interest and principal | 1043 | 74 | 45 | 7 | 17 | 92 | 695 | 14 | 34 | 0 | 4 | 16 | 0 | 31 | 8 | 5 |
Fully amortized | 973 | 71 | 45 | 7 | 11 | 70 | 679 | 14 | 23 | 0 | 4 | 16 | 0 | 27 | 0 | 5 |
Not fully amortized | 70 | 3 | 0 | 0 | 6 | 22 | 16 | 0 | 11 | 0 | 0 | 0 | 0 | 4 | 8 | 0 |
Interest only | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
No regular payments required | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Not reported | 11 | 3 | 0 | 0 | 4 | 0 | 4 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Items Included in First Mortgage Payment@1 Regular monthly payments of both interest and principal |
1043 | 74 | 45 | 7 | 17 | 92 | 695 | 14 | 34 | 0 | 4 | 16 | 0 | 31 | 8 | 5 |
Real estate taxes | 694 | 20 | 11 | 4 | 11 | 70 | 527 | 13 | 14 | 0 | 4 | 4 | 0 | 16 | 0 | 0 |
Property insurance | 676 | 14 | 11 | 4 | 11 | 70 | 518 | 9 | 14 | 0 | 4 | 4 | 0 | 16 | 0 | 0 |
Mortgage insurance | 42 | 0 | 6 | 0 | 0 | 0 | 36 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Other | 409 | 3 | 5 | 0 | 11 | 53 | 314 | 4 | 4 | 0 | 4 | 4 | 0 | 8 | 0 | 0 |
No items included or not reported | 325 | 51 | 33 | 4 | 6 | 22 | 147 | 1 | 20 | 0 | 0 | 12 | 0 | 14 | 8 | 5 |
No regular payments of interest and principal |
11 | 3 | 0 | 0 | 4 | 0 | 4 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Monthly Interest and Principal Payments on First Mortgage Monthly payments of interest and/or principal |
1043 | 74 | 45 | 7 | 17 | 92 | 695 | 14 | 34 | 0 | 4 | 16 | 0 | 31 | 8 | 5 |
Less than $100 | 11 | 0 | 0 | 0 | 0 | 0 | 4 | 0 | 0 | 0 | 0 | 4 | 0 | 3 | 0 | 0 |
$100 to $199 | 34 | 9 | 0 | 4 | 0 | 0 | 17 | 0 | 0 | 0 | 4 | 0 | 0 | 0 | 0 | 0 |
$200 to $299 | 37 | 0 | 6 | 0 | 6 | 0 | 21 | 0 | 0 | 0 | 0 | 0 | 0 | 4 | 0 | 0 |
$300 to $399 | 81 | 16 | 0 | 0 | 0 | 11 | 42 | 4 | 0 | 0 | 0 | 0 | 0 | 7 | 0 | 0 |
$400 to $499 | 98 | 3 | 4 | 0 | 0 | 9 | 77 | 0 | 5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
$500 to $599 | 174 | 6 | 11 | 0 | 6 | 17 | 124 | 0 | 7 | 0 | 0 | 0 | 0 | 4 | 0 | 0 |
$600 to $699 | 112 | 0 | 0 | 0 | 0 | 13 | 82 | 9 | 0 | 0 | 0 | 0 | 0 | 0 | 8 | 0 |
$700 to $799 | 95 | 7 | 8 | 4 | 0 | 11 | 53 | 0 | 7 | 0 | 0 | 0 | 0 | 5 | 0 | 0 |
$800 to $899 | 69 | 4 | 0 | 0 | 0 | 15 | 40 | 0 | 6 | 0 | 0 | 4 | 0 | 0 | 0 | 0 |
$900 to $999 | 72 | 0 | 0 | 0 | 0 | 7 | 66 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
$1,000 to $1,249 | 154 | 16 | 4 | 0 | 5 | 3 | 108 | 1 | 5 | 0 | 0 | 3 | 0 | 4 | 0 | 5 |
$1,250 to $1,499 | 74 | 8 | 4 | 0 | 0 | 5 | 53 | 0 | 0 | 0 | 0 | 0 | 0 | 4 | 0 | 0 |
$1,500 or more | 31 | 5 | 9 | 0 | 0 | 0 | 8 | 0 | 4 | 0 | 0 | 5 | 0 | 0 | 0 | 0 |
Median | 677 | 743 | 719 | 197 | 544 | 664 | 677 | 635 | 774 | 0 | 150 | 1033 | 0 | 520 | 650 | 1125 |
Mean | 751 | 748 | 892 | 428 | 578 | 700 | 755 | 579 | 819 | 0 | 176 | 1163 | 0 | 612 | 670 | 1126 |
No regular payments required | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Not reported | 11 | 3 | 0 | 0 | 4 | 0 | 4 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Current First Mortgage Payment Status Regular monthly payments of principal and/or interest |
1055 | 78 | 45 | 7 | 21 | 92 | 699 | 14 | 34 | 0 | 4 | 16 | 0 | 31 | 8 | 5 |
Up-to-date, ahead of schedule, or less than 90 days past due |
707 | 23 | 11 | 4 | 11 | 65 | 541 | 13 | 14 | 0 | 4 | 4 | 0 | 16 | 0 | 0 |
Delinquent by 90 days or more | 13 | 0 | 0 | 0 | 0 | 5 | 8 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Legal proceedings have begun | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Legal proceedings have not begun | 13 | 0 | 0 | 0 | 0 | 5 | 8 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Not reported | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Not reported | 335 | 55 | 33 | 4 | 10 | 22 | 151 | 1 | 20 | 0 | 0 | 12 | 0 | 14 | 8 | 5 |
Other properties | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Interest and Principal Payments on Traditional First Mortgages as Percent of Income Monthly payments of interest and/or principal |
1043 | 74 | 45 | 7 | 17 | 92 | 695 | 14 | 34 | 0 | 4 | 16 | 0 | 31 | 8 | 5 |
Less than 5 percent | 48 | 5 | 0 | 4 | 0 | 0 | 28 | 4 | 0 | 0 | 0 | 4 | 0 | 3 | 0 | 0 |
5 to 9 percent | 150 | 10 | 8 | 0 | 0 | 16 | 104 | 0 | 0 | 0 | 4 | 0 | 0 | 7 | 0 | 0 |
10 to 14 percent | 321 | 29 | 26 | 0 | 5 | 20 | 210 | 3 | 15 | 0 | 0 | 0 | 0 | 7 | 5 | 0 |
15 to 19 percent | 245 | 19 | 5 | 4 | 0 | 42 | 154 | 1 | 9 | 0 | 0 | 3 | 0 | 4 | 3 | 0 |
20 to 24 percent | 81 | 4 | 0 | 0 | 6 | 4 | 55 | 0 | 0 | 0 | 0 | 4 | 0 | 9 | 0 | 0 |
25 to 29 percent | 57 | 0 | 0 | 0 | 0 | 5 | 42 | 0 | 5 | 0 | 0 | 0 | 0 | 0 | 0 | 5 |
30 to 34 percent | 23 | 5 | 5 | 0 | 0 | 0 | 13 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
35 to 39 percent | 14 | 0 | 0 | 0 | 0 | 0 | 9 | 0 | 0 | 0 | 0 | 5 | 0 | 0 | 0 | 0 |
40 to 49 percent | 23 | 0 | 0 | 0 | 6 | 0 | 13 | 0 | 4 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
50 percent or more | 33 | 3 | 0 | 0 | 0 | 0 | 30 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Not reported or not computed | 51 | 0 | 0 | 0 | 0 | 7 | 38 | 6 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Median | 15 | 14 | 13 | 5 | 23 | 16 | 15 | 10 | 16 | 0 | 8 | 21 | 0 | 13 | 14 | 28 |
No regular payments required | 11 | 3 | 0 | 0 | 4 | 0 | 4 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Real Estate Tax Per $1,000 Value Acquired before 2000 |
967 | 75 | 36 | 7 | 16 | 82 | 652 | 13 | 22 | 0 | 4 | 16 | 0 | 31 | 8 | 5 |
Less than $5 | 267 | 35 | 4 | 0 | 0 | 9 | 186 | 13 | 0 | 0 | 0 | 11 | 0 | 3 | 5 | 0 |
$5 to $9 | 247 | 16 | 6 | 0 | 0 | 21 | 181 | 0 | 6 | 0 | 4 | 5 | 0 | 7 | 0 | 0 |
$10 to $14 | 215 | 13 | 6 | 7 | 6 | 29 | 133 | 0 | 5 | 0 | 0 | 0 | 0 | 7 | 3 | 5 |
$15 to $19 | 96 | 5 | 5 | 0 | 4 | 8 | 64 | 0 | 4 | 0 | 0 | 0 | 0 | 5 | 0 | 0 |
$20 to $24 | 76 | 0 | 10 | 0 | 6 | 3 | 46 | 0 | 7 | 0 | 0 | 0 | 0 | 4 | 0 | 0 |
$25 to $29 | 22 | 0 | 5 | 0 | 0 | 5 | 8 | 0 | 0 | 0 | 0 | 0 | 0 | 4 | 0 | 0 |
$30 to $39 | 43 | 5 | 0 | 0 | 0 | 6 | 32 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
$40 to $49 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
$50 to $59 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
$60 or more | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Not reported or not computed | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Median | 9 | 6 | 17 | 13 | 18 | 12 | 9 | 3 | 15 | 0 | 8 | 4 | 0 | 13 | 4 | 13 |
Acquired 2000 and 2001 (part) | 88 | 3 | 9 | 0 | 5 | 10 | 48 | 1 | 12 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |