Comment Number: OL-100151
Received: 12/22/2004 6:36:33 PM
Organization:
Commenter: Theresa Miller
State: MD
Agency: Federal Trade Commission
Rule: Advance Notice of Proposed Rulemaking, Request for Comment
Docket ID: RIN 3084-AA94
No Attachments

Comments:

The Credit Bureaus are not only unreasonable and difficult to work with but they act as if one does not know what he or she is doing. I think that its terrible how they can charge that much to people who are in need of a credit report. I did not realize that they charge that much but when they charged me 5.99 after I ordered a free credit report months earlier from Equifax. This is a definite wake up call that something suspicious is going on. This is absolutely terrible, unecessary, and fraudulent. I am a victim of fraud and I lost hundreds of dollars by giving my hard earned money on an organization that did not exist. So I am always cautious of who I give my money to at any time. I know that the FTC can do something about this problem with the credit agencies overcharging consumers and fto find fraudelent activities.