U.S. Census Bureau
 American Housing Survey (AHS)




American Housing Survey for the United States: 1997


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Table 6-19. Detailed Tenure by Financial Characteristics--Occupied Units With Hispanic Householder
[Numbers in thousands.  Consistent with the 1990 Census.  ... means not applicable or sample too small.  - means zero or rounds to zero.]
Owner Occupied
With mortgage
With no mortgage
Renter Occupied
Not specified
Not specified
All renters
Unsubsidized
renters@15
Total Specified Condo
or
Coop		 Other Total Specified Condo
or
Coop		 Other Specified Other Specified Other

Total		 2333 2036 126 172 1313 1019 61 233 4844 22 4115 22

Income of Families and Primary
Individuals

Less than $5,000		 83 72 2 9 99 77 4 17 531 3 377 3
$5,000 to $9,999 75 64 6 4 156 128 3 24 759 0 539 0
$10,000 to $14,999 95 75 4 16 177 136 5 36 738 2 605 2
$15,000 to $19,999 149 128 5 16 151 85 13 53 588 7 513 7
$20,000 to $24,999 137 114 10 14 149 123 2 23 558 3 509 3
$25,000 to $29,999 186 167 2 17 72 55 5 12 419 0 376 0
$30,000 to $34,999 200 176 11 12 76 67 5 4 304 0 285 0
$35,000 to $39,999 179 158 9 13 66 45 0 21 223 4 216 4
$40,000 to $49,999 269 228 17 25 146 119 13 14 284 0 276 0
$50,000 to $59,999 241 211 12 17 52 39 7 6 166 3 164 3
$60,000 to $79,999 367 323 26 18 81 66 3 12 154 0 146 0
$80,000 to $99,999 139 123 11 6 43 42 0 1 36 0 36 0
$100,000 to $119,999 90 81 6 3 14 12 0 2 44 0 32 0
$120,000 or more 124 116 5 3 31 22 0 8 39 0 39 0
Median 42382 42841 48714 34128 22476 23335 27459 18721 18352 19124 20222 19124

Monthly Housing Costs

Less than $100		 7 5 0 2 97 65 2 30 94 0 44 0
$100 to $199 32 27 0 5 436 343 13 81 224 0 80 0
$200 to $249 14 14 0 0 210 168 14 28 138 0 74 0
$250 to $299 21 15 0 5 201 163 12 26 156 4 87 4
$300 to $349 36 31 0 4 101 94 2 5 230 0 176 0
$350 to $399 54 51 0 3 72 53 7 13 301 0 256 0
$400 to $449 87 72 5 10 59 47 3 9 369 0 329 0
$450 to $499 73 60 2 11 28 13 0 15 379 3 343 3
$500 to $599 212 175 22 15 29 19 2 8 864 5 799 5
$600 to $699 242 212 9 21 35 25 0 10 702 3 650 3
$700 to $799 205 173 10 22 11 9 0 2 495 0 473 0
$800 to $999 394 357 27 9 3 3 0 0 451 4 425 4
$1,000 to $1,249 341 309 14 18 2 2 0 0 145 0 134 0
$1,250 to $1,499 242 214 16 11 3 3 0 0 45 0 33 0
$1,500 or more 374 319 21 33 26 14 5 7 29 0 24 0
No cash rent 0 0 0 0 0 0 0 0 221 3 189 3
Median (excludes no cash rent) 893 901 916 737 229 230 255 210 548 549 571 549

Median Monthly Housing Costs for
Owners

Monthly costs including all mortgages
plus maintenance costs		 932 941 933 759 247 245 318 234 100- 100- 100- 100-
Monthly costs excluding second and
subsequent mortgages and maintenance
costs		 879 887 906 737 229 230 255 210 100- 100- 100- 100-

Monthly Housing Costs as Percent of
Current Income@3

Less than 5 percent		 28 26 0 2 163 119 5 39 48 0 36 0
5 to 9 percent 142 123 8 11 355 285 19 50 148 0 127 0
10 to 14 percent 224 186 15 22 253 205 10 38 282 0 252 0
15 to 19 percent 355 332 14 10 143 111 8 25 466 11 397 11
20 to 24 percent 273 242 17 14 106 78 5 23 516 0 454 0
25 to 29 percent 337 291 21 25 52 45 0 7 504 3 412 3
30 to 34 percent 194 171 15 8 43 31 0 11 490 3 397 3
35 to 39 percent 134 114 8 13 10 7 0 3 330 0 276 0
40 to 49 percent 204 182 6 16 49 36 0 12 406 0 347 0
50 to 59 percent 142 114 5 22 20 11 3 6 322 0 281 0
60 to 69 percent 51 45 2 4 29 21 0 7 193 0 161 0
70 to 99 percent 100 91 5 5 20 14 2 3 351 2 314 2
100 percent or more@4 111 89 10 13 41 31 5 5 438 0 352 0
Zero or negative income 37 30 0 7 30 24 2 4 130 0 120 0
No cash rent 0 0 0 0 0 0 0 0 221 3 189 3
Median (excludes 2 previous lines) 26 26 27 29 12 12 12 13 32 19 32 19
Median (excludes 3 lines before medians) 26 25 25 28 12 11 11 13 30 19 30 19

OWNER OCCUPIED UNITS

Total		 2333 2036 126 172 1313 1019 61 233 0 0 0 0

Value

Less than $10,000		 44 19 2 22 116 19 0 97 0 0 0 0
$10,000 to $19,999 25 18 0 7 90 60 2 28 0 0 0 0
$20,000 to $29,999 75 50 3 22 127 99 8 21 0 0 0 0
$30,000 to $39,999 97 72 5 20 99 75 5 19 0 0 0 0
$40,000 to $49,999 120 110 2 8 75 58 0 17 0 0 0 0
$50,000 to $59,999 133 116 10 7 104 87 5 11 0 0 0 0
$60,000 to $69,999 146 121 17 7 101 94 5 2 0 0 0 0
$70,000 to $79,999 189 170 9 10 138 115 13 9 0 0 0 0
$80,000 to $99,999 311 280 14 17 117 89 15 13 0 0 0 0
$100,000 to $119,999 253 216 17 19 54 47 3 4 0 0 0 0
$120,000 to $149,999 347 315 17 16 101 94 5 2 0 0 0 0
$150,000 to $199,999 331 308 13 10 111 104 0 7 0 0 0 0
$200,000 to $249,999 117 109 8 0 40 40 0 0 0 0 0 0
$250,000 to $299,999 72 63 6 2 22 20 0 1 0 0 0 0
$300,000 or more 73 67 2 4 19 19 0 0 0 0 0 0
Median 102151 105632 100057 60482 64470 71589 73607 16930 10000- 10000- 10000- 10000-

Ratio of Value to Current Income

Less than 1.5		 604 488 35 80 436 268 10 158 0 0 0 0
1.5 to 1.9 346 318 12 16 124 103 11 10 0 0 0 0
2.0 to 2.4 319 281 25 13 128 116 7 5 0 0 0 0
2.5 to 2.9 247 216 19 12 94 63 11 21 0 0 0 0
3.0 to 3.9 279 238 15 25 129 109 5 15 0 0 0 0
4.0 to 4.9 142 133 5 4 56 49 5 2 0 0 0 0
5.0 or more 360 331 14 15 315 288 10 18 0 0 0 0
Zero or negative income 37 30 0 7 30 24 2 4 0 0 0 0
Median 2.3 2.4 2.3 1.6 2.3 2.6 2.6 1.1 0.0 0.0 0.0 0.0

Average Monthly Cost Paid for
Real Estate Taxes

Less than $25		 304 247 8 49 362 222 14 127 0 0 0 0
$25 to $49 332 284 28 20 286 245 5 37 0 0 0 0
$50 to $74 374 338 13 24 233 197 23 13 0 0 0 0
$75 to $99 277 243 13 22 112 95 3 14 0 0 0 0
$100 to $149 401 362 30 9 142 121 4 17 0 0 0 0
$150 to $199 225 195 12 18 70 64 2 4 0 0 0 0
$200 or more 421 369 23 30 108 76 10 22 0 0 0 0
Median 89 90 101 67 50 55 62 25- 25- 25- 25- 25-

OWNERS WITH ONE OR MORE REGULAR MORTGAGES

Total		 2264 1969 126 170 0 0 0 0 0 0 0 0

Monthly Payment for Principal
and Interest

One or more regular mortgages		 2264 1969 126 170 0 0 0 0 0 0 0 0
Less than $100 92 69 4 18 0 0 0 0 0 0 0 0
$100 to $199 119 99 3 17 0 0 0 0 0 0 0 0
$200 to $249 105 98 2 5 0 0 0 0 0 0 0 0
$250 to $299 111 97 5 10 0 0 0 0 0 0 0 0
$300 to $349 118 90 14 13 0 0 0 0 0 0 0 0
$350 to $399 132 104 6 22 0 0 0 0 0 0 0 0
$400 to $449 99 88 5 6 0 0 0 0 0 0 0 0
$450 to $499 123 110 11 2 0 0 0 0 0 0 0 0
$500 to $599 276 235 30 11 0 0 0 0 0 0 0 0
$600 to $699 213 196 7 10 0 0 0 0 0 0 0 0
$700 to $799 129 124 2 2 0 0 0 0 0 0 0 0
$800 to $999 281 254 16 11 0 0 0 0 0 0 0 0
$1,000 to $1,249 245 219 9 16 0 0 0 0 0 0 0 0
$1,250 to $1,499 136 122 3 11 0 0 0 0 0 0 0 0
$1500 or more 86 64 8 15 0 0 0 0 0 0 0 0
Median 584 597 540 399 100- 100- 100- 100- 100- 100- 100- 100-

Type of Primary Mortgage

FHA		 510 455 25 30 0 0 0 0 0 0 0 0
VA 147 143 2 2 0 0 0 0 0 0 0 0
Farmers Home Administration 29 29 0 0 0 0 0 0 0 0 0 0
Other types 1433 1221 88 124 0 0 0 0 0 0 0 0
Don't know 9 9 0 0 0 0 0 0 0 0 0 0
Not reported 136 112 10 14 0 0 0 0 0 0 0 0

Mortgage Origination

Placed new mortgage(s)		 2181 1895 124 162 0 0 0 0 0 0 0 0
Primary obtained when property
acquired		 2048 1776 122 151 0 0 0 0 0 0 0 0
Obtained later 133 120 2 11 0 0 0 0 0 0 0 0
Assumed 72 63 2 7 0 0 0 0 0 0 0 0
Wrap-around 0 0 0 0 0 0 0 0 0 0 0 0
Combination of the above 10 10 0 0 0 0 0 0 0 0 0 0

Payment Plan of Primary Mortgage

Fixed payment, self amortizing		 1812 1572 103 138 0 0 0 0 0 0 0 0
Adjustable rate mortgage 171 157 7 7 0 0 0 0 0 0 0 0
Adjustable term mortgage 12 9 0 3 0 0 0 0 0 0 0 0
Graduated payment mortgage 14 14 0 0 0 0 0 0 0 0 0 0
Balloon 18 14 0 4 0 0 0 0 0 0 0 0
Other 0 0 0 0 0 0 0 0 0 0 0 0
Combination of the above 27 27 0 0 0 0 0 0 0 0 0 0
Not reported 211 176 16 19 0 0 0 0 0 0 0 0

Payment Plan of Secondary Mortgage

Units with two or more mortgages		 97 92 4 0 0 0 0 0 0 0 0 0
Fixed payment, self amortizing 75 72 2 0 0 0 0 0 0 0 0 0
Adjustable rate mortgage 0 0 0 0 0 0 0 0 0 0 0 0
Adjustable term mortgage 8 8 0 0 0 0 0 0 0 0 0 0
Graduated payment mortgage 0 0 0 0 0 0 0 0 0 0 0 0
Balloon 5 5 0 0 0 0 0 0 0 0 0 0
Other 0 0 0 0 0 0 0 0 0 0 0 0
Combination of the above 0 0 0 0 0 0 0 0 0 0 0 0
Not reported 10 8 2 0 0 0 0 0 0 0 0 0

Lenders of Primary and Secondary
Mortgages

Only borrowed from firm(s)		 1981 1732 106 143 0 0 0 0 0 0 0 0
Only borrowed from seller 94 76 5 13 0 0 0 0 0 0 0 0
Only borrowed from other individual(s) 26 24 2 0 0 0 0 0 0 0 0 0
Borrowed from a firm and seller 7 7 0 0 0 0 0 0 0 0 0 0
Borrowed from a firm and other
individual		 2 2 0 0 0 0 0 0 0 0 0 0
Borrowed from seller and other
individual		 0 0 0 0 0 0 0 0 0 0 0 0
One or both sources not reported 154 128 13 14 0 0 0 0 0 0 0 0
@15Excludes units in public housing projects, and housing units with government rent subsidies.
@3Beginning with 1989 this item uses current income in its calculation, see Appendix A.
@4May reflect a temporary situation, living off savings or response error.

Go to American Housing Survey for the United States: 1997
Contact the American Housing Survey Branch by email or by phone at 301-763-3235 or 1-888-518-7365, or visit ask.census.gov for further information on American Housing Survey Data.

Source: U.S. Census Bureau, Housing and Household Economic Statistics Division
Last Revised: February 18, 2005