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FDIC Banking Review
Table 1 Data on the FDIC Bank Insurance Fund (Dollar Amounts in Millions) |
Year |
Estimated Insured Deposits |
BIF Costs |
BIF Net Worth |
Assessment Base |
Effective Assessment Rate (b.p.) |
Effective Assessment Revenue |
BIF Ratio |
1995 |
1,952,543 |
484 |
25,453 |
2,429,200 |
12.4 |
2,908 |
1.30 |
1994 |
1,896,060 |
-2,259 |
21,848 |
2,496,000 |
23.6 |
5,891 |
1.15 |
1993 |
1,906,885 |
-6,791 |
13,122 |
2,370,615 |
24.4 |
5,784 |
0.69 |
1992 |
1,945,623 |
-626 |
-101 |
2,429,478 |
23.0 |
5,588 |
-0.01 |
1991 |
1,957,722 |
16,862 |
-7,028 |
2,428,471 |
21.3 |
5,161 |
-0.36 |
1990 |
1,929,612 |
13,003 |
4,045 |
2,379,417 |
12.0 |
2,855 |
0.21 |
1989 |
1,873,837 |
4,346 |
13,210 |
2,262,905 |
8.3 |
1,885 |
0.70 |
1988 |
1,750,259 |
7,588 |
14,061 |
2,128,451 |
8.3 |
1,773 |
0.80 |
1987 |
1,658,802 |
3,271 |
18,302 |
2,036,014 |
8.3 |
1,696 |
1.10 |
1986 |
1,634,302 |
2,964 |
18,253 |
1,821,008 |
8.3 |
1,517 |
1.12 |
1985 |
1,503,393 |
1,958 |
17,957 |
1,720,768 |
8.3 |
1,433 |
1.19 |
1984 |
1,389,874 |
1,999 |
16,529 |
1,586,435 |
8.0 |
1,269 |
1.19 |
1983 |
1,268,322 |
970 |
15,429 |
1,458,463 |
7.1 |
1,041 |
1.22 |
1982 |
1,134,221 |
1,000 |
13,771 |
1,331,212 |
7.7 |
1,024 |
1.21 |
1981 |
988,898 |
848 |
12,246 |
1,247,299 |
7.1 |
891 |
1.24 |
1980 |
948,717 |
84 |
11,020 |
1,142,737 |
3.7 |
423 |
1.16 |
1979 |
808,555 |
94 |
9,793 |
1,057,623 |
3.3 |
352 |
1.21 |
1978 |
760,706 |
149 |
8,796 |
972,509 |
3.9 |
374 |
1.16 |
1977 |
692,533 |
114 |
7,993 |
877,911 |
3.7 |
325 |
1.15 |
1976 |
628,263 |
212 |
7,269 |
811,645 |
3.7 |
300 |
1.16 |
1975 |
569,101 |
98 |
6,716 |
769,868 |
3.6 |
275 |
1.18 |
1974 |
520,309 |
159 |
6,124 |
705,162 |
4.4 |
307 |
1.18 |
1973 |
465,600 |
108 |
5,615 |
635,534 |
3.9 |
245 |
1.21 |
1972 |
419,756 |
60 |
5,159 |
562,785 |
3.3 |
187 |
1.23 |
1971 |
374,568 |
60 |
4,740 |
500,840 |
3.5 |
173 |
1.27 |
1970 |
349,581 |
46 |
4,380 |
443,337 |
3.6 |
158 |
1.25 |
1969 |
313,085 |
35 |
4,051 |
437,215 |
3.3 |
146 |
1.29 |
1968 |
296,701 |
29 |
3,749 |
401,561 |
3.3 |
134 |
1.26 |
1967 |
261,149 |
27 |
3,486 |
363,866 |
3.3 |
121 |
1.33 |
1966 |
234,150 |
20 |
3,252 |
341,297 |
3.2 |
110 |
1.39 |
1965 |
209,690 |
23 |
3,036 |
312,725 |
3.2 |
101 |
1.45 |
1964 |
191,787 |
18 |
2,845 |
285,954 |
3.2 |
92 |
1.48 |
1963 |
177,381 |
15 |
2,668 |
264,826 |
3.1 |
83 |
1.50 |
1962 |
170,210 |
14 |
2,502 |
244,178 |
3.1 |
76 |
1.47 |
1961 |
160,309 |
15 |
2,354 |
226,771 |
3.2 |
73 |
1.47 |
1960 |
149,684 |
13 |
2,222 |
216,567 |
3.7 |
80 |
1.48 |
1959 |
142,131 |
12 |
2,090 |
213,926 |
3.7 |
79 |
1.47 |
1958 |
137,698 |
12 |
1,965 |
200,240 |
3.7 |
74 |
1.43 |
1957 |
127,055 |
10 |
1,851 |
191,236 |
3.6 |
68 |
1.46 |
1956 |
121,008 |
9 |
1,742 |
186,675 |
3.7 |
69 |
1.44 |
1955 |
116,380 |
9 |
1,640 |
181,873 |
3.7 |
67 |
1.41 |
1954 |
110,973 |
8 |
1,543 |
173,109 |
3.6 |
62 |
1.39 |
1953 |
105,610 |
7 |
1,451 |
166,507 |
3.6 |
59 |
1.37 |
1952 |
101,841 |
8 |
1,364 |
157,263 |
3.7 |
58 |
1.34 |
1951 |
96,713 |
7 |
1,282 |
149,220 |
3.7 |
55 |
1.33 |
1950 |
91,359 |
8 |
1,244 |
147,539 |
3.7 |
55 |
1.36 |
1949 |
76,589 |
6 |
1,204 |
147,299 |
8.3 |
123 |
1.57 |
1948 |
75,320 |
7 |
1,066 |
143,217 |
8.3 |
119 |
1.42 |
1947 |
76,254 |
10 |
1,006 |
137,335 |
8.3 |
114 |
1.32 |
1946 |
73,759 |
10 |
1,059 |
128,451 |
8.3 |
107 |
1.44 |
1945 |
67,021 |
9 |
929 |
112,485 |
8.3 |
94 |
1.39 |
1944 |
56,398 |
9 |
804 |
97,119 |
8.3 |
81 |
1.43 |
1943 |
48,440 |
10 |
703 |
84,034 |
8.3 |
70 |
1.45 |
1942 |
32,837 |
10 |
617 |
67,827 |
8.3 |
57 |
1.88 |
1941 |
28,249 |
10 |
554 |
61,705 |
8.3 |
51 |
1.96 |
1940 |
26,638 |
13 |
496 |
55,462 |
8.3 |
46 |
1.86 |
1939 |
24,650 |
16 |
453 |
48,860 |
8.3 |
41 |
1.84 |
1938 |
23,121 |
11 |
421 |
45,978 |
8.3 |
38 |
1.82 |
1937 |
22,557 |
12 |
383 |
46,579 |
8.3 |
39 |
1.70 |
1936 |
22,330 |
11 |
343 |
42,737 |
8.3 |
36 |
1.54 |
1935 |
20,158 |
11 |
306 |
13,806 |
8.3 |
12 |
1.52 |
1934 |
18,075 |
10 |
292 |
|
|
|
1.61 |
Mean |
569,726 |
762 |
5,350 |
732,805 |
6.9 |
763 |
1.29 |
Std. Dev. |
662,395 |
3,048 |
6,383 |
799,699 |
5.0 |
1,442 |
0.39 |
Source: FDIC Annual Reports |
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