U.S. Census Bureau
 Residential Finance Survey



RFS Banner

Residential Finance Survey - Detailed Regional Tables: 2001

To print this entire table, use 8.50 x 11 inch paper and landscape orientation.
Residential Finance Survey: 2001 - United States
Table 6-4. Holder of First Mortgage, Rental and Vacant 5- to 49-Housing-Unit Mortgaged Properties
^Number of mortgaged properties.
For information on confidentiality protection, sampling error, nonsampling error, and definitions, see text.
For minimum base of derived figures (percent, median, etc.) and meaning of symbols, see text.
Value Per Housing Unit, Rental Receipts as Percent of Value, Rental Vacancy Losses as Percent of Potential Receipts, Monthly Rental Receipts Per Housing Unit, Interest and Principal Payments on First Mortgage as Percent of Rental Receipts, and Real Estate Tax as Percent of Rental Receipts acquired before 2000 exclude properties with less than half the units in rental market during all of the year preceding survey and cooperatively owned properties^^

Holder of First Mortgage
Total Commercial
bank or
trust
company		 Savings and
loan
association		 Mutual
savings
bank		 Life
insurance
company		 Mortgage
banker or
mortgage
company		 Federally-
sponsored
agency or
mortgage
pool		 Conventional
mortgage
pool		 Other
federal
agency		 Real estate
investment
trust (REIT)		 Pension
fund
or
retirement
fund		 Credit
union		 Finance
company		 State or
municipal
government
or housing
finance
agency		 Individual
or
individual's
estate		 Other

5- to 49-housing-unit properties
with a traditional first mortgage		 290542 68397 49888 8507 8728 12438 78817 729 14114 3866 370 7734 2149 11513 15633 7659

PROPERTY CHARACTERISTICS


Property Location by Geographic Area

Inside MAs		 242609 55249 44667 7714 8179 12044 69387 729 6551 1331 309 5587 2106 8813 12626 7317
In central cities 138765 32286 29631 4092 6259 7961 37412 698 1863 447 215 2580 1144 4477 6391 3310
Not in central cities 103844 22964 15036 3622 1920 4083 31976 31 4688 884 94 3007 963 4336 6235 4007
Outside MAs 47934 13148 5222 793 548 394 9430 0 7563 2535 61 2147 43 2700 3007 343

Number of Housing Units

5 to 9 housing units		 150027 41010 26089 4026 5154 6312 37003 341 2453 3155 0 5326 0 4921 10039 4199
10 to 19 housing units 68655 12852 12931 3081 1801 3423 22409 0 2536 199 0 816 1257 2591 3220 1541
20 to 29 housing units 35980 7896 6480 771 1090 1512 9259 109 3790 225 202 652 413 1639 1143 797
30 to 39 housing units 20147 3644 2895 420 283 672 5100 72 3202 183 107 645 404 1271 688 560
40 to 49 housing units 15733 2996 1493 209 400 518 5046 206 2134 105 61 294 76 1089 543 562

Year Structure Built

1999 to March 2000		 13398 2867 1586 267 164 387 4805 148 185 619 0 125 97 875 955 317
1997 and 1998 7942 3748 670 0 127 33 2526 0 163 0 0 0 176 249 251 0
1995 and 1996 6120 2551 567 67 0 324 1174 0 856 0 0 30 0 226 0 325
1990 to 1994 16105 2913 2780 329 810 184 4067 0 2298 0 66 903 213 958 49 537
1980 to 1989 38939 5842 6590 630 818 1831 12791 31 5400 13 33 853 442 2460 383 820
1970 to 1979 47794 9328 8656 2269 1145 1705 13968 104 2474 0 89 801 150 2350 3227 1527
1960 to 1969 47222 15750 6430 992 1195 2698 12303 33 892 0 0 852 186 1773 2766 1351
1950 to 1959 25482 5488 4357 1685 280 1767 6044 0 1084 0 46 831 69 398 1965 1465
1940 to 1949 17783 4138 4432 285 308 506 5059 0 63 62 0 1073 0 502 794 562
1939 or earlier 69757 15771 13819 1983 3880 3003 16080 413 698 3172 136 2265 817 1722 5242 755

Purchase Price Per Housing Unit@8

Properties acquired by
purchase 1997 to 2001 (part)		 106468 25742 21506 1795 4109 3843 26366 484 2655 2969 207 3762 765 3821 6492 1951
Less than $20,000 23048 7671 2756 188 901 806 4608 341 625 2846 0 348 197 593 967 201
$20,000 to $39,999 38050 9058 7328 442 1364 771 10298 33 1670 62 0 2902 258 701 2483 678
$40,000 to $59,999 21920 4434 6436 320 1192 1954 4446 0 136 0 0 448 264 760 1382 147
$60,000 to $79,999 8203 1425 2453 402 304 0 1562 0 187 0 0 0 0 511 1035 325
$80,000 to $99,999 5772 829 1470 0 348 216 1426 109 0 0 142 64 46 212 626 283
$100,000 to $124,999 3416 1461 751 53 0 95 485 0 0 61 66 0 0 443 0 0
$125,000 to $149,999 1637 134 0 208 0 0 839 0 0 0 0 0 0 398 0 57
$150,000 to $174,999 647 0 0 0 0 0 606 0 0 0 0 0 0 0 0 41
$175,000 to $199,999 591 327 182 0 0 0 0 0 38 0 0 0 0 0 0 44
$200,000 to $249,999 692 64 129 0 0 0 324 0 0 0 0 0 0 0 0 174
$250,000 to $299,999 447 0 0 0 0 0 447 0 0 0 0 0 0 0 0 0
$300,000 to $499,999 297 0 0 182 0 0 115 0 0 0 0 0 0 0 0 0
$500,000 or more 1377 338 0 0 0 0 1038 0 0 0 0 0 0 0 0 0
Median 35769 31481 42078 56716 36913 43520 36487 14184 28417 10433 94641 30562 34378 53561 38359 53090
Mean 52638 51003 46963 80107 36440 40288 71288 30338 31195 20266 94913 27155 32169 60971 43629 70727
Other properties 184074 42656 28382 6712 4618 8595 52452 245 11459 897 162 3972 1384 7691 9141 5708

Value

Less than $100,000		 12556 2405 1234 220 251 0 3789 0 401 2160 0 224 0 524 1346 0
$100,000 to $199,999 34949 8256 5836 144 1504 1103 9670 0 701 619 0 3043 0 607 2028 1439
$200,000 to $299,999 36314 10724 5292 2430 1466 1291 9063 0 771 67 0 809 0 1407 2342 653
$300,000 to $399,999 31722 9275 4544 1387 522 2206 8589 341 1388 0 0 528 347 365 1643 587
$400,000 to $499,999 28591 7198 6144 721 1748 1474 6093 0 731 0 0 0 207 1238 2059 980
$500,000 to $749,999 42486 9226 8012 1340 1191 2633 11351 0 2624 0 61 166 617 1602 2976 687
$750,000 to $999,999 29565 7970 4248 276 541 1545 8504 31 2040 124 0 800 314 1445 866 860
$1,000,000 to $1,499,999 31945 4993 6955 697 630 565 8039 32 3149 439 33 1269 323 1880 1558 1383
$1,500,000 to $1,999,999 15951 2614 3051 385 541 596 4490 33 1395 375 96 184 104 1251 419 418
$2,000,000 to $2,999,999 12064 2512 2750 552 228 463 3123 221 579 21 94 490 191 263 211 366
$3,000,000 to $3,999,999 6102 1255 432 145 29 410 2721 0 130 61 0 63 0 499 186 170
$4,000,000 to $4,999,999 2187 288 730 0 0 29 693 0 0 0 86 88 0 241 0 31
$5,000,000 or more 6111 1682 659 212 76 122 2692 71 206 0 0 70 46 190 0 85
Median 506704 449156 559086 410141 435486 513794 548546 939455 804133 89498 1974643 274210 711100 752262 422215 562424
Mean 870140 819753 902040 774041 615724 788473 993561 1828886 939072 470145 2222886 696196 1165298 991485 548966 855833

Value Per Housing Unit@8

Less than $20,000		 34996 8779 3188 736 485 760 10274 0 2800 2883 61 590 163 1280 2797 199
$20,000 to $39,999 93324 22629 15768 2799 2872 3032 24481 63 5781 264 33 4111 625 2967 4859 3040
$40,000 to $59,999 60813 13082 11424 2128 3098 4417 13819 485 3333 83 28 621 584 2645 3215 1850
$60,000 to $79,999 37549 8493 7065 1075 1281 2495 11720 0 862 0 0 894 540 1234 1568 321
$80,000 to $99,999 18111 3102 3470 885 739 839 5817 0 0 0 96 179 192 723 1259 810
$100,000 to $124,999 13944 4380 2959 0 185 293 2966 109 402 260 66 552 0 607 922 244
$125,000 to $149,999 9029 2193 1764 367 0 152 2516 0 350 0 46 116 0 877 0 649
$150,000 to $174,999 5679 2227 1048 244 0 165 1070 0 48 0 40 385 0 163 0 287
$175,000 to $199,999 3537 932 1241 0 67 233 825 0 75 0 0 37 0 82 0 44
$200,000 to $249,999 5202 721 463 92 0 51 1788 71 392 0 0 0 0 496 913 215
$250,000 to $299,999 1937 403 266 0 0 0 1020 0 0 0 0 248 0 0 0 0
$300,000 to $499,999 2870 501 612 182 0 0 544 0 70 375 0 0 46 439 101 0
$500,000 or more 3553 955 621 0 0 0 1977 0 0 0 0 0 0 0 0 0
Median 45575 44266 50484 46757 46497 50990 46734 52433 34727 13409 93143 35939 49825 51412 41000 46387
Mean 67370 68804 73317 62244 46454 56474 75035 71756 45452 57833 84232 56660 52362 71856 54799 62097

Value of Capital Improvements

Properties with capital
improvements between 1998
and 2000		 148739 39005 21478 4709 4537 6630 36849 550 8733 371 283 6022 1056 5462 8026 5027
Less than $5,000 31889 10165 4827 1424 1235 1899 5474 0 1660 0 0 1245 30 521 1986 1423
$5,000 to $9,999 25647 7058 2657 1527 842 1475 6429 0 1291 0 0 1217 0 516 1477 1158
$10,000 to $24,999 42955 10403 6679 904 1410 1481 10530 32 2308 0 33 3082 470 1881 2266 1477
$25,000 to $49,999 23432 5372 4759 327 702 946 6730 32 1335 253 66 152 69 1122 975 592
$50,000 to $74,999 8045 2243 986 77 47 307 2179 31 634 8 0 236 399 418 413 67
$75,000 to $99,999 2978 682 344 281 67 64 679 41 636 0 0 37 0 116 30 0
$100,000 to $149,999 6015 698 399 0 0 325 2085 341 599 72 96 51 46 379 879 44
$150,000 to $199,999 3075 1348 339 79 227 0 868 0 0 38 89 0 0 29 0 57
$200,000 to $299,999 1799 356 355 89 7 103 369 0 75 0 0 0 0 437 0 6
$300,000 or more 2903 677 133 0 0 29 1505 73 196 0 0 0 43 43 0 203
Median 15878 13286 17309 8045 12036 9799 19289 120435 19204 43332 122295 12671 35445 23518 13641 9711
Mean 123414 353176 31037 20951 22241 24890 58358 355109 47395 62821 103795 12627 47315 50979 23725 28341
Properties with no capital
improvements between 1998 and 2000		 84218 18421 16368 1813 3553 4341 21227 0 3214 3429 86 708 634 4546 4623 1255
Capital improvements not
reported		 57585 10971 12042 1985 638 1468 20742 178 2168 67 0 1004 459 1504 2983 1377

Value of Capital Improvements Per Unit

Properties with capital
improvements between 1998
and 2000		 148739 39005 21478 4709 4537 6630 36849 550 8733 371 283 6022 1056 5462 8026 5027
Less than $500 33638 7735 4203 897 1447 2270 7039 0 3435 0 33 1445 123 1228 2425 1358
$500 to $999 33140 9269 6034 1463 820 1631 8032 64 1800 106 0 921 148 983 981 888
$1,000 to $2,499 46120 11434 6986 1635 1544 1252 10824 72 2188 156 66 3468 343 1635 3101 1415
$2,500 to $4,999 17753 5042 2707 422 45 1257 5468 0 296 110 28 188 243 595 532 820
$5,000 to $7,499 5948 1178 639 202 500 220 1834 0 0 0 156 0 156 527 194 343
$7,500 to $9,999 2570 695 287 89 0 0 1219 0 26 0 0 0 43 210 0 0
$10,000 to $14,999 3535 1931 38 0 182 0 1135 0 206 0 0 0 0 0 0 43
$15,000 to $19,999 2015 0 362 0 0 0 116 0 743 0 0 0 0 0 794 0
$20,000 to $29,999 2276 1174 185 0 0 0 91 381 0 0 0 0 0 284 0 160
$30,000 or more 1745 548 36 0 0 0 1091 33 38 0 0 0 0 0 0 0
Median 1247 1328 1108 998 1002 820 1465 23655 759 1771 5235 1279 2124 1478 1294 1284
Mean 13479 42919 2084 1403 1968 1501 4324 21176 2729 1925 3996 1303 2474 3287 2896 2422
Properties with no capital
improvements between 1998 and 2000		 84218 18421 16368 1813 3553 4341 21227 0 3214 3429 86 708 634 4546 4623 1255
Capital improvements not
reported		 57585 10971 12042 1985 638 1468 20742 178 2168 67 0 1004 459 1504 2983 1377

Monthly Rental Receipts Per Housing Unit

Acquired before 2000		 240274 57951 38991 7102 7208 9664 65997 691 13326 1644 370 7015 1961 9883 11719 6752
Less than $100 16893 2607 2386 148 251 1255 5139 0 432 772 0 581 0 479 1866 976
$100 to $199 22180 5388 3681 667 732 487 7658 0 1255 0 0 345 418 466 731 350
$200 to $299 32995 9458 3929 212 768 466 8907 372 4025 375 0 159 343 1252 1984 744
$300 to $399 34589 7828 5034 1491 1201 1367 7977 32 3158 9 61 2657 298 856 1647 974
$400 to $499 35290 9735 4334 1998 1881 1424 7519 0 1681 47 33 1720 0 1550 2009 1358
$500 to $599 27852 7676 5169 870 762 1317 6851 32 1201 168 0 151 560 1443 905 746
$600 to $799 20108 4596 4505 538 87 1929 4625 33 318 61 28 296 144 1809 585 553
$800 to $999 23617 5335 5642 1047 828 984 7451 151 308 199 46 132 99 646 539 210
$1000 or more 26014 5274 4312 130 696 434 9473 71 660 13 202 975 98 1382 1453 841
No rental receipts 738 54 0 0 0 0 397 0 287 0 0 0 0 0 0 0
Median 437 438 503 452 435 488 441 293 326 213 83608 391 373 523 378 425
Mean 1340 725 644 505 922 482 3159 620 490 294 992 474 424 592 452 1247
Acquired 2000 and 2001 (part) 50268 10447 10897 1405 1520 2774 12820 38 788 2222 0 719 188 1630 3914 907

Rental Receipts as Percent of Value@8

Acquired before 2000		 240274 57951 38991 7102 7208 9664 65997 691 13326 1644 370 7015 1961 9883 11719 6752
Less than 5 percent 6986 2155 1397 0 127 597 1709 0 191 462 0 0 0 234 58 55
5 to 9 percent 85839 18382 14278 3129 2062 2896 25276 341 3707 747 46 2078 666 4196 5094 2939
10 to 14 percent 72756 17705 12988 1478 2467 4461 18976 182 5561 199 106 1529 763 1544 2985 1812
15 to 19 percent 39783 11845 5480 1105 1102 990 8090 135 1722 186 28 3132 260 2702 2193 813
20 to 24 percent 13397 3844 2077 666 563 329 3217 33 786 0 190 0 136 322 649 583
25 to 29 percent 6283 1588 1348 128 266 202 2186 0 47 0 0 0 60 277 149 33
30 to 39 percent 4486 828 673 126 0 188 1678 0 334 51 0 85 77 211 229 6
40 percent or more 9888 1432 749 469 620 0 4468 0 690 0 0 191 0 396 361 511
Median 12 12 11 11 13 11 12 10 12 7 20 15 12 12 11 11
Acquired 2000 and 2001 (part) 50268 10447 10897 1405 1520 2774 12820 38 788 2222 0 719 188 1630 3914 907

Rental Vacancy Losses as Percent of
Potential Receipts

Acquired before 2000		 240274 57951 38991 7102 7208 9664 65997 691 13326 1644 370 7015 1961 9883 11719 6752
Less than 1.0 percent 35725 7062 7591 400 985 668 10570 341 3020 0 66 946 229 1327 2119 401
1.0 to 2.9 percent 34410 8286 6555 936 220 2133 8199 33 2093 47 136 990 658 2099 722 1301
3.0 to 4.9 percent 26961 5484 4631 1612 1723 1413 6886 63 1948 287 46 381 96 1074 1038 279
5.0 to 6.9 percent 14910 3448 3059 0 343 287 2987 72 745 8 33 1396 140 397 915 1080
7.0 to 8.9 percent 14046 5039 2441 251 524 328 2414 31 765 85 28 136 43 668 1231 62
9.0 to 10.9 percent 11622 2033 1077 1712 94 140 3225 41 773 0 0 658 0 891 643 335
11.0 to 12.9 percent 5329 1760 798 232 240 105 1029 0 293 0 0 157 104 149 371 90
13.0 to 14.9 percent 4774 1436 374 67 0 132 1846 0 390 61 0 0 0 66 389 11
15.0 percent or more 27097 8421 3521 481 1046 1255 6170 0 774 462 61 1514 0 1267 959 1168
Not reported or not computed 65400 14981 8945 1411 2033 3203 22670 109 2525 694 0 836 691 1945 3333 2025
Median 4.3 5.4 3.4 4.9 4.6 3.6 3.8 0.9 3.3 14.6 2.8 6.1 2.2 4.0 5.7 5.7
Acquired 2000 and 2001 (part) 50268 10447 10897 1405 1520 2774 12820 38 788 2222 0 719 188 1630 3914 907

Age Restrictions

Property restricted to people
age 55 or older		 63507 14266 10811 3274 1360 5616 13822 412 4419 0 140 1236 309 2415 3561 1865
Property not restricted to people
age 55 or older		 213381 50779 36940 5233 7134 6772 61095 248 9289 1706 230 6249 1742 9098 11388 5479
Not reported 13655 3352 2138 0 234 49 3900 69 406 2160 0 248 99 0 684 316

Age Composition

Over one-half the residents of the
building age 55 or older		 13914 5191 1704 150 42 91 3269 0 718 0 0 730 0 548 1391 79
Over one-half the residents of the
building not age 55 or older		 195900 45588 35089 4699 7092 6249 55458 248 8098 3181 230 5257 1841 8274 9523 5075
Not reported 80728 17618 13095 3658 1594 6098 20090 481 5297 686 140 1747 309 2691 4719 2505

Meal Service Provided by Properties
Exclusively or Predominantly Occupied by
People Age 55 or Older

Property provides meal service		 36846 9932 6705 1594 410 3451 8075 341 1852 0 0 466 156 1204 2510 150
Charge included in rent 28116 8458 5454 1505 410 2258 5706 341 1025 0 0 401 156 378 1882 141
Charge not included in rent 111 79 0 0 0 0 32 0 0 0 0 0 0 0 0 0
Not reported 8619 1396 1250 89 0 1193 2338 0 826 0 0 65 0 826 627 9
Property does not provide meal
service		 21879 6785 2386 680 228 81 5200 0 2948 0 0 757 42 1388 815 570
Not reported 231817 51680 40798 6232 8090 8906 65542 388 9314 3866 370 6511 1952 8920 12309 6939

OWNER CHARACTERISTICS


Type of Owner

Individual investor(s)		 171160 42180 33201 5691 5110 9830 40072 105 3641 3353 112 6246 1368 5527 11119 3605
Limited partnership 46741 9399 6172 1497 871 922 14096 69 7153 141 28 628 178 2564 1456 1566
Joint venture 3403 1352 248 185 373 0 485 0 189 0 0 36 62 344 46 84
General partnership 16178 2897 3407 420 452 733 5179 40 782 85 0 0 243 870 854 214
Life insurance company 257 144 113 0 0 0 0 0 0 0 0 0 0 0 0 0
Depository institution 248 165 43 0 0 0 0 0 0 0 0 0 0 40 0 0
Public real estate investment trust 565 127 0 0 0 0 373 31 34 0 0 0 0 0 0 0
Private real estate investment trust 204 137 0 0 0 0 67 0 0 0 0 0 0 0 0 0
Corporation - other than real estate
investment trust		 34637 9009 3860 630 949 605 12355 374 1144 207 129 386 171 1539 1266 2014
Housing cooperative organization 1259 342 136 30 251 83 409 0 0 9 0 0 0 0 0 0
Non-profit or church-related institution 6571 798 1264 0 108 64 2165 0 962 0 61 189 77 485 220 177
Pension fund 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Fraternal organization 8 0 0 0 0 0 8 0 0 0 0 0 0 0 0 0
Other 9312 1846 1444 53 612 201 3609 109 209 72 40 248 51 143 673 0

MORTGAGE CHARACTERISTICS


Number of Mortgages

1 mortgage		 256278 61137 45122 7956 8528 11767 69108 356 12630 1636 213 6937 1476 8696 13729 6986
2 mortgages 29490 6175 4283 551 200 513 8313 373 1253 2230 96 672 498 2204 1498 630
3 or more mortgages 4775 1085 483 0 0 158 1395 0 230 0 61 125 175 613 406 43

Form of Debt of First Mortgage

Mortgage or deed of trust		 290542 68397 49888 8507 8728 12438 78817 729 14114 3866 370 7734 2149 11513 15633 7659
Contract to purchase 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Some other loan secured by this property 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

Type of First Mortgage Instrument

Fixed-rate, level-payment mortgage		 177603 35201 20168 4545 6610 4741 60546 276 12805 552 184 4567 1005 8896 12976 4530
Short-term with balloon payment mortgage 28495 12942 3538 461 852 431 5485 453 328 188 40 476 239 1135 1265 663
Reverse mortgage 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Adjustable rate mortgage (ARM) 77490 19562 24310 3280 781 7179 12252 0 811 966 145 2566 906 1122 1178 2433
Other 6955 693 1872 221 484 87 534 0 170 2160 0 125 0 360 214 34

Method of Loan Application

By computer over the Internet or
by e-mail		 294 0 90 0 0 0 176 0 28 0 0 0 0 0 0 0
By telephone or FAX 27184 5851 6546 960 266 1375 8345 0 436 375 136 818 0 716 890 469
By regular mail 22619 3601 4077 37 193 889 7512 69 3624 216 33 153 102 1563 131 419
By personal visit 157357 41295 25524 5980 4768 6972 39756 0 6272 2301 107 4748 1274 6136 7865 4359
Through third party (such as real
estate agent or builder)		 42309 9750 6556 644 2580 2339 11921 145 831 937 28 1056 509 797 2359 1860
Some other way 6552 1800 625 92 165 205 1609 0 568 38 0 67 89 191 1035 69
Not reported 27531 3991 5865 794 689 658 7760 515 1299 0 0 811 0 1776 2890 484
Not available 6695 2108 604 0 67 0 1738 0 1057 0 66 80 176 335 465 0

Origin of First Mortgage

Mortgage made at time property acquired		 210106 46936 34700 5536 6522 9065 55952 624 10804 3358 107 6391 1666 8896 13622 5926
Mortgage assumed at the time property
acquired		 16832 3602 2658 887 102 745 4430 32 2254 46 161 80 176 1076 511 72
Mortgage placed later than acquisition of
property		 63604 17859 12530 2084 2104 2628 18435 73 1056 463 102 1262 308 1540 1500 1660
Refinanced mortgage 58258 15654 12269 1955 2035 2327 16553 73 1056 463 102 1262 308 1203 1453 1544
Same lender 17206 3304 4608 1149 261 448 4996 73 219 0 0 769 0 213 1024 143
Different lender 41051 12350 7661 807 1775 1879 11556 0 837 463 102 493 308 989 429 1401
Mortgage placed on property
owned free and clear of debt		 5347 2204 261 129 68 301 1882 0 0 0 0 0 0 338 47 116
Not available 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

Purpose of First Mortgage Placed
Later Than Acquisition of Property

Properties on which
mortgages placed later
than acquisition of property		 63604 17859 12530 2084 2104 2628 18435 73 1056 463 102 1262 308 1540 1500 1660
Obtain lower interest rate 29099 7577 4543 895 752 1232 10077 0 877 330 61 546 0 1072 562 575
Increase payment period for mortgage 489 132 50 0 306 0 0 0 2 0 0 0 0 0 0 0
Reduce payment period for mortgage 1118 160 834 0 0 0 0 32 0 0 0 0 0 93 0 0
Renew or extend loan that had fallen
due, without increasing outstanding
balance		 5231 1285 1122 0 391 150 1524 41 43 86 0 0 0 153 97 337
Receive cash or increase outstanding
balance of loan		 17531 4689 4787 51 587 930 4110 0 52 47 0 575 308 0 794 601
Other reason 4761 1210 1176 165 68 220 1676 0 37 0 40 110 0 59 0 0
Not reported 5376 2806 18 974 0 96 1048 0 45 0 0 30 0 164 47 147
Other properties 226938 50539 37358 6423 6624 9810 60382 655 13058 3404 268 6471 1842 9972 14133 5999
Not available 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

Cash Received From Refinancing
or Placing Mortgage on Property
Owned Free and Clear

Properties on which cash
received		 29998 7870 6926 1441 1389 1175 7448 41 637 368 28 792 265 148 896 573
Less than $100,000 12659 4003 2134 1222 906 124 2807 41 498 0 28 529 0 0 0 365
$100,000 to $199,999 6523 1644 1964 0 122 681 1124 0 94 271 0 219 196 0 0 208
$200,000 to $299,999 3028 180 1198 0 94 0 712 0 0 0 0 0 0 0 843 0
$300,000 to $399,999 2333 760 211 129 0 249 817 0 0 50 0 0 69 49 0 0
$400,000 to $499,999 2498 334 824 39 182 0 919 0 0 47 0 0 0 100 53 0
$500,000 to $749,999 1096 372 463 51 9 0 202 0 0 0 0 0 0 0 0 0
$750,000 to $999,999 556 241 90 0 0 0 136 0 45 0 0 44 0 0 0 0
$1,000,000 to $1,499,999 353 71 42 0 68 70 102 0 0 0 0 0 0 0 0 0
$1,500,000 to $1,999,999 102 0 0 0 7 52 43 0 0 0 0 0 0 0 0 0
$2,000,000 to $2,999,999 150 64 0 0 0 0 86 0 0 0 0 0 0 0 0 0
$3,000,000 to $3,999,999 201 201 0 0 0 0 0 0 0 0 0 0 0 0 0 0
$4,000,000 to $4,999,999 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
$5,000,000 or more 500 0 0 0 0 0 500 0 0 0 0 0 0 0 0 0
Not reported 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Median 135879 98293 167644 58961 76666 168095 181571 50000 64016 167895 50000 74795 167576 425600 253153 78444
Mean 345785 261023 204066 77894 181286 272234 758855 99000 110127 191116 730 108122 177686 383147 219975 66236
Properties that refinanced
and did not receive cash back		 26642 7380 5012 595 714 1160 8391 32 203 95 74 368 43 1228 438 909
Properties that refinanced
and did not report if received
cash back		 6964 2608 593 49 0 292 2596 0 216 0 0 102 0 164 166 178
Properties that did not
refinance		 226938 50539 37358 6423 6624 9810 60382 655 13058 3404 268 6471 1842 9972 14133 5999
Not available 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

Use of Cash From Refinancing or
Placing Mortgage on Property Owned Free
and Clear

Properties on which cash
received@1		 29998 7870 6926 1441 1389 1175 7448 41 637 368 28 792 265 148 896 573
For additions, improvements or repairs
to this property		 13677 4129 2073 168 730 318 4133 41 556 296 0 469 196 100 49 420
To consolidate debts 7393 2358 763 974 315 34 1778 0 451 246 0 168 205 49 53 0
For investment in other real estate 11509 2944 2805 1222 258 782 2912 0 36 72 0 262 129 0 49 37
For other types of investments 3515 959 712 0 405 110 796 0 497 0 0 0 0 0 0 37
For educational or medical expenses 2105 228 0 974 0 0 537 0 0 199 0 168 0 0 0 0
To start a business 254 0 154 0 0 0 31 0 0 0 0 0 69 0 0 0
To settle a divorce 992 0 0 0 0 0 0 0 0 199 0 0 0 0 794 0
To pay taxes 1315 0 39 0 38 0 587 0 451 199 0 0 0 0 0 0
To purchase an automobile, truck, or
other vehicle		 628 628 0 0 0 0 0 0 0 0 0 0 0 0 0 0
To purchase consumer product other than
automobile, truck, or other vehicle		 1078 0 0 0 367 0 191 0 451 0 0 0 69 0 0 0
Other 2652 827 1145 51 0 0 412 0 0 0 0 61 0 40 0 116
Not reported 459 47 148 0 94 0 142 0 0 0 28 0 0 0 0 0
Properties that refinanced
and did not receive cash back		 26642 7380 5012 595 714 1160 8391 32 203 95 74 368 43 1228 438 909
Properties that refinanced
and did not report if received
cash back		 6964 2608 593 49 0 292 2596 0 216 0 0 102 0 164 166 178
Properties that did not
refinance		 226938 50539 37358 6423 6624 9810 60382 655 13058 3404 268 6471 1842 9972 14133 5999
Not available 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

Year First Mortgage Made or
Assumed

1999 to 2001 (part)		 110869 29843 20315 3461 3741 5116 25653 530 2488 3607 96 3787 274 3502 5529 2929
1997 and 1998 57275 15735 10470 526 1891 1309 16633 168 1351 135 86 2170 822 1552 3428 999
1995 and 1996 26321 6243 3381 416 1092 1191 8755 0 1364 38 0 414 103 1325 824 1176
1990 to 1994 44435 6879 7425 1997 1154 3524 11493 0 3513 86 127 596 268 2729 3057 1586
1985 to 1989 27722 4842 5970 1199 491 1226 7407 0 2031 0 0 407 584 1384 1997 186
1980 to 1984 9518 2356 462 236 0 73 3413 0 2204 0 0 70 0 337 368 0
1979 or earlier 14403 2499 1866 673 359 0 5462 31 1163 0 61 290 98 686 431 784

Traditional First Mortgage Loan

Less than $50,000		 11355 3125 2666 0 0 91 3427 0 342 0 0 391 0 193 1122 0
$50,000 to $99,999 25217 6777 818 79 743 1419 8554 341 131 2160 0 261 0 1272 1778 883
$100,000 to $149,999 36407 8486 6163 1342 1216 1111 7256 0 1460 1061 0 3550 111 519 2663 1467
$150,000 to $199,999 32139 9561 5477 2246 1950 872 6366 0 729 0 0 303 327 816 1982 1509
$200,000 to $249,999 22900 4509 4479 455 580 1115 7385 0 384 0 0 450 216 1642 1406 281
$250,000 to $299,999 20113 4468 4101 761 0 2587 5724 32 550 0 0 350 237 240 917 146
$300,000 to $399,999 26663 6232 7858 323 1309 1218 6161 0 530 0 0 347 256 674 1432 324
$400,000 to $499,999 24188 6857 3846 712 276 979 7419 0 1166 86 0 108 94 936 1164 543
$500,000 to $749,999 37536 8006 7079 1222 1048 1190 8910 31 3063 418 156 871 649 2001 2034 860
$750,000 to $999,999 16739 2666 2964 664 457 692 5071 73 1745 17 68 225 149 1199 210 539
$1,000,000 to $1,499,999 17108 3656 2544 489 581 547 3248 143 3147 111 0 487 65 898 334 859
$1,500,000 to $1,999,999 6208 1174 799 214 115 298 2375 38 433 0 145 63 0 281 234 38
$2,000,000 or more 5074 1154 635 0 76 318 2002 71 142 13 0 204 46 215 86 112
Not reported 8896 1727 461 0 377 0 4919 0 292 0 0 125 0 626 271 99
Median 274117 253251 307781 251571 217976 278240 274229 256781 614432 94749 679530 143954 371807 391998 200646 196794
Mean 442977 407746 425007 415755 396315 443878 470278 1053519 704996 193824 1124339 373890 488860 536126 304117 445747

Total Mortgage Loan

Less than $50,000		 11355 3125 2666 0 0 91 3427 0 342 0 0 391 0 193 1122 0
$50,000 to $99,999 22348 5395 818 79 743 1419 7360 341 47 2160 0 261 0 1062 1778 883
$100,000 to $149,999 35616 9061 6127 1117 1216 928 7244 0 1460 1061 0 3361 111 278 2185 1467
$150,000 to $199,999 30831 9331 4838 2362 1950 872 6203 0 764 0 0 491 0 813 1982 1223
$200,000 to $249,999 21372 4535 4533 455 580 1298 6540 0 309 0 0 325 216 634 1667 281
$250,000 to $299,999 19629 4628 3527 761 0 2429 5322 0 550 0 0 350 62 1000 854 146
$300,000 to $399,999 27132 5958 7994 323 1309 1376 6620 32 155 0 0 347 489 840 1366 324
$400,000 to $499,999 24942 7029 3706 712 276 979 7685 0 1309 86 0 108 246 1098 1164 543
$500,000 to $749,999 39447 8317 7882 1070 955 1190 10210 31 3074 418 0 996 690 1588 2253 774
$750,000 to $999,999 18189 2972 3186 809 489 692 4956 73 1885 17 129 225 149 1486 210 910
$1,000,000 to $1,499,999 17473 3841 2378 563 581 439 3520 143 3243 50 0 487 142 836 432 818
$1,500,000 to $1,999,999 7209 1189 1139 254 176 363 2386 38 503 0 145 63 0 610 264 78
$2,000,000 or more 6159 1289 635 0 76 361 2481 71 179 75 96 204 46 448 86 112
Not reported 8840 1727 461 0 377 0 4863 0 292 0 0 125 0 626 271 99
Median 290054 263974 320466 257401 215343 279416 297068 313563 640087 94749 967513 146416 480355 428973 214460 229948
Mean 476096 424954 445288 438212 406223 450025 525037 1057238 734520 233364 1827314 387271 573687 639389 324454 476694

Traditional First Mortgage Outstanding
Debt

Less than $50,000		 21460 6283 3603 69 251 91 7136 0 526 0 0 694 98 747 1962 0
$50,000 to $99,999 36878 9190 4755 1009 492 2003 9987 341 779 2160 0 862 111 718 2279 2191
$100,000 to $149,999 39607 9977 6847 1682 2442 888 7093 0 1449 1061 0 2930 42 1117 2553 1525
$150,000 to $199,999 26871 6013 3614 1218 1145 1647 8039 0 484 86 0 717 444 1181 1701 581
$200,000 to $249,999 24318 4179 5460 983 417 2184 6990 63 536 0 0 350 252 987 1808 109
$250,000 to $299,999 16332 4234 3354 246 758 1145 4125 0 432 0 61 286 62 252 1092 286
$300,000 to $399,999 28810 7737 7241 641 653 1315 7192 0 982 0 0 263 333 1190 1181 82
$400,000 to $499,999 22012 5833 3884 860 567 778 5331 0 1652 72 96 450 250 667 1097 476
$500,000 to $749,999 29052 5586 5283 566 442 903 8570 32 2524 354 0 456 396 1872 921 1148
$750,000 to $999,999 13821 2743 2298 621 725 366 3295 75 1425 69 68 219 50 1139 285 444
$1,000,000 to $1,499,999 14385 3236 1975 492 383 512 3058 109 2762 50 33 178 65 762 163 606
$1,500,000 to $1,999,999 4439 755 739 121 9 408 1559 38 154 0 112 119 0 191 234 0
$2,000,000 or more 3660 904 375 0 67 197 1523 71 116 13 0 85 46 63 86 112
Not reported 8896 1727 461 0 377 0 4919 0 292 0 0 125 0 626 271 99
Median 228348 217878 250980 210945 193054 231712 228004 203446 499589 94749 471320 137355 319562 329027 172626 155533
Mean 383645 358895 373073 363481 348417 388316 397956 1015460 621710 183091 953217 292913 418740 464287 257578 385025

Total Mortgage Outstanding Debt

Less than $50,000		 19527 5338 3242 69 251 91 7031 0 392 0 0 694 0 747 1671 0
$50,000 to $99,999 34995 9190 4885 900 492 2003 8116 341 695 2160 0 862 111 508 2540 2191
$100,000 to $149,999 39390 10308 6954 1682 2442 705 7511 0 1449 1061 0 2742 42 977 2075 1442
$150,000 to $199,999 25325 6074 3311 1218 1145 1831 7202 0 653 86 0 780 216 813 1701 296
$200,000 to $249,999 22826 3409 5252 983 417 2184 7344 31 462 0 0 350 98 184 2002 109
$250,000 to $299,999 18216 4742 3544 246 758 1145 4223 0 432 0 0 286 62 1178 1029 572
$300,000 to $399,999 27601 7545 6608 641 653 1315 6625 32 804 0 0 263 643 1210 1181 82
$400,000 to $499,999 23529 6640 3828 712 500 778 6410 0 1663 72 0 65 344 861 1097 560
$500,000 to $749,999 30771 5380 6032 673 416 903 9324 32 2469 354 61 966 396 1532 1170 1063
$750,000 to $999,999 14676 2782 2399 655 757 366 3324 75 1624 8 68 163 126 1418 381 529
$1,000,000 to $1,499,999 14968 3462 1989 566 383 404 3286 109 2799 50 33 277 65 744 195 606
$1,500,000 to $1,999,999 5402 810 1009 161 70 516 1628 38 224 0 112 119 0 480 234 0
$2,000,000 or more 4606 1036 375 0 67 197 1971 71 154 75 96 85 46 235 86 112
Not reported 8711 1682 461 0 377 0 4821 0 292 0 0 83 0 626 271 99
Median 241573 229968 257965 215460 191721 230476 243049 207005 525114 94749 999671 140302 384944 365813 187567 174980
Mean 401545 367946 387251 382888 342849 393339 420671 1019178 637326 218085 1548746 307775 485062 524909 272130 392741

Current Interest Rate on First Mortgage

Less than 6.0 percent		 108685 25298 15851 1790 3719 2350 40158 62 1782 0 0 2617 1410 5799 4066 3783
6.0 percent 1991 267 366 0 0 607 334 0 0 0 94 0 0 0 263 60
6.1 to 6.4 percent 4614 407 2304 0 0 1097 403 0 232 0 0 56 0 29 0 86
6.5 to 6.9 percent 12815 4544 2657 0 49 843 2472 0 724 75 66 427 0 235 677 46
7.0 percent 19223 3425 3430 30 273 1597 6825 0 214 0 0 1261 0 265 1471 432
7.1 to 7.4 percent 12257 3164 2361 191 647 631 1148 525 1373 722 46 283 0 511 383 272
7.5 to 7.9 percent 19584 6015 6374 2358 327 307 1580 38 564 72 123 1175 0 371 125 156
8.0 percent 8788 2840 1019 52 0 105 1605 32 671 197 0 280 0 38 1879 70
8.1 to 8.4 percent 9388 3440 2586 0 193 269 619 40 623 199 0 223 0 255 373 568
8.5 to 8.9 percent 18100 5598 2419 1253 488 2270 1821 32 1689 67 0 168 272 91 1817 116
9.0 percent 6530 890 836 272 0 364 1677 0 983 0 0 223 50 174 1063 0
9.1 to 9.4 percent 5058 1065 883 143 220 0 65 0 232 2160 0 0 36 0 254 0
9.5 to 9.9 percent 5779 1799 1419 431 394 587 55 0 600 0 40 0 0 0 421 33
10.0 percent 3262 435 36 384 40 472 260 0 210 0 0 0 197 359 869 0
10.1 to 10.4 percent 1563 202 469 0 54 0 786 0 0 0 0 0 53 0 0 0
10.5 to 10.9 percent 2301 386 70 0 0 264 286 0 1081 0 0 0 0 0 214 0
11.0 percent 3036 117 1400 77 0 0 868 0 192 0 0 67 0 241 0 75
11.1 to 12.9 percent 3789 130 630 181 0 175 922 0 889 0 0 253 60 35 431 84
13.0 percent 1202 158 266 0 0 0 303 0 0 0 0 290 0 0 185 0
13.1 percent or more 42577 8219 4511 1347 2324 499 16633 0 2054 375 0 411 73 3110 1141 1880
Not reported 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Median 7.1 7.1 7.2 8.0 7.3 7.1 5.9 7.3 8.8 9.2 7.3 7.1 4.6 6.0 8.0 6.1

Points Paid as Interest on First
Mortgage

With mortgage placed		 278656 65917 48475 7822 8626 12310 75307 729 12399 3821 304 7653 1974 10605 15122 7593
No points 73306 21369 11612 2233 1556 4249 5083 545 9161 2508 68 3222 230 1667 9242 562
Less than 1 point 82 82 0 0 0 0 0 0 0 0 0 0 0 0 0 0
1 point 4861 1252 1957 895 38 293 0 0 0 199 0 0 229 0 0 0
1.1 to 1.9 points 1669 344 862 384 0 79 0 0 0 0 0 0 0 0 0 0
2 points 738 543 0 195 0 0 0 0 0 0 0 0 0 0 0 0
2.1 to 2.9 points 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
3 points 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
3.1 to 3.9 points 197 30 167 0 0 0 0 0 0 0 0 0 0 0 0 0
4 points 185 0 0 185 0 0 0 0 0 0 0 0 0 0 0 0
4.1 to 4.9 points 188 0 0 0 0 188 0 0 0 0 0 0 0 0 0 0
5 points 2591 1412 731 0 0 0 0 0 0 375 0 0 0 0 73 0
5.1 to 5.9 points 219 0 0 0 0 219 0 0 0 0 0 0 0 0 0 0
6 points or more 629 43 137 0 0 180 0 0 0 0 0 0 0 0 269 0
Not reported or don't know 194590 41324 33010 3930 7032 7101 70225 184 3238 738 236 4431 1516 8937 5657 7031
With mortgage assumed 11886 2481 1413 685 102 128 3510 0 1714 46 66 80 176 908 511 66

Type of Interest Rate Buydown

Properties with interest rate
buydown		 578 47 167 0 0 0 266 0 55 0 0 0 0 0 43 0
Constant payment 98 0 0 0 0 0 0 0 55 0 0 0 0 0 43 0
3-2-1 buydown 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Other 167 0 167 0 0 0 0 0 0 0 0 0 0 0 0 0
Not reported 312 47 0 0 0 0 266 0 0 0 0 0 0 0 0 0
Properties without interest
rate buydown		 117177 29606 26216 4607 2381 11972 10028 729 10270 3866 175 3445 561 2075 10193 1053
Not reported 172787 38744 23505 3900 6347 466 68524 0 3788 0 195 4289 1588 9437 5398 6606

Term of First Mortgage

Less than 5 years		 4723 2787 658 185 0 0 146 341 0 0 0 356 0 0 250 0
5 years 8926 6744 1510 186 72 0 0 109 0 166 0 0 0 0 138 0
6 to 9 years 4723 3435 379 202 0 0 0 40 0 0 0 0 0 0 667 0
10 years 13250 2872 4242 423 513 573 1509 96 0 349 28 441 270 59 1454 420
11 to 14 years 1953 750 797 74 0 0 0 32 0 0 0 0 0 80 178 43
15 years 18228 4966 3945 846 360 2429 1614 79 0 571 99 685 110 155 2244 123
16 to 19 years 1640 647 182 0 580 122 0 0 0 0 0 0 0 108 0 0
20 years 10495 4250 1425 511 461 916 205 0 0 0 0 1142 0 265 1320 0
21 to 24 years 610 397 0 0 0 0 0 0 75 0 96 0 0 43 0 0
25 years 4515 373 1527 468 394 952 514 0 0 0 0 0 0 76 211 0
26 to 29 years 1088 64 0 0 0 34 935 0 55 0 0 0 0 0 0 0
30 years 61439 7550 19750 1812 772 6798 14221 0 674 2779 46 1307 530 1494 2598 1106
More than 30 years 11312 0 189 0 0 96 187 31 9882 0 61 0 0 743 123 0
No stated term 147641 33563 15284 3798 5575 517 59486 0 3427 0 40 3803 1239 8490 6451 5968
Median 30 15 30 21 20 30 30 5 62 30 23 20 30 30 16 30

Unexpired Term of First Mortgage

Less than 5 years		 14708 8045 2759 643 42 456 146 381 56 166 94 440 0 253 1213 15
5 to 9 years 24658 10562 4654 1025 851 574 3393 268 0 274 33 223 270 96 1955 480
10 to 14 years 20964 4452 5649 1915 638 2170 1860 38 194 646 61 499 110 286 2340 106
15 to 19 years 18971 4648 5231 399 510 2139 2041 41 298 0 0 1462 255 631 1252 64
20 to 24 years 19800 2779 5539 599 394 3838 4073 0 509 0 96 50 0 580 1275 70
25 to 29 years 28510 2988 7789 128 719 2248 6739 0 1605 2779 46 1257 276 581 587 769
30 or more years 15290 1361 2982 0 0 495 1080 0 8025 0 0 0 0 597 561 189
No stated term or not computed 147641 33563 15284 3798 5575 517 59486 0 3427 0 40 3803 1239 8490 6451 5968
Median 18 9 19 12 15 21 23 5 53 27 13 18 16 22 13 26

Servicer of First Mortgage

Commercial bank or trust company		 69390 66909 0 0 0 0 852 71 0 1004 46 0 0 189 319 0
Savings and loan association, federal
savings bank		 53968 47 49618 0 0 0 1760 0 0 2222 0 0 0 0 280 40
Mutual savings bank 8869 0 0 8507 0 0 164 0 0 199 0 0 0 0 0 0
Life insurance company 7372 0 0 0 7372 0 0 0 0 0 0 0 0 0 0 0
Mortgage banker or mortgage company 92614 698 243 0 1356 12438 75785 175 61 375 189 0 144 611 331 207
Federally-sponsored secondary market
agency or pool		 34 0 0 0 0 0 34 0 0 0 0 0 0 0 0 0
Conventional mortgage pool 1013 309 0 0 0 0 222 482 0 0 0 0 0 0 0 0
Other federal agency 14053 0 0 0 0 0 0 0 14053 0 0 0 0 0 0 0
Real estate investment trust 67 0 0 0 0 0 0 0 0 67 0 0 0 0 0 0
Pension or retirement fund 33 0 0 0 0 0 0 0 0 0 33 0 0 0 0 0
Credit union 7740 0 0 0 0 0 0 0 0 0 0 7734 0 0 0 6
Finance company 2183 150 28 0 0 0 0 0 0 0 0 0 2005 0 0 0
State or municipal government or
housing finance agency		 10900 0 0 0 0 0 0 0 0 0 101 0 0 10713 0 85
Individual or individual's estate 14519 0 0 0 0 0 0 0 0 0 0 0 0 0 14519 0
Other 7789 284 0 0 0 0 0 0 0 0 0 0 0 0 185 7320

Holder's Acquisition of First Mortgage

Originated directly from borrower		 175891 47317 38133 6361 5854 8976 36921 183 2257 62 175 6005 1278 7671 11233 3464
Purchased from present servicer 64683 8813 4995 1205 1780 1296 23551 100 10700 3738 134 1070 329 2166 1900 2906
Purchased from someone else 49969 12267 6760 941 1094 2166 18345 446 1157 67 61 658 542 1675 2501 1289
Not reported 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

First Mortgage Loan as a Percent of
Purchase Price

Properties acquired by
purchase with first mortgage
made or assumed at time of
purchase 		205304 46043 34395 6054 6343 9008 51619 555 12470 3020 268 5732 1842 9574 12961 5420
Less than 40 percent 9583 1856 2065 595 157 260 2151 0 696 61 96 223 77 1064 282 0
40 to 49 percent 5390 644 1106 221 0 56 1440 0 176 0 0 0 373 0 1293 81
50 to 59 percent 11083 1903 3065 401 47 91 2554 0 597 0 0 269 0 605 565 985
60 to 69 percent 25147 4583 5723 396 707 1519 7960 31 532 67 0 627 229 586 1490 697
70 to 79 percent 30982 6720 6004 1244 1958 2668 6278 109 1272 681 112 505 234 1284 1354 558
80 to 89 percent 33442 6768 5138 1069 191 2183 8347 0 1394 2160 0 827 287 2374 1380 1323
90 to 94 percent 7859 1590 1564 239 143 0 2395 341 812 0 0 0 51 312 412 0
95 to 99 percent 9668 2116 528 513 903 71 2122 33 1756 0 0 1262 46 0 185 134
100 percent or more 63920 18426 8967 1377 1860 2159 13773 40 4872 51 61 1893 545 2521 5831 1543
Not reported 8229 1435 235 0 377 0 4599 0 361 0 0 125 0 828 170 99
Median 85 90 79 82 86 80 84 92 97 83 73 96 80 84 90 83
Other properties 85239 22354 15493 2453 2385 3430 27198 174 1644 846 102 2002 308 1939 2672 2240
Not available 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

First Mortgage Loan as a Percent
of Value

Properties acquired by
purchase with first mortgage
made or assumed at time of
purchase		 205304 46043 34395 6054 6343 9008 51619 555 12470 3020 268 5732 1842 9574 12961 5420
Less than 40 percent 12279 2639 3531 525 157 41 1999 0 1004 0 0 223 229 865 981 86
40 to 49 percent 5553 1575 1560 297 59 0 1321 0 98 38 0 0 0 0 595 11
50 to 59 percent 10727 1833 3486 811 47 400 1926 0 163 67 0 696 0 402 263 631
60 to 69 percent 53025 10183 11154 908 974 4144 11606 405 4683 75 207 923 500 2197 3594 1473
70 to 79 percent 38832 8321 7823 1870 2829 2715 6754 150 838 2841 0 463 234 1365 2095 533
80 to 89 percent 27498 6899 3148 346 191 1586 8722 0 890 0 0 615 287 2113 1600 1100
90 to 94 percent 6317 1347 649 204 143 25 1790 0 1258 0 0 0 51 214 634 0
95 to 99 percent 7888 951 29 285 534 0 1977 0 2610 0 0 1262 46 0 60 134
100 percent or more 35579 10859 2781 809 1032 96 11276 0 633 0 61 1425 495 1790 2968 1353
Not reported 7607 1435 235 0 377 0 4248 0 292 0 0 125 0 626 170 99
Median 74 77 68 73 76 70 80 67 72 75 66 88 78 77 75 79
Other properties 85239 22354 15493 2453 2385 3430 27198 174 1644 846 102 2002 308 1939 2672 2240
Not available 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

First Mortgage Risk

Subprime loan		 14231 3040 842 337 412 456 3401 0 798 375 40 168 225 1598 2454 87
Not subprime loan 276311 65358 49047 8170 8316 11982 75416 729 13316 3491 330 7565 1925 9915 13179 7572
Not reported 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

Total Outstanding Debt as a Percent
of Value

Less than 20 percent		 26898 7205 5470 609 230 674 7136 32 725 375 40 1270 98 474 1961 596
20 to 29 percent 19928 3781 3479 1049 538 1289 4513 372 582 86 0 653 336 899 2086 267
30 to 39 percent 30062 7297 6422 431 739 2195 7190 41 1477 8 28 259 325 859 1090 1701
40 to 49 percent 40880 9949 6024 1545 871 1899 13104 0 1188 248 46 305 236 1507 2230 1729
50 to 59 percent 37499 8984 6931 616 936 2105 10962 65 1405 199 0 817 290 2185 1068 938
60 to 69 percent 43849 12005 8983 1215 1662 1962 11389 219 946 9 0 1097 340 1767 1722 533
70 to 79 percent 27858 5748 3721 1232 1457 1466 7989 0 1148 707 66 1415 36 636 1689 549
80 to 89 percent 18581 5342 3681 510 354 599 2846 0 1687 61 0 1402 0 668 805 624
90 to 99 percent 19220 2018 2238 678 1074 0 4568 0 2535 2160 61 222 30 1470 1911 253
100 percent or more 16790 4386 2213 622 488 248 4298 0 2129 13 129 210 459 423 800 371
Not reported or not computed 8977 1682 726 0 377 0 4821 0 292 0 0 83 0 626 271 99
Median 56 56 55 60 65 51 55 29 75 91 91 65 53 58 53 47

Index Used to Adjust Interest Rate
on ARM

Properties with adjustable
rate first mortgage		 84445 20254 26182 3501 1266 7266 12786 0 981 3126 145 2691 906 1482 1392 2467
Treasury security 17602 4339 3737 1071 0 1971 1416 0 0 3064 46 1527 229 0 0 202
Average cost of funds in bank district 22863 1620 15161 395 0 4225 1055 0 0 0 33 0 194 0 179 0
National average cost of funds 1363 448 713 202 0 0 0 0 0 0 0 0 0 0 0 0
OTS contract mortgage rate 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Other method 12368 4750 2982 1214 0 940 813 0 0 62 0 364 138 0 528 577
No index used 787 294 86 74 0 87 0 0 0 0 0 0 0 82 165 0
Not reported 29463 8802 3504 546 1266 44 9502 0 981 0 66 800 344 1400 520 1688
Other properties 206098 48143 23707 5006 7462 5172 66031 729 13133 740 225 5043 1244 10031 14241 5193
Not reported 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

Frequency With Which Rate Can Be
Adjusted

Properties with adjustable
rate first mortgage		 84445 20254 26182 3501 1266 7266 12786 0 981 3126 145 2691 906 1482 1392 2467
Monthly 23109 1684 13618 0 0 6464 1024 0 0 0 33 0 0 0 0 286
Every 3 months 1051 48 663 0 0 0 0 0 0 0 0 0 60 0 280 0
Every 6 months 4653 1656 1264 395 0 0 482 0 0 0 0 280 273 0 115 189
Yearly 11299 3554 3110 1256 0 671 1633 0 0 619 0 83 0 0 179 192
Every 3 years 3736 900 633 450 0 0 366 0 0 199 0 1142 0 0 47 0
Every 5 years 5460 2006 2220 123 0 0 45 0 0 148 0 604 229 0 86 0
Other 7142 2975 1053 709 0 87 0 0 0 2160 46 0 0 0 0 112
Not reported 27993 7432 3621 568 1266 44 9237 0 981 0 66 581 344 1482 685 1688
Other properties 206098 48143 23707 5006 7462 5172 66031 729 13133 740 225 5043 1244 10031 14241 5193
Not reported 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

Interest Rate Changed Since
Mortgage Made

Properties with adjustable
rate first mortgage		 84445 20254 26182 3501 1266 7266 12786 0 981 3126 145 2691 906 1482 1392 2467
Yes, rate has changed 40100 8218 18550 1853 0 5294 2885 0 0 148 33 1610 324 0 518 667
No change since mortgage made 15847 4319 4383 1080 0 1929 183 0 0 2978 46 499 0 82 235 112
Not reported 28499 7718 3249 568 1266 44 9719 0 981 0 66 581 582 1400 639 1688
Other properties 206098 48143 23707 5006 7462 5172 66031 729 13133 740 225 5043 1244 10031 14241 5193
Not reported 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

Change in Monthly Interest and Principal
Payments Other Than Change in Interest
Rate

Monthly payments can change
(other than change in interest
ra 		7549 734 5916 0 0 87 493 0 0 0 0 0 0 0 249 70
Payments can change monthly 157 0 0 0 0 87 0 0 0 0 0 0 0 0 0 70
Payments can change every three months 326 0 77 0 0 0 0 0 0 0 0 0 0 0 249 0
Payments can change every six months 309 0 309 0 0 0 0 0 0 0 0 0 0 0 0 0
Payments can change yearly 6358 336 5529 0 0 0 493 0 0 0 0 0 0 0 0 0
Payments can change every 3 years 209 209 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Payments can change every 5 years 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Other 189 189 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Not reported 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Monthly payments cannot
change		 253306 59419 40098 8013 7462 12043 68606 729 13133 3866 304 7069 1805 10113 14744 5902
Not reported 29688 8244 3875 494 1266 308 9719 0 981 0 66 665 344 1400 639 1688

First Mortgage Allows for Negative
Amortization

Monthly payments can change
(other than change in interest
rate)		 7549 734 5916 0 0 87 493 0 0 0 0 0 0 0 249 70
Yes, unrestricted negative amortization 163 0 131 0 0 0 32 0 0 0 0 0 0 0 0 0
Yes, restricted negative amortization 5642 205 5234 0 0 0 202 0 0 0 0 0 0 0 0 0
No negative amortization allowed 1684 469 551 0 0 87 258 0 0 0 0 0 0 0 249 70
Not reported 60 60 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Monthly payments cannot change 253306 59419 40098 8013 7462 12043 68606 729 13133 3866 304 7069 1805 10113 14744 5902
Not reported 29688 8244 3875 494 1266 308 9719 0 981 0 66 665 344 1400 639 1688

MORTGAGE PAYMENTS AND OTHER EXPENSES


Method of Payment of First Mortgage

Regular payments of interest
and/or principal		 273614 65436 46219 8507 8185 12171 72737 729 13843 3800 370 7184 2108 9990 14842 7494
Interest and principal 272787 65271 46219 8507 8185 12171 72737 729 13843 3800 330 6749 2108 9990 14656 7494
Fully amortized 216495 46151 37395 6868 6742 11500 64674 136 5109 3088 268 6054 1549 8919 11589 6454
Not fully amortized 56292 19120 8825 1639 1443 671 8063 593 8733 712 61 695 559 1071 3067 1040
Interest only 827 165 0 0 0 0 0 0 0 0 40 435 0 0 186 0
No regular payments required 4225 1494 1081 0 0 267 172 0 0 67 0 0 0 619 526 0
Not reported 12704 1468 2588 0 542 0 5908 0 271 0 0 550 42 904 265 165

Items Included in First Mortgage
Payment@1

Regular monthly payments of
both interest and principal		 272787 65271 46219 8507 8185 12171 72737 729 13843 3800 330 6749 2108 9990 14656 7494
Real estate taxes 46431 6701 12758 3353 1165 6346 9455 356 55 1265 223 541 270 1101 2035 806
Property insurance 22769 3026 3403 580 749 3918 6772 177 0 619 222 322 144 1003 1067 766
Mortgage insurance 3944 399 327 0 266 187 2197 0 0 0 0 0 0 80 0 488
Other 11917 491 1577 0 266 2916 4916 135 0 132 123 0 0 1023 0 336
No items included or not reported 224347 58281 33461 5154 6816 5261 63094 373 13787 2535 46 6207 1693 8602 12348 6688
No regular payments of interest
and principal		 17755 3127 3669 0 542 267 6080 0 271 67 40 985 42 1523 977 165

Monthly Interest and Principal
Payments on First Mortgage Per
Housing Unit

Regular monthly payments of
interest and/or principal		 286318 66904 48808 8507 8728 12171 78645 729 14114 3800 370 7734 2149 10894 15107 7659
Less than $100 41013 10645 3623 681 344 1750 11284 63 5685 619 0 1398 244 1637 2772 269
$100 to $199 79024 19500 14954 2335 2108 3259 19851 414 2570 2482 89 2052 1017 2375 3535 2484
$200 to $299 63177 11597 13459 2366 2357 2800 13555 38 3210 111 169 2165 596 3525 4840 2388
$300 to $399 29951 6662 5795 1288 1389 2770 7398 0 1130 375 46 388 205 651 918 936
$400 to $499 17033 5791 3596 367 0 416 5325 0 135 212 0 201 0 315 499 175
$500 to $599 10933 4955 1225 208 256 107 3174 109 54 0 0 385 0 373 86 0
$600 to $699 5976 1053 354 384 110 51 2664 0 0 0 66 304 0 197 794 0
$700 to $799 4594 224 656 312 364 381 1724 0 392 0 0 0 0 0 540 0
$800 to $899 3258 844 365 566 67 96 1038 0 282 0 0 0 0 0 0 0
$900 to $999 1891 1207 491 0 0 0 35 31 0 0 0 0 0 0 0 127
$1,000 to $1,249 2541 237 776 0 0 0 586 40 119 0 0 81 46 97 0 559
$1,250 to $1,499 2641 1004 172 0 45 96 925 0 0 0 0 0 0 398 0 0
$1,500 or more 11584 1719 754 0 1144 443 5177 33 265 0 0 212 0 421 859 558
Not reported 12704 1468 2588 0 542 0 5908 0 271 0 0 550 42 904 265 165
Median 227 222 234 252 270 238 239 173 148 152 257 207 180 228 223 242
Mean 597 570 335 311 1047 410 634 348 282 166 295 828 205 646 1737 612
No regular payments required 4225 1494 1081 0 0 267 172 0 0 67 0 0 0 619 526 0

Current First Mortgage Payment Status

Regular monthly payments of
principal and/or interest		 286318 66904 48808 8507 8728 12171 78645 729 14114 3800 370 7734 2149 10894 15107 7659
Up-to-date, ahead of schedule, or
less than 90 days past due		 124893 30396 31307 4991 2647 11776 12279 697 10032 3800 370 3445 603 1847 9425 1279
Delinquent by 90 days or more 697 44 0 0 0 96 0 0 0 0 0 0 0 0 557 0
Legal proceedings have begun 481 0 0 0 0 0 0 0 0 0 0 0 0 0 481 0
Legal proceedings have not begun 216 44 0 0 0 96 0 0 0 0 0 0 0 0 76 0
Not reported 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Not reported 160727 36464 17501 3516 6081 298 66366 32 4082 0 0 4289 1547 9047 5126 6380
Other properties 4225 1494 1081 0 0 267 172 0 0 67 0 0 0 619 526 0

Interest and Principal Payment on
First Mortgage as Percent of Rental
Receipts

Acquired before 2000 and
regular payments of interest
and/or princi 		226297 55522 35958 7102 6665 9481 61615 691 13054 1578 370 6465 1919 8361 10928 6587
Less than 20 percent 19246 4570 2923 501 164 581 5456 63 2275 0 136 609 98 558 925 385
20 to 29 percent 27210 6799 7295 454 675 484 6003 72 2492 101 89 263 347 1217 885 33
30 to 39 percent 30811 8836 4116 911 1803 1629 6728 32 1209 147 0 407 560 1753 783 1898
40 to 49 percent 36392 7749 6280 1352 801 2733 10356 381 1238 249 46 2256 93 1391 1053 415
50 to 59 percent 25701 6886 4197 432 269 1005 6131 0 461 0 99 1710 335 1125 2214 837
60 to 69 percent 17496 4092 2351 1415 678 339 5176 109 767 0 0 557 69 937 1005 0
70 to 79 percent 12280 2841 412 881 460 874 3388 0 1200 0 0 71 0 75 1264 814
80 to 89 percent 8556 2713 700 0 143 147 3286 0 871 0 0 279 0 300 86 31
90 to 99 percent 4359 917 775 248 0 146 1623 0 467 0 0 0 0 0 43 138
100 percent or more 43390 9947 6909 907 1671 1544 13069 33 1787 1081 0 314 418 1003 2671 2035
Not reported or not computed 856 172 0 0 0 0 397 0 287 0 0 0 0 0 0 0
Median 50 50 46 58 49 47 53 45 43 27071 26 49 39 45 58 57
Other properties 64245 12875 13930 1405 2062 2957 17202 38 1059 2289 0 1268 230 3152 4705 1072

Real Estate Tax Per $1,000 Value

Acquired before 2000		 240274 57951 38991 7102 7208 9664 65997 691 13326 1644 370 7015 1961 9883 11719 6752
Less than $5 47303 8744 8886 1389 1992 1975 13791 341 2080 442 96 2494 382 2048 2092 552
$5 to $9 51493 14137 10308 543 468 2709 11016 63 2728 0 46 1534 532 2270 3192 1947
$10 to $14 51255 10510 8815 2308 2022 2945 13258 182 3134 332 106 699 532 2710 2955 746
$15 to $19 24607 5196 4454 146 715 1114 6877 33 2116 67 61 608 251 1091 1318 560
$20 to $24 22527 7321 2668 1217 976 292 5760 0 1123 679 0 0 187 433 649 1221
$25 to $29 12384 5227 1018 49 306 284 3814 72 412 0 0 0 77 569 112 445
$30 to $39 27320 5949 2711 1450 730 346 9491 0 1732 124 61 1598 0 486 1402 1240
$40 to $49 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
$50 to $59 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
$60 or more 26 0 0 0 0 0 26 0 0 0 0 0 0 0 0 0
Not reported or not computed 3360 867 132 0 0 0 1963 0 0 0 0 82 0 276 0 41
Median 12 13 10 14 13 10 13 5 13 19 12 8 11 11 11 16
Acquired 2000 and 2001 (part) 50268 10447 10897 1405 1520 2774 12820 38 788 2222 0 719 188 1630 3914 907

Real Estate Tax as Percent of Rental
Receipts

Acquired before 2000		 240274 57951 38991 7102 7208 9664 65997 691 13326 1644 370 7015 1961 9883 11719 6752
Less than 5 percent 35298 7970 5437 1011 1570 1299 10871 32 1909 0 96 1749 110 848 1464 933
5 to 9 percent 86795 18503 17969 1762 2661 4247 23111 477 3720 447 74 2322 1119 5036 3764 1583
10 to 14 percent 49229 12958 6934 1034 1533 1885 11573 151 4240 55 201 750 449 2307 4348 813
15 to 19 percent 31443 9846 3471 2698 891 868 6937 31 1744 61 0 2011 0 676 1026 1183
20 to 24 percent 11274 2269 2382 419 89 211 3247 0 707 375 0 102 0 126 854 492
25 to 29 percent 6487 1462 861 30 213 323 2604 0 191 0 0 0 191 203 70 337
30 to 34 percent 5614 1383 787 0 0 205 2891 0 286 0 0 0 0 0 0 63
35 to 39 percent 1470 602 266 0 0 0 284 0 122 0 0 0 93 49 54 0
40 percent or more 8449 1919 752 148 251 626 2120 0 119 705 0 0 0 363 139 1306
Not reported or not computed 4216 1039 132 0 0 0 2360 0 287 0 0 82 0 276 0 41
Median 10 11 9 14 9 9 10 8 11 23 10 9 9 9 11 15
Acquired 2000 and 2001 (part) 50268 10447 10897 1405 1520 2774 12820 38 788 2222 0 719 188 1630 3914 907

Property Management

Property managed by paid property
management company		 129207 26935 24612 3331 4713 4756 33922 178 10905 645 370 3007 1141 6506 4688 3495
Property not managed by paid property
management company		 139461 38782 22535 5176 3781 6785 34221 450 2622 2602 0 4213 1009 5006 9187 3093
Not reported 21875 2680 2742 0 234 897 10674 100 587 619 0 513 0 0 1758 1072

Property Management and Administration
Expenses Per Housing Unit

Acquired before 2000		 240274 57951 38991 7102 7208 9664 65997 691 13326 1644 370 7015 1961 9883 11719 6752
Less than $100 5408 809 1270 0 127 240 2129 0 78 375 0 0 0 205 175 0
$100 to $199 9026 2815 1376 0 347 258 3051 0 178 0 0 50 41 141 383 386
$200 to $299 14707 3412 4153 622 658 768 2986 33 850 22 0 166 36 735 123 142
$300 to $399 15363 3311 3012 664 440 603 3198 0 1136 191 33 1269 91 297 558 559
$400 to $499 12564 2304 2575 239 844 491 2934 41 962 72 28 285 248 760 359 421
$500 to $599 10511 1771 3198 326 99 285 2148 0 1248 0 0 148 0 533 574 179
$600 to $699 8122 2404 851 145 138 140 1425 0 1552 0 61 85 99 891 0 332
$700 to $799 5903 1702 854 77 364 171 1168 0 1123 0 46 37 0 208 151 0
$800 to $899 3726 1432 220 191 262 90 681 0 604 0 0 0 0 207 0 39
$900 to $999 2138 181 522 0 0 0 544 31 615 0 0 36 0 163 0 45
$1,000 to $1,249 6416 1192 524 425 260 183 1384 0 955 0 96 63 272 447 536 81
$1,250 to $1,499 2817 860 396 0 271 0 482 0 293 0 66 125 77 247 0 0
$1,500 to $1,999 3810 158 484 200 67 112 1585 40 433 0 40 0 98 418 76 99
$2,000 to $2,499 1278 103 77 0 68 0 348 0 0 61 0 0 0 335 0 286
$2,500 or more 7229 1834 333 0 448 0 3120 31 756 0 0 0 0 226 315 166
No expenses 88549 24654 11955 3177 1743 4818 23302 404 1449 237 0 3930 369 3299 6858 2353
Not reported or not computed 42707 9007 7191 1035 1072 1505 15513 109 1093 686 0 820 631 770 1611 1663
Median 480 478 404 466 474 367 476 945 661 96 1044 372 666 626 505 467
Acquired 2000 and 2001 (part) 50268 10447 10897 1405 1520 2774 12820 38 788 2222 0 719 188 1630 3914 907

Maintenance and Repair Expenses
Per Housing Unit

Acquired before 2000		 240274 57951 38991 7102 7208 9664 65997 691 13326 1644 370 7015 1961 9883 11719 6752
Less than $100 5481 1144 895 505 0 310 1441 0 167 0 0 489 0 56 307 165
$100 to $199 14806 6268 1490 1015 920 363 2912 33 217 0 0 346 0 198 969 76
$200 to $299 16557 3246 2738 335 802 710 4942 0 820 0 0 952 207 898 731 174
$300 to $399 15611 5543 1441 126 38 592 3060 0 1393 375 0 472 53 880 1515 123
$400 to $499 14478 2451 3449 974 579 312 3825 32 1210 0 0 85 0 573 282 705
$500 to $599 13882 4130 1584 618 35 380 4143 32 1239 9 33 220 213 649 304 294
$600 to $699 11349 2036 1891 205 645 475 2993 0 1085 0 0 0 0 535 1026 458
$700 to $799 15288 3539 3082 106 1237 628 2509 0 858 8 86 613 292 1399 32 901
$800 to $899 11047 3614 2712 131 572 522 1618 0 595 50 0 305 98 485 263 80
$900 to $999 7296 1135 792 211 143 1175 1946 140 950 0 94 188 50 45 89 337
$1,000 to $1,249 16101 3599 3693 582 747 267 3826 0 849 86 61 431 229 971 503 259
$1,250 to $1,499 12311 3392 1157 226 220 1409 3028 41 608 85 96 30 161 435 455 968
$1,500 to $1,999 10309 2675 1787 117 0 707 2896 40 341 72 0 1073 0 316 49 237
$2,000 to $2,499 5577 2152 1008 202 7 110 1146 0 233 0 0 48 0 403 198 70
$2,500 or more 15827 3014 1742 424 191 51 6021 31 904 273 0 147 99 211 1999 720
No expenses 5319 525 1120 0 0 0 2645 341 222 0 0 0 43 343 80 0
Not reported or not computed 49035 9488 8411 1324 1071 1653 17045 0 1633 686 0 1616 517 1487 2918 1186
Median 705 658 740 493 704 845 695 956 663 1107 970 722 778 717 625 787
Acquired 2000 and 2001 (part) 50268 10447 10897 1405 1520 2774 12820 38 788 2222 0 719 188 1630 3914 907

Utility and Fuel Expenses Per Housing Unit

Acquired before 2000		 240274 57951 38991 7102 7208 9664 65997 691 13326 1644 370 7015 1961 9883 11719 6752
Less than $250 27131 8805 2888 539 812 884 5799 341 1861 0 0 1012 42 1108 2036 1004
$250 to $499 50555 12072 10072 1485 1485 1864 9953 31 4136 0 86 895 296 3594 3104 1482
$500 to $749 42694 9427 8855 593 916 2203 11229 173 3071 237 0 283 332 1701 1871 1802
$750 to $999 23615 5540 3143 1267 592 840 6684 33 794 483 160 907 433 1354 1182 203
$1,000 to $1,249 14799 3901 2957 1080 135 373 4119 82 513 131 28 239 184 611 165 283
$1,250 to $1,499 5724 1317 434 30 1271 291 1585 0 111 95 0 188 0 114 165 121
$1,500 to $1,749 3459 1384 287 0 45 649 801 0 90 0 0 148 0 0 55 0
$1,750 to $1,999 2825 745 351 0 266 51 857 0 0 0 0 48 156 0 351 0
$2,000 to $2,499 2642 95 322 384 0 0 1142 31 392 13 96 0 0 161 0 6
$2,500 or more 6779 1774 742 0 198 46 2902 0 72 0 0 0 0 65 315 665
No expenses 15008 3674 1154 461 616 1172 4548 0 281 0 0 2821 0 161 119 0
Not reported or not computed 45043 9215 7785 1264 871 1290 16378 0 2004 686 0 474 518 1014 2358 1186
Median 573 544 558 764 654 597 651 285 471 876 904 487 780 476 458 541
Acquired 2000 and 2001 (part) 50268 10447 10897 1405 1520 2774 12820 38 788 2222 0 719 188 1630 3914 907
@8May not add to total because not reported and not calculated are not included.
@8May not add to total because not reported and not calculated are not included.
@8May not add to total because not reported and not calculated are not included.
@1Detail does not add to total because more than one answer accepted.
@1Detail does not add to total because more than one answer accepted.


Go to Residential Finance Survey: 2001 Detailed Regional Tables
Contact the Demographic Call Center Staff at 301-763-2422 or 1-866-758-1060 (toll free) or visit ask.census.gov for further information on Residential Finance Survey.

Source: U.S. Census Bureau, Housing and Household Economic Statistics Division
Last Revised: December 07, 2005