Office of Advocacy - U.S. Small Business Administration - Leading Bank Holding Companies in Small Business Lending, 1996

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**Leading Bank Holding Companies in Small Business Lending, 1996**
<BANK NAME>	SBL$	SBL.#	SBL/TA	SBL/TBL	TA(D)	TA96/95	SBL$96/95	SSBL$	LSBL$	NO. of	NO. of
	($1 Billion)	(Number)	(Ratio)	(Ratio)	($1 Billion)	(Percent)	(Percent)	($1 Billion)	($1 Billion)	States	Banks

KEYBANK NAT ASSN	3.825	74542	0.059	0.234	64.752	0.19	24.73	2.424	6.987	11	12
WELLS FARGO BK NA	3.355	217399	0.029	0.123	114.861	131.52	113.85	2.212	6.879	7	12
NATIONSBANK NA	3.099	120480	0.018	0.070	174.072	3.81	-9.29	1.561	7.819	6	10
BANK ONE TX NA	3.020	86012	0.030	0.140	99.385	13.08	4.13	1.465	6.933	12	57
FIRST UNION NB FL	2.934	66057	0.022	0.106	135.980	60.00	20.86	1.380	6.741	10	12
FLEET NB	2.640	76598	0.030	0.087	89.220	87.69	72.33	1.379	6.225	6	6
NORWEST BK MN NA	2.632	84404	0.041	0.242	64.312	8.55	18.44	1.380	5.681	15	47
BANK OF AMER NT&SA	2.175	124901	0.012	0.063	178.415	1.49	3.46	1.369	5.317	10	12
BOATMENS NB OF ST LOUIS	1.833	58266	0.045	0.189	41.070	24.45	27.26	0.986	3.806	9	56
NATIONAL CITY BK OF PA	1.793	39404	0.036	0.138	50.366	38.81	54.09	0.902	4.186	4	11
SUNTRUST BK	1.752	43024	0.036	0.136	48.363	11.30	6.27	0.816	3.974	4	30
PNC BK NA	1.693	50814	0.023	0.096	73.480	17.40	48.50	0.758	4.041	7	9
FIRST NB OF CHICAGO	1.460	23734	0.018	0.067	82.482	76.85	13.98	0.558	3.996	5	9
BRANCH BKG&TC	1.422	47148	0.069	0.309	20.719	-0.81	-3.00	0.744	2.684	3	3
CORESTATES BK NA	1.386	32090	0.033	0.098	42.342	58.43	129.76	0.556	3.979	3	5
UNITED STATES NB OF OR	1.380	44216	0.043	0.122	32.216	55.12	73.83	0.708	3.293	6	17
COMPASS BK	1.312	31694	0.118	0.660	11.114	15.05	248.01	1.210	1.535	3	5
SOUTHTRUST BK OF AL NA	1.232	27443	0.052	0.158	23.568	23.37	18.07	0.510	3.088	7	10
CITIBANK NA	1.191	108360	0.013	0.082	95.166	-4.07	8.70	0.858	2.114	5	6
CHEMICAL BK	1.180	31168	0.006	0.036	206.989	122.29	25.61	0.608	3.330	5	9
COMERICA BK	1.131	22837	0.031	0.073	36.161	3.11	11.49	0.484	3.283	5	7
HUNTINGTON NB	1.122	26524	0.055	0.204	20.568	3.67	15.10	0.505	2.634	5	6
FIRSTAR BK MILWAUKEE NA	1.062	84211	0.052	0.204	20.262	2.29	4.54	0.486	2.497	5	10
FIRST OF AMER BK-MI NA	1.043	55669	0.050	0.213	20.930	-7.73	-1.96	0.485	2.483	3	3
M&I MARSHALL & ILSLEY BK	1.041	25338	0.080	0.239	13.032	7.34	-16.74	0.556	2.153	2	29
FIRST BK NA	1.041	73731	0.032	0.114	32.505	16.69	15.09	0.568	2.350	8	12
BARNETT BK NA	1.005	23465	0.025	0.155	40.605	-1.14	12.21	0.451	2.376	2	7

SUM/AVERAGE	48.758	1699529	0.039	0.161	1832.935	28.47	23.92	25.920	110.387	168	412

Explanation of Columns :	
	
Column 1-- Total Dollar Amount of Small Business Loans Lent by the BHC (SBL($)). In billions of dollars for loans of less than $250,000.	
Column 2-- Total Number of Small Business Loans Lent by the BHC (SBL(#)). 	
Column 3--  the Ratio of Small Business Loans to Total Assets of the BHC (SBL/TA). 	
Column 4-- the Ratio of Small Business Loans to Total Business Loans of the BHC (SBL/TBL).  	
Column 5-- Total Assets of the BHC (TA(D)).  Total domestic assets of the BHC (in billions). 	
Columns 6-- Percent Growth of Total assets ( TA96/95).  The percentage growth of the BHC’s total assets from 1995 to 1996. 	
Columns 7-- Percent Growth of Small Business Loans (SBL$96/95).  This indicates the percentage growth of the BHC’s small business loans  from 1995 to 1996. 	
Column 8-- Total Dollar Amount of Micro Small Business Loans Lent by the Bank (SSBL($)). In billions of dollar for  small business loans  under $100,000 (often called micro loans).  	
Column 9-- Total Dollar Amount of Large Small Business Loans Lent by the Bank (LSBL($)). The dollar amount (in billions) of  small business loans  under $1 million. 	
Column 10--, Number of States the BHC Operates (NO. of States).   This shows the number of states the BHC operates.	
Column 11--, Number of Banks the BHC Owns (NO. of Banks).   This shows the number of banks the BHC owned in June, 1996.	
	
Source: Compiled by the Office of Economic Research, Office of Advocacy, U.S. SBA from Call Report data. (June, 1996)

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*Last Modified: 1-19-2001

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