U.S. Census Bureau
 American Housing Survey (AHS)



Census Bureau

American Housing Survey for the United States: 2001

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1980 Weighting--American Housing Survey 2001
Table 5-19. Detailed Tenure by Financial Characteristics--Occupied Units With Black Householder
[Numbers in thousands.]
Owner Occupied
With mortgage
With no mortgage
Renter Occupied
Not specified
Not specified
All renters
Unsubsidized
renters@15
Total Specified@22 Condo
or
Coop		 Other Total Specified Condo
or
Coop		 Other Specified@23 Other Specified Other

Total		 4015 3447 130 438 2311 1854 70 387 6927 58 4936 52

Income of Families and Primary
Individuals

Less than $5,000		 184 151 8 25 188 169 7 12 1012 9 567 9
$5,000 to $9,999 158 117 3 38 259 189 2 67 1005 13 541 11
$10,000 to $14,999 203 146 7 50 283 228 6 49 797 3 537 3
$15,000 to $19,999 211 176 2 32 217 168 8 42 764 5 536 5
$20,000 to $24,999 269 210 3 56 209 145 0 64 624 5 466 5
$25,000 to $29,999 285 230 11 44 163 130 5 28 611 3 483 3
$30,000 to $34,999 297 251 4 42 182 137 8 37 456 4 387 4
$35,000 to $39,999 228 206 11 11 106 91 3 12 433 2 378 2
$40,000 to $49,999 414 341 25 48 168 151 0 18 470 5 402 3
$50,000 to $59,999 323 291 19 13 135 109 5 22 282 3 230 3
$60,000 to $79,999 497 447 12 39 179 146 14 19 276 5 244 5
$80,000 to $99,999 413 381 19 13 85 74 5 6 104 0 93 0
$100,000 to $119,999 210 199 0 11 44 42 0 2 44 0 31 0
$120,000 or more 322 300 6 16 91 75 7 9 50 0 41 0
Median 44150 46878 46393 27035 24978 26080 33822 21851 19256 18347 23088 18417

Monthly Housing Costs

Less than $100		 6 3 0 3 136 94 12 30 166 3 18 0
$100 to $199 41 18 0 23 593 431 8 154 405 0 84 0
$200 to $249 48 39 9 0 425 348 0 77 243 0 77 0
$250 to $299 49 37 3 9 319 276 18 26 266 3 122 3
$300 to $349 102 76 2 23 232 214 5 13 235 8 144 5
$350 to $399 102 93 0 9 146 119 5 22 315 0 204 0
$400 to $449 147 127 6 14 83 69 2 12 411 2 316 2
$450 to $499 168 132 8 27 86 56 7 23 422 5 313 5
$500 to $599 412 326 16 70 145 130 2 12 1016 3 843 3
$600 to $699 362 303 8 52 61 53 0 8 962 6 809 6
$700 to $799 397 331 15 51 42 29 5 7 728 9 631 9
$800 to $999 650 552 9 90 25 20 4 2 839 6 721 6
$1,000 to $1,249 544 521 13 10 15 12 2 0 326 5 275 5
$1,250 to $1,499 354 306 23 25 3 3 0 0 119 0 101 0
$1,500 or more 632 583 17 32 1 1 0 0 84 0 65 0
No cash rent 0 0 0 0 0 0 0 0 389 10 213 10
Median (excludes no cash rent) 853 886 782 677 250 259 294 205 579 620 629 668

Median Monthly Housing Costs for
Owners

Monthly costs including all mortgages
plus maintenance costs		 893 928 857 706 278 287 316 231 100- 100- 100- 100-
Monthly costs excluding second and
subsequent mortgages and maintenance
costs		 822 853 782 660 250 259 294 205 100- 100- 100- 100-

Monthly Housing Costs as Percent of
Current Income@3

Less than 5 percent		 45 31 3 10 291 222 21 48 84 0 41 0
5 to 9 percent 264 224 13 26 654 540 12 102 202 3 127 0
10 to 14 percent 582 517 17 48 410 301 12 97 455 3 326 0
15 to 19 percent 609 541 15 53 228 198 2 27 658 11 508 11
20 to 24 percent 581 511 30 40 145 118 2 24 824 0 619 0
25 to 29 percent 401 347 14 40 123 88 6 29 691 11 474 11
30 to 34 percent 322 283 6 33 87 71 3 14 577 0 431 0
35 to 39 percent 225 208 2 15 38 34 0 4 423 0 287 0
40 to 49 percent 253 203 3 48 80 65 4 10 566 3 451 3
50 to 59 percent 176 141 6 29 29 26 0 3 465 9 317 9
60 to 69 percent 105 85 0 20 24 14 0 10 261 0 201 0
70 to 99 percent 166 121 10 35 32 26 0 6 335 0 266 0
100 percent or more@4 221 177 11 34 106 94 5 7 603 6 397 6
Zero or negative income 66 59 0 7 65 58 3 5 397 3 277 3
No cash rent 0 0 0 0 0 0 0 0 389 10 213 10
Median (excludes 2 previous lines) 24.0 23.7 22.7 29.7 12.1 12.2 10.1 12.1 31.3 27.8 31.4 29.0
Median (excludes 3 lines before medians) 23.1 22.8 21.8 27.6 11.5 11.4 9.2 11.9 28.9 26.6 29.2 27.7

OWNER OCCUPIED UNITS

Total		 4015 3447 130 438 2311 1854 70 387 0 0 0 0

Value

Less than $10,000		 39 2 0 37 108 18 5 85 0 0 0 0
$10,000 to $19,999 43 17 2 24 73 55 0 17 0 0 0 0
$20,000 to $29,999 77 50 2 25 154 101 0 53 0 0 0 0
$30,000 to $39,999 164 116 2 46 191 135 3 52 0 0 0 0
$40,000 to $49,999 219 178 10 31 157 126 5 26 0 0 0 0
$50,000 to $59,999 290 197 14 79 163 132 2 28 0 0 0 0
$60,000 to $69,999 332 299 12 21 178 160 0 17 0 0 0 0
$70,000 to $79,999 318 260 10 48 204 175 10 19 0 0 0 0
$80,000 to $99,999 618 582 13 23 357 306 17 34 0 0 0 0
$100,000 to $119,999 368 306 15 46 178 154 7 17 0 0 0 0
$120,000 to $149,999 456 424 17 15 175 165 3 8 0 0 0 0
$150,000 to $199,999 500 472 18 10 192 169 7 16 0 0 0 0
$200,000 to $249,999 235 220 2 14 61 51 7 3 0 0 0 0
$250,000 to $299,999 121 116 5 0 22 22 0 0 0 0 0 0
$300,000 or more 235 208 6 21 98 82 4 12 0 0 0 0
Median 97003 101416 99442 57127 76537 81524 92078 37412 10000- 10000- 10000- 10000-

Ratio of Value to Current Income

Less than 1.5		 1195 981 30 183 633 421 26 186 0 0 0 0
1.5 to 1.9 541 484 25 32 284 221 5 59 0 0 0 0
2.0 to 2.4 498 443 23 32 168 146 2 19 0 0 0 0
2.5 to 2.9 415 367 16 33 182 170 7 5 0 0 0 0
3.0 to 3.9 441 382 5 55 273 221 5 47 0 0 0 0
4.0 to 4.9 219 207 0 12 134 115 3 16 0 0 0 0
5.0 or more 641 525 31 85 573 503 20 50 0 0 0 0
Zero or negative income 66 59 0 7 65 58 3 5 0 0 0 0
Median 2.2 2.3 2.2 2.0 2.6 2.8 2.6 1.5 0.0 0.0 0.0 0.0

Average Monthly Cost Paid for
Real Estate Taxes

Less than $25		 803 582 24 197 790 592 19 179 0 0 0 0
$25 to $49 597 508 19 70 481 353 5 122 0 0 0 0
$50 to $74 596 517 18 60 298 258 18 23 0 0 0 0
$75 to $99 440 419 6 14 196 185 3 9 0 0 0 0
$100 to $149 672 587 38 47 223 187 9 27 0 0 0 0
$150 to $199 323 295 8 19 125 108 2 14 0 0 0 0
$200 or more 585 538 17 30 198 172 14 12 0 0 0 0
Median 75 81 91 33 44 48 65 27 25- 25- 25- 25-

OWNERS WITH ONE OR MORE REGULAR OR LUMP-SUM HOME-EQUITY MORTGAGES

Total		 3933 3374 123 436 0 0 0 0 0 0 0 0

Monthly Payment for Principal
and Interest

One or more regular mortgages		 3933 3374 123 436 0 0 0 0 0 0 0 0
Less than $100 138 99 0 39 0 0 0 0 0 0 0 0
$100 to $199 238 200 3 35 0 0 0 0 0 0 0 0
$200 to $249 197 147 11 39 0 0 0 0 0 0 0 0
$250 to $299 232 201 11 20 0 0 0 0 0 0 0 0
$300 to $349 216 170 9 37 0 0 0 0 0 0 0 0
$350 to $399 289 221 16 52 0 0 0 0 0 0 0 0
$400 to $449 246 205 2 39 0 0 0 0 0 0 0 0
$450 to $499 207 174 3 29 0 0 0 0 0 0 0 0
$500 to $599 404 363 13 28 0 0 0 0 0 0 0 0
$600 to $699 377 326 9 41 0 0 0 0 0 0 0 0
$700 to $799 292 255 9 28 0 0 0 0 0 0 0 0
$800 to $999 407 381 9 18 0 0 0 0 0 0 0 0
$1,000 to $1,249 282 261 17 4 0 0 0 0 0 0 0 0
$1,250 to $1,499 145 128 5 11 0 0 0 0 0 0 0 0
$1,500 or more 265 243 5 17 0 0 0 0 0 0 0 0
Median 550 574 542 397 100- 100- 100- 100- 100- 100- 100- 100-

Type of Primary Mortgage

FHA		 1024 950 38 36 0 0 0 0 0 0 0 0
VA 270 238 15 17 0 0 0 0 0 0 0 0
RHS/RD 48 39 0 9 0 0 0 0 0 0 0 0
Other types 2225 1849 63 313 0 0 0 0 0 0 0 0
Don't know 35 16 3 16 0 0 0 0 0 0 0 0
Not reported 331 281 4 45 0 0 0 0 0 0 0 0

Mortgage Origination

Placed new mortgage(s)		 3851 3309 120 422 0 0 0 0 0 0 0 0
Primary obtained when property
acquired		 2978 2501 106 371 0 0 0 0 0 0 0 0
Obtained later 874 808 14 51 0 0 0 0 0 0 0 0
Assumed 62 47 3 12 0 0 0 0 0 0 0 0
Wrap-around 2 0 0 2 0 0 0 0 0 0 0 0
Combination of the above 18 18 0 0 0 0 0 0 0 0 0 0

Payment Plan of Primary Mortgage

Fixed payment, self-amortizing		 3127 2671 113 343 0 0 0 0 0 0 0 0
Adjustable rate mortgage 164 157 0 7 0 0 0 0 0 0 0 0
Adjustable term mortgage 42 42 0 0 0 0 0 0 0 0 0 0
Graduated payment mortgage 46 46 0 0 0 0 0 0 0 0 0 0
Balloon 18 15 0 3 0 0 0 0 0 0 0 0
Other 0 0 0 0 0 0 0 0 0 0 0 0
Combination of the above 29 29 0 0 0 0 0 0 0 0 0 0
Not reported 508 415 10 84 0 0 0 0 0 0 0 0

Payment Plan of Secondary Mortgage

Units with two or more mortgages		 399 368 3 28 0 0 0 0 0 0 0 0
Fixed payment, self-amortizing 345 316 0 28 0 0 0 0 0 0 0 0
Adjustable rate mortgage 12 12 0 0 0 0 0 0 0 0 0 0
Adjustable term mortgage 18 16 2 0 0 0 0 0 0 0 0 0
Graduated payment mortgage 0 0 0 0 0 0 0 0 0 0 0 0
Balloon 5 5 0 0 0 0 0 0 0 0 0 0
Other 0 0 0 0 0 0 0 0 0 0 0 0
Combination of the above 3 3 0 0 0 0 0 0 0 0 0 0
Not reported 16 16 0 0 0 0 0 0 0 0 0 0

Lenders of Primary and Secondary
Mortgages

Only borrowed from firm(s)		 3451 2975 113 363 0 0 0 0 0 0 0 0
Only borrowed from seller 21 21 0 0 0 0 0 0 0 0 0 0
Only borrowed from other individual(s) 23 16 2 4 0 0 0 0 0 0 0 0
Borrowed from a firm and seller 5 5 0 0 0 0 0 0 0 0 0 0
Borrowed from a firm and other
individual		 2 2 0 0 0 0 0 0 0 0 0 0
Borrowed from seller and other
individual		 0 0 0 0 0 0 0 0 0 0 0 0
One or both sources not reported 431 355 8 69 0 0 0 0 0 0 0 0
@22Limited to one-unit structures on less than 10 acres and no business on property.
@23Excludes one-unit structures on 10 acres or more.
@15Excludes units in public housing projects and housing units with government rent subsidies.
@3Beginning with 1989, this item uses current income in its calculation, see Appendix A.
@4May reflect a temporary situation, living off savings, or response error.
Source: U.S. Census Bureau, American Housing Survey Branch 
Contact the AHS staff at (301) 763-3235 or e-mail to ahsn@census.gov for further information on the
 American Housing Survey.


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Source: U.S. Census Bureau, Housing and Household Economic Statistics Division








Last Revised: August 12, 2008