Holder of First Mortgage | ||||||||||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Total | Commercial bank or trust company |
Savings and loan association |
Mutual savings bank |
Life insurance company |
Mortgage banker or mortgage company |
Federally- sponsored agency or mortgage pool |
Conventional mortgage pool |
Other federal agency |
Real estate investment trust (REIT) |
Pension fund or retirement fund |
Credit union |
Finance company |
State or municipal government or housing finance agency |
Individual or individual's estate |
Other | |
1-housing-unit properties with traditional first mortgage |
25289 | 4194 | 2610 | 489 | 390 | 1819 | 11530 | 403 | 523 | 42 | 39 | 1026 | 567 | 784 | 493 | 380 |
PROPERTY CHARACTERISTICS Property Location by Geographic Area Inside MAs |
20921 | 3099 | 2141 | 391 | 312 | 1628 | 9896 | 355 | 432 | 34 | 34 | 842 | 460 | 611 | 378 | 308 |
In central cities | 5721 | 857 | 528 | 69 | 78 | 505 | 2622 | 118 | 129 | 13 | 12 | 252 | 133 | 207 | 117 | 81 |
Not in central cities | 15200 | 2242 | 1612 | 322 | 234 | 1123 | 7274 | 237 | 303 | 21 | 22 | 590 | 328 | 404 | 261 | 227 |
Outside MAs | 4369 | 1095 | 470 | 98 | 78 | 190 | 1633 | 48 | 91 | 8 | 5 | 184 | 106 | 173 | 115 | 72 |
Year Structure Built 1999 to March 2000 |
1216 | 187 | 160 | 6 | 19 | 115 | 480 | 30 | 25 | 0 | 0 | 64 | 38 | 48 | 20 | 23 |
1997 and 1998 | 1471 | 217 | 189 | 14 | 23 | 87 | 715 | 33 | 40 | 0 | 3 | 48 | 25 | 42 | 19 | 18 |
1995 and 1996 | 1322 | 211 | 135 | 20 | 13 | 68 | 694 | 7 | 21 | 0 | 8 | 46 | 15 | 25 | 34 | 25 |
1990 to 1994 | 2603 | 387 | 247 | 49 | 59 | 164 | 1286 | 34 | 45 | 0 | 0 | 97 | 52 | 91 | 35 | 57 |
1980 to 1989 | 4491 | 708 | 461 | 88 | 58 | 358 | 2126 | 47 | 118 | 14 | 3 | 147 | 104 | 125 | 82 | 53 |
1970 to 1979 | 4093 | 718 | 369 | 79 | 41 | 276 | 1940 | 60 | 90 | 8 | 7 | 157 | 72 | 149 | 81 | 47 |
1960 to 1969 | 2738 | 485 | 313 | 48 | 47 | 180 | 1187 | 38 | 45 | 3 | 9 | 137 | 100 | 69 | 36 | 40 |
1950 to 1959 | 2982 | 460 | 334 | 71 | 60 | 218 | 1331 | 46 | 68 | 7 | 5 | 133 | 46 | 82 | 66 | 53 |
1940 to 1949 | 1399 | 233 | 139 | 40 | 30 | 120 | 565 | 41 | 20 | 0 | 4 | 62 | 40 | 49 | 37 | 18 |
1939 or earlier | 2973 | 588 | 263 | 75 | 40 | 232 | 1205 | 67 | 51 | 10 | 0 | 135 | 75 | 104 | 83 | 45 |
Purchase Price Properties acquired by purchase 1997 to 2001 (part) |
9204 | 1546 | 970 | 132 | 144 | 689 | 4091 | 172 | 215 | 18 | 15 | 365 | 154 | 346 | 184 | 163 |
Less than $20,000 | 232 | 73 | 26 | 10 | 8 | 15 | 40 | 6 | 0 | 0 | 0 | 16 | 11 | 9 | 10 | 9 |
$20,000 to $39,999 | 508 | 152 | 38 | 8 | 18 | 42 | 140 | 4 | 0 | 0 | 0 | 25 | 19 | 21 | 21 | 20 |
$40,000 to $59,999 | 654 | 136 | 55 | 24 | 9 | 31 | 249 | 20 | 20 | 0 | 0 | 44 | 11 | 21 | 23 | 11 |
$60,000 to $79,999 | 866 | 192 | 62 | 15 | 26 | 43 | 358 | 4 | 12 | 4 | 0 | 33 | 25 | 55 | 27 | 10 |
$80,000 to $99,999 | 957 | 146 | 124 | 3 | 12 | 68 | 430 | 11 | 20 | 0 | 5 | 51 | 24 | 40 | 12 | 9 |
$100,000 to $124,999 | 1089 | 157 | 112 | 17 | 18 | 55 | 495 | 20 | 52 | 3 | 0 | 48 | 22 | 33 | 29 | 27 |
$125,000 to $149,999 | 1053 | 150 | 122 | 4 | 29 | 73 | 493 | 24 | 22 | 0 | 0 | 35 | 9 | 54 | 15 | 23 |
$150,000 to $174,999 | 875 | 120 | 90 | 11 | 4 | 68 | 464 | 18 | 9 | 0 | 3 | 30 | 15 | 32 | 0 | 10 |
$175,000 to $199,999 | 545 | 51 | 58 | 7 | 0 | 30 | 315 | 5 | 27 | 0 | 3 | 4 | 0 | 23 | 13 | 9 |
$200,000 to $249,999 | 876 | 138 | 80 | 12 | 0 | 43 | 514 | 6 | 9 | 0 | 3 | 19 | 5 | 22 | 18 | 7 |
$250,000 to $299,999 | 539 | 71 | 61 | 8 | 3 | 65 | 252 | 0 | 21 | 4 | 0 | 25 | 4 | 9 | 0 | 16 |
$300,000 to $499,999 | 728 | 94 | 108 | 14 | 15 | 99 | 259 | 40 | 16 | 4 | 0 | 33 | 0 | 24 | 16 | 7 |
$500,000 or more | 284 | 66 | 34 | 0 | 4 | 57 | 82 | 14 | 7 | 4 | 0 | 0 | 8 | 4 | 0 | 3 |
Median | 132057 | 111751 | 138873 | 109425 | 99268 | 156566 | 141912 | 146438 | 128820 | 276862 | 167243 | 106631 | 88675 | 121590 | 97567 | 119855 |
Mean | 166645 | 159371 | 183878 | 144947 | 134928 | 225403 | 163923 | 229472 | 165547 | 263883 | 148827 | 135395 | 119793 | 143655 | 120455 | 139663 |
Other properties | 16085 | 2648 | 1641 | 357 | 246 | 1130 | 7438 | 231 | 308 | 24 | 25 | 661 | 412 | 438 | 309 | 217 |
Value Less than $20,000 |
199 | 62 | 15 | 10 | 5 | 13 | 53 | 6 | 10 | 0 | 0 | 7 | 7 | 5 | 5 | 0 |
$20,000 to $39,999 | 720 | 189 | 79 | 15 | 30 | 18 | 214 | 5 | 8 | 0 | 0 | 42 | 23 | 26 | 52 | 19 |
$40,000 to $59,999 | 1484 | 378 | 139 | 23 | 16 | 66 | 518 | 13 | 27 | 0 | 0 | 92 | 72 | 35 | 69 | 33 |
$60,000 to $79,999 | 2248 | 525 | 216 | 24 | 37 | 155 | 890 | 33 | 31 | 4 | 0 | 75 | 65 | 87 | 83 | 22 |
$80,000 to $99,999 | 2701 | 552 | 295 | 60 | 57 | 153 | 1023 | 29 | 97 | 0 | 12 | 165 | 79 | 94 | 27 | 57 |
$100,000 to $124,999 | 2773 | 498 | 303 | 36 | 38 | 215 | 1228 | 30 | 60 | 0 | 5 | 115 | 79 | 105 | 30 | 31 |
$125,000 to $149,999 | 2807 | 429 | 300 | 73 | 41 | 140 | 1355 | 21 | 40 | 8 | 5 | 121 | 36 | 120 | 43 | 75 |
$150,000 to $174,999 | 2518 | 319 | 219 | 39 | 58 | 219 | 1285 | 38 | 66 | 3 | 0 | 125 | 54 | 43 | 32 | 18 |
$175,000 to $199,999 | 1738 | 262 | 199 | 19 | 22 | 119 | 864 | 24 | 30 | 3 | 3 | 63 | 37 | 36 | 26 | 30 |
$200,000 to $249,999 | 2283 | 223 | 252 | 43 | 18 | 128 | 1261 | 41 | 44 | 3 | 3 | 85 | 48 | 74 | 38 | 22 |
$250,000 to $299,999 | 1760 | 187 | 119 | 51 | 9 | 136 | 1017 | 17 | 25 | 4 | 7 | 55 | 31 | 52 | 31 | 19 |
$300,000 to $499,999 | 2758 | 366 | 333 | 61 | 26 | 266 | 1366 | 55 | 57 | 7 | 3 | 60 | 16 | 71 | 45 | 26 |
$500,000 or more | 1302 | 204 | 141 | 36 | 33 | 191 | 456 | 91 | 28 | 9 | 0 | 20 | 19 | 36 | 12 | 26 |
Median | 147440 | 119615 | 146454 | 151959 | 132111 | 167129 | 159411 | 203167 | 142847 | 235530 | 136354 | 128240 | 111704 | 133272 | 108502 | 133964 |
Mean | 194040 | 175417 | 193425 | 217019 | 228822 | 257858 | 193704 | 331406 | 177055 | 365388 | 166407 | 152324 | 151618 | 178275 | 145002 | 176863 |
Value of Capital Improvements Properties with capital improvements between 1998 and 2000 |
14357 | 2239 | 1412 | 326 | 202 | 1065 | 6770 | 228 | 267 | 21 | 31 | 625 | 275 | 414 | 279 | 203 |
Less than $500 | 198 | 34 | 32 | 3 | 11 | 10 | 63 | 7 | 6 | 0 | 0 | 8 | 4 | 4 | 10 | 5 |
$500 to $999 | 468 | 70 | 50 | 2 | 6 | 58 | 194 | 13 | 16 | 0 | 0 | 21 | 5 | 22 | 12 | 0 |
$1,000 to $2,499 | 2141 | 315 | 211 | 46 | 48 | 106 | 1092 | 23 | 35 | 0 | 5 | 73 | 40 | 73 | 42 | 32 |
$2,500 to $4,999 | 2191 | 387 | 241 | 25 | 36 | 180 | 952 | 25 | 54 | 4 | 0 | 111 | 38 | 53 | 61 | 25 |
$5,000 to $7,499 | 2683 | 338 | 248 | 69 | 30 | 234 | 1340 | 49 | 30 | 5 | 9 | 116 | 52 | 73 | 50 | 38 |
$7,500 to $9,999 | 798 | 125 | 80 | 5 | 12 | 20 | 438 | 4 | 24 | 0 | 3 | 18 | 11 | 23 | 34 | 0 |
$10,000 to $14,999 | 1856 | 343 | 175 | 56 | 9 | 119 | 863 | 23 | 15 | 0 | 4 | 84 | 61 | 46 | 31 | 29 |
$15,000 to $19,999 | 1031 | 143 | 111 | 30 | 5 | 55 | 513 | 18 | 12 | 4 | 0 | 66 | 19 | 26 | 13 | 16 |
$20,000 to $29,999 | 1392 | 215 | 120 | 43 | 18 | 131 | 638 | 13 | 33 | 4 | 3 | 80 | 13 | 37 | 8 | 37 |
$30,000 or more | 1598 | 268 | 146 | 48 | 27 | 151 | 677 | 54 | 43 | 4 | 6 | 47 | 33 | 57 | 17 | 20 |
Median | 7031 | 7315 | 6745 | 11183 | 5054 | 6896 | 7022 | 7335 | 6965 | 16607 | 8606 | 7130 | 7415 | 6871 | 5770 | 10145 |
Mean | 14138 | 14495 | 15729 | 17122 | 17913 | 18460 | 13097 | 26443 | 13941 | 15941 | 13495 | 11121 | 11206 | 12622 | 8745 | 12715 |
Properties with no capital improvements between 1998 and 2000 |
8643 | 1502 | 932 | 130 | 145 | 610 | 3769 | 157 | 212 | 18 | 8 | 336 | 233 | 290 | 168 | 134 |
Capital improvements not reported |
2290 | 454 | 266 | 33 | 44 | 144 | 991 | 18 | 45 | 4 | 0 | 64 | 59 | 80 | 47 | 43 |
Age Restrictions Property located in subdivision restricted to people age 55 or older |
1317 | 201 | 126 | 12 | 26 | 119 | 622 | 32 | 41 | 0 | 7 | 39 | 15 | 42 | 20 | 14 |
Property located in subdivision not restricted to people age 55 or older |
22973 | 3819 | 2371 | 468 | 344 | 1637 | 10465 | 368 | 454 | 42 | 32 | 950 | 526 | 698 | 446 | 351 |
Not reported | 999 | 174 | 114 | 8 | 20 | 63 | 443 | 3 | 28 | 0 | 0 | 36 | 25 | 44 | 27 | 14 |
Neighborhood Composition Property located in subdivision or neighborhood occupied predominantly by people age 55 or older |
1886 | 371 | 190 | 37 | 32 | 89 | 756 | 50 | 47 | 0 | 4 | 93 | 60 | 87 | 41 | 27 |
Property located in subdivision or neighborhood not occupied predominantly by people age 55 or older |
16876 | 2738 | 1784 | 352 | 257 | 1217 | 7739 | 260 | 351 | 31 | 21 | 700 | 385 | 465 | 305 | 273 |
Don't know or not reported | 6528 | 1085 | 637 | 100 | 101 | 513 | 3035 | 93 | 125 | 11 | 15 | 233 | 122 | 231 | 147 | 79 |
OWNER CHARACTERISTICS Age of Owner Under 25 |
165 | 44 | 20 | 0 | 4 | 5 | 61 | 0 | 5 | 0 | 0 | 3 | 9 | 0 | 4 | 10 |
25 to 34 | 3015 | 575 | 304 | 38 | 46 | 157 | 1362 | 43 | 81 | 3 | 0 | 93 | 73 | 107 | 67 | 64 |
35 to 44 | 7119 | 1096 | 681 | 121 | 131 | 539 | 3290 | 118 | 150 | 23 | 10 | 317 | 138 | 224 | 166 | 113 |
45 to 54 | 7551 | 1232 | 782 | 162 | 117 | 531 | 3487 | 154 | 159 | 7 | 25 | 316 | 141 | 220 | 118 | 99 |
55 to 64 | 4174 | 632 | 454 | 100 | 68 | 303 | 1899 | 68 | 57 | 5 | 4 | 185 | 129 | 129 | 87 | 55 |
65 to 74 | 1694 | 325 | 175 | 35 | 11 | 145 | 792 | 21 | 40 | 3 | 0 | 40 | 40 | 27 | 21 | 18 |
75 and over | 479 | 94 | 51 | 11 | 3 | 72 | 166 | 0 | 12 | 0 | 0 | 22 | 4 | 28 | 8 | 9 |
Not reported | 1093 | 196 | 144 | 23 | 9 | 67 | 471 | 0 | 20 | 0 | 0 | 49 | 34 | 49 | 21 | 11 |
Median | 47 | 47 | 48 | 50 | 46 | 48 | 47 | 48 | 46 | 43 | 49 | 47 | 48 | 47 | 45 | 45 |
Race of Owner White alone |
22329 | 3797 | 2264 | 443 | 358 | 1540 | 10249 | 340 | 453 | 37 | 36 | 892 | 448 | 680 | 455 | 337 |
Black or African American alone | 1668 | 229 | 191 | 20 | 17 | 119 | 714 | 31 | 42 | 0 | 3 | 82 | 99 | 66 | 23 | 30 |
American Indian or Alaska Native alone | 132 | 25 | 6 | 9 | 5 | 24 | 51 | 0 | 5 | 0 | 0 | 9 | 0 | 0 | 0 | 0 |
Asian alone | 897 | 114 | 131 | 13 | 7 | 104 | 402 | 32 | 15 | 0 | 0 | 23 | 16 | 28 | 4 | 8 |
Native Hawaiian or Other Pacific Islander alone |
92 | 9 | 11 | 4 | 0 | 12 | 48 | 0 | 4 | 0 | 0 | 0 | 0 | 0 | 4 | 0 |
Two or more races | 170 | 20 | 8 | 0 | 3 | 19 | 66 | 0 | 4 | 5 | 0 | 19 | 4 | 10 | 7 | 4 |
Sex of Owner Male/Male and female co-owners |
21003 | 3435 | 2184 | 408 | 329 | 1517 | 9625 | 343 | 420 | 35 | 39 | 842 | 439 | 660 | 427 | 300 |
Female | 4286 | 759 | 426 | 81 | 62 | 302 | 1904 | 60 | 103 | 7 | 0 | 184 | 127 | 124 | 66 | 79 |
Hispanic/Latino Origin Hispanic/Latino owner(s) only |
1821 | 252 | 180 | 26 | 34 | 170 | 796 | 27 | 32 | 0 | 0 | 91 | 50 | 70 | 66 | 28 |
No Hispanic/Latino owner(s) | 23469 | 3942 | 2431 | 463 | 356 | 1649 | 10734 | 376 | 492 | 42 | 39 | 935 | 517 | 713 | 427 | 352 |
Veteran Status@1 Veteran |
5313 | 976 | 560 | 91 | 105 | 393 | 2280 | 73 | 127 | 9 | 7 | 198 | 137 | 187 | 104 | 67 |
Active member of Reserves or National Guard for at least 6 years |
934 | 119 | 97 | 19 | 16 | 100 | 426 | 7 | 19 | 4 | 7 | 39 | 25 | 41 | 13 | 0 |
Persian Gulf War or after (August 1990 to present) |
494 | 85 | 72 | 0 | 10 | 14 | 190 | 9 | 9 | 0 | 0 | 23 | 23 | 30 | 17 | 13 |
Vietnam or after (August 1964 to July 1990) |
3020 | 581 | 327 | 47 | 61 | 161 | 1293 | 53 | 86 | 0 | 3 | 130 | 72 | 90 | 58 | 58 |
Korean conflict or after (July 1950 to July 1964) |
1153 | 241 | 131 | 24 | 24 | 92 | 514 | 15 | 14 | 5 | 0 | 32 | 14 | 16 | 19 | 12 |
World War II or after (September 1940 to June 1950) |
422 | 84 | 32 | 8 | 0 | 72 | 143 | 0 | 14 | 0 | 0 | 19 | 13 | 28 | 4 | 4 |
Nonveteran | 18629 | 3008 | 1887 | 375 | 267 | 1346 | 8633 | 330 | 368 | 33 | 27 | 764 | 392 | 542 | 364 | 292 |
Not reported | 1348 | 210 | 164 | 24 | 19 | 80 | 616 | 0 | 29 | 0 | 5 | 64 | 37 | 54 | 26 | 21 |
Income Less than $5,000 |
2182 | 459 | 250 | 48 | 34 | 131 | 923 | 7 | 41 | 4 | 5 | 62 | 87 | 79 | 28 | 22 |
$5,000 to $9,999 | 209 | 12 | 33 | 4 | 12 | 41 | 92 | 0 | 4 | 0 | 0 | 0 | 0 | 0 | 6 | 6 |
$10,000 to $14,999 | 431 | 143 | 31 | 3 | 10 | 51 | 126 | 16 | 5 | 0 | 0 | 8 | 6 | 11 | 11 | 9 |
$15,000 to $19,999 | 648 | 179 | 58 | 9 | 10 | 53 | 223 | 10 | 9 | 0 | 0 | 29 | 21 | 24 | 23 | 0 |
$20,000 to $24,999 | 876 | 143 | 49 | 0 | 13 | 43 | 449 | 10 | 13 | 0 | 0 | 57 | 18 | 44 | 29 | 7 |
$25,000 to $29,999 | 960 | 179 | 81 | 23 | 23 | 73 | 372 | 0 | 45 | 0 | 0 | 38 | 16 | 36 | 40 | 31 |
$30,000 to $34,999 | 1132 | 199 | 131 | 25 | 14 | 96 | 472 | 8 | 19 | 3 | 0 | 51 | 47 | 24 | 20 | 23 |
$35,000 to $39,999 | 1078 | 185 | 126 | 17 | 26 | 91 | 445 | 19 | 20 | 7 | 0 | 28 | 33 | 52 | 3 | 27 |
$40,000 to $49,999 | 2408 | 405 | 228 | 40 | 39 | 175 | 1030 | 50 | 55 | 0 | 5 | 120 | 72 | 86 | 62 | 39 |
$50,000 to $59,999 | 2494 | 427 | 273 | 65 | 14 | 135 | 1101 | 27 | 52 | 0 | 4 | 100 | 82 | 109 | 56 | 48 |
$60,000 to $79,999 | 4341 | 622 | 472 | 75 | 74 | 279 | 2109 | 47 | 104 | 3 | 12 | 210 | 77 | 114 | 82 | 59 |
$80,000 to $99,999 | 2910 | 392 | 267 | 61 | 52 | 198 | 1490 | 35 | 46 | 7 | 0 | 160 | 44 | 76 | 30 | 50 |
$100,000 to $119,999 | 1927 | 259 | 239 | 40 | 22 | 136 | 977 | 45 | 43 | 0 | 0 | 58 | 20 | 54 | 30 | 5 |
$120,000 or more | 3695 | 589 | 372 | 78 | 47 | 315 | 1721 | 127 | 67 | 17 | 14 | 103 | 44 | 74 | 73 | 52 |
Median | 61050 | 54530 | 61917 | 62541 | 60147 | 61369 | 65043 | 83709 | 59634 | 89000 | 70179 | 61759 | 47738 | 53236 | 54255 | 55079 |
Mean | 76043 | 71026 | 76028 | 78466 | 89224 | 86287 | 74590 | 133934 | 72403 | 124109 | 79295 | 68630 | 56067 | 61896 | 115418 | 75770 |
Owned Home Previously Previously owned home |
14976 | 2389 | 1524 | 270 | 225 | 1150 | 7085 | 246 | 304 | 31 | 22 | 614 | 264 | 410 | 241 | 202 |
Never owned home before | 9437 | 1674 | 967 | 208 | 147 | 616 | 4043 | 154 | 202 | 11 | 18 | 380 | 264 | 348 | 237 | 170 |
Not reported | 876 | 131 | 120 | 12 | 19 | 53 | 402 | 3 | 18 | 0 | 0 | 32 | 38 | 26 | 15 | 7 |
MORTGAGE CHARACTERISTICS Number of Mortgages 1 mortgage |
18477 | 3023 | 1952 | 355 | 329 | 1235 | 8432 | 275 | 397 | 23 | 29 | 696 | 398 | 626 | 401 | 306 |
2 mortgages | 6090 | 1026 | 596 | 120 | 61 | 500 | 2806 | 109 | 114 | 19 | 7 | 297 | 133 | 155 | 76 | 70 |
3 or more mortgages | 722 | 145 | 62 | 14 | 0 | 84 | 292 | 19 | 12 | 0 | 3 | 32 | 36 | 3 | 16 | 3 |
Form of Debt of First Mortgage Mortgage or deed of trust |
25289 | 4194 | 2610 | 489 | 390 | 1819 | 11530 | 403 | 523 | 42 | 39 | 1026 | 567 | 784 | 493 | 380 |
Contract to purchase | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Some other loan secured by this property | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Type of First Mortgage Instrument Fixed-rate, level-payment mortgage |
20283 | 2895 | 1873 | 351 | 298 | 1432 | 10006 | 358 | 432 | 22 | 28 | 773 | 460 | 627 | 386 | 342 |
Short-term with balloon payment mortgage | 1334 | 451 | 108 | 11 | 13 | 39 | 489 | 0 | 3 | 0 | 5 | 58 | 22 | 55 | 63 | 14 |
Reverse mortgage | 3 | 0 | 0 | 0 | 3 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Adjustable rate mortgage (ARM) | 3402 | 793 | 581 | 120 | 70 | 342 | 940 | 45 | 79 | 20 | 7 | 175 | 81 | 90 | 35 | 24 |
Other | 268 | 54 | 48 | 7 | 6 | 5 | 95 | 0 | 10 | 0 | 0 | 19 | 4 | 11 | 9 | 0 |
Method of Loan Application By computer over the Internet or by e-mail |
196 | 23 | 4 | 0 | 4 | 33 | 111 | 0 | 0 | 0 | 0 | 0 | 16 | 4 | 0 | 0 |
By telephone or FAX | 2608 | 342 | 208 | 41 | 24 | 287 | 1284 | 54 | 33 | 12 | 0 | 116 | 67 | 57 | 51 | 32 |
By regular mail | 647 | 87 | 63 | 10 | 9 | 29 | 303 | 21 | 16 | 0 | 3 | 42 | 21 | 19 | 23 | 0 |
By personal visit | 15657 | 2741 | 1694 | 340 | 259 | 993 | 7037 | 213 | 340 | 26 | 26 | 653 | 303 | 502 | 299 | 232 |
Through third party (such as real estate agent or builder) |
3952 | 519 | 443 | 23 | 66 | 336 | 1931 | 85 | 95 | 3 | 11 | 68 | 81 | 165 | 41 | 84 |
Some other way | 77 | 6 | 16 | 0 | 0 | 13 | 33 | 0 | 0 | 0 | 0 | 3 | 0 | 0 | 6 | 0 |
Not reported | 1944 | 438 | 146 | 72 | 28 | 106 | 753 | 20 | 39 | 0 | 0 | 138 | 77 | 37 | 64 | 25 |
Not available | 207 | 38 | 38 | 3 | 0 | 22 | 77 | 9 | 0 | 0 | 0 | 5 | 0 | 0 | 10 | 6 |
Origin of First Mortgage Mortgage made at time property acquired |
17081 | 2994 | 1756 | 333 | 291 | 1106 | 7670 | 236 | 380 | 39 | 25 | 636 | 367 | 593 | 390 | 265 |
Mortgage assumed at the time property acquired |
477 | 98 | 56 | 10 | 0 | 29 | 202 | 9 | 9 | 0 | 0 | 9 | 7 | 24 | 14 | 10 |
Mortgage placed later than acquisition of property |
7732 | 1103 | 799 | 146 | 99 | 684 | 3657 | 158 | 134 | 3 | 14 | 381 | 192 | 167 | 89 | 105 |
Refinanced mortgage | 6987 | 930 | 705 | 120 | 99 | 625 | 3424 | 142 | 126 | 3 | 14 | 324 | 160 | 134 | 80 | 101 |
Same lender | 2041 | 390 | 259 | 41 | 38 | 135 | 875 | 53 | 25 | 3 | 14 | 85 | 36 | 40 | 23 | 25 |
Different lender | 4946 | 540 | 446 | 79 | 61 | 490 | 2549 | 89 | 101 | 0 | 0 | 240 | 123 | 94 | 57 | 76 |
Mortgage placed on property owned free and clear of debt |
745 | 173 | 93 | 26 | 0 | 60 | 233 | 15 | 8 | 0 | 0 | 56 | 33 | 33 | 10 | 3 |
Not available | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Purpose of First Mortgage Placed Later Than Acquisition of Property Properties on which mortgages placed later than acquisition of property |
7732 | 1103 | 799 | 146 | 99 | 684 | 3657 | 158 | 134 | 3 | 14 | 381 | 192 | 167 | 89 | 105 |
Obtain lower interest rate | 4647 | 561 | 424 | 61 | 61 | 387 | 2504 | 77 | 86 | 3 | 9 | 217 | 54 | 97 | 54 | 53 |
Increase payment period for mortgage | 59 | 10 | 4 | 5 | 0 | 0 | 27 | 0 | 0 | 0 | 0 | 0 | 0 | 9 | 0 | 4 |
Reduce payment period for mortgage | 229 | 22 | 36 | 0 | 4 | 16 | 109 | 0 | 11 | 0 | 0 | 23 | 7 | 0 | 0 | 3 |
Renew or extend loan that had fallen due, without increasing outstanding balance |
145 | 17 | 21 | 5 | 0 | 21 | 60 | 0 | 0 | 0 | 0 | 9 | 9 | 0 | 0 | 4 |
Receive cash or increase outstanding balance of loan |
2236 | 397 | 281 | 76 | 29 | 224 | 794 | 76 | 37 | 0 | 0 | 112 | 105 | 42 | 24 | 38 |
Other reason | 232 | 69 | 22 | 0 | 6 | 18 | 72 | 5 | 0 | 0 | 5 | 8 | 8 | 6 | 11 | 4 |
Not reported | 184 | 27 | 12 | 0 | 0 | 19 | 93 | 0 | 0 | 0 | 0 | 12 | 9 | 12 | 0 | 0 |
Other properties | 17557 | 3091 | 1812 | 343 | 291 | 1134 | 7872 | 245 | 389 | 39 | 25 | 645 | 374 | 617 | 404 | 275 |
Not available | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Cash Received From Refinancing or Placing Mortgage on Property Owned Free and Clear Properties on which cash received |
3488 | 547 | 379 | 92 | 39 | 323 | 1489 | 100 | 66 | 0 | 0 | 183 | 102 | 80 | 33 | 54 |
Less than $20,000 | 1263 | 198 | 120 | 20 | 11 | 127 | 557 | 36 | 21 | 0 | 0 | 73 | 47 | 16 | 11 | 27 |
$20,000 to $39,999 | 1136 | 166 | 138 | 24 | 4 | 77 | 513 | 41 | 9 | 0 | 0 | 68 | 38 | 26 | 15 | 18 |
$40,000 to $59,999 | 454 | 88 | 33 | 23 | 9 | 44 | 188 | 0 | 17 | 0 | 0 | 21 | 12 | 16 | 4 | 0 |
$60,000 to $79,999 | 215 | 42 | 24 | 3 | 0 | 25 | 89 | 4 | 6 | 0 | 0 | 5 | 0 | 15 | 0 | 0 |
$80,000 to $99,999 | 149 | 28 | 19 | 10 | 6 | 26 | 51 | 4 | 0 | 0 | 0 | 4 | 0 | 3 | 0 | 0 |
$100,000 to $124,999 | 133 | 11 | 29 | 12 | 4 | 9 | 54 | 0 | 8 | 0 | 0 | 0 | 0 | 0 | 0 | 6 |
$125,000 to $149,999 | 41 | 7 | 13 | 0 | 0 | 0 | 7 | 5 | 5 | 0 | 0 | 0 | 0 | 0 | 0 | 3 |
$150,000 to $174,999 | 47 | 0 | 0 | 0 | 0 | 11 | 12 | 4 | 0 | 0 | 0 | 14 | 0 | 4 | 3 | 0 |
$175,000 to $199,999 | 15 | 4 | 0 | 0 | 0 | 0 | 6 | 5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
$200,000 to $249,999 | 19 | 0 | 3 | 0 | 4 | 4 | 7 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
$250,000 to $299,999 | 15 | 4 | 0 | 0 | 0 | 0 | 6 | 0 | 0 | 0 | 0 | 0 | 5 | 0 | 0 | 0 |
$300,000 or more | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Median | 28468 | 29146 | 30170 | 41982 | 48250 | 28920 | 27312 | 26924 | 43102 | 0 | 0 | 25600 | 22160 | 38548 | 26994 | 20519 |
Mean | 36470 | 34942 | 39046 | 46376 | 60374 | 39440 | 33372 | 48187 | 45833 | 0 | 0 | 35333 | 33513 | 42962 | 34065 | 35445 |
Properties that refinanced and did not receive cash back |
3566 | 465 | 335 | 34 | 53 | 295 | 1883 | 42 | 55 | 3 | 14 | 167 | 47 | 78 | 43 | 51 |
Properties that refinanced and did not report if received cash back |
678 | 90 | 84 | 20 | 7 | 66 | 286 | 15 | 13 | 0 | 0 | 31 | 43 | 9 | 13 | 0 |
Properties that did not refinance |
17557 | 3091 | 1812 | 343 | 291 | 1134 | 7872 | 245 | 389 | 39 | 25 | 645 | 374 | 617 | 404 | 275 |
Not available | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Use of Cash From Refinancing or Placing Mortgage on Property Owned Free and Clear Properties on which cash received@1 |
3488 | 547 | 379 | 92 | 39 | 323 | 1489 | 100 | 66 | 0 | 0 | 183 | 102 | 80 | 33 | 54 |
For additions, improvements or repairs to this property |
1659 | 251 | 224 | 56 | 15 | 118 | 725 | 51 | 29 | 0 | 0 | 96 | 35 | 25 | 8 | 26 |
To consolidate debts | 1621 | 248 | 126 | 22 | 8 | 168 | 717 | 51 | 23 | 0 | 0 | 91 | 77 | 43 | 16 | 29 |
For investment in other real estate | 263 | 39 | 32 | 7 | 4 | 21 | 131 | 5 | 0 | 0 | 0 | 14 | 5 | 0 | 5 | 0 |
For other types of investments | 218 | 31 | 31 | 7 | 0 | 20 | 85 | 5 | 17 | 0 | 0 | 10 | 5 | 3 | 0 | 3 |
For educational or medical expenses | 257 | 48 | 29 | 16 | 0 | 14 | 93 | 11 | 10 | 0 | 0 | 21 | 8 | 5 | 0 | 3 |
To start a business | 73 | 35 | 0 | 0 | 0 | 7 | 23 | 0 | 0 | 0 | 0 | 0 | 0 | 5 | 0 | 3 |
To settle a divorce | 105 | 13 | 18 | 3 | 15 | 6 | 33 | 4 | 0 | 0 | 0 | 5 | 0 | 5 | 0 | 4 |
To pay taxes | 114 | 21 | 13 | 4 | 0 | 12 | 37 | 10 | 9 | 0 | 0 | 0 | 4 | 4 | 0 | 0 |
To purchase an automobile, truck, or other vehicle |
327 | 64 | 22 | 0 | 0 | 28 | 136 | 15 | 4 | 0 | 0 | 26 | 16 | 7 | 6 | 3 |
To purchase consumer product other than automobile, truck, or other vehicle |
88 | 4 | 12 | 4 | 0 | 21 | 18 | 3 | 4 | 0 | 0 | 9 | 10 | 3 | 0 | 0 |
Other | 80 | 7 | 25 | 0 | 0 | 12 | 28 | 5 | 0 | 0 | 0 | 0 | 0 | 0 | 4 | 0 |
Not reported | 48 | 0 | 9 | 11 | 0 | 4 | 23 | 0 | 0 | 0 | 0 | 2 | 0 | 0 | 0 | 0 |
Properties that refinanced and did not receive cash back |
3566 | 465 | 335 | 34 | 53 | 295 | 1883 | 42 | 55 | 3 | 14 | 167 | 47 | 78 | 43 | 51 |
Properties that refinanced and did not report if received cash back |
678 | 90 | 84 | 20 | 7 | 66 | 286 | 15 | 13 | 0 | 0 | 31 | 43 | 9 | 13 | 0 |
Properties that did not refinance |
17557 | 3091 | 1812 | 343 | 291 | 1134 | 7872 | 245 | 389 | 39 | 25 | 645 | 374 | 617 | 404 | 275 |
Not available | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Year First Mortgage Made or Assumed 1999 to 2001 (part) |
9506 | 1626 | 932 | 152 | 129 | 817 | 4072 | 183 | 192 | 14 | 11 | 489 | 286 | 287 | 187 | 128 |
1997 and 1998 | 5925 | 863 | 571 | 102 | 67 | 507 | 2929 | 124 | 112 | 7 | 8 | 235 | 77 | 164 | 62 | 97 |
1995 and 1996 | 2707 | 506 | 301 | 71 | 57 | 133 | 1230 | 17 | 53 | 9 | 7 | 91 | 52 | 80 | 62 | 37 |
1990 to 1994 | 4607 | 726 | 512 | 91 | 81 | 242 | 2296 | 56 | 72 | 4 | 8 | 129 | 71 | 113 | 120 | 87 |
1985 to 1989 | 1292 | 226 | 177 | 44 | 25 | 62 | 489 | 12 | 45 | 3 | 0 | 60 | 40 | 64 | 41 | 4 |
1980 to 1984 | 455 | 93 | 56 | 19 | 16 | 31 | 170 | 0 | 14 | 4 | 0 | 3 | 13 | 13 | 14 | 9 |
1979 or earlier | 798 | 154 | 61 | 10 | 16 | 27 | 343 | 10 | 35 | 0 | 4 | 20 | 28 | 64 | 8 | 19 |
Traditional First Mortgage Loan Less than $20,000 |
922 | 268 | 77 | 26 | 29 | 11 | 247 | 6 | 30 | 0 | 4 | 63 | 44 | 55 | 41 | 22 |
$20,000 to $29,999 | 1308 | 308 | 127 | 24 | 32 | 67 | 437 | 26 | 18 | 0 | 4 | 95 | 33 | 62 | 51 | 24 |
$30,000 to $39,999 | 1676 | 373 | 193 | 39 | 17 | 90 | 653 | 15 | 42 | 0 | 0 | 86 | 44 | 41 | 55 | 28 |
$40,000 to $49,999 | 1698 | 377 | 185 | 49 | 7 | 86 | 744 | 21 | 24 | 0 | 0 | 82 | 44 | 32 | 35 | 12 |
$50,000 to $59,999 | 2102 | 355 | 247 | 56 | 39 | 158 | 856 | 31 | 53 | 0 | 0 | 116 | 40 | 78 | 59 | 16 |
$60,000 to $79,999 | 3928 | 700 | 394 | 77 | 48 | 306 | 1820 | 50 | 59 | 11 | 19 | 121 | 108 | 101 | 60 | 55 |
$80,000 to $99,999 | 3053 | 430 | 327 | 54 | 33 | 223 | 1524 | 29 | 70 | 11 | 0 | 135 | 41 | 85 | 30 | 62 |
$100,000 to $149,999 | 5302 | 674 | 498 | 71 | 115 | 377 | 2677 | 85 | 128 | 0 | 7 | 196 | 134 | 168 | 84 | 88 |
$150,000 to $199,999 | 2381 | 253 | 225 | 44 | 26 | 142 | 1397 | 8 | 37 | 7 | 6 | 42 | 37 | 73 | 62 | 21 |
$200,000 to $249,999 | 1302 | 168 | 128 | 2 | 4 | 148 | 688 | 26 | 23 | 5 | 0 | 38 | 14 | 35 | 13 | 9 |
$250,000 to $299,999 | 445 | 66 | 40 | 18 | 7 | 60 | 182 | 31 | 7 | 4 | 0 | 0 | 4 | 8 | 5 | 16 |
$300,000 or more | 875 | 177 | 145 | 22 | 17 | 147 | 174 | 76 | 18 | 4 | 0 | 33 | 19 | 30 | 0 | 14 |
Not reported | 297 | 45 | 25 | 9 | 16 | 5 | 131 | 0 | 12 | 0 | 0 | 19 | 5 | 17 | 0 | 12 |
Median | 85647 | 71273 | 84290 | 72013 | 88881 | 96992 | 92377 | 114662 | 87951 | 98239 | 72823 | 70157 | 74150 | 83463 | 62132 | 88310 |
Mean | 108098 | 105636 | 112498 | 96063 | 108718 | 135800 | 106422 | 175181 | 102847 | 153207 | 86852 | 86295 | 89841 | 100663 | 81191 | 105382 |
Traditional First Mortgage Outstanding Debt Less than $10,000 |
973 | 239 | 100 | 16 | 16 | 51 | 342 | 9 | 26 | 0 | 0 | 74 | 25 | 26 | 31 | 16 |
$10,000 to $19,999 | 1371 | 339 | 149 | 51 | 34 | 53 | 423 | 22 | 27 | 0 | 8 | 85 | 34 | 68 | 52 | 26 |
$20,000 to $29,999 | 1640 | 352 | 149 | 46 | 19 | 94 | 638 | 22 | 15 | 0 | 3 | 100 | 46 | 59 | 69 | 28 |
$30,000 to $39,999 | 1899 | 388 | 242 | 53 | 21 | 56 | 866 | 12 | 43 | 3 | 0 | 86 | 48 | 39 | 30 | 12 |
$40,000 to $49,999 | 2010 | 372 | 206 | 57 | 16 | 156 | 890 | 39 | 55 | 4 | 5 | 94 | 24 | 44 | 43 | 5 |
$50,000 to $59,999 | 1961 | 326 | 198 | 46 | 39 | 166 | 868 | 21 | 27 | 3 | 5 | 81 | 62 | 61 | 33 | 25 |
$60,000 to $79,999 | 3495 | 628 | 344 | 56 | 45 | 269 | 1605 | 43 | 55 | 11 | 8 | 124 | 90 | 91 | 57 | 68 |
$80,000 to $99,999 | 2966 | 371 | 321 | 34 | 44 | 194 | 1519 | 16 | 75 | 4 | 0 | 113 | 52 | 122 | 44 | 56 |
$100,000 to $149,999 | 4579 | 567 | 455 | 61 | 104 | 340 | 2301 | 84 | 113 | 4 | 7 | 146 | 125 | 129 | 70 | 73 |
$150,000 to $199,999 | 2057 | 241 | 163 | 31 | 8 | 137 | 1213 | 7 | 37 | 5 | 3 | 46 | 22 | 74 | 47 | 24 |
$200,000 to $249,999 | 962 | 115 | 97 | 6 | 8 | 121 | 467 | 37 | 17 | 0 | 0 | 31 | 14 | 19 | 13 | 17 |
$250,000 to $299,999 | 337 | 57 | 41 | 11 | 4 | 49 | 114 | 20 | 13 | 4 | 0 | 7 | 5 | 4 | 5 | 4 |
$300,000 or more | 747 | 154 | 122 | 11 | 17 | 126 | 152 | 71 | 8 | 4 | 0 | 26 | 14 | 30 | 0 | 14 |
Not reported | 293 | 45 | 25 | 9 | 16 | 5 | 131 | 0 | 12 | 0 | 0 | 15 | 5 | 17 | 0 | 12 |
Median | 75134 | 61886 | 74447 | 53647 | 78532 | 86203 | 80893 | 110352 | 82043 | 78165 | 57911 | 58316 | 69287 | 78694 | 56522 | 81472 |
Mean | 96904 | 95107 | 100546 | 77354 | 100178 | 122863 | 94970 | 157405 | 95360 | 135043 | 66286 | 76543 | 83493 | 93060 | 72632 | 97461 |
Total Mortgage Outstanding Debt Less than $10,000 |
825 | 201 | 89 | 16 | 16 | 51 | 286 | 4 | 26 | 0 | 0 | 53 | 16 | 22 | 28 | 16 |
$10,000 to $19,999 | 1254 | 307 | 141 | 51 | 34 | 50 | 357 | 22 | 27 | 0 | 8 | 78 | 40 | 61 | 52 | 26 |
$20,000 to $29,999 | 1544 | 332 | 150 | 40 | 15 | 87 | 582 | 22 | 15 | 0 | 3 | 103 | 42 | 55 | 69 | 28 |
$30,000 to $39,999 | 1750 | 381 | 211 | 55 | 21 | 55 | 802 | 7 | 33 | 0 | 0 | 84 | 35 | 35 | 20 | 12 |
$40,000 to $49,999 | 1835 | 311 | 177 | 54 | 12 | 149 | 844 | 32 | 52 | 3 | 5 | 88 | 20 | 44 | 40 | 5 |
$50,000 to $59,999 | 1885 | 347 | 188 | 44 | 42 | 156 | 805 | 21 | 19 | 3 | 5 | 84 | 53 | 60 | 35 | 21 |
$60,000 to $79,999 | 3558 | 620 | 353 | 59 | 40 | 240 | 1660 | 44 | 54 | 15 | 8 | 126 | 103 | 102 | 67 | 66 |
$80,000 to $99,999 | 3000 | 438 | 327 | 32 | 48 | 199 | 1494 | 32 | 73 | 4 | 0 | 117 | 41 | 109 | 35 | 51 |
$100,000 to $149,999 | 4786 | 584 | 479 | 67 | 102 | 343 | 2410 | 78 | 121 | 0 | 7 | 168 | 129 | 145 | 73 | 80 |
$150,000 to $199,999 | 2247 | 272 | 200 | 26 | 8 | 154 | 1266 | 13 | 47 | 9 | 3 | 49 | 39 | 78 | 55 | 29 |
$200,000 to $249,999 | 1012 | 123 | 97 | 11 | 8 | 107 | 533 | 34 | 20 | 0 | 0 | 12 | 21 | 19 | 16 | 12 |
$250,000 to $299,999 | 449 | 73 | 47 | 14 | 4 | 70 | 167 | 16 | 17 | 4 | 0 | 21 | 5 | 4 | 5 | 4 |
$300,000 or more | 870 | 170 | 129 | 11 | 22 | 157 | 192 | 78 | 8 | 4 | 0 | 31 | 17 | 32 | 0 | 19 |
Not reported | 274 | 35 | 25 | 9 | 16 | 0 | 131 | 0 | 12 | 0 | 0 | 11 | 5 | 17 | 0 | 12 |
Median | 79193 | 66427 | 79179 | 55404 | 81858 | 92109 | 84865 | 111092 | 88355 | 78691 | 57911 | 62715 | 74475 | 80629 | 61025 | 83876 |
Mean | 101597 | 99917 | 104566 | 80011 | 101268 | 131564 | 99133 | 174352 | 98353 | 145694 | 68937 | 83023 | 90729 | 94563 | 76862 | 97973 |
Current Interest Rate on First Mortgage Less than 6.0 percent |
7866 | 1534 | 933 | 161 | 242 | 86 | 3241 | 4 | 309 | 0 | 3 | 278 | 220 | 471 | 154 | 229 |
6.0 percent | 367 | 37 | 12 | 4 | 0 | 10 | 240 | 4 | 0 | 3 | 4 | 21 | 0 | 0 | 32 | 0 |
6.1 to 6.4 percent | 602 | 64 | 76 | 7 | 0 | 108 | 299 | 16 | 0 | 4 | 0 | 19 | 0 | 0 | 9 | 0 |
6.5 to 6.9 percent | 2787 | 258 | 251 | 61 | 6 | 388 | 1554 | 71 | 4 | 4 | 3 | 153 | 8 | 14 | 11 | 0 |
7.0 percent | 2276 | 270 | 179 | 49 | 19 | 188 | 1278 | 7 | 36 | 13 | 3 | 100 | 22 | 59 | 26 | 27 |
7.1 to 7.4 percent | 1872 | 192 | 167 | 47 | 5 | 244 | 1051 | 61 | 0 | 4 | 0 | 81 | 3 | 8 | 4 | 3 |
7.5 to 7.9 percent | 2213 | 345 | 304 | 68 | 0 | 239 | 1015 | 68 | 4 | 4 | 14 | 104 | 8 | 3 | 37 | 0 |
8.0 percent | 747 | 135 | 56 | 14 | 3 | 60 | 361 | 23 | 0 | 0 | 0 | 59 | 0 | 0 | 35 | 0 |
8.1 to 8.4 percent | 618 | 124 | 41 | 8 | 0 | 87 | 287 | 13 | 7 | 4 | 0 | 33 | 11 | 0 | 3 | 0 |
8.5 to 8.9 percent | 745 | 162 | 64 | 19 | 8 | 97 | 304 | 20 | 4 | 7 | 4 | 44 | 0 | 0 | 11 | 0 |
9.0 percent | 256 | 56 | 15 | 7 | 0 | 10 | 111 | 12 | 0 | 0 | 0 | 5 | 14 | 3 | 22 | 0 |
9.1 to 9.4 percent | 201 | 75 | 13 | 3 | 4 | 45 | 34 | 11 | 0 | 0 | 0 | 0 | 8 | 0 | 0 | 8 |
9.5 to 9.9 percent | 351 | 114 | 58 | 0 | 6 | 57 | 68 | 9 | 0 | 0 | 0 | 7 | 10 | 4 | 14 | 5 |
10.0 percent | 135 | 39 | 0 | 0 | 0 | 13 | 28 | 22 | 0 | 0 | 3 | 0 | 8 | 0 | 17 | 6 |
10.1 to 10.4 percent | 71 | 0 | 8 | 0 | 0 | 11 | 15 | 20 | 0 | 0 | 0 | 0 | 16 | 0 | 0 | 0 |
10.5 to 10.9 percent | 152 | 27 | 20 | 0 | 3 | 43 | 22 | 13 | 0 | 0 | 0 | 3 | 16 | 0 | 4 | 0 |
11.0 percent | 321 | 63 | 23 | 5 | 5 | 5 | 148 | 4 | 8 | 0 | 0 | 9 | 15 | 10 | 23 | 4 |
11.1 to 12.9 percent | 234 | 23 | 10 | 0 | 0 | 87 | 14 | 11 | 0 | 0 | 5 | 0 | 77 | 0 | 6 | 0 |
13.0 percent | 75 | 13 | 3 | 0 | 0 | 5 | 35 | 0 | 5 | 0 | 0 | 0 | 13 | 0 | 0 | 0 |
13.1 percent or more | 3399 | 661 | 375 | 37 | 90 | 35 | 1423 | 14 | 146 | 0 | 0 | 108 | 117 | 210 | 84 | 98 |
Not reported | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Median | 7.0 | 7.1 | 7.0 | 7.0 | 4.8 | 7.3 | 7.0 | 7.8 | 5.1 | 7.1 | 7.7 | 7.0 | 9.1 | 5.0 | 7.6 | 5.0 |
Points Paid as Interest on First Mortgage With mortgage placed |
24967 | 4137 | 2558 | 482 | 390 | 1794 | 11405 | 394 | 518 | 42 | 39 | 1020 | 563 | 770 | 479 | 374 |
No points | 4649 | 1151 | 535 | 187 | 12 | 267 | 1418 | 96 | 24 | 15 | 29 | 523 | 114 | 10 | 232 | 35 |
Less than 1 point | 518 | 12 | 6 | 3 | 0 | 343 | 138 | 9 | 0 | 0 | 0 | 3 | 3 | 0 | 0 | 0 |
1 point | 216 | 42 | 50 | 19 | 0 | 8 | 52 | 0 | 0 | 0 | 3 | 10 | 20 | 7 | 3 | 0 |
1.1 to 1.9 points | 734 | 36 | 58 | 4 | 3 | 187 | 389 | 25 | 0 | 0 | 0 | 22 | 6 | 3 | 0 | 0 |
2 points | 166 | 24 | 24 | 7 | 0 | 18 | 41 | 8 | 0 | 0 | 0 | 17 | 17 | 9 | 0 | 0 |
2.1 to 2.9 points | 129 | 0 | 8 | 8 | 0 | 66 | 39 | 7 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
3 points | 80 | 9 | 25 | 3 | 0 | 8 | 22 | 0 | 0 | 0 | 0 | 3 | 9 | 0 | 0 | 0 |
3.1 to 3.9 points | 41 | 0 | 0 | 5 | 0 | 15 | 12 | 5 | 0 | 0 | 0 | 0 | 4 | 0 | 0 | 0 |
4 points | 20 | 4 | 6 | 0 | 0 | 0 | 0 | 4 | 0 | 0 | 0 | 0 | 7 | 0 | 0 | 0 |
4.1 to 4.9 points | 38 | 0 | 0 | 0 | 0 | 27 | 7 | 0 | 0 | 0 | 0 | 0 | 3 | 0 | 0 | 0 |
5 points | 34 | 7 | 9 | 0 | 0 | 5 | 9 | 0 | 0 | 0 | 0 | 0 | 4 | 0 | 0 | 0 |
5.1 to 5.9 points | 38 | 0 | 6 | 0 | 0 | 29 | 0 | 0 | 0 | 0 | 0 | 0 | 3 | 0 | 0 | 0 |
6 points or more | 308 | 4 | 21 | 0 | 0 | 104 | 115 | 4 | 0 | 0 | 0 | 0 | 61 | 0 | 0 | 0 |
Not reported or don't know | 17997 | 2847 | 1810 | 246 | 375 | 717 | 9160 | 238 | 495 | 27 | 7 | 441 | 312 | 740 | 243 | 339 |
With mortgage assumed | 322 | 57 | 52 | 7 | 0 | 25 | 125 | 9 | 5 | 0 | 0 | 5 | 3 | 14 | 14 | 6 |
Type of Interest Rate Buydown Properties with interest rate buydown |
882 | 62 | 15 | 0 | 0 | 9 | 758 | 11 | 0 | 5 | 0 | 7 | 15 | 0 | 0 | 0 |
Constant payment | 35 | 0 | 7 | 0 | 0 | 0 | 10 | 4 | 0 | 0 | 0 | 7 | 8 | 0 | 0 | 0 |
3-2-1 buydown | 4 | 0 | 0 | 0 | 0 | 0 | 4 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Other | 13 | 5 | 4 | 0 | 0 | 0 | 4 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Not reported | 830 | 56 | 4 | 0 | 0 | 9 | 741 | 7 | 0 | 5 | 0 | 0 | 7 | 0 | 0 | 0 |
Properties without interest rate buydown |
11117 | 1673 | 1063 | 268 | 33 | 1332 | 5118 | 341 | 32 | 37 | 29 | 600 | 237 | 48 | 266 | 40 |
Not reported | 13291 | 2459 | 1533 | 222 | 357 | 478 | 5653 | 51 | 492 | 0 | 11 | 419 | 314 | 736 | 227 | 340 |
Term of First Mortgage Less than 5 years |
151 | 108 | 0 | 5 | 0 | 3 | 0 | 0 | 0 | 0 | 5 | 7 | 4 | 0 | 18 | 0 |
5 years | 290 | 189 | 24 | 0 | 0 | 0 | 0 | 5 | 0 | 0 | 0 | 37 | 3 | 0 | 32 | 0 |
6 to 9 years | 188 | 67 | 24 | 10 | 0 | 4 | 32 | 0 | 0 | 0 | 0 | 38 | 8 | 0 | 6 | 0 |
10 years | 620 | 167 | 53 | 28 | 4 | 41 | 151 | 23 | 0 | 0 | 3 | 108 | 11 | 0 | 30 | 0 |
11 to 14 years | 92 | 49 | 11 | 0 | 0 | 6 | 0 | 0 | 0 | 0 | 4 | 4 | 10 | 0 | 4 | 5 |
15 years | 3566 | 478 | 353 | 104 | 0 | 326 | 1851 | 101 | 4 | 8 | 0 | 223 | 34 | 0 | 67 | 19 |
16 to 19 years | 44 | 14 | 11 | 0 | 0 | 7 | 4 | 0 | 4 | 0 | 0 | 0 | 4 | 0 | 0 | 0 |
20 years | 663 | 126 | 65 | 25 | 0 | 83 | 227 | 23 | 0 | 4 | 0 | 23 | 35 | 0 | 49 | 6 |
21 to 24 years | 15 | 0 | 0 | 7 | 0 | 0 | 3 | 0 | 0 | 0 | 0 | 4 | 0 | 0 | 0 | 0 |
25 years | 239 | 44 | 52 | 8 | 4 | 36 | 58 | 0 | 0 | 0 | 0 | 28 | 1 | 0 | 9 | 0 |
26 to 29 years | 78 | 20 | 7 | 0 | 0 | 0 | 44 | 3 | 3 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
30 years | 7158 | 458 | 650 | 96 | 31 | 1239 | 3952 | 248 | 13 | 31 | 28 | 145 | 163 | 49 | 45 | 11 |
More than 30 years | 61 | 13 | 11 | 0 | 0 | 8 | 15 | 0 | 8 | 0 | 0 | 0 | 7 | 0 | 0 | 0 |
No stated term | 12124 | 2461 | 1349 | 207 | 352 | 67 | 5194 | 0 | 492 | 0 | 0 | 408 | 287 | 735 | 233 | 340 |
Median | 30 | 16 | 30 | 16 | 30 | 30 | 30 | 30 | 30 | 30 | 30 | 16 | 30 | 31 | 16 | 16 |
Unexpired Term of First Mortgage Less than 5 years |
881 | 366 | 71 | 12 | 4 | 40 | 202 | 14 | 0 | 0 | 5 | 80 | 7 | 0 | 79 | 0 |
5 to 9 years | 1806 | 356 | 193 | 95 | 9 | 118 | 741 | 42 | 7 | 4 | 10 | 139 | 23 | 7 | 53 | 10 |
10 to 14 years | 2519 | 396 | 245 | 64 | 9 | 255 | 1142 | 96 | 12 | 7 | 0 | 186 | 40 | 4 | 49 | 14 |
15 to 19 years | 1014 | 136 | 103 | 25 | 0 | 163 | 430 | 17 | 0 | 7 | 0 | 60 | 45 | 0 | 23 | 6 |
20 to 24 years | 1338 | 95 | 142 | 23 | 13 | 184 | 767 | 29 | 3 | 5 | 8 | 21 | 10 | 8 | 27 | 0 |
25 to 29 years | 4582 | 328 | 407 | 55 | 4 | 800 | 2512 | 153 | 9 | 18 | 15 | 99 | 115 | 31 | 29 | 7 |
30 or more years | 1025 | 55 | 101 | 8 | 0 | 192 | 542 | 50 | 0 | 0 | 0 | 34 | 40 | 0 | 0 | 4 |
No stated term or not computed | 12124 | 2461 | 1349 | 207 | 352 | 67 | 5194 | 0 | 492 | 0 | 0 | 408 | 287 | 735 | 233 | 340 |
Median | 21 | 12 | 21 | 13 | 13 | 26 | 24 | 25 | 14 | 22 | 22 | 12 | 26 | 26 | 10 | 14 |
Servicer of First Mortgage Commercial bank or trust company |
5669 | 3935 | 0 | 4 | 0 | 21 | 1576 | 91 | 4 | 9 | 9 | 5 | 0 | 12 | 4 | 0 |
Savings and loan association, federal savings bank |
2936 | 0 | 2420 | 0 | 0 | 31 | 429 | 28 | 0 | 12 | 8 | 3 | 4 | 0 | 0 | 0 |
Mutual savings bank | 582 | 0 | 0 | 480 | 0 | 0 | 87 | 0 | 0 | 4 | 0 | 0 | 0 | 8 | 0 | 3 |
Life insurance company | 368 | 0 | 0 | 0 | 360 | 0 | 8 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Mortgage banker or mortgage company | 11850 | 253 | 187 | 5 | 31 | 1767 | 9278 | 260 | 11 | 18 | 7 | 15 | 0 | 8 | 10 | 0 |
Federally-sponsored secondary market agency or pool |
38 | 0 | 0 | 0 | 0 | 0 | 35 | 4 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Conventional mortgage pool | 12 | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Other federal agency | 508 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 508 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Real estate investment trust | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Pension or retirement fund | 12 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0 | 0 | 0 | 0 | 0 |
Credit union | 1113 | 0 | 0 | 0 | 0 | 0 | 106 | 5 | 0 | 0 | 0 | 1002 | 0 | 0 | 0 | 0 |
Finance company | 584 | 3 | 0 | 0 | 0 | 0 | 7 | 4 | 0 | 0 | 3 | 0 | 563 | 0 | 4 | 0 |
State or municipal government or housing finance agency |
756 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 756 | 0 | 0 |
Individual or individual's estate | 478 | 3 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 469 | 6 |
Other | 383 | 0 | 4 | 0 | 0 | 0 | 4 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 6 | 370 |
Holder's Acquisition of First Mortgage Originated directly from borrower |
11770 | 2652 | 1739 | 357 | 201 | 588 | 3687 | 135 | 290 | 11 | 26 | 799 | 339 | 371 | 390 | 184 |
Purchased from present servicer | 6620 | 755 | 301 | 66 | 110 | 907 | 3652 | 105 | 94 | 26 | 6 | 121 | 96 | 235 | 48 | 99 |
Purchased from someone else | 6900 | 788 | 571 | 66 | 80 | 324 | 4190 | 164 | 138 | 5 | 7 | 106 | 131 | 178 | 55 | 98 |
Not reported | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
First Mortgage Loan as a Percent of Purchase Price Properties acquired by purchase with first mortgage made or assumed at time of purchase | 17099 | 2980 | 1767 | 343 | 291 | 1098 | 7709 | 230 | 389 | 39 | 25 | 627 | 349 | 599 | 391 | 262 |
Less than 40 percent | 757 | 149 | 86 | 19 | 6 | 46 | 343 | 7 | 15 | 5 | 0 | 30 | 9 | 16 | 16 | 11 |
40 to 49 percent | 530 | 102 | 71 | 18 | 9 | 42 | 231 | 0 | 11 | 0 | 0 | 32 | 3 | 4 | 4 | 3 |
50 to 59 percent | 774 | 100 | 89 | 12 | 32 | 39 | 389 | 27 | 9 | 0 | 4 | 22 | 8 | 10 | 19 | 12 |
60 to 69 percent | 2099 | 338 | 209 | 62 | 23 | 113 | 1003 | 38 | 66 | 7 | 0 | 64 | 44 | 103 | 17 | 12 |
70 to 79 percent | 2268 | 393 | 304 | 41 | 7 | 221 | 1000 | 36 | 38 | 7 | 7 | 58 | 46 | 68 | 33 | 11 |
80 to 89 percent | 3208 | 516 | 328 | 48 | 51 | 253 | 1480 | 47 | 49 | 12 | 3 | 113 | 72 | 119 | 67 | 49 |
90 to 94 percent | 1332 | 209 | 112 | 13 | 31 | 41 | 620 | 15 | 54 | 4 | 3 | 64 | 18 | 70 | 53 | 23 |
95 to 99 percent | 1285 | 196 | 123 | 17 | 40 | 76 | 600 | 13 | 53 | 4 | 5 | 35 | 14 | 46 | 35 | 28 |
100 percent or more | 4518 | 923 | 421 | 105 | 69 | 259 | 1902 | 46 | 79 | 0 | 3 | 191 | 125 | 149 | 147 | 100 |
Not reported | 328 | 54 | 25 | 9 | 22 | 9 | 140 | 0 | 16 | 0 | 0 | 18 | 10 | 13 | 0 | 12 |
Median | 86 | 87 | 83 | 83 | 91 | 83 | 86 | 81 | 90 | 80 | 86 | 89 | 88 | 88 | 94 | 96 |
Other properties | 8191 | 1214 | 844 | 146 | 99 | 721 | 3821 | 173 | 134 | 3 | 14 | 399 | 218 | 185 | 102 | 118 |
Not available | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
First Mortgage Loan as a Percent of Value Properties acquired by purchase with first mortgage made or assumed at time of purchase |
17099 | 2980 | 1767 | 343 | 291 | 1098 | 7709 | 230 | 389 | 39 | 25 | 627 | 349 | 599 | 391 | 262 |
Less than 40 percent | 940 | 175 | 90 | 45 | 6 | 75 | 405 | 4 | 18 | 5 | 0 | 60 | 9 | 20 | 18 | 11 |
40 to 49 percent | 601 | 115 | 80 | 13 | 9 | 51 | 265 | 9 | 11 | 3 | 4 | 26 | 0 | 4 | 7 | 3 |
50 to 59 percent | 857 | 105 | 117 | 36 | 26 | 57 | 412 | 11 | 9 | 0 | 0 | 33 | 17 | 10 | 15 | 9 |
60 to 69 percent | 3533 | 707 | 326 | 68 | 33 | 262 | 1604 | 64 | 62 | 4 | 5 | 103 | 72 | 107 | 90 | 27 |
70 to 79 percent | 3082 | 446 | 388 | 42 | 16 | 327 | 1467 | 74 | 43 | 15 | 7 | 93 | 46 | 66 | 43 | 11 |
80 to 89 percent | 2792 | 465 | 285 | 56 | 39 | 204 | 1218 | 42 | 49 | 4 | 3 | 111 | 71 | 118 | 77 | 49 |
90 to 94 percent | 1088 | 175 | 76 | 9 | 35 | 34 | 485 | 14 | 54 | 4 | 3 | 48 | 34 | 62 | 33 | 23 |
95 to 99 percent | 1044 | 167 | 105 | 18 | 30 | 47 | 462 | 3 | 53 | 4 | 3 | 32 | 19 | 49 | 23 | 28 |
100 percent or more | 2861 | 576 | 275 | 46 | 76 | 38 | 1260 | 8 | 79 | 0 | 0 | 106 | 71 | 149 | 87 | 89 |
Not reported | 301 | 50 | 25 | 9 | 20 | 5 | 130 | 0 | 12 | 0 | 0 | 15 | 10 | 13 | 0 | 12 |
Median | 78 | 78 | 77 | 71 | 91 | 73 | 78 | 74 | 89 | 75 | 76 | 79 | 84 | 87 | 83 | 93 |
Other properties | 8191 | 1214 | 844 | 146 | 99 | 721 | 3821 | 173 | 134 | 3 | 14 | 399 | 218 | 185 | 102 | 118 |
Not available | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
First Mortgage Risk Subprime loan |
1367 | 172 | 84 | 7 | 62 | 244 | 345 | 75 | 28 | 10 | 0 | 34 | 197 | 39 | 39 | 30 |
Not subprime loan | 23923 | 4022 | 2527 | 482 | 328 | 1574 | 11185 | 328 | 495 | 32 | 39 | 991 | 370 | 745 | 454 | 350 |
Not reported | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Total Outstanding Debt as a Percent of Value Less than 20 percent |
2156 | 415 | 224 | 86 | 24 | 134 | 850 | 28 | 33 | 5 | 10 | 138 | 38 | 97 | 52 | 22 |
20 to 29 percent | 1774 | 299 | 181 | 70 | 18 | 125 | 849 | 34 | 34 | 3 | 0 | 50 | 23 | 35 | 33 | 20 |
30 to 39 percent | 2234 | 320 | 258 | 52 | 34 | 188 | 1032 | 24 | 43 | 7 | 0 | 109 | 56 | 35 | 33 | 41 |
40 to 49 percent | 2746 | 408 | 320 | 62 | 32 | 192 | 1289 | 61 | 47 | 8 | 10 | 107 | 57 | 56 | 61 | 37 |
50 to 59 percent | 3740 | 593 | 435 | 45 | 73 | 312 | 1768 | 77 | 74 | 4 | 7 | 83 | 41 | 118 | 56 | 54 |
60 to 69 percent | 3819 | 633 | 339 | 65 | 50 | 257 | 1938 | 35 | 55 | 7 | 3 | 160 | 64 | 108 | 65 | 40 |
70 to 79 percent | 3707 | 579 | 350 | 47 | 74 | 268 | 1722 | 62 | 83 | 0 | 8 | 165 | 50 | 147 | 83 | 66 |
80 to 89 percent | 2133 | 394 | 199 | 33 | 20 | 151 | 944 | 39 | 54 | 4 | 0 | 75 | 62 | 67 | 45 | 46 |
90 to 99 percent | 1518 | 284 | 152 | 2 | 29 | 100 | 575 | 33 | 48 | 4 | 0 | 63 | 73 | 82 | 37 | 36 |
100 percent or more | 1092 | 216 | 128 | 14 | 16 | 91 | 377 | 10 | 30 | 0 | 0 | 65 | 89 | 22 | 28 | 6 |
Not reported or not computed | 372 | 54 | 25 | 13 | 20 | 0 | 186 | 0 | 22 | 0 | 0 | 11 | 13 | 17 | 0 | 12 |
Median | 59 | 61 | 57 | 45 | 61 | 59 | 59 | 57 | 64 | 47 | 49 | 61 | 70 | 64 | 62 | 63 |
MORTGAGE PAYMENTS AND OTHER EXPENSES Method of Payment of First Mortgage Regular payments of interest and/or principal |
24506 | 4048 | 2545 | 462 | 368 | 1790 | 11180 | 403 | 496 | 42 | 39 | 989 | 549 | 752 | 481 | 363 |
Interest and principal | 24456 | 4028 | 2524 | 462 | 368 | 1783 | 11180 | 403 | 496 | 42 | 39 | 989 | 549 | 752 | 478 | 363 |
Fully amortized | 22471 | 3411 | 2282 | 436 | 350 | 1680 | 10543 | 384 | 480 | 38 | 31 | 906 | 510 | 693 | 379 | 348 |
Not fully amortized | 1984 | 618 | 242 | 26 | 17 | 103 | 637 | 19 | 16 | 4 | 8 | 83 | 38 | 59 | 99 | 14 |
Interest only | 51 | 20 | 21 | 0 | 0 | 7 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 4 | 0 |
No regular payments required | 76 | 9 | 8 | 0 | 3 | 25 | 23 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 8 | 0 |
Not reported | 707 | 137 | 58 | 28 | 19 | 4 | 327 | 0 | 27 | 0 | 0 | 37 | 18 | 31 | 4 | 17 |
Items Included in First Mortgage Payment@1 Regular monthly payments of both interest and principal |
24456 | 4028 | 2524 | 462 | 368 | 1783 | 11180 | 403 | 496 | 42 | 39 | 989 | 549 | 752 | 478 | 363 |
Real estate taxes | 7718 | 446 | 659 | 140 | 20 | 1140 | 4680 | 220 | 15 | 29 | 21 | 201 | 24 | 42 | 57 | 24 |
Property insurance | 6566 | 383 | 474 | 50 | 15 | 1024 | 4094 | 193 | 19 | 21 | 16 | 158 | 19 | 39 | 44 | 15 |
Mortgage insurance | 472 | 14 | 11 | 0 | 0 | 68 | 354 | 8 | 0 | 0 | 0 | 17 | 0 | 0 | 0 | 0 |
Other | 2449 | 166 | 117 | 6 | 13 | 585 | 1387 | 40 | 11 | 11 | 13 | 52 | 7 | 31 | 10 | 0 |
No items included or not reported | 16423 | 3517 | 1857 | 322 | 344 | 542 | 6416 | 154 | 477 | 13 | 18 | 783 | 525 | 700 | 416 | 339 |
No regular payments of interest and principal |
834 | 166 | 87 | 28 | 23 | 36 | 350 | 0 | 27 | 0 | 0 | 37 | 18 | 31 | 16 | 17 |
Monthly Interest and Principal Payments on First Mortgage Monthly payments of interest and/or principal |
24506 | 4048 | 2545 | 462 | 368 | 1790 | 11180 | 403 | 496 | 42 | 39 | 989 | 549 | 752 | 481 | 363 |
Less than $100 | 107 | 38 | 10 | 10 | 0 | 7 | 23 | 0 | 5 | 0 | 0 | 0 | 4 | 5 | 0 | 6 |
$100 to $199 | 521 | 142 | 56 | 21 | 8 | 21 | 123 | 9 | 16 | 0 | 7 | 57 | 18 | 13 | 26 | 4 |
$200 to $299 | 1485 | 361 | 119 | 28 | 44 | 107 | 589 | 17 | 11 | 0 | 4 | 78 | 32 | 25 | 56 | 15 |
$300 to $399 | 2130 | 450 | 255 | 48 | 25 | 156 | 833 | 17 | 25 | 3 | 0 | 98 | 33 | 77 | 72 | 38 |
$400 to $499 | 2343 | 378 | 228 | 49 | 25 | 168 | 1124 | 15 | 19 | 7 | 10 | 119 | 45 | 68 | 66 | 22 |
$500 to $599 | 2489 | 414 | 244 | 63 | 39 | 228 | 1115 | 44 | 58 | 7 | 0 | 118 | 45 | 54 | 43 | 17 |
$600 to $699 | 2446 | 414 | 279 | 36 | 29 | 174 | 1097 | 40 | 54 | 0 | 3 | 107 | 70 | 75 | 21 | 47 |
$700 to $799 | 2147 | 290 | 262 | 13 | 12 | 109 | 1139 | 32 | 44 | 4 | 5 | 73 | 49 | 51 | 26 | 38 |
$800 to $899 | 1804 | 262 | 142 | 33 | 21 | 130 | 893 | 35 | 52 | 0 | 3 | 67 | 30 | 76 | 31 | 29 |
$900 to $999 | 1615 | 215 | 155 | 31 | 41 | 120 | 806 | 9 | 36 | 0 | 3 | 38 | 53 | 59 | 26 | 24 |
$1,000 to $1,249 | 2838 | 370 | 301 | 63 | 45 | 175 | 1400 | 32 | 75 | 7 | 3 | 105 | 90 | 88 | 42 | 42 |
$1,250 to $1,499 | 1511 | 187 | 110 | 13 | 35 | 99 | 830 | 18 | 31 | 5 | 0 | 38 | 29 | 55 | 31 | 30 |
$1,500 or more | 3071 | 526 | 385 | 55 | 43 | 296 | 1209 | 136 | 69 | 7 | 0 | 90 | 53 | 106 | 42 | 54 |
Median | 734 | 658 | 732 | 634 | 806 | 731 | 760 | 878 | 830 | 777 | 489 | 622 | 758 | 811 | 547 | 791 |
Mean | 913 | 862 | 942 | 857 | 1401 | 997 | 891 | 1376 | 955 | 1114 | 576 | 869 | 862 | 956 | 714 | 962 |
No regular payments required | 76 | 9 | 8 | 0 | 3 | 25 | 23 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 8 | 0 |
Not reported | 707 | 137 | 58 | 28 | 19 | 4 | 327 | 0 | 27 | 0 | 0 | 37 | 18 | 31 | 4 | 17 |
Current First Mortgage Payment Status Regular monthly payments of principal and/or interest |
25213 | 4185 | 2603 | 489 | 387 | 1794 | 11507 | 403 | 523 | 42 | 39 | 1026 | 567 | 784 | 485 | 380 |
Up-to-date, ahead of schedule, or less than 90 days past due |
12668 | 1715 | 1177 | 271 | 35 | 1636 | 6123 | 376 | 32 | 42 | 39 | 613 | 268 | 53 | 247 | 40 |
Delinquent by 90 days or more | 213 | 24 | 0 | 0 | 0 | 54 | 89 | 6 | 0 | 0 | 0 | 6 | 6 | 0 | 28 | 0 |
Legal proceedings have begun | 86 | 4 | 0 | 0 | 0 | 20 | 42 | 3 | 0 | 0 | 0 | 6 | 6 | 0 | 5 | 0 |
Legal proceedings have not begun | 70 | 0 | 0 | 0 | 0 | 29 | 15 | 3 | 0 | 0 | 0 | 0 | 0 | 0 | 22 | 0 |
Not reported | 57 | 20 | 0 | 0 | 0 | 5 | 32 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Not reported | 12333 | 2446 | 1426 | 218 | 352 | 104 | 5294 | 20 | 492 | 0 | 0 | 406 | 292 | 731 | 210 | 340 |
Other properties | 76 | 9 | 8 | 0 | 3 | 25 | 23 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 8 | 0 |
Interest and Principal Payments on Traditional First Mortgages as Percent of Income Monthly payments of interest and/or principal |
24506 | 4048 | 2545 | 462 | 368 | 1790 | 11180 | 403 | 496 | 42 | 39 | 989 | 549 | 752 | 481 | 363 |
Less than 5 percent | 997 | 215 | 67 | 33 | 10 | 110 | 353 | 18 | 22 | 0 | 7 | 55 | 20 | 33 | 51 | 3 |
5 to 9 percent | 4654 | 792 | 415 | 126 | 55 | 256 | 2291 | 63 | 70 | 20 | 16 | 237 | 46 | 89 | 112 | 66 |
10 to 14 percent | 6193 | 917 | 774 | 122 | 88 | 433 | 2955 | 117 | 100 | 4 | 7 | 264 | 106 | 134 | 88 | 86 |
15 to 19 percent | 4348 | 672 | 417 | 57 | 63 | 319 | 2052 | 56 | 107 | 7 | 0 | 162 | 124 | 163 | 94 | 55 |
20 to 24 percent | 2625 | 392 | 269 | 33 | 67 | 184 | 1149 | 71 | 59 | 3 | 5 | 114 | 84 | 113 | 43 | 39 |
25 to 29 percent | 1296 | 225 | 142 | 16 | 13 | 126 | 542 | 23 | 43 | 0 | 0 | 38 | 30 | 55 | 19 | 25 |
30 to 34 percent | 800 | 121 | 65 | 3 | 14 | 67 | 354 | 27 | 20 | 0 | 0 | 17 | 18 | 49 | 12 | 32 |
35 to 39 percent | 445 | 95 | 70 | 12 | 10 | 45 | 168 | 7 | 9 | 0 | 0 | 16 | 0 | 3 | 4 | 5 |
40 to 49 percent | 525 | 97 | 44 | 8 | 4 | 53 | 218 | 13 | 18 | 0 | 0 | 11 | 7 | 22 | 17 | 14 |
50 percent or more | 815 | 136 | 95 | 26 | 18 | 79 | 324 | 0 | 15 | 4 | 0 | 17 | 41 | 28 | 16 | 19 |
Not reported or not computed | 1809 | 387 | 188 | 26 | 25 | 118 | 773 | 7 | 32 | 4 | 5 | 59 | 74 | 65 | 27 | 19 |
Median | 15 | 14 | 14 | 12 | 16 | 16 | 14 | 15 | 17 | 10 | 8 | 13 | 18 | 18 | 14 | 17 |
No regular payments required | 783 | 146 | 66 | 28 | 23 | 29 | 350 | 0 | 27 | 0 | 0 | 37 | 18 | 31 | 12 | 17 |
Real Estate Tax Per $1,000 Value Acquired before 2000 |
22161 | 3659 | 2213 | 450 | 327 | 1594 | 10287 | 353 | 454 | 38 | 39 | 882 | 492 | 628 | 418 | 327 |
Less than $5 | 5209 | 998 | 499 | 98 | 75 | 341 | 2366 | 49 | 104 | 11 | 9 | 213 | 130 | 150 | 88 | 77 |
$5 to $9 | 5918 | 933 | 606 | 95 | 79 | 520 | 2666 | 139 | 123 | 10 | 6 | 256 | 155 | 148 | 88 | 92 |
$10 to $14 | 4868 | 707 | 388 | 96 | 65 | 355 | 2408 | 87 | 93 | 9 | 12 | 207 | 78 | 132 | 146 | 84 |
$15 to $19 | 2653 | 379 | 287 | 51 | 37 | 159 | 1321 | 21 | 52 | 8 | 8 | 101 | 44 | 103 | 43 | 41 |
$20 to $24 | 1517 | 254 | 206 | 40 | 32 | 89 | 653 | 27 | 30 | 0 | 0 | 33 | 49 | 49 | 36 | 19 |
$25 to $29 | 699 | 121 | 61 | 22 | 8 | 45 | 342 | 21 | 23 | 0 | 0 | 31 | 9 | 16 | 0 | 0 |
$30 to $39 | 1120 | 234 | 156 | 45 | 20 | 85 | 446 | 7 | 25 | 0 | 5 | 33 | 23 | 18 | 18 | 5 |
$40 to $49 | 7 | 4 | 0 | 0 | 0 | 0 | 4 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
$50 to $59 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
$60 or more | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Not reported or not computed | 168 | 27 | 10 | 3 | 11 | 0 | 82 | 0 | 3 | 0 | 0 | 7 | 4 | 12 | 0 | 9 |
Median | 10 | 9 | 10 | 12 | 10 | 9 | 10 | 10 | 10 | 9 | 12 | 9 | 9 | 10 | 11 | 9 |
Acquired 2000 and 2001 (part) | 3128 | 535 | 397 | 39 | 64 | 225 | 1243 | 50 | 69 | 4 | 0 | 144 | 75 | 156 | 75 | 53 |
Last Revised: Wednesday, 07-Dec-2005 11:22:51 EST