American Housing Survey (AHS) |
|
Owner Occupied | ||||||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|
With mortgage | With no mortgage | Renter Occupied | ||||||||||
Not specified | Not specified | All renters | Unsubsidized renters@15 | |||||||||
Total | Specified@22 | Condo or Coop |
Other | Total | Specified | Condo or Coop |
Other | Specified@23 | Other | Specified | Other | |
Total |
4345 | 3478 | 389 | 477 | 13168 | 10187 | 843 | 2138 | 4232 | 67 | 2917 | 62 |
Income of Families and Primary Individuals Less than $5,000 |
308 | 229 | 39 | 39 | 1217 | 942 | 70 | 205 | 507 | 4 | 347 | 4 |
$5,000 to $9,999 | 319 | 263 | 22 | 34 | 1455 | 1054 | 85 | 316 | 1232 | 18 | 665 | 16 |
$10,000 to $14,999 | 451 | 342 | 39 | 70 | 1942 | 1466 | 122 | 354 | 850 | 19 | 549 | 19 |
$15,000 to $19,999 | 389 | 302 | 14 | 72 | 1577 | 1203 | 101 | 274 | 483 | 7 | 344 | 7 |
$20,000 to $24,999 | 326 | 248 | 25 | 53 | 1360 | 1064 | 67 | 229 | 292 | 5 | 244 | 5 |
$25,000 to $29,999 | 362 | 282 | 34 | 46 | 1173 | 883 | 92 | 199 | 236 | 3 | 201 | 3 |
$30,000 to $34,999 | 363 | 302 | 31 | 30 | 885 | 715 | 54 | 116 | 135 | 0 | 123 | 0 |
$35,000 to $39,999 | 222 | 162 | 27 | 33 | 655 | 526 | 38 | 91 | 92 | 3 | 78 | 3 |
$40,000 to $49,999 | 332 | 286 | 36 | 10 | 732 | 618 | 39 | 76 | 146 | 0 | 124 | 0 |
$50,000 to $59,999 | 282 | 240 | 21 | 21 | 571 | 425 | 58 | 88 | 86 | 4 | 77 | 4 |
$60,000 to $79,999 | 386 | 319 | 39 | 28 | 592 | 500 | 32 | 59 | 80 | 3 | 75 | 0 |
$80,000 to $99,999 | 185 | 149 | 23 | 12 | 299 | 222 | 31 | 47 | 31 | 0 | 31 | 0 |
$100,000 to $119,999 | 147 | 124 | 14 | 10 | 231 | 177 | 24 | 30 | 22 | 0 | 22 | 0 |
$120,000 or more | 272 | 230 | 25 | 17 | 478 | 391 | 31 | 56 | 41 | 0 | 36 | 0 |
Median | 30250 | 31216 | 33484 | 22136 | 21440 | 22009 | 23276 | 18546 | 12219 | 12845 | 14063 | 12849 |
Monthly Housing Costs Less than $100 |
9 | 4 | 2 | 2 | 471 | 266 | 36 | 169 | 75 | 5 | 29 | 2 |
$100 to $199 | 98 | 83 | 7 | 8 | 2813 | 2182 | 89 | 542 | 415 | 0 | 67 | 0 |
$200 to $249 | 104 | 94 | 3 | 7 | 1967 | 1591 | 70 | 306 | 257 | 0 | 56 | 0 |
$250 to $299 | 95 | 75 | 12 | 7 | 1895 | 1570 | 112 | 213 | 210 | 5 | 64 | 5 |
$300 to $349 | 200 | 142 | 3 | 55 | 1490 | 1205 | 101 | 184 | 165 | 6 | 83 | 6 |
$350 to $399 | 193 | 168 | 13 | 12 | 1105 | 860 | 96 | 149 | 171 | 0 | 103 | 0 |
$400 to $449 | 191 | 164 | 13 | 15 | 759 | 539 | 76 | 145 | 255 | 2 | 183 | 2 |
$450 to $499 | 220 | 189 | 14 | 17 | 561 | 431 | 40 | 91 | 270 | 2 | 208 | 2 |
$500 to $599 | 464 | 329 | 51 | 84 | 833 | 628 | 81 | 124 | 460 | 2 | 380 | 2 |
$600 to $699 | 399 | 305 | 42 | 53 | 432 | 316 | 35 | 82 | 401 | 3 | 348 | 0 |
$700 to $799 | 371 | 301 | 24 | 46 | 268 | 192 | 35 | 40 | 310 | 0 | 265 | 0 |
$800 to $999 | 637 | 519 | 70 | 48 | 252 | 178 | 29 | 45 | 376 | 4 | 335 | 4 |
$1,000 to $1,249 | 473 | 375 | 63 | 35 | 124 | 95 | 17 | 12 | 154 | 0 | 145 | 0 |
$1,250 to $1,499 | 337 | 270 | 29 | 38 | 55 | 41 | 10 | 4 | 95 | 0 | 83 | 0 |
$1,500 or more | 553 | 460 | 43 | 49 | 144 | 94 | 18 | 33 | 180 | 2 | 158 | 2 |
No cash rent | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 440 | 38 | 410 | 38 |
Median (excludes no cash rent) | 753 | 761 | 831 | 658 | 285 | 283 | 357 | 262 | 516 | 347 | 623 | 347 |
Median Monthly Housing Costs for Owners Monthly costs including all mortgages plus maintenance costs |
783 | 795 | 833 | 676 | 304 | 303 | 369 | 280 | 100- | 100- | 100- | 100- |
Monthly costs excluding second and subsequent mortgages and maintenance costs |
734 | 740 | 825 | 651 | 285 | 283 | 357 | 262 | 100- | 100- | 100- | 100- |
Monthly Housing Costs as Percent of Current Income@3 Less than 5 percent |
82 | 70 | 10 | 2 | 961 | 745 | 56 | 160 | 39 | 0 | 19 | 0 |
5 to 9 percent | 345 | 294 | 34 | 17 | 2512 | 1987 | 130 | 395 | 82 | 4 | 63 | 4 |
10 to 14 percent | 453 | 373 | 48 | 32 | 2519 | 1993 | 128 | 398 | 174 | 7 | 94 | 2 |
15 to 19 percent | 446 | 365 | 30 | 52 | 1766 | 1386 | 148 | 232 | 230 | 1 | 154 | 1 |
20 to 24 percent | 394 | 326 | 32 | 37 | 1167 | 924 | 67 | 177 | 314 | 0 | 174 | 0 |
25 to 29 percent | 364 | 282 | 45 | 37 | 783 | 558 | 64 | 161 | 409 | 2 | 175 | 2 |
30 to 34 percent | 302 | 256 | 10 | 36 | 544 | 407 | 35 | 102 | 292 | 2 | 153 | 2 |
35 to 39 percent | 280 | 212 | 29 | 38 | 427 | 308 | 24 | 94 | 241 | 7 | 140 | 7 |
40 to 49 percent | 401 | 294 | 40 | 67 | 565 | 396 | 57 | 112 | 386 | 2 | 298 | 2 |
50 to 59 percent | 237 | 202 | 12 | 23 | 319 | 244 | 33 | 42 | 313 | 0 | 240 | 0 |
60 to 69 percent | 200 | 154 | 12 | 33 | 154 | 123 | 7 | 24 | 192 | 0 | 154 | 0 |
70 to 99 percent | 288 | 212 | 31 | 45 | 243 | 189 | 26 | 28 | 392 | 4 | 319 | 4 |
100 percent or more@4 | 413 | 327 | 36 | 50 | 690 | 534 | 39 | 117 | 578 | 0 | 421 | 0 |
Zero or negative income | 139 | 111 | 19 | 9 | 518 | 392 | 29 | 97 | 151 | 0 | 103 | 0 |
No cash rent | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 440 | 38 | 410 | 38 |
Median (excludes 2 previous lines) | 30.2 | 29.5 | 28.4 | 37.9 | 15.9 | 15.6 | 18.1 | 16.4 | 41.0 | 31.5 | 47.7 | 36.0 |
Median (excludes 3 lines before medians) | 27.4 | 26.6 | 26.4 | 34.6 | 14.9 | 14.7 | 17.4 | 15.1 | 34.8 | 31.5 | 40.6 | 36.0 |
OWNER OCCUPIED UNITS Total |
4345 | 3478 | 389 | 477 | 13168 | 10187 | 843 | 2138 | 0 | 0 | 0 | 0 |
Value Less than $10,000 |
45 | 7 | 6 | 31 | 325 | 63 | 12 | 249 | 0 | 0 | 0 | 0 |
$10,000 to $19,999 | 50 | 9 | 0 | 41 | 339 | 113 | 5 | 221 | 0 | 0 | 0 | 0 |
$20,000 to $29,999 | 100 | 60 | 11 | 28 | 442 | 212 | 10 | 220 | 0 | 0 | 0 | 0 |
$30,000 to $39,999 | 124 | 87 | 5 | 32 | 463 | 286 | 22 | 154 | 0 | 0 | 0 | 0 |
$40,000 to $49,999 | 150 | 120 | 11 | 19 | 602 | 418 | 30 | 153 | 0 | 0 | 0 | 0 |
$50,000 to $59,999 | 192 | 138 | 16 | 38 | 829 | 609 | 73 | 148 | 0 | 0 | 0 | 0 |
$60,000 to $69,999 | 280 | 217 | 27 | 36 | 881 | 757 | 58 | 65 | 0 | 0 | 0 | 0 |
$70,000 to $79,999 | 256 | 189 | 23 | 44 | 951 | 785 | 61 | 105 | 0 | 0 | 0 | 0 |
$80,000 to $99,999 | 451 | 363 | 37 | 51 | 1683 | 1381 | 115 | 187 | 0 | 0 | 0 | 0 |
$100,000 to $119,999 | 329 | 261 | 36 | 33 | 1280 | 1027 | 74 | 179 | 0 | 0 | 0 | 0 |
$120,000 to $149,999 | 540 | 461 | 49 | 30 | 1403 | 1188 | 88 | 127 | 0 | 0 | 0 | 0 |
$150,000 to $199,999 | 623 | 523 | 74 | 26 | 1648 | 1390 | 132 | 126 | 0 | 0 | 0 | 0 |
$200,000 to $249,999 | 386 | 338 | 27 | 20 | 770 | 642 | 53 | 75 | 0 | 0 | 0 | 0 |
$250,000 to $299,999 | 237 | 200 | 17 | 19 | 482 | 431 | 26 | 25 | 0 | 0 | 0 | 0 |
$300,000 or more | 583 | 505 | 50 | 29 | 1070 | 883 | 83 | 104 | 0 | 0 | 0 | 0 |
Median | 130935 | 138747 | 134136 | 72972 | 101083 | 109116 | 109293 | 54837 | 10000- | 10000- | 10000- | 10000- |
Ratio of Value to Current Income Less than 1.5 |
547 | 368 | 63 | 115 | 1796 | 983 | 69 | 745 | 0 | 0 | 0 | 0 |
1.5 to 1.9 | 383 | 299 | 35 | 49 | 760 | 552 | 55 | 153 | 0 | 0 | 0 | 0 |
2.0 to 2.4 | 348 | 291 | 26 | 32 | 888 | 674 | 82 | 132 | 0 | 0 | 0 | 0 |
2.5 to 2.9 | 289 | 239 | 21 | 29 | 925 | 740 | 47 | 138 | 0 | 0 | 0 | 0 |
3.0 to 3.9 | 553 | 482 | 28 | 43 | 1528 | 1303 | 89 | 136 | 0 | 0 | 0 | 0 |
4.0 to 4.9 | 437 | 336 | 63 | 39 | 1184 | 955 | 93 | 137 | 0 | 0 | 0 | 0 |
5.0 or more | 1648 | 1353 | 135 | 160 | 5569 | 4588 | 380 | 601 | 0 | 0 | 0 | 0 |
Zero or negative income | 139 | 111 | 19 | 9 | 518 | 392 | 29 | 97 | 0 | 0 | 0 | 0 |
Median | 4.0 | 4.0 | 4.2 | 3.2 | 4.4 | 4.7 | 4.7 | 2.5 | 0.0 | 0.0 | 0.0 | 0.0 |
Average Monthly Cost Paid for Real Estate Taxes Less than $25 |
635 | 465 | 33 | 137 | 2758 | 1732 | 148 | 879 | 0 | 0 | 0 | 0 |
$25 to $49 | 630 | 507 | 34 | 89 | 2156 | 1641 | 93 | 422 | 0 | 0 | 0 | 0 |
$50 to $74 | 572 | 425 | 73 | 74 | 1842 | 1488 | 123 | 231 | 0 | 0 | 0 | 0 |
$75 to $99 | 445 | 376 | 45 | 25 | 1256 | 1060 | 66 | 130 | 0 | 0 | 0 | 0 |
$100 to $149 | 721 | 578 | 87 | 56 | 1872 | 1552 | 177 | 143 | 0 | 0 | 0 | 0 |
$150 to $199 | 478 | 407 | 47 | 24 | 1187 | 982 | 103 | 102 | 0 | 0 | 0 | 0 |
$200 or more | 863 | 719 | 71 | 73 | 2097 | 1732 | 134 | 231 | 0 | 0 | 0 | 0 |
Median | 93 | 97 | 105 | 54 | 72 | 80 | 97 | 36 | 25- | 25- | 25- | 25- |
OWNERS WITH ONE OR MORE OR LUMP-SUM HOME-EQUITY REGULAR MORTGAGES Total |
3838 | 3025 | 370 | 444 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Monthly Payment for Principal and Interest One or more regular mortgages |
3838 | 3025 | 370 | 444 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Less than $100 | 177 | 144 | 15 | 18 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
$100 to $199 | 350 | 260 | 31 | 59 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
$200 to $249 | 237 | 168 | 33 | 36 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
$250 to $299 | 283 | 209 | 34 | 39 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
$300 to $349 | 271 | 214 | 20 | 37 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
$350 to $399 | 266 | 176 | 40 | 51 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
$400 to $449 | 262 | 206 | 29 | 27 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
$450 to $499 | 208 | 153 | 25 | 31 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
$500 to $599 | 395 | 320 | 38 | 38 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
$600 to $699 | 298 | 246 | 31 | 21 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
$700 to $799 | 195 | 177 | 7 | 12 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
$800 to $999 | 325 | 277 | 26 | 22 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
$1,000 to $1,249 | 220 | 194 | 11 | 15 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
$1,250 to $1,499 | 132 | 95 | 20 | 18 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
$1,500 or more | 219 | 189 | 10 | 21 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Median | 467 | 494 | 420 | 382 | 100- | 100- | 100- | 100- | 100- | 100- | 100- | 100- |
Type of Primary Mortgage FHA |
339 | 287 | 26 | 26 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
VA | 145 | 129 | 12 | 4 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
RHS/RD | 30 | 20 | 0 | 10 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Other types | 2766 | 2135 | 301 | 331 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Don't know | 21 | 21 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Not reported | 538 | 433 | 31 | 73 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Mortgage Origination Placed new mortgage(s) |
3780 | 2977 | 368 | 436 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Primary obtained when property acquired |
2181 | 1604 | 276 | 301 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Obtained later | 1599 | 1372 | 92 | 134 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Assumed | 53 | 44 | 2 | 8 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Wrap-around | 2 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Combination of the above | 2 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Payment Plan of Primary Mortgage Fixed payment, self-amortizing |
2776 | 2162 | 291 | 324 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Adjustable rate mortgage | 175 | 138 | 22 | 16 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Adjustable term mortgage | 106 | 92 | 0 | 14 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Graduated payment mortgage | 15 | 9 | 3 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Balloon | 29 | 29 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Other | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Combination of the above | 42 | 36 | 4 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Not reported | 694 | 559 | 50 | 86 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Payment Plan of Secondary Mortgage Units with two or more mortgages |
253 | 222 | 12 | 20 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Fixed payment, self-amortizing | 189 | 165 | 6 | 17 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Adjustable rate mortgage | 5 | 5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Adjustable term mortgage | 23 | 23 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Graduated payment mortgage | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Balloon | 3 | 0 | 3 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Other | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Combination of the above | 19 | 14 | 3 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Not reported | 15 | 15 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Lenders of Primary and Secondary Mortgages Only borrowed from firm(s) |
3195 | 2504 | 332 | 358 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Only borrowed from seller | 33 | 29 | 0 | 5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Only borrowed from other individual(s) | 26 | 19 | 4 | 3 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Borrowed from a firm and seller | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Borrowed from a firm and other individual |
2 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Borrowed from seller and other individual |
0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
One or both sources not reported | 582 | 471 | 33 | 78 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |