U.S. Census Bureau
 American Housing Survey (AHS)




American Housing Survey for the United States: 2001


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Table 7-19. Detailed Tenure by Financial Characteristics--Occupied Units With Elderly Householder
[Numbers in thousands.  Consistent with the 1990 Census.  ... means not applicable or sample too small.  - means zero or rounds to zero.]
Owner Occupied
With mortgage
With no mortgage
Renter Occupied
Not specified
Not specified
All renters
Unsubsidized
renters@15
Total Specified@22 Condo
or
Coop		 Other Total Specified Condo
or
Coop		 Other Specified@23 Other Specified Other

Total		 4345 3478 389 477 13168 10187 843 2138 4232 67 2917 62

Income of Families and Primary
Individuals

Less than $5,000		 308 229 39 39 1217 942 70 205 507 4 347 4
$5,000 to $9,999 319 263 22 34 1455 1054 85 316 1232 18 665 16
$10,000 to $14,999 451 342 39 70 1942 1466 122 354 850 19 549 19
$15,000 to $19,999 389 302 14 72 1577 1203 101 274 483 7 344 7
$20,000 to $24,999 326 248 25 53 1360 1064 67 229 292 5 244 5
$25,000 to $29,999 362 282 34 46 1173 883 92 199 236 3 201 3
$30,000 to $34,999 363 302 31 30 885 715 54 116 135 0 123 0
$35,000 to $39,999 222 162 27 33 655 526 38 91 92 3 78 3
$40,000 to $49,999 332 286 36 10 732 618 39 76 146 0 124 0
$50,000 to $59,999 282 240 21 21 571 425 58 88 86 4 77 4
$60,000 to $79,999 386 319 39 28 592 500 32 59 80 3 75 0
$80,000 to $99,999 185 149 23 12 299 222 31 47 31 0 31 0
$100,000 to $119,999 147 124 14 10 231 177 24 30 22 0 22 0
$120,000 or more 272 230 25 17 478 391 31 56 41 0 36 0
Median 30250 31216 33484 22136 21440 22009 23276 18546 12219 12845 14063 12849

Monthly Housing Costs

Less than $100		 9 4 2 2 471 266 36 169 75 5 29 2
$100 to $199 98 83 7 8 2813 2182 89 542 415 0 67 0
$200 to $249 104 94 3 7 1967 1591 70 306 257 0 56 0
$250 to $299 95 75 12 7 1895 1570 112 213 210 5 64 5
$300 to $349 200 142 3 55 1490 1205 101 184 165 6 83 6
$350 to $399 193 168 13 12 1105 860 96 149 171 0 103 0
$400 to $449 191 164 13 15 759 539 76 145 255 2 183 2
$450 to $499 220 189 14 17 561 431 40 91 270 2 208 2
$500 to $599 464 329 51 84 833 628 81 124 460 2 380 2
$600 to $699 399 305 42 53 432 316 35 82 401 3 348 0
$700 to $799 371 301 24 46 268 192 35 40 310 0 265 0
$800 to $999 637 519 70 48 252 178 29 45 376 4 335 4
$1,000 to $1,249 473 375 63 35 124 95 17 12 154 0 145 0
$1,250 to $1,499 337 270 29 38 55 41 10 4 95 0 83 0
$1,500 or more 553 460 43 49 144 94 18 33 180 2 158 2
No cash rent 0 0 0 0 0 0 0 0 440 38 410 38
Median (excludes no cash rent) 753 761 831 658 285 283 357 262 516 347 623 347

Median Monthly Housing Costs for
Owners

Monthly costs including all mortgages
plus maintenance costs		 783 795 833 676 304 303 369 280 100- 100- 100- 100-
Monthly costs excluding second and
subsequent mortgages and maintenance
costs		 734 740 825 651 285 283 357 262 100- 100- 100- 100-

Monthly Housing Costs as Percent of
Current Income@3

Less than 5 percent		 82 70 10 2 961 745 56 160 39 0 19 0
5 to 9 percent 345 294 34 17 2512 1987 130 395 82 4 63 4
10 to 14 percent 453 373 48 32 2519 1993 128 398 174 7 94 2
15 to 19 percent 446 365 30 52 1766 1386 148 232 230 1 154 1
20 to 24 percent 394 326 32 37 1167 924 67 177 314 0 174 0
25 to 29 percent 364 282 45 37 783 558 64 161 409 2 175 2
30 to 34 percent 302 256 10 36 544 407 35 102 292 2 153 2
35 to 39 percent 280 212 29 38 427 308 24 94 241 7 140 7
40 to 49 percent 401 294 40 67 565 396 57 112 386 2 298 2
50 to 59 percent 237 202 12 23 319 244 33 42 313 0 240 0
60 to 69 percent 200 154 12 33 154 123 7 24 192 0 154 0
70 to 99 percent 288 212 31 45 243 189 26 28 392 4 319 4
100 percent or more@4 413 327 36 50 690 534 39 117 578 0 421 0
Zero or negative income 139 111 19 9 518 392 29 97 151 0 103 0
No cash rent 0 0 0 0 0 0 0 0 440 38 410 38
Median (excludes 2 previous lines) 30.2 29.5 28.4 37.9 15.9 15.6 18.1 16.4 41.0 31.5 47.7 36.0
Median (excludes 3 lines before medians) 27.4 26.6 26.4 34.6 14.9 14.7 17.4 15.1 34.8 31.5 40.6 36.0

OWNER OCCUPIED UNITS

Total		 4345 3478 389 477 13168 10187 843 2138 0 0 0 0

Value

Less than $10,000		 45 7 6 31 325 63 12 249 0 0 0 0
$10,000 to $19,999 50 9 0 41 339 113 5 221 0 0 0 0
$20,000 to $29,999 100 60 11 28 442 212 10 220 0 0 0 0
$30,000 to $39,999 124 87 5 32 463 286 22 154 0 0 0 0
$40,000 to $49,999 150 120 11 19 602 418 30 153 0 0 0 0
$50,000 to $59,999 192 138 16 38 829 609 73 148 0 0 0 0
$60,000 to $69,999 280 217 27 36 881 757 58 65 0 0 0 0
$70,000 to $79,999 256 189 23 44 951 785 61 105 0 0 0 0
$80,000 to $99,999 451 363 37 51 1683 1381 115 187 0 0 0 0
$100,000 to $119,999 329 261 36 33 1280 1027 74 179 0 0 0 0
$120,000 to $149,999 540 461 49 30 1403 1188 88 127 0 0 0 0
$150,000 to $199,999 623 523 74 26 1648 1390 132 126 0 0 0 0
$200,000 to $249,999 386 338 27 20 770 642 53 75 0 0 0 0
$250,000 to $299,999 237 200 17 19 482 431 26 25 0 0 0 0
$300,000 or more 583 505 50 29 1070 883 83 104 0 0 0 0
Median 130935 138747 134136 72972 101083 109116 109293 54837 10000- 10000- 10000- 10000-

Ratio of Value to Current Income

Less than 1.5		 547 368 63 115 1796 983 69 745 0 0 0 0
1.5 to 1.9 383 299 35 49 760 552 55 153 0 0 0 0
2.0 to 2.4 348 291 26 32 888 674 82 132 0 0 0 0
2.5 to 2.9 289 239 21 29 925 740 47 138 0 0 0 0
3.0 to 3.9 553 482 28 43 1528 1303 89 136 0 0 0 0
4.0 to 4.9 437 336 63 39 1184 955 93 137 0 0 0 0
5.0 or more 1648 1353 135 160 5569 4588 380 601 0 0 0 0
Zero or negative income 139 111 19 9 518 392 29 97 0 0 0 0
Median 4.0 4.0 4.2 3.2 4.4 4.7 4.7 2.5 0.0 0.0 0.0 0.0

Average Monthly Cost Paid for
Real Estate Taxes

Less than $25		 635 465 33 137 2758 1732 148 879 0 0 0 0
$25 to $49 630 507 34 89 2156 1641 93 422 0 0 0 0
$50 to $74 572 425 73 74 1842 1488 123 231 0 0 0 0
$75 to $99 445 376 45 25 1256 1060 66 130 0 0 0 0
$100 to $149 721 578 87 56 1872 1552 177 143 0 0 0 0
$150 to $199 478 407 47 24 1187 982 103 102 0 0 0 0
$200 or more 863 719 71 73 2097 1732 134 231 0 0 0 0
Median 93 97 105 54 72 80 97 36 25- 25- 25- 25-

OWNERS WITH ONE OR MORE OR LUMP-SUM HOME-EQUITY REGULAR MORTGAGES

Total		 3838 3025 370 444 0 0 0 0 0 0 0 0

Monthly Payment for Principal
and Interest

One or more regular mortgages		 3838 3025 370 444 0 0 0 0 0 0 0 0
Less than $100 177 144 15 18 0 0 0 0 0 0 0 0
$100 to $199 350 260 31 59 0 0 0 0 0 0 0 0
$200 to $249 237 168 33 36 0 0 0 0 0 0 0 0
$250 to $299 283 209 34 39 0 0 0 0 0 0 0 0
$300 to $349 271 214 20 37 0 0 0 0 0 0 0 0
$350 to $399 266 176 40 51 0 0 0 0 0 0 0 0
$400 to $449 262 206 29 27 0 0 0 0 0 0 0 0
$450 to $499 208 153 25 31 0 0 0 0 0 0 0 0
$500 to $599 395 320 38 38 0 0 0 0 0 0 0 0
$600 to $699 298 246 31 21 0 0 0 0 0 0 0 0
$700 to $799 195 177 7 12 0 0 0 0 0 0 0 0
$800 to $999 325 277 26 22 0 0 0 0 0 0 0 0
$1,000 to $1,249 220 194 11 15 0 0 0 0 0 0 0 0
$1,250 to $1,499 132 95 20 18 0 0 0 0 0 0 0 0
$1,500 or more 219 189 10 21 0 0 0 0 0 0 0 0
Median 467 494 420 382 100- 100- 100- 100- 100- 100- 100- 100-

Type of Primary Mortgage

FHA		 339 287 26 26 0 0 0 0 0 0 0 0
VA 145 129 12 4 0 0 0 0 0 0 0 0
RHS/RD 30 20 0 10 0 0 0 0 0 0 0 0
Other types 2766 2135 301 331 0 0 0 0 0 0 0 0
Don't know 21 21 0 0 0 0 0 0 0 0 0 0
Not reported 538 433 31 73 0 0 0 0 0 0 0 0

Mortgage Origination

Placed new mortgage(s)		 3780 2977 368 436 0 0 0 0 0 0 0 0
Primary obtained when property
acquired		 2181 1604 276 301 0 0 0 0 0 0 0 0
Obtained later 1599 1372 92 134 0 0 0 0 0 0 0 0
Assumed 53 44 2 8 0 0 0 0 0 0 0 0
Wrap-around 2 2 0 0 0 0 0 0 0 0 0 0
Combination of the above 2 2 0 0 0 0 0 0 0 0 0 0

Payment Plan of Primary Mortgage

Fixed payment, self-amortizing		 2776 2162 291 324 0 0 0 0 0 0 0 0
Adjustable rate mortgage 175 138 22 16 0 0 0 0 0 0 0 0
Adjustable term mortgage 106 92 0 14 0 0 0 0 0 0 0 0
Graduated payment mortgage 15 9 3 2 0 0 0 0 0 0 0 0
Balloon 29 29 0 0 0 0 0 0 0 0 0 0
Other 0 0 0 0 0 0 0 0 0 0 0 0
Combination of the above 42 36 4 2 0 0 0 0 0 0 0 0
Not reported 694 559 50 86 0 0 0 0 0 0 0 0

Payment Plan of Secondary Mortgage

Units with two or more mortgages		 253 222 12 20 0 0 0 0 0 0 0 0
Fixed payment, self-amortizing 189 165 6 17 0 0 0 0 0 0 0 0
Adjustable rate mortgage 5 5 0 0 0 0 0 0 0 0 0 0
Adjustable term mortgage 23 23 0 0 0 0 0 0 0 0 0 0
Graduated payment mortgage 0 0 0 0 0 0 0 0 0 0 0 0
Balloon 3 0 3 0 0 0 0 0 0 0 0 0
Other 0 0 0 0 0 0 0 0 0 0 0 0
Combination of the above 19 14 3 2 0 0 0 0 0 0 0 0
Not reported 15 15 0 0 0 0 0 0 0 0 0 0

Lenders of Primary and Secondary
Mortgages

Only borrowed from firm(s)		 3195 2504 332 358 0 0 0 0 0 0 0 0
Only borrowed from seller 33 29 0 5 0 0 0 0 0 0 0 0
Only borrowed from other individual(s) 26 19 4 3 0 0 0 0 0 0 0 0
Borrowed from a firm and seller 0 0 0 0 0 0 0 0 0 0 0 0
Borrowed from a firm and other
individual		 2 2 0 0 0 0 0 0 0 0 0 0
Borrowed from seller and other
individual		 0 0 0 0 0 0 0 0 0 0 0 0
One or both sources not reported 582 471 33 78 0 0 0 0 0 0 0 0
@22Limited to one-unit structures on less than 10 acres and no business on property.
@23Excludes one-unit structures on 10 acres or more.
@15Excludes units in public housing projects and housing units with government rent subsidies.
@3Beginning with 1989, this item uses current income in its calculation, see Appendix A.
@4May reflect a temporary situation, living off savings, or response error.

Go to American Housing Survey for the United States: 2001
Contact the American Housing Survey Branch by email or by phone at 301-763-3235 or 1-888-518-7365, or visit ask.census.gov for further information on American Housing Survey Data.

Source: U.S. Census Bureau, Housing and Household Economic Statistics Division
Last Revised: February 18, 2005