============= Page 1 of 3 ============= Schwab Oner Account Application ETF-0277F-000242 To open your Schwab One Account just complete and sign sections 1. 2, 3. 4. 5 and 9 of this application. ALSO If you would like checks and'or a VISA debit card. fill out and sign sections 6. 7 and 8. The minimum balance requirement is $5,000 in cash, marginable securities or a combination of cash and marginable securities. Even if you currently have a Schwab Accoc:nt,.we need you to complete all sections of this application. Do you euteeatty haw a Schwat+ Account? 0 Yes No If yes, we will convert your Sdwrab t A1 t t e What Is your Schwab Accounnme S " wa n cent. b .T ( r~ (Please note, IRA and Keogh accounts cannot be converted to a Schwab One Account.) Indicate the type of registration you want on your Schwab` One Account: J Individual >tlennp Code ~~ Suwce fiMe -~ i &ancn Othor and I , t ~' ~ ~ ~---- Accgp io Mwuner .~ 1 IFN ' 993 Cnara~ Srnwan & Co inc Nr Arpnts AexrrtM Ca5 2425 ---- - _. -. - ^- -" .. EXH008-00407 GOVERNMENT EXHIBIT 1896 Crim. No. H-04-25 (S-2) ============= Page 2 of 3 ============= ETF-0277F-000243 Attend NsIft JNe! Aooeotttl lNtNr Sx $aWg3yJTaa 10 Number 0-- SO" S.cwey/raa a) MIMIIbM Occ.aM.a LS-'ES-o336 GAS SEAAIICES 0-4110 Emporer Name Yrs. ren Enwbr.r Empogr Nsms Vim was w is isr ? -:;~_.a. ;!rw! ;JCr?s> ~. 9s,,. -,t ; »v r TDbve* Streel Address PC, Ro. •,ct tulhce'tl 1400 5MtTA s T - - - - -- -- - - --- - - -- - r -1Zooz (1IS issS-( 4 i}ausTO T . ( 1 . ~- f z rte ;r :ay. aes pence &rtn Deer ----~ _ Covn!r` Dr Ca ansrov j Coumrv d! upJi Res.denu -T9wm Dais w US it -7.5-53 S U j ~S US 4-7-53 _ _ 0551 ZL44 ! - 0fs610340 1 ~ Are rou mown 9y Any OJnw'ume' state Jw>eI i - AJe rou Knovm By Any CNMr NanbI tetra tweet - EweNr~Mi»tataa aaf.bC Ht~L aiMIMO r. .. ~r~ e ,0rreploy.d w C CPA v O a O Emptoy.d O tipn.OwW er ..a . .r.. O CPA i, D~ t C s.r-Empoy.d C srKnsrae io W O stje.m a O$ eWto. Worwa. 0 so-rid x 0 s*wvx stwo W O stw.r a Os- Nto. wXW.r C Unsn oy d in C Attont.y AT C ci.n 1 a 0 Peefe oerYreclreieai n O Uesmpby.d,a 0 Attonisy a 0 Clwteat a D Ptellpio.Iftlrr~aiLM es C Nonwrelr.r Ne - r' C Retl ed O tlet:ed rt . Sp.eey any PUNC dgded Winip y of Canwnr Name 1 Spscdy any p d "d COW" Name Which you me a drecmr. 107 shove- hoe ee or v*Cr.rrono othar EAl has C o~LP I which you and a dint Or, 10% etwe- Mere o eat ; ..w.Yl.t bee. wele wh(cr ttp•dtr c«norr wm. aierAtr lion wile WAidi Yom ,,,Y wme - 4d~rt0 :pow ---- (it you do not have a bank account, please list a financial institution in e.ut t.>sateac.t which you have funds deposited) (Account ho lder only.) ; Bars Name hoots, am A:LOurrt Number TC'Mts CoAE E 8A W. 54 - C'S 0 - l l S to Please furnish the following information 10 ho emaWm.e.enyewwic F.dueai Iowa. r Ira M it g Capital Preservation 15% Income 28'. Growls, 31'. Spec a;an ,Come. 3 Ateeeft tit o/Mr dreherspe Firnit 3J-werape • r , ysr.a identity your hynstment needs. For ant acon a I" plem pit re.....e ap.ei... t4wr. 0 rteaM .. 0 -te1. None C2 lieefa$is,000 C Limited C Limited O $15.00010$24.999 Good C Good 0 $25.000 to $49.999 Eaensrve E.tensrve C $50.000to$99.999 $100.000 or more 0 s1s,000att24,I `C $25,000 to s*ae C $50.000 to $99A99 r$ $100,000 or more. Please provide >oproexreate figure to ft ree.ee l $10.000: r NJ.KHiQci firm Wmet51 j (This information will be kept confidential) YES, I would like to order personalized Schwab One checks, printed with the following information: - - -- -- - -- - - --- ----- - . - -7---.-T T -r-T-r jrrt•. ACCJI. nt H0i4?r S Nd ^'! --~TT_ s~ s 4i$ ~~i skI LL;t~~c~i 1 Aodrrss 2 1 3 $~ IAIL.J6IAAI51 cM~"t~p;h~foitk 5 09 , EHHAk -HTIOkISI Special InfOrMaIlOn ,033111-7Z.14~4 Oj86 103~}D I Pl.aea ha Cur. In einn inr thae...rwisas nn II.. ImtIn..an..... EXH008-00408 ============= Page 3 of 3 ============= t ' YES, I mid like a $cMeieb One VISA debit cud with ATM access. Number of cards for account holder. 71 M 2 Number of cards for joint account holder (Only one allowed): 01 Please read carefully and sign below to open your Schwab One Account. + rn, • r r.: ^at !'sales Schwa b & Co Inc Scnv.ab + ipe-.. a tf+oke"Iqe Acs •.;, • . 're names ',ices a+ my account pendmq receipt or this Consent sled.- it 1rrS Cn to sAp Pur ti On ItUrt"er rein e.; rNC Bar' Nat+•JnaIA N er ')It io ss Ue I "e" Per penal y of peq;ry mat (11 :tie number shown on this Application s my cared taxpayer Bank, to ss+,e'IISA JvD•f :ardrti I as - .icarrd o .r. , Ap;,+i ^+c n r •.. !s..t :+ tr, PNC N ' , nt,l+catlor number and :'-' I trial 1 am not su ! ce bled .o backup withholding either because I have not , her he t S y w!':eao .rd Ja bound D +he terms of tt'e Scitwac One A,co.utt A re shill as ar:entt r affrc '~+ y " g ' r t been sootier that I am subject to backup 'wrthrtoklmg as a result of a failure 10 report all interest and n hnie 10 Time, whirr! governs my Scowan One Account It 1 90 rot receive or .• n 11 a? ' i(vioenas, or the internal Revenue Service has notified me that i am no longer subject to backup l s. ; ow ,e^?aro `ri? Sc^wan 0, a Account Agreement. I w!II nOhty Schwab wdhholdrag I understand that A 1 have been notified by the IRS that t am Subject to backup with- . ,•-- a .. .-t^ SKI ,on 7 of the itroeerare Acco :ht)lx)'! qQ nt. in/ Scnwyn OraraAccow~ l t rid a retail of a mvidend or interest under-reporting. and I have not received a notice from the x'--- - •e slat all ns01y anti other oni atlons ions 0 Sc +ab ta/aIl Dada To'p~Scn•.vJ~• advl m at ~ up wt holding s terminated. I must stake 0r cross Out the information rya Y , ,ln iii Sa+;., • es roil 'her Property row Ur ha!raarief tie r,. ntal.,e~n Ire 2 i a e :, r "N .i.+'rd 11 ,r ',t, rra_gr i ,•., z. au: N.r - Sin k an wrierher t agree to settle by arbitrttba a y eontrovsny baleen amypl all Schwab Mad/or say scbwal ti 'Milt AIM Otters ,nr , Sf:: 1n., i n? . ottian. directors. smpbyNS or pets refafag a the Sdewat. On AaMM Agrpmalt, hit' aroisrage Account or acc .M traaaptiorra• at in my way irisi.q from my re$lfealtp wit. a_r^•,•:~ ;. ^na^ n"ake nquiriestOrJill, .purDose Oandtrecred;t- Schwas as prettified in Soctim 23 of the Schwab On Acto.at ApesmSM. The ItnarrI.g .. ass i n' , spo.se -t I am r' rrled arc :we u, a .7onvn:J ad`; probe' r'aate. Such inquiries may /isctoasr.a are made /ae.aM M yplipt./e pll-rega/alary efgMit>~M ro/et: (11 Ait.ftratiot b information I !rave given n rry Srnwab One Accogrl Application. Contacting my fins I hall bf.dia or do patio; (2) The parties we wahrfq their right ba seek mirth S$ i cord. .}oVmr^r) credit reports, .I'urttter author +le Scriwab t.09:sc lose informaton to ,.mers t.d.dmpther{gM to a(.ey trial (3)Pr.•at/llrsti0.d .MI Is g..aata am IN itidaa hall art-U' +vt aid my accounts when d s necessary for ;,ry-•CleTinq transactions. to comply with a dfftereM from hart plaatdMgs; (4) The arlNlralses' aso I it all r..if.d M lacthds latlhal agency or court order such as tire RS or try SEC 'o 'he enstence and condition ""moor 1"M rease.ktgaNa.ypaty', rfghtleappMi aMsatlkaaNM, -11, MMi.p Sy1he or °', 4,zn,,rt for ath:rd party such as a ctedd bureau C:r •ir+,:na+n and as otherwise aithoraed by arbi rata! is strictly fueled; (S) The pa••f of arkibat.n will IypicIly itdade a miprtly N ne S ^aac One Account Agreement arbitration who were or are satiated wilt. IM ascoNhs idea ly. ai k•..;wiedge rr,at Schwab does not give legal or tae l:u ce 3;:a w+a not adase ,re Concernu,g the MO psr,MSgtl MitgapsatMararMMad eha sctIeSItlaeMVhlki.. Mr» *lsON*es ypra- ,etur' .r potential value Ot any particular ,scarTy lrarsacf.on Or nvesiment Strategy /tapsb arbitration *iMaya.WMyp.JTa.wtSt.S$Mli3MdicoMt.pMhlf.etlMaatMM Nike isaaarMaM.prdadwd aswMkas.MdptodsasithsMuss. msIf Me mgchifas All Secsrwes and Other Property now or nereaher held in 'he accou:1' c1 the u"Petsrgtred may be f..ngisuald of bytes Chas atd.n ow., (1) the Chile* cheated" is ds.iad. (2)$s tdw :.edged •epreopec, hypothecated or fehypotnerated. either ;eparare!,r or rogettwr with securities of is daarUM.d: or {3) No Ceat..Nr b 0"b" t.tM this dais by the tow. rise! :ustOmers. and either for the amount due Schwan or for a greater s .m •°"e'est nP debit balances will be charged and compounded n accor ;ai'ce with the Schwab One Sam forktaa.Cs m enPores an agre.msM M allith stet all a-Mt.tb a whir" M ay r$/pa - - - A, : o•un t Agreement !which includes Schwab s Disclosure of Credit Terms and Policiesii and as MersM. WKW this spet.NM ezespw t ft aim f ~ye,m.tted under the laws of the State 0f Caldor nia. /leap aft 00 be Schwab One ACCMM Ape...M eoMM.ai pus-lltttaM art.ifnMM apawat New yore Stock Exchange Rule 407 prohibits certain account holders from engarprrg in margin wt.itt.up010db.fpapa2527, pteMM230ftMMet..gpeAa.aaparliuala.I uubOus transactons rnMrout their employers pron written cosecs Schwab may suspend execution of any Aaw.i AyeMesM. BY I ACKN LEDGE THAT CERTAIN OF MY SECURITIES MAY BE LENT TO SCHWAR AS PRINCIPAL OR LEMT OUT TO OTHERS. J :JJIa wrna!.rr ' acc ..r• i' 5f r i?ais IC 1 LAMi x any 1/7 (N to is a pint accon , all accaat AoIMa mist siOM .) (Marl M Mprate at saafl4i.) FOR CHARILS SCHWAB USE ONLY ara~+ ^ iff+ce a.,0 ~ ~ ( I ~ ! i - ! ~ f 1113 ETF-0277F-000244 EXH008-00409