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Residential Finance Survey - Detailed Regional Tables: 2001

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Residential Finance Survey: 2001 - United States
Table 7-3a. Mortgage Insurance Status, Rental and Vacant 50-or-More-Housing-Unit Mortgaged Properties
^Number of mortgaged properties.
For information on confidentiality protection, sampling error, nonsampling error, and definitions, see text.
For minimum base of derived figures (percent, median, etc.) and meaning of symbols, see text.
@5Includes first mortgages that are guaranteed by the VA or Rural Housing Service/Rural Development or are insured by state and local governments with or without FHA insurance, VA, or Rural Housing Service/Rural Development guarantees.
Monthly Rental Receipts Per Housing Unit, Rental Receipts as Percent of Value, Rental Vacancy Losses as Percent of Potential Receipts, Interest and Principal Payments on First Mortgage as Percent of Rental Receipts and Real Estate Tax as Percent of Rental Receipts acquired before 2000 exclude properties with less than half of units in rental market during all of year preceding survey and cooperatively owned apartments^^

Properties with government-insured
rental market during all of year preceding survey and cooperatively owned apartments^^
or guaranteed first mortgage
Total mortgaged
properties
FHA
first mortgage
Other
insured or guaranteed
first mortgage@5
Properties with
privately-insured
first mortgage
Not insured

50-or-more housing properties
with traditional first mortgage
61105 6261 6316 4635 43893

PROPERTY CHARACTERISTICS


Property Location by Geographic Area

Inside MAs
56593 5409 5554 4400 41229
In central cities 31475 3295 2013 2618 23549
Not in central cities 25118 2115 3541 1782 17680
Outside MAs 4513 852 763 235 2664

Number of Housing Units

50 to 74 housing units
17736 1343 1977 1339 13076
75 to 99 housing units 9285 1046 701 700 6837
100 to 149 housing units 12855 1785 780 907 9384
150 to 199 housing units 7963 701 1819 452 4991
200 to 299 housing units 7604 857 678 573 5496
300 to 499 housing units 4542 377 262 595 3307
500 to 999 housing units 979 122 89 61 706
1,000 or more housing units 142 29 10 7 96

Manner of Acquisition

By purchase
55274 5762 5758 4256 39497
Placed one new mortgage 43602 4633 4721 3395 30853
Placed two or more new mortgages 3144 283 337 270 2254
Assumed mortgage(s) already on property 5072 524 481 413 3654
Assumed mortgage(s) already on property
and placed new mortgage
1096 134 45 53 864
Borrowed using assets other than this
property as collateral
438 45 20 34 338
Paid all cash-no borrowing 1275 104 101 45 1024
Other manner 647 38 54 46 510
By inheritance or gift 425 45 45 49 287
By divorce 20 4 5 0 11
By tax free exchange of
other property
728 73 31 52 572
By foreclosure or assignment 403 27 12 26 337
By some other manner 1401 120 62 85 1134
Not reported 2854 230 403 167 2055

Source of Downpayment@1

Properties purchased
1995 to 2001 (part)
22844 2171 1752 1704 17216
Sale of stock or other partnership
shares for this project
3251 272 194 241 2544
Sale of previously owned stocks,
shares, or other securities
472 9 39 105 320
Sale of land or other real estate 2135 144 230 244 1518
Owner's cash, bank deposits,
share accounts, or bonds
9730 788 689 720 7534
Borrowing from a retirement plan 44 3 0 4 37
Borrowing using assets other than this
property as collateral
1323 64 34 146 1079
Proceeds from an insurance policy 31 0 3 0 28
From a state or local government source 393 20 53 9 311
From a non-profit organization 245 31 24 19 171
Proceeds from sale of tax credits 1090 96 108 112 774
From parents or relatives 246 9 0 115 122
Other cash source 1169 137 61 120 851
Non-cash source 214 10 18 9 176
No downpayment required 1895 404 109 72 1310
Not reported 3238 359 376 200 2302
Other properties 37020 4001 4505 2875 25639
Not reported 1241 89 60 56 1037

Year Property Acquired

1999 to 2001 (part)
10626 1192 796 608 8030
1997 and 1998 9376 722 591 681 7381
1995 and 1996 5465 447 467 561 3990
1990 to 1994 7755 826 705 564 5660
1985 to 1989 8238 628 778 985 5847
1980 to 1984 7377 1106 580 475 5216
1975 to 1979 6270 714 1995 317 3244
1970 to 1974 3538 428 261 293 2556
1969 or earlier 2462 197 144 152 1968

Building and Land Acquisition

Acquired at same time
41894 4248 3058 3486 31102
Not acquired at same time 15583 1731 2813 903 10135
Land not owned by building owner 551 44 33 33 441
Not reported 3078 237 412 213 2215

Property New or Previously Owned When
Acquired

Acquired by purchase
55274 5762 5758 4256 39497
New 21461 2628 3466 1502 13864
Previously owned 32972 3075 2159 2662 25076
As residential property 31082 2933 2075 2275 23798
Converted from nonresidential use 1890 142 84 387 1277
Other 353 31 88 56 178
Not reported 488 28 45 36 379
Other properties 2978 269 155 213 2341
Not reported 2854 230 403 167 2055

Year Structure Built

1999 to March 2000
1873 443 80 95 1254
1997 and 1998 3191 347 200 168 2476
1995 and 1996 2276 152 314 248 1563
1990 to 1994 3355 297 367 252 2439
1980 to 1989 14864 1602 1656 1062 10543
1970 to 1979 18739 2112 2802 1492 12334
1960 to 1969 8445 693 465 547 6740
1950 to 1959 2539 91 141 191 2117
1940 to 1949 1280 200 53 126 901
1939 or earlier 4543 324 237 455 3526

Purchase Price Per Housing Unit@8

Properties acquired by
purchase 1997 to 2001 (part)
17882 1749 1316 1180 13636
Less than $20,000 4160 538 227 226 3168
$20,000 to $39,999 6550 504 500 474 5072
$40,000 to $59,999 3868 352 311 225 2979
$60,000 to $79,999 1860 220 181 114 1345
$80,000 to $99,999 735 83 51 44 557
$100,000 to $124,999 324 29 23 36 236
$125,000 to $149,999 179 11 13 38 118
$150,000 to $174,999 50 1 5 17 27
$175,000 to $199,999 42 1 3 0 38
$200,000 to $249,999 69 6 1 2 61
$250,000 to $299,999 13 3 0 1 8
$300,000 to $499,999 10 1 0 0 9
$500,000 or more 9 0 0 3 6
Median 34579 33354 37206 35368 34368
Mean 40690 37798 43206 45901 40367
Other properties 43224 4511 5001 3455 30257

Value

Less than $1,000,000
2667 469 294 262 1642
$1,000,000 to $1,999,999 7938 868 1120 534 5417
$2,000,000 to $2,999,999 8583 824 667 614 6477
$3,000,000 to $3,999,999 7819 752 517 603 5946
$4,000,000 to $4,999,999 5102 455 372 336 3939
$5,000,000 to $7,499,999 10845 1017 716 1110 8002
$7,500,000 to $9,999,999 4599 465 243 273 3618
$10,000,000 to $14,999,999 7167 674 1778 411 4305
$15,000,000 to $19,999,999 2564 309 163 140 1952
$20,000,000 to $29,999,999 2211 230 319 236 1425
$30,000,000 to $39,999,999 678 54 67 38 520
$40,000,000 to $49,999,999 346 32 36 47 231
$50,000,000 or more 586 112 26 31 418
Median 4695105 4476324 5656045 4909241 4625663
Mean 7358174 8016966 7404740 7387779 7254377

Value Per Housing Unit@8

Less than $20,000
8571 1061 741 635 6134
$20,000 to $39,999 22371 2422 1985 1986 15978
$40,000 to $59,999 16078 1429 2509 936 11205
$60,000 to $79,999 6789 556 524 511 5199
$80,000 to $99,999 3106 335 303 202 2265
$100,000 to $124,999 1840 202 148 133 1358
$125,000 to $149,999 955 98 48 68 740
$150,000 to $174,999 405 32 12 45 315
$175,000 to $199,999 228 28 12 12 176
$200,000 to $249,999 326 29 15 38 244
$250,000 to $299,999 166 14 8 3 140
$300,000 to $499,999 164 18 4 65 77
$500,000 or more 106 37 5 1 63
Median 39652 37090 43445 36939 39794
Mean 48827 48838 46563 49603 49070

Purchase Price as Percent of Value@8

Acquired by purchase
55274 5762 5758 4256 39497
Purchased 1997 to 2001 (part) 17882 1749 1316 1180 13636
Less than 60 percent 2100 289 125 144 1541
60 to 69 percent 1113 131 74 54 854
70 to 79 percent 2189 479 157 72 1480
80 to 99 percent 5895 326 404 384 4781
100 percent or more 6572 524 555 527 4967
Median 92 79 95 97 92
Purchased 1990 to 1996 (part) 11943 1126 1089 1021 8708
Less than 40 percent 1123 88 62 79 894
40 to 59 percent 1810 159 116 161 1374
60 to 79 percent 2807 261 197 281 2068
80 to 99 percent 2442 216 190 221 1816
100 percent or more 3737 403 524 270 2541
Median 82 85 98 79 80
Purchased 1989 or earlier 25449 2887 3354 2055 17153
Less than 20 percent 1373 130 85 77 1081
20 to 39 percent 2600 173 170 256 2000
40 to 59 percent 3785 345 270 508 2662
60 to 79 percent 4994 391 1818 245 2540
80 to 99 percent 3048 471 224 265 2089
100 percent or more 9506 1377 762 702 6666
Median 80 97 73 75 82
Not acquired by purchase 5832 499 558 380 4396

Value of Capital Improvements

Properties with capital
improvements between 1998
and 2000
39178 4080 3183 3173 28743
Less than $50,000 10021 1192 1043 763 7024
$50,000 to $99,999 6856 803 485 590 4978
$100,000 to $249,999 11297 1004 921 750 8623
$250,000 to $499,999 5299 576 319 395 4009
$500,000 to $749,999 2472 225 157 481 1608
$750,000 to $999,999 815 98 82 44 591
$1,000,000 to $1,499,999 910 71 62 70 708
$1,500,000 to $1,999,999 388 36 36 23 293
$2,000,000 to $2,999,999 398 34 25 16 324
$3,000,000 or more 721 40 53 42 586
Median 136001 106720 110342 146618 141227
Mean 387961 279059 335966 396784 408202
Properties with no capital
improvements between 1998 and 2000
12224 1260 2078 803 8083
Capital improvements not
reported
9704 921 1055 660 7067

Value of Capital Improvements Per Unit

Properties with capital
improvements between 1998
and 2000
39178 4080 3183 3173 28743
Less than $500 11216 1373 940 843 8060
$500 to $999 8506 1057 878 644 5927
$1,000 to $2,499 12556 1024 887 1235 9410
$2,500 to $4,999 4144 375 267 260 3242
$5,000 to $7,499 1132 158 75 87 812
$7,500 to $9,999 424 36 20 27 340
$10,000 to $14,999 370 23 28 40 279
$15,000 to $19,999 195 7 41 4 143
$20,000 to $29,999 192 10 24 7 150
$30,000 or more 442 16 23 26 378
Median 992 815 871 1121 1061
Mean 2551 1714 2257 2207 2740
Properties with no capital
improvements between 1998 and 2000
12224 1260 2078 803 8083
Capital improvements not
reported
9704 921 1055 660 7067

Monthly Rental Receipts Per Housing Unit

Acquired before 2000
54526 5468 5844 4259 38955
Less than $100 1463 242 118 166 938
$100 to $199 1765 81 219 80 1384
$200 to $299 2887 284 675 145 1783
$300 to $399 6626 487 650 883 4606
$400 to $499 8908 1240 667 595 6407
$500 to $599 10033 1009 601 857 7566
$600 to $799 7253 747 683 548 5276
$800 to $999 9959 746 1929 598 6686
$1000 or more 5474 624 300 375 4175
No rental receipts 157 9 1 14 133
Median 555 539 598 530 557
Mean 644 692 602 596 649
Acquired 2000 and 2001 (part) 6579 792 473 376 4938

Rental Receipts as Percent of Value@8

Acquired before 2000
54526 5468 5844 4259 38955
Less than 5 percent 1424 228 60 117 1019
5 to 9 percent 3407 256 297 289 2564
10 to 14 percent 16334 1628 1873 1228 11605
15 to 19 percent 14811 1197 2480 984 10151
20 to 24 percent 7989 978 565 864 5582
25 to 29 percent 4315 501 173 329 3311
30 to 39 percent 3034 357 232 229 2215
40 percent or more 3082 320 161 208 2393
Median 17 18 16 17 17
Acquired 2000 and 2001 (part) 6579 792 473 376 4938

Rental Vacancy Losses as Percent of
Potential Receipts

Acquired before 2000
54526 5468 5844 4259 38955
Less than 1.0 percent 7279 794 591 536 5359
1.0 to 2.9 percent 9854 1055 768 836 7194
3.0 to 4.9 percent 8330 920 594 566 6250
5.0 to 6.9 percent 5126 679 378 481 3588
7.0 to 8.9 percent 5096 265 1729 248 2854
9.0 to 10.9 percent 2468 252 116 165 1934
11.0 to 12.9 percent 1453 209 250 131 864
13.0 to 14.9 percent 731 59 51 36 585
15.0 percent or more 3730 331 140 565 2694
Not reported or not computed 10459 904 1227 695 7632
Median 4.2 3.9 6.9 4.4 4.0
Acquired 2000 and 2001 (part) 6579 792 473 376 4938

Age Restrictions

Property restricted to people
age 55 or older
10468 1214 1056 619 7580
Property not restricted to people
age 55 or older
48401 4870 4817 3877 34838
Not reported 2236 177 444 140 1475

Age Composition

Over one-half the residents of the
building age 55 or older
3452 593 257 235 2367
Over one-half the residents of the
building not age 55 or older
43396 4101 4533 3488 31274
Not reported 14258 1567 1526 912 10252

Meal Service Provided by Properties
Exclusively or Predominantly Occupied by
People Age 55 or Older

Property provides meal service
5664 690 408 322 4244
Charge included in rent 3546 511 200 238 2598
Charge not included in rent 694 53 70 42 529
Not reported 1424 126 138 43 1117
Property does not provide meal
service
7803 1112 868 602 5221
Not reported 47639 4459 5041 3711 34428

Type of Property Benefits@1

Government-sponsored below-market
interest rate mortgage loan
5925 849 844 529 3703
Government rental subsidy 14753 2133 1426 1191 10003
Government grant 832 69 80 200 484
Property tax relief 3486 321 226 338 2601
Federal income tax credit for
low-income, old or historic properties
3202 272 394 343 2194
Accelerated federal income tax
depreciation for low- and
moderate-income properties
752 134 98 34 486
Subsidy from a non-profit corporation 713 48 112 45 508
None of the above benefits 35168 2987 3591 2543 26047
Not reported 5700 535 683 364 4118

Source of Property Benefits@1

With property benefits
20238 2738 2043 1728 13729
Federal government 15528 2388 1641 1353 10146
State government 2667 260 210 243 1953
Local government 3713 358 212 309 2834
Non-profit corporation 713 48 112 45 508
Not reported 522 43 52 64 363
With no property benefits 35168 2987 3591 2543 26047
Not reported 5700 535 683 364 4118

Reason for Benefits@1

With property benefits
20238 2738 2043 1728 13729
Occupied by low- or moderate-income
individuals
16938 2286 1717 1458 11477
Occupied by elderly or disabled
individuals
7611 1063 743 536 5270
A historic structure 350 26 37 16 271
Located in a community development or
economic development area
828 95 71 40 621
Covered by a Homestead Exemption 90 3 0 15 72
Covered by a Community Land Trust 0 0 0 0 0
Covered by disaster relief 41 3 0 5 33
Other reason 882 110 30 141 600
Not reported 777 101 101 33 542
With no property benefits 35168 2987 3591 2543 26047
Not reported 5700 535 683 364 4118

Section 8 Rental Housing Certificates
and Vouchers

Property did or does have tenants
receiving Section 8 assistance
25738 2735 2297 2067 18639
Property has never had tenants
receiving Section 8 assistance
30503 3155 3429 2211 21708
Not reported 4864 371 590 357 3547

OWNER CHARACTERISTICS


Type of Owner

Individual investor(s)
7408 629 507 647 5624
Limited partnership 26622 3516 2578 1892 18636
Joint venture 661 50 58 33 520
General partnership 4472 445 320 305 3402
Life insurance company 108 13 18 9 67
Depository institution 5 0 0 0 5
Public real estate investment trust 1006 97 92 68 749
Private real estate investment trust 225 0 12 2 211
Corporation - other than real estate
investment trust
12605 795 2121 1004 8684
Housing cooperative organization 2222 190 100 161 1772
Non-profit or church-related institution 3912 375 356 281 2900
Pension fund 84 20 3 1 61
Fraternal organization 11 0 0 6 6
Other 1765 131 152 227 1255

MORTGAGE CHARACTERISTICS


Number of Mortgages

1 mortgage
53963 5516 5695 4022 38729
2 mortgages 5745 593 463 450 4239
3 or more mortgages 1398 152 159 163 925

Form of Debt of First Mortgage

Mortgage or deed of trust
61103 6261 6314 4635 43893
Contract to purchase 0 0 0 0 0
Some other loan secured by this property 3 0 3 0 0

Method of Loan Application

By computer over the Internet or
by e-mail
111 10 8 5 88
By telephone or FAX 6929 756 487 426 5261
By regular mail 6759 674 696 491 4898
By personal visit 19750 1997 1470 1610 14674
Through third party (such as real
estate agent or builder)
14847 1303 2402 1128 10014
Some other way 3528 455 175 319 2580
Not reported 6304 684 815 380 4425
Not available 2877 382 264 277 1954

Origin of First Mortgage

Mortgage made at time property acquired
36496 4281 3262 2915 26039
Mortgage assumed at the time property
acquired
5272 599 477 401 3796
Mortgage placed later than acquisition of
property
19337 1381 2578 1319 14058
Refinanced mortgage 18234 1281 2337 1272 13344
Same lender 4495 364 245 322 3564
Different lender 13740 917 2092 951 9780
Mortgage placed on property
owned free and clear of debt
1102 100 241 47 714
Not available 0 0 0 0 0

Purpose of First Mortgage Placed
Later Than Acquisition of Property

Properties on which
mortgages placed later
than acquisition of property
19337 1381 2578 1319 14058
Obtain lower interest rate 9955 517 1876 694 6868
Increase payment period for mortgage 529 16 28 66 418
Reduce payment period for mortgage 42 4 0 0 38
Renew or extend loan that had fallen
due, without increasing outstanding
balance
2251 190 131 184 1747
Receive cash or increase outstanding
balance of loan
3944 339 367 217 3022
Other reason 1779 243 130 128 1277
Not reported 836 73 46 31 687
Other properties 41769 4880 3739 3316 29835
Not available 0 0 0 0 0

Cash Received From Refinancing
or Placing Mortgage on Property
Owned Free and Clear

Properties on which cash
received
8972 444 2023 496 6009
Less than $1,000,000 4100 235 195 248 3422
$1,000,000 to $1,999,999 2984 119 1533 109 1224
$2,000,000 to $2,999,999 566 21 27 51 468
$3,000,000 to $3,999,999 346 15 30 16 284
$4,000,000 to $4,999,999 272 3 22 21 225
$5,000,000 to $7,499,999 175 17 23 22 113
$7,500,000 to $9,999,999 129 12 17 3 96
$10,000,000 to $14,999,999 232 2 154 15 60
$15,000,000 to $19,999,999 68 8 17 9 33
$20,000,000 to $29,999,999 48 5 2 2 39
$30,000,000 to $39,999,999 14 2 0 0 12
$40,000,000 to $49,999,999 5 0 0 0 5
$50,000,000 or more 34 4 4 0 27
Not reported 0 0 0 0 0
Median 1129499 944691 1532801 1000319 878018
Mean 2430523 6420637 2355291 2040816 2193379
Properties that refinanced
and did not receive cash back
7859 688 438 674 6060
Properties that refinanced
and did not report if received
cash back
2505 250 116 150 1990
Properties that did not
refinance
41769 4880 3739 3316 29835
Not available 0 0 0 0 0

Use of Cash From Refinancing or
Placing Mortgage on Property Owned Free
and Clear

Properties on which cash
received@1
8972 444 2023 496 6009
For additions, improvements or repairs
to this property
5820 297 1804 291 3427
To consolidate debts 635 28 27 39 541
For investment in other real estate 4237 177 1616 139 2304
For other types of investments 1077 85 71 61 860
For educational or medical expenses 17 0 0 0 17
To start a business 6 2 3 0 1
To settle a divorce 7 0 0 0 7
To pay taxes 113 34 0 8 71
To purchase an automobile, truck, or
other vehicle
20 0 0 0 20
To purchase consumer product other than
automobile, truck, or other vehicle
76 1 0 2 73
Other 1024 45 57 68 855
Not reported 249 9 10 0 230
Properties that refinanced
and did not receive cash back
7859 688 438 674 6060
Properties that refinanced
and did not report if received
cash back
2505 250 116 150 1990
Properties that did not
refinance
41769 4880 3739 3316 29835
Not available 0 0 0 0 0

Purpose of Second Mortgage

Properties with second
mortgage
6735 705 600 597 4833
Provide funds for the purchase of this
property
1968 227 159 194 1388
Provide funds for additions,
improvements or repairs to this
property
2385 230 237 204 1715
Provide funds for consolidation of debts 273 16 18 27 211
Provide funds for investment in other
real estate
253 33 18 9 193
Provide funds for other types of
investments
139 33 22 3 82
Provide funds for educational or
medical expenses
3 0 0 0 3
Provide funds for starting a business 7 0 0 0 7
Provide funds to settle a divorce 10 0 0 0 10
Provide funds to pay taxes 4 0 0 0 4
Provide funds to purchase automobile,
truck, or vehicle
0 0 0 0 0
Provide funds to purchase another type
of consumer product
0 0 0 0 0
Other reasons 834 103 47 65 619
Not reported 857 63 100 94 599
Other properties 54370 5556 5716 4039 39060

Purpose of Line of Credit

Properties with second
mortgage or line of credit
542 46 24 21 451
Provide funds for additions,
improvements or repairs to this
property
126 5 8 3 110
Provide funds for consolidation of debts 43 1 0 0 42
Provide funds for investment in other
real estate
63 0 0 0 63
Provide funds for other types of
investments
0 0 0 0 0
Provide funds for educational or
medical expenses
0 0 0 0 0
Provide funds for starting a business 17 6 0 6 6
Provide funds to settle a divorce 0 0 0 0 0
Provide funds to pay taxes 0 0 0 0 0
Provide funds to purchase automobile,
truck, or vehicle
0 0 0 0 0
Provide funds to purchase another type
of consumer product
0 0 0 0 0
Other reasons 37 9 2 5 21
Not reported 257 26 14 7 210
Other properties 60563 6215 6292 4615 43442

Year First Mortgage Made or
Assumed

1999 to 2001 (part)
18076 1752 1386 1135 13803
1997 and 1998 15738 1014 2251 1054 11419
1995 and 1996 6907 650 458 631 5167
1990 to 1994 6937 743 694 506 4993
1985 to 1989 4158 384 640 687 2448
1980 to 1984 4319 916 426 279 2699
1979 or earlier 4970 801 462 342 3365

Traditional First Mortgage Loan

Less than $500,000
2852 390 392 281 1789
$500,000 to $999,999 4903 290 664 381 3568
$1,000,000 to $1,499,999 7033 567 926 499 5041
$1,500,000 to $1,999,999 6496 861 324 463 4847
$2,000,000 to $2,499,999 5389 656 270 340 4123
$2,500,000 to $2,999,999 4451 287 338 372 3454
$3,000,000 to $3,999,999 6980 708 439 725 5109
$4,000,000 to $4,999,999 4759 528 312 386 3533
$5,000,000 to $7,499,999 7711 767 1826 386 4732
$7,500,000 to $9,999,999 3236 352 157 196 2531
$10,000,000 to $12,499,999 2091 242 298 162 1390
$12,500,000 to $14,999,999 1083 112 106 71 793
$15,000,000 to $19,999,999 1097 132 117 88 761
$20,000,000 or more 1214 152 95 86 881
Not reported 1811 217 52 201 1341
Median 2834191 2949453 3497260 2840763 2776111
Mean 4472478 4838448 4768084 4198318 4405552

Total Mortgage Loan

Less than $500,000
2530 390 315 269 1556
$500,000 to $999,999 4632 258 600 346 3429
$1,000,000 to $1,499,999 6751 528 932 456 4835
$1,500,000 to $1,999,999 6206 750 380 392 4684
$2,000,000 to $2,499,999 5227 643 262 333 3987
$2,500,000 to $2,999,999 4444 291 363 390 3401
$3,000,000 to $3,999,999 7118 763 431 738 5186
$4,000,000 to $4,999,999 4613 536 292 386 3399
$5,000,000 to $7,499,999 8455 815 1864 505 5271
$7,500,000 to $9,999,999 3405 393 161 201 2650
$10,000,000 to $12,499,999 2138 217 294 155 1473
$12,500,000 to $14,999,999 1186 131 116 77 862
$15,000,000 to $19,999,999 1185 159 141 82 804
$20,000,000 or more 1407 171 114 105 1017
Not reported 1810 217 52 201 1340
Median 2984052 3212975 3651551 3041353 2909511
Mean 4775329 5167951 5010110 4494548 4714263

Traditional First Mortgage Outstanding
Debt

Less than $500,000
5445 776 635 470 3564
$500,000 to $999,999 6689 553 780 486 4869
$1,000,000 to $1,499,999 7502 804 784 492 5422
$1,500,000 to $1,999,999 6390 635 356 526 4873
$2,000,000 to $2,499,999 5381 451 298 318 4314
$2,500,000 to $2,999,999 4003 361 268 283 3091
$3,000,000 to $3,999,999 6243 690 388 699 4465
$4,000,000 to $4,999,999 3606 377 273 315 2641
$5,000,000 to $7,499,999 6763 583 1785 337 4057
$7,500,000 to $9,999,999 2761 282 174 173 2131
$10,000,000 to $12,499,999 1717 173 274 124 1146
$12,500,000 to $14,999,999 928 141 83 72 632
$15,000,000 to $19,999,999 938 113 80 77 669
$20,000,000 or more 937 104 89 62 682
Not reported 1802 217 47 201 1336
Median 2336807 2280731 3033358 2381132 2295597
Mean 3911668 4077198 4369076 3680145 3844906

Total Mortgage Outstanding Debt

Less than $500,000
4883 740 530 391 3223
$500,000 to $999,999 6272 494 739 449 4589
$1,000,000 to $1,499,999 7277 686 834 500 5257
$1,500,000 to $1,999,999 6176 601 369 466 4740
$2,000,000 to $2,499,999 5417 500 320 356 4241
$2,500,000 to $2,999,999 3756 396 262 263 2835
$3,000,000 to $3,999,999 6767 714 375 747 4929
$4,000,000 to $4,999,999 3977 414 277 357 2929
$5,000,000 to $7,499,999 7035 635 1819 397 4184
$7,500,000 to $9,999,999 2904 288 159 179 2278
$10,000,000 to $12,499,999 1772 166 298 111 1197
$12,500,000 to $14,999,999 1015 151 90 73 701
$15,000,000 to $19,999,999 1025 141 95 75 714
$20,000,000 or more 1084 122 107 82 774
Not reported 1744 211 44 189 1300
Median 2468121 2504582 3219422 2615679 2411071
Mean 4040496 4234503 4564016 3778625 3965141

Current Interest Rate on First Mortgage

Less than 6.0 percent
23595 706 1745 2782 18363
6.0 percent 373 59 18 49 247
6.1 to 6.4 percent 792 202 53 3 534
6.5 to 6.9 percent 2523 562 245 42 1674
7.0 percent 5126 159 226 447 4294
7.1 to 7.4 percent 2574 447 293 79 1755
7.5 to 7.9 percent 6142 966 1705 97 3374
8.0 percent 1121 188 131 14 788
8.1 to 8.4 percent 2405 422 269 41 1673
8.5 to 8.9 percent 2000 207 237 14 1543
9.0 percent 1201 89 260 3 849
9.1 to 9.4 percent 800 169 46 12 573
9.5 to 9.9 percent 639 195 82 14 348
10.0 percent 300 17 64 0 219
10.1 to 10.4 percent 288 173 4 6 106
10.5 to 10.9 percent 433 192 137 3 100
11.0 percent 482 14 35 66 367
11.1 to 12.9 percent 876 639 48 40 148
13.0 percent 166 11 18 20 117
13.1 percent or more 9269 845 701 902 6821
Not reported 0 0 0 0 0
Median 7.1 8.0 7.7 5.0 7.0

Type of Interest Rate Buydown

Properties with interest rate
buydown
107 81 0 0 26
Constant payment 21 0 0 0 21
3-2-1 buydown 5 5 0 0 0
Other 22 18 0 0 4
Not reported 59 58 0 0 1
Properties without interest
rate buydown
19686 1662 3678 440 13907
Not reported 41312 4517 2639 4196 29960

Term of First Mortgage

Less than 5 years
466 7 26 14 419
5 years 956 4 14 3 935
6 to 9 years 820 0 20 5 795
10 years 6748 35 1827 114 4772
11 to 14 years 469 0 20 19 429
15 years 1667 63 55 77 1473
16 to 19 years 669 8 15 3 643
20 years 983 3 101 26 853
21 to 24 years 244 22 36 5 182
25 years 989 18 55 29 887
26 to 29 years 153 20 20 0 112
30 years 8755 5803 315 142 2496
More than 30 years 3037 279 1246 16 1496
No stated term 35148 0 2566 4182 28400
Median 24 31 11 16 15

Unexpired Term of First Mortgage

Less than 5 years
2926 324 135 53 2414
5 to 9 years 8375 815 1778 85 5697
10 to 14 years 3357 738 172 123 2324
15 to 19 years 2335 358 222 138 1617
20 to 24 years 2671 1041 282 0 1348
25 to 29 years 4832 2606 584 49 1593
30 or more years 1471 380 577 5 509
No stated term or not computed 35138 0 2566 4182 28390
Median 13 24 10 14 10

Holder of First Mortgage

Commercial bank or trust company
10924 1074 610 893 8347
Savings and loan association, federal
savings bank
6694 507 286 569 5331
Mutual savings bank 964 110 20 100 734
Life insurance company 2892 224 117 111 2440
Mortgage banker or mortgage company 579 128 20 40 392
Federally-sponsored secondary market
agency or pool
23583 2482 3239 1706 16155
Conventional mortgage pool 541 144 13 29 355
Other federal agency 3646 417 1195 209 1825
Real estate investment trust 911 11 1 12 886
Pension or retirement fund 567 165 46 19 337
Credit union 1522 187 36 453 847
Finance company 750 77 51 64 557
State or municipal government or
housing finance agency
4262 429 522 213 3098
Individual or individual's estate 1287 55 39 118 1076
Other 1984 250 121 99 1515

Servicer of First Mortgage

Commercial bank or trust company
11525 898 649 847 9131
Savings and loan association, federal
savings bank
6822 508 298 562 5455
Mutual savings bank 899 107 20 60 712
Life insurance company 1711 191 72 78 1370
Mortgage banker or mortgage company 26484 3489 3332 1900 17762
Federally-sponsored secondary market
agency or pool
57 7 14 0 35
Conventional mortgage pool 295 6 10 0 279
Other federal agency 3231 147 1194 209 1681
Real estate investment trust 53 0 0 0 53
Pension or retirement fund 46 3 0 6 37
Credit union 1522 187 36 453 847
Finance company 975 59 51 98 768
State or municipal government or
housing finance agency
4311 440 483 213 3176
Individual or individual's estate 1116 55 34 112 916
Other 2059 165 123 99 1672

Holder's Acquisition of First Mortgage

Originated directly from borrower
33613 3122 3327 2750 24413
Purchased from present servicer 15749 1241 2039 1112 11357
Purchased from someone else 11743 1897 951 773 8123
Not reported 0 0 0 0 0

First Mortgage Loan as a Percent of
Purchase Price

Properties acquired by
purchase with first mortgage
made or assumed at time of
purchase
37110 4455 3262 3008 26385
Less than 40 percent 2519 192 366 265 1696
40 to 49 percent 1251 114 256 79 802
50 to 59 percent 2288 268 226 185 1609
60 to 69 percent 3785 441 283 313 2748
70 to 79 percent 5010 492 336 204 3979
80 to 89 percent 5169 533 350 541 3745
90 to 94 percent 2084 241 162 117 1565
95 to 99 percent 1854 303 228 118 1205
100 percent or more 11822 1712 988 1061 8060
Not reported 1326 159 66 124 978
Median 86 92 84 87 85
Other properties 23996 1806 3054 1627 17508
Not available 0 0 0 0 0

First Mortgage Loan as a Percent
of Value

Properties acquired by
purchase with first mortgage
made or assumed at time of
purchase
37110 4455 3262 3008 26385
Less than 40 percent 1863 131 191 225 1316
40 to 49 percent 1016 58 80 46 832
50 to 59 percent 1467 102 159 55 1152
60 to 69 percent 10626 1618 1312 621 7075
70 to 79 percent 5689 565 366 245 4513
80 to 89 percent 4566 384 225 528 3428
90 to 94 percent 1747 184 221 101 1241
95 to 99 percent 1262 137 241 109 775
100 percent or more 7645 1118 424 954 5149
Not reported 1229 159 43 124 904
Median 75 74 69 85 75
Other properties 23996 1806 3054 1627 17508
Not available 0 0 0 0 0

First Mortgage Risk

Subprime loan
4040 274 188 266 3312
Not subprime loan 57065 5987 6128 4370 40580
Not reported 0 0 0 0 0

Total Mortgage Loan as a Percent of
Purchase Price

Properties acquired by purchase
with first mortgage made or
assumed at time of purchase
37110 4455 3262 3008 26385
Less than 40 percent 1804 159 200 159 1287
40 to 49 percent 1154 100 266 71 717
50 to 59 percent 2038 237 214 155 1431
60 to 69 percent 3584 416 318 291 2559
70 to 79 percent 4767 380 267 220 3900
80 to 89 percent 5249 560 410 557 3721
90 to 94 percent 2090 249 174 139 1527
95 to 99 percent 1964 316 223 119 1307
100 percent or more 13134 1878 1124 1174 8959
Not reported 1325 159 66 124 976
Median 89 96 88 90 88
Other properties 23996 1806 3054 1627 17508
Not available 0 0 0 0 0

Total Mortgage Loan as Percent
of Value

Properties acquired by
purchase with first mortgage
made or assumed at time of
purchase
37110 4455 3262 3008 26385
Less than 40 percent 4050 390 508 333 2819
40 to 49 percent 2662 245 216 162 2039
50 to 59 percent 5353 578 398 712 3664
60 to 69 percent 5605 589 445 362 4209
70 to 79 percent 5867 762 429 383 4293
80 to 89 percent 4243 577 311 381 2973
90 to 94 percent 1443 208 182 85 967
95 to 99 percent 1181 146 90 60 885
100 percent or more 5480 801 639 406 3634
Not reported 1228 159 43 124 903
Median 70 75 71 66 70
Other properties 23996 1806 3054 1627 17508
Not available 0 0 0 0 0

Total Outstanding Debt as a Percent
of Value

Less than 20 percent
4579 485 330 367 3398
20 to 29 percent 3251 316 350 244 2341
30 to 39 percent 4919 385 430 324 3780
40 to 49 percent 7373 786 677 584 5325
50 to 59 percent 9585 811 705 1021 7048
60 to 69 percent 10228 1033 2076 587 6531
70 to 79 percent 7574 901 594 529 5550
80 to 89 percent 4551 503 293 327 3427
90 to 99 percent 3179 348 343 208 2281
100 percent or more 4120 483 474 253 2911
Not reported or not computed 1746 211 44 191 1300
Median 60 62 63 57 59

Index Used to Adjust Interest Rate
on ARM

Properties with adjustable
rate first mortgage
9857 545 518 753 8041
Treasury security 1430 8 19 66 1337
Average cost of funds in bank district 898 0 43 50 805
National average cost of funds 45 0 6 0 39
OTS contract mortgage rate 0 0 0 0 0
Other method 1262 1 46 20 1195
No index used 144 0 23 0 121
Not reported 6078 536 381 617 4544
Other properties 51249 5716 5798 3883 35852
Not reported 0 0 0 0 0

Frequency With Which Rate Can Be
Adjusted

Properties with adjustable
rate first mortgage
9857 545 518 753 8041
Monthly 1073 10 59 1 1003
Every 3 months 111 0 6 0 105
Every 6 months 473 0 14 47 413
Yearly 694 1 16 23 654
Every 3 years 165 0 5 0 160
Every 5 years 910 0 11 49 850
Other 271 4 24 17 227
Not reported 6159 530 383 617 4629
Other properties 51249 5716 5798 3883 35852
Not reported 0 0 0 0 0

Caps on Interest Rate Per Adjustment
Period

Properties with adjustable
rate first mortgage
9857 545 518 753 8041
Less than 1 percent 123 0 5 1 116
1 percent 0 0 0 0 0
1.1 to 1.9 percent 115 0 4 0 111
2 percent 368 0 6 23 339
2.1 to 2.9 percent 166 0 0 4 161
3 percent 69 1 0 0 67
3.1 to 3.9 percent 137 0 5 47 85
4.0 percent or more 164 0 0 9 154
No caps 2475 11 108 52 2304
Not reported 6241 533 389 617 4703
Other properties 51249 5716 5798 3883 35852
Not reported 0 0 0 0 0

Caps on Interest Rate Over Life of ARM

Properties with adjustable
rate first mortgage
9857 545 518 753 8041
Less than 1 percent 49 0 0 1 48
1 percent 0 0 0 0 0
1.1 to 1.9 percent 5 0 0 0 5
2 percent 5 0 0 0 5
2.1 to 2.9 percent 24 0 9 0 14
3 percent 43 0 0 0 43
3.1 to 3.9 percent 22 0 0 0 22
4.0 percent or more 1432 1 35 14 1382
No caps 1977 11 78 121 1768
Not reported 6299 533 396 617 4753
Other properties 51249 5716 5798 3883 35852
Not reported 0 0 0 0 0

Interest Rate Changed Since
Mortgage Made

Properties with adjustable
rate first mortgage
9857 545 518 753 8041
Yes, rate has changed 2474 15 98 70 2291
No change since mortgage made 1287 0 33 63 1191
Not reported 6096 530 387 620 4559
Other properties 51249 5716 5798 3883 35852
Not reported 0 0 0 0 0

Change in Monthly Interest and Principal
Payments Other Than Change in Interest
Rate

Monthly payments can change
(other than change in interest
ra
310 0 51 0 259
Payments can change monthly 22 0 11 0 10
Payments can change every three months 1 0 0 0 1
Payments can change every six months 21 0 0 0 21
Payments can change yearly 142 0 39 0 103
Payments can change every 3 years 38 0 0 0 38
Payments can change every 5 years 54 0 0 0 54
Other 31 0 0 0 31
Not reported 1 0 0 0 1
Monthly payments cannot
change
54468 5723 5870 4018 38857
Not reported 6327 538 396 617 4777

First Mortgage Allows for Negative
Amortization

Monthly payments can change
(other than change in interest
rate)
310 0 51 0 259
Yes, unrestricted negative amortization 17 0 9 0 9
Yes, restricted negative amortization 88 0 29 0 60
No negative amortization allowed 204 0 14 0 191
Not reported 0 0 0 0 0
Monthly payments cannot change 54468 5723 5870 4018 38857
Not reported 6327 538 396 617 4777

MORTGAGE PAYMENTS AND OTHER EXPENSES


Method of Payment of First Mortgage

Regular payments of interest
and/or principal
57701 5901 5923 4352 41525
Interest and principal 57200 5901 5850 4351 41098
Fully amortized 44160 5335 4322 3941 30561
Not fully amortized 13040 566 1527 409 10537
Interest only 501 0 73 1 427
No regular payments required 554 12 33 1 508
Not reported 2850 347 361 282 1860

Items Included in First Mortgage
Payment@1

Regular monthly payments of
both interest and principal
57200 5901 5850 4351 41098
Real estate taxes 14694 2170 2429 266 9829
Property insurance 10761 2162 2335 137 6128
Mortgage insurance 4644 2069 1678 143 754
Other 8849 1735 2231 145 4737
No items included or not reported 42191 3668 3361 4085 31077
No regular payments of interest
and principal
3906 360 467 285 2795

Monthly Interest and Principal
Payments on First Mortgage Per
Housing Unit

Regular monthly payments of
interest and/or principal
60551 6249 6284 4634 43385
Less than $100 9338 1025 1186 933 6195
$100 to $199 18480 2014 1106 1405 13955
$200 to $299 16475 1443 2556 1106 11370
$300 to $399 6807 655 597 465 5090
$400 to $499 3065 365 218 217 2265
$500 to $599 1326 156 82 87 1000
$600 to $699 629 100 59 49 421
$700 to $799 369 42 49 45 232
$800 to $899 225 20 8 15 182
$900 to $999 134 1 7 0 125
$1,000 to $1,249 263 57 12 17 178
$1,250 to $1,499 143 1 6 4 132
$1,500 or more 449 23 38 9 379
Not reported 2850 347 361 282 1860
Median 206 196 226 188 205
Mean 257 241 245 221 265
No regular payments required 554 12 33 1 508

Current First Mortgage Payment Status

Regular monthly payments of
principal and/or interest
60551 6249 6284 4634 43385
Up-to-date, ahead of schedule, or
less than 90 days past due
21279 2190 3744 424 14921
Delinquent by 90 days or more 140 8 9 0 123
Legal proceedings have begun 18 2 0 0 16
Legal proceedings have not begun 115 6 9 0 99
Not reported 7 0 0 0 7
Not reported 39132 4050 2530 4210 28341
Other properties 554 12 33 1 508

Monthly Interest and Principal Payments
on Total Mortgages Per Housing Unit

Regular monthly payments of
interest and/or principal
60551 6249 6284 4634 43385
Less than $100 11571 1286 1413 1146 7725
$100 to $199 18030 1950 1143 1398 13538
$200 to $299 16452 1469 2602 1122 11259
$300 to $399 7474 724 610 519 5621
$400 to $499 3217 368 235 212 2402
$500 to $599 1426 179 86 86 1075
$600 to $699 691 107 61 58 465
$700 to $799 399 44 55 48 252
$800 to $899 248 20 9 15 204
$900 to $999 137 8 8 0 120
$1,000 to $1,249 269 57 14 18 180
$1,250 to $1,499 146 1 9 4 132
$1,500 or more 493 35 38 9 411
Not reported 0 0 0 0 0
Median 204 194 222 184 204
Mean 253 241 238 214 261
No regular payments required 554 12 33 1 508

Interest and Principal Payment on
First Mortgage as Percent of Rental
Receipts

Acquired before 2000 and
regular payments of interest
and/or princi
51555 5123 5500 3983 36949
Less than 20 percent 7092 621 826 854 4790
20 to 29 percent 9847 1002 757 583 7505
30 to 39 percent 13281 1326 2217 861 8876
40 to 49 percent 9671 914 661 719 7377
50 to 59 percent 5508 561 493 570 3884
60 to 69 percent 2371 286 183 222 1679
70 to 79 percent 953 102 72 63 716
80 to 89 percent 380 21 98 13 248
90 to 99 percent 286 40 12 32 202
100 percent or more 2044 247 179 57 1561
Not reported or not computed 123 4 1 10 108
Median 37 37 35 36 37
Other properties 9550 1138 816 652 6944

Interest and Principal Payment on Total
Mortgages as Percent of Rental Receipts

Acquired before 2000 and regular
payments of interest and/or
principal
51659 5126 5506 4007 37019
Less than 20 percent 6594 533 763 781 4516
20 to 29 percent 9382 956 652 587 7187
30 to 39 percent 12803 1322 2206 858 8417
40 to 49 percent 10146 939 686 745 7776
50 to 59 percent 5931 629 543 605 4154
60 to 69 percent 2721 295 272 252 1902
70 to 79 percent 1032 122 82 63 766
80 to 89 percent 440 22 100 14 304
90 to 99 percent 369 39 17 33 280
100 percent or more 2113 266 183 59 1605
Not reported or not computed 127 4 1 10 111
Median 38 38 36 37 38
Other properties 9446 1135 810 628 6874

Real Estate Tax Per Housing Unit

Acquired before 2000
54526 5468 5844 4259 38955
Less than $100 5802 569 378 578 4277
$100 to $199 3869 467 391 179 2832
$200 to $299 6385 775 730 807 4074
$300 to $399 6815 725 560 498 5032
$400 to $499 5574 599 389 577 4009
$500 to $599 4976 518 439 375 3644
$600 to $699 4403 344 398 264 3398
$700 to $799 5219 333 1782 146 2957
$800 to $899 2365 160 168 205 1832
$900 to $999 1785 166 183 118 1319
$1,000 to $1,249 3038 265 252 229 2292
$1,250 to $1,499 1424 186 92 111 1035
$1,500 to $1,999 1245 124 37 63 1021
$2,000 to $2,499 441 31 9 26 374
$2,500 or more 591 58 23 43 468
Not reported 591 149 12 40 390
Median 473 421 607 408 477
Mean 580 545 582 513 591
Acquired 2000 and 2001 (part) 6579 792 473 376 4938

Real Estate Tax Per $1,000 Value

Acquired before 2000
54526 5468 5844 4259 38955
Less than $5 7448 720 478 595 5655
$5 to $9 10417 1179 844 837 7557
$10 to $14 13407 1531 1407 1249 9220
$15 to $19 9253 688 2022 743 5800
$20 to $24 4458 330 324 323 3480
$25 to $29 2951 337 235 156 2222
$30 to $39 5941 524 513 306 4599
$40 to $49 11 0 3 0 8
$50 to $59 4 0 0 0 4
$60 or more 45 10 5 10 20
Not reported or not computed 591 149 12 40 390
Median 13 12 15 13 13
Acquired 2000 and 2001 (part) 6579 792 473 376 4938

Real Estate Tax as Percent of Rental
Receipts

Acquired before 2000
54526 5468 5844 4259 38955
Less than 5 percent 12701 1420 829 889 9562
5 to 9 percent 25285 2578 3636 2268 16803
10 to 14 percent 10830 863 893 692 8383
15 to 19 percent 2602 220 217 197 1966
20 to 24 percent 1172 79 168 89 836
25 to 29 percent 330 19 46 19 245
30 to 34 percent 128 15 9 14 91
35 to 39 percent 62 0 8 0 55
40 percent or more 696 122 25 40 509
Not reported or not computed 721 153 14 50 504
Median 8 7 8 8 8
Acquired 2000 and 2001 (part) 6579 792 473 376 4938

Property Management

Property managed by paid property
management company
53642 5317 5456 4077 38792
Property not managed by paid property
management company
4980 769 434 369 3408
Not reported 2483 175 426 189 1692

Property Management and Administration
Expenses Per Housing Unit

Acquired before 2000
54526 5468 5844 4259 38955
Less than $100 880 22 45 65 747
$100 to $199 2610 264 171 188 1987
$200 to $299 5643 468 371 418 4386
$300 to $399 7425 626 654 949 5194
$400 to $499 6691 553 1965 336 3837
$500 to $599 3733 399 166 339 2829
$600 to $699 2661 188 302 143 2028
$700 to $799 2445 255 227 224 1739
$800 to $899 1905 168 170 135 1432
$900 to $999 1718 314 106 60 1238
$1,000 to $1,249 4002 685 352 172 2793
$1,250 to $1,499 2668 309 246 237 1876
$1,500 to $1,999 2146 169 195 181 1601
$2,000 to $2,499 668 87 58 99 424
$2,500 or more 1315 127 42 87 1058
No expenses 2649 242 195 244 1968
Not reported or not computed 5367 590 580 380 3817
Median 500 596 466 459 515
Acquired 2000 and 2001 (part) 6579 792 473 376 4938

Maintenance and Repair Expenses
Per Housing Unit

Acquired before 2000
54526 5468 5844 4259 38955
Less than $100 1701 198 177 121 1205
$100 to $199 2336 154 201 204 1777
$200 to $299 3035 290 258 207 2281
$300 to $399 3625 301 515 289 2520
$400 to $499 3956 366 284 285 3021
$500 to $599 3809 316 328 253 2912
$600 to $699 3894 398 298 516 2681
$700 to $799 3267 321 284 234 2428
$800 to $899 4348 274 1688 235 2152
$900 to $999 2276 194 232 140 1709
$1,000 to $1,249 5489 572 317 320 4280
$1,250 to $1,499 3390 492 229 268 2401
$1,500 to $1,999 3603 440 257 342 2565
$2,000 to $2,499 1419 231 69 100 1019
$2,500 or more 1918 324 106 118 1370
No expenses 382 27 17 59 279
Not reported or not computed 6079 570 585 569 4355
Median 751 834 816 689 731
Acquired 2000 and 2001 (part) 6579 792 473 376 4938

Utility and Fuel Expenses Per Housing Unit

Acquired before 2000
54526 5468 5844 4259 38955
Less than $250 4141 397 421 236 3086
$250 to $499 13717 1581 1339 917 9880
$500 to $749 13807 1180 2457 802 9367
$750 to $999 7962 767 560 811 5823
$1,000 to $1,249 4215 413 202 463 3137
$1,250 to $1,499 1887 232 136 148 1371
$1,500 to $1,749 1046 139 47 167 693
$1,750 to $1,999 464 58 20 29 358
$2,000 to $2,499 336 48 20 20 249
$2,500 or more 506 74 33 40 358
No expenses 572 41 10 141 380
Not reported or not computed 5874 540 598 485 4252
Median 612 599 587 707 612
Acquired 2000 and 2001 (part) 6579 792 473 376 4938
@1Detail does not add to total because more than one answer accepted.
@8May not add to total because not reported and not calculated are not included.
@8May not add to total because not reported and not calculated are not included.
@8May not add to total because not reported and not calculated are not included.
@8May not add to total because not reported and not calculated are not included.
@1Detail does not add to total because more than one answer accepted.
@1Detail does not add to total because more than one answer accepted.
@1Detail does not add to total because more than one answer accepted.
@1Detail does not add to total because more than one answer accepted.
@1Detail does not add to total because more than one answer accepted.



Go to Residential Finance Survey: 2001 Detailed Regional Tables

Contact the Demographic Call Center Staff at 301-763-2422 or 1-866-758-1060 (toll free) or visit ask.census.gov for further information on Residential Finance Survey.

Source: U.S. Census Bureau, Housing and Household Economic Statistics Division
Last Revised: December 07, 2005