First and current laws: 1990, revised in 1994 and 1999; disability and death benefits, implemented in 1991; old-age benefits, implemented in 1998.
Type of program: Social insurance system.
Employees of firms with one or more workers.
Voluntary coverage for the self-employed.
Special programs for civil servants and private-school teachers.
Exclusions: Employees of foreign governments or international organizations and Thais working abroad.
Insured person: 1% of wages.
Employer: 1% of payroll.
Government: 1% of wages.
All of the above contributions finance old-age benefits and child allowance only.
For the contributions for disability and survivor benefits, see Sickness and Maternity, below.
Note: The contribution rates for the insured person and the employer have been temporarily reduced to 1% in response to economic recession. The contribution rates were 3%.
Old-age pension: Age 55 with 180 months of contributions.
Disability benefit: Three months of contributions in the 15 months before the onset of disability. The benefit is payable after any entitlement to sickness benefit ceases.
Survivor benefit: The benefit is payable if an old-age pensioner dies within 60 months of entitlement to the old-age pension.
Funeral grant: One month of contributions in the 6 months prior to death. The death must have resulted from a nonoccupational injury or illness (for a death that resulted from an occupational injury or illness, see Work Injury, below).
Old-age pension: 15% of the average wage of the last 60 months. If the insured person has paid contributions for over 180 months, the rate of the average wage will increase by 1% for each 12-month period of contributions over 180 months.
Old-age lump sum: A refund of the employee's contribution is paid in a lump sum if the insured person has less than 12 months of contributions. If the insured person has more than 12 months but less than 180 months of contributions, a lump-sum refund consisting of the employer's and the employee's contributions plus interest is paid.
50% of the wage prior to the onset of disability is payable until death. The maximum daily benefit is 250 baht.
A lump sum equal to 10 times the deceased's monthly old-age pension.
Funeral grant: 30,000 baht.
Ministry of Labor and Social Welfare provides general supervision.
Social Security Office administers the program.
First and current law: 1990, revised in 1994 and 1999.
Type of program: Social insurance system.
Employees of firms with one or more workers.
Voluntary coverage for the self-employed.
Special programs for civil servants and private-school teachers.
Exclusions: Employees of foreign governments or international organizations and Thais working abroad.
Insured person: 1% of wages.
Employer: 1% of payroll.
Government: 1% of wages.
Minimum earnings for contribution purposes are 1,650 baht a month; maximum earnings, 15,000 baht a month.
All of the above contributions also finance disability and survivor benefits.
Cash sickness and medical benefits: Three months of contributions in the 15 months before the date of treatment.
Cash maternity and medical benefits: Seven months of contributions in the 15 months before the date of treatment. Benefits are limited to two childbirths.
Sickness benefit: 50% of wages, up to a maximum of 250 baht a day. The benefit is payable for up to 90 days for each illness but for not more than 180 days in any calendar year; benefit for each incidence of chronic disease is payable for not more than a total of 365 days.
Maternity benefit: 50% of wages is payable for up to 90 days for each childbirth.
Childbirth grant: A lump sum of 4,000 baht to cover the cost of medical treatment during childbirth.
Medical examination and treatment, hospitalization, medicines, ambulance fees, rehabilitation, and other necessary expenses under the capitation system.
A lump sum of 4,000 baht to cover the cost of medical treatment during childbirth.
Ministry of Labor and Social Welfare provides general supervision.
Social Security Office administers the program.
First law: 1972.
Current law: 1994.
Type of program: Compulsory insurance with a public carrier.
Employees of industrial and commercial firms with one or more workers.
Exclusions: Employees working in agriculture, forestry, and fishing; employees of state enterprises; employees of private schools; and government employees.
Insured person: None.
Employer: 0.2% to 1.0% of payroll, according to the risk classification of the employer.
Government: None.
Work injury benefits: There is no minimum qualifying period.
60% of wages. The benefit is payable after a 3-day waiting period; it is paid retroactively if the incapacity lasts more than 3 days. The minimum monthly benefit is 2,000 baht; the maximum is 9,000 baht.
For total disability, 60% of the average monthly wage is payable for a maximum of 15 years.
Permanent partial disability benefit: 60% of the average monthly wage. The benefit is payable for up to 10 years according to the assessed degree of incapacity or as a lump sum.
All necessary medical, surgical, and hospital services. A maximum limit on the cost of medical benefits is set at 35,000 baht; up to 50,000 baht in certain specified cases, depending on the determination of a medical committee.
Survivor pension: 60% of the average monthly wage. The benefit is payable for up to 8 years or as a lump sum.
Eligible survivors: The spouse, parents, and children under age 18 (no age limit if a student or if disabled). Each survivor receives an equal amount.
Funeral grant: 100 times the minimum daily wage (165 baht).
Ministry of Labor and Social Welfare provides general supervision.
Social Security Office administers the program through the Office of Workmen's Compensation Fund.
First law: 1990 (social security act), not yet implemented.
First and current law: 1990, revised in 1994 and 1999; implemented in 1998.
Type of program: Social insurance system.
Employees of firms with one or more workers.
Voluntary coverage for the self-employed.
Special programs for civil servants and private-school teachers.
Exclusions: Employees of foreign governments or international organizations and Thais working abroad.
Insured person: See Old Age, Disability, and Survivors, above.
Employer: See Old Age, Disability, and Survivors, above.
Government: See Old Age, Disability, and Survivors, above.
Child allowance: Twelve months of contributions in the 36 months before the month of entitlement. The child must be under age 6.
Child allowance: A monthly allowance of 200 baht per child under age 6. The allowance is payable for not more than two children at a time. If the insured person becomes disabled or dies while the child is under age 6, the allowance is paid until the child is age 6.
Ministry of Labor and Social Welfare provides general supervision.
Social Security Office administers the program.