| Acceleration
clause |
Cl�usula que permite la cancelaci�n anticipada |
| Accountant |
Contador |
| Adjustable-rate
mortgage (ARM) |
Hipoteca con tasa de inter�s ajustable (ARM, siglas en ingl�s) |
| Adjustment
interval |
Intervalo de ajuste |
| Affidavit |
Declaraci�n jurada |
| Affordable
housing |
Viviendas a precios razonables |
| Agreement |
Acuerdo
|
| Agreement
of sale |
Acuerdo de venta |
| Alimony |
Pensi�n alimenticia |
| Allocate |
Asignar |
| Allowable
debt payments |
Pagos de deuda permitidos |
| American
dream |
Sue�o Americano |
| American
Society of Home Inspectors |
Sociedad Norteamericana de Inspectores de Vivienda |
| Americans |
Norteamericanos; Americanos |
| Amortization |
Amortizaci�n |
| Amount |
Monto |
| Annual
percentage rate (APR) |
Tasa Porcentual Anual (APR, siglas en ingl�s) |
| Annuity |
Anualidad |
| Applying |
Solicitar |
| Appraisal |
Tasaci�n |
| Appraisal
contingency |
Contingencia de tasaci�n |
| Appraisal
report |
Informe
de tasaci�n |
| Appraiser |
Tasador |
| Appreciate
(in value) |
Apreciar (el valor) |
| Area |
�rea |
| Asking
price |
Precio inicial |
| Assessed
value |
Valor calculado |
| Assets |
Bienes |
| Assumable
mortgage |
Hipoteca asumible |
| Assume
a loan |
Tomar un pr�stamo |
| Assume
a mortgage |
Tomar una hipoteca |
| Assumption |
Asunci�n |
| Average
payment |
Pago promedio |
| Back-end
ratio |
Porcentaje por reembolso anticipado |
| Balance |
Balance |
| Balloon
loan |
Pr�stamo reembolsable al vencimiento |
| Bank
account |
Cuenta bancaria |
| Bankruptcy |
Bancarrota |
| Beneficiary |
Beneficiario |
| Biweekly-payment
mortgage |
Hipoteca con pagos quincenales |
| Borrower |
Prestatario |
| Borrowing
power |
Poder de pr�stamo |
| Budget |
Presupuesto |
| Building
code regulations |
Reglamentaciones de los c�digos de construcci�n |
| Building
inspection services |
Servicios de inspecci�n de construcci�n |
| Business;
Deal |
Acuerdo comercial |
| Buy
down |
Reducci�n de la tasa de inter�s por pago adicional |
| Buyer |
Comprador |
| Buyer's
agent |
Agente
del comprador |
| Buying
power |
Poder de compra |
| Cap |
Tope |
| Capital
gains deferment |
Aplazamiento de ganancias de capital |
| Case |
Caso |
| Cash
reserve |
Reserva de efectivo |
| Cash;
Cash on hand |
Efectivo en mano |
| Central
city |
Ciudad
central |
| Checking
account |
Cuenta corriente |
| Child
support |
Apoyo infantil |
| Claim |
Reclamo |
| Clear
title |
T�tulo limpio |
| Closing |
Cierre |
| Closing
costs |
Costos de cierre |
| Closing
date |
Fecha
del cierre |
| Closing
the sale |
Cierre de la venta |
| Co-applicant |
Cosolicitante |
| Co-borrower |
Coprestatario |
| Co-debtor |
Codeudor |
| Collateral |
Colateral |
| Commercial
bank |
Banco
comercial |
| Commercial
property |
Propiedad
comercial |
| Commission |
Comisi�n |
| Commitment
letter |
Carta
de compromiso |
| Community
group |
Grupo comunitario |
| Community
Home Buyer's Program (CHBP) |
Programa Comunitario para Compradores de Vivienda (CHBP, siglas en ingl�s) |
| Community
Home Improvement Mortgage Loan� (CHIML) |
Pr�stamo Hipotecario para Mejoras de Viviendas en Comunidades (CHIML, siglas en ingl�s) |
| Community
Land Trust Mortgage Loan |
Pr�stamo Hipotecario para Fideicomiso Inmobiliario Comunitario |
| Comparative
market analysis (CMA) |
An�lisis comparativo de mercado (CMA, siglas en ingl�s) |
| Condition |
Condici�n |
| Condominium |
Condominio |
| Condominium
fee |
Costos de condominio |
| Conservation |
Conservaci�n |
| Construction
loan |
Pr�stamo para construcci�n |
| Consumer |
Consumidor |
| Consumer
credit bureau |
Oficina de cr�dito para el consumidor |
| Consumer
credit reporting agency |
Agencia de informes de cr�dito para el consumidor |
| Contingency |
Contingencia |
| Contingency
clause of sale |
Cl�usula de contingencia de venta |
| Contract |
Contrato |
| Contractor |
Contratista |
| Conventional
mortgage loan |
Pr�stamo hipotecario convencional |
| Convertible;
Conversion |
Convertible;
Conversi�n |
| Cooling
system |
Sistema de enfriamiento |
| Cooperative
(Co-op) |
Cooperativa
(Co-op) |
| Cosigner |
Cofirmante |
| Costs;
Expenses; Fees (can be used interchangeably) |
Costos; Gastos; Honorarios (pueden utilizarse indistintamente) |
| Counteroffer |
Contraoferta |
| Covenant |
Convenio |
| Coverage
(See also insurance coverage) |
Cobertura (ver tambi�n cobertura de seguro) |
| Credit
analysis |
An�lisis crediticio |
| Credit
counseling |
Asesor�a en materia crediticia |
| Credit
history |
Historial crediticio |
| Credit
rating |
Calificaci�n crediticia |
| Credit
record |
Trayectoria crediticia |
| Credit
report |
Informe de cr�dito |
| Credit
union |
Cooperativa
de cr�dito |
| Creditor |
Acreedor
|
| Current
monthly expenses |
Gastos mensuales actuales |
| Customer
education group |
Grupo de educaci�n al consumidor |
| Fair
Credit Reporting Act |
Ley de Equidad de Informes de Cr�dito |
| Fair
Housing Act |
Ley de Equidad de Vivienda |
| Family |
Familia |
| Fannie
Mae |
Fannie
Mae |
| FannieNeighbors�
with the Community Home Buyer's Program |
FannieNeighbors� con el Programa Comunitario para Compradores de Vivienda |
| Farmers
Home Administration (FMHA) |
Administraci�n de Viviendas de Trabajadores Rurales (FMHA, siglas en ingl�s) |
| Features;
Characteristics |
Caracter�sticas |
| Federal
credit union |
Cooperativa de Cr�dito Federal |
| Federal
Deposit Insurance Corporation (FDIC) |
Corporaci�n Federal de Seguros de Dep�sitos (FDIC, siglas en ingl�s) |
| Federal
Home Loan Bank (FBLB) |
Banco Federal de Pr�stamos para Viviendas (FHLB, siglas en ingl�s) |
| Federal
Home Loan Bank 11th District Cost-of-Funds Index (COFI) |
�ndice de Costo de Fondos del Distrito 11� del Banco Federal de Pr�stamos para Viviendas (COFI, siglas en ingl�s) |
| Federal
Housing Administration (FHA) |
Administraci�n Federal de Vivienda (FHA, siglas en ingl�s) |
| Federal
Housing Administration loan (FHA loan) |
Pr�stamo de la Administraci�n Federal de Vivienda (pr�stamo de FHA) |
| Fees |
Honorarios |
| FHA
203(b) loan |
Pr�stamo 203(b) de la FHA |
| FHA
203(k) loan |
Pr�stamo 203(k) de la FHA |
| FHA
bridal registry program |
Programa de registro matrimonial de la FHA |
| FHA
Title 1 loan |
Pr�stamo T�tulo 1 de la FHA |
| Finance
companies |
Compa��as de financiaci�n |
| Financial
advisor |
Asesor financiero |
| Financial
institutions |
Instituciones financieras |
| Financing
options |
Opciones de financiaci�n |
| Financing
terms |
Condiciones de financiaci�n |
| First-time
home buyer |
Comprador de vivienda por primera vez |
| First
mortgage |
Primera hipoteca |
| Fixed-rate
mortgage |
Hipoteca con tasa de inter�s fija |
| Fixed
expenses |
Gastos de hipoteca |
| Fixed
interest rate |
Tasa de inter�s fija |
| Flood
insurance |
Seguro contra inundaciones |
| Forbearance |
Tolerancia |
| Foreclosure |
Ejecuci�n hipotecaria |
| Foundations |
Fundaciones |
| Front-end
ratio |
Proporci�n entre el pago mensual de la hipoteca y el ingreso bruto mensual |
| Furniture |
Muebles |
| Hazard
insurance |
Seguro por riesgos |
| Heating |
Calefacci�n |
| Home-Buying
Fair |
Feria de compra de viviendas |
| Home-buying
power |
Poder de compra de vivienda |
| Home
buyer |
Comprador de vivienda |
| Home
buyer education |
Educaci�n para compradores de vivienda |
| Home
equity line |
L�nea de cr�dito sobre el capital en la propiedad |
| Home
inspector |
Inspector de viviendas |
| Homeowner |
Propietario de vivienda |
| Homeowner's
association fee (See also association fee) |
Cuota de la asociaci�n de propietarios (ver tambi�n cuota de asociaci�n) |
| Homeowner's
insurance |
Seguro del propietario |
| Homeowner's
warranty |
Garant�a del propietario |
| Homeownership
Workshop Administrator's Guide |
Gu�a para Administradores de Talleres sobre Propiedad de Vivienda |
| HomePathSM
referral and guidance service |
Servicio de Remisi�n y Gu�a HomePathSM |
| House;
Home; Housing (use depends on context) |
Casa; Hogar; Vivienda (el uso depende del contexto) |
| Housing
expenses |
Gastos de vivienda |
| Housing
providers |
Proveedores de viviendas |
| HUD-1
Settlement Statement (See also Settlement Statement) |
Informe de la Operaci�n de Cierre HUD-1 (ver tambi�n Informe de Cierre) |
| Land |
Terrenos |
| Land
contract |
Contrato de compraventa de terrenos |
| Landlord;
Lessor |
Arrendador; Locador |
| Late
charge |
Recargo por mora |
| Lease |
Contrato de alquiler |
| Lease
with purchase option |
Alquiler con opci�n a compra |
| Legal
resident |
Residente legal |
| Legal
resident card |
Tarjeta de residente legal |
| Lender |
Entidad crediticia |
| Lending
institution |
Instituci�n de pr�stamos hipotecarios |
| Liability |
Obligaci�n, deuda |
| Lien |
Gravamen |
| Life
of loan |
Vida �til del pr�stamo |
| Lifetime
cap |
L�mite m�ximo de inter�s durante la vida �til de un pr�stamo |
| Limited
equity cooperative |
Cooperativa de patrimonio limitado |
| Liquidity |
Liquidez |
| Listing
agent |
Agente listador |
| Loan-to-value
ratio (LTV) |
Relaci�n pr�stamo a valor (LTV, siglas en ingl�s) |
| Loan
officer |
Agente de pr�stamos |
| Loan
origination fee |
Costo de iniciaci�n de un pr�stamo |
| Loan
processing |
Procesamiento de un pr�stamo |
| Loan
servicing |
Servicios de pr�stamos |
| Loan
term |
Plazo de un pr�stamo |
| Location |
Ubicaci�n |
| Lock-in
rate (See also rate lock-in) |
Tasa de inter�s asegurada (ver tambi�n garant�a de tasas de inter�s) |
| Long-term |
A largo plazo |
| Lot |
Lote |
| Low-
and moderate-income home buyers |
Compradores de vivienda de ingresos bajos y moderados |
| Maintenance
costs |
Costos de mantenimiento |
| Maintenance
fee |
Cuota de mantenimiento |
| Margin |
Margen |
| Marital
status |
Estado civil |
| Market
price |
Precio de mercado |
| Market
value |
Valor de mercado |
| Maximum
mortgage amount |
Monto m�ximo de hipoteca |
| Minority
neighborhoods |
Vecindarios de personas pertenecientes a las minor�as |
| Modification |
Modificaci�n |
| Money |
Dinero |
| Monthly
mortgage payment |
Pago mensual de una hipoteca |
| Monthly
payment |
Pago mensual |
| Mortgage
bank |
Bancos hipotecarios |
| Mortgage
banker |
Banquero hipotecario |
| Mortgage
banking institutions |
Instituciones bancarias hipotecarias |
| Mortgage
broker |
Agente hipotecario |
| Mortgage
companies |
Compa��as hipotecarias |
| Mortgage
financing |
Financiaci�n hipotecaria |
| Mortgage
insurance (MI) (See also private mortgage insurance) |
Seguro hipotecario (MI, siglas en ingl�s) (ver tambi�n seguro hipotecario privado) |
| Mortgage
insurance company |
Compa��a aseguradora de hipotecas |
| Mortgage
life insurance |
Seguro
de vida hipotecario |
| Mortgage
loan application |
Solicitud de un pr�stamo hipotecario |
| Mortgage
loan; Mortgage; Loan |
Pr�stamo hipotecario; Hipoteca; Pr�stamo |
| Mortgage
note |
Pagar�
hipotecario |
| Mortgage
Process |
Proceso de obtenci�n de un pr�stamo hipotecario |
| Mortgage
shopping |
B�squeda de un pr�stamo hipotecario |
| Mortgage
term |
Plazo de una hipoteca |
| Mortgage;
Mortgage loan; Loan |
Hipoteca; Pr�stamo hipotecario; Pr�stamo |
| Mortgagee |
Acreedor hipotecario |
| Mortgagor |
Deudor hipotecario |
| Multiple
Listing Service (MLS) |
Listado M�ltiple de Casas en Venta (NILS, siglas en ingl�s) |
| Part-time
job |
Trabajo de tiempo parcial |
| Pay
stub |
Comprobante de pago |
| Payment
cap |
Tope de pago de hipoteca |
| Payment
change date |
Fecha de cambio de pago de una hipoteca |
| Payment
schedule |
Plan
de pagos |
| Penalty |
Multa |
| Pension |
Pensi�n |
| Percent |
Por
ciento |
| Percentage |
Porcentaje |
| Planned
Unit Developments (PUDS) |
Desarrollo de Unidades Planificadas (PUDs, siglas en ingl�s) |
| Planning |
Planificaci�n |
| Plumbing |
Ca�er�as |
| Points
(See also discount points) |
Puntos (ver tambi�n puntos de descuento) |
| Premium |
Prima |
| Prepayment;
Prepaid |
Pago anticipado; Pagado por anticipado |
| Prepayment
clause |
Cl�usula de pago anticipado |
| Prepayment
penalty |
Multa por pago anticipado |
| Prequalification |
Calificaci�n previa |
| Price
range |
Nivel de precios |
| Primary
mortgage market |
Mercado hipotecario principal |
| Principal |
Capital |
| Principal
and interest (P&I) |
Capital e inter�s (P&I, siglas en ingl�s) |
| Principal
residence |
Residencia principal |
| Principal,
Interest, Taxes, and Insurance (PITI) |
Capital; Inter�s; Impuestos y Seguro (PITI, siglas en ingl�s) |
| Private
mortgage insurance (PMI) (See also mortgage insurance) |
Seguro Hipotecario Privado (PMI, siglas en ingl�s) (ver tambi�n seguro hipotecario) |
| Processing
time |
Duraci�n del proceso de tr�mite |
| Property |
Propiedad |
| Property
insurance |
Seguro de una propiedad |
| Property
owner |
Due�o de una propiedad |
| Property
taxes |
Impuestos a la propiedad |
| Prorate |
Prorratear |
| Provision |
Provisi�n |
| Public
assistance funds |
Fondos de Asistencia P�blica |
| Purchase |
Compra |
| Purchase |
Comprar |
| Purchase
price |
Precio de compra |
| Radon |
Rad�n |
| Rate
cap |
Tope de la tasa de inter�s |
| Real
estate |
Bienes ra�ces |
| Real
estate agent |
Agente de bienes ra�ces |
| Real
estate attorney |
Abogado de bienes ra�ces |
| Real
estate owned (REO) |
Bienes ra�ces en propiedad (REO, siglas en ingl�s) |
| Real
estate professional |
Profesional de bienes ra�ces |
| Real
Estate Settlement Procedures Act (RESPA) |
Ley de Procedimientos de Liquidaci�n de Bienes Ra�ces (RESPA, siglas en ingl�s) |
| Real
estate taxes |
Impuestos a los bienes ra�ces |
| Recording
fees |
Costos de registro |
| Refinance |
Refinanciar |
| Refinancing |
Refinanciaci�n |
| Rehabilitation
cost |
Costo de rehabilitaci�n |
| Rehabilitation
mortgage |
Hipoteca de rehabilitaci�n |
| Relatives |
Familiares; parientes |
| Rent |
Alquilar |
| Renter;
Tenant; Lessee |
Inquilino; Arrendatario; Locatario |
| Repairs |
Reparaciones |
| Repayment
period |
Per�odo de pago |
| Replacement
value |
Valor de reemplazo |
| Residence |
Residencia |
| Revitalization |
Revitalizaci�n |
| Rider |
Cl�usula adicional |
| Salary |
Salario |
| Sale |
Venta |
| Sales
contract |
Contrato de venta |
| Savings |
Ahorros
|
| Savings
account |
Cuenta de ahorros |
| Savings
and Loan Association |
Asociaci�n de Ahorro y Pr�stamo |
| Schedule |
Programa |
| Seasonal
income |
Ingresos por trabajo de temporada |
| Second
mortgage |
Hipoteca secundaria |
| Secondary
mortgage market |
Mercado hipotecario secundario |
| Securities |
T�tulos; Valores |
| Self-employed |
Trabajador aut�nomo |
| Seller |
Vendedor |
| Seller
take-back mortgage |
Hipoteca financiada por el vendedor |
| Selling
agent |
Agente de ventas |
| Settlement |
Cierre |
| Settlement
agent |
Agente a cargo de la operaci�n de cierre |
| Settlement
Statement (Refer to HUD-1 Settlement Statement) |
Informe de Cierre (ver tambi�n Informe de Operaci�n de Cierre HUD-1) |
| Sewage
system |
Sistema de desag�e |
| Shopping
for a home |
B�squeda de una vivienda |
| Short-term |
A corto plazo |
| Showing
America a New Way Home� |
Una nueva forma de alcanzar la vivienda propia para los norteamericanos |
| Single-family
home (1 - 4 units) |
Vivienda unifamiliar (1 - 4 unidades) |
| Social
Security benefits |
Beneficios del seguro social |
| Stable
housing costs |
Gastos estables de vivienda |
| Statute |
Estatuto |
| Stipulations |
Condiciones |
| Subsidy |
Subsidio |
| Survey
of property |
Estudio de la propiedad |
| Swap |
Intercambio |
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