FOR IMMEDIATE RELEASE:  December 28, 1990


          FTC CHARGES CALIFORNIA CREDIT REPAIR COMPANY
            MISREPRESENTED "CREDIT REPAIR" SERVICES;
         SEEKS PERMANENT INJUNCTION AND CONSUMER REDRESS


     The Federal Trade Commission has charged NCS Credit Network,
Inc, ("NCS"), its president, Blessing Ahuruonye, and its manager,
Hyacinth Ahuruonye, with misrepresenting their credit repair
services.   The FTC has asked a federal court to prohibit such
misrepresentations in the future.

     According to the complaint, NCS deceptively claimed that it
could improve consumers' credit histories by removing adverse
information from their credit reports and could obtain for them
major credit cards regardless of their credit histories.  The
complaint charges that NCS told consumers that it:

     --   obtains credit cards for most clients;

     --   removes or updates derogatory information such as
          bankruptcies, repossessions, judgments, liens, charge-
          offs and other evidence of nonpayment from most clients'
          credit profiles, thereby improving the clients ability
          to obtain credit; and
     
     --   refunds fees for its credit improvement and credit     
          services if clients are not satisfied with the services.

     NCS Credit Network, which originated as Nationwide Credit
Services, is based in San Francisco, California.  The FTC filed its
complaint in the U.S. District Court for the Northern District of
California, on December 21.
     
     The Commission files a complaint when it has reason to believe
that the law has been or is being violated and it appears to the
Commission that the proceeding is in the public interest.  The
complaint is not a finding or ruling that the defendant has
actually violated the law.  The case will be decided by the court.

     Copies of the complaint are available from the FTC Public
Reference Branch, Rm. 130, 6th & Pennsylvania Ave., N.W.,
Washington, D.C.  20580;  TTY 202-326-2222;  TTY 202-326-2502.

                             #  #  #
 
MEDIA CONTACT:      Sheila Smaw, Office of Public Affairs,
                    202-326-2180

STAFF CONTACT:      Isabelle M. Thabault, Bureau of Consumer
                    Protection,  202-326-3382


(FTC File No. 892-3081)

(Civil Action No. C90 3650TEH)

(NCS)