Member Statements:
Charles Grassley, IA Chairman Grassley's Opening and Closing Statements
Max Baucus, MT

Witness Statements:
Panel I

Marie Almond, Victim of unauthorized health insurance plan, Albermarle, NC

Joan Pinatadosi, Wife of Albert Piantadosi, Victim of unauthorized health insurance plan, Deerfield Beach, FL

Panel II

Kathryn G. Allen, Director, Healthcare-Medicaid and Private Health Insurance Issues, U.S. General Accounting Office, Washington, DC

GAO Report to Congressional Requesters

Robert J. Cramer, Managing Director, Office of Special Investigations, U.S. General Accounting Office

Ann L. Combs, Assistant Secretary, Department of Labor, Washington, DC

Panel III

Fred Nepple, Chair of ERISA Working Group, National Association of Insurance, Austin, TX

Jose Montemayor, Commissioner of Insurance, Texas Department of Insurance, Austin, TX

Mila Kofman, Assistant Research Professor, Health Policy Institute, Georgetown University, Washington, DC