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1. For Richer, for Poorer: Money as a Topic of Marital Conflict in the Home (EJ825877)
Author(s):
Papp, Lauren M.; Cummings, E. Mark; Goeke-Morey, Marcie C.
Source:
Family Relations, v58 n1 p91-103 Feb 2009
Pub Date:
2009-02-00
Pub Type(s):
Journal Articles; Reports - Research
Peer-Reviewed:
Yes
Descriptors: Conflict; Family Relationship; Income; Money Management; Spouses; Marital Instability; Stress Variables; Problem Solving
Abstract: Guided by a family stress perspective, we examined the hypothesis that discussing money would be associated with the handling of marital conflict in the home. Analyses were based on dyadic hierarchical linear modeling of 100 husbands' and 100 wives' diary reports of 748 conflict instances. Contrary to findings from previous laboratory-based surveys, spouses did not rate money as the most frequent source of marital conflict in the home. However, compared to nonmoney issues, marital conflicts about money were more pervasive, problematic, and recurrent, and remained unresolved, despite including more attempts at problem solving. Implications for professionals who assist couples in managing their relationships and family finances are discussed. Note:The following two links are not-applicable for text-based browsers or screen-reading software. Show Hide Full Abstract
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2. Open Secrets: Using the Internet to Learn about the Influence of Money in Politics (EJ790358)
Scheuerell, Scott K.
Social Education, v72 n3 p152-155 2008
2008-00-00
Journal Articles; Opinion Papers; Reports - Descriptive
Descriptors: Citizenship Education; Labor; Unions; Corporations; Politics; Elections; Internet; Income; Money Management; Political Candidates; Political Influences; Legislation; Web Sites; Nonprint Media; Information Sources; Instructional Materials; Lobbying
Abstract: With the 2008 election quickly approaching, candidates continue the scramble to fund their campaigns--collecting money from individuals, corporations, and labor unions. Students can learn a great deal about the political system by examining how politicians are financed. The vast majority of high school students do not understand the influence of money in the political system. There are countless Internet sources available to a civics classroom. During the author's lesson planning, he found a website focused on tracking campaign contributions. Open Secrets, www.opensecrets.org, is sponsored by the Center for Responsive Politics. The nonprofit, nonpartisan D.C.-based organization aims to educate voters on the influence of money in politics and to engage citizens in creating a more responsive government. Based on his experiences in the classroom, the site can be used to emphasize several key points about money in the political system. In this article, the author describes how to use this website in the classroom to learn about the Federal Election Commission (FEC); contribution limits; campaign contributions; and committee assignments. The site can also guide students in comparing state contributions; and contributions for Democrats and Republicans. The site shows students how much additional money is being sent to candidates; and provides students with concrete data to illustrate the advantages of being an incumbent candidate. It allows them to: view contributions from their own communities; see legislation being debated in Congress; see which companies and labor unions spend the most money on lobbyists in the country; see each trip taken by various politicians; and track who is supporting each party based on a particular issue. (Contains 20 notes.) Note:The following two links are not-applicable for text-based browsers or screen-reading software. Show Hide Full Abstract
3. No Strings Attached (EJ786614)
Drozdowski, Mark J.
Chronicle of Higher Education, v54 n21 pC3 Feb 2008
2008-02-01
Journal Articles; Reports - Descriptive
No
Descriptors: Fund Raising; State Schools; State Colleges; Costs; Cost Effectiveness; Expenditures; Careers
Abstract: Everyone knows it takes money to make money (although not necessarily to earn it), and that certainly applies to development departments. The cost of raising money can be significant; even the most streamlined operations spend about a dime to raise a dollar, and most spend closer to a quarter. For some, the cost is downright embarrassing. It should come as no surprise, then, that it takes more money to raise more money. That extended axiom holds true for capital campaigns in particular. The good news is that the cost-benefit ratio improves the more money you raise. When campaigns attract large contributions, that tends to offset the incremental costs of doing business. The bad news is that you still need to account for those expenditures before the money starts rolling in. In this article, the author describes his application of this principle in his career as a successful fund raiser at Fitchburg State College. Note:The following two links are not-applicable for text-based browsers or screen-reading software. Show Hide Full Abstract
4. Who Gains, Who Loses?: The Fiscal Impact of the Milwaukee Parental Choice Program (EJ819177)
Costrell, Robert M.
Education Next, v9 n1 p62-69 Win 2009
2009-00-00
Descriptors: Funding Formulas; Public Schools; Private Schools; Legislators; School Choice; Educational Vouchers; School Districts; Enrollment; Low Income
Abstract: Do school vouchers save the taxpayer money, or do they add to taxpayer burdens? Which groups of taxpayers are most affected, and do they gain or lose? What is the financial impact on public school districts? Usually, these questions are debated in the abstract. Now it is possible to get more concrete answers from the nation's longest-running school voucher initiative, the Milwaukee Parental Choice Program (MPCP) in Wisconsin. The fiscal impact of that program has been a matter of dispute. According to school choice supporters, such as Marquette University professor and former Milwaukee Public Schools (MPS) superintendent Howard Fuller, MPCP saves the taxpayers considerable cash, as the voucher is smaller than per-pupil spending by MPS. But Wisconsin state senator Russ Decker, a leading opponent of vouchers, has argued that the program gives money to children who would attend private schools anyway. Wisconsin's Legislative Fiscal Bureau, which conducts budget-related analyses for state legislators, has provided fodder to both sides of the Milwaukee voucher debate with periodic estimates of the financial impact of eliminating the program based on a wide range of assumptions regarding changes in public school enrollments. What has been the net fiscal impact of MPCP? Who has benefited and who has taken a hit as the program has grown? How has MPCP affected taxpayers statewide? Milwaukee taxpayers? In this analysis, the author shows that under most plausible scenarios the program has saved taxpayers money annually since 2000, with estimated savings reaching $31.9 million in 2008. The beneficiaries have been Wisconsin state taxpayers and property taxpayers outside of Milwaukee. Property taxpayers in Milwaukee, however, have seen their taxes go up, the result of legislative decisions on the MPCP funding formula made in the program's earliest days. (Contains 4 figures and 1 table.) Note:The following two links are not-applicable for text-based browsers or screen-reading software. Show Hide Full Abstract
5. Father Doesn't Know Best? Parents' Control of Money and Children's Food Insecurity (EJ802672)
Kenney, Catherine T.
Journal of Marriage and Family, v70 n3 p654-669 Aug 2008
2008-08-00
Journal Articles; Reports - Evaluative
Descriptors: Money Management; Security (Psychology); Food; Family Structure; Children; Well Being; Fathers; Mothers; Comparative Analysis
Abstract: Although developing-country research has found that spending on children varies depending on which parent controls income, developed-country research tends to ignore intrahousehold allocation. This study uses Fragile Families and Child Wellbeing Study data (N = 1,073 couples) to analyze how mothers versus fathers controlling money affects U.S. children's food insecurity. Results show children are far less likely to experience food insecurity when parents' pooled income is controlled by their mother than when it is controlled by their father or even when it is jointly controlled. By examining this association between resource control and child well-being, this study suggests that child outcomes may be improved by altering control over household money, responsibility for feeding work, or both. Note:The following two links are not-applicable for text-based browsers or screen-reading software. Show Hide Full Abstract
6. Monopoly Money: The Effect of Payment Coupling and Form on Spending Behavior (EJ811076)
Raghubir, Priya; Srivastava, Joydeep
Journal of Experimental Psychology: Applied, v14 n3 p213-225 Sep 2008
2008-09-00
Descriptors: Credit (Finance); Consumer Economics; Psychological Patterns; Behavior Patterns; Decision Making; Money Management
Abstract: This article examines consumer spending as a function of payment mode both when the modes differ in terms of payment coupling (association between purchase decision and actual parting of money) and physical form as well as when the modes differ only in terms of form. Study 1 demonstrates that consumers are willing to spend more when a credit card logo is present versus absent. Study 2 shows that the credit card effect can be attenuated when people estimate their expenses using a decomposition strategy (vs. a holistic one). Noting that credit card and cash payments differ in terms of payment coupling "and" form, Studies 3 and 4 examine consumer spending when the payment mode differs only in physical form. Study 3 demonstrates that consumers spend more when they are spending scrip (a form of stored value certificate) versus cash of the same face value. Study 4 shows that the difference in spending across payment modes (cash and gift certificates) is attenuated by altering the salience of parting with money through contextual manipulations of the differences between cash and gift certificates. (Contains 1 table and 5 figures.) Note:The following two links are not-applicable for text-based browsers or screen-reading software. Show Hide Full Abstract
7. Caregivers as Money Managers for Adults with Severe Mental Illness: How Treatment Providers Can Help (EJ806751)
Elbogen, Eric B.; Wilder, Christine; Swartz, Marvin S.; Swanson, Jeffrey W.
Academic Psychiatry, v32 n2 p104-110 Apr 2008
2008-04-00
Descriptors: Family (Sociological Unit); Mental Disorders; Educational Finance; Family Programs; Money Management; Caregivers; Incidence; Case Studies; Decision Making; Disabilities
Abstract: Objective: To review the prevalence, benefits, and problems associated with families who, either informally or formally as representative payees, manage money for adults with severe mental illness. Methods: Based on empirical research and clinical cases, suggestions are offered for minimizing downsides and capitalizing upon benefits of family money management. Results: The findings and case vignettes demonstrate four specific strategies for treatment providers: facilitating collaboration, increasing knowledge about disability funds, improving money-management skills, and developing plans for financial decision-making. Conclusion: By following these recommendations and becoming aware of whether their clients had family money managers, clinicians can promote independent functioning and family support for a substantial number of people with severe mental illness. Note:The following two links are not-applicable for text-based browsers or screen-reading software. Show Hide Full Abstract
8. Future Rice Is Discounted Less Steeply than Future Money in Thailand (EJ792090)
Takahashi, Masaharu; Masataka, Nobuo; Malaivijitnond, Suchinda; Wongsiri, Siriwat
Psychological Record, v58 n2 p175-190 Spr 2008
Descriptors: Delay of Gratification; Foreign Countries; Rewards; Food; Reinforcement; Comparative Analysis; Money Management
Abstract: There is evidence that people discount food more steeply than money, suggesting that primary or consumable reinforcers lose value quickly, whereas conditioned or nonconsumable reinforcers lose value slowly. In the present study, discounting rates of baht (unstable currency) and rice (preservable food) were compared during a period of unstable economic conditions in Thailand. Delay discounting of 2 amounts of hypothetical money and 2 matched amounts of hypothetical rice were examined. For smaller amounts of rewards, there was no difference in rates of discounting between money and a matched amount of rice. For larger amounts of rewards, however, money was discounted more steeply than a matched amount of rice. It was suggested that the unstable currency might be discounted more severely than a durable good of comparable monetary value in some circumstances. (Contains 1 figure and 1 table.) Note:The following two links are not-applicable for text-based browsers or screen-reading software. Show Hide Full Abstract
9. Spending Money when It Is Not Clear What Works (EJ792844)
Hill, Paul T.
Peabody Journal of Education, v83 n2 p238-258 Apr 2008
Descriptors: Educational Finance; Schools; Academic Standards; Money Management; Program Development; Instructional Effectiveness; Expenditures; Resource Allocation; Program Effectiveness; Teacher Effectiveness; Educational Administration
Abstract: Public school funding in the United States is not a product of intelligent design. Funding programs have grown willy-nilly based on political entrepreneurship, interest group pressure, and intergovernmental competition. Consequently, now that Americans feel the need to educate all children to high standards, no one knows for sure how money is used or how it might be used more effectively. This article shows that Americans can learn how to make more effective use of the money available for public schools. But to do so, states and localities must keep careful track of how money is spent; how children are taught and by whom; and what programs, schools, and teachers are most and less productive. Foundations should sponsor rigorous development and testing of new instructional programs, and every level of government should permit experimentation with alternative uses of funds, reproduce effective schools and programs, and abandon ineffective ones. Note:The following two links are not-applicable for text-based browsers or screen-reading software. Show Hide Full Abstract
10. The School Finance Redesign Project: A Synthesis of Work to Date. Interim Summary Report (ED500014)
Center on Reinventing Public Education, University of Washington
2008-01-15
Reports - Descriptive
N/A
Descriptors: Elementary Secondary Education; Research Methodology; Educational Finance; Financial Problems; Financial Policy; Finance Reform; Funding Formulas; Operating Expenses; Cost Effectiveness; Operations Research; Feasibility Studies; Academic Achievement
Abstract: In the past decade, controversies about public spending on education have grown as states adopted performance standards pledging that every child will learn enough to become an independent productive citizen and as "No Child Left Behind" ("NCLB") has put teeth into those expectations. Educators say that meeting higher standards requires more money. Some policymakers claim that past spending increases were large enough to pay for higher performance if funds were used productively. Critics of demands for more money point to cases where major spending increases were misspent, with little or no impact on student learning. In this environment, elected officials, especially governors and state legislators, have searched for answers to two questions: How much money will it take for all students to meet standards and how should the money be spent? The School Finance Redesign Project (SFRP) was created to help elected officials better understand how the finance system currently works and to identify options in allocating resources to support K-12 education. The project now includes more than 20 separate projects. This Interim Report explains the question, the research strategies, and the ways how results will be presented. Early findings indicate that educators feel pressures to close achievement gaps and raise overall levels of student learning, but they have a great deal of difficulty changing how they spend money and time and how they select and train staff. (Contains 1 footnote and 1 table.) [This report was produced by the Center on Reinventing Public Education's School Finance Redesign Project.] Note:The following two links are not-applicable for text-based browsers or screen-reading software. Show Hide Full Abstract
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