MICHIGAN PUBLIC THIRD PARTY PAYERS

PROGRAM

QUALIFICATIONS

PROCESS

SPECIAL CONSIDERATIONS

MEDICAID

     

 

 

Adults

-          Pregnant women

-          Caretaker relatives

Families

-          Low Income Families (LIF)

-          Special N

-          Transitional Medical Assistance (TMA)

-          TMA Plus

 

 

 

 

 

Children

-          Newborns

-          Healthy Kids < 1

-          Healthy Kids > 1 and < 19

-          Adopted children, foster care children and dependent wards

Income 185% FPL or less (see chart below)

 No asset test

Income test – see attached chart

No asset test

Income test – see chart below

Deductions (per month):

-          Work expenses = $90

-          Earned income = $30 plus 1/3 of remainder

-          Child support – deduct $50 of amount received or 100% of amount paid

Asset limit: $3000 per family (home and 1 car are exempt)

Must be previous LIF recipient

Must be previous LIF recipient

Must be previous TMA recipient

Automatically eligible if mother receives Medicaid

Income 185% FPL or less (see chart below)

No asset limit.

Income 150% FPL or less

(see chart below)

No asset limit.

Automatically eligible

Eligibility for all Medicaid programs is determined by Family Independence Agency (FIA) except where noted.   Stipulations on countable income and assets are very complex in Michigan.

The Michigan Department of Community Health (MDCH) administers all programs and pays FFS claims.  Health plans pay managed care claims.

MDCH contracts with Maximus, Inc., which provides enrollment counseling for Medicaid through a program called Michigan Enrolls.

Managed care is mandatory in all but 19 counties, with exceptions for certain populations.  Six of the 19 counties have only one health plan and 13 have no enrollment mandate.

Mental health and substance abuse are carved out.

Managed care enrollees receive enhanced services such as health education.

FFS claims paid directly by MDCH.  Managed care claims paid by health plans.  All pharmacy claims are paid by First Health Services Corporation.

TANF

Families

Income: See tables below.  Earned income disregard is $200 plus 20% of remainder.

Asset limit: $3,000 (home and 1 car are exempt)

In Michigan, TANF is called the Family Independence Program (FIP).  It is the state’s welfare reform program.  The Michigan Family Independence Agency (FIA) determines eligibility.  Families eligible for TANF are automatically eligible for LIF Medicaid.

Same Medicaid considerations as stated above.  There are no separate program requirements for TANF recipients.

Medically Needy

 

Must be below specific income levels after medical expenses are used to spend down income – see attached chart.

Asset limits:

-          $2,000 for one person

-          $3,000 for two people

-          $3,000 for family group

(home and 1 car are exempt)

   

Elderly/Disabled

     

-          SSI recipients

-          Qualified Medicare Beneficiaries (QMB)

-          Specified Low-Income Medicare Beneficiaries (SLMB)

-          Disabled children

-          Elderly Prescription Insurance Coverage (EPIC)

Automatically eligible for Medicaid.

Income 100% FPL or less

Asset limit is twice SSI level.  Benefit is Medicare premiums, copays, deductibles.

 

Income 120% FPL or less

Asset limit is twice SSI level.  Benefit is Medicare Part B premium.

No income or asset test.

Must be 65+

Income 200% FPL or less (see chart below)  -- individuals who are determined to be Medicaid spend-down eligible may apply for enrollment.

May not receiving Medicaid benefits.

No asset test.

Eligibility for SSI determined by Social Security Administration.

Eligibility for other programs determined by FIA except Home Care Children (FIA and MDCH share responsibility) and CSHCS, where MDCH determines eligibility.

Medicaid programs available:

-          AD-Care

-          Extended care

-          MIChoice (home and community-based care)

-          Home care children

-          Children’s Waiver

-          Children’s Special Health Care Services (CSHCS)

Most enrollees are enrolled in health plans.  Mandates described above.

CSHCS is FFS in some counties and managed care in others.  Health plans for this program are separate from Medicaid health plans.

MDCH contracts with First Health Services Corporation to pay EPIC claims.

S-CHIP (MIChild)

     

Children < 1

Children > 1 and < 19

Income >185% FPL and <=200% FPL

Not eligible for Medicaid.

Income >150% FPL and <=200% FPL

Not eligible for Medicaid.

No asset test.

Program is called MIChild.

MDCH subcontracts with Maximus, Inc. to administer the program.  Maximus is responsible for making eligibility recommendations (MDCH grants final approval), enrollment/ disenrollment in health plans, maintenance of records,

verification of enrollment and membership in health plans, collection of premiums, monitoring of health plans and operating a telephone bank to answer benefit questions (Michigan Enrolls).

There is a premium of $5.00 per month.

A child can participate in CSHCS and MIChild.

A family may be eligible for TMA-Plus and MIChild.

Managed care is mandatory in all counties.  All enrollees must select a health plan except pregnant women under a physician’s care.


LIF INCOME TEST GROUP NEED AMOUNT

GROUP SIZE

SHELTER AREA

I

II

III

IV

V

VI

ONE

$341

$341

$347

$367

$383

$401

TWO

436

451

463

481

499

517

THREE

544

556

568

586

604

622

FOUR

669

681

693

711

729

747

FIVE

784

796

808

826

844

862

SIX

944

956

968

986

1,004

1,022

SEVEN

1,035

1,047

1,059

1,077

1,095

1,113

EIGHT or more

Add $76 for each additional person.

 

LIF INCOME LIMITS
ELIGIBLE CARETAKER

GROUP SIZE

SHELTER AREA

I

II

III

IV

V

VI

ONE

$255

$255

$260

$276

$290

$305

TWO

341

346

356

371

386

401

THREE

424

434

444

459

474

489

FOUR

528

538

548

563

578

593

FIVE

624

634

644

659

674

689

SIX

757

767

777

792

807

822

SEVEN

833

843

853

868

883

898

EIGHT or more

Add $76 for each additional person.

 

LIF INCOME LIMITS
INELIGIBLE CARETAKER

GROUP SIZE

SHELTER AREA

I

II

III, IV, V, VI

ONE

$86

$91

$96

TWO

169

179

184

THREE

273

283

288

FOUR

369

379

384

FIVE

502

512

517

SIX

578

588

593

SEVEN

654

664

669

EIGHT or more

Add $76 for each additional person

 

TANF (FIP) PAYMENT LEVELS
EMPLOYABLE ADULT LIVING ARRANGEMENT

GROUP SIZE

SHELTER AREA

I

II

III

IV

V

VI

ONE

$255

$255

$260

$276

$290

$305

TWO

341

346

356

371

386

401

THREE

424

434

444

459

474

489

FOUR

528

538

548

563

578

593

FIVE

624

634

644

659

674

689

SIX

757

767

777

792

807

822

SEVEN

833

843

853

868

883

898

EIGHT or more

Add $76 for each additional person.

 

TANF (FIP) PAYMENT LEVELS
DEFERRED AND/OR SSI ADULT LIVING ARRANGEMENT

GROUP SIZE

SHELTER AREA

I

II

III

IV

V

VI

ONE

$261

$261

$266

$282

$296

$311

TWO

353

358

368

383

398

413

THREE

442

452

462

477

492

507

FOUR

552

562

572

587

602

617

FIVE

654

664

674

689

704

719

SIX

793

803

813

828

843

858

SEVEN

875

885

895

910

925

940

EIGHT or more

Add $82 for each additional person.

 

TANF (FIP) PAYMENT LEVELS
CHILD ONLY LIVING ARRANGEMENT

GROUP SIZE

SHELTER AREA

I

II

III

IV

V

VI

ONE

$127

$132

$137

$137

$137

$137

TWO

251

261

266

266

266

266

THREE

396

406

411

411

411

411

FOUR

533

543

548

548

548

548

FIVE

654

664

674

689

704

719

SIX

793

803

813

828

843

858

SEVEN

875

885

895

910

925

940

EIGHT or more

Add $82 for each additional person.

 

MEDICALLY NEEDY PROTECTED INCOME LEVELS

NUMBER OF PERSONS

SHELTER AREA

I

II

III

IV

V

VI

ONE

$341

$341

$350

$375

$391

$408

TWO

458

466

475

500

516

541

THREE

493

502

512

532

547

567

FOUR

528

538

548

563

578

593

FIVE

624

634

644

659

674

689

SIX

757

767

777

792

807

822

SEVEN

833

843

853

868

883

898

EIGHT

909

919

929

944

959

974

NINE

985

995

1,005

1,020

1,035

1,050

TEN*

1,061

1,071

1,081

1,096

1,111

1,126

*For each additional person, add $76.

MEDICAID POVERTY LEVELS

NUMBER IN FISCAL GROUP

COLUMN 1

COLUMN 2

COLUMN 3

150%

185%

200%

ONE

$1,074

$1,325

$1,432

TWO

1,452

1,790

1,935

THREE

1,829

2,256

2,439

FOUR

2,207

2,722

2,942

FIVE

2,584

3,187

3,445

SIX

2,962

3,653

3,949

SEVEN

3,339

4,118

4,452

EIGHT

3,717

4,584

4,955

NINE

4,094

5,049

5,459

TEN

4,472

5,515

5,962

For each additional person, add

$378

$466

$504


Column 1: Other Healthy Kids
Column 2: Healthy Kids for pregnant women and children under age 1
Column 3: Qualified Disabled Working Individuals, Refugee Assistance Program, Insurance Assistance Program

 

MEDICAID SHELTER AREAS
(Counties)

SHELTER AREA I

SHELTER AREA II

SHELTER AREA III

Alger

Arenac

Alcona

Baraga

Chippewa

Benzie

Gogebic

Delta

Cheboygan

Huron

Houghton

Crawford

Iron

Iosco

Dickinson

Keweenaw

Lake

Gladwin

Luce

Manistee

Hillsdale

Mecosta

Oceana

Jackson

Menominee

Ontonagon

Kalkaska

Presque Isle

Osceola

Mackinac

Schoolcraft

Oscoda

Mason

   

Missaukee

   

Montcalm

SHELTER AREA IV

SHELTER AREA V

Muskegon

Allegan

Barry

Newaygo

Alpena

Bay

Ogenmaw

Antrim

Clinton

Sanilac

Berrien

Eaton

Wexford

Branch

Grand Traverse

 

Calhoun

Kalamazoo

 

Cass

Kent

SHELTER AREA VI

Charlevoix

Lapeer

Genesee

Clare

Leelanau

Ingham

Emmet

Lenawee

Livingston

Gratiot

Midland

Macomb

Ionia

Otsego

Monroe

Isabella

Ottawa

Oakland

Marquette

Saginaw

St. Clair

Montmorency

Van Buren

Washtenaw

Roscommon

   

St. Joseph

   

Shiawassee

   

Current through 5/2002

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