United States Bankruptcy Court
                       For the Eastern District of Virginia





   NORFOLK, VIRGINIA                            Presiding: Judge David H. Adams

   Tuesday, March 16, 2004           


ÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄ

   9:00            INITIAL PRE-TRIAL CONFERENCE - JUDGE'S CHAMBERS
                              DISCHARGEABILITY OF DEBT

   (1)  Ch.7    Kathleene A. Cipriano                    MOTION FOR SUBSTITUTION
   Kathleene A. Cipriano                     04-70280 , APN 04-7007
   v. Great Lakes Educational Loan           (Gay) (Gelber)
       Services, Inc.
      Navy Federal Credit Union





   (2)  Ch.7    Jarrett T. & Jean A. Marquis                    CON'T FR 1/20/04
   James S. Rodgers                          03-73731 , APN 03-7175
   v. Jarrett T. Marquis-Dismissed 1/6/04    (Carlson) (Pro Se)
      Jean A. Marquis





   9:00            INITIAL PRE-TRIAL CONFERENCE - JUDGE'S CHAMBERS
                                   LIEN AVOIDANCE

   (3)  Ch.7    Christopher & Tamara E. Lloyd
   Christopher & Tamara E. Lloyd             04-70005 , APN 04-7010
   v. Citifinancial, Inc.                    (Heath)




ÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄ

   9:30                PRELIMINARY HEARING - RELIEF FROM STAY

   (4)  Ch.13   Robert W. & Monica R. Oliver, Jr.                       SETTLED 
   EMC Mortgage Corporation                  01-70359 
   v. Robert W. & Monica R. Oliver, Jr.      (Rosenberg) (Thomas)








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   Tuesday, March 16, 2004                      Presiding: Judge David H. Adams



   (5)  Ch.13   Barbara A. Smith-Wilson
   NAE Federal Credit Union                  04-70025 
   v. Barbara A. Smith-Wilson                (Hauser) (Lewis) (Santoro)
      Frank J. Santoro, Tr.





   (6)  Ch.13   Spencer A. Sanford 
   Countrywide Home Loans, Inc.              03-72165 
   v. Spencer A. Sanford                     (Bierman) (Heath)





   (7)  Ch.13   Leandrew Reese & Edna J. Wilson-Reese     CASE DISMISSED 2/20/04
   Option One Mortgage Corporation           03-74326 
   v. Leandrew Reese & Edna J. Wilson-Reese  (Bierman) (Garfinkel)





   (8)  Ch.13   Jannifer V. Stafford
   Homecomings Financial Network             03-75019 
   v. Jannifer V. Stafford                   (McQuiddy) (Stafford)





   (9)  Ch.13   Shawn P. & Linda B. Van Atten                           SETTLED 
   Nissan Motor Acceptance Corp.             02-70554 
   v. Shawn P. & Linda B. Van Atten          (Van Beek) (Hay)





   (10) Ch.13   Ronald R. & Deborah A. Williams
   Wells Fargo Home Mortgage, Inc.           03-75215 
   v. Ronald R. & Deborah A. Williams        (Epps) (Hay) (Santoro)
      Frank J. Santoro, Tr.





   (11) Ch.13   Ronald J. & Sharon M. Cruz
   Aurora Loan Services, Inc.                01-73670 
   v. Ronald J. & Sharon M. Cruz             (Jaffe) (Berg) (Santoro)


                                                        Version  03/10/04  15:42




   NORFOLK, VIRGINIA                                                    Page  3

   Tuesday, March 16, 2004                      Presiding: Judge David H. Adams


      Frank J. Santoro, Tr.





   (12) Ch.7    Carol S. Rideway   
   Chevy Chase Bank, F.S.B.                  04-70398 
   v. Carol S. Rideway                       (Jaffe) (Garfinkel) (Stackhouse)
      R. Clinton Stackhouse, Tr.





   (13) Ch.13   Harvie Saunders, Jr.
   Aurora Loan Services, Inc.                03-74213 
   v. Harvie Saunders, Jr.                   (Jaffe) (Yoder) (Santoro)
      Frank J. Santoro, Tr.





   (14) Ch.13   Richard P. & Susan H. Smith
   Beneficial Mortgage Co. of Virginia       02-76575 
   v. Richard P. & Susan H. Smith            (Zimm) (Richards) (Santoro)
      Frank J. Santoro, Tr.





   (15) Ch.13   James M. & Lelia M. Boney                               SETTLED 
   Midland Mortgage Company                  02-77383 
   v. James M. & Lelia M. Boney              (Wood) (McKenna)





   (16) Ch.13   Arnitra Y. DeBerry 
   Deutsche Bank National Trust Company      03-72954 
   v. Arnitra Y. DeBerry                     (Rosado) (Herrick)





   (17) Ch.13   Betty A. Smith     
   Citibank, N.A.                            03-78511 
   v. Betty A. Smith                         (Rosado) (Berg)




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   Tuesday, March 16, 2004                      Presiding: Judge David H. Adams



   (18) Ch.13   John A. & Kathi L. Tinsley
   Chase Manhattan Mortgage Corporation      03-78285 
   v. John A. & Kathi L. Tinsley             (Sasser) (Garfinkel) (Santoro)
      Frank J. Santoro, Tr.





   (19) Ch.13   Darran O. Butts    
   National City Mortgage Co.                03-74535 
   v. Darran O. Butts                        (Sasser) (Herrick) (Santoro)
      Frank J. Santoro, Tr.





   (20) Ch.13   Sherlene D. Daniels
   National City Mortgage Co.                02-77745 
   v. Sherlene D. Daniels                    (Sasser) (Winchester) (Santoro)
      Frank J. Santoro, Tr.





   (21) Ch.13   Karen M. Wilson    
   National City Mortgage Co.                03-76673 
   v. Karen M. Wilson                        (Sasser) (McCormick) (Santoro)
      Frank J. Santoro, Tr.





   (22) Ch.13   Richard J. & Sharon A. Toker
   Federal National Mortgage Association     03-74753 
   v. Richard J. & Sharon A. Toker           (Gershen) (Garfinkel) (Santoro)
      Frank J. Santoro, Tr.





   (23) Ch.13   Michael R. Amland                        AMENDED MOTION  2/27/04
   Washington Mutual Bank                    03-77081 
   v. Michael R. Amland                      (Gershen) (Richards) (Santoro)
      Frank J. Santoro, Tr.






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   Tuesday, March 16, 2004                      Presiding: Judge David H. Adams



   (24) Ch.13   Elbert M. Satterfield
   Cendant Mortgage Corporation              03-76816 
   v. Elbert M. Satterfield                  (Gershen) (McCormick) (Santoro)
      Frank J. Santoro, Tr.





   9:30           PRELIMINARY HEARING - RELIEF FROM CO-DEBTOR STAY

   (25) Ch.13   Elbert M. Satterfield
   Cendant Mortgage Corporation              03-76816 
   v. Elbert M. Satterfield                  (Gershen) (McCormick) (Santoro)
      Wilhelmenia M. Satterfield, Co-Debtor
      Frank J. Santoro, Tr.





   9:30        PRELIMINARY HEARING - RELIEF FROM STAY & CO-DEBTOR STAY

   (26) Ch.13   Chris A. Childers  
   HomeComings Financial Network             02-71366 
   v. Chris A. Childers                      (McQuiddy) (Winchester)
      Marvin Childers, Co-Debtor





   (27) Ch.13   Jacqueline M. Shields
   Charter One Mortgage Corp.                02-77897 
   v. Jacqueline M. Shields                  (W. Wade) (Winchester)
      William L. Shields, III, Co-Debtor





   9:30                   FINAL HEARING - RELIEF FROM STAY

   (28) Ch.13   Tracy Y. Keeling   
   Household Mortgage Services               03-74768 
   v. Tracy Y. Keeling                       (Sasser) (Pedigo) (Santoro)
      Frank J. Santoro, Tr.








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   Tuesday, March 16, 2004                      Presiding: Judge David H. Adams



   (29) Ch.13   Theodore I. & Ellen C. Strauss
   Wells Fargo Home Mortgage, Inc.           03-74306 
   v. Theodore I. & Ellen C. Strauss         (Sasser) (Floyd) (Santoro)
       Frank J. Santoro, Tr.





   (30) Ch.13   Jackie D. & Augustine S. Lowe
   Bankers Trust                             03-76700 
   v. Jackie D. & Augustine S. Lowe          (Bierman/Collins) (Levine)





   (31) Ch.7    Eveline S. Cropper 
   NASA Federal Credit Union                 03-78765 
   v. Eveline S. Cropper                     (Feldman) (Zaleski) (T. Smith)
      Tom C. Smith, Jr., Tr.





   (32) Ch.13   Michael A. Rumble  
   Washington Mutual Bank, FA                03-75124 
   v. Michael A. Rumble                      (Gershen) (Hurley) (Santoro)
      Frank J. Santoro, Tr.





   (33) Ch.13   Sybil E. Alcorn                                         SETTLED 
   Washington Mutual Bank, F.A.              02-70732 
   v. Sybil E. Alcorn                        (Gershen) (Tolerton) (Santoro)
      Frank J. Santoro, Tr.





   9:30           FINAL HEARING - RELIEF FROM STAY & CO-DEBTOR STAY

   (34) Ch.13   Michael A. Clark                                    AS TO DEBTOR
   Wells Fargo Home Mortgage, Inc.           03-74435 
   v. Michael A. Clark                       (Jaffe/Brown) (Tripp) (Santoro)
      Janice M. Savage-Clark, Co-Debtor
      Frank J. Santoro, Tr.




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   Tuesday, March 16, 2004                      Presiding: Judge David H. Adams



   (35) Ch.13   Chuntea N. Williams
   NAE Federal Credit Union                  03-73411 
   v. Chuntea N. Williams                    (Hauser) (Winchester) (Santoro)
      Vernon Williams, Co-Debtor
      Frank J. Santoro, Tr.





   (36) Ch.13   Clyde E. Wade      
   Goldman Sachs Mortgage Company            02-70520 
   v. Clyde E. Wade                          (Bierman/Collins) (Tolerton)
      Beulah A. Wade, Co-Debtor




ÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄ

   10:00              MOTION TO DISMISS BY TRUSTEE - Neal, Tr.

   (37) Ch.13                                    AMENDED MOTION  2/4/04 -SETTLED
   Nancy K. Houston                          03-71694 
                                             (Mitchell)





   10:00                    MOTION FOR HARDSHIP DISCHARGE

   (38) Ch.13                      
   William L. Gilbert                        01-71843 
                                             (Moreno) (Santoro, Tr.)





   10:00                        NOTICE TO SHOW CAUSE

   (39) Ch.13                      
   Richard E. Haber                          03-78527 
                                             (Weschler) (Tripp) (Santoro, Tr.)





   (40) Ch.13                      
   Erica A. Bailey                           03-77869 
                                             (Weschler) (Tripp) (Santoro, Tr.)


                                                        Version  03/10/04  15:42




   NORFOLK, VIRGINIA                                                    Page  8

   Tuesday, March 16, 2004                      Presiding: Judge David H. Adams



   (41) Ch.7                       
   Scot W. Koschel                           04-70225 
                                             (Weschler) (T. Smith)





   10:00                 MOTION TO ALLOW LATE PROOF OF CLAIM
             ON BEHALF OF ISLE OF WIGHT GENERAL DISTRICT COURT BY DEBTOR

   (42) Ch.13                      
   Trina S. Scott                            03-75639 
                                             (Herrick) (Santoro, Tr.)





   10:00                 MOTION TO ALLOW LATE PROOF OF CLAIM
                   ON BEHALF OF ISLE OF WIGHT TREASURER BY DEBTOR

   (43) Ch.13                      
   Trina S. Scott                            03-75639 
                                             (Herrick) (Santoro, Tr.)





   10:00                 MOTION TO ALLOW LATE PROOF OF CLAIM
                        ON BEHALF OF REEDS JEWELERS BY DEBTOR

   (44) Ch.13                      
   Trina S. Scott                            03-75639 
                                             (Herrick) (Santoro, Tr.)





   10:00                 MOTION TO ALLOW LATE PROOF OF CLAIM
                 ON BEHALF OF ISLE OF WIGHT CIRCUIT COURT BY DEBTOR

   (45) Ch.13                      
   Trina S. Scott                            03-75639 
                                             (Herrick) (Santoro, Tr.)








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   Tuesday, March 16, 2004                      Presiding: Judge David H. Adams



   10:00                 MOTION TO ALLOW LATE PROOF OF CLAIM
                       ON BEHALF OF COMMONWEALTH OF VIRGINIA,
                COMMONWEALTH COURT DEBT COLLECTIONS OFFICE BY DEBTORS

   (46) Ch.13                      
   Mark S. & Patricia A. Simons              03-73824 
   ($1,199.20)                               (Herrick) (Santoro, Tr.)





   10:00                 MOTION TO ALLOW LATE PROOF OF CLAIM
                       ON BEHALF OF COMMONWEALTH OF VIRGINIA,
                COMMONWEALTH COURT DEBT COLLECTIONS OFFICE BY DEBTORS

   (47) Ch.13                      
   Mark S. & Patricia A. Simons              03-73824 
   ($804.75)                                 (Herrick) (Santoro, Tr.)





   10:00                 MOTION TO ALLOW LATE PROOF OF CLAIM
                        ON BEHALF OF CITIFINANCIAL BY DEBTORS

   (48) Ch.13                      
   Leonard E. & Bernice E. Algood            03-72223 
                                             (Langhorne) (Santoro, Tr.)





   10:00                 MOTION TO ALLOW LATE PROOF OF CLAIM
                   ON BEHALF OF OAK RIDGE FINANCIAL LLC BY DEBTOR

   (49) Ch.13                      
   Antwanetta D. Vinson                      03-73163 
                                             (Garfinkel) (Santoro, Tr.)





   10:00                 MOTION TO ALLOW LATE PROOF OF CLAIM
                       ON BEHALF OF MEYERS & TABAKIN BY DEBTOR

   (50) Ch.13                      
   Edu D. Young                              02-78027 
                                             (Garfinkel) (Santoro, Tr.)



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   Tuesday, March 16, 2004                      Presiding: Judge David H. Adams



   10:00                 MOTION TO ALLOW LATE PROOF OF CLAIM
                        ON BEHALF OF ISLE OF WIGHT BY DEBTORS

   (51) Ch.13                      
   Larry D. & Fiji J. Robinson               03-74267 
                                             (Heath) (Santoro, Tr.)





   10:00                 MOTION TO ALLOW LATE PROOF OF CLAIM
                 ON BEHALF OF DIVISION OF CHILD SUPPORT ENFORCEMENT
                                      BY DEBTOR

   (52) Ch.13                      
   Ronnie L. James                           02-78065 
                                             (Berg/Whitus) (Santoro, Tr.)





   10:00                 MOTION TO ALLOW LATE PROOF OF CLAIM
                          ON BEHALF OF GREEN TREE BY DEBTOR

   (53) Ch.13                      
   Ronnie L. James                           02-78065 
                                             (Berg/Whitus) (Santoro, Tr.)





   10:00                    OBJECTION TO CLAIM BY DEBTOR

   (54) Ch.13                      
   Dawn R. Coon                              03-73425 
   (#15, RK Toyota Volvo Inc.)               (Love) (Campsen) (Santoro, Tr.)





   10:00                    OBJECTION TO CLAIM BY DEBTORS

   (55) Ch.13                      
   Calvin J. & Barbara J. Stevenson          03-78611 
   (#3, Fairbanks Capital Corporation)       (Heath) (Clarke) (Santoro, Tr.)






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   NORFOLK, VIRGINIA                                                    Page 11

   Tuesday, March 16, 2004                      Presiding: Judge David H. Adams



   10:00                MOTION FOR EXTENSION OF TIME TO FILE
                         OBJECTIONS TO DISCHARGE BY TRUSTEE

   (56) Ch.7                       
   Robert A. Wright                          03-78819 
                                             (Hall, Tr.) (Shapiro)





   10:00                 OBJECTION TO EXEMPTIONS BY TRUSTEE

   (57) Ch.7                       
   David E. Dundlow                          04-70103 
                                             (Marcus, Tr.) (Rowlands)





   (58) Ch.7                                                          DISMISSED 
   Gary D. Babcock                           03-78825 
                                             (T. Smith, Tr.) (Byrum)





   10:00    
                      MOTION TO STOP THE SALE OF REAL PROPERTY
                                   BY DEBTOR-WIFE

   (59) Ch.7                       
   Jarrett T. & Jean A. Marquis              03-73731 
                                             (Pro Se) (T. Smith, Tr.)





   10:00         APPLICATION AND NOTICE TO SELL DEBTORS' REAL ESTATE
                                     BY TRUSTEE

   (60) Ch.7                                                        & OBJECTION 
   Jarrett T. & Jean A. Marquis              03-73731 
                                             (T. Smith, Tr.) (Pro Se)








                                                        Version  03/10/04  15:42




   NORFOLK, VIRGINIA                                                    Page 12

   Tuesday, March 16, 2004                      Presiding: Judge David H. Adams


ÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄ

   11:00                    APPLICATION FOR COMPENSATION
                            ADDENDUM - CORRECTION 2/25/04

   (61) Ch.11                                                      & OBJECTIONS 
   Zap, Inc.                                 03-76236 
   (Marcus, Santoro & Kozak, P.C., Attorney  (Liberatore) (Weschler)
   for debtor)





   11:00      MOTION TO SELL RESIDENTIAL REAL PROPERTY OUTSIDE ORDINARY
              COURSE OF BUSINESS, FREE/CLEAR OF LIENS, AND TO PAY SALES
                          COSTS AND REAL ESTATE COMMISSIONS

   (62) Ch.11                      
   Debra P. Sharpe                           03-78400 
   (2825 Eric Ct., Chesapeake, VA)           (Liberatore) (Van Arsdale)





   (63) Ch.11                      
   Debra P. Sharpe                           03-78400 
   (2721, 2723, 2725 Janice Lynn Ct.,        (Liberatore) (Van Arsdale)
   Chesapeake, VA)





   (64) Ch.11                      
   Debra P. Sharpe                           03-78400 
   (2700 & 2705 Janice Lynn Ct., Chesapeake, (Liberatore) (Van Arsdale)
   VA)





   (65) Ch.11                      
   Debra P. Sharpe                           03-78400 
   (2701 Janice Lynn Ct., Chesapeake, VA)    (Liberatore) (Van Arsdale)









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   NORFOLK, VIRGINIA                                                    Page 13

   Tuesday, March 16, 2004                      Presiding: Judge David H. Adams



   11:00                    MOTION FOR EXTENSION OF TIME
              TO ASSUME/REJECT LEASES OF NON-RESIDENTIAL REAL PROPERTY

   (66) Ch.11                                    & OBJECTIONS --CON'T FR 2/24/04
   Trinity of Virginia, LLC                  03-78885 
                                             (Crowley) (Weschler)





   11:00                      MOTION FOR ENTRY OF ORDER
                     AUTHORIZING THE SURRENDER OF POSSESSION OF
                      A LEASE OF NON-RESIDENTIAL REAL PROPERTY

   (67) Ch.11                                                   CON'T FR 2/24/04
   Trinity of Virginia, LLC                  03-78885 
                                             (Crowley) (Weschler)





   11:00                        DISCLOSURE STATEMENT

   (68) Ch.11                      
   AMB Construction, Inc.                    03-70483 
   Pro-Concrete, Inc., Jointly Administered  (Crowley) (Weschler)




ÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄ

   2:00                           MOTION TO CONVERT
                    BY DEPARTMENT OF NAVY AND DEPARTMENT OF ARMY

   (69) Ch.11                      
   Excellent Commercial Cleaning, Inc.       04-70171 
                                             (Stefan) (Crowley) (Van Arsdale)





   2:00     
                      MOTION TO REJECT CERTAIN UNEXPIRED LEASES
                                OF PERSONAL PROPERTY

   (70) Ch.11                      
   Excellent Commercial Cleaning, Inc.       04-70171 
                                             (Crowley) (Van Arsdale)



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