{ NOT AN OFFICIAL TRANSCRIPT OF THE SENATE PROCEEDINGS.}
NATIONAL INSTITUTES OF HEALTH. WE DON'T DETERMINE IN THE BUDGET
RESOLUTION WHICH OF THE NUMEROUS N.I.H. ACTIVITIES GET WHAT
AMOUNT OF MONEY. I HAVE BEEN TO THE SUBCOMMITTEE WITH THE
DISTINGUISHED CHAIRMAN PRESIDING, MAKING A VERY STRONG, STRONG
PITCH THAT WE PUT MORE MONEY INTO RESEARCHING MENTAL ILLNESS.
HE RECALLS THAT. WE WERE ABLE OVER THE YEARS TO RAISE THOSE
KIND OF INSTITUTES TO A LEVEL OF FUNDING WHERE I CAN GIVE YOU
TWO OR THREE WHICH ARE NOW ON THE CUTTING EDGE AGAIN AND WHICH
{13:15:38} (MR. DOMENICI) { NOT AN OFFICIAL TRANSCRIPT }
HAVE EXCITED YOUNG SCIENTISTS AND THE VERY BEST TO GET INTO
FIELDS THEY MIGHT NOT HAVE THAT ARE CRITICAL TO US SOLVING SOME
OF THE ENORMOUS PROBLEMS OF THE SUFFERING HUMAN BEINGS, NOT
ONLY AMERICANS BUT HUMANS. NOW, SO I'M AN ADVOCATE, BUT, MR.
PRESIDENT, I GUESS I WOULD SAY IN A TIGHT BUDGET, ENOUGH IS
ENOUGH. $1.5 BILLION IS ENOUGH. $15.5 BILLION, OVER FIVE YEARS,
IS ENOUGH. AND I CAN'T DO ANY BETTER. I CAN'T MAKE THE FUNDING
{13:16:13} (MR. DOMENICI) { NOT AN OFFICIAL TRANSCRIPT }
ANY MORE ASSURED IN A BUDGET RESOLUTION THAN I HAVE DONE IN
THIS BUDGET RESOLUTION. I CANNOT, IF SENATOR SPECTER WERE TO
PREVAIL, WE CANNOT ASSURE ANYONE THAT THE DESIRED LEVEL OF
N.I.H. FUNDING WILL BE WHAT SENATOR SPECTER ASSUMES BY HIS
AMENDMENT. BECAUSE HE IS, ONCE AGAIN, GOING TO BE BACK INTO THE
COMPETITION OF TAKING ALL THE MONEY THAT HIS COMMITTEE GETS AND
DECIDING AMONG HUNDREDS OF PROGRAMS HOW MUCH THE N.I.H. GETS.
{13:16:49} (MR. DOMENICI) { NOT AN OFFICIAL TRANSCRIPT }
SO, THAT'S ONE SIDE OF THIS COIN. NOW, WITH EVERY COIN, THERE
ARE TWO SIDES WHEN YOU TAKE AWAY -- WHEN YOU ADD, YOU GOT TO
TAKE AWAY. BECAUSE THE DISTINGUISHED SENATOR DID NOT TRY TO
BREAK THE BUDGET. HE DID NOT TRY TO BREAK THE CAST, BECAUSE HE
PLEDGED LAST YEAR AND E# KEPT HIS PLEDGE, THAT WE WOULD STAY ON
THIS PATH -- A BALANCED BUDGET AND THE CAPS. NOW, THERE ARE
SOME WHO WOULD LIKE TO BREAK THE CAPS FOR ANY GOOD PROPOSAL.
THE DISTINGUISHED SENATOR FROM PENNSYLVANIA IS NOT DOING THAT.
HE IS SAYING, LET US CUT OTHER DOMESTIC PROGRAMS TO PAY FOR THE
{13:17:22} (MR. DOMENICI) { NOT AN OFFICIAL TRANSCRIPT }
NEW INCREASE OVER AND ABOVE THE $1.5 BILLION THAT WE PROVIDED,
AND THE SENATOR INCLUDED DEFENSE IN THE .4% CUT. SO DEFENSE
GETS CUT ACROSS THE BOARD AND DOMESTIC PROGRAMS GET CUT ACROSS
THE BOARD. SO THAT DEFENSE GETS CUT $1.1 BILLION OVER FIVE
YEARS -- EXCUSE ME, OVER ONE YEAR, IN ORDER TO PAY FOR THIS $2
BILLION INCREASE. AND I'LL JUST TICK OFF SOME SO EVERYBODY
{13:18:03} (MR. DOMENICI) { NOT AN OFFICIAL TRANSCRIPT }
KNOWS. THE VETERANS GET $76 MILLION REDUCTION, THE ENVIRONMENT
GETS AN $89 MILLION. AGRICULTURE, BECAUSE IT IS SMALLER, GETS
$17 MILLION, TRANSPORTATION, $160 MILLION, AND ON AND ON. NOW,
MR. PRESIDENT, IT MAY VERY WELL BE THAT THE UNITED STATES
SENATE TODAY WANTS TO SAY IN ADDITION TO WHAT THE BUDGET
RESOLUTION CONTAINS, WITH ALL THE OTHER PROGRAMS BEING
RESTRAINED DRAMATICALLY, THAT IN ORDER TO GIVE IT TWO MORE --
$2 BILLION MORE, THAT WE OUGHT TO DO THESE THINGS, INCLUDING
{13:18:35} (MR. DOMENICI) { NOT AN OFFICIAL TRANSCRIPT }
CUTTING DEFENSE $1.1 BLT. I DON'T BELIEVE THE SENATE WILL DO
THAT, BUT IF THEY CHOOSE TO DO THAT, THEN OBVIOUSLY THE
APPROPRIATORS WILL STRO GIVE THAT EVERY CONSIDERATION. I DON'T
SEE HOW WE CAN DO THE DEFENSE ONE BECAUSE WE'RE ALREADY HAVING
A VERY DIFFICULT TIME MEETING THE DEFENSE NEEDS WITH THE
{13:19:10} (MR. DOMENICI) { NOT AN OFFICIAL TRANSCRIPT }
NUMBERS THAT ARE IN THE BUDGET AND THE FIRE WALL THAT PROTECTS.
BUT LET ME JUST SAY, WITH RESPECT TO SENATOR SPECTER, SENATOR
SPECTER, YOU SAID YOU WANT TO DO THIS TO DEFENSE ALSO. I WOULD
LIKE TO YOU THINK ABOUT THAT. BECAUSE IF YOU DO, THEN I BELIEVE
THE FIRE WALL PREVAILS AND YOU MAY HAVE A SUPERMAJORITY
REQUIREMENT. BUT I LEAVE THAT TO YOU. THAT'S NOT FOR ME. NOW,
HAVING SAID WHAT I'VE SAID, I DO NOT WANT TO DETRACT FROM THE
FACT THAT THE NATIONAL INSTITUTES OF HEALTH ARE A FABULOUS
COMMUNITY OF THE BEST SCIENTISTS IN THE WORLD, AND WHEN YOU
{13:19:49} (MR. DOMENICI) { NOT AN OFFICIAL TRANSCRIPT }
REALLY LOOK AT WHAT THEY'RE DOING, YOU KNOW, THEY'RE ON A
COURSE TO CURE MANY, MANY ASPECTS OF HUMAN SUFFERING AND HUMAN
DISEASE. YOU ADD TO WHAT THEY ARE DOING IN THE NORMAL RESEARCH,
YOU ADD SOMETHING LIKE THE GENOME MAPPING, THE MAPPING OF ALL
THE CHROMOSOMES OF A HUMAN BODY, AND THOSE ARE BEING LOOKED AT
IN TERMS OF THEIR RELATIONSHIP TO DISEASE, AND YOU HAVE A
FORMIDABLE GROUP OF SCIENTISTS AND RESEARCH EQUIPMENT MOVING IN
A PATH OF PERHAPS -- PERHAPS -- WHAT MAY BE CALLED "THE
{13:20:25} (MR. DOMENICI) { NOT AN OFFICIAL TRANSCRIPT }
GENERATION YET TO COME," WHICH WILL AB ABWELLNESS GENERATION IN
THE WORLD THAT. COULD BE WHEN THE DREZ DISEASES ARE NO MORE. SO
I DON'T WANT TO SOUND LIKE THIS IS JUST A TYPICAL ENTITY. IT IS
A VERY PROMINENT AND IMPORTANT ONE. BUT I DO BELIEVE THAT
CONSISTENT WITH LIMITED RESOURCES AND BECAUSE WE HAVE TO TAX
OUR PEOPLE, WE HAVE LIMITED RESOURCES; AND SOME THINK THEY'RE
TAXED TOO MUCH ALREADY. THEN I BELIEVE THE BUDGET RESOLUTION
TREATS THIS FORMIDABLE RESEARCH COMMUNITY FAIRLY WELL. I
{13:21:00 NSP} (MR. SPECTER) { NOT AN OFFICIAL TRANSCRIPT }
RESERVE THE BALANCE OF MY TIME. MR. SPECTER: MR. PRESIDENT?
STPHER STPHER THE SENATOR FROM PENS OPINIONS.
{13:21:03 NSP} (MR. SPECTER) { NOT AN OFFICIAL TRANSCRIPT }
MR. SPECTER: HOW MUCH TIME REMAINS?
{13:21:09 NSP} (THE PRESIDING OFFICER) { NOT AN OFFICIAL TRANSCRIPT }
THE PRESIDING OFFICER: SIX AND A HALF MINUTES. SPECK TIME HOW
MUCH TIME REMAINS --ICS
{13:21:12 NSP} (MR. SPECTER) { NOT AN OFFICIAL TRANSCRIPT }
MR. SPECTER: HOW MUCH TIME REMAINS ON BOTH SIDES?
{13:21:15 NSP} (THE PRESIDING OFFICER) { NOT AN OFFICIAL TRANSCRIPT }
THE PRESIDING OFFICER: SIX AND A HALF MINUTES.
{13:21:19 NSP} (MR. SPECTER) { NOT AN OFFICIAL TRANSCRIPT }
MR. SPECTER: SENATOR HARKIN HAS MADE A REQUEST TO HAVE FIVE
MINUTES RESERVED, BUT HE'S AT ANOTHER HEARING, AND I WONDER IF
WE MIGHT ACCOMMODATE HIM AT A LATER TIME?
{13:21:29 NSP} (MR. DOMENICI) { NOT AN OFFICIAL TRANSCRIPT }
MR. DOMENICI: DO YOU HAVE FIVE MINUTES REMAINING?
{13:21:32 NSP} (MR. SPECTER) { NOT AN OFFICIAL TRANSCRIPT }
MR. SPECTER: YES, I HAVE THE TIME.
{13:21:36 NSP} (MR. DOMENICI) { NOT AN OFFICIAL TRANSCRIPT }
MR. DOMENICI: I WOULD TRY TO WORK IT IN.
{13:21:39 NSP} (MR. SPECTER) { NOT AN OFFICIAL TRANSCRIPT }
MR. SPECTER: THANK YOU. I THANK MY COLLEAGUE, SENATOR DOMENICI,
FOR HIS COMMENTS. HE HAS ENUMERATED PROGRAMS WHICH WILL BE CUT.
IT IS A MATTER OF PRIORITIES. WHEN HE HAS RECITE TAD THERE IS
AN ASSUMPTION OF $1.5 BILLION FOR THE NATIONAL INSTITUTES OF
HEALTH, I HAVE TO DISAGREE WITH HIM BECAUSE THE BUDGET
COMMITTEE ASSUMES ONLY AN OUTLAY INCREASE OF $350 MILLION OVER
THE LEVEL FROM FISCAL YEAR 1998 AND THERE ARE ALSO INCREASES IN
EDUCATION AND CHILD-CARE PROGRAMS, SO IF THERE COULD NOT
{13:22:09} (MR. SPECTER) { NOT AN OFFICIAL TRANSCRIPT }
POSSIBLY BE AN INCREASE IN N.I.H., WITH AN INCREASE OF ONLY
$350 MILLION IN OUTLAYS, AND AS SENATOR DOMENICI HAS RECITED A
NUMBER OF CUTS, LET ME JUST RECITE A PARTIAL LIST OF THE PEOPLE
WHO COME TO ME AS CHAIRMAN OF THIS SUBCOMMITTEE, THOSE WHO WANT
INCREASES IN FUNDING FOR BREAST CANCER, CERVICAL CANCER, COLON
CANCER, ALZHEIMER'S DISEASE, CYSTIC FIBROSKIS, DIABETES,
{13:22:44} (MR. SPECTER) { NOT AN OFFICIAL TRANSCRIPT }
KIDNEYS AILMENTS, PARKINSON'S, SCHIZOPHRENIA, EPILEPSY, HEART
DISEASE, PROSTATE SKERX PULMONARY DISORDERS, AIDS, I THINK I
MESSAGESEDALS HIRMSE, HUNTINGTON'S DISEASE, TO MENTION ONLY A
FEW. AND THE FACT IS THAT MANY SENATORS RECEIVE AWARDS FROM
ALZHEIMER'S OR FROM PARKINSON'S OR FROM AIDS, ETSZ, AND THIS IS
A MATTER OF PRIORITY, PURE AND SIMPLE. SENATOR DOMENICI SDIM A
VALUED MEMBER OF THE SUBCOMMITTEE. HE AND I SIT NECT NEXT TO
{13:23:20} (MR. SPECTER) { NOT AN OFFICIAL TRANSCRIPT }
EACH OTHER AND THE APPROPRIATIONS COMMITTEE THE -- HAVE FOR
YEARS. HE TALKS ABOUT MENTAL ILLNESS PROGRAMS. WE HAVE
ACCOMMODATED THAT AS A VERY HIGH PRIORITY. THAT'S WHAT THE
SENATE HAS TO DO IS ESTABLISH THE PRIORITIES THAT I SAY THAT
IT'S WORTH THE .4% CUT ACROSS THE BOARD FOR THIS HIGH PRIORITY
FOR THE NATIONAL INSTITUTES OF HEALTH. I YIELD THE FLOOR.
{13:23:42 NSP} (MR. DOMENICI) { NOT AN OFFICIAL TRANSCRIPT }
MR. DOMENICI: HOW MUCH TIME DO I HAVE REMAINING?
{13:23:46 NSP} (THE PRESIDING OFFICER) { NOT AN OFFICIAL TRANSCRIPT }
THE PRESIDING OFFICER: THE SENATOR HAS THREE MINUTES REMAINING.
{13:23:48 NSP} (MR. DOMENICI) { NOT AN OFFICIAL TRANSCRIPT }
MR. DOMENICI: I YIELD BACK -- FLO, I RESERVE MY THREE MINUTES
AND ASK UNANIMOUS CONSENT THAT THE THREE MINUTES REMAINING IN
OPPOSITION AND FIVE MINUTES REMAINING BY THE PROPONENT BE
RETAINED UNTIL -- SUBSEQUENT TO THE DEBATE ON THE KENNEDY
AMENDMENT, WHICH WILL START NOW.
{13:24:05 NSP} (THE PRESIDING OFFICER) { NOT AN OFFICIAL TRANSCRIPT }
THE PRESIDING OFFICER: IS THERE OBJECTION?
NO OBJECTION, SO ORDERED.
{13:24:16 NSP} (MR. DOMENICI) { NOT AN OFFICIAL TRANSCRIPT }
MR. DOMENICI: THANK YOU VERY MUCH.
{13:24:20 NSP} (THE PRESIDING OFFICER) { NOT AN OFFICIAL TRANSCRIPT }
THE PRESIDING OFFICER: THE PENDING QUESTION IS THE KENNEDY
{13:24:25 NSP} (MR. KENNEDY) { NOT AN OFFICIAL TRANSCRIPT }
AMENDMENT, NUMBER 2183. MR. KENNEDY: MR. PRESIDENT?
{13:24:28 NSP} (THE PRESIDING OFFICER) { NOT AN OFFICIAL TRANSCRIPT }
THE PRESIDING OFFICER: THE SENATOR HAS 15 MINUTES TO EXPLAIN
HIS AMENDMENT. THE SENATOR FROM MASSACHUSETTS.
{13:24:36 NSP} (MR. KENNEDY) { NOT AN OFFICIAL TRANSCRIPT }
MR. KENNEDY: I'D YIELD MYSELF FIVE MINUTES, MR. PRESIDENT. MR.
PRESIDENT, THIS SENSE OF THE SENATE IS VERY, VERY SIMPLE, AND I
FIND EXTRAORDINARILY COMPELLING, AND I FIND IT DIFFICULT TO
UNDERSTAND WHY IT WILL NOT BE ACCEPTED. AND I THINK THE BEST
WAY TO REALLY EXPLAIN IT IS TO GO THROUGH THE AMENDMENT ITSELF,
BECAUSE IT IS SO SIMPLE AND SO COMPELLING. ALL WE ARE SAYING IS
THAT IT IS A SENSE OF THE SENATE THAT CONCERNS A PATIENT'S BILL
{13:25:06} (MR. KENNEDY) { NOT AN OFFICIAL TRANSCRIPT }
OF RIGHTS, THAT CONGRESS DEFIANCE, PATIENTS LACK RELIABLE
INFORMATION ABOUT HEALTH PLANS AND THE QUALITY OF CARE THAT
HEALTH PLANS PROVIDE. WE HAVE HAD A WIDE RANGE OF DIFFERENT
HEARINGS THAT HAVE DEMONSTRATED THAT, MR. PRESIDENT. SECOND
SECONDLY, IT SAID, EXPERTS AGREED THAT THE QUALITY OF HEALTH
CARE CAN BE SUBSTANTIALLY IMPROVED, RESULTING IN LESS ILLNESS
AND LESS PREMATURE DEATH. THE BUSINESS COMMUNITY, THE HEARINGS
BEFORE THE PRESIDENTIAL COMMISSION, MANY JOURNAL ARTICLES BY
EXPERTS ALSO SUPPORT THAT FINDING. THIRD, THAT SOME
{13:25:37} (MR. KENNEDY) { NOT AN OFFICIAL TRANSCRIPT }
MANAGED-CARE PLANS HAVE CREATED OBSTACLES FOR PATIENTS WHO NEED
TO SEE SPECIALISTS ON AN ONGOING BASIS AND HAVE REQUIRED THAT
WOMEN GET PERMISSION FROM THEIR PRIMARY-CARE PHYSICIAN BEFORE
SEEING A GYNECOLOGIST. THIS WAS A CENTRAL FINDING AGAIN OF THE
PRESIDENTIAL COMMISSION ON THE QUALITY OF HEALTH CARE, AND IT
WAS OVERWHELMING. THE EVIDENCE THAT DEMONSTRATED THAT
PARTICULAR CHALLENGE THAT WE'RE FACING IN THE COUNTRY TODAY.
FOURTH, THAT A MAJORITY OF CONSUMERS BELIEVE THAT HEALTH PLANS
COMPRISE -- COMPROMISE THEIR QUALITY OF CARE TO SAVE MONEY. THE
{13:26:12} (MR. KENNEDY) { NOT AN OFFICIAL TRANSCRIPT }
FACT IS, IT'S 80% OF THOSE THAT ARE INVOLVED IN VARIOUS
MANAGED-CARE PROGRAMS HAVE REACHED THAT CONCLUSION. WE'VE GOT
THAT EVIDENCE. IT'S BEEN READILY REFERRED TO. THAT'S THE
FINDING. ALL YOU HAVE TO DO IS LOOK AT THE MOVIE "AS GOOD AS IT
GETS" AND SEE HELL ENHUNT'S EXTRAORDINARY PERFORMANCE, ATNDZ
ANY MOVIE THEATER IN THIS COUNTRY AND YOU'LL -- AND IF YOU HAVE
ANY QUESTIONS ON THAT ISSUE, THEY'LL BE RESOLVED. FIFTH, THE
FEDERAL PREEMPTION UNDER THE EMPLOYEE RETIREMENT INCOME
SECURITY ACT OF 1974 PREVENTS STATES FROM EORCING PROTECTIONS
{13:26:45} (MR. KENNEDY) { NOT AN OFFICIAL TRANSCRIPT }
FOR 125 MILLION WORKERS AND THEIR FAMILIES RECEIVING HEALTH
INSURANCE THROUGH THE EMPLOYER-BASED GROUP HEALTH PLANS. MR.
PRESIDENT, ALL WE KNOW IS THAT THIS IS SOMETHING THAT IS
UNDERSTANDABLE. IT EXISTS NOWENDER THE ERISA PREEMPTIONS. WE
HAVE FOUND OUT THE UNJUSTICES THAT ARE CREEDED BY FEDERAL
JUDGES, THE STATE INSURANCE COMMISSIONERS. THERE IS NO REASON
AT ALL THAT WE OUGHT TO GIVE AN EXCLUSION TO A CERTAIN GROUP OF
{13:27:19} (MR. KENNEDY) { NOT AN OFFICIAL TRANSCRIPT }
PRACTITIONERS THAT THE RESULT OF WHICH IS REFLECTED IN EITHER
-- IN SOME INSTANCES -- DEATH OR MORE FREQUENTLY IN NEGLIGENCE.
SIX, MR. PRESIDENT, THE ADVISORY COMMISSION ON CONSUMER
PROTECTION AND QUALITY IN THE HEALTH CARE INDUSTRY HAS
UNANIMOUSLY RECOMMENDED A PATIENT BILL OF RIGHTS, TO PROTECT
PATIENTS AGAINST ABUSES BY HEALTH PLAN AND HEALTH INSURANCE
INSURERS. UNANIMOUSLY. REPUBLICANS AND DEMOCRATS ALIKE
PROVIDERS AND CONSUMERS, UNANIMOUSLY RECOMMEND THAT THERE BE A
{13:27:51} (MR. KENNEDY) { NOT AN OFFICIAL TRANSCRIPT }
PATIENT'S BILL OF RIGHTS. SO IT VASE, THE SENSE OF THE SENATE
THAT THE S. SUM SHONS UNDERLYING THIS RESOLUTION PROVIDE THE
ENACT OF OF LEGISLATION TO ESTABLISH A PATIENTS' BILL OF RIGHTS
FOR PARTICIPANTS IN HEALTH PLANS. AND THEN, MR. PRESIDENT, WE
POINT OUT VERY BRIEFLY EXACTLY WHAT THOSE PROTECTIONS OUGHT TO
BE AND IF THERE ARE MEMBERS OF THE SENATE THAT WANT TO DIFFER
WITH THESE, I'D WELCOME THE OPPORTUNITY TO DEBATE THOSE OR
DISCUSS THEM. FIRST, A GUARANTEE OF ACCESS TO COVERAGE SERVICES
INCLUDING EMERGENCY CARE, SPECIALTY CARE, AND GYNECOLOGIST --
{13:28:24} (MR. KENNEDY) { NOT AN OFFICIAL TRANSCRIPT }
ON ANDZ GYNECOLOGICAL CARE FOR WOMEN AND PRESCRIPTION DRUGS.
DOES ANYONE DISPUTE THAT WE OUGHT TO BE ABLE TO GUARANTEE IN A
PATIENTS' BILL OF RIGHTS THOSE KINDS OF PROTECTIONS?
SECONDLY, PROVISION TO ENSURE THE SPECIAL NEEDS OF WOMEN ARE
MET INCLUDING PROTECTING WOMEN AGAINST DRIVE-BY MASS STEK
TOMES. THERE ARE A HALF A DOZEN MEMBERS OF THE SENATE THAT HAVE
VARIOUS PIECES OF LEGISLATION TO ADDRESS THAT PARTICULAR NEED.
THE CONGRESS HAS ENACTED THE PROHIBITION AND THE BANNING OF
DRIVE-BY DELIVERIES OF CHILDREN. WE OUGHT TO BE ADDRESSING THE
{13:28:59} (MR. KENNEDY) { NOT AN OFFICIAL TRANSCRIPT }
ISSUE OF DRIVE-BY MASTECTOMIE MASTECTOMIES. THIS SENSE OF THE
SENATE REFERS TO THAT. THIRD, PROVISIONS TO ENSURE THE SPECIAL
NEEDS OF CHILDREN ARE MET, INCLUDING ACCESS TO PEDIATRIC
SPECIALISTS AND CENTERS OF PEDIATRIC EXCELLENCE. MR. PRESIDENT,
THIS IS AN EXTREMELY IMPORTANT AND SIGNIFICANT NEED. ALL YOU
HAVE TO DO IS LISTEN TO PEDIATRICIANS. SENATOR REID IS A LEADER
IN THIS PARTICULAR ISSUE. WE KNOW THAT -- THE KIND OF
CHALLENGES THAT EXIST, PARTICULARLY FOR NEWBORN BABIES BABIES,
{13:29:31} (MR. KENNEDY) { NOT AN OFFICIAL TRANSCRIPT }
AND IT USED TO BE THAT 90% OF THE KINDS OF HEALTH DIFFICULTIES
THAT NEWBORNS FACED WERE EXCLUDED FROM ANY COVERAGE. OF HEALTH
INSURANCE. AND THERE STILL IS A PROBLEM. BECAUSE IN MANY OF THE
INSURANCE FORMS THAT SAY THAT ANY PARTICULAR NEEDS OF A CHILD
THAT OCCUR WITHIN THE FIRST TEN DAYS WILL BE OUTSIDE THE
COVERAGE OF THE -- OF THIS INSURANCE POLICY. THE FACT OF THE
MATTER IS, 90% OF THE DIFFICULTIES OCCUR DURING THAT PERIOD OF
TIME. BUT SO MANY MOTHERS DID NOT
{END: 1998/04/02 TIME: 13-30 , Thu. 105TH SENATE, SECOND SESSION}
{ NOT AN OFFICIAL TRANSCRIPT OF THE SENATE PROCEEDINGS.}