United States Bankruptcy Court For the Eastern District of Virginia NEWPORT NEWS, VIRGINIA Presiding: Judge Stephen C. St. John Friday, August 6, 2004 ÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄ 9:00 INITIAL PRE-TRIAL CONFERENCE - JUDGE'S CHAMBERS COMPLAINT TO DETERMINE VALIDITY, PRIORITY, OR EXTENT OF LIEN (1) Ch.13 Willhemina E. Smith Willhemina E. Smith 03-50493 , APN 04-5043 v. American General Finance (Messenger/Berg) (Lake) (2) Ch.13 Dennis G. & Cheryl E. Davis Dennis G. & Cheryl E. Davis 02-50324 , APN 04-5045 v. Associates Financial Services, Inc. (Poinsett) Paul W. Boyer, Trustee Quinton Robinson, Trustee ÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄ 9:30 PRELIMINARY HEARING - RELIEF FROM STAY (3) Ch.13 Elissavet M. Vinston GMAC Mortgage 03-51678 v. Elissavet M. Vinston (McQuiddy) (Gebhart) (4) Ch.13 Jesse E. & Jewell H. Jordan, Jr. HomeComings Financial Network 04-51277 v. Jesse E. & Jewell H. Jordan, Jr. (McQuiddy) (Berg) (5) Ch.13 Eric R. & Viola A. Howington GMAC Mortgage 03-51755 v. Eric R. & Viola A. Howington (McQuiddy) (Hay) Version 07/28/04 16:05 NEWPORT NEWS, VIRGINIA Page 2 Friday, August 6, 2004 Presiding: Judge Stephen C. St. John (6) Ch.13 Wilbert H. & Daphne M. Cousins GMAC Mortgage 04-50315 v. Wilbert H. & Daphne M. Cousins (McQuiddy) (Poinsett) (7) Ch.7 Skyvault Real Estate Group, L.L.C. CASE DISMISSED 7/20/04 Interbay Funding, LLC 04-51670 v. Skyvault Real Estate Group, L.L.C. (McQuiddy) (Yoder) (Ruby) David R. Ruby, Tr. (8) Ch.13 Wilbert L. Foster Chase Manhattan Mortgage Corporation 03-52196 v. Wilbert L. Foster (Wood) (Gebhart) (9) Ch.7 Amanda R. Brown Long Beach 04-51738 v. Amanda R. Brown (Bierman) (Montgomery) (Ruby) David R. Ruby, Tr. (10) Ch.13 William H. & Jean A. Rice The Bank of New York 00-51513 v. William H. & Jean A. Rice (Bierman) (Berg) (11) Ch.13 Barbara J. Coleman Wells Fargo Bank 03-53345 v. Barbara J. Coleman (Bierman) (Lewis) (12) Ch.13 Burt S. & Marsha S. Williams Mazda American Credit 03-50537 v. Burt S. & Marsha S. Williams (C. A. Eason) (Gebhart) (Santoro) Version 07/28/04 16:05 NEWPORT NEWS, VIRGINIA Page 3 Friday, August 6, 2004 Presiding: Judge Stephen C. St. John Frank J. Santoro, Tr. (13) Ch.13 Clayton J. Armstead Primus Automotive Financial Services 04-50872 v. Clayton J. Armstead (C. A. Eason) (Raymond) (Santoro) Frank J. Santoro, Tr. (14) Ch.7 Lynn D. & Shauna K. Brown Bank of America, N.A. 04-51595 v. Lynn D. & Shauna K. Brown (Zimm) (Gebhart) (Hudgins) Richard W. Hudgins, Tr. (15) Ch.13 Asia A. Wilson CONVERTED TO 7 -- 7/20/04 Langley Federal Credit Union 04-51699 v. Asia A. Wilson (Zimm) (Gebhart) (Santoro) Frank J. Santoro, Tr. (16) Ch.7 Douglas A. Cymny HSBC Mortgage Corporation 04-51458 v. Douglas A. Cymny (Patterson) (Dunnigan) (Swanson) Clara P. Swanson, Tr. (17) Ch.13 James A. & Teresa G. Norman, Sr. Countrywide Home Loans, Inc. 03-51100 v. James A. & Teresa G. Norman, Sr. (Sasser) (Poinsett) (Santoro) Frank J. Santoro, Tr. (18) Ch.13 Larry H. Harris, Jr. Irwin Mortgage Corporation 00-53024 v. Larry H. Harris, Jr. (Sasser) (Poinsett) (Santoro) Version 07/28/04 16:05 NEWPORT NEWS, VIRGINIA Page 4 Friday, August 6, 2004 Presiding: Judge Stephen C. St. John Frank J. Santoro, Tr. Amended 7/8/04 (19) Ch.13 James C. Preston Mortgage Lenders Network, USA, Inc. 04-50598 v. James C. Preston (Sasser) (Mitchell) (Santoro) Frank J. Santoro, Tr. (20) Ch.13 Gina R. Kim Mortgage Electronic Registration 04-51136 Systems, Inc. (Sasser) (Gebhart) (Santoro) v. Gina R. Kim Frank J. Santoro, Tr. (21) Ch.13 Anthony & Donna F. Linkous Franklin Credit Management Corporation 02-53140 v. Anthony & Donna F. Linkous (Sasser) (Tichanski) (Santoro) Frank J. Santoro, Tr. (22) Ch.13 Phillip B. Gault Navy Federal Credit Union 02-52380 v. Phillip B. Gault (Sasser) (N. Webb) (Santoro) Frank J. Santoro, Tr. (23) Ch.13 Richard C. & Angela K. Freeman Irwin Mortgage Corporation 04-50261 v. Richard C. & Angela K. Freeman (Sasser) (Coppinger) (Santoro) Frank J. Santoro, Tr. Version 07/28/04 16:05 NEWPORT NEWS, VIRGINIA Page 5 Friday, August 6, 2004 Presiding: Judge Stephen C. St. John (24) Ch.7 Patrick M. Kelly, III Countrywide Home Loans, Inc. 04-51723 v. Patrick M. Kelly, III (Sasser) (Berg) (Ruby) David R. Ruby, Tr. (25) Ch.13 Stephen J. & Deborah L. Morris Regions Mortgage 02-52123 v. Stephen J. & Deborah L. Morris (Rosado) (S. Smith) (26) Ch.13 John H. Chandler, Jr. Regions Mortgage 04-51266 v. John H. Chandler, Jr. (Rosado) (Weisbrod) (27) Ch.13 Lisa D. Hodge Countrywide Home Loans, Inc. 00-51694 v. Lisa D. Hodge (Bryant) (Berg) (Santoro) Frank J. Santoro, Tr. (28) Ch.13 Joan P. Davis SETTLED Americredit Financial Services, Inc. 04-51638 v. Joan P. Davis (Epps) (Berg) (Santoro) Frank J. Santoro, Tr. (29) Ch.13 Sam Johnson Americredit Financial Services, Inc. 03-52875 v. Sam Johnson (Epps) (Gebhart) (Santoro) Frank J. Santoro, Tr. Version 07/28/04 16:05 NEWPORT NEWS, VIRGINIA Page 6 Friday, August 6, 2004 Presiding: Judge Stephen C. St. John 9:30 PRELIMINARY HEARING - RELIEF FROM STAY & CO-DEBTOR STAY (30) Ch.13 Kathleen K. Wood DaimlerChrysler Services North America 03-52752 L.L.C. (Epps) (Gebhart) (Santoro) v. Kathleen K. Wood Charles G. Wood, Co-Debtor Frank J. Santoro, Tr. (31) Ch.13 Pamela B. Tucker Deutsche Bank National Trust Company 02-50773 v. Pamela B. Tucker (Sasser) (Lewis) (Santoro) Ralph Tucker, Co-Debtor Frank J. Santoro, Tr. (32) Ch.13 Andrea' Hill & RESPONSE Wells Fargo Bank, N.A. 04-50890 v. Andrea' Hill (Sasser) (Poinsett) (Santoro) Olivia R. Hill, Co-Debtor Frank J. Santoro, Tr. (33) Ch.13 Anola Osouna Wells Fargo Bank 03-53008 v. Anola Osouna (Bierman) (Lewis) Kwasi K. Osouna, Co-Debtor (34) Ch.13 Emanuel Lane, Sr. Deutsche Bank National Trust Company 04-50692 v. Emanuel Lane, Sr. (Rosado) (Lewis) Mattie L. Lane, Co-Debtor (630 G Street) Version 07/28/04 16:05 NEWPORT NEWS, VIRGINIA Page 7 Friday, August 6, 2004 Presiding: Judge Stephen C. St. John (35) Ch.13 Emanuel Lane, Sr. Deutsche Bank National Trust Co. 04-50692 v. Emanuel Lane, Sr. (Rosado) (Lewis) Mattie L. Lane, Co-Debtor (621 Day Street) (36) Ch.13 Raymond P. Cornett, II First Horizon Home Loan 03-52811 v. Raymond P. Cornett, II (Wood) (Poinsett) Rochelle Nard, Co-Debtor 9:30 FINAL HEARING - RELIEF FROM STAY (37) Ch.13 Charlotte Yuna Saxon Mortgage Services, Inc. 00-51692 v. Charlotte Yuna (Cromwell) (Lewis) (Santoro) Frank J. Santoro, Tr. (38) Ch.7 Gregory S. & Patricia K. Rivers AS TO DEBTORS Wells Fargo Bank, N.A. 03-52627 v. Gregory S. & Patricia K. Rivers (Sasser) (Gebhart) (Swanson) Clara P. Swanson, Tr. 9:30 MOTION TO DISMISS BY TRUSTEE - Santoro, Tr. (39) Ch.13 SETTLED Raymond M. & Marianne K. Chaney 02-53309 (Poinsett) (40) Ch.13 Rosezina W. Johnson 02-51359 (Poinsett) Version 07/28/04 16:05 NEWPORT NEWS, VIRGINIA Page 8 Friday, August 6, 2004 Presiding: Judge Stephen C. St. John (41) Ch.13 Denine N. Whitaker 00-52768 (Poinsett) (42) Ch.13 John B. & Hope H. Stewart 03-50399 (Poinsett) (43) Ch.13 Jacquelyn O. Bryant 00-51561 (Poinsett) (44) Ch.13 Cleveland Dunlap 04-50172 (Poinsett) (45) Ch.13 Linwood Boone 02-52351 (Rowlands) (46) Ch.13 SETTLED Robert B. Hill 04-50949 (Webb) (47) Ch.13 Lisa Harrell 02-50101 (Webb) Version 07/28/04 16:05 NEWPORT NEWS, VIRGINIA Page 9 Friday, August 6, 2004 Presiding: Judge Stephen C. St. John (48) Ch.13 WITHDRAWN Pearlie Livingston, Jr. 01-50255 (Webb) (49) Ch.13 SETTLED Bernard L. Dennis 03-52501 (Gebhart) (50) Ch.13 Sherease S. Beal 04-50020 (Gebhart) (51) Ch.13 Thomas W. Self 01-51260 (Mitchell) 9:30 MOTION TO DISMISS BY TRUSTEE - Neal, Tr. (52) Ch.13 CASE DISMISSED 7/26/04 David L. & Beverly D. Whitaker 03-53548 (Berg) 9:30 MOTION TO DISMISS BY TRUSTEE - Santoro, Tr. (53) Ch.13 Monique E. Leaphart 04-50139 (Poinsett) Version 07/28/04 16:05 NEWPORT NEWS, VIRGINIA Page 10 Friday, August 6, 2004 Presiding: Judge Stephen C. St. John 9:30 OBJECTION TO CONFIRMATION OF AMENDED PLAN AND RELATED MOTIONS - Santoro, Tr. (54) Ch.13 Monique E. Leaphart 04-50139 (NAE Federal Credit Union) (Hauser) (Poinsett) 9:30 OBJECTION TO CONFIRMATION AND RELATED MOTIONS - Neal, Tr. (55) Ch.13 Tina A. & Stanley J. Roberson, Jr. 04-51288 (George W. Neal, Tr.) (Pincus/Neal) (Ruby) (Spear) (Jane Saunders & Walter Saunders) 9:30 OBJECTION TO CONFIRMATION AND RELATED MOTIONS - Santoro, Tr. (56) Ch.13 Barbara A. Harris 04-51200 (City of Newport News, Virginia) (Ringler) (Heath) (57) Ch.13 CASE DISMISSED 7/7/04 Buffy L. Pendergrass 04-51309 (City of Newport News, Virginia) (Ringler) (Santoro) (Gebhart) (Frank J. Santoro, Tr.) (58) Ch.13 Marcella W. Jordan 04-51328 (City of Newport News, Virginia) (Ringler) (Gebhart) (59) Ch.13 Jennifer L. Johnson 04-51135 (Mortgage Electronic Registration (Sasser) (Gebhart) Systems, Inc.) Version 07/28/04 16:05 NEWPORT NEWS, VIRGINIA Page 11 Friday, August 6, 2004 Presiding: Judge Stephen C. St. John (60) Ch.13 AMENDED PLAN 6/30/04 - WITHDRAWN Jesse E. & Jewell H. Jordan, Jr. 04-51277 (Homecomings Financial Network) (McQuiddy) (Berg) (61) Ch.13 WITHDRAWN Victor G. Raboteau 04-51312 (Homecomings Financial Network) (McQuiddy) (Lee) (62) Ch.13 CASE DISMISSED 7/21/04 Vaughn White, Sr. 04-51268 (GMAC Mortgage) (McQuiddy) (C. Smith) (Henderson- (USA Discounters) Stith) (63) Ch.13 James E. Brown, Sr. 04-51218 (Washington Mutual Bank, FA) (Gershen) (Poinsett) (64) Ch.13 Shannon D. & Linda K. Kilgore 04-51306 (Chase Manhattan Mortgage Corporation) (Wood) (Poinsett) (65) Ch.13 Clarrissa E. Alashi 04-51349 (Internal Revenue Service) (Van Valkenburg) (Webb) (66) Ch.13 Bruce McFadden 04-51365 (Internal Revenue Service) (Van Valkenburg) (Lee) Version 07/28/04 16:05 NEWPORT NEWS, VIRGINIA Page 12 Friday, August 6, 2004 Presiding: Judge Stephen C. St. John (67) Ch.13 Lillian Hough 04-51091 (Frank J. Santoro, Tr.) (Santoro) (Poinsett) (68) Ch.13 Henrietta D. Thompson 04-51189 (Frank J. Santoro, Tr.) (Santoro) (Berg) (69) Ch.13 Ida M. Gardner 04-51310 (Frank J. Santoro) (Santoro) (Mitchell) (70) Ch.13 Gina R. Kim 04-51136 (City of Newport News, Virginia) (Ringler) (Gebhart) 9:30 MOTION TO REOPEN TO NULLIFY STAY BY MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (71) Ch.13 Gina R. Kim 04-50525 (Sasser) (Gebhart) (Santoro, Tr.) 9:30 OBJECTION TO CONFIRMATION AND RELATED MOTIONS AND MOTION TO DISMISS BY TRUSTEE - Santoro, Tr. (72) Ch.13 AMENDED MOTION Michael W. & Rita H. Gibson 04-51361 (Frank J. Santoro, Tr.) (Santoro) (Poinsett) Version 07/28/04 16:05 NEWPORT NEWS, VIRGINIA Page 13 Friday, August 6, 2004 Presiding: Judge Stephen C. St. John 9:30 OBJECTION TO CONFIRMATION AND RELATED MOTIONS AND MOTION TO DISMISS WITH PREJUDICE BY TRUSTEE - Santoro, Tr. (73) Ch.13 Lawrence E. Campbell 04-51297 (Frank J. Santoro, Tr.) (Santoro) (Coppinger) 9:30 OBJECTION TO CONFIRMATION OF AMENDED PLAN AND RELATED MOTIONS - Santoro, Tr. (74) Ch.13 Roy W. Nettles, Jr. 04-50374 (Internal Revenue Service) (Van Valkenburg) (Gebhart) (75) Ch.13 2ND AMENDED PLAN 7/7/04 U.W. Carlton 04-50772 (Frank J. Santoro) (Santoro) (Diamond) (76) Ch.13 Jacqueline D. Coleman 03-50267 (Frank J. Santoro, Tr.) (Santoro) (Poinsett) 9:30 OBJECTION TO CONFIRMATION OF SECOND AMENDED PLAN AND RELATED MOTIONS AND MOTION TO DISMISS - Santoro, Tr. (77) Ch.13 Gary L. & Patricia M. Spivey 03-53167 (Frank J. Santoro, Tr.) (Santoro) (Poinsett) Version 07/28/04 16:05 NEWPORT NEWS, VIRGINIA Page 14 Friday, August 6, 2004 Presiding: Judge Stephen C. St. John 9:30 REHEARING ON NOTICE TO SHOW CAUSE (78) Ch.13 Mark A. Dillard 03-52305 (Van Arsdale) (Poinsett/Coppinger) (Santoro, Tr.) 9:30 NOTICE TO SHOW CAUSE (79) Ch.13 Bradley Kent 04-51246 (Van Arsdale) (Lee) (Santoro, Tr.) (80) Ch.7 LaShone D. Gregory 04-51276 (Van Arsdale) (Weisbrod) 9:30 MOTION TO DISMISS WITH PREJUDICE FOR CAUSE AND ABUSE OF PROCESS UNDER 11 USC SECTIONS 105(a) AND 1307(c) BY UNITED STATES TRUSTEE (81) Ch.13 Arthur G. & Erma J. Mason 04-51523 (Weschler) (Pro Se) (Santoro, Tr.) 9:30 MOTION FOR JOINDER IN UNITED STATES TRUSTEE'S MOTION TO DISMISS WITH PREJUDICE BY CHAPTER 13 TRUSTEE (82) Ch.13 Arthur G. & Erma J. Mason 04-51523 (Santoro, Tr.) (Pro Se) (Weschler) Version 07/28/04 16:05 NEWPORT NEWS, VIRGINIA Page 15 Friday, August 6, 2004 Presiding: Judge Stephen C. St. John 9:30 MOTION TO DISMISS WITH PREJUDICE FOR CAUSE AND ABUSE OF PROCESS UNDER 11 USC SECTIONS 105(a) AND 1307(c) BY UNITED STATES TRUSTEE (83) Ch.13 Louis A. Mark 04-51560 (Van Arsdale) (Pro Se) (Santoro, Tr.) 9:30 MOTION FOR JOINDER IN UNITED STATES TRUSTEE'S MOTION TO DISMISS CASE WITH PREJUDICE BY CHAPTER 13 TRUSTEE (84) Ch.13 Louis A. Mark 04-51560 (Santoro, Tr.) (Pro Se) (Van Arsdale) 9:30 MOTION TO VACATE DISMISSAL ORDER (85) Ch.13 Deborah Y. Seward 02-53631 (Diamond) (Santoro, Tr.) (86) Ch.13 NOT NOTICED Carolyn W. Acklin 04-50348 (Hay) (Santoro, Tr.) (87) Ch.13 Micheal B. Jacobs 04-51506 (Merritt) (Santoro, Tr.) Version 07/28/04 16:05 NEWPORT NEWS, VIRGINIA Page 16 Friday, August 6, 2004 Presiding: Judge Stephen C. St. John 9:30 MOTION TO DISMISS BY DEBTORS (88) Ch.13 HELD 7/9/04 Timothy R. & Christina J. Harris 01-51373 (N. Webb) (Santoro, Tr.) 9:30 MOTION TO ALLOW LATE PROOF OF CLAIM ON BEHALF OF CITY OF HAMPTON BY DEBTOR (89) Ch.13 Norma G. Little 03-53093 (Heath) (Santoro, Tr.) 9:30 MOTION TO ALLOW LATE PROOF OF CLAIM BY AURORA LOAN SERVICES, INC. (90) Ch.13 Robert A. Dawkins 04-50763 (Jaffe) (Lee) (Santoro, Tr.) 9:30 MOTION TO ALLOW LATE PROOF OF CLAIM BY COMMONWEALTH OF VIRGINIA, DEPARTMENT OF TAXATION (91) Ch.13 RESCH FR 7/9/04 Wilbert L. Foster 03-52196 (N. Kane) (Gebhart) (Santoro, Tr.) 9:30 MOTION TO ALLOW LATE AMENDED PROOF OF CLAIM BY UNITED STATES OF AMERICA (92) Ch.13 David L. Epps 03-52401 (Stefan) (Gebhart) (Santoro, Tr.) Version 07/28/04 16:05 NEWPORT NEWS, VIRGINIA Page 17 Friday, August 6, 2004 Presiding: Judge Stephen C. St. John 9:30 REAFFIRMATION HEARING (93) Ch.7 Michael Sheard 04-51438 (Arcadia Financial Ltd) (Pro Se) 9:30 APPLICATION TO EMPLOY REAL ESTATE AGENT BY TRUSTEE (94) Ch.7 James R. Dixon 04-51219 (Larry Townsend, GSH Real Estate) (Swanson, Tr.) (Jones) 9:30 MOTION FOR TURNOVER BY TRUSTEE (95) Ch.7 Amada Morton 04-50234 (Swanson, Tr.) (Coppinger) 9:30 MOTION FOR EXTENSION OF TIME TO FILE OBJECTION TO DISCHARGE BY TRUSTEE (96) Ch.7 Penelope E. De Blasio 04-50926 (Hudgins, Tr.) (Boardman) 9:30 MOTION FOR EXTENSION OF TIME TO FILE COMPLAINT OBJECTING TO DISCHARGE BY JUDITH L. DESHONG (97) Ch.7 Penelope E. De Blasio 04-50926 (Glanzer) (Boardman) Version 07/28/04 16:05 NEWPORT NEWS, VIRGINIA Page 18 Friday, August 6, 2004 Presiding: Judge Stephen C. St. John 9:30 OBJECTION TO TRUSTEE'S MOTION TO SELL ASSETS OF THE ESTATE AND MOTION TO COMPEL ABANDONMENT BY DEBTORS (98) Ch.7 Kenneth & Bette C. Smith 04-50646 (S. Smith) (Hudgins, Tr.) 9:30 OBJECTION TO TRUSTEE'S MOTION TO SELL ASSETS OF THE ESTATE BY DEBTOR (99) Ch.7 Carolyn Justice-Weal 04-50590 (Lewis) (Hudgins, Tr.) 9:30 MOTION FOR DISGORGEMENT OF FEE BY TRUSTEE (100)Ch.7 CON'T FR 7/9/04 LaTrease E. Channey 04-50989 (Hudgins, Tr.) (Cassidy) 9:30 MOTION FOR TURNOVER AND SANCTIONS BY TRUSTEE (101)Ch.7 & OBJECTION Pamela S. Snoha 03-52512 Con't Fr 5/14/04 & 7/9/04 (Hudgins, Tr.) (Webb) 9:30 MOTION TO VACATE DISCHARGE AND VOLUNTARILY DISMISS (102)Ch.7 & RESPONSE Pamela S. Snoha 03-52512 Con't Fr 6/11/04 & 7/9/04 (Webb) (Hudgins, Tr.) Version 07/28/04 16:05 NEWPORT NEWS, VIRGINIA Page 19 Friday, August 6, 2004 Presiding: Judge Stephen C. St. John 9:30 TRUSTEE'S FINAL REPORT AND ACCOUNTING AND APPLICATION FOR COMPENSATION (103)Ch.7 Bennie G. McCord 03-50255 (David Ruby, Trustee) (Ruby, Tr.) (Lee) (Van Arsdale) 9:30 APPLICATION FOR COMPENSATION (104)Ch.11 Master Machine & Tool Company, Inc. 04-50380 (Harry Jernigan, P.C., Counsel for (Jernigan) (Van Arsdale) Debtor) (105)Ch.11 Gio-Nikki Enterprises, Inc. 04-50398 (Harry Jernigan, P.C., Counsel for (Jernigan) (Van Arsdale) Debtor) 9:30 MOTION TO ASSUME LEASE OF NON-RESIDENTIAL REAL PROPERTY (106)Ch.11 & OBJECTION Gio-Nikki Enterprises, Inc. 04-50398 (Mahmoud/Jernigan) (Van Arsdale) (Greer) 9:30 DISCLOSURE STATEMENT (107)Ch.11 Clipper Technologies, Inc. 03-51539 (Liberatore) (Van Arsdale) Version 07/28/04 16:05