Insurance home > Bibliography

Insurance in a Climate of Change: Essential Reading

Key Science Articles

Alley, R.B., J. Marotzke, W.D. Nordhaus, J.T. Overpeck, D.M. Peteet, R.A. Pielke Jr., R.T. Pierrehumbert, P.B. Rhines, T.F. Stocker, L.D. Talley, J.M. Wallace. 2005. “Abrupt Climate Change,” Science 299:2005–2010.

Bryden, H.L, H.R. Longworth, and S. A. Cunningham. 2005. “Slowing of the Atlantic Meridional Overturning Circulation at 25°N.” Nature. Vol. 438, pp. 655-658.

Emanuel, K. 2005. “Increasing Destructiveness of Tropical Cyclones over The Past 30 years,” Nature, 436, pp. 686-688.

Joint Science Academies’ Statement: Global Response to Climate Change.” http://www.nationalacademies.org/onpi/06072005.pdf

Kerr, R.A. 2006. “No Doubt About It, the World is Warming.” Science (news section) Vol. 312, pp. 825.

Mann, M.E. and K.A. Emanuel. 2006. “Atlantic Hurricane Trends Linked to Climate Change.” EOS Transactions, American Geophysical Union, 87(24), p. 233.

National Research Council. 2006. “Surface Temperature Reconstructions for the Last 2,000 Years.” National Academy of Sciences and the National Academy of Engineering, Washington, D.C.

Oreskes, N. 2004. “Beyond the Ivory Tower: The Scientific Consensus on Climate Change.” Science. Vol. 306. No. 5702, p. 1686

Webster, P.J., G.J. Holland, J.A. Curry, and H.-R. Chang. 2005. “Changes in Tropical Cyclone Number, Duration, and Intensity in a Warming Environment,” Science 309, pp. 1884–1846.

Westerling, A.L., H.G. Hidalgo, D.R. Cayan, and T.W. Swetnam. 2006. “Warming and Earlier Spring Increases Western U.S. Forest Wildfire Activity.” Science. DOI: 10.1126/science.1128834 (Science Express)

Insurance-related Publications

AIG. 2006. AIG’s Policy and Programs on Environment and Climate Change.

Allianz. Aon. 2005. “Aon Provides Strategic Climate Change Review to BG Group.” In Alternative Views: Aon Captive Services Group Newsletter, Issue 43, July.

Association of British Insurers. 2005. “The Financial Risks of Climate Change.”

Beattie, J. 2002. “Auto Insurers Back new CAFE Plan.” The Energy Daily, 30 (17):1.

Carr, M. 2005. “Swiss Re Offers Products to Limit European Carbon Risks.” Bloomberg, March 30.

Ceniceros, R. 2006. “Catastrophe Model Changes Tighten Market for Storm Risks.” Business Insurance, p. 24, June 12.

Changnon, S.A., D. Changnon, E.R. Fosse, D.C. Hoganson, R.J. Roth Sr., and J.M. Totsch. 1997. “Effects of Recent Weather Extremes on the Insurance Industry: Major Implications for the Atmospheric Sciences,” Bulletin of the American Meteorological Society

78(3):425–431.

Chesnin, N. 2005. “Insuring a Green Future: A Proposal to Integrate the Interests of the Insurance and Green Buildings Industries.” The Green Roundtable, Massachusetts.

Deering, A. and J.P. Thornton. 1998. “Solar Technology and the Insurance Industry: Issues and Applications.” NREL/MP 520-25866, National Renewable Energy Laboratory, Golden, CO, 14pp.

Dlugolecki, A. 2004. “A Changing Climate for Insurance.” Association of British Insurers, 24pp.

Dlugolecki, A. and S. Lafeld. 2005. “Climate Change and the Financial Sector: An Agenda for Action.” Allianz and the World Wildlife Fund, 59 pp.

Epstein, P. and E. Mills (eds.). 2005. "Climate Change Futures: Health, Ecological and Economic Dimensions." Published by Harvard Medical School, sponsored by Swiss Re and the U.N. Development Programme. Contributing Authors: Pamela Anderson, John Brownstein, Ulisses Confalonieri, Douglas Causey, Nathan Chan, Kristie L. Ebi, Jonathan H. Epstein, J. Scott Greene, Ray Hayes, Eileen Hofmann, Laurence S. Kalkstein, Tord Kjellstrom, Rebecca Lincoln, Anthony J. McMichael, Charles McNeill, David Mills, Avaleigh Milne, Alan D. Perrin, Geetha Ranmuthugala, Christine Rogers, Cynthia Rosenzweig, Colin L. Soskolne, Gary Tabor, Marta Vicarelli, X.B. Yang.

Epstein, P. 2005. “Climate Change and Human Health,” New England Journal of Medicine, 353, 14:1433.

Fried, J.S., M.S. Torn, E. Mills. 2004. “The Impact of Climate Change on Wildfire Severity:A Regional Forecast for Northern California,” Climatic Change 64 (1–2): 169-191.

Friends of the Earth. 2005. “Climate Risk Reporting in SEC Filings of Publicly-Traded Property & Casualty Insurers.”

Gordes, J. 2000. “The Power to Insure: Reducing Insurance Claims with new Electricity Options. Greenfield, MA: Northeast Sustainable Energy Association.

Green, M. 2006. “SUVs No Safer Than Passenger Cars for Kids.” Best’s Review, p 97, February.

Hoffman, D. 2006. “Directors and Officers Liability Insurance (D&O Insurance).” Pacific Risks.

Huang, P. 2006. “Climate Boiling Point.” Forbes, p. 42, January 9.

Hyman, A.S. 2006. “Sarbanes-Oxley will Force Corporations to Confront Climate Change.” Fiske Walter Capital Management, Ltd.

IDNR. 2000. “Insurance Industry Participation in Promotion of Building Energy Codes.” Prepared by the Center for Business and Economic Research, Louisiana State University, for Iowa Department of Natural Resources, August.

Investment News. 2006. “Financial Services Industry Addresses Climate Change Issue.” June 19.

Kats, G., L. Alevantis, A. Berman, E. Mills, and J. Perlman. 2003. "The Costs and Financial Benefits of Green Buildings: A Report to California's Sustainable Building Task Force." Capital E, Washington D.C.

Kovacs, P. 2006. “Hope for the Best and Prepare for the Worst: How Canada’s Insurers Stay a Step Ahead of Climate Change.” Policy Options, p. 53-56, December/January.

Lecomte, E. A.W. Pang, J.W. Russell. 1998. “Ice Storm ’98.” Institute for Catastrophic Loss Reduction and Institute for Business and Home Safety.

Linden, E. 2006. The Winds of Change: Climate, Weather, and the Destruction of Civilizations. Simon & Schuster: New York.

Lloyds of London. 2006. “Climate Change, Adapt or Bust.” See also: http://www.lloyds.com/News_Centre/360_risk_project/

Lloyds of London. 2006. “Climate Change: Adapt or Bust.”

Marsh. 2004. “Responding to Climate Change Risks and Opportunities.” Topics Letter Number XVI.

Marsh. 2006. “Risk Alert – Climate Change: Business Risks and Solutions.” 36pp, April.

Marsh. 2006. “Survey of Insurance Availability for Renewable Energy Projects.” 15pp, March.

Mills E. 2005. Response to: "Attribution of Disaster Losses" Science, Vol. 310, pp. 1615-1616. 9 December.

Mills, E. 2001. "When the Lights Go Out." Best's Review. Oldwick, NJ: A.M. Best Company, pp. 73-77, July.

Mills, E. 2003. "Risk Transfer via Energy Savings Insurance." Energy Policy, 31:273-281. LBNL-48927.

Mills, E. 2003. "The Insurance and Risk Management Industries: New Players in the Delivery of Energy-Efficient Products and Services." Energy Policy 31:1257-1272.

Mills, E. 2004. "Insurance as an Adaptation Strategy for Extreme Weather Events in Developing Countries and Economies in Transition: New Opportunities for Public-Private Partnerships." Lawrence Berkeley National Laboratory Report No. 52220.

Mills, E. 2005. "Insurance in a Climate of Change," Science Vol. 308, No. 5737, pp.1040-1044, August 12.

Mills, E. 2006. “Synergisms between Climate Change Mitigation and Adaptation: An Insurance Perspective,” Mitigation and Adaptation Strategies for Global Change, Special Issue on Challenges in Integration Mitigation and Adaptation Responses to Climate Change. (in press)

Mills, E. and I. Knoepfel. 1997. “Energy Efficiency Options for Insurance Loss Prevention.” Proceedings of the ECEEE Summer Study, June 9-14, Prague.

Mills, E., R.J. Roth, E. Lecomte. 2005. "Availability and Affordability of Insurance Under Climate Change: A Growing Challenge for the U.S." Prepared for The National Association of Insurance Commissioners.

Munich Re and American Re. 2006. “Hurricanes: More Intense, More Frequent, More Expensive.” Munich Reinsurance Company and American Reinsurance Company, 44pp.

Munich Re. 2005. Weather Catastrophes and Climate Change. Munchener Ruckversicherungs-Gesellschaft, Munich.

Nutter, F.W. 1996. “Insurance and the Natural Sciences: Partners in the Public Interest,” Research Review: Journal of the Society of Insurance Research, pp. 15-19 (Fall), Marietta, GA, USA.

Rosenzweig, C., F. N. Tubiello, R. Goldberg, E. Mills, and J Bloomfield. 2002. “IncreasedCrop Damage in the U.S. from Excess Precipitation under Climate Change,” Global Environmental Change, 12:197-202. LBNL-

Ross, M. and T. Wenzel. 2002. “An Analysis of Traffic Deaths by Vehicle Type and Model.” LBNL Report No 49675. http://www.lbl.gov/Science-Articles/Archive/assets/images/2002/Aug-26-2002/SUV-report.pdf

Ryland, H. 2006. “IBHS Leads the Way to Safer Living.” Natural Hazards Observer, pp. 11-12, July. Additional information from Chuck Vance, IBHS.

Schiermeier, Q. 2006. “Insurers’ Disaster Files Suggest Climate Is Culprit.” Nature, 441:674-675, June 8.

Sclafane, S. 2006. “Gaping Captial Hole Troubles Cat Modeler.” National Underwriter Property & Casualty, p. 8, June 12.

Seifert, B. 2006. “The Emerging Arena of Sustainable Building and The Contract Surety.” Surety Institute Claims Newsletter, Vol. 18, No. 2, p. 4.

Stagnitta, L. and K. Forster. 2005. “Is Climate Change for Real and if so What is the Cause, Likely Impact, and Remedy?” Proceedings of the Australian Building Codes Board National Conference, Insurance Australia Group.

Swiss Re. 2006. “Natural Catastrophes and Man-Made Disasters 2005.” Swiss Reinsurance Company, Sigma no. 2/2006, Zurich. [this and prior years available at http://www.swissre.com]

Swiss Re. 2006. “The Effects of Climate Change: Storm Damage in Europe on the Rise.” Swiss Reinsurance Company, Report 1503160_06_en.

The Australian Climate Group. 2006. “Climate Change: Solutions for Australia.” World Wildlife Fund and the Insurance Australia Group. See also http://www.iag.com.au/pub/iag/sustainability/index.shtml

The Munich Climate Insurance Initiative. No date. “Insurance-Related Options for Adaptation to Climate Change.” 10pp.

Tom Wenzel. 1995. “Analysis of National Pay-as-you-Drive Insurance Systems and Other Variable Driving Charges,” Lawrence Berkeley National Laboratory.

U.S. GAO, 2000. “Insurers’ Ability to Pay Catastrophe Claims,” US General Accounting Office, Washington, USA, report B-284252, 32 pp. http://www.gao.gov/corresp/gg00057r.pd55.

GAO. 2004. “Crop Insurance: USDA Needs to Improve Oversight of Insurance Companies and Develop a Policy to Address Any Future Insolvencies,” United States General Accounting Office, Report GAO-04-517, 55pp.

Valverde, L.J. Jr. and M.W. Andrews. 2006. “Global Climate Change and Extreme Weather: An Exploration of Scientific Uncertainty and the Economics of Insurance.” Insurance Information Institute.

Vellinga, P. V., E. Mills, L. Bowers, G. Berz, S. Huq, L. Kozak, J. Paultikof, B. Schanzenbacker, S. Shida, G. Soler, C. Benson, P. Bidan, J. Bruce, P. Huyck, G. Lemcke, A. Peara, R. Radevsky, C. van Schoubroeck, A. Dlugolecki. 2001. Insurance and Other Financial Services. Chapter 8 in Climate Change 2001: Impacts, Vulnerability, and Adaptation. Intergovernmental Panel on Climate Change, United Nations and World Meteorological Organization, Geneva.

Victoria Transport Policy Institute. 2005. “Pay-As-You-Drive Vehicle Insurance.” http://www.vtpi.org/paydsum.pdf

Vine, E., E. Mills, and A. Chen. 1999. "Tapping Into Energy: New Technologies and Procedures that Use Energy More Efficiently or Supply Renewable Energy Offer a Largely Untapped Path to Achieving Risk Management Objectives." Best's Review-Property/Casualty Edition May, pp. 83-85. Oldwick, NJ: A.M. Best Company.

Wilson, E.J. and M.A. de Figueiredo. 2006. “Geologic Carbon Dioxide Sequestration: An Analysis of Subsurface Property Law.” Environmental Law Review, 36:10114.

Wilson, E.J., T.L. Johnson, and D.W. Keith. 2003. “Regulating the Ultimate Sink: Managing the Risks of Geologic CO2 Storage,” Environmental Science and Technology, 37:3476-3483.

Zeng, L. and P.J. Kelly. 1997. “A Preliminary Investigation of the Trend of Flood Events in the United States.” Presented at the National Association of Real Estate Investment Managers Senior Officer Property Insurance Forum, Boston, (March 18-19). Arkwright Mutual Insurance Company.

Zwirner, O. 2000. “Impact of Greenhouse Gas Mitigation on the Insurance Industry.” In Bernstein, L, Pan, J. (eds.) Sectoral Economic Costs and Benefits of GHG Mitigation, Proceedings of an IPCC Expert Meeting, Eisenach, Germany, 14-15 February 2000, pp. 260-269.


Insurance home > Bibliography