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Pepper Group Limited ABN 55 094 317 665 (trading as Pepper Money) Australian Credit Licence 286655 a PO Box 6186, North Sydney NSW 2060 t 13 73 77
Referrer Name
Referrer Email
Phone
Lending Specialist
ARM ID#
Referrer Phone
Fully completed Signed and dated in sections for Nomination Form, Valuation Fee Payment Authority, Declaration of Financial Position, Applicant’s Declaration and Independent Privacy Declaration.
Authority to debit establishment fee signed
SELF-EMPLOYED APPLICANTS
Self-Employed Advantage - Declaration of Financial Position
6 months Business Bank Statements Last 2 quarters Business Activity Statements (BAS) Letter from accountant using Pepper Money’s template
Identification statement completed Pepper Money’s Preliminary Assessment form completed, signed and dated All borrowers monthly living expenses completed in Personal Liabilities section
APPLICATION FORM
INCOME EVIDENCE APPLICANTS WITH FULL DOCUMENTATION APPLICANTS WITH ALTERNATE DOCUMENTATION
PAYG APPLICANTS 2 current computerised payslips plus one of the following:
Most recent group certificate Most recent tax return/taxation notice Full employer’s letter
All Tax File Numbers (TFN) are to be deleted prior to document(s) being forwarded to Pepper Money
SELF-EMPLOYED APPLICANTS
2 years Financial Statements
2 years Certified Tax Returns + Tax Assessment Notice
Pepper Money Direct Application Form
CHECKLIST (INFORMATION TO INCLUDE WITH THIS APPLICATION)
OTHER DOCUMENTS (IF APPLICABLE)
Copy of Lease or Managing Agent’s Statement Copy of the Contract of Sale Evidence of 6 months history on Owner Occupied Debt, plus all other home loans being refinanced (evidence of 12 months history on any non-conforming loans) Proof of funds to complete Last 3 months statements of all other debts being refinanced
Please email applications to direct@pepper.com.au Pepper Group Limited, PO Box 6186, North Sydney NSW 2060
Ph: 13 73 77 ABN 86 092 110 079
Copy of the latest rental statement on rent paid Copy of Council rates notice on all properties offered as security
Pepper Money’s Customer Identification Form, completed by the ‘authorised person’ certifying each applicant’s identity Certified copies of documents used to verify the identity of the applicant(s) Copies of all other income received such as maintenance and child support